8970 Lending Jobs - Page 7

About Zeta Zeta is a Next-Gen Banking Tech company that empowers banks and fintechs to launch banking products for the future. It was founded by Bhavin Turakhia and Ramki Gaddipati in 2015. Our flagship processing platform - Zeta Tachyon - is the industry’s first modern, cloud-native, and fully API-enabled stack that brings together issuance, processing, lending, core banking, fraud & risk, and many more capabilities as a single-vendor stack. 20M+ cards have been issued on our platform globally. Zeta is actively working with the largest Banks and Fintechs in multiple global markets transforming customer experience for multi-million card portfolios. Zeta has over 1,700+ employees across the US, EMEA, and Asia, with 70%+ roles in R&D . Backed by SoftBank, Mastercard, and other investors , we raised $330M at a $2B valuation in 2025. Learn more @ www.zeta.tech , careers.zeta.tech , Linkedin , Twitter About The Role In this role, you will be responsible for owning the quality and reliability of the solutions delivered to the clients in the US market. This role will provide you with a unique opportunity to learn in-depth about Tachyon, the only completely modern Card Processing platform. This role has a good mix of internal technical knowledge sharing and execution as well as Client interaction where you will find yourself playing a pivotal role in ensuring the success of the program and thereby contributing immensely to the Revenue and growth of the organization as a whole. You will be working alongside a small team of Solution Engineers, Program Managers, Solution Architects, Data Engineers and other functions. Responsibilities Platform understanding - Develop a deep understanding of the Tachyon platform and associated functional and technical concepts including various types of product and policy configurations, platform capabilities around integration and extension mechanisms, data transmission and data migration. Be hands-on and try out the various platform capabilities including APIs etc to build a first-hand understanding and know-how of the platform. Planning and strategy - Work with the Client counterparts to understand the overall scope of the program, timelines, bottlenecks etc and come up with a high-level strategy and plan to implement the Tachyon platform and convert the existing volumes from the Bank onto the Tachyon Core. Program execution and governance - Contribute heavily to the overall program execution. Ensure all the rituals are followed religiously, risks are identified well in advance and called out, work on the mitigation plans, and ensure that the async updates are shared with relevant stakeholders without fail. Participate in the daily and weekly cadences as well as the governance calls with the senior client counterparts. Test Planning: Develop comprehensive test plans and strategies based on project requirements, risk analysis, and industry best practices. Test Case Design: Create detailed test cases covering functional, non-functional, and regression testing scenarios for banking applications, including credit card issuing systems, Postman API suite, mobile banking apps, and payment gateways. Test Execution: Execute test cases manually or using automated testing tools to identify defects, inconsistencies, and performance issues in banking software. Conduct integration testing, system testing, and end-to-end testing as needed. Defect Management: Report and track defects using issue-tracking systems, collaborate with development teams to investigate and resolve issues, and verify bug fixes during regression testing cycles. Documentation: Maintain test documentation, including test plans, test cases, test reports, and defect logs, to provide comprehensive coverage of testing activities and outcomes. Training - Go through the courses that are part of the training curriculum and build your understanding of the Tachyon Platform and its various modules. Skills Data-oriented Bias for action Logically strong first principles thinker Excellent written/verbal communication and interpersonal skills especially with external stakeholders Excellent interpersonal, organizational, leadership and mentoring ability Rigorous attention to detail Ability to thrive in ambiguous business environments and scale with limited resources Ability to comprehend complex technical products/solutions and prepare appropriate test cases Strong stakeholder relationship management skills – able to influence and manage the expectations of senior executives internally and externally. Hands-on, i.e. ‘roll-up-your sleeve’ attitude Experience And Qualifications Bachelor's degree in Computer Science, Engineering, or a related field. At least 4-5 years of experience in software quality assurance, testing, and test automation. Familiarity with testing methodologies, tools, and best practices. Strong analytical and problem-solving skills. Life At Zeta At Zeta, we want you to grow to be the best version of yourself by unlocking the great potential that lies within you. This is why our core philosophy is ‘People Must Grow.’ We recognize your aspirations; act as enablers by bringing you the right opportunities, and let you grow as you chase disruptive goals. is adventurous and exhilarating at the same time. You get to work with some of the best minds in the industry and experience a culture that values the diversity of thoughts. If you want to push boundaries, learn continuously and grow to be the best version of yourself, Zeta is the place to be! Explore the life at zeta Zeta is an equal opportunity employer. At Zeta, we are committed to equal employment opportunities regardless of job history, disability, gender identity, religion, race, marital/parental status, or another special status. We are proud to be an equitable workplace that welcomes individuals from all walks of life if they fit the roles and responsibilities.

Job Description: About Us At Bank of America, we are guided by a common purpose to help make financial lives better through the power of every connection. Responsible Growth is how we run our company and how we deliver for our clients, teammates, communities and shareholders every day. One of the keys to driving Responsible Growth is being a great place to work for our teammates around the world. We’re devoted to being a diverse and inclusive workplace for everyone. We hire individuals with a broad range of backgrounds and experiences and invest heavily in our teammates and their families by offering competitive benefits to support their physical, emotional, and financial well-being. Bank of America believes both in the importance of working together and offering flexibility to our employees. We use a multi-faceted approach for flexibility, depending on the various roles in our organization. Working at Bank of America will give you a great career with opportunities to learn, grow and make an impact, along with the power to make a difference. Join us! Global Business Services Global Business Services delivers Technology and Operations capabilities to Lines of Business and Staff Support Functions of Bank of America through a centrally managed, globally integrated delivery model and globally resilient operations. Global Business Services is recognized for flawless execution, sound risk management, operational resiliency, operational excellence and innovation. In India, we are present in five locations and operate as BA Continuum India Private Limited (BACI), a non-banking subsidiary of Bank of America Corporation and the operating company for India operations of Global Business Services. Process Overview* Loan Servicing Operations supports existing Commercial Lending products and services (Syndicated & Bilateral Loans). These services include updating customer and loan information, responding to client and business partner enquiries, managing financial and non-financial transactions, generating bills and invoices, and providing customer support and general maintenance through the life of the loan. Job Description* Dedicated Servicing Team (Agented/Part-bought) supports Syndicated Loans servicing both 'As 'Agent' and in 'Part-bought' lender capacity, mainly for US region relationships. Servicer-1 works on various financial transactions and non-financial service requests received from Clients/Agent banks. Loan IQ is the System of Record to process all such transactions. Responsibilities* Comprehending notices/incoming requests from Client/Agent Bank/Lenders and verifying/updating details in workflow tool Timely and accurate assignment of requests from workflow tool to processors Validating payment instructions/ notices and releasing advances/wires/notices to clients, lenders & Agent Banks on Loan IQ Actioning on periodic rate changes, rollovers, advances, payments, conversions on Loan IQ and Fronted Letter of Credit for Large Corporates Updating system of record while adhering to standard operating procedure and guidelines Managing manual matching and timely monitoring of wire matching automation, its reporting and working on manual matching Understanding of General Ledger postings and past dues Timely action, resolution and reconciliation of financial breaks/past dues and following escalation matrix as & when needed. Effective communication and coordination with fellow team members, managers, and other stakeholders (agent banks/lenders). Timely action on preparation and distribution of Delayed Investor Funding Report to stakeholders. Taking ownership of assigned portfolios/service requests/transactions and ensuring service request completions within turnaround time. Adherence to the Business Deliverables, SLA (Service Level Agreement) and Accuracy. Requirements* Education* B Com, M Com, MBA (graduation in finance stream) Certifications - If Any Experience Range* 0-4 Years of relevant experience Foundational Skills* Overview & Navigation of Loan IQ │ Overview & Navigation of iCon/GSS │ Overview & Navigation of Clearpar │ Banking & Markets Knowledge - Closing & Settlements, Loan Trade Servicing & Assignments, Primary & Secondary Markets │ Reconciliation - Understanding on GLs, Past dues etc. │ Commercial & Business Banking Lending - Basic Overview, Credit Product Knowledge, Loans Life Cycle & Credit documents │ Loan Servicing (Bilateral and Syndication) - Overview, types of Facilities, roles of different parties, Advances, Payments, Pricing Change, Renewals/Rollovers, Conversions, Fees, LCs, and Loan Maintenance │ Attention to Detail │ Communication Skill - Verbal/Written │ Flexible and Open-Minded │ Customer Focus │ Stakeholder Management & Network/Relationship Building │ Critical Thinking │ MS Office (Excel, Word, PowerPoint) │ Desired Skills* Functional knowledge of AI/ML tools │ Operational Risk - Inadequate or failed internal processes, people, and systems or from external events │ Global Payment Product/Ops knowledge - Wire Transfer, Direct Debit, ACH, Swift etc. │ Active Listening │ Team Building │ Numerical Ability │ Overview & Navigation of WorkFusion │ Data Management & Dashboard Tools - Tableau, Alteryx, SharePoint etc. │ Work Timings* 18.30 hrs - 03.30 hrs (US Region) 19.30 hrs- 04.30 hrs (US Region) Job Location* Gurugram/Hyderabad

Title- Product Management - Merchant Lending About Us: Paytm is India's leading mobile payments and financial services distribution company. Pioneer of the mobile QR payments revolution in India, Paytm builds technologies that help small businesses with payments and commerce. Paytm’s mission is to serve half a billion Indians and bring them to the mainstream economy with the help of technology. Expectation : - Working closely with business, growth, design & cross-functional teams to understand product use cases, customer journeys, business applicability and impact of each use case. - Ability to understand different technology platforms, their features and be able to work with solution architects/engineering leads and write detailed product requirement documents, manage future roadmaps and deliverables - Own end-to-end product lifecycle for lending journeys – onboarding, credit decisioning, disbursement, repayment, and closure. - Define and optimize funnels to drive adoption, reduce drop-offs, and improve approval/disbursement rates. - Use data to identify bottlenecks, define hypotheses, run experiments (A/B), and track impact. - Be involved in what your team is building - Run edge cases, test products proactively and its features to provide feedback early in the cycle, make sure entire journeys are covered, and that product reporting exists to track KPIs for the product and its success (data-driven product management). - Use SQL or comparable query languages/excel etc to access, analyze, and validate data independently - Track key product and data metrics (OKRs and KPIs), adjusting strategies as needed for product optimization - Stay updated with RBI regulations, compliance norms, best industry practices and credit bureau practices. Superpowers that will help you succeed in this role: - Bachelor’s degree in engineering, computer science and/or related field with MBA from Top Tier colleges - Professional experience of 2-5 years in product management - Having deep understanding of Lending in Product Management role building credit platform products. Knowledge of Fintech/ BFSI/ Lending domain - Solutions orientated within a high-energy and fast-paced work environment - Exceptional customer experience intuition; demonstrated success in creating innovative and user-friendly products and customer-facing features - Possess excellent oral, written, verbal and interpersonal communication skills Why join us? A collaborative output driven program that brings cohesiveness across businesses through technology Improve the average revenue per use by increasing the cross-sell opportunities A solid 360 feedback from your peer teams on your support of their goals Respect, that is earned, not demanded from your peers and manager Compensation: If you are the right fit, we believe in creating wealth for you with enviable 500 mn+ registered users, 25 mn+ merchants and depth of data in our ecosystem, we are in a unique position to democratize credit for deserving consumers & merchants – and we are committed to it. India’s largest digital lending story is brewing here. It’s your opportunity to be a part of the story!

Job Description Some careers open more doors than others. If you’re looking for a career that will unlock new opportunities, join HSBC and experience the possibilities. Whether you want a career that could take you to the top, or simply take you in an exciting new direction, HSBC offers opportunities, support and rewards that will take you further. Within International Wealth and Premier Banking (IWPB), we serve 41 million customers globally, including 6.7 million who are international, from retail customers to ultra high net worth individuals and their families. We help our customers to take care of their day-to-day finances and to manage, protect and grow their wealth. Our international network and breadth of expertise enable us to deliver on HSBC’s purpose of opening up a world of opportunity by providing our customers with borderless banking and world-class wealth management through best-in-class, mobile-first capabilities and exceptional people. Our key areas of operations include Retail Banking and Wealth Management, Asset Management, Global Private Banking and Insurance We are currently seeking an experienced professional to join the Vice President and Branch Sales Manager, WPB Branch Sales Manager (BSM) is a pivotal role in a branch . Being a customer facing role The BSM has a central role to play in effectively leading and implementing changes introduced as an integral part of delivering the business strategy. Which requires good understanding the local branch customers and its surrounding demography. This has to be achieved by leading and mentoring a team of Premier Relationship Managers. The Role’s success will be achieved by creating and maintaining an environment where the Wealth Sales Manager and his team achieve the business objectives (KPI) and deliver the branch performance measures in line with the defined business plan. BSM needs to ensure that the above mentioned needs to be achieved by maintaining the highest standards of risk management, sales quality, control and compliance as required by the Group, BSM also needs to ensure that WPB operating model is implemented by adhering to the Group standards in customer contact strategy and delivery of those standards in accordance with any specific local requirements. There needs to be a overall emphasis to direct and mentor the team to operate and display with highest levels of values and desired behaviors. Principal Responsibilities Lead PRMs in line with the processes and activities in the WPB Operating Model and other operational guidelines to achieve consistency of management of our people and delivery of service and sales to HSBC customers Monitor and act on sales activity management information and other internal information tools, using them to coach your team and achieve the business goals Leading the team to make them effective relationship managers Identify and act on factors that would increase local competitiveness Lead your team to deliver the key performance indicators (KPIs) and plan and ensure growth of WPB business for branch in line with INM strategic Plan / AOP projections Lead and manage the PRM team Drive a high performance culture through robust objective setting, performance reviews and action to address poor performance Evaluate performance against KPIs and make discretionary incentive recommendations in line with the Group incentive plans Train, maintain and develop your team to a level appropriate for the business and in line with country training plans Recruit and onboard high caliber individuals in line with headcount and resourcing plans Maintain and enhance personal and team knowledge and skills through sharing best practice for creating an exceptional customer experience Hold regular team and one-to-one meetings with team members to share priorities, establish focus, coach and address risks & issues Role-model HSBC values and create an inclusive work environment which embraces diversity and fosters engagement Demonstrate connectivity to other teams and actions which benefit the Group above local interests Use technical expertise and business understanding to improve customer satisfaction and RM performance Comply with the applicable laws, regulations, Group and local guidelines related to Sanctions and AML policy of HSBC while undertaking various day to day operations Remain alert and promptly report to the Sanctions Officer/ INM FCC office/ Line manager ( As applicable and required by the AML and sanction Policy) if a customer is found to be engaging in sanction evasion activities or violations of AML policy or any other related procedures. Understand the legal responsibility to be vigilant for unusual activity and reporting of the unusual activities Support the Country or Regional FCC AML Office/ AML Investigations by providing additional information when required Responsible for attending and successfully completing the AML and Sanctions related assigned training in the mandated timeframe Understanding the consequences of failing to attend or successfully complete the training as mandated by the AML Education Lead FCC; Requesting additional AML training that you deem necessary or appropriate to perform your jobs through your entity manager Demonstrate an understanding of PEP acceptance, prohibition, CDD & EDD guidelines in order to ensure that the INM RBWM is fully compliant with the PEP LoBP Understand the relatively high reputational risk that arises from any perceived weaknesses in controls in respect of substantial cash deposits or withdrawals activity, wire transfer, monetary instruments and pouch and mail Ensuring that sales & operations are undertaken in accordance with WPB FIM, BIMs and Credit Policy Manual appropriate lending guidelines The principal regulations under which the job holder operates include the WPB FIM, BIM and local regulations issued from time to time by SEBI / RBI / AMFI / IRDA. The jobholder needs to operate independently within the overall policy framework laid down by WPB INM. Ensure all processes for sales & operations are in place and manage within any agreed Authorities Maintain the branch operating rhythm in line with the network operating model Manage operational risk, by using relevant MI to identify risk situations and take any appropriate action to minimise loss Specifically ensure active management and compliance with Anti-Money Laundering, Know Your Customer and Sales Quality standards Undertake Sales, Operational and Credit sampling in your branch, as directed by published bank procedures The jobholder has to function within the purview of the Sales Compliance Guidelines as laid down in the I & I manuals. The Sales Compliance Officer on all aspects covered in the Sales Compliance Manual would audit each area Use the principles and guidelines in the operating model to ensure customer needs are identified and where appropriate PRMs use the support provided by specialists Personally manage the application of EDRAS, client funnel management and sales quality standards Implement customer relationship and proposition strategies In conjunction with your team build a prominent profile in the community in which you are based in a way that builds HSBC’s reputation and brand Support the WMs to resolve customer complaints in partnership with the Branch Service stream Mobilize Branch activities to generate leads and create increasing awareness for the FPS Enhance clients trust in the banks capability of meeting their needs Ensure awareness of TCF principles and observe the same in spirit Grow the share of wallet of customers being managed through effective and proactive customer contact Requirements Graduate or Postgraduate with reasonable team handling experience Proven ability in team leadership and management Proven ability in Retail distribution Proven ability in relationship management in the Retail sector Demonstrate behaviours consistent with HSBC Valuess Proven adherence to controls and compliance with no significant breaches Expertise in financial planning and related systems and processes Problem solving skills Analytical skills Planning and organising skills Coaching sales techniques, best practice and sales management on a team and one to one basis Excellent interpersonal skills, with a particular emphasis upon inspiring, influencing and negotiating Additional Information Mandatory to successfully complete Anti-Money Laundering and Sanctions training and post-course assessment, as required. Useful Link Link to Careers Site: Click HERE You’ll achieve more when you join HSBC. HSBC is committed to building a culture where all employees are valued, respected and opinions count. We take pride in providing a workplace that fosters continuous professional development, flexible working and opportunities to grow within an inclusive and diverse environment. Personal data held by the Bank relating to employment applications will be used in accordance with our Privacy Statement, which is available on our website. Issued by The Hongkong and Shanghai Banking Corporation Limited, India

The Opportunity This role is in one of the Operations team in Berkadia that contributes to various facets of the Commercial Real Estate loan life cycle, and this job description is for the roles in Servicing and Global Production Operations. Global Production Operations (GPO) – Teams in GPO conduct research and analysis of properties financial statements, social and economic drivers, and ownership structure to determine the value of the asset and potential loan value for various lending options. In this role, individual will be required to work on one or multiple aspects of GPO verticals with the following key responsibilities – The Opportunity The Manager is responsible to co-ordinate with senior management and implement a results-oriented strategy that is in alignment with the goals and objectives of the organization. Manage a set of 3-4 aligned Mortgage Banking Analyst/ Mortgage Banking Senior Analyst Communicate with the stakeholders in US on a regular basis Set goals for team members in the SMART framework, such that it engages and inspires. Leverage performance reviews (mid-year, annual) of team members to help them grow, with objective feedback and proactive grooming and support. Leverage insights from Surveys and focus group meetings to implement employee engagement and retention strategies. Leverage training and development opportunity to upskill and deliver results. Encourage team to leverage Training and Development opportunities and other resources to advance in their professional development journey. Communicate effectively - provide regular and timely updates to team and stakeholders. Monitor workflow trends and ensure required capacity is available, when and where needed. Understand and explain the strategic direction set by management and align activities accordingly. Conduct dashboard review meetings with teams on monthly, quarterly, and annual basis. Partner with recruitment team and operations managers in acquiring and promoting the right talent. Partner with HR/IT/Admin to streamline process and people requirements. Drive Berkadia’s Culture within team / organization. Your Qualification Any bachelor’s degree. Preferably Post Graduate degree including MBA/PGDBM. Work Experience: Overall, 7+ years of experience. At least 4 years of experience in the people leading role, out of which 18 months in managing frontline leaders. At least 4 years in Financial Services industry, preferably in Commercial Real Estate (CRE) industry. Competencies Understands the stakeholder ecosystem and diverse needs to align stakeholders around common goals. Provides coaching or support to others to adapt to change. Makes contingency plans by anticipating future changes and incorporates them into the strategy. Thinks outside the box to find a solution frequently. Seeks alternate perspectives consistently. Manages conflicts between different individuals/ teams by ensuring win-win solution. Responds to customer requests, issues and concerns quickly and efficiently in a decisive manner. Benefits Perks & Benefits Berkadia offers the best-in-class benefits to enable an enjoyable work environment for the employees. Key benefits include – Leaves: Berkadia offers a comprehensive leave policy that not only helps you to plan holidays and personal milestones, but also covers exigencies such as sickness and bereavement. Transportation: Berkadia offers free transportation to every employee, irrespective of their shift timings. Medical Insurance: Berkadia has an inclusive medical insurance policy that covers the family members of the employees, including parents. Learn while you Earn: Berkadia encourages employees to learn new skills by sponsoring degrees, certifications, training, and workshops. Wellness: Berkadia has an extensive wellness program that includes annual health check, eye checkup, dental screening, OPD reimbursement, and Employee Assistance Program. About Us Berkadia , a joint venture of Berkshire Hathaway and Jefferies Financial Group, is a leader in the commercial real estate industry, offering a robust suite of services to our multifamily and commercial property clients. Powered by deep relationships and industry-changing technology, our people sell, finance, and service commercial real estate, providing support for the entire life cycle of our clients’ assets. Berkadia is an equal opportunity employer and affords equal opportunity to all applicants and employees for all positions without regard to race, color, religion, gender, national origin, age, disability, or any other status protected under the law. To learn more about Berkadia, please visit https://berkadia.com/ For details about India operations, please visit https://berkadia.com/india/ Why us? Here At Berkadia, We Believe People Matter. In fact, our people are the heart and soul of everything we do. That’s why we employ the top CRE professionals in our industry, and make sure we invest in their personal development and training. With a focus on innovation and insights, we set the bar high – and keep it there – so that we provide best-in-class service for our clients. Our culture, or Berkadia Way as we know it, encourages us to truly see people as people, with unique needs, challenges, and objectives. We take this into consideration when working with each other, engaging our clients, and supporting our communities. Thus, instilling a mindset that fosters our shared commitment to self-accountability helps us see our impact on each other and adjust our efforts accordingly Berkadia, as an equal opportunity employer, celebrates our employees’ unique differences, which we believe drives personal and company-wide innovation and creates a people-first culture where your career can take the long view. To achieve these goals, we are committed to the full inclusion of all qualified individuals, without regard to race, religion, age, color, national origin, gender, sexual orientation, gender identity or expression, marital status, domestic partner status, military and veteran status, disability, pregnancy, parental status, genetic information, political affiliation, or any other status protected by federal, state and local laws. In keeping with our commitment, Berkadia takes the necessary steps to provide a workplace free from harassment and discrimination, as well as access and reasonable accommodations for individuals with disabilities. If you require reasonable accommodation to take part in the interview process, please contact talentacquisition@berkadia.com. You have rights under Federal and State employment laws. No question in this Application is intended to elicit information in violation of any such law, nor will any information obtained in response to any question be used in violation of any such law. If you apply for this role, you are acknowledging Berkadia's Application Policy and Berkadia's Privacy Policy. Please click the following links for more information about: EEOC, Employee Rights under the FMLA, EPPA.

About Us Lantern Capital is a leading commercial finance company providing tailored equipment financing, business lending solutions, and commercial real estate (CRE) financing across Canada. We are committed to supporting the growth of Canadian businesses by offering flexible, strategic financial solutions across diverse industries and asset classes. We are currently seeking a skilled Analyst in our Commercial Real Estate Finance Division with commercial real estate underwriting experience to join our growing team. This role is ideal for experienced professionals with a strong background in banking, commercial credit underwriting, and real estate finance, particularly those with over 5 years of experience in assessing CRE transactions and structuring complex debt solutions. Key Responsibilities Underwriting & Financial Analysis Independently underwrite complex commercial real estate financing transactions. Conduct detailed financial modeling and cash flow analysis (e.g., DCF, DSCR, LTV) to evaluate borrower and asset strength. Review and interpret financial statements, personal net worth statements, tax returns, and credit reports. Prepare clear, well-structured Deal Summaries and underwriting packages for lender presentation. Real Estate & Asset Valuation Review and analyze third-party reports including appraisals, environmental assessments, and building condition reports. Conduct independent asset valuation and ensure underwriting assumptions are aligned with market data and industry benchmarks. Collaborate with appraisers, consultants, and internal stakeholders to support accurate risk assessments. Credit Risk & Deal Structuring Identify and mitigate transaction risks through sound structuring and thorough due diligence. Recommend loan terms and structures consistent with credit policy, client objectives, and market conditions. Provide guidance on conditions precedent, covenants, and risk mitigants to support lender requirements. Documentation & Reporting Draft detailed credit memorandums outlining deal rationale, risk factors, mitigants, and recommendations. Ensure complete documentation is in place for pre-funding and post-funding conditions. Maintain accurate, audit-ready records in compliance with internal and external standards. Collaboration & Client Engagement Engage directly with clients, lenders, legal counsel, and third-party consultants throughout the underwriting process. Support internal credit committees with thoughtful insights and data-driven recommendations. Qualifications Must-Have Bachelor’s degree in Finance, Accounting, or a related field. Minimum 5 years of experience in commercial real estate underwriting or commercial lending, preferably in a banking or credit advisory environment. Proven experience reviewing and interpreting appraisals, environmental reports, and supporting due diligence documentation. Strong financial modeling capabilities and deep familiarity with CRE asset classes and loan structures. Proficiency in Microsoft Excel and other financial analysis tools. Preferred Professional designation such as CPA, CFA, CA, or equivalent. Former experience in a bank, non-bank lender, or credit-focused investment platform. Exposure to Canadian or North American CRE markets is an asset. Experience at the CFO or senior finance level in a credit, lending, or investment role. Why Join Lantern Capital? Join a high-performing team in one of Canada’s fastest-growing commercial finance advisory firms. Work on sophisticated CRE financing deals and expand your cross-border experience. Competitive compensation: ₹11–15 LPA, depending on experience and qualifications. Growth-oriented, collaborative culture with exposure to senior leadership and dealmakers. Flexible remote work environment with global client and partner exposure. We thank all applicants for their interest. Only those selected for an interview will be contacted.

About Snapmint Snapmint is a leading fintech company redefining access to consumer credit in India. With over 10 million customers across 2,200+ cities, our zero-cost EMI platform enables responsible purchases without the need for a credit card across categories like fashion, electronics, and lifestyle. India has over 300 million credit-eligible consumers, yet fewer than 35 million actively use credit cards. Snapmint addresses this gap by offering a trusted, transparent alternative grounded in financial inclusion and ethical lending practices. Founded in 2017, Snapmint is a profitable, high-growth company doubling year-on-year. Our founding team, alumni of IIT Bombay and ISB, brings deep experience from companies like Oyo, Ola, Maruti Suzuki, and has successfully built and exited ventures in ad-tech, patent analytics, and bank-tech. We are building the future of responsible consumer finance, simple, transparent, and customer-first. https://snapmint.com/ About the role Snapmint team is looking for a Front Developer SDE I with a passion for working closely with product managers and other developers to implement innovative solutions to challenging web development problems. In this role, you will be responsible for supporting new and ongoing digital projects including corporate and client microsites, and integration with data and marketing platforms. Also, driving automation and ensuring automated test scripts are completed for new features. We are looking for a talented Frontend Engineer that will contribute to the success of Snapmint by providing analysis of problems and recommended solutions and working collaboratively with a tight-knit product development team. Basic Qualification BE/Btech or equivalent 1-3 years of work experience 1-3 years of experience working in React and able to demonstrate strong JavaScript knowledge Proficient in Next.js, TypeScript, and Tailwind CSS for building modern web applications; strong understanding of OOP (Object-Oriented Programming) concept Prior experience working with PostgreSQL and MongoDB is good to have Preferred Qualifications Proven success in communicating with users, other technical teams, and senior Strong experience in systems architecture design and development Strong experience building single-page and progressive web applications Experience using test-driven development practices Ability to efficiently manage and build large, complex web applications Strong analytical and problem-solving skills, with good attention to detail Excellent oral and written communication skills Self-motivated, ability to work independently Ability to use creative thinking to develop innovative solutions to business problems Strong project management skills, including the ability to manage multiple projects simultaneously Location: Gurgaon (Unitech Cyber Park, Sector 39) Work Days: Monday - Friday

About the Role: Vrize is seeking a highly experienced, hands-on Senior Full Stack Architect to join our team for a strategic engagement in the financial services and pawn lending domain. This is a critical technical leadership role , requiring end-to-end architectural and coding expertise across modern web, mobile, and cloud-native technologies. The ideal candidate will bring deep technical acumen, the ability to work across the stack, and experience with AI tool integration , while also being passionate about clean code, scalable architecture, and mentoring teams. Key Responsibilities: Architect and design scalable, maintainable, and high-performance applications across front-end, back-end, and cloud infrastructure. Provide technical leadership and mentorship to development teams. Work closely with product owners, business analysts, and client stakeholders to convert business requirements into technical solutions. Define coding standards, conduct code reviews, and enforce best practices across the stack. Take ownership of CI/CD pipelines using Azure DevOps. Build and maintain modern UI/UX interfaces using Angular 14+ , React , and potentially Flutter or React Native . Develop robust backend services using Java , Spring Boot , Node.js , and SQL . Integrate AI/ML tools where applicable for analytics, automation, or intelligent features. Ensure security, performance, and scalability in cloud-hosted (Azure) environments. Contribute to mobile app architecture if leveraging Kotlin or cross-platform tools. Must-Have Skills: 10+ years of hands-on experience in full-stack development. Strong expertise in: Java , Spring Boot SQL Node.js Angular 14+ , React Azure DevOps (CI/CD, pipelines, environments) Proven experience in architecting and deploying enterprise-grade applications. Experience working with Agile methodologies and DevOps practices. Preferred Skills: Experience with: Flutter / React Native (cross-platform mobile development) Kotlin (native Android) Exposure to AI/ML tools or integration with AI-powered platforms. Domain experience in financial services , retail finance , or pawn lending. Soft Skills & Traits: Strong problem-solving and analytical skills. Ability to lead by example—very hands-on and technically credible. Excellent communication and interpersonal skills. Passion for continuous learning and staying updated with new tech. About VRIZE INC VRIZE is a Global Digital & Data Engineering company, committed to delivering end-to-end Digital solutions and services to its customers worldwide. We offer business-friendly solutions across industry verticals that include Banking, Financial Services, Healthcare & Insurance, Manufacturing, and Retail. The company has strategic business alliances with industry leaders such as Adobe, IBM Sterling Commerce, IBM, Microsoft, Docker, Sisense, Competera, Snowflake, and Tableau. VRIZE is headquartered out of Tampa (Florida) with a team size of 410 employees globally, currently, 100% of the clients undertaken are in the United States. Delivery centers are distributed in the US, Canada, Serbia, and India. Having stellar growth and future projections of 100% YOY for the last 3 years, the company has been successfully addressing its clients’ digital disruption needs. Our continued success depends to a large extent on our ability to remain at the forefront of disruptive developments in the field of information technology and leaders/team members joining the force are expected to replicate the same. VRIZE is an equal-opportunity employer. Qualified applicants will receive consideration for employment without regard to race, color, religion, sex, marital status, age, national origin, ancestry, disability, medical condition, pregnancy, genetic information, gender, sexual orientation, gender identity or expression, veteran status, or any other status protected under federal, state, or local law. Individuals with disabilities are provided reasonable accommodation.

About This Role At BlackRock, we are looking for a Senior Data Engineer who enjoys building and supporting high impact data pipelines to solve complex challenges while working closely with your colleagues throughout the business. We recognize that strength comes from diversity, and will embrace your outstanding skills, curiosity, drive, and passion while giving you the opportunity to grow technically while learning from hands-on leaders in technology and finance. With over USD $11 trillion of assets we have an outstanding responsibility: our technology empowers millions of investors to save for retirement, pay for college, buy a home and improve their financial wellbeing. Being a financial technologist at BlackRock means you get the best of both worlds: working for one of the most successful financial companies and also working in a software development team responsible for next generation technology and solutions. We are seeking a high-reaching individual to help drive financial data engineering projects, initially focusing on our Index Fixed Income Group for the BGM DnA ("Data and Analytics") team in India. We are a community of highly qualified Data Engineers, Content & DevOps Specialists who have a passion for working on data solutions that help drive the agenda for our business partners Our team is based in San Francisco, London & Hungary, and we will complete the global circle with a new engineering team in Mumbai. About BlackRock Global Markets BlackRock Global Markets (“BGM”) functions are at the core of BlackRock’s markets and investments platform, including ETF and Index Investments (“Engine”), Global Trading, Securities Lending, Fixed Income, Liquidity and Financing. BGM is passionate about advancing the investment processes and platform architecture in these areas and on ensuring we engage with other market participants in a collaborative, strategic way. You should be Someone who is passionate about solving sophisticated business problems through data! Capable of overseeing the design, implementation, and optimization of data pipelines, ETL processes, and data storage solutions Able to work closely with multi-functional teams (e.g., Data Science, Product, Analytics, and Citizen Developer teams) to ensure the data infrastructure meets business needs. Enthusiastic about establishing and maintaining standard methodologies for data engineering, focusing on data quality, security, and scalability Key Requirements 7+ years Data Engineering experience preferably in the financial sector Familiarity with various aspects of Fixed Income Index and Market Data including ICE, Bloomberg, JP Morgan, FTSE/Russell, and IBOXX. Liquidity, Venue, and Direct Broker Dealer Market Maker Axe Data. Pricing Data from sources like S&P Global Live Bond Pricing or Bloombergs IBVAL. Understand Portfolio Management Fundamentals: Asset Management and Fixed Income Trading. A passion for Financial and Capital Markets. Proven experience working in an agile development team. Strong problem solving skills. Strong SQL and Python skills with a proven track record optimizing SQL queries. Curiosity of financial markets. We value if you have Bachelor’s degree in Computer Science, Engineering, Finance, Economics, or a related field. A Master’s degree or equivalent experience is a plus. Knowledge of Linux and scripting languages such as Bash Experience with MySQL, PostgreSQL, Greenplum, Snowflake or similar databases. Strong experience with ETL/ELT tools like DBT, Pentaho, Informatica or similar technologies. Experience with DevOps and tools like Azure DevOps Our Benefits To help you stay energized, engaged and inspired, we offer a wide range of benefits including a strong retirement plan, tuition reimbursement, comprehensive healthcare, support for working parents and Flexible Time Off (FTO) so you can relax, recharge and be there for the people you care about. Our hybrid work model BlackRock’s hybrid work model is designed to enable a culture of collaboration and apprenticeship that enriches the experience of our employees, while supporting flexibility for all. Employees are currently required to work at least 4 days in the office per week, with the flexibility to work from home 1 day a week. Some business groups may require more time in the office due to their roles and responsibilities. We remain focused on increasing the impactful moments that arise when we work together in person – aligned with our commitment to performance and innovation. As a new joiner, you can count on this hybrid model to accelerate your learning and onboarding experience here at BlackRock. About BlackRock At BlackRock, we are all connected by one mission: to help more and more people experience financial well-being. Our clients, and the people they serve, are saving for retirement, paying for their children’s educations, buying homes and starting businesses. Their investments also help to strengthen the global economy: support businesses small and large; finance infrastructure projects that connect and power cities; and facilitate innovations that drive progress. This mission would not be possible without our smartest investment – the one we make in our employees. It’s why we’re dedicated to creating an environment where our colleagues feel welcomed, valued and supported with networks, benefits and development opportunities to help them thrive. For additional information on BlackRock, please visit @blackrock | Twitter: @blackrock | LinkedIn: www.linkedin.com/company/blackrock BlackRock is proud to be an Equal Opportunity Employer. We evaluate qualified applicants without regard to age, disability, family status, gender identity, race, religion, sex, sexual orientation and other protected attributes at law.

About Snapmint Snapmint is a leading fintech company redefining access to consumer credit in India. With over 10 million customers across 2,200+ cities, our zero-cost EMI platform enables responsible purchases without the need for a credit card across categories like fashion, electronics, and lifestyle. India has over 300 million credit-eligible consumers, yet fewer than 35 million actively use credit cards. Snapmint addresses this gap by offering a trusted, transparent alternative grounded in financial inclusion and ethical lending practices. Founded in 2017, Snapmint is a profitable, high-growth company doubling year-on-year. Our founding team, alumni of IIT Bombay and ISB, brings deep experience from companies like Oyo, Ola, Maruti Suzuki, and has successfully built and exited ventures in ad-tech, patent analytics, and bank-tech. We are building the future of responsible consumer finance, simple, transparent, and customer-first .https://snapmint.com/ About the role We are looking for a QA Manager to help us deliver the quality and performance of large scale, big data, custom hardware multi-platform software products that includes; web, API and mobile application interfaces. Incumbents in this position are experienced, hands on and self-motivated engineers who can work collaboratively in a continuous integration environment. They will focus on contributing to the development of automated Functional Integration tests and end-to-end tests through open-source test frameworks for overall system testing within an Agile environment. Incumbents of this position will regularly exercise discretionary and substantial decision-making authority. Key Responsibilities Lead and manage a team of QA engineers including manual and automation testers Define and implement comprehensive test strategies for web, mobile (Android/iOS), APIs, and backend services Oversee test planning, execution, defect tracking, and reporting Build and maintain automation frameworks for UI and API testing Collaborate with Product, Engineering, and DevOps teams to ensure test coverage and release readiness Drive continuous improvements in QA processes, tools, and metrics. Participate in architectural and design discussions with an eye on testability and automation Ensure timely delivery of high-quality releases with zero critical bugs in production Lead, mentor, and upskill our team of Quality Engineers. Provide hands-on technical guidance and training to bridge process gaps and foster a culture of high performance and continuous improvement Plan for future resources requirements and collaborate with the hiring efforts Requirements B E/ Btech, and a minimum of 10 years of experience, with 5+ years experience preferably in a Team Manager role Proven, hands-on experience building and scaling QA processes and teams, preferably in a fast-paced B2C startup environment Demonstrated expertise in establishing QA methodologies from the ground up, including creating test strategies, plans, and implementing robust defect management lifecycles Strong, hands-on experience with both manual and automated testing for web applications Deep familiarity with modern testing tools and frameworks (e.g., Jira, Selenium, TestNG, Postman, JMeter etc) A natural leader and mentor with a passion for upskilling teams and a demonstrated ability to drive cultural change Excellent problem-solving, interpersonal, and communication skills, with the ability to influence and collaborate effectively with cross-functional teams Must be detail oriented, analytical and creative thinker with passion for quality and test automation Experience leading ambiguous situations, dealing with technical issues and coming up with effective solutions to ensure customer project deliverables Must have previous experience with requirements, defect, functional, and performance management systems Prior team management experience is a must have Location: Gurugram (Unitech Cyber Park, Sector 39) Work days: Monday - Friday

At Citi we’re not just building technology, we’re building the future of banking. Encompassing a broad range of specialties, roles, and cultures, our teams are creating innovations used across the globe. Citi is constantly growing and progressing through our technology, with laser focused on evolving the ways of doing things. As one of the world’s most global banks we’re changing how the world does business Shape your Career with Citi We’re currently looking for a high caliber professional to join our team as 25883567 Officer- ETL Automation tester -QA - C10 -Hybrid- PUNE based in Pune/Chennai, India. Being part of our team means that we’ll provide you with the resources to meet your unique needs, empower you to make healthy decision and manage your financial well-being to help plan for your future. For instance: We provide programs and services for your physical and mental well-being including access to telehealth options, health advocates, confidential counseling and more. Coverage varies by country. We empower our employees to manage their financial well-being and help them plan for the future. We provide access to an array of learning and development resources to help broaden and deepen your skills and knowledge as your career progresses. The Testing Analyst is a developing professional role. Applies specialty area knowledge in monitoring, assessing, analyzing and/or evaluating processes and data. Identifies policy gaps and formulates policies. Interprets data and makes recommendations. Researches and interprets factual information. Identifies inconsistencies in data or results, defines business issues and formulates recommendations on policies, procedures or practices. Integrates established disciplinary knowledge within own specialty area with basic understanding of related industry practices. Good understanding of how the team interacts with others in accomplishing the objectives of the area. Develops working knowledge of industry practices and standards. Limited but direct impact on the business through the quality of the tasks/services provided. Impact of the job holder is restricted to own team. Candidate is expected to Build Data Pipelines: Extract data from various sources (like databases and data lakes), clean and transform it, and load it into target systems Testing and Validation: Develop automated tests to ensure the data pipelines are working correctly and the data is accurate. This is like quality control, making sure everything meets the bank's standards Work with Hive, HDFS, and Oracle data sources to extract, transform, and load large-scale datasets Leverage AWS services such as S3, Lambda, and Airflow for data ingestion, event-driven processing, and orchestration Create reusable frameworks, libraries, and templates to accelerate automation and testing of ETL jobs Participate in code reviews, CI/CD pipelines , and maintain best practices in Spark and cloud-native development Ensures tooling can be run in CICD providing real-time on demand test execution shortening the feedback loop to fully support Handsfree execution Regression , Integration, Sanity testing, Regression automated suites, reports issues – provide solutions and ensures timely completion Own and drive automation in Data and Analytics Team to achieve 90% automation in Data, ETL space. Design and develop integrated portal to consolidate utilities and cater to user needs. Supports initiatives related to automation on Data & Analytics testing requirements for process and product rollout into production. Specialists who can work with technology team to design and implement appropriate automation scripts/plans for an application testing, meeting required KPI and automation effectiveness. Ensures new utilities are documented and transitioned to testers for execution and supports for troubleshooting in case required. Monitors and reviews code check-ins from peers and helps maintain project repository. Ability to work independently as well as collaborate within groups on various projects assigned. Ability to work in a fast-paced, dynamic environment and manage multiple priorities effectively. Experience and understanding of Wealth domain specifically in private bank(banking) , lending services and related Tech applications.Supports and contributes to automated test data generation and sufficiency. Successful candidate ideally would have following skills and exposure: 2 - 4 years of experience on automation testing across UI Experience in Automation ETL Testing , testing by using SQL queries. Hands on experience on Selenium BDD Cucumber using Java, Python Extensive knowledge on developing and maintaining automation frameworks, AI/ ML related solutions. Experience on automating BI reports e.g., Tableau dashboards and views validation. Data analytics and BI reports in the Financial Service industry Hands on experience in Python for developing utilities for Data Analysis using Pandas, NumPy etc. Exposure and some experience on AI related solutions, ML which can help automate faster. Experience with mobile testing using perfecto, API Testing-SoapUI, Postman/Rest Assured will be added advantage. Detailed knowledge data flows in relational database and Bigdata systems Strong knowledge of Oracle SQL and HiveQL and understanding of ETL/Data Testing. Experience with CI/CD tools like Jenkins. Proficiency in working on Cloudera Hadoop ecosystem (HDFS, Hive, YARN) Hands-on experience with ETL automation and validation framework. Solid understanding of AWS services like S3, Lambda, EKS, Airflow, and Strong problem-solving and debugging skills Excellent communication and collaboration abilities to lead and mentor a large techno-functional team across different geographical locations Strong Acumen and presentation skills. Able to work in an Agile environment and deliver results independently Education: Bachelor’s/University degree or equivalent experience ------------------------------------------------------ Job Family Group: Technology ------------------------------------------------------ Job Family: Technology Quality ------------------------------------------------------ Time Type: Full time ------------------------------------------------------ Most Relevant Skills Please see the requirements listed above. ------------------------------------------------------ Other Relevant Skills For complementary skills, please see above and/or contact the recruiter. ------------------------------------------------------ Citi is an equal opportunity employer, and qualified candidates will receive consideration without regard to their race, color, religion, sex, sexual orientation, gender identity, national origin, disability, status as a protected veteran, or any other characteristic protected by law. If you are a person with a disability and need a reasonable accommodation to use our search tools and/or apply for a career opportunity review Accessibility at Citi. View Citi’s EEO Policy Statement and the Know Your Rights poster.

(Associate) Operations Officer - Country Advisory & Economics (New Delhi) Job #: req33933 Organization: IFC Sector: Advisory Services Grade: GF Term Duration: 3 years 0 months Recruitment Type: Local Recruitment Location: New Delhi,India Required Language(s): English Preferred Language(s): Hindi Closing Date: 8/15/2025 (MM/DD/YYYY) at 11:59pm UTC Description IFC — a member of the World Bank Group — is the largest global development institution focused on the private sector in emerging markets. We work in more than 100 countries, using our capital, expertise, and influence to create markets and opportunities. Our mission is to leverage the power of the private sector to end extreme poverty and boost shared prosperity on a livable planet. The IFC 3.0 strategy aims to stimulate more investment activity across emerging markets, especially in Low Income Countries (LICs) and Fragile and Conflict affected States (FCS). Our goal is to create, deepen, and expand markets and design and develop impactful investment projects. This strategy is, in part, premised on improved country/sector diagnostic, strategic, and public sector engagement capabilities, which seek to: 1) resolve obstacles to private sector growth via diagnostic and strategic work that informs both IFC operations and relevant IBRD/IDA policy operations; and 2) overcome the shortage of investable projects in priority markets by proactively improving the private sector ecosystem at the country and regional level. The IFC’s Country Advisory and Economics unit for South Asia (CSAAE) is seeking to recruit an (Associate) Operations Officer to be based in New Delhi, India and reporting to its manager - based in Colombo, Sri Lanka. Roles And Responsibilities The selected candidate will be responsible for delivering market-creating client solutions by leveraging local and regional resources. The (Associate) Operations Officer will support the team to ensure that CSAAE programs are responsive to IFC’s strategic priorities and mobilize private investment. The (Associate) Operations Officer will work closely across all core functions of CSAAE. The CSAAE team is responsible for: Putting IFC’s country strategy and diagnostic recommendations into practice through advisory projects that engage governments, regulators, civil society, development partners and other relevant stakeholders to reform markets and sectors and address key bottlenecks to private sector development. Providing operational support to IFC country management and investment teams. Working collaboratively with IFC country management, plus investment and advisory teams, to build a pipeline of private investment opportunities and provide solutions to key clients. Leading and contributing to WBG country engagement products, including as Country Partnership Framework (CPF), Country Climate and Development Reports (CCDR), and Country Private Sector Diagnostics (CPSDs), and in support of IBRD/IDA lending operations. Producing regional and country-level economic assessments to support IFC’s strategy and operations. Client and stakeholder management Support the development of new impactful CSAAE advisory engagements that are aligned with IFC country priorities. Engage and communicate at senior levels of the Government and private sector. To identify and articulate the case for improvements to the business environment, job creation and private investment flows. Advisory project design and delivery Review and contribute to the development and approval of project documents and client deliverables to ensure standards and objectives are met in line with IFC Advisory Governance. Determine financial and human resources needed to support advisory projects and ensure their efficient/ effective use. Oversee/ supervise consultants assigned to projects, while ensuring a high quality of project supervision and completion documents. Proactively partner with results team in developing appropriate theories of change and results frameworks and indicators to strengthen the development impact and sustainability of client solutions and continuously learn from client projects/ engagements. Create and share knowledge linked to advisory work, including participation and organization of internal and external events. Selection Criteria Master’s degree in economics, law, finance, business, or a closely related field. At least 4 to 8 years of relevant experience in private sector development. A proven track record with the design and management of advisory projects and programs with government and regulators. Experience engaging senior government officials. Robust understanding of IFC and WBG products/ instruments and experience with cross-organizational collaboration. A strategic mindset that can develop innovative programs and proactively forge partnerships, both internal and external. Excellent knowledge of Word, Excel, PowerPoint and aptitude to learn new IT systems is a must. Excellent written, verbal communication and presentation skills plus fluency in English is must. Salary And Benefits (What IFC Offers) The International Finance Corporation offers comprehensive benefits, including a retirement plan; medical, life and disability insurance; paid leave, including parental leave; and reasonable accommodations for individuals with disabilities. Explore the full range of our worldwide benefits here: www.ifc.org/en/about/careers/benefits. The World Bank Group is committed to providing competitive compensation and transparency in salary ranges. For most of our positions, we generally offer starting salaries between the minimum and the midpoint of the salary scale, commensurate with your skills, experience, and qualifications. For more information visit the WBG Compensation Scales site. World Bank Group Core Competencies The World Bank Group offers comprehensive benefits, including a retirement plan; medical, life and disability insurance; and paid leave, including parental leave, as well as reasonable accommodations for individuals with disabilities. We are proud to be an equal opportunity and inclusive employer with a dedicated and committed workforce, and do not discriminate based on gender, gender identity, religion, race, ethnicity, sexual orientation, or disability. Learn more about working at the World Bank and IFC , including our values and inspiring stories.

Job Description About Goldman Sachs At Goldman Sachs, we connect people, capital and ideas to help solve problems for our clients. We are a leading global financial services firm providing investment banking, securities and investment management services to a substantial and diversified client base that includes corporations, financial institutions, governments and individuals. For us, it’s all about bringing together people who are curious, collaborative and have the drive to make things possible for our clients and communities. Wealth Management Across Wealth Management, Goldman Sachs helps empower clients and customers around the world to reach their financial goals. Our advisor-led wealth management businesses provide financial planning, investment management, banking, and comprehensive advice to a wide range of clients, including ultra-high net worth and high net worth individuals, as well as family offices, foundations and endowments, and corporations and their employees. Our consumer business provides digital solutions for customers to better spend, borrow, invest, and save. Across Wealth Management, our growth is driven by a relentless focus on our people, our clients and customers, and leading-edge technology, data, and design. Private Wealth Management (PWM) Goldman Sachs Private Wealth Management (PWM) specializes in creating comprehensive wealth management plans for ultra-high net worth individuals and families, as well as select institutions, including foundations and endowments. PWM Teams work one-on-one with clients to advise and deliver customized strategies drawn from our deep investment experience, diverse wealth management capabilities, and global reach. Our Private Wealth Advisors (PWAs) deliver an unparalleled investment platform inclusive of the full product and service offerings of Goldman Sachs and beyond, which may include tax and estate planning, philanthropic planning, and private banking and lending services. As client needs evolve, this close relationship allows the team to offer complementary services and new opportunities by leveraging the resources of Goldman Sachs and beyond. YOUR IMPACT This Associate, of Design will have a strong track record of delivering world-class digital product and service solutions across industries, where a mature design acumen has played a pivotal role. This individual will support an ambitious and talented team of designers to help plan and execute best-in-class digital product solutions for our PWM Advisors, while focusing on cultivating a culture of collaboration, exploration and growth. As a designer-by-trade as well as a practiced creative facilitator, the successful candidate will contribute to supporting the vision, craft, and best-in-class design output of the team. As an experienced, hands-on designer, you should have expertise across the entire human-centered design spectrum, which includes: UX, UI, and Interactive Design – Ecosystem, Journey and User Flow Mapping – Information Architecture – Research and Testing – Usability and Accessibility knowledge – Experience Strategy, Planning and complex problem solving. In addition, it’s critical to know visual identity/branding principles, style, and design system management, bringing together industry best practices, advancements in trends, emerging patterns, and their applicability to our products. Love for UI guidelines and design systems drive your ability to grow and evolve this space over time, helping to shape elegantly simple, and intuitive solutions. With an eye for detail, this Design Associate will help evolve the high standards of creativity and innovation across the Advisor Platforms space, raising the bar, so other team members do the same. The best candidate for this position, rolls up their sleeves and brings design to life, while partnering with the business to ensure every approach and process is primed for success. There will need to be regular collaborating with Product, PMO and Engineering teams to bring the voice of the Advisor to the surface, representing design decisions across the PWM organization. This role will collaborate with other designers and senior leaders to foster and maintain an inclusive design culture across the division, while delivering consistent and extensible experiences that function as one unified family of services across the group. OUR IMPACT The Private Wealth Management (PWM) business secures, develops and manages relationships with ultra-high net worth individuals, as well as their families, family offices, foundations and investment vehicles. With an increased emphasis on a digital experience, while maintaining a customized, white glove level of service, the PWM Product Team is focused on enhancing the client and advisor experience through best-in-class, innovative solutions. WHERE YOU BRING VALUE Collaborating and partnering—Develop and inspire those around you across product, engineering and PMO; Improving and evolving existing processes and tactics in order to maximize efficiency and elevate the quality of work Continuously changing and improving—Sought by senior leadership for progressive and innovative counsel, ideas and solutions Making effective and decisive decisions—Provide unscripted strategic counsel—can “think on your feet” without disrupting strategic intention Leading and communicating—Viewed as a role model and senior contributor within the organization Influence of design quality— Link the highest quality of design execution to each strategic initiative, business and client outcome. Humility at the highest level—Welcome the constructive criticism of the work and be able to reflect with an informed perspective in order to change, adapt and evolve Empower your co-workers—Contributes to team-building activities and growth paths Challenge opinions appropriately—Listen, observe, and respond. Apply logic and reasoning to ask the right questions at the right time to influence those around you into creating the best solution for the business and clients Storytelling and presentation skills—Create clear, compelling and cohesive prototypes and presentations that frame context with priority and need, so audiences can be taken on an informative, and intuitive journey Empathy & Curiosity—Drive inquisitive thinking, exploration and investigation with teams and, stakeholders. Monitoring best practices, understanding how we feel and react to moments of need, opportunity and challenge. Leveraging data, analytics to inform your decisions Qualifications SKILLS & EXPERIENCE WE’RE LOOKING FOR: At least 6 years of professional experience designing digital products Consumer and Enterprise product and service design experience Expertise with modern design tools (Figma, Miro, Adobe Suite, Prototyping tools) Experience in Design Thinking/Human Centered Design Ability to lead and facilitate while executing design for a growing team Experience defining creative vision Demonstrated experience building relationships and influencing business stakeholders A proven track record of defining and promoting change and innovation Great presentation, storytelling, workshop and communication skills Strong problem-solving and organization skills A positive, constructive can-do attitude The ability to work independently as well as collaboratively and to both lead and create An obsession with digital trends and design patterns Proven ability to translate vision and user feedback into actionable outcomes Strong familiarity with data, analytics and technology (both front and back-end) The ability to translate complex data scenarios into simplified, intuitive solutions Consumer banking or FinTech experience We believe who you are makes you better at what you do. We're committed to fostering and advancing diversity and inclusion in our own workplace and beyond by ensuring every individual within our firm has a number of opportunities to grow professionally and personally, from our training and development opportunities and firmwide networks to benefits, wellness and personal finance offerings and mindfulness programs. Learn more about our culture, benefits, and people at GS.com/careers. We’re committed to finding reasonable accommodations for candidates with special needs or disabilities during our recruiting process. Learn more: https://www.goldmansachs.com/careers/footer/disability-statement.html © The Goldman Sachs Group, Inc., 2025. All rights reserved. Goldman Sachs is an equal employment/affirmative action employer

We are the leading provider of professional services to the middle market globally, our purpose is to instill confidence in a world of change, empowering our clients and people to realize their full potential. Our exceptional people are the key to our unrivaled, inclusive culture and talent experience and our ability to be compelling to our clients. You’ll find an environment that inspires and empowers you to thrive both personally and professionally. There’s no one like you and that’s why there’s nowhere like RSM. Position Summary RSM’s Financial Services practice serves a range of clients in the specialty finance space. On this team, you’ll work with clients in the Specialty Finance industry which includes finance companies in the non-bank lending space, most common are FinTech, installment lenders, auto lenders, merchant cash advance companies, debt buyers, financial technologies/marketplace lenders, buy- here pay-here companies, lease-to-own companies. Our team focuses on tax compliance and tax consulting for some of the most complex and well-known specialty finance companies in the industry. As a Tax Manager, you will be responsible for the following job duties, which are centered around two core concepts: your technical & quality expertise and delivering excellent client service. Responsibilities Provide detail review and analysis of complex Federal partnership (Private Equity PortCo / Operating Partnership – Go System). Work on multiple complex issues while communicating in a non-technical matter to facilitate communication between the client and the service team, all while managing risk for both the client and the firm Interact directly with clients handling questions, planning, concerns, etc. Develop, motivate, and train staff level and intern team members Performing, documenting, and summarizing research and conclusions regarding specific tax issues Remain up to date on current tax practices and changes in tax law Basic Qualifications Master's degree in accounting or related field. 7+ years of experience in business taxation working for a Big 4 or a large national, regional or local accounting firm; or equivalent in industry or with a law firm. Prior tax compliance & consulting experience serving Asset Management clients. Working knowledge of tax code and technical aspects of tax preparation and compliance. Ability to work closely with clients to answer questions or to collect necessary information for tax service requirements. Active CPA, EA, CA, mandatory. Preferred Qualifications Masters of Accounting, Masters of Taxation or MBA Proven track record managing client engagements from start-to-end At RSM, we offer a competitive benefits and compensation package for all our people. We offer flexibility in your schedule, empowering you to balance life’s demands, while also maintaining your ability to serve clients. Learn more about our total rewards at https://rsmus.com/careers/india.html. RSM does not tolerate discrimination and/or harassment based on race; colour; creed; sincerely held religious beliefs, practices or observances; sex (including pregnancy or disabilities related to nursing); gender (including gender identity and/or gender expression); sexual orientation; HIV Status; national origin; ancestry; familial or marital status; age; physical or mental disability; citizenship; political affiliation; medical condition (including family and medical leave); domestic violence victim status; past, current or prospective service in the Indian Armed Forces; Indian Armed Forces Veterans, and Indian Armed Forces Personnel status; pre-disposing genetic characteristics or any other characteristic protected under applicable provincial employment legislation. Accommodation for applicants with disabilities is available upon request in connection with the recruitment process and/or employment/partnership. RSM is committed to providing equal opportunity and reasonable accommodation for people with disabilities. If you require a reasonable accommodation to complete an application, interview, or otherwise participate in the recruiting process, please send us an email at careers@rsmus.com.

Whether you’re at the start of your career or looking to discover your next adventure, your story begins here. At Citi, you’ll have the opportunity to expand your skills and make a difference at one of the world’s most global banks. We’re fully committed to supporting your growth and development from the start with extensive on-the-job training and exposure to senior leaders, as well as more traditional learning. You’ll also have the chance to give back and make a positive impact where we live and work through volunteerism. Transaction Management will be responsible for supporting multiple aspects of the lending lifecycle including but not limited to loan closing and servicing coordination, facilitating complex client onboarding, data management, and quality control. The team will be accountable and responsible for operational oversight of the closing and servicing of all loan transactions of the business division being supported to ensure all internal and external requirements are met. In this role, you’re expected to : Perform leadership role relevant to the build and development of the team supporting loan origination and lifecycle management which includes large complex syndicated and bilateral loans covering but not limited to corporate, commercial, real estate, structured lending and trade. Create processes, standards, procedures, controls, training, and implementation of transaction management. Design and implement technology including testing and rollout. Produce and provide training and support to transaction management staff and business constituents. Partner with each of the originating and coverage business lines, credit risk, operations, legal, etc to ensure strategic vision is enabled. Ensure that quality of data, controls and processes performed meet internal policies and regulatory requirements/expectations, via staff management. Work with lines of business, transaction management, and loan operations to define and implement operational metrics and risk and control reviews to ensure all stakeholders have end to end transparency. Constantly improve processes, controls and efficiencies within the group and front to back across loan lifecycle. Lead projects to enhance performance and efficiency. Leadership role and serve as escalation relevant to loan remediation and loan system testing / migrations. Actively manage and maintain a deal closing pipeline of loan transactions. Coordinate and close loan transactions/lifecycle events, capture data, store documentation, troubleshoot issues/roadblocks, perform quality control Appropriately assess risk when business decisions are made, demonstrating particular consideration for the firm's reputation and safeguarding Citigroup, its clients and assets, by driving compliance with applicable laws, rules and regulations, adhering to Policy, applying sound ethical judgment regarding personal behavior, conduct and business practices, and escalating, managing and reporting control issues with transparency. As a successful candidate, you’d ideally have the following skills and exposure: 10-12 years of experience Individual must have excellent communication, organizational and interpersonal skills. Individual must work well under tight deadlines, manage priorities, and complete assigned tasks with minimal management follow up. Candidate has quantitative skills with a high proficiency with Excel and other Microsoft based programs. Tableau or visualization tool familiarity Experience with Loan IQ, transaction capture tools, etc. Keen attention to detail Developed analytical and problem-solving abilities Client relationship and solution skills Experience in management/team lead capacity, building and developing teams within a large global team supporting wholesale lending at large financial Institution Strong knowledge of wholesale loan (syndicated / bilateral) product and business, including an understanding of legal loan documentation, loan / funding mechanics, deal structure, funds flows, etc. Substantial experience working with clients under time constraints to facilitate a transaction or process. Proven ability to collaborate with team members, Senior management and other business constituents in a steering capacity. Critical decision-making capabilities including the ability to identify, escalate, and propose solutions to problems Ability to multi-task through the practice of strong organizational and time management skills with experience in continuously following-up with various stakeholders Comprehensive understanding and awareness of appropriate corporate and regulatory policies in relation to Lending Deep knowledge of operational processes supporting Wholesale lending Focus on achieving/exceeding key operating standards within a KPI/metrics driven culture Ability to work in an environment where priorities are frequently changing Education: Bachelor's/University degree or equivalent experience (MBA, CFA & CA preferred) Take the next step in your career, apply for this role at Citi today https://jobs.citi.com/dei This job description provides a high-level review of the types of work performed. Other job-related duties may be assigned as required. ------------------------------------------------------ Job Family Group: Operations - Transaction Services ------------------------------------------------------ Job Family: Transaction Capture Services ------------------------------------------------------ Time Type: Full time ------------------------------------------------------ Most Relevant Skills Please see the requirements listed above. ------------------------------------------------------ Other Relevant Skills For complementary skills, please see above and/or contact the recruiter. ------------------------------------------------------ Citi is an equal opportunity employer, and qualified candidates will receive consideration without regard to their race, color, religion, sex, sexual orientation, gender identity, national origin, disability, status as a protected veteran, or any other characteristic protected by law. If you are a person with a disability and need a reasonable accommodation to use our search tools and/or apply for a career opportunity review Accessibility at Citi. View Citi’s EEO Policy Statement and the Know Your Rights poster.

Company Description FlexiLoans is an online lending fintech platform dedicated to simplifying the lending process for small and medium-sized enterprises (SMEs). We leverage advanced technology to streamline the loan application process, offering personalized and flexible funding options tailored to the specific needs of each business. With a focus on efficiency and customer satisfaction, we empower businesses to secure the capital they need to innovate and expand. For more information, visit https://flexiloans.com/. Role Description This is a full-time on-site role located in Chennai for a Channel Sales Manager. The Channel Sales Manager will be responsible for developing and managing relationships with channel partners, overseeing sales activities, and providing excellent customer service. The role involves meeting sales targets, generating leads, and ensuring channel partners are effectively supported and motivated. Qualifications Experience in DSA Channel Sales and working with Channel Partners Sales skills and a background in Sales Management Strong Customer Service skills Excellent communication and interpersonal skills Ability to work independently and meet sales targets Bachelor's degree in Business, Sales, Marketing, or related field is preferred Experience in the fintech or lending industry is a plus

Job Requirements Job Requirements Role/Job Title: Sales Manager - Gold Loan Function/ Department: Gold Loan Job Purpose The role entails the responsibility of generating gold loan business through different channels. It includes administering and training a team of Direct Selling Teams to expand gold loan business in that locality/branch. Roles & Responsibilities Ensuring Monthly Sales targets are meet with acquisition in NTB (New to Bank) and ETB (Existing to Bank) customers. Existing liability customers are pitched for gold loans. Ensure month on month growth in EOP (Execution only platform) Assets for Gold loan business/per branch. Fee Income should be Minimum 1% of total disbursals. Customer Follow ups to be done at regular intervals for timely renewal of cases to ensure Minimum renewal pending cases. Co-ordination with valuers to be done time to time basis. Ensure most of the customers are aligned to pay valuation charges as per product norms. Ensuring healthy collections with Nil First equated monthly instalment / First presentation Default and minimizing fresh flow in Bucket X. PSL (Priority sector lending) Tagging and should be aware about PSL norms. Helping branch liability team in Audits and ensuring proper communications to customer before any packet Opening. Conduct Marketing activities in the local market for generating NTB gold loan customers. Willingness to work extensively in the field and travel across the region on short notice. Carrying out ad-hoc activities as per the requirement of the department. Proficient in MS - Word /Excel and power point Personal drive and positive work ethic to deliver results within tight deadlines and in demanding situation. Education Qualification Graduation: Bachelor’s in Engineering / Technology / Management/ Computers/Science. Post-graduation: MBA. Experience: 2-10 year of experience in retail banking, preferably with exposure to lending products

Job Requirements Job Requirements Role/Job Title: Sales Manager - Gold Loan Function/ Department: Gold Loan Job Purpose The role entails the responsibility of generating gold loan business through different channels. It includes administering and training a team of Direct Selling Teams to expand gold loan business in that locality/branch. Roles & Responsibilities Ensuring Monthly Sales targets are meet with acquisition in NTB (New to Bank) and ETB (Existing to Bank) customers. Existing liability customers are pitched for gold loans. Ensure month on month growth in EOP (Execution only platform) Assets for Gold loan business/per branch. Fee Income should be Minimum 1% of total disbursals. Customer Follow ups to be done at regular intervals for timely renewal of cases to ensure Minimum renewal pending cases. Co-ordination with valuers to be done time to time basis. Ensure most of the customers are aligned to pay valuation charges as per product norms. Ensuring healthy collections with Nil First equated monthly instalment / First presentation Default and minimizing fresh flow in Bucket X. PSL (Priority sector lending) Tagging and should be aware about PSL norms. Helping branch liability team in Audits and ensuring proper communications to customer before any packet Opening. Conduct Marketing activities in the local market for generating NTB gold loan customers. Willingness to work extensively in the field and travel across the region on short notice. Carrying out ad-hoc activities as per the requirement of the department. Proficient in MS - Word /Excel and power point Personal drive and positive work ethic to deliver results within tight deadlines and in demanding situation. Education Qualification Graduation: Bachelor’s in Engineering / Technology / Management/ Computers/Science. Post-graduation: MBA. Experience: 2-10 year of experience in retail banking, preferably with exposure to lending products

About the Role: We are seeking a result-oriented Business Development Manager with a proven background in financial services—preferably in CRED, credit bureaus/agencies, or trade finance. This individual will be responsible for identifying high potential leads, converting them into clients, and driving revenue while leading a small team. The ideal candidate should understand credit evaluation, client on boarding, and relationship management across B2B and B2C segments in the financial sector. Key Responsibilities: Lead Generation & Conversion Identify and source potential clients through credit-based platforms, agencies, and networks Acquire and convert leads into active clients for lending, funding, or credit related products Conduct financial need analysis to provide relevant solutions Client Relationship Management Maintain ongoing communication and trust-based relationships with clients Provide advisory on credit health, trade finance products, and customized funding options Ensure post-sales servicing and client satisfaction Business Acquisition Promote and sell a suite of financial products like Business Loans, LAP, Trade Finance, LRD, etc. Achieve and exceed monthly revenue targets Prepare proposals and present tailored solutions to clients Team Handling Supervise a small team of executives and assist them in achieving individual targets Share leads, strategies, and feedback to improve team performance Conduct regular training and motivation sessions Market & Credit Research Stay updated with credit trends, bureau practices, and industry benchmarks Preferred Background: Generate insights from client credit histories, repayment capacity, and documentation readiness Collaborate with underwriting and operations teams for smooth file closures Experience in CRED, Equifax, TransUnion CIBIL, CRIF Highmark, Experian, or other credit agencies Exposure to fintech platforms dealing with credit scores, personal loans, or BNPL (Buy Now Pay Later) Familiarity with Trade Finance, Structured Finance, or NBFC lending practices

About Us: MUFG Bank, Ltd. is Japan’s premier bank, with a global network spanning in more than 40 markets. Outside of Japan, the bank offers an extensive scope of commercial and investment banking products and services to businesses, governments, and individuals worldwide. MUFG Bank’s parent, Mitsubishi UFJ Financial Group, Inc. (MUFG) is one of the world’s leading financial groups. Headquartered in Tokyo and with over 360 years of history, the Group has about 120,000 employees and offers services including commercial banking, trust banking, securities, credit cards, consumer finance, asset management, and leasing. The Group aims to be the world’s most trusted financial group through close collaboration among our operating companies and flexibly respond to all the financial needs of our customers, serving society, and fostering shared and sustainable growth for a better world. MUFG’s shares trade on the Tokyo, Nagoya, and New York stock exchanges. MUFG Global Service Private Limited: Established in 2020, MUFG Global Service Private Limited (MGS) is 100% subsidiary of MUFG having offices in Bengaluru and Mumbai. MGS India has been set up as a Global Capability Centre / Centre of Excellence to provide support services across various functions such as IT, KYC/ AML, Credit, Operations etc. to MUFG Bank offices globally. MGS India has plans to significantly ramp-up its growth over the next 18-24 months while servicing MUFG’s global network across Americas, EMEA and Asia Pacific About the Role: Position Title: Corporate Credit Analyst Corporate Title: Manager Internal Title: Manager Reporting to: VP Location: Mumbai Job Profile: Position details: The Credit Analysis Team is set up in MGS for centralizing the credit analysis function for its corporate clients globally. We are looking for an ambitious credit analyst to cover a varied portfolio for corporations based in the India region. The Credit Analysis team is the Bank’s first line of defence and works closely with GCIB bankers, Product partners and Credit approvers to promote an optimal risk / return on the banks’ lending opportunities. The credit analyst will perform forward looking credit analysis on the borrowers, annual reviews and limit renewals, support on ad-hoc requests and periodic reviews when necessary. Roles and Responsibilities: Manage the assigned portfolio for the India market and undertake objective detailed due diligence of borrowers / industry. Managing end to end annual renewal of limits and borrower ratings as per the Bank's credit processes and procedures collaborating with other stakeholders (Relationship Managers, Product teams and Credit Officers / Approvers). Ensure accurate and timely compliance with internal policies and reporting procedures. Support onshore teams for the preparation of internal applications such as borrower rating reviews, credit application for renewals and transactions/deals. These involve preparation of spreadsheet, financial & liquidity analysis and cashflow projection etc. and conducting credit review and analysis on credit transactions and rating applications. Conduct market research/ industry benchmarking/ peer analysis for the portfolio clients. Handling of waiver and amendment requests Audit management Support in Internal, External audits. Ability to multi-task and manage ever-changing and often conflicting priorities; Ability to work with a high level of motivation and initiative; Work diligently to develop technical skills and industry knowledge related to the role. To perform covenant checking to ensure the financial and non-financial covenants of facility agreements are duly complied with. Preparation of periodic sector reports and event-based stress tests of the portfolio as necessary. Job Requirements: Candidate Profile Extensive experience in fundamental corporate analysis gained in either a bank, asset manager or rating agency environment. Functional / Technical Competencies: Strong domain knowledge including financial statement analysis, credit analysis, industry analysis of corporates. Experience of covering the India market is preferred. A good understanding of loan documentation, key credit protections, knowledge about different lending products will be preferred Understanding of market risk and ISDA documents would be preferred/ beneficial. There should be an emphasis on credit analysis in the context of a transaction or event, or a strong motivation to move into a more transaction driven environment. Personal Requirements: A proactive, motivated approach, with ability to operate with urgency and prioritize work accordingly A structured and logical approach to work, which exhibits strong problem-solving skills The ability to manage workloads and tight deadlines Excellent attention to detail and accuracy, strong in numerical skills Must possess excellent communication and report writing skills. Relevant experience in Team management Language Skills: Proficient in English. Experience: 2 to 5 years in corporate credit analysis, after post-graduation Qualification: Post Graduate Degree in Finance and/ or Financial professional qualifications (e.g. CA, CFA, FRM) Equal Opportunity Employer The MUFG Group is committed to providing equal employment opportunities to all applicants and employees and does not discriminate on the basis of race, colour, national origin, physical appearance, religion, gender expression, gender identity, sex, age, ancestry, marital status, disability, medical condition, sexual orientation, genetic information, or any other protected status of an individual or that individual's associates or relatives, or any other classification protected by the applicable laws.

Who are we? At Finastra, we are a dynamic global provider of open finance software solutions, dedicated to expanding access to financial services. Our innovative applications span Lending, Payments, Treasury and Capital Markets, and Universal Banking. Proudly serving over 8,000 customers, including 45 of the world's top 50 banks, we aim to boost financial inclusion for all. Join us and be part of a vibrant company that embraces diverse perspectives, and is committed to doing well by doing good. Role and Responsibilities Provide analysis and review of DB issues for Finastra applications. Identify DB-related application problems’ root cause, reproduce them and offer possible solutions and recommendations. Maintain and support development and QA environments, responsible for DB synchronization with the Bank. Team member of the production support 24/7 for any production issue raised by the Bank. Participate in the software development process of maintenance releases related to the DB. Consult development and QA teams regarding Finastra DB release procedures, using GIT/P4 and other automatic tools which support these procedures Design and develop automation jobs using Jenkins. Participate in performance testing and provide recommendation for improvments. Job Requirements 5 years’ experience with Oracle DB, specifically experienced with Oracle version 19c. 3 years experience as an applicative and infrastructure DBA Experience with multi-tenant applications Minimum 3 years of technical work on UNIX & Linux environments Postgres experience - Mandatory Programming skills: Bash, PL/SQL – Mandatory Python - an advantage Cloud experience - Mandatory Automation using Ansible - an advantage Jenkins experience - an advantage Highly motivated, ability to work independently and under pressure. Good interpersonal skills Benefits We are proud to offer a range of incentives to our employees worldwide. These benefits are available to everyone, regardless of grade, and reflect the values we uphold: Flexibility: Enjoy unlimited vacation, based on your location and business priorities. Hybrid working arrangements, and inclusive policies such as paid time off for voting, bereavement, and sick leave. Well-being: Access confidential one-on-one therapy through our Employee Assistance Program, unlimited personalized coaching via our coaching app, and access to our Gather Groups for emotional and mental support. Medical, life & disability insurance, retirement plan, lifestyle and other benefits* ESG: Benefit from paid time off for volunteering and donation matching. DEI: Participate in multiple DE&I groups for open involvement (e.g., Count Me In, Culture@Finastra, Proud@Finastra, Disabilities@Finastra, Women@Finastra). Career Development: Access online learning and accredited courses through our Skills & Career Navigator tool. Recognition: Be part of our global recognition program, Finastra Celebrates, and contribute to regular employee surveys to help shape Finastra and foster a culture where everyone is engaged and empowered to perform at their best. Specific benefits may vary by location. At Finastra, each individual is unique, bringing their own ideas, thoughts, cultural beliefs, backgrounds, and experiences together. We learn from one another, embrace and celebrate our differences, and create an environment where everyone feels safe to be themselves. Be unique, be exceptional, and help us make a difference at Finastra!

Credit Card Portfolio Manager – Strategy & Analytics FPL is growing rapidly and is strengthening its Portfolio Management & Analytics team to fuel the next phase of its credit card business. This role is critical in shaping the credit card portfolio strategy across the entire customer lifecycle — from activation to spend growth, retention, and balance build — while ensuring profitability and risk balance. Key Responsibilities Full Lifecycle Ownership : Drive key credit card portfolio activities including: New customer activation Credit line management Risk-based pricing strategies Spend stimulation and usage uplift Balance build and revolver growth Cross-sell and retention programs KPI Ownership : Own and deliver on key metrics including: Activation rate Monthly spend per active card Revolver rate Cost per acquired account Net credit loss EMI Book Strategic Analysis & Opportunity Identification : Perform deep-dive analysis to uncover trends, risks, and opportunities across segments and lifecycle stages. Experimentation & Personalization : Design and evaluate A/B tests to drive credit line changes, pricing offers, personalized nudges, and behavioral interventions using behavioral economics and neuroscience principles. Advanced Analytics & Recommender Systems : Build recommender systems to identify hidden spend potential and customer affinity across categories and merchants. ML/AI Solutioning : Leverage machine learning and deep learning to design models for customer segmentation, risk prediction, and spend propensity to power differentiated strategies. Stakeholder Collaboration : Partner with Product, Risk, Technology, and Marketing teams to translate analytics into high-impact, customer-facing programs. Qualifications Experience 8+ years of experience in consumer lending, payments, or credit cards Proven experience in credit card portfolio analytics, modeling, or lifecycle strategy Exposure to designing and implementing experiments (A/B, DoE) Technical Skills Strong hands-on expertise in SQL and Python Exposure to ML/AI modeling and deployment App Analytics is a plus Educational Background Degree in Statistics, Mathematics, Economics, Computer Science, or a related quantitative field Preferred Attributes Strong commercial acumen with ability to balance growth and profitability trade-offs Data-driven mindset with proven ability to translate insights into business action Excellent stakeholder communication and storytelling skills Detail-oriented with strong ownership of output quality Team-first mindset with collaborative and flexible working style Intellectual curiosity and drive for innovation Why Join Us? This is a high-impact, visible role for someone who thrives at the intersection of data, strategy, and business growth. You’ll have the opportunity to build cutting-edge credit strategies, work with rich customer data, and directly influence the performance of a growing credit card portfolio. Preferred Industry Background Fintech Credit card startups Consumer NBFCs Digital-first banking

Company Description SBS is a global financial technology company that’s helping banks and the financial services industry to reimagine how to operate in an increasingly digital world. SBS is a trusted partner of more than 1,500 financial institutions and large-scale lenders in 80 countries worldwide, including Santander, Societé Generale, KCB Bank, Kensington Mortgages, Mercedes-Benz, and Toyota FS. Its cloud platform offers clients a composable architecture to digitize operations, ranging from banking, lending, compliance, to payments, and consumer and asset finance. With 3,400 employees in 50 offices, SBS is recognized as a Top 10 European Fintech company by IDC and as a leader in Omdia’s Universe: Digital Banking Platforms. Job Description Summary: The Regional IT Director is responsible for the overall planning, implementation, and maintenance of IT infrastructure and systems across the assigned region. This role ensures the smooth operation of technology services, supports business objectives, and maintains a secure and efficient IT environment in alignment with global IT policies and practices. The Regional IT Director will lead a team of IT professionals and collaborate with other teams within the global corporate IT organization to deliver effective IT solutions and support users in his region. The Regional IT Director – India/APAC will lead the strategic and operational management of IT services across the India and broader APAC region. This role is accountable for delivering robust, secure, and scalable technology solutions that align with global IT policies while addressing regional business needs. The incumbent will play a key leadership role within the global IT organization, fostering cross-functional collaboration with teams in Europe, the U.S., and other geographies to ensure cohesive service delivery and innovation. The ideal candidate combines deep technical knowledge with strong business acumen and proven leadership capabilities in a geographically distributed, multicultural environment. Essential Duties and Responsibilities: Leadership & Management: Supervise, mentor, and develop a team of IT professionals within the region. Conduct performance reviews, set goals, and provide ongoing feedback to team members. Foster a positive and collaborative team environment, focusing on internal customer experience. Manage IT budgets and resources for the region. Delegate tasks effectively and monitor progress. Maintain a customer-centric and service-oriented culture across the IT functions Act as Change leader and advocate for Digital transformation initiatives Infrastructure Management: Oversee installation, configuration, and maintenance of network infrastructure (LAN/WAN, Wi-Fi), servers, laptops, and other IT equipment and services within the region, adhering to corporate standards and in collaboration with the global IT infrastructure teams. Ensure the availability, reliability, and security of IT systems. Manage and troubleshoot network connectivity issues. Implement and maintain disaster recovery and business continuity plans as required. Security & Compliance: Enforce corporate IT security standards and practices across the region. Implement and enforce IT security policies and procedures. Assist in the monitoring of network and endpoint security and response to security incidents. Ensure compliance with relevant corporate policies, regulations, and industry standards (e.g., HIPAA, PCI DSS). Manage user access and permissions, following corporate Identity and Access Management policies and procedures. Project Management: Manage IT projects within the region, including planning, execution, and implementation. Develop project timelines and budgets. Drive alignment of regional projects with corporate IT roadmaps and digital transformation goals.Track project progress and report to management. Vendor & Partner Management Manage relationships with local IT vendors, oversee contract execution performance. Assist the corporate purchasing team in negotiating contracts and service level agreements. Communication & Collaboration: Communicate effectively with IT staff, end-users, and management. Partner with other organizations in the region to understand their IT needs and ensure appropriate solutions are provided. Work very closely as an integrated team with global IT management to provide regular updates on corporate and regional IT initiatives and issues, handle incident management in the scope of responsibility. Continuous Improvement: Stay up-to-date with the latest IT trends and technologies. Identify opportunities to improve IT effectiveness and efficiency. Recommend and implement new technologies and solutions, working in collaboration with the corporate IT infrastructure teams to guarantee the delivery of standard solutions within a common operating model. Total Experience Expected: 20-24 years Qualifications Master’s degree in computer science, Information Systems, or a related field. Minimum of 10 years of proven experience in IT management, in a multi-national context (Europe, USA), with experience in a multi-site or regional scope. Excellent leadership, communication, and interpersonal skills, including in a multi-cultural environment. Strong experience in budgeting, resource and project management. Knowledge of relevant technologies and platforms (e.g., Windows, MacOS, Mobile devices, Office 365, Windows Server, Linux, storage, cloud computing, networking, cybersecurity). A prior operational experience in any of those area is required Relevant certifications (e.g., CompTIA Security+, MCSE, CCNA) are a plus. Preferred Skills: Experience in the High Tech industry. Prior experience in Software Development or IT operations in a software product oriented organization would be a appreciated. Knowledge of ITIL or other IT service management frameworks. Experience with end user devices (laptops, mobile devices, related management tools) would be appreciated. Experience with cloud computing platforms (e.g., AWS, Azure, GCP) would be a plus Additional Information Secondary Location: Noida Campus At our organization, we are committed to fighting against all forms of discrimination. We foster a work environment that is inclusive and respectful of all differences. All of our positions are open to people with disabilities.

About Company: India’s booming consumer market has over 300 million credit-eligible consumers, yet only 35million actively use credit cards. At Snapmint, we are building a better alternative to credit cards that lets consumers buy now and pay later for a wide variety of products, be it shoes, clothes, fashion accessories, clothes or mobile phones. We firmly believe that an enduring financial services business must be built on the bedrock of providing honest, transparent and fair terms. Founded in 2017, today we are the leading online zero-cost EMI provider in India. We have served over 10M consumers across 2,200 cities and are doubling year on year. Our founders are serial entrepreneurs and alumni of IIT Bombay and ISB with over two decades of experience across leading organizations like Swiggy, Oyo, Maruti Suzuki and ZS Associates before successfully scaling and exiting businesses in patent analytics, ad-tech and bank-tech software services. https://snapmint.com/ Key Responsibilities: Leverage advanced data analytics to derive actionable insights, directly optimizing credit strategies and enhancing approval rates for a broader user base. Work closely with the Product team to: Launch new products and implement in-app journeys or feature changes that can serve needs of a wider user base, Drive enhancements to capturing data across the application in collaboration with relevant teams to continuously improve underwriting models and decision quality & Design and launch targeted campaigns to optimize user conversion and enhance the detection of creditworthiness. Partner with Engineering and Analytics teams to ensure smooth deployment of credit strategies in production systems Track and analyze customer behavior, application funnels, and credit funnel performance using SQL, Excel, and analytics tools Mentor and guide junior analyst resources, providing technical and strategic direction Requirements: 2–3 years of experience in credit underwriting/ analytics in a digital lending company, fintech, or neo bank Strong grasp of consumer lending, credit policies, and risk metrics Hands-on skills with SQL and Excel; ability to independently work on datasets and generate insights Excellent communication and collaboration skills, with the ability to work effectively across product, tech, and analytics teams. Strong problem-solving abilities and a data-driven mindset. Proactive and self-motivated with a strong ownership mentality. Understanding of product development or workflows is a plus (not mandatory)

EB5 Lending Alliance is a U.S.-based EB-5 Regional Center and investment platform dedicated to delivering high-quality, job-creating projects for immigrant investors seeking permanent U.S. residency through the EB-5 Immigrant Investor Program. We collaborate with leading developers and work closely with attorneys, migration agents, and investors around the globe. As we expand our outreach in South Asia, we are looking for a motivated, India-based bilingual representative to act as our local liaison with stakeholders, investors, and partners in the region. Job Summary: We are seeking a driven, resourceful, and bilingual Hindi-English speaking representative to serve as our in-country liaison in India. The ideal candidate will support business development, client engagement, and market presence for EB-5 projects, building trust with prospective investors and migration agents. Key Responsibilities: Represent EB5 Lending Alliance to prospective EB-5 investors, migration agents, law firms, and stakeholders across India Conduct presentations, webinars, and client meetings to explain the EB-5 program and promote our U.S. investment projects Build and nurture relationships with immigration consultants, wealth advisors, and high-net-worth individuals Guide investors through the onboarding process in coordination with our U.S.-based team Participate in industry events and conferences as part of outreach and business development efforts Provide regular updates to the U.S. team on market trends, investor feedback, and growth opportunities Qualifications: Fluent in Hindi and English (spoken and written) Minimum of 10/12 years of experience in investment migration, wealth management, private banking, or real estate is a strong plus Familiarity with the EB-5 program or U.S. immigration system is preferred but not mandatory Excellent interpersonal skills and a client-focused, professional demeanor Self-motivated with strong time management and independent working skills Willingness to travel within India as required What We Offer: Competitive base salary and performance-based incentives Opportunity to work with a respected U.S.-based EB-5 platform Remote and flexible work environment Ongoing training in U.S. immigration investment A collaborative and growth-oriented international team Job Types: Full-time, Permanent Pay: Up to ₹3,000,000.00 per year Benefits: Health insurance Provident Fund Schedule: Day shift Weekend availability Ability to commute/relocate: Delhi, Delhi: Reliably commute or planning to relocate before starting work (Required) Application Question(s): Are your familiar with EB-5 program ? The role requires experience in investment migration, wealth management, or a related field. Can you describe your relevant experience and how it aligns with the responsibilities of this position? Experience: Investment migration: 10 years (Preferred) private banking: 10 years (Preferred) Real estate: 10 years (Preferred) Willingness to travel: 50% (Required) Work Location: In person