166 Lending Jobs
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2.0 - 5.0 years
Chittorgarh, Rajasthan, India
On-site
Job Requirements Job Requirements Role/Job Title: Associate Customer Service Manager Function/Department: Rural Banking Job Purpose The role entails managing and scaling up the retail banking business for the branch managing operations and resources in the most cost efficient and technology effective manner. The role bearer would lead customer service and branch operations for a designated branch and be responsible for the daily branch upkeep. This role is the central custodian of all Rural Banking documents for the branch and provides operational support for Rural and semi urban Retail products. The role bearer is primarily accountable for ensuring seamless maintaining of customer life cycl...
Posted 8 hours ago
2.0 - 5.0 years
Rajasthan, India
On-site
Job Requirements Role/Job Title : Sales Manager - Gold Loan Function/ Department : Gold Loan Job Purpose The role entails the responsibility of generating Gold loan business through different channels. It includes administering and training a team of Direct Selling Teams to expand Gold loan business in that locality/branch. Roles & Responsibilities Ensuring Monthly Sales targets are meet with acquisition in NTB (New to Bank) and ETB (Existing to Bank) customers. Existing liability customers are pitched for Gold loans. Ensure month on month growth in EOP (Execution only platform) Assets for Gold loan business/per branch. Fee Income should be Minimum 1% of total disbursals. Customer Follow ups...
Posted 8 hours ago
10.0 years
Noida, Uttar pradesh, India
On-site
About Us: Paytm is India's leading mobile payments and financial services distribution company. Pioneer of the mobile QR payments revolution in India, Paytm builds technologies that help small businesses with payments and commerce. Paytm’s mission is to serve half a billion Indians and bring them to the mainstream economy with the help of technology. Role Overview The EMI Lead will be responsible for driving growth and adoption of EMI (Equated Monthly Installment) on POS products across Paytm’s mid market channel. This role focuses on expanding EMI GMV (Gross Merchandise Value), increasing EMI revenue, and ensuring wider merchant enablement for Brand EMI, Bank EMI, and My EMI programs. The i...
Posted 12 hours ago
0.0 - 31.0 years
2 - 4 Lacs
Hsr layout, bengaluru/bangalore
On-site
*📢 We’re Hiring – Phonepe Lending Business loan process JOB* *Job Role - 1* : KYC Process Business Loan Process leads provided by Company *🕘 Timings* : 9:30 AM – 6:30 PM* *Work Location* : All over *HSR layout / BTM Layout / Madiwala / Bommannahalli / Korammangala / JP Nagar / Jayanagar* *Fixed Salary upto* : 20,500 NTH *Petrol allowances* : 4,500 *Incentives up to* : 45,000 *Requirements* : 2ndPUC Mandatory | Bike Mandatory *Any sales Experience* *your Interested Send me the details👇will call you* Name - Phone number - Which location - Qualification - Age - Experience - *Send me your updated resume PDF* *You can share with your friends😊*
Posted 20 hours ago
3.0 - 5.0 years
Kolhāpur
On-site
Business FunctionCorporate and Investment Banking provides corporate customers with a full range of Commercial banking products and services including cash management services, current accounts time deposits, trade finance, working capital finance, term loans and foreign exchange, Through our continued commitment, DBS has cultivated long standing relationships with its customers in the region that are based on account relationship management, service differentiation product development and rigorous credit standards.Job Purpose* To acquire and build a well diversified portfolio within the IBG 4 segment. The portfolio should provide revenue from diversified sources such as assets, trade, cash,...
Posted 1 day ago
1.0 years
Bareilly
On-site
Retail - Secured Relationship Officer Location: N-BAR, Bareilly Job Description Relationship Officer Job Context & Major Challenges: Write the specific aspects of the job that provide a challenge (internal and external) to the jobholder in the context of the Business/Unit/Function/Department/Section ((Max 3975 Characters) Organizational Context Key Aspects: As the debt arm of Aditya Birla Capital (ABC), Aditya Birla Finance Limited (ABFL) offers specialized lending and financing solutions in the areas of Capital Markets, Corporate/ Trade Finance, Commercial Real Estate and Mortgages. Currently ranked within the top 25 NBFCs of India, ABFL has made significant progress and the Company’s balan...
Posted 1 day ago
0.0 - 4.0 years
Jaipur
On-site
Retail - Unsecured Salaried Sales Manager Location: N-JAI, Jaipur Job Description Sales Manager 1) Job Purpose: Write the purpose for which the job exists (in 2-3 lines) (Max 1325 Characters) The purpose of this job is: To deliver on area/ local strategy for the Unsecured Business segment in terms of target segments, strengthening existing relationships and setting up new channels for market penetration, and work towards achievement of sales targets and operational plans. To proactively address customer/ DSA issues and escalate cases (e.g. fraud alerts, customer complaints or exception handling) as required for smooth operations; work on removal of bottlenecks for the achievement of targets ...
Posted 1 day ago
0.0 - 4.0 years
4 - 5 Lacs
Jodhpur
On-site
Collections - Retail Unsecured Flows Collection Officer Location: W-JOD, Jodhpur Job Description 1) Job Purpose: Write the purpose for which the job exists (in 2-3 lines) (Max 1325 Characters) To manage the collections process for a set of delinquent accounts within a location, working with non-performing defaulting borrowers to create optimum recovery solutions. 2) Dimensions: Mention quantitative or qualitative parameters that are relevant for the job and provide a better understanding of the scope and scale of the job. Other Quantitative and Important Parameters for the job: Budgets/ Volumes/No. of Products/Geography/ Markets/ Customers or any other parameter Collections Resolutions – Ens...
Posted 1 day ago
0 years
Jaipur, Rajasthan, India
On-site
Location Name: Jaipur Job Purpose “This position is open with Bajaj Finance ltd.”Culture Anchor:Work Hard - Consistently puts in effort. plans and tracks daily progress to achieve targetsExecute with Rigor - Takes responsibility for meeting targets with focus and effortOwn It - Maintains honesty and fairness in all interactions in line with organization’s policiesAct with Integrity Duties And Responsibilities Meeting & exceeding business goals/targets in different products ie. Loans & Insurance bundled/Non-Bundled through Lead fulfilment & Field Activity on existing Data Base Manage, control & own all channels businesses. Recruit, retain, manage & build a productive team of Off Roll emplo...
Posted 1 day ago
4.0 years
Aligarh, Uttar pradesh, India
On-site
Location Name: Aligarh Job Purpose “This position is open with Bajaj Finance ltd.”Culture Anchor:Work Hard - Consistently puts in effort. plans and tracks daily progress to achieve targetsExecute with Rigor - Takes responsibility for meeting targets with focus and effortOwn It - Maintains honesty and fairness in all interactions in line with organization’s policiesAct with Integrity Duties And Responsibilities Ensuring healthy motivation level among partners through continuous engagement2.Responsible for delivering business target for Rural Product3.Responsible for delivering productivity by improving lead quality4.Responsible for designing, launching and running Reward & Recognition program...
Posted 1 day ago
0 years
Sri ganganagar tehsil, Rajasthan, India
On-site
Company Description Bajaj Finserv, established in April 2007, is the financial arm of the Bajaj Group and one of India’s fastest-growing and most diversified non-banking financial companies (NBFCs). With a commitment to excellence, we offer an extensive portfolio of 24 products across 12 categories, including lending, insurance, and wealth advisory. Our reach spans across the country, enabling us to positively impact the lives of millions. At Bajaj Finserv, we strive for continuous growth and innovation to deliver superior services and products to our customers. Role Description This is a full-time, on-site role for a Sales Manager located in Jind. The Sales Manager will be responsible for o...
Posted 2 days ago
2.0 - 5.0 years
Nawalgarh, Rajasthan, India
On-site
Job Requirements Job Requirements Role/Job Title: Associate Customer Service Manager Function/Department: Rural Banking Job Purpose The role entails managing and scaling up the retail banking business for the branch managing operations and resources in the most cost efficient and technology effective manner. The role bearer would lead customer service and branch operations for a designated branch and be responsible for the daily branch upkeep. This role is the central custodian of all Rural Banking documents for the branch and provides operational support for Rural and semi urban Retail products. The role bearer is primarily accountable for ensuring seamless maintaining of customer life cycl...
Posted 2 days ago
5.0 - 8.0 years
Prayagraj, Uttar pradesh, India
On-site
Job Requirements About the role Role / Job Title: Area Sales Manager – Gold Loan Place of Work: Mumbai / Delhi Function / Department: Gold Loan Job Purpose The role entails scaling up the business & distribution of Gold‑Loan lending for a designated area by delivering banking needs to customers in the most cost‑efficient and technology‑effective manner. The incumbent will collaborate closely with Retail, Product, Operations, Retail‑Liability, IT and other teams to provide a seamless, fulfilling customer experience and ensure IDFC First becomes the primary bank for all banking needs. Roles & Responsibilities Key / Primary Responsibilities Identify branches and potential locations for Gold‑Loa...
Posted 2 days ago
3.0 - 5.0 years
Kolhapur, Maharashtra, India
On-site
Business Function Corporate and Investment Banking provides corporate customers with a full range of Commercial banking products and services including cash management services, current accounts time deposits, trade finance, working capital finance, term loans and foreign exchange, Through our continued commitment, DBS has cultivated long standing relationships with its customers in the region that are based on account relationship management, service differentiation product development and rigorous credit standards. Job Purpose To acquire and build a well diversified portfolio within the IBG 4 segment. The portfolio should provide revenue from diversified sources such as assets, trade, cash...
Posted 2 days ago
1.0 years
Calcutta
On-site
SME - Retail Tier 1 Relationship Manager Location: E-KOL, Kolkata Job Description Job Context & Major Challenges: Write the specific aspects of the job that provide a challenge (internal and external) to the jobholder in the context of the Business/Unit/Function/Department/Section ((Max 3975 Characters) Organizational Context Key Aspects: As the debt arm of Aditya Birla Capital (ABC), Aditya Birla Finance Limited (ABFL) offers specialized lending and financing solutions in the areas of Capital Markets, Corporate/ Trade Finance, Commercial Real Estate and Mortgages. Currently ranked within the top 25 NBFCs of India, ABFL has made significant progress and the Company’s balance sheet at INR 15,...
Posted 2 days ago
1.0 years
Kuchāman
On-site
Retail - Secured Relationship Officer Location: N-KUC, Kuchaman Job Description Relationship Officer Job Context & Major Challenges: Write the specific aspects of the job that provide a challenge (internal and external) to the jobholder in the context of the Business/Unit/Function/Department/Section ((Max 3975 Characters) Organizational Context Key Aspects: As the debt arm of Aditya Birla Capital (ABC), Aditya Birla Finance Limited (ABFL) offers specialized lending and financing solutions in the areas of Capital Markets, Corporate/ Trade Finance, Commercial Real Estate and Mortgages. Currently ranked within the top 25 NBFCs of India, ABFL has made significant progress and the Company’s balan...
Posted 2 days ago
4.0 - 6.0 years
Nashik, Maharashtra, India
On-site
Location Name: Nashik Job Purpose “This position is open with Bajaj Finance ltd.” Duties And Responsibilities '- In-depth understanding of the financial products and credit policies for Secured and Unsecured business lines Would be responsible for managing credit verification vendors and ensuring TAT as well as Quality standards defined by BFL is adhered too. Responsible for end to end disbursement and payment process for Secured and Unsecured business. Drive adherence to various process and policies defined by central teams at location level. Responsible for managing OTC and PDD process at Combo locations (Secured/ Unsecured) and ensure NIL process gaps. Ensure teams are well updated with l...
Posted 3 days ago
0 years
Sultanpur, Uttar pradesh, India
On-site
Location Name: Sultanpur Up Job Purpose To provide customized lending solutions for business loans, empowering clients to achieve their financial goalsCulture Anchor:Work Hard - Consistently puts in effort. plans and tracks daily progress to achieve targetsExecute with Rigor - Takes responsibility for meeting targets with focus and effortOwn It - Maintains honesty and fairness in all interactions in line with organization’s policiesAct with Integrity Duties And Responsibilities Identify and target potential clients for business loans through channel partners/open market sourcing.Build, retain and maintain strong relationships with Clients/Channel partners to generate business.Effectively eng...
Posted 3 days ago
1.0 years
Bhopal
On-site
SME - Small Enterprises Group Relationship Manager Location: W-BH1, Bhopal Job Description Job Context & Major Challenges: Write the specific aspects of the job that provide a challenge (internal and external) to the jobholder in the context of the Business/Unit/Function/Department/Section ((Max 3975 Characters) Organizational Context Key Aspects: As the debt arm of Aditya Birla Capital (ABC), Aditya Birla Finance Limited (ABFL) offers specialized lending and financing solutions in the areas of Capital Markets, Corporate/ Trade Finance, Commercial Real Estate and Mortgages. Currently ranked within the top 25 NBFCs of India, ABFL has made significant progress and the Company’s balance sheet a...
Posted 3 days ago
0.0 - 31.0 years
1 - 2 Lacs
Yelahanka, bengaluru/bangalore
On-site
📢 We’re Hiring – Lending Executive (Field Work) 📍 Location: Bangalore 🧑 Requirement: Male Candidates Only 🎓 Qualification: Minimum PUC 🏍️ Bike: Mandatory 🎂 Age Limit: 18 – 38 Years 📝 Job Role: * Visit existing shops daily * Help customers with loan process * Build and maintain good customer relationships 💰 Salary & Benefits: * ₹21,000 NTH * Extra PF Benefits * ₹2,500 Fuel Allowance * Attractive Incentives up to ₹30,000/month 🕘 Type: Full Time | Field Work 📱Only Interested Persons Call me or Share your CV to Below Contact.
Posted 3 days ago
2.0 years
Vapi, Gujarat, India
On-site
Job Requirements About the Role The Territory Manager is responsible for sourcing loans through Direct Selling Agents (DSAs) and existing channel partners, while building and maintaining a high-quality loan portfolio. Based in Mumbai, the role involves managing a team, fostering strong relationships, and ensuring effective communication across various channels. The role holder must ensure strict adherence to internal policies and regulatory guidelines, balancing business growth with risk management to support the broader objectives of the bank. Key Responsibilities Primary Responsibilities Source and manage business through DSAs and other market channels. Acquire new customers and ensure con...
Posted 4 days ago
2.0 years
Gorakhpur, Uttar pradesh, India
On-site
Job Requirements About the Role The Territory Manager – 2-Wheeler Loans is responsible for sourcing and managing loan business through dealers, and existing channel partners. The role focuses on building a high-quality loan portfolio while ensuring adherence to internal policies and regulatory guidelines. The role holder is expected to lead a team, maintain strong market relationships, and drive business growth in a sales-supportive yet risk-conscious manner, contributing to the broader objectives of the bank’s retail lending business. Key Responsibilities Primary Responsibilities Source and manage business through dealers, and other market channels. Acquire new customers and ensure consiste...
Posted 4 days ago
0 years
Varanasi, Uttar pradesh, India
On-site
Location Name: Varanasi Job Purpose To provide customized lending solutions for business loans, empowering clients to achieve their financial goalsCulture Anchor:Work Hard - Consistently puts in effort. plans and tracks daily progress to achieve targetsExecute with Rigor - Takes responsibility for meeting targets with focus and effortOwn It - Maintains honesty and fairness in all interactions in line with organization’s policiesAct with Integrity Duties And Responsibilities Identify and target potential clients for business loans through channel partners/open market sourcing.Build, retain and maintain strong relationships with Clients/Channel partners to generate business.Effectively engage ...
Posted 4 days ago
0.0 - 4.0 years
4 - 5 Lacs
Vijayawāda
On-site
Collections - Retail Unsecured Flows Collection Officer Location: S-VIJ, Vijayawada 1) Job Purpose: Write the purpose for which the job exists (in 2-3 lines) (Max 1325 Characters) To manage the collections process for a set of delinquent accounts within a location, working with non-performing defaulting borrowers to create optimum recovery solutions. 2) Dimensions: Mention quantitative or qualitative parameters that are relevant for the job and provide a better understanding of the scope and scale of the job. Other Quantitative and Important Parameters for the job: Budgets/ Volumes/No. of Products/Geography/ Markets/ Customers or any other parameter Collections Resolutions – Ensure recovery ...
Posted 4 days ago
5.0 - 10.0 years
Kalyan, Maharashtra, India
On-site
Job Requirements Job Role: Sales Manager - Gold loan Job Function: Retail Banking Job Purpose: The Manager – Gold Loan is responsible for driving gold loan business growth through multiple channels. This includes acquiring new customers, engaging existing ones, and managing a team of Direct Selling Agents (DSAs) to expand the gold loan portfolio across branches. The role also involves ensuring compliance, maintaining portfolio quality, and supporting branch teams in audits and customer communication. Key Roles And Responsibilities Achieve monthly sales targets by acquiring New-to-Bank (NTB) and Existing-to-Bank (ETB) customers. Promote gold loan products to existing liability customers. Driv...
Posted 4 days ago
Exploring Lending Jobs in India
India's lending job market is thriving with opportunities for individuals looking to build a career in the financial sector. With the growth of various lending institutions and the increasing demand for financial services, there is a high demand for skilled professionals in the lending industry.
Top Hiring Locations in India
- Mumbai
- Bangalore
- Delhi
- Chennai
- Hyderabad
These major cities in India are actively hiring for lending roles, offering a wide range of opportunities for job seekers in the financial sector.
Average Salary Range
The average salary range for lending professionals in India varies based on experience and expertise. Entry-level positions in lending typically start at around INR 3-5 lakh per annum, while experienced professionals can earn upwards of INR 15-20 lakh per annum.
Career Path
A career in lending typically progresses from roles such as Loan Officer or Credit Analyst to Senior Loan Officer, Relationship Manager, and eventually to positions like Branch Manager or Regional Head. With experience and expertise, lending professionals can advance to leadership roles within lending institutions.
Related Skills
In addition to expertise in lending practices, professionals in this field are often expected to have strong analytical skills, financial acumen, attention to detail, and excellent communication skills. Knowledge of regulatory requirements and risk management is also beneficial for individuals pursuing a career in lending.
Interview Questions
- What is the difference between secured and unsecured loans? (basic)
- How do you assess a borrower's creditworthiness? (medium)
- Can you explain the concept of debt-to-income ratio? (basic)
- What is the role of collateral in lending? (medium)
- How do you handle loan delinquencies? (medium)
- What are the key factors to consider when evaluating a loan application? (advanced)
- How do you stay updated on changing lending regulations? (basic)
- Can you walk us through the loan underwriting process? (medium)
- How do you handle customer objections during the loan approval process? (medium)
- What strategies would you implement to reduce loan defaults? (advanced)
- How do you assess market risk in lending? (advanced)
- Can you explain the concept of loan-to-value ratio? (basic)
- How do you prioritize loan applications when managing a high volume of requests? (medium)
- What are the key components of a loan agreement? (medium)
- How do you ensure compliance with lending regulations in your day-to-day work? (medium)
- Can you describe a challenging lending scenario you faced and how you resolved it? (advanced)
- How do you build and maintain relationships with borrowers? (basic)
- What software tools do you use for loan management and analysis? (basic)
- How do you handle confidential customer information in your role? (basic)
- Can you explain the impact of interest rates on lending operations? (medium)
- How do you assess the financial health of a business applying for a loan? (medium)
- What steps do you take to verify the information provided by loan applicants? (basic)
- How do you handle disputes between borrowers and lenders? (medium)
- Can you discuss a recent change in lending regulations and its impact on your work? (advanced)
Closing Remark
As you prepare for interviews in the lending industry, remember to showcase your expertise in lending practices, analytical skills, and regulatory knowledge. With the right skills and preparation, you can confidently apply for lending roles in India and advance your career in the financial sector. Good luck!
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