Manager - Finance & Accounts - NBFC - CA - 8-12 Yrs - Startups

Note: Should be from startups.

Our client is a newly established, credit focused NBFC committed to enabling access to finance for MSMEs and underserved retail borrowers across India. Our mission is to build a modern, tech-enabled lending platform that delivers responsible credit at scale.

Role Overview

We are looking for an accomplished Finance & Accounts Manager with 8-12 years of experience in the BFSI sector. This role is central to managing financial reporting, IND-AS compliance, treasury, internal controls, and strategic planning. The ideal candidate will bring strong technical expertise, hands-on operational finance experience, and the ability to influence business strategy through MIS, budgeting, and forecasting.

This is a high-impact opportunity to work in a dynamic NBFC environment, closely collaborating with senior leadership and external stakeholders.

Key Responsibilities

1. Finance & Accounts Operations

- Manage month-end/year-end closings, payables/receivables, payroll, and cash receipts.

- Handle treasury operations, cash flow forecasting, budgeting, and capital reconciliations.

- Conduct revenue/expenditure variance analysis and oversee debt servicing.

2. Financial Reporting & Analysis

- Prepare consolidated financial statements as per IND-AS.

- Deliver MIS and board-level reporting for leadership and investors.

- Analyze key financial metrics (yield, borrowing cost, NIM) and provide data-driven insights.

3. Regulatory & Compliance (RBI/IND-AS)

- Ensure compliance with RBI Master Directions, ALM/LCR norms, and CRAR requirements.

- Coordinate with RBI, statutory auditors, and regulators on inspections and disclosures.

- Manage IND-AS adjustments (EIR, ECL, EIS) and ensure timely reporting.

4. Systems, Controls & Automation

- Implement ERP systems (Tally/Oracle/SAP) and automate reconciliations/workflows.

- Strengthen internal controls, governance, and risk management frameworks.

5. Fund Management & Treasury

- Manage working capital, lender drawdowns, repayment schedules, and covenants.

- Oversee securitization, DA, and PTC reconciliations with accurate investor reporting.

- Support ALM planning, liquidity strategy, and ALCO reporting.

6. Budgeting & Operational Finance

- Prepare branch-level and company-wide budgets, monitor disbursements/collections.

- Partner with business heads to track cost-to-income, yields, and operational KPIs.

7. Audit & Governance

- Coordinate internal audits (lending, expenses, vendors) and statutory/RBI audits.

- Ensure timely closure of audit findings and compliance with governance standards.

Experience & Skills Required

- Strong track record in preparing IND-AS financial statements (standalone & consolidated).

- Prior exposure to IFRS; GCC/Saudi Arabia experience is a plus.

- Expertise in taxation, treasury, accounts, MIS, and financial modeling.

- Proficiency in MS Excel, PowerPoint, Office 365, and ERP systems (Tally/Oracle/SAP).

- Excellent analytical, documentation, and communication skills.

- Self-driven, detail-oriented, and adaptable to a fast-paced NBFC environment.

- High integrity, professionalism, and stakeholder management skills.

Why join our client?

At our fast-growing NBFC, you'll:

- Build and strengthen core finance systems from day one.

- Drive compliance, treasury, and financial strategy in a leadership-facing role.

- Collaborate directly with founders and senior management.

- Access a clear growth path into senior leadership roles.