Product Manager

About Photon

Photon is a fast growing global technology company, leading the industry in Digital Transformation for Enterprise. Photon is known for creating amazing mobile-first digital customer experiences and designs; and delivers technical expertise across all levels of corporate infrastructure.

Job Summary

unified payments platform

end-to-end money movement lifecycle

Key Responsibilities

Requirements & Documentation

• Create clear, comprehensive Product Requirement Documents (PRDs) and functional specifications.
• Document

  end-to-end payment flows

  including pay-ins, payouts, settlement, routing, reconciliation, and merchant lifecycle scenarios.
• Maintain precise user stories, acceptance criteria, and business rules in partnership with cross-functional teams.

Technical Collaboration & Delivery

• Serve as the primary liaison between product, engineering, and QA teams.
• Work with technical leads to convert business needs into scalable system designs and API specifications.
• Collaborate with UI/UX, API, and data teams to ensure technical alignment with product vision.

Process & Flow Design

• Develop detailed process maps, system interaction diagrams, and transaction journeys using Visio, Miro, or Lucidchart.
• Ensure accuracy of payment orchestration flows across authorization, capture, disbursements, and funding events.
• Support design of multi-rail routing and money movement architecture for platform use cases.

Product & Release Management

• Support backlog management, sprint planning, and prioritization of features and enhancements.
• Participate in QA review, UAT validation, and release readiness.
• Track delivery milestones and ensure on-time, high-quality product launches.
• BRD Finalization: Finalize end-to-end documentation of business requirements, flows, high and low level designs, and build phases.
• Execution Tracking: Manage detailed execution plans and sprint-level deliverables
• Solution Refinement: Continue to refine requirements and definitions throughout development and pivot as needed for market needs
• Operationalize the Product: Align implementations, billing, risk and compliance practices, servicing, and support for the solution
• Trade-Off Analysis: Provide input for prioritization decisions balancing scope, timeline, and quality

Core Skills & Competencies

• Deep experience documenting payment flows and business processes with clarity and precision.
• Strong analytical and problem-solving skills, with ability to break down complex payment journeys.
• Proven success working with engineering teams in an Agile environment.
• Hands-on expertise with JIRA, Confluence, Lucid chart, Miro, or similar tools.
• Excellent stakeholder management, communication, and cross-team alignment skills.
• Strong attention to detail and ability to create structured, logical artifacts.
• Leverage AI tools and technologies in day-to-day workflows to improve efficiency, decision-making, and operational outcomes.
• Identify and conceptualize AI-driven use cases within the product portfolio to enhance client experience and strengthen the overall value proposition.
• Collaborate with cross-functional teams to integrate AI capabilities into product design, ensuring alignment with business objectives and regulatory standards.
• Translate business challenges into AI opportunities, creating actionable strategies for implementation and measurable impact.

Preferred Experience

• 10+ years of experience in product management within

  payments, pay-ins, payouts, merchant acquiring, money movement, or financial services

  .
• Experience with platform or marketplace payment flows, payment acceptance, payout orchestration, and merchant lifecycle events.
• Familiarity with APIs, microservices, and modern digital banking or payment processing systems.
• Understanding of settlement, reconciliation, chargebacks, funding, and transaction lifecycle management.

Education

• Bachelor's degree in business, Information Systems, Computer Science, or a related field.
• Certifications in Agile, Scrum, or Business Analysis (e.g., CSPO, CBAP) are a plus.