4319 Lending Jobs - Page 4

Job Requirements Job Requirements Role/Job Title: Relationship Manager-Home loan Function/ Department: Rural Banking Job Purpose To deliver a high-quality client service and customer retention. Enhance product sales and new client acquisition. Roles & Responsibilities Creating sales opportunities for self and team members. Acquisition: focus on lending to new customers, championing the purpose of building a large home loan book with high yield. Book Quality: maintaining portfolio quality. Maintain highest standards of Customer Service and Compliance. Adopt and promote Digital. Groom and mentor team. Building and relationship with colleagues in other business verticals for X Sell opportunities. Managerial & Leadership Responsibilities. Manage and groom team effectively. Training and mentoring the team members. Education Qualification Graduation: BA / BCom / BSc / BBA / BCA / BE / BTech or any other graduate. Experience: 5 to 10 years of relevant experience. Show more Show less

JOB TITLE:U.S Mortgage Underwriter SHIFT TIMING: Must be open for Night Shift POSITION TYPE: Full-Time LOCATION: Chennai Experience Range: 0.6 months – 8 years Notice period: UPTO45Days Job description A Mortgage Underwriter plays a crucial role in the mortgage lending process by assessing the creditworthiness and risk profile of potential borrowers. The position involves analyzing financial information, reviewing loan applications, and making informed decisions to approve, conditionally approve, or deny mortgage loans. This role ensures that all loans meet the company's lending standards and regulatory requirements. Key Responsibilities: Loan Application Review: ➢ Analyse and verify loan applications, ensuring all required documents are complete and accurate. ➢ Assess the borrower's credit history, employment, income, and debt levels. ➢ Confirm the property's value through appraisal reports. Credit and Financial Analysis: ➢ Evaluate credit reports to determine the borrower's creditworthiness. ➢ Analyse financial statements, tax returns, pay stubs, and other income documentation. ➢ Calculate debt-to-income (DTI) ratios and loan-to-value (LTV) ratios. Property Valuation Review: ➢ Review appraisals and alternative value products for conformity to client-specified requirements to assess the accuracy of the property valuation. Compliance and Risk Assessment: ➢ Ensure loans comply with all federal, state, and local regulations. ➢ Adhere to company policies and guidelines. ➢ Identify potential risks and assess the overall risk level of the loan. Essential skills and requirements: • Any bachelor’s degree. • Proven experience in mortgage processing or underwriting. • Strong knowledge of mortgage industry regulations and procedures. • Excellent analytical and problem-solving skills. • Detail-oriented with exceptional organizational abilities. • Proficiency in using mortgage processing software and financial tools. • Effective communication and interpersonal skills . • Ability to work efficiently under pressure and meet tight deadlines. • Solid understanding of financial statements and credit reports. • Certification in mortgage underwriting or related fields is a plus. Show more Show less

About the role We are looking for a detail-oriented and experienced fraud investigation professional to strengthen our team. The role focuses on preventing and investigating fraud related to secured loans (like Enterprise Development Loans, Agri Loans, LAP, and MSME Loans). The candidate will also be responsible for managing external fraud control agencies (FCU vendors), ensuring quality and timely delivery of investigation reports. What You will do Monitor both digital and physical loan applications for suspicious patterns and potential fraud risks. Perform screening and sampling of loan profiles for in-depth verification. Analyze application documents, KYC, and financial records to identify inconsistencies, manipulation, or red flags. Investigate suspected fraud cases, document findings with supporting evidence, and recommend appropriate actions. Work closely with underwriting and credit risk teams to resolve potential fraud-related concerns. Manage and coordinate with external FCU (Fraud Control Unit) agencies: Assign cases to vendors. Track Turn-Around-Time (TAT) for report submissions. Ensure quality and completeness of field investigation reports. Provide feedback to vendors and maintain performance records. Maintain MIS and billing data for vendor usage Prepare timely and detailed investigation reports for internal use and regulatory submission. Ensure compliance with RBI fraud reporting norms and other regulatory guidelines. Work closely with legal, compliance, and operations teams for fraud mitigation and case closure. Support audit requirements by maintaining and sharing fraud case documentation. Identify fraud trends and recommend preventive controls. Train and support internal stakeholders to improve fraud awareness. What you will need Strong knowledge of fraud investigation procedures in Indian banking and lending. 5-6 years of experience in Indian banking sector Prior experience working with FCU vendors and field investigation agencies. Familiarity with regulatory frameworks like RBI Master Directions. Analytical mindset with the ability to interpret large data sets. Excellent investigation. communication, documentation, report writing and vendor management skills. Ability to work independently under high-pressure and deadline-driven environments. Life at slice Life so good, you’d think we’re kidding: Competitive salaries. Period. An extensive medical insurance that looks out for our employees & their dependants. We’ll love you and take care of you, our promise. Flexible working hours. Just don’t call us at 3 AM, we like our sleep schedule. Tailored vacation & leave policies so that you enjoy every important moment in your life. A reward system that celebrates hard work and milestones throughout the year. Expect a gift coming your way anytime you kill it here. Learning and upskilling opportunities. Seriously, not kidding. Good food, games, and a cool office to make you feel at home. An environment so good, you’ll forget the term “colleagues can’t be your friends”. About Us slice, feel easy with money. slice’s purpose is to make the world better at using money and time, with a major focus on providing the best consumer experience. We believe that the best product will always transcend customer demographics, like how great music touches most of us. slice app brings a fast and simple way to make payments and access credit with its cornerstone products: slice account, slice UPI, and slice borrow. At slice, you’ll have the opportunity to make a significant and positive impact on people's lives with your career. Today, we have employees with an average age of 26, sharing the same belief in innovation, self-motivation, and happiness. We tailor our working experience with the belief that the present moment is the only real thing in life. And we have harmony in the present the most when we feel happy and successful together. We are also backed by leading investors such as Tiger Global, Insight Partners, Advent International, Blume Ventures, and Gunosy Capital Show more Show less

About Zeta Zeta is a Next-Gen Banking Tech company that empowers banks and fintechs to launch banking products for the future. It was founded by Bhavin Turakhia and Ramki Gaddipati in 2015. Our flagship processing platform - Zeta Tachyon - is the industry’s first modern, cloud-native, and fully API-enabled stack that brings together issuance, processing, lending, core banking, fraud & risk, and many more capabilities as a single-vendor stack. 20M+ cards have been issued on our platform globally. Zeta is actively working with the largest Banks and Fintechs in multiple global markets transforming customer experience for multi-million card portfolios. Zeta has over 1700+ employees - with over 70% roles in R&D - across locations in the US, EMEA, and Asia. We raised $280 million at a $1.5 billion valuation from Softbank, Mastercard, and other investors in 2021. Learn more @ www.zeta.tech , careers.zeta.tech , Linkedin, Twitter About The Role We are looking for a highly organized Project Coordinator to drive the seamless execution of Zeta’s flagship learning academy. This role requires strong coordination skills to manage multiple stakeholders, track progress, and ensure the timely delivery of all program components. Base Location: Bangalore (DD) Duration: 6-month contract (extendable based on performance) Responsibilities Program Planning & Coordination Collaborate with cross-functional teams to define program structure, curriculum, and schedules. Coordinate with internal and external SMEs to facilitate training. Ensure all materials and preparations are in place before the academy launch Act as the primary liaison between trainers, mentors, facilitators, the People Corp team, and program managers. Maintain comprehensive program documentation. Training Execution & Logistics Oversee the end-to-end execution of the 12-week training program, ensuring all sessions, assignments, and assessments are conducted as planned. Manage learning platforms (LMS, classroom setup, self-learning modules, and project work) for smooth operations Coordinate with trainers to ensure timely content delivery. Serve as the single point of contact (SPOC) for trainees, addressing queries and concerns. Track participation, gather feedback from trainees and trainers (both internal & external). Regularly monitor and report key program metrics, including attendance, completion rates, assessment scores, and engagement levels. Identify and escalate risks or gaps that may impact program effectiveness Publish progress dashboards for stakeholders Skills Program & Project Management – Ability to drive structured planning and execution. High Ownership – Proactive, accountable, and committed to delivering results. Strong Communication – Excellent verbal and written skills for stakeholder coordination. Problem-Solving – Ability to anticipate and address challenges effectively. Data Analytics – Proficiency in tracking and interpreting key program metrics. Stakeholder Management – Strong ability to coordinate across multiple teams. Proficient in MS Office – Proficient in MS Office and program management tools Experience And Qualifications Experience: 3+ years in coordination & program management (experience in similar programs preferred) Life at Zeta At Zeta, we want you to grow to be the best version of yourself by unlocking the great potential that lies within you. This is why our core philosophy is ‘People Must Grow.’ We recognize your aspirations; act as enablers by bringing you the right opportunities, and let you grow as you chase disruptive goals. is adventurous and exhilarating at the same time. You get to work with some of the best minds in the industry and experience a culture that values the diversity of thoughts. If you want to push boundaries, learn continuously and grow to be the best version of yourself, Zeta is the place to be! Explore life at zeta. Equal Opportunity Zeta is an equal opportunity employer. We celebrate diversity and are committed to creating an inclusive environment for all employees. We encourage applicants from all backgrounds, cultures, and communities to apply and believe that a diverse workforce is key to our success Show more Show less

Risk Management Group works closely with our business partners to manage the bank’s risk exposure by balancing its objective to maximise returns against an acceptable risk profile. We partner with origination teams to provide financing, investments and hedging opportunities to our customers. To manage risk effectively and run a successful business, we invest significantly in our people and infrastructure. Job Purpose To give effective credit support for meeting the business targets To frame the lending policy framework, processes and workflow, assist in setting up the mortgages business in India To approve credit applications as per DOA judiciously Ensuring that quality of Bank’s exposure in India is acceptable at all time Provide guidance to the team of relationship managers on areas of policy and processes Key Accountabilities Underwiring the files as per laid down policy and process and other controls, etc for CLAP business To recommend / approve credit applications in line with agreed process workflows and policies after highlighting / considering all significant risks To keep track of delinquency levels and ensuring that requisite follow up is being done to ensure that overdues are regularised in a time bound manner To have a sound knowledge of the respective market especially C-LAP customer segment in terms of risks associated with this product Vendor Management (Legal, Technical and others if applicable) To apply knowledge of RBI Regulations/ MAS Guidelines that govern credit dispensation, including the Loan Grading, Provisioning and Asset Classification regulations To have a working knowledge of the general Legal framework in which the bank operates in India and apply the same Job Duties And Responsibilities Set up policy / processes for CLAP Approve Mortgage applications for his respective branch / location / region Portfolio monitoring / tracking & escalation of adverse new events in the portfolio Ensure meticulous compliance with Bank’s internal credit policy as well as regulatory guidelines Ensure compliance with the benchmark Turnaround Time Ensure proper guidance / support to the team of relationship managers. Ensure processing of files within agreed timelines Requirements Six to ten years of experience in mortgages in Consumer Banking (preferably lending to MSME customers) Professional qualification, graduate or post graduate degree, preferably in business, accountancy, economics, finance etc along with sound domain knowledge of the mortgages business and market Core Competencies Good analytical skills Good presentation skills Good interpersonal skills Good knowledge of the industry Technical Competencies Sound knowledge of policies / lending frameworks followed for this product Good knowledge of credit evaluation methods, tools & techniques Sound understanding of regulatory guidelines on credit issued by RBI (local regulations in India), MAS and local laws and regulations that impact businesses in general Knowledge of various banking products and risks associated with them Adequate local knowledge of properties for cities in which he operates Work Relationship Good working relationship with Consumer Banking Relationship team, Consumer Operations, other product teams, RBI inspectors, regulators, and other external agencies. Primary Location India-Andhra Pradesh-Gajuwaka, Vizag Job Risk Management Schedule Regular Job Type Full-time Job Posting Jun 16, 2025, 1:33:04 PM Show more Show less

We are a RBI-registered Non-Banking Financial Company (NBFC) with a rich legacy of 36 years, serving the diverse capital requirements of individuals and businesses across India. As one of North India’s oldest listed NBFCs, we are proudly listed on the Bombay Stock Exchange. Isflimited.in Only Immediate Joiners. Position: Company Secretary & Compliance Officer . Key Responsibilities:  Corporate Governance: Ensure compliance with the Companies Act, SEBI regulations, and RBI guidelines applicable to NBFCs. Advise the Board and senior management on corporate governance frameworks and statutory obligations.  Board and Shareholder Management: Organize and manage board meetings, committee meetings, AGMs, and EGMs, including preparation of agendas, minutes, and statutory filings. Maintain statutory registers and handle shareholder queries efficiently.  Regulatory Compliance: File statutory returns with ROC, SEBI, RBI, and other regulatory bodies. Ensure timely reporting and disclosures under SEBI (LODR) Regulations and NBFC-specific guidelines.  Policy and Framework Implementation: Develop, implement, and monitor internal policies. Stay updated on regulatory changes and assess their impact on the company.  Risk and Compliance Management: Oversee compliance with NBFC-specific regulations, including capital adequacy, asset classification, and lending norms. Manage regulatory audits, inspections, and responses to authorities.  Stakeholder Engagement: Act as a liaison with SEBI, stock exchanges, RBI, and other regulatory authorities. Support fundraising activities and ensure compliance with public issue/rights issue requirements, if applicable. Qualifications: Qualified Company Secretary and Member of the Institute of Company Secretaries of India (ICSI). Minimum 1 year of experience in a listed company or NBFC. Strong knowledge of SEBI regulations, RBI guidelines for NBFCs, and corporate law. Preferred: LLB or equivalent legal qualification. Experience in a listed NBFC or financial services company. Job Type: Full-time Pay: Up to ₹55,000. Per month Schedule: Day shift Supplemental Pay: Yearly bonus Experience: total work: 1 year (Required) Location: Sector- 58 Noida, Uttar Pradesh Interested Candidate can send their CV to Hr@isflimited.in Job Type: Full-time Pay: ₹45,000.00 - ₹55,000.00 per month Benefits: Paid sick time Work from home Schedule: Day shift Supplemental Pay: Performance bonus Yearly bonus Application Question(s): Can you join immediately? Location: Noida, Uttar Pradesh (Preferred) Work Location: In person Expected Start Date: 23/06/2025

About Us: Paytm is India’s leading digital payments and financial services company, which is focused on driving consumers and merchants to its platform by offering them a variety of payment use cases. Paytm provides consumers with services like utility payments and money transfers, while empowering them to pay via Paytm Payment Instruments (PPI) like Paytm Wallet, Paytm UPI, Paytm Payments Bank Netbanking, Paytm FASTag and Paytm Postpaid - Buy Now, Pay Later. To merchants, Paytm offers acquiring devices like Soundbox, EDC, QR and Payment Gateway where payment aggregation is done through PPI and also other banks’ financial instruments. To further enhance merchants’ business, Paytm offers merchants commerce services through advertising and Paytm Mini app store. Operating on this platform leverage, the company then offers credit services such as merchant loans, personal loans and BNPL, sourced by its financial partners. About the team: Paytm is witnessing a broad growth across our platform as we continue to register increased adoption of our lending products, Paytm Postpaid (BNPL), merchant loans and personal loans. Lending business is driven by data science and analytics, providing data driven solutions About the role: Evangelize and demonstrate value and impact of analytics for informed business decision making by developing and deploying analytical solutions and providing data driven insights to business stakeholders to understand and solve for various lending business nuances. Expectations/Requirements: •2-6 years’ experience in analytics domain in analytics consulting and/or BFSI industry •Bachelors or Master’s degree in statistics, economics, engineering, math or relevant quantitative discipline with strong academic performance is required •Strong expertise in machine learning, data analytics, statistics, data management, tools such as python/R, big data, and visualisation •Strong knowledge of innovation in analytics, analytics use cases and technologies •Exceptional problem-solving skills with demonstrated ability to structure complex problems and develop solutions •Experience in growth and development of advanced analytics as a practice •Driven and proactive in taking initiatives and driving implementation in coordination with the business stakeholders •Excellent communication and presentation skills •Extremely strong bias for action with an impact-oriented mind set Why join us ● A collaborative output driven program that brings cohesiveness across businesses through technology ● Improve the average revenue per use by increasing the cross-sell opportunities ● A solid 360 feedback from your peer teams on your support of their goals ● Respect, that is earned, not demanded from your peers and manager Compensation: If you are the right fit, we believe in creating wealth for you With enviable 500 mn+ registered users, 21 mn+ merchants and depth of data in our ecosystem, we are in a unique position to democratize credit for deserving consumers & merchants – and we are committed to it. India’s largest digital lending story is brewing here. It’s your opportunity to be a part of the story! Show more Show less

About Us: Paytm is India’s leading digital payments and financial services company, which is focused on driving consumers and merchants to its platform by offering them a variety of payment use cases. Paytm provides consumers with services like utility payments and money transfers, while empowering them to pay via Paytm Payment Instruments (PPI) like Paytm Wallet, Paytm UPI, Paytm Payments Bank Netbanking, Paytm FASTag and Paytm Postpaid - Buy Now, Pay Later. To merchants, Paytm offers acquiring devices like Soundbox, EDC, QR and Payment Gateway where payment aggregation is done through PPI and also other banks’ financial instruments. To further enhance merchants’ business, Paytm offers merchants commerce services through advertising and Paytm Mini app store. Operating on this platform leverage, the company then offers credit services such as merchant loans, personal loans and BNPL, sourced by its financial partners. About the team: Paytm is witnessing a broad growth across our platform as we continue to register increased adoption of our lending products, Paytm Postpaid (BNPL), merchant loans and personal loans. Lending business is driven by data science and analytics, providing data driven solutions About the role: Evangelize and demonstrate value and impact of analytics for informed business decision making by developing and deploying analytical solutions and providing data driven insights to business stakeholders to understand and solve for various lending business nuances. Expectations/Requirements: •2-5 years’ experience in analytics domain in analytics consulting and/or BFSI industry •Bachelors or Master’s degree in statistics, economics, engineering, math or relevant quantitative discipline with strong academic performance is required •Strong expertise in machine learning, data analytics, statistics, data management, tools such as python/R, big data, and visualisation •Strong knowledge of innovation in analytics, analytics use cases and technologies •Exceptional problem-solving skills with demonstrated ability to structure complex problems and develop solutions •Experience in growth and development of advanced analytics as a practice •Driven and proactive in taking initiatives and driving implementation in coordination with the business stakeholders •Excellent communication and presentation skills •Extremely strong bias for action with an impact-oriented mind set Why join us ● A collaborative output driven program that brings cohesiveness across businesses through technology ● Improve the average revenue per use by increasing the cross-sell opportunities ● A solid 360 feedback from your peer teams on your support of their goals ● Respect, that is earned, not demanded from your peers and manager Compensation: If you are the right fit, we believe in creating wealth for you With enviable 500 mn+ registered users, 21 mn+ merchants and depth of data in our ecosystem, we are in a unique position to democratize credit for deserving consumers & merchants – and we are committed to it. India’s largest digital lending story is brewing here. It’s your opportunity to be a part of the story! Show more Show less

You are experienced in Home Lending with a passion for Business Development & Customer Service We are experts in supporting customers in one of the most important financial decisions they will make Enjoy our industry leading home loan platforms & extensive staff benefits See yourself in our team Our Home Lenders are renowned experts in lending and thrive on creating long-lasting relationships. They know how to ask the right questions to deliver appropriate lending solutions and build trust, confidence, and advocacy in every interaction. Using industry-leading technology, our team provide customers with a seamless banking experience anywhere, anytime. Whether a customer is buying their first or second home, investing in a property, refinancing, building, or renovating; you will be there to deliver the right solutions at the right time and trusted to make the experience great for them. More specifically you will: Provide support and advice to customers to help them achieve their home buying dreams Complete discovery and appointments with prospective home buyers to determine suitable lending solutions, and submitting applications Develop your business by building and maintaining internal and external referral sources, and seeking external referrals from existing customers Adhere to the Bank’s processes, procedures, and Code of Conduct, including accurately reviewing customers’ financial positions, completing security checks, and ensuring applications comply with our obligations Attend regular coaching sessions to develop your lending knowledge and skills, and coaching your branch colleagues on best practice We're interested in hearing from people who have: A well-developed knowledge of home lending products and the current responsible lending legislation A proven strong presence in the local community, be building a credible personal brand with your customer base and a strong and active referral partner network. A proven track record of delivering exceptional customer service and establishing and maintaining rewarding relationships Minimum 3 years’ experience in a lending environment A strong ability to identify and anticipate customers’ financial needs The ability to see the big picture for customers and provide them with holistic solutions. With us, you’ll help customers make informed financial decisions to achieve their goals. If you're already part of the Commonwealth Bank Group (including Bankwest, x15ventures), you'll need to apply through Sidekick to submit a valid application. We’re keen to support you with the next step in your career. We're aware of some accessibility issues on this site, particularly for screen reader users. We want to make finding your dream job as easy as possible, so if you require additional support please contact HR Direct on 1800 989 696. Advertising End Date: 22/06/2025 Show more Show less

About Digio: Digio is a rapidly growing, well-funded, and profitable product startup based in Bangalore, founded in 2016 by Abhinav Parashar and Sanket Nayak . We are at the forefront of India's digital revolution, creating innovative software and products that drive paperless business processes. Our platform is designed to reduce costs, save time, and improve efficiency across industries, particularly within digital lending and financial services. As the market leader in digital onboarding, Digio’s platform serves millions of transactions daily, powering fintech transformation across India. We offer end-to-end solutions including digital signing, eKYC, dynamic forms, digital documentation, eNACH/UPI for payments, and account aggregation, among others. Our products are built over IndiaStack and Deep Tech (AI/ML) and are recognized globally, being named among the world’s 100 most innovative Regtech companies. For more information about our company, please visit our website or check out our LinkedIn profile Role Overview: We are looking for a highly skilled and experienced Sales Leader to drive growth in Banking, Capital Markets, Digital Lending, Fintech, and related sectors. This role requires a dynamic leader with a proven track record in sales, team leadership, and driving revenue growth. You will be responsible for building and executing sales strategies, managing a team, and working closely with clients and product team to drive digital transformation. Key Responsibilities: Business Development & Sales Strategy: Drive sales of Digio’s suite of digital products, including Digital Signing, Digital Documentation, eKYC, eNACH & UPI payment solutions, and Account Aggregator. Customer Acquisition: Identify, target, and acquire new clients across various sectors, primarily focusing on Banks, NBFCs, Capital Market players, Fintechs, etc. Consultative Selling: Engage with prospects to understand their digital transformation needs and recommend customized product solutions that meet their business goals. Sales Target Achievement: Consistently meet or exceed sales targets through strategic planning, lead generation, and effective relationship management. Product Expertise: Maintain a deep understanding of Digio’s products and services, and keep up to date with industry trends to effectively communicate the value proposition to customers. Collaborative Sales Process: Work closely with the product, marketing, and customer success teams to ensure smooth onboarding and post-sales support for clients. Customer Relationships: Build and nurture long-term relationships with decision-makers at key client organizations, becoming their trusted advisor for digital transformation initiatives. Market Intelligence: Track competitor activities, customer needs, and market trends to help shape Digio’s product offerings and sales strategies. Desired Skills & Experience: Experience: 4-6 years of experience in product sales, with a strong focus on Fintech products, preferably in areas like digital payments, eKYC, or digital onboarding. Industry Knowledge: Strong understanding of the Fintech ecosystem, digital transformation trends, and regulatory requirements such as those surrounding eKYC, UPI, and financial data sharing (e.g., Account Aggregator). Sales Skills: Proven track record of consistently meeting or exceeding sales targets, with a strong ability to manage complex sales cycles and close high-value deals. Consultative Selling: Ability to engage with C-level executives and senior decision-makers, understanding their pain points and tailoring solutions that address their needs. Communication: Excellent communication, presentation, and negotiation skills, with the ability to clearly articulate technical concepts to non-technical stakeholders. Tech-Savvy: Comfort with API and SDK-based products, understanding their integration in customer journeys, and familiarity with technical solutions used in the Fintech space. Bachelor's/Master's Degree in Business, Marketing, Engineering, or a related field. Show more Show less

Role: Java Architect Experience: 16-18 Years Location: Noida NP: Immediate Joiners Mandatory: hardcore design & development in Java development, spring boot, hibernate, code flow, concurrence and scalability. Preferred from product base companies and from Fintech or Capital Market or Investment banking projects/companies DOMAIN: BANKING JD: Roles and Responsibilities: • Independently analyze, solve, and correct issues in real time, providing problem resolution end-toend. • Strong experience in development of tools, CI/CD pipelines. Extensive experience with Agile. • Good proficiency overlaps with technologies like: Java8, Spring, SpringMVC, RESTful web services, Hibernate, Oracle PL/SQL, Spring Security, Ansible, Docker, JMeter, Angular. • Strong fundamentals and clarity of REST web services. Person should have exposure to developing REST services which handles large sets • Fintech or lending domain experience is a plus but not necessary. • Deep understanding of cloud technologies on at least one of the cloud platforms AWS, Azure or Google Cloud • Wide knowledge of technology solutions and ability to learn and work with emerging technologies, methodologies, and solutions. • Strong communicator with ability to collaborate cross-functionally, build relationships, and achieve broader organizational goals. • Provide vision leadership for the technology roadmap of our products. Understand product capabilities and strategize technology for its alignment with business objectives and maximizing ROI. • Define technical software architecture and lead development of frameworks. • Engage end to end in product development, starting from business requirements to realization of product and to its deployment in production. • Research, design, and implement the complex features being added to existing products and/or create new applications / components from scratch. Nice to Have • Experience with frontend technology like Angular or ReactJS • Working in Product development, Fintech Ver. No 1.1 Minimum Qualifications • Bachelor s or higher engineering degree in Computer Science, or related technical field, or equivalent additional professional experience . • 12-15 years of industry experience in design, development, deployments, operations and managing non-functional perspectives of technical solutions Show more Show less

Position: Technical Architect Experience: 16 - 18 Years Functional Area: Development Location: Noida (HYBRID) Mandatory: Hardcore design & development in Java, Spring boot, hibernate, codeflow, concurrence, scalability Preferred from product-based companies and fintech or capital market or investment banking. JD: EZOPS is seeking a highly motivated candidate to be the Java Technical Architect. Candidate with expertise in architecting, designing, and managing the continuous evolution of products through technology interventions leading to product innovations and improvements. Follow all aspects of development best practices from appropriate technology and workflow to coding standards Collaborate with other professionals to deliver functional and non-functional requirements for new software or applications. Assist junior developers, provide technical guidance, help them solve technical issues faced during development. Roles and Responsibilities: • Independently analyze, solve, and correct issues in real time, providing problem resolution end-to- end. • Strong experience in development of tools, CI/CD pipelines. Extensive experience with Agile. • Good proficiency overlaps with technologies like: Java8, Spring, SpringMVC, RESTful web services, Hibernate, Oracle PL/SQL, Spring Security, Ansible, Docker, JMeter, Angular. • Strong fundamentals and clarity of REST web services. Person should have exposure to developing REST services which handles large sets • Fintech or lending domain experience is a plus but not necessary. • Deep understanding of cloud technologies on at least one of the cloud platforms AWS, Azure or Google Cloud • Wide knowledge of technology solutions and ability to learn and work with emerging technologies, methodologies, and solutions. • Strong communicator with ability to collaborate cross-functionally, build relationships, and achieve broader organizational goals. • Provide vision leadership for the technology roadmap of our products. Understand product capabilities and strategize technology for its alignment with business objectives and maximizing ROI. • Define technical software architecture and lead development of frameworks. • Engage end to end in product development, starting from business requirements to realization of product and to its deployment in production. • Research, design, and implement the complex features being added to existing products and/or create new applications / components from scratch. Show more Show less

Role : Product Manager About Paytm Group: Paytm is India's leading financial services company that offers full-stack payments & financial solutions to consumers, offline merchants and online platforms. The company is on a mission to bring half a billion Indians into the mainstream economy through payments, commerce, banking, investments, and financial services. One97 Communications Limited that owns the brand Paytm is founded by Vijay Shekhar Sharma and is headquartered in Noida, Uttar Pradesh. Its investors include Softbank, Ant Financial, AGH Holdings, SAIF Partners, Berkshire Hathaway,T Rowe Price, and Discovery Capital. About Paytm Travel Business Be a part of one of Paytm's fastest growing businesses - Travel. Travel was launched in 2016 and in less than 12 months we became India's 2nd largest online travel booking platform for Flights, Trains, Hotels and Bus tickets. Paytm's Travel business is entirely based out of Bangalore. We are like a 300-member startup within Paytm working in a fast paced environment. Our team comprises Product & Design, Engineering, Business and Customer Experience functions. Join us if you would like to work in a fast paced, agile, entrepreneurial environment where every day brings with it an opportunity for you to create a dent in the universe. Our Story Paytm Travel has revolutionized the travel industry - with a goal to empower millions of travelers who choose us as their preferred travel partner. We are no. 2 in the travel segment, in India, within a span of few years, which proves our capability and potential to become no. 1 in the near future. Being one of the largest travel platforms in the country, our aim is to not only ensure seamless, instant booking, but also a delightful journey. We strive to enrich customer experience by making every transaction transparent, honest and hassle free. To stay ahead of the curve, we are working aggressively towards our ambition to make travel affordable for all. With this customer centricity at our core, we strive to make Paytm Travel synonymous with a trustworthy travel partner. What You'll Do: Own the roadmap for a key consumer-facing product within the travel ecosystem Collaborate cross-functionally with design, engineering, and business teams to deliver features that resonate with users Engage in technical discussions, understanding system design and architecture to make informed decisions Leverage AI technologies like LLMs (e.g. GPT, Claude), retrieval-augmented generation (RAG), recommendation systems, and conversational agents to enhance product intelligence and personalization Balance speed and quality, prioritizing rapid iterations over perfection to meet market demands What We're Looking For: 3 years of product management experience in consumer internet companies Mobile product experience (Android, iOS) is a must, with a keen eye for user experience. Should be able to have brainstorming discussions with tech on flutter vs native app. Hands-on experience with AI agents or agentic AI frameworks (e.g. AutoGPT, LangChain, OpenAgents) is a significant plus Educational foundation in Computer Science or a related technical field (preferred), MBA from a top tier b-school is a plus. Excellent data analysis and insights skills – comfort with metrics, funnels, experiments, and decision-making driven by data Analytical mindset, with the ability to question business constructs and drive data-informed decisions Excellent communication skills, capable of articulating ideas and collaborating with diverse teams Why join us : A collaborative output driven program that brings cohesiveness across businesses through technology Improve the average revenue per use by increasing the cross-sell opportunities A solid 360 feedback from your peer teams on your support of their goals. Respect, that is earned, not demanded from your peers and manager Compensation: If you are the right fit, we believe in creating wealth for you. With enviable 500 mn+ registered users, 21 mn+ merchants and depth of data in our ecosystem, we are in a unique position to democratize credit for deserving consumers & merchants – and we are committed to it. India’s largest digital lending story is brewing here. It’s your opportunity to be a part of the story!

Zeta is a Next-Gen Banking Tech company that empowers banks and fintechs to launch banking products for the future. It was founded by Bhavin Turakhia and Ramki Gaddipati in 2015. Our flagship processing platform - Zeta Tachyon - is the industry’s first modern, cloud-native, and fully API-enabled stack that brings together issuance, processing, lending, core banking, fraud & risk, and many more capabilities as a single-vendor stack. 20M+ cards have been issued on our platform globally. Zeta is actively working with the largest Banks and Fintechs in multiple global markets transforming customer experience for multi-million card portfolios. Zeta has over 1700+ employees - with over 70% roles in R&D - across locations in the US, EMEA, and Asia. We raised $280 million at a $1.5 billion valuation from Softbank, Mastercard, and other investors in 2021. Learn more @ www.zeta.tech, careers.zeta.tech, Linkedin, Twitter About The Role The profile will play a key role in driving the technical direction, fostering innovation, and ensuring the successful delivery of software projects. Responsibilities Drive technical leadership and guidance to both your team members and your project peers Deliver best engineered products from all engineering aspects like designing, architecting across multiple product lines Drive customer experience, continually raising the bar on functionality, usability, and simplicity Champion engineering and operational excellence, establishing metrics and process for regular assessment and improvement Drive best practices, and is a pro with agile methodologies / practices - SCRUM, Test Driven Development (TDD)Breaking down complex requirements into simpler stories Establish a solid project framework and development processes Communicate and collaborate effectively with global hardware and software engineering teams Operate strategically and tactically. Work on strategy and help set direction while staying on top of the day to day software development Manage headcount, deliverables, schedules across ongoing projects, ensure that timelines are met in accordance with the project roadmap Direct and provide ongoing leadership for a team of individual contributors, set objectives, review performances, define growth plan and nurture Skills Worked on large scale java and Strong experience in architecting and building distributed systems. Create the optimum technical solution considering all the non-functional requirements Worked with Message Brokers and Application Containers Analyze, design and architect, develop and maintain software solutions across multiple projects Direct and provide ongoing leadership for a team of individual contributors, set objectives, review performances, define growth plan and nurture Drive best practices, and is a pro with agile methodologies / practices - SCRUM, Test Driven Development (TDD)Manage headcount, deliverables, schedules across ongoing projects, ensure that resources are appropriately allocated and timelines are met in accordance with the project roadmaps Experience And Qualifications 10-12 years of strong experience managing software projects right from inception to launch, seeing the full lifecycle, building enterprise systems including at least 3 years of direct people management experience Bachelor’s/Master’s degree in engineering (computer science, information systems) Life At Zeta At Zeta, we want you to grow to be the best version of yourself by unlocking the great potential that lies within you. This is why our core philosophy is ‘People Must Grow.’ We recognize your aspirations; act as enablers by bringing you the right opportunities, and let you grow as you chase disruptive goals. is adventurous and exhilarating at the same time. You get to work with some of the best minds in the industry and experience a culture that values the diversity of thoughts. If you want to push boundaries, learn continuously and grow to be the best version of yourself, Zeta is the place to be! Explore the life at zeta Zeta is an equal opportunity employer. At Zeta, we are committed to equal employment opportunities regardless of job history, disability, gender identity, religion, race, marital/parental status, or another special status. We are proud to be an equitable workplace that welcomes individuals from all walks of life if they fit the roles and responsibilities. Show more Show less

Position Summary JOB DESCRIPTION The role of the PPR Reviewer is to review the closed loan file documents and ensure that the loan is closed according to the approval, meets all federal, state, local and investor requirements and that the data in the LOS matches the data in the mortgage loan documents received by the different correspondent lenders Job Functions And Responsibilities The PPR Reviewer will be responsible to review the closed loan submitted for purchase. The job responsibilities include `but are not limited to the following: Review the loan documents using the Excel checklist for completeness and accuracy of data Review all loan types including Conventional, FHA ,VA & USDA Add suspense conditions in a clear concise manner in LOS for any deficiencies noted as part of the above review Enter and/or update delivery data in LOS General knowledge of Fannie Mae, Freddie Mac, FHA and VA guidelines a plus Detail oriented Adhere to strict timelines prescribed by the Management and provide the review response in the desired timeframe Flexibility to work in Night Shift (if needed) or change the shift at minimum notice Excellent written and verbal communication skills Should have good comprehension skills and ensure all changes and updates are immediately adopted Experience working in a production environment preferred Qualifications Minimum Bachelor’s degree is a must Work Schedule Or Travel Requirements Day Shift Show more Show less

Urgent Job Requirements Company: Free Charge - Subsidiary of Axis Bank Post: Loan Officer / Senior Loan Officer Interview Details – Video Call / Telephonic Products: Micro Finance, Group loan, Microloan, Lending Experience: 0-7 Years in Microfinance Salary: 13K NTH 21K NTH + Incentive + Allowance + Fuel Qualification: 10th/12th/Graduate/ post graduate

Company Description Vinayana Investment And Finance Ltd., incorporated in 1992 and based in New Delhi, obtained its NBFC license from RBI in 2003. The company commenced lending operations from Lucknow in December 2020 under the new management. Dedicated to supporting small entrepreneurs with quick and easy financing, Vinayana serves 6000 borrowers across North India and has expanded into Gujarat and Maharashtra. With a vision to enhance entrepreneurs' financial security and resources, Vinayana offers business loans up to Rs. 50 lacs. The company partners with Arthmate and Pink City Fincap Pvt Ltd., while lenders include Usha, Recavi, IBL, and Fingrow. Role Description This is a full-time on-site role for a Senior Sales Executive located in Varanasi. The Senior Sales Executive will be responsible for generating new business, managing existing client relationships, achieving sales targets, and expanding the company's market presence. Duties include identifying potential clients, conducting sales presentations, negotiating terms, preparing sales reports, and collaborating with the marketing team to develop strategies for client acquisition and retention. Qualifications Proven experience in sales and business development Excellent communication and negotiation skills Strong analytical and problem-solving abilities Ability to build and maintain client relationships Strong knowledge of financial products and services Bachelor's degree in Business, Finance, Marketing, or related field Ability to work independently and as part of a team Experience in the financial services industry is a plus Proficiency in MS Office and CRM software Unsecured or Secured Business Loans experience atleast 1-2 year's. Job Locations: Varanasi Prayagraj Naini Jaunpur Shahganj Bhadohi Handia Phaphamau Azamgarh Saraimeer Show more Show less

Position Description JOB DESCRIPTION We are seeking aspirational candidates who are interested in a career in Consulting to join our niche Banking Domain and Practice. The position will support Territory Heads, Delivery Managers, Portfolio and Project Managers and teams of talented, professional business and technology consultants in the delivery of business focused solutions for our clients using Oracle applications, tools and technology. Utilizing sound product skills and experience, the successful applicant will work on value consulting, solutioning and transforming and addressing complex business requirements into sound and optimal solutions to achieve successful outcomes for our customers, partners and associates and drive towards client and customer reference ability. Longer term you will grow, with the help of extensive training and experience of the team around you, into a seasoned employee and become a Subject Matter experts in Business domain and or Solution Architecture with full accountability and responsibility of the delivered solution for your own projects, programs and territory and larger region and organization. Job Requirements Bachelor's Degree in Engineering, Computer Science or equivalent; Master's degree in Business or Technology is an advantage Formal architecture certification (TOGAF or equivalent) At least 15 years' experience in the IT industry, preferably in large, complex enterprises At least 7 years' experience in Enterprise Architecture in a large, complex, multi-location, multi-national environment Deep experience delivering mission critical, enterprise scale IT solutions in a heterogeneous technology environment Demonstrate deep domain expertise in Application Architecture in EAI, Microservices and Cloud native technologies Experience in Domain driven and Event driven architecture and in technologies such as Kafka and Spark Experience architecting, designing and developing large scale high performance retail business banking solutions utilizing a mixture of Open systems and messaging and high performance DB solutions. Experience in log analysis and log based monitoring (e.g. ELK) and metrics driven monitoring (Grafana, Prometheus) Direct experience with highly scalable enterprise applications, designing high performance, low latency solutions with high availability and near or no data loss. Familiarity with: best practice methodologies and tools for the entire solution lifecycle from ideation to requirements, design, development, testing, deployment and operations one or more formal Architecture frameworks / methodologies (TOGAF, Zachman, BIAN, etc.) architecture governance frameworks heterogeneous technology platforms such as AS400, Unix/Linux, Windows A deep understanding of all domains of Enterprise Architecture, including the business, data, application, infrastructure and security domains Possess strong understanding of business strategies and able to translate them into concrete achievable action plans Practical experience in: data modelling, object modelling, design patterns and Enterprise Architecture tool or other software modelling tools. business capabilities model Advanced Relational Database Experience (RDBMS) in Oracle Multi-tenant database is an advantage Functional Expertise preferred (but not a mandatory requirement) in at least two of the below domains: Branch Banking CRM and e-CIF Transaction Banking - Cash Management and Payments Lending Origination and Servicing Trade Finance & Supply Chain Finance e-Channels, eco-system partnerships and API (Open Banking) Proven experience leading teams resulting in the successful deployment of applications built on Cloud or on-prem enterprise environments for large Tier-1 Banks and Financial institutions Candidates having experience with migrating from legacy applications to a solution utilizing methodologies and Platforms that will ensure least down-time, reduced risk and excellent customer experience both the customer and end-users of those services will be preferred. IT Strategy consulting experience will be an added advantage Comfortable in working in an environment which is mix of several parties and teams from customer as well from Oracle where collaboration is key. Excellent verbal, written and presentation skills to stakeholders at all levels Ability to communicate complex topics in an understandable way using a level of detail and terms appropriate to the situation Capability to think conceptually and identify patterns across seemingly unrelated situations Must be a good team player and able to drive consensus amongst stakeholders with conflicting viewpoints and objectives People and team management in a transversal function Able to collaborate and drive motivation across a diverse slate within and across teams and can deal with difficult conversations effectively Responsibilities Job Responsibilities Partnering with and acting as a trusted advisor to stakeholders in both Consulting Sales and Delivery to assist in defining and delivering high quality enterprise capable solutions Working closely with stakeholders to develop practical roadmaps to move the enterprise towards the future state vision, while taking into account business, technical and delivery constraints Analyzing stakeholder requirements, current state architecture, and gaps to create a future state architecture vision for one or more parts of the enterprise with a focus on reduced complexity, cost efficiencies, reuse, convergence, reduced risk and/or improved business capabilities Participating in defining and operating the architecture governance process to ensure change initiatives align to the vision and roadmaps Working closely with Domain Architects across key initiatives and projects to apply architecture principles and standards, and develop reference architectures and design patterns Communicating the principles, standards, vision and roadmaps to stakeholders and proactively addressing any questions / concerns identified Providing thought leadership on architectural or other topics, developing a forward looking view of current and emerging technologies and their impact on the Enterprise Architecture Embedding Platform Thinking in everything Owning and enhancing workflows and processes, and delegates with clear accountabilities across the teams to meet objectives / outcomes Promoting an environment of learning and development. Understand and develop team members and others to achieve their professional growth Diversity and Inclusion: An Oracle career can span industries, roles, Countries, and cultures, allowing you to flourish in new roles and innovate while blending work life in. Oracle has thrived through 40+ years of change by innovating and operating with integrity while delivering for the top companies in almost every industry. To nurture the talent that makes this happen, we are committed to an inclusive culture that celebrates and values diverse insights and perspectives, a workforce that inspires thought leadership and innovation. Oracle offers a highly competitive suite of Employee Benefits designed on the principles of parity, consistency, and affordability. The overall package includes certain core elements such as Medical, Life Insurance, access to Retirement Planning, and much more. We also encourage our employees to engage in the culture of giving back to the communities where we live and do business. At Oracle, we believe that innovation starts with diversity and inclusion and to create the future we need talent from various backgrounds, perspectives, and abilities. We ensure that individuals with disabilities are provided reasonable accommodation to successfully participate in the job application, and interview process, and in potential roles. to perform crucial job functions. That’s why we’re committed to creating a workforce where all individuals can do their best work. It’s when everyone’s voice is heard and valued that we’re inspired to go beyond what’s been done before. Qualifications Career Level - IC4 About Us As a world leader in cloud solutions, Oracle uses tomorrow’s technology to tackle today’s challenges. We’ve partnered with industry-leaders in almost every sector—and continue to thrive after 40+ years of change by operating with integrity. We know that true innovation starts when everyone is empowered to contribute. That’s why we’re committed to growing an inclusive workforce that promotes opportunities for all. Oracle careers open the door to global opportunities where work-life balance flourishes. We offer competitive benefits based on parity and consistency and support our people with flexible medical, life insurance, and retirement options. We also encourage employees to give back to their communities through our volunteer programs. We’re committed to including people with disabilities at all stages of the employment process. If you require accessibility assistance or accommodation for a disability at any point, let us know by emailing accommodation-request_mb@oracle.com or by calling +1 888 404 2494 in the United States. Oracle is an Equal Employment Opportunity Employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, sexual orientation, gender identity, disability and protected veterans’ status, or any other characteristic protected by law. Oracle will consider for employment qualified applicants with arrest and conviction records pursuant to applicable law. Show more Show less

Position Description JOB DESCRIPTION We are seeking aspirational candidates who are interested in a career in Consulting to join our niche Banking Domain and Practice. The position will support Territory Heads, Delivery Managers, Portfolio and Project Managers and teams of talented, professional business and technology consultants in the delivery of business focused solutions for our clients using Oracle applications, tools and technology. Utilizing sound product skills and experience, the successful applicant will work on value consulting, solutioning and transforming and addressing complex business requirements into sound and optimal solutions to achieve successful outcomes for our customers, partners and associates and drive towards client and customer reference ability. Longer term you will grow, with the help of extensive training and experience of the team around you, into a seasoned employee and become a Subject Matter experts in Business domain and or Solution Architecture with full accountability and responsibility of the delivered solution for your own projects, programs and territory and larger region and organization. Job Responsibilities Partnering with and acting as a trusted advisor to stakeholders in both Consulting Sales and Delivery to assist in defining and delivering high quality enterprise capable solutions Working closely with stakeholders to develop practical roadmaps to move the enterprise towards the future state vision, while taking into account business, technical and delivery constraints Analyzing stakeholder requirements, current state architecture, and gaps to create a future state architecture vision for one or more parts of the enterprise with a focus on reduced complexity, cost efficiencies, reuse, convergence, reduced risk and/or improved business capabilities Participating in defining and operating the architecture governance process to ensure change initiatives align to the vision and roadmaps Working closely with Domain Architects across key initiatives and projects to apply architecture principles and standards, and develop reference architectures and design patterns Communicating the principles, standards, vision and roadmaps to stakeholders and proactively addressing any questions / concerns identified Providing thought leadership on architectural or other topics, developing a forward looking view of current and emerging technologies and their impact on the Enterprise Architecture Embedding Platform Thinking in everything Owning and enhancing workflows and processes, and delegates with clear accountabilities across the teams to meet objectives / outcomes Promoting an environment of learning and development. Understand and develop team members and others to achieve their professional growth Responsibilities Job Requirements Bachelor's Degree in Engineering, Computer Science or equivalent; Master's degree in Business or Technology is an advantage Formal architecture certification (TOGAF or equivalent) At least 15 years' experience in the IT industry, preferably in large, complex enterprises At least 7 years' experience in Enterprise Architecture in a large, complex, multi-location, multi-national environment Deep experience delivering mission critical, enterprise scale IT solutions in a heterogeneous technology environment Demonstrate deep domain expertise in Application Architecture in EAI, Microservices and Cloud native technologies Experience in Domain driven and Event driven architecture and in technologies such as Kafka and Spark Experience architecting, designing and developing large scale high performance retail business banking solutions utilizing a mixture of Open systems and messaging and high performance DB solutions. Experience in log analysis and log based monitoring (e.g. ELK) and metrics driven monitoring (Grafana, Prometheus) Direct experience with highly scalable enterprise applications, designing high performance, low latency solutions with high availability and near or no data loss. Familiarity with: best practice methodologies and tools for the entire solution lifecycle from ideation to requirements, design, development, testing, deployment and operations one or more formal Architecture frameworks / methodologies (TOGAF, Zachman, BIAN, etc.) architecture governance frameworks heterogeneous technology platforms such as AS400, Unix/Linux, Windows A deep understanding of all domains of Enterprise Architecture, including the business, data, application, infrastructure and security domains Possess strong understanding of business strategies and able to translate them into concrete achievable action plans Practical experience in: data modelling, object modelling, design patterns and Enterprise Architecture tool or other software modelling tools. business capabilities model Advanced Relational Database Experience (RDBMS) in Oracle Multi-tenant database is an advantage Functional Expertise preferred (but not a mandatory requirement) in at least two of the below domains: Branch Banking CRM and e-CIF Transaction Banking - Cash Management and Payments Lending Origination and Servicing Trade Finance & Supply Chain Finance e-Channels, eco-system partnerships and API (Open Banking) Proven experience leading teams resulting in the successful deployment of applications built on Cloud or on-prem enterprise environments for large Tier-1 Banks and Financial institutions Candidates having experience with migrating from legacy applications to a solution utilizing methodologies and Platforms that will ensure least down-time, reduced risk and excellent customer experience both the customer and end-users of those services will be preferred. IT Strategy consulting experience will be an added advantage Comfortable in working in an environment which is mix of several parties and teams from customer as well from Oracle where collaboration is key. Excellent verbal, written and presentation skills to stakeholders at all levels Ability to communicate complex topics in an understandable way using a level of detail and terms appropriate to the situation Capability to think conceptually and identify patterns across seemingly unrelated situations Must be a good team player and able to drive consensus amongst stakeholders with conflicting viewpoints and objectives People and team management in a transversal function Able to collaborate and drive motivation across a diverse slate within and across teams and can deal with difficult conversations effectively Diversity and Inclusion: An Oracle career can span industries, roles, Countries, and cultures, allowing you to flourish in new roles and innovate while blending work life in. Oracle has thrived through 40+ years of change by innovating and operating with integrity while delivering for the top companies in almost every industry. To nurture the talent that makes this happen, we are committed to an inclusive culture that celebrates and values diverse insights and perspectives, a workforce that inspires thought leadership and innovation. Oracle offers a highly competitive suite of Employee Benefits designed on the principles of parity, consistency, and affordability. The overall package includes certain core elements such as Medical, Life Insurance, access to Retirement Planning, and much more. We also encourage our employees to engage in the culture of giving back to the communities where we live and do business. At Oracle, we believe that innovation starts with diversity and inclusion and to create the future we need talent from various backgrounds, perspectives, and abilities. We ensure that individuals with disabilities are provided reasonable accommodation to successfully participate in the job application, and interview process, and in potential roles. to perform crucial job functions. That’s why we’re committed to creating a workforce where all individuals can do their best work. It’s when everyone’s voice is heard and valued that we’re inspired to go beyond what’s been done before. Qualifications Career Level - IC4 About Us As a world leader in cloud solutions, Oracle uses tomorrow’s technology to tackle today’s challenges. We’ve partnered with industry-leaders in almost every sector—and continue to thrive after 40+ years of change by operating with integrity. We know that true innovation starts when everyone is empowered to contribute. That’s why we’re committed to growing an inclusive workforce that promotes opportunities for all. Oracle careers open the door to global opportunities where work-life balance flourishes. We offer competitive benefits based on parity and consistency and support our people with flexible medical, life insurance, and retirement options. We also encourage employees to give back to their communities through our volunteer programs. We’re committed to including people with disabilities at all stages of the employment process. If you require accessibility assistance or accommodation for a disability at any point, let us know by emailing accommodation-request_mb@oracle.com or by calling +1 888 404 2494 in the United States. Oracle is an Equal Employment Opportunity Employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, sexual orientation, gender identity, disability and protected veterans’ status, or any other characteristic protected by law. Oracle will consider for employment qualified applicants with arrest and conviction records pursuant to applicable law. Show more Show less

Position Description JOB DESCRIPTION We are seeking aspirational candidates who are interested in a career in Consulting to join our niche Banking Domain and Practice. The position will support Territory Heads, Delivery Managers, Portfolio and Project Managers and teams of talented, professional business and technology consultants in the delivery of business focused solutions for our clients using Oracle applications, tools and technology. Utilizing sound product skills and experience, the successful applicant will work on value consulting, solutioning and transforming and addressing complex business requirements into sound and optimal solutions to achieve successful outcomes for our customers, partners and associates and drive towards client and customer reference ability. Longer term you will grow, with the help of extensive training and experience of the team around you, into a seasoned employee and become a Subject Matter experts in Business domain and or Solution Architecture with full accountability and responsibility of the delivered solution for your own projects, programs and territory and larger region and organization. Job Requirements Bachelor's Degree in Engineering, Computer Science or equivalent; Master's degree in Business or Technology is an advantage Formal architecture certification (TOGAF or equivalent) At least 15 years' experience in the IT industry, preferably in large, complex enterprises At least 7 years' experience in Enterprise Architecture in a large, complex, multi-location, multi-national environment Deep experience delivering mission critical, enterprise scale IT solutions in a heterogeneous technology environment Demonstrate deep domain expertise in Application Architecture in EAI, Microservices and Cloud native technologies Experience in Domain driven and Event driven architecture and in technologies such as Kafka and Spark Experience architecting, designing and developing large scale high performance retail business banking solutions utilizing a mixture of Open systems and messaging and high performance DB solutions. Experience in log analysis and log based monitoring (e.g. ELK) and metrics driven monitoring (Grafana, Prometheus) Direct experience with highly scalable enterprise applications, designing high performance, low latency solutions with high availability and near or no data loss. Familiarity with: best practice methodologies and tools for the entire solution lifecycle from ideation to requirements, design, development, testing, deployment and operations one or more formal Architecture frameworks / methodologies (TOGAF, Zachman, BIAN, etc.) architecture governance frameworks heterogeneous technology platforms such as AS400, Unix/Linux, Windows A deep understanding of all domains of Enterprise Architecture, including the business, data, application, infrastructure and security domains Possess strong understanding of business strategies and able to translate them into concrete achievable action plans Practical experience in: data modelling, object modelling, design patterns and Enterprise Architecture tool or other software modelling tools. business capabilities model Advanced Relational Database Experience (RDBMS) in Oracle Multi-tenant database is an advantage Functional Expertise preferred (but not a mandatory requirement) in at least two of the below domains: Branch Banking CRM and e-CIF Transaction Banking - Cash Management and Payments Lending Origination and Servicing Trade Finance & Supply Chain Finance e-Channels, eco-system partnerships and API (Open Banking) Proven experience leading teams resulting in the successful deployment of applications built on Cloud or on-prem enterprise environments for large Tier-1 Banks and Financial institutions Candidates having experience with migrating from legacy applications to a solution utilizing methodologies and Platforms that will ensure least down-time, reduced risk and excellent customer experience both the customer and end-users of those services will be preferred. IT Strategy consulting experience will be an added advantage Comfortable in working in an environment which is mix of several parties and teams from customer as well from Oracle where collaboration is key. Excellent verbal, written and presentation skills to stakeholders at all levels Ability to communicate complex topics in an understandable way using a level of detail and terms appropriate to the situation Capability to think conceptually and identify patterns across seemingly unrelated situations Must be a good team player and able to drive consensus amongst stakeholders with conflicting viewpoints and objectives People and team management in a transversal function Able to collaborate and drive motivation across a diverse slate within and across teams and can deal with difficult conversations effectively Responsibilities Job Responsibilities Partnering with and acting as a trusted advisor to stakeholders in both Consulting Sales and Delivery to assist in defining and delivering high quality enterprise capable solutions Working closely with stakeholders to develop practical roadmaps to move the enterprise towards the future state vision, while taking into account business, technical and delivery constraints Analyzing stakeholder requirements, current state architecture, and gaps to create a future state architecture vision for one or more parts of the enterprise with a focus on reduced complexity, cost efficiencies, reuse, convergence, reduced risk and/or improved business capabilities Participating in defining and operating the architecture governance process to ensure change initiatives align to the vision and roadmaps Working closely with Domain Architects across key initiatives and projects to apply architecture principles and standards, and develop reference architectures and design patterns Communicating the principles, standards, vision and roadmaps to stakeholders and proactively addressing any questions / concerns identified Providing thought leadership on architectural or other topics, developing a forward looking view of current and emerging technologies and their impact on the Enterprise Architecture Embedding Platform Thinking in everything Owning and enhancing workflows and processes, and delegates with clear accountabilities across the teams to meet objectives / outcomes Promoting an environment of learning and development. Understand and develop team members and others to achieve their professional growth Diversity and Inclusion: An Oracle career can span industries, roles, Countries, and cultures, allowing you to flourish in new roles and innovate while blending work life in. Oracle has thrived through 40+ years of change by innovating and operating with integrity while delivering for the top companies in almost every industry. To nurture the talent that makes this happen, we are committed to an inclusive culture that celebrates and values diverse insights and perspectives, a workforce that inspires thought leadership and innovation. Oracle offers a highly competitive suite of Employee Benefits designed on the principles of parity, consistency, and affordability. The overall package includes certain core elements such as Medical, Life Insurance, access to Retirement Planning, and much more. We also encourage our employees to engage in the culture of giving back to the communities where we live and do business. At Oracle, we believe that innovation starts with diversity and inclusion and to create the future we need talent from various backgrounds, perspectives, and abilities. We ensure that individuals with disabilities are provided reasonable accommodation to successfully participate in the job application, and interview process, and in potential roles. to perform crucial job functions. That’s why we’re committed to creating a workforce where all individuals can do their best work. It’s when everyone’s voice is heard and valued that we’re inspired to go beyond what’s been done before. Qualifications Career Level - IC4 About Us As a world leader in cloud solutions, Oracle uses tomorrow’s technology to tackle today’s challenges. We’ve partnered with industry-leaders in almost every sector—and continue to thrive after 40+ years of change by operating with integrity. We know that true innovation starts when everyone is empowered to contribute. That’s why we’re committed to growing an inclusive workforce that promotes opportunities for all. Oracle careers open the door to global opportunities where work-life balance flourishes. We offer competitive benefits based on parity and consistency and support our people with flexible medical, life insurance, and retirement options. We also encourage employees to give back to their communities through our volunteer programs. We’re committed to including people with disabilities at all stages of the employment process. If you require accessibility assistance or accommodation for a disability at any point, let us know by emailing accommodation-request_mb@oracle.com or by calling +1 888 404 2494 in the United States. Oracle is an Equal Employment Opportunity Employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, sexual orientation, gender identity, disability and protected veterans’ status, or any other characteristic protected by law. Oracle will consider for employment qualified applicants with arrest and conviction records pursuant to applicable law. Show more Show less

Job Description YOUR IMPACT As a strategist who sits in the Securities Division, you will play an integral role on the trading floor. You may create cutting-edge derivative pricing models and empirical models to provide insight into market behavior, or develop automated trading algorithms for the firm and its clients. You might be involved in analyzing exposures and structuring transactions to meet client needs, or involved in designing and developing complex parallel computing architectures, electronic trading tools, and advanced algorithms. Throughout the Securities Division, strategists are using quantitative and technological techniques to solve complex business problems. OUR IMPACT Global Markets Division Our core value is building strong relationships with our institutional clients, which include corporations, financial service providers, and fund managers. We help them buy and sell financial products on exchanges around the world, raise funding, and manage risk. This is a dynamic, entrepreneurial team with a passion for the markets, with individuals who thrive in fast-paced, changing environments and are energized by a bustling trading floor. The Prime Services Strat Team – Funding/Inventory Management Our global team is a fundamental part of the Prime Brokerage and Clearing Services groups under the Prime Services umbrella within the Securities Division. We drive major business decisions and run business critical systems in the following areas. Our funding/inventory management strats work with securities lending and the synthetic product desk in conducting transactions and managing risk. In this entrepreneurial role, we build and maintain real-time and scalable trading, inventory management and funding platforms and identify trade opportunities systematically. While organized in different teams and locations, we pride ourselves in our teamwork across the globe and teams to find solutions that help our business thrive around the world. Our team members have a wide variety of quantitative academic and cultural backgrounds. This diversity helps us to find innovative solutions for our complex business problems. It is an exciting time to join our growing team. How You Will Fulfill Your Potential If you are looking for an entrepreneurial position allowing you to fully leverage your strong quantitative, engineering and communication skills to solve challenging real world problems, then our funding/inventory management strat team has the ideal opportunity for you. In this role you will work cross-functionally to build scalable and robust platforms to optimize and automate inventory management decisions. As a member of our growing team, you will have the opportunity to improve our offering to our clients across the physical and synthetic Prime Brokerage. Basic Qualifications SKILLS & EXPERIENCE WE’RE LOOKING FOR Strong academic background in a relevant field - Mathematics, engineering, computer science, or economics background, including a quantitative understanding of statistics and probability Strong programming skills in a modern programming language (C++, Python, Java or equivalent language) and familiarity with object oriented design principles Ability to work as a member of a global team and deliver results quickly Ability to solve technical problems and explain the underlying ideas to a non-technical audience Preferred Qualifications Strong written and verbal communication skills Knowledge of financial markets, in particular, understanding of one delta products, and financial mathematics is a plus Successful track record of building scalable systems with clearly defined SLAs in a financial setting. Entrepreneurial spirit About Goldman Sachs At Goldman Sachs, we commit our people, capital and ideas to help our clients, shareholders and the communities we serve to grow. Founded in 1869, we are a leading global investment banking, securities and investment management firm. Headquartered in New York, we maintain offices around the world. We believe who you are makes you better at what you do. We're committed to fostering and advancing diversity and inclusion in our own workplace and beyond by ensuring every individual within our firm has a number of opportunities to grow professionally and personally, from our training and development opportunities and firmwide networks to benefits, wellness and personal finance offerings and mindfulness programs. Learn more about our culture, benefits, and people at GS.com/careers. We’re committed to finding reasonable accommodations for candidates with special needs or disabilities during our recruiting process. Learn more: https://www.goldmansachs.com/careers/footer/disability-statement.html © The Goldman Sachs Group, Inc., 2023. All rights reserved. Goldman Sachs is an equal employment/affirmative action employer Female/Minority/Disability/Veteran/Sexual Orientation/Gender Identity Show more Show less

Position Description JOB DESCRIPTION We are seeking aspirational candidates who are interested in a career in Consulting to join our niche Banking Domain and Practice. The position will support Territory Heads, Delivery Managers, Portfolio and Project Managers and teams of talented, professional business and technology consultants in the delivery of business focused solutions for our clients using Oracle applications, tools and technology. Utilizing sound product skills and experience, the successful applicant will work on value consulting, solutioning and transforming and addressing complex business requirements into sound and optimal solutions to achieve successful outcomes for our customers, partners and associates and drive towards client and customer reference ability. Longer term you will grow, with the help of extensive training and experience of the team around you, into a seasoned employee and become a Subject Matter experts in Business domain and or Solution Architecture with full accountability and responsibility of the delivered solution for your own projects, programs and territory and larger region and organization. Job Responsibilities Partnering with and acting as a trusted advisor to stakeholders in both Consulting Sales and Delivery to assist in defining and delivering high quality enterprise capable solutions Working closely with stakeholders to develop practical roadmaps to move the enterprise towards the future state vision, while taking into account business, technical and delivery constraints Analyzing stakeholder requirements, current state architecture, and gaps to create a future state architecture vision for one or more parts of the enterprise with a focus on reduced complexity, cost efficiencies, reuse, convergence, reduced risk and/or improved business capabilities Participating in defining and operating the architecture governance process to ensure change initiatives align to the vision and roadmaps Working closely with Domain Architects across key initiatives and projects to apply architecture principles and standards, and develop reference architectures and design patterns Communicating the principles, standards, vision and roadmaps to stakeholders and proactively addressing any questions / concerns identified Providing thought leadership on architectural or other topics, developing a forward looking view of current and emerging technologies and their impact on the Enterprise Architecture Embedding Platform Thinking in everything Owning and enhancing workflows and processes, and delegates with clear accountabilities across the teams to meet objectives / outcomes Promoting an environment of learning and development. Understand and develop team members and others to achieve their professional growth Responsibilities Job Requirements Bachelor's Degree in Engineering, Computer Science or equivalent; Master's degree in Business or Technology is an advantage Formal architecture certification (TOGAF or equivalent) At least 15 years' experience in the IT industry, preferably in large, complex enterprises At least 7 years' experience in Enterprise Architecture in a large, complex, multi-location, multi-national environment Deep experience delivering mission critical, enterprise scale IT solutions in a heterogeneous technology environment Demonstrate deep domain expertise in Application Architecture in EAI, Microservices and Cloud native technologies Experience in Domain driven and Event driven architecture and in technologies such as Kafka and Spark Experience architecting, designing and developing large scale high performance retail business banking solutions utilizing a mixture of Open systems and messaging and high performance DB solutions. Experience in log analysis and log based monitoring (e.g. ELK) and metrics driven monitoring (Grafana, Prometheus) Direct experience with highly scalable enterprise applications, designing high performance, low latency solutions with high availability and near or no data loss. Familiarity with: best practice methodologies and tools for the entire solution lifecycle from ideation to requirements, design, development, testing, deployment and operations one or more formal Architecture frameworks / methodologies (TOGAF, Zachman, BIAN, etc.) architecture governance frameworks heterogeneous technology platforms such as AS400, Unix/Linux, Windows A deep understanding of all domains of Enterprise Architecture, including the business, data, application, infrastructure and security domains Possess strong understanding of business strategies and able to translate them into concrete achievable action plans Practical experience in: data modelling, object modelling, design patterns and Enterprise Architecture tool or other software modelling tools. business capabilities model Advanced Relational Database Experience (RDBMS) in Oracle Multi-tenant database is an advantage Functional Expertise preferred (but not a mandatory requirement) in at least two of the below domains: Branch Banking CRM and e-CIF Transaction Banking - Cash Management and Payments Lending Origination and Servicing Trade Finance & Supply Chain Finance e-Channels, eco-system partnerships and API (Open Banking) Proven experience leading teams resulting in the successful deployment of applications built on Cloud or on-prem enterprise environments for large Tier-1 Banks and Financial institutions Candidates having experience with migrating from legacy applications to a solution utilizing methodologies and Platforms that will ensure least down-time, reduced risk and excellent customer experience both the customer and end-users of those services will be preferred. IT Strategy consulting experience will be an added advantage Comfortable in working in an environment which is mix of several parties and teams from customer as well from Oracle where collaboration is key. Excellent verbal, written and presentation skills to stakeholders at all levels Ability to communicate complex topics in an understandable way using a level of detail and terms appropriate to the situation Capability to think conceptually and identify patterns across seemingly unrelated situations Must be a good team player and able to drive consensus amongst stakeholders with conflicting viewpoints and objectives People and team management in a transversal function Able to collaborate and drive motivation across a diverse slate within and across teams and can deal with difficult conversations effectively Diversity and Inclusion: An Oracle career can span industries, roles, Countries, and cultures, allowing you to flourish in new roles and innovate while blending work life in. Oracle has thrived through 40+ years of change by innovating and operating with integrity while delivering for the top companies in almost every industry. To nurture the talent that makes this happen, we are committed to an inclusive culture that celebrates and values diverse insights and perspectives, a workforce that inspires thought leadership and innovation. Oracle offers a highly competitive suite of Employee Benefits designed on the principles of parity, consistency, and affordability. The overall package includes certain core elements such as Medical, Life Insurance, access to Retirement Planning, and much more. We also encourage our employees to engage in the culture of giving back to the communities where we live and do business. At Oracle, we believe that innovation starts with diversity and inclusion and to create the future we need talent from various backgrounds, perspectives, and abilities. We ensure that individuals with disabilities are provided reasonable accommodation to successfully participate in the job application, and interview process, and in potential roles. to perform crucial job functions. That’s why we’re committed to creating a workforce where all individuals can do their best work. It’s when everyone’s voice is heard and valued that we’re inspired to go beyond what’s been done before. Qualifications Career Level - IC4 About Us As a world leader in cloud solutions, Oracle uses tomorrow’s technology to tackle today’s challenges. We’ve partnered with industry-leaders in almost every sector—and continue to thrive after 40+ years of change by operating with integrity. We know that true innovation starts when everyone is empowered to contribute. That’s why we’re committed to growing an inclusive workforce that promotes opportunities for all. Oracle careers open the door to global opportunities where work-life balance flourishes. We offer competitive benefits based on parity and consistency and support our people with flexible medical, life insurance, and retirement options. We also encourage employees to give back to their communities through our volunteer programs. We’re committed to including people with disabilities at all stages of the employment process. If you require accessibility assistance or accommodation for a disability at any point, let us know by emailing accommodation-request_mb@oracle.com or by calling +1 888 404 2494 in the United States. Oracle is an Equal Employment Opportunity Employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, sexual orientation, gender identity, disability and protected veterans’ status, or any other characteristic protected by law. Oracle will consider for employment qualified applicants with arrest and conviction records pursuant to applicable law. Show more Show less

The ICM Product Development team is dedicated to discovering, designing and delivering an end to end credit process that empowers our clients, bankers, underwriters, middle officer and operations specialists. We work cross-functionally with stakeholders, technologists and designers to develop and deploy value added solutions across the entire credit delivery lifecycle, continuously iterating and improving our approach. The Product Developer will drive innovative credit process solutions within Wholesale Lending Credit Risk domain. This critical role is responsible for developing and implementing strategic product initiatives that enhance operational efficiency, risk management and digital transformation capabilities. Responsibilities: Work on strategic priorities and day to day efforts for a custom workflow application that supports end to end credit lifecycle Collaborate with design teams and subject matter experts to develop target state experiences for clients and internal stakeholders Deeply understand existing use cases, current state process and current system capabilities Translate strategic design into discrete well-scoped initiatives that meet critical business objectives Analyze complex business requirements and draft comprehensive user stories Lead and participate in agile release activities Drive robust change management to ensure adoption and achievement of business goals Develop strong cross-functional relationships and organizational alignment Continuously iterate on solutions for ongoing improvement and innovation Qualifications: 6-10 years of experience Intellectual curiosity, analytical and conceptual thinker Proactively seeks and develops new opportunities Attention to detail and process/analytic mindset Ability to build networks and relationships internally and externally Familiarity with product development methodologies Direct experience in end-to-end project delivery, preferably in product development, and knowledge of various analytical tools including Qlikview, Tableau, Access Comfortable with performing data investigations that require a high degree of accuracy with tight timescales Ability to create business analysis, troubleshoot data quality issues, and conduct exploratory and descriptive analysis of business datasets Ability to structure and break down problems, develop solutions, and to drive to results Process Management knowledge with a propensity for detail and comprehensiveness of content Ability to collaborate and clearly communicate with team members of an organization Project Management skills with experience leading large cross functional initiatives Generation of reports and presentations for management Education: Bachelor’s/University degree, Master’s degree preferred ------------------------------------------------------ Job Family Group: Product Management and Development ------------------------------------------------------ Job Family: Product Development ------------------------------------------------------ Time Type: Full time ------------------------------------------------------ Citi is an equal opportunity and affirmative action employer. Qualified applicants will receive consideration without regard to their race, color, religion, sex, sexual orientation, gender identity, national origin, disability, or status as a protected veteran. Citigroup Inc. and its subsidiaries ("Citi”) invite all qualified interested applicants to apply for career opportunities. If you are a person with a disability and need a reasonable accommodation to use our search tools and/or apply for a career opportunity review Accessibility at Citi . View the " EEO is the Law " poster. View the EEO is the Law Supplement . View the EEO Policy Statement . View the Pay Transparency Posting Show more Show less

Position Description JOB DESCRIPTION We are seeking aspirational candidates who are interested in a career in Consulting to join our niche Banking Domain and Practice. The position will support Territory Heads, Delivery Managers, Portfolio and Project Managers and teams of talented, professional business and technology consultants in the delivery of business focused solutions for our clients using Oracle applications, tools and technology. Utilizing sound product skills and experience, the successful applicant will work on value consulting, solutioning and transforming and addressing complex business requirements into sound and optimal solutions to achieve successful outcomes for our customers, partners and associates and drive towards client and customer reference ability. Longer term you will grow, with the help of extensive training and experience of the team around you, into a seasoned employee and become a Subject Matter experts in Business domain and or Solution Architecture with full accountability and responsibility of the delivered solution for your own projects, programs and territory and larger region and organization. Job Requirements Bachelor's Degree in Engineering, Computer Science or equivalent; Master's degree in Business or Technology is an advantage Formal architecture certification (TOGAF or equivalent) At least 15 years' experience in the IT industry, preferably in large, complex enterprises At least 7 years' experience in Enterprise Architecture in a large, complex, multi-location, multi-national environment Deep experience delivering mission critical, enterprise scale IT solutions in a heterogeneous technology environment Demonstrate deep domain expertise in Application Architecture in EAI, Microservices and Cloud native technologies Experience in Domain driven and Event driven architecture and in technologies such as Kafka and Spark Experience architecting, designing and developing large scale high performance retail business banking solutions utilizing a mixture of Open systems and messaging and high performance DB solutions. Experience in log analysis and log based monitoring (e.g. ELK) and metrics driven monitoring (Grafana, Prometheus) Direct experience with highly scalable enterprise applications, designing high performance, low latency solutions with high availability and near or no data loss. Familiarity with: best practice methodologies and tools for the entire solution lifecycle from ideation to requirements, design, development, testing, deployment and operations one or more formal Architecture frameworks / methodologies (TOGAF, Zachman, BIAN, etc.) architecture governance frameworks heterogeneous technology platforms such as AS400, Unix/Linux, Windows A deep understanding of all domains of Enterprise Architecture, including the business, data, application, infrastructure and security domains Possess strong understanding of business strategies and able to translate them into concrete achievable action plans Practical experience in: data modelling, object modelling, design patterns and Enterprise Architecture tool or other software modelling tools. business capabilities model Advanced Relational Database Experience (RDBMS) in Oracle Multi-tenant database is an advantage Functional Expertise preferred (but not a mandatory requirement) in at least two of the below domains: Branch Banking CRM and e-CIF Transaction Banking - Cash Management and Payments Lending Origination and Servicing Trade Finance & Supply Chain Finance e-Channels, eco-system partnerships and API (Open Banking) Proven experience leading teams resulting in the successful deployment of applications built on Cloud or on-prem enterprise environments for large Tier-1 Banks and Financial institutions Candidates having experience with migrating from legacy applications to a solution utilizing methodologies and Platforms that will ensure least down-time, reduced risk and excellent customer experience both the customer and end-users of those services will be preferred. IT Strategy consulting experience will be an added advantage Comfortable in working in an environment which is mix of several parties and teams from customer as well from Oracle where collaboration is key. Excellent verbal, written and presentation skills to stakeholders at all levels Ability to communicate complex topics in an understandable way using a level of detail and terms appropriate to the situation Capability to think conceptually and identify patterns across seemingly unrelated situations Must be a good team player and able to drive consensus amongst stakeholders with conflicting viewpoints and objectives People and team management in a transversal function Able to collaborate and drive motivation across a diverse slate within and across teams and can deal with difficult conversations effectively Responsibilities Job Responsibilities Partnering with and acting as a trusted advisor to stakeholders in both Consulting Sales and Delivery to assist in defining and delivering high quality enterprise capable solutions Working closely with stakeholders to develop practical roadmaps to move the enterprise towards the future state vision, while taking into account business, technical and delivery constraints Analyzing stakeholder requirements, current state architecture, and gaps to create a future state architecture vision for one or more parts of the enterprise with a focus on reduced complexity, cost efficiencies, reuse, convergence, reduced risk and/or improved business capabilities Participating in defining and operating the architecture governance process to ensure change initiatives align to the vision and roadmaps Working closely with Domain Architects across key initiatives and projects to apply architecture principles and standards, and develop reference architectures and design patterns Communicating the principles, standards, vision and roadmaps to stakeholders and proactively addressing any questions / concerns identified Providing thought leadership on architectural or other topics, developing a forward looking view of current and emerging technologies and their impact on the Enterprise Architecture Embedding Platform Thinking in everything Owning and enhancing workflows and processes, and delegates with clear accountabilities across the teams to meet objectives / outcomes Promoting an environment of learning and development. Understand and develop team members and others to achieve their professional growth Diversity and Inclusion: An Oracle career can span industries, roles, Countries, and cultures, allowing you to flourish in new roles and innovate while blending work life in. Oracle has thrived through 40+ years of change by innovating and operating with integrity while delivering for the top companies in almost every industry. To nurture the talent that makes this happen, we are committed to an inclusive culture that celebrates and values diverse insights and perspectives, a workforce that inspires thought leadership and innovation. Oracle offers a highly competitive suite of Employee Benefits designed on the principles of parity, consistency, and affordability. The overall package includes certain core elements such as Medical, Life Insurance, access to Retirement Planning, and much more. We also encourage our employees to engage in the culture of giving back to the communities where we live and do business. At Oracle, we believe that innovation starts with diversity and inclusion and to create the future we need talent from various backgrounds, perspectives, and abilities. We ensure that individuals with disabilities are provided reasonable accommodation to successfully participate in the job application, and interview process, and in potential roles. to perform crucial job functions. That’s why we’re committed to creating a workforce where all individuals can do their best work. It’s when everyone’s voice is heard and valued that we’re inspired to go beyond what’s been done before. Qualifications Career Level - IC4 About Us As a world leader in cloud solutions, Oracle uses tomorrow’s technology to tackle today’s challenges. We’ve partnered with industry-leaders in almost every sector—and continue to thrive after 40+ years of change by operating with integrity. We know that true innovation starts when everyone is empowered to contribute. That’s why we’re committed to growing an inclusive workforce that promotes opportunities for all. Oracle careers open the door to global opportunities where work-life balance flourishes. We offer competitive benefits based on parity and consistency and support our people with flexible medical, life insurance, and retirement options. We also encourage employees to give back to their communities through our volunteer programs. We’re committed to including people with disabilities at all stages of the employment process. If you require accessibility assistance or accommodation for a disability at any point, let us know by emailing accommodation-request_mb@oracle.com or by calling +1 888 404 2494 in the United States. Oracle is an Equal Employment Opportunity Employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, sexual orientation, gender identity, disability and protected veterans’ status, or any other characteristic protected by law. Oracle will consider for employment qualified applicants with arrest and conviction records pursuant to applicable law. Show more Show less

Role Overview Function Overview Assist in the production of “Screening Memos” for the Originations Team: As part of the loan origination process, the Origination Team produces a screening memo that details property level information (photos, maps, property description, rent roll and cash flows), market information (comparable property metrics and location) and financing information (capital stack, debt yield and loan information). The initial goal is for company to participate in the production of screening memos with the potential to participate in the underwriting and approval process for deals that Client elects to finance and refinance as well. Focus is to work on all the asset classes such multifamily, retail, storage, Industrial etc. loans originated by the Insurance. The Candidate would be supporting on the different workflows as mentioned below: Agency Pre-screening and ICM: Screening/underwriting of Agency Loans (Fannie Mae), deriving Underwriting Value, using financial spreading, rent roll analysis and creation of Investment Committee Memo. Non-Agency/Deal Pre-screening and ICM: Screening/underwriting of Non-Agency Loans, deriving Underwriting Value, using financial spreading, rent roll analysis and creation of ICM. Loan Portfolio Stratification and ICM : Stratification of portfolio of loans belonging to various asset classes, assessing their risk exposure using their property level, loan level and performance metrices. Draw Review Process: Reviewing draw related Invoices, Proof of Payments, Construction Budget, TI/LC, etc. and updating the Draw Review Trackers accordingly. On Boarding the delas on AI Based platform with the help of various closing documents, Offering Memorandum, Loan Agreement etc. Extracting market and asset specific statistics from various data sources (for eg: CoStar or similar platforms) for the pipeline deals which are shortlisted for screening or underwriting Comparing the key deal metrics which includes Occupancy, Cap Rates, Debt Yield, Cash Flow, NOI etc. of the pipeline deals with existing portfolio Analyzing property pictures & map for location-based insights, preparing the capital stack (i.e., Equity vs. Debt) and presenting them in an excel and ppt format Collecting and preparing sales and rent comparable of the target originations with the market data sourced through broker reports or web-based applications. Studying the demographics to understand the unit mixes, interpreting all sources of incomes & expenses through review of cash flows, ascertaining vacancy rates & rental income using rent rolls and using NOI to calculate key liquidity ratios i.e., DSCR, DY etc. Creating investment memorandums with the deal team ahead of investment committee. Conducting due diligence prior to closing of deal as per closing checklist. Data input in pipeline tool (i.e., DealPath, Loan Tapes) as and when required. Essential Skills & Experience: Must have a good knowledge of US Real Estate Industry and Market in underwriting the CML/CRE loans across all the sectors; along with hand on experience in underwriting the Multifamily agency (Freddie & Fannie) loans. Should be aware of the US taxes for different States and Counties; along with knowledge of various rent/sales comparable to be used in accordance with subject properties. Must be well versed with concepts of Cap Rate/Index rate/ LTC/LTV/Spreads/Cap Stack, Implied vs Cash Equity and various loan specific terminologies. In addition, should know the implications and effect of UW In-place and Mark to Market assumptions using property financials and its demographics through broker provided offering memorandum. Candidate should have the knowledge of US Market and Sub-Market to understand the deal’s demographics and its impact on the subject property. Hand on experience and proficient in preparing the dynamic financial models in MS excel. Master’s degree – Major in Finance or Banking and Capital Markets, CFA designation a plus. Exceptional quantitative aptitude and skill set with a mastery of Microsoft Office applications. Ability to manage multiple priorities in a fast paced, fluid environment. Previous background with real estate lending required with Debt Underwriting’ in real estate preferable. Rigorous analytical mindset with a high level of intellectual curiosity and excellent problem-solving skills. Acute focus on attention to detail, accuracy, and data validation. Effective communication skills (listening, verbal, and written). Excellent interpersonal and teamwork skills. Sound judgment and discretion. Strong initiative, energy and confidence completing assignments with limited supervision.