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4.0 years
0 Lacs
Madurai
On-site
Area Sales Manager - Old Car Finance-Sales Job Responsibilities: Responsible for used car/alternate channel business for the region Plan, organize and achieve overall budgeted targets Plan and coordinate activities through sales team Liasion with cross functional teams to recruit and onboard personnel for all product lines for the region Train and motivate the team members Supervise and guide the teams performance Oversee cross-selling of all products for the region Monitor budget achievements and prepare forecasts Job Requirements: Working knowledge of the various product lines viz used car/new car/alternate channels of loan Working knowledge of any secured lending financial products viz home loan/personal loan Good interpersonal and communication skills Demonstrable team handling ability Ability to garner market intelligence for the specified region Exposure in similar industry would be preferable Exposure to secured lending asset products viz. Home Finance/Personal Loan/Educational Loan etc shall be considered Team handling experience of 4 years and above Educational Qualifications: Should be graduate and above Work Experience: Minimum work experience of 10 years
Posted 3 days ago
3.0 years
0 Lacs
Morbi
On-site
Job Description Job Title: Relationship Manager – LAP Designation: Manager Department: Sales – Loan Against Property Reporting to: Area Sales Manager Location: [Specify Location] About Kotak Mahindra Prime Ltd. Kotak Mahindra Prime Ltd., a subsidiary of Kotak Mahindra Bank, is one of India’s leading non-banking financial companies (NBFCs), focused on vehicle and asset-backed financing solutions. Operating in a highly competitive NBFC ecosystem, we are committed to delivering fast, flexible, and customer-centric lending solutions. Role Objective To drive growth in the Loan Against Property (LAP) business by sourcing high-quality cases through DSA (Direct Selling Agent) channels, ensuring portfolio health, and building strong market relationships. Key Responsibilities Business Sourcing: Acquire LAP customers through DSA channels while adhering to internal policies and external regulatory guidelines. Identify and onboard high-potential DSAs and maintain strong working relationships. Sales & Target Achievement: Meet or exceed assigned monthly and quarterly disbursement and fee income targets. Monitor and drive business volumes in a competitive market, maintaining a healthy pipeline. Credit & Risk Coordination: Liaise with credit and operations teams to ensure smooth file processing and disbursal. Perform initial screening of customer financials and property documents before file submission. Market Intelligence & Relationship Management: Track competitor offerings, pricing, and market dynamics. Maintain strong relationships with DSAs, customers, and internal stakeholders. Compliance & Documentation: Ensure thorough KYC, property valuation, and legal documentation as per company standards. Adhere to audit requirements, regulatory norms, and internal processes. Candidate Profile Education: Graduate (minimum qualification) Experience: Minimum 3 years of relevant experience in LAP/Home Loan/SME Lending in the Banking or NBFC sector as a full-time permanent employee. Skills: Strong relationship management and interpersonal skills Understanding of secured lending and property-related documentation High level of self-motivation with a go-getter attitude Comfortable working in a high-performance, target-driven environment What We Look For A professional who is passionate about sales and willing to go above and beyond. Someone who can thrive in a fast-paced, competitive landscape with a solution-oriented mindset.
Posted 3 days ago
20.0 years
4 - 10 Lacs
Noida
On-site
Company Description SBS is a global financial technology company that’s helping banks and the financial services industry to reimagine how to operate in an increasingly digital world. SBS is a trusted partner of more than 1,500 financial institutions and large-scale lenders in 80 countries worldwide, including Santander, Societé Generale, KCB Bank, Kensington Mortgages, Mercedes-Benz, and Toyota FS. Its cloud platform offers clients a composable architecture to digitize operations, ranging from banking, lending, compliance, to payments, and consumer and asset finance. With 3,400 employees in 50 offices, SBS is recognized as a Top 10 European Fintech company by IDC and as a leader in Omdia’s Universe: Digital Banking Platforms. Job Description Summary: The Regional IT Director is responsible for the overall planning, implementation, and maintenance of IT infrastructure and systems across the assigned region. This role ensures the smooth operation of technology services, supports business objectives, and maintains a secure and efficient IT environment in alignment with global IT policies and practices. The Regional IT Director will lead a team of IT professionals and collaborate with other teams within the global corporate IT organization to deliver effective IT solutions and support users in his region. The Regional IT Director – India/APAC will lead the strategic and operational management of IT services across the India and broader APAC region. This role is accountable for delivering robust, secure, and scalable technology solutions that align with global IT policies while addressing regional business needs. The incumbent will play a key leadership role within the global IT organization, fostering cross-functional collaboration with teams in Europe, the U.S., and other geographies to ensure cohesive service delivery and innovation. The ideal candidate combines deep technical knowledge with strong business acumen and proven leadership capabilities in a geographically distributed, multicultural environment. Essential Duties and Responsibilities: Leadership & Management: Supervise, mentor, and develop a team of IT professionals within the region. Conduct performance reviews, set goals, and provide ongoing feedback to team members. Foster a positive and collaborative team environment, focusing on internal customer experience. Manage IT budgets and resources for the region. Delegate tasks effectively and monitor progress. Maintain a customer-centric and service-oriented culture across the IT functions Act as Change leader and advocate for Digital transformation initiatives Infrastructure Management: Oversee installation, configuration, and maintenance of network infrastructure (LAN/WAN, Wi-Fi), servers, laptops, and other IT equipment and services within the region, adhering to corporate standards and in collaboration with the global IT infrastructure teams. Ensure the availability, reliability, and security of IT systems. Manage and troubleshoot network connectivity issues. Implement and maintain disaster recovery and business continuity plans as required. Security & Compliance: Enforce corporate IT security standards and practices across the region. Implement and enforce IT security policies and procedures. Assist in the monitoring of network and endpoint security and response to security incidents. Ensure compliance with relevant corporate policies, regulations, and industry standards (e.g., HIPAA, PCI DSS). Manage user access and permissions, following corporate Identity and Access Management policies and procedures. Project Management: Manage IT projects within the region, including planning, execution, and implementation. Develop project timelines and budgets. Drive alignment of regional projects with corporate IT roadmaps and digital transformation goals.Track project progress and report to management. Vendor & Partner Management Manage relationships with local IT vendors, oversee contract execution performance. Assist the corporate purchasing team in negotiating contracts and service level agreements. Communication & Collaboration: Communicate effectively with IT staff, end-users, and management. Partner with other organizations in the region to understand their IT needs and ensure appropriate solutions are provided. Work very closely as an integrated team with global IT management to provide regular updates on corporate and regional IT initiatives and issues, handle incident management in the scope of responsibility. Continuous Improvement: Stay up-to-date with the latest IT trends and technologies. Identify opportunities to improve IT effectiveness and efficiency. Recommend and implement new technologies and solutions, working in collaboration with the corporate IT infrastructure teams to guarantee the delivery of standard solutions within a common operating model. Total Experience Expected: 20-24 years Qualifications Master’s degree in computer science, Information Systems, or a related field. Minimum of 10 years of proven experience in IT management, in a multi-national context (Europe, USA), with experience in a multi-site or regional scope. Excellent leadership, communication, and interpersonal skills, including in a multi-cultural environment. Strong experience in budgeting, resource and project management. Knowledge of relevant technologies and platforms (e.g., Windows, MacOS, Mobile devices, Office 365, Windows Server, Linux, storage, cloud computing, networking, cybersecurity). A prior operational experience in any of those area is required Relevant certifications (e.g., CompTIA Security+, MCSE, CCNA) are a plus. Preferred Skills: Experience in the High Tech industry. Prior experience in Software Development or IT operations in a software product oriented organization would be a appreciated. Knowledge of ITIL or other IT service management frameworks. Experience with end user devices (laptops, mobile devices, related management tools) would be appreciated. Experience with cloud computing platforms (e.g., AWS, Azure, GCP) would be a plus Additional Information Secondary Location: Noida Campus At our organization, we are committed to fighting against all forms of discrimination. We foster a work environment that is inclusive and respectful of all differences. All of our positions are open to people with disabilities.
Posted 3 days ago
2.0 years
5 - 8 Lacs
Noida
On-site
Title- Product Management - Merchant Lending About Us: Paytm is India's leading mobile payments and financial services distribution company. Pioneer of the mobile QR payments revolution in India, Paytm builds technologies that help small businesses with payments and commerce. Paytm’s mission is to serve half a billion Indians and bring them to the mainstream economy with the help of technology. Expectation : Working closely with business, growth, design & cross-functional teams to understand product use cases, customer journeys, business applicability and impact of each use case. Ability to understand different technology platforms, their features and be able to work with solution architects/engineering leads and write detailed product requirement documents, manage future roadmaps and deliverables Own end-to-end product lifecycle for lending journeys – onboarding, credit decisioning, disbursement, repayment, and closure. Define and optimize funnels to drive adoption, reduce drop-offs, and improve approval/disbursement rates. Use data to identify bottlenecks, define hypotheses, run experiments (A/B), and track impact. - Be involved in what your team is building - Run edge cases, test products proactively and its features to provide feedback early in the cycle, make sure entire journeys are covered, and that product reporting exists to track KPIs for the product and its success (data-driven product management). Use SQL or comparable query languages/excel etc to access, analyze, and validate data independently Track key product and data metrics (OKRs and KPIs), adjusting strategies as needed for product optimization Stay updated with RBI regulations, compliance norms, best industry practices and credit bureau practices. Superpowers that will help you succeed in this role: Bachelor’s degree in engineering, computer science and/or related field with MBA from Top Tier colleges Professional experience of 2-5 years in product management Having deep understanding of Lending in Product Management role building credit platform products. Knowledge of Fintech/ BFSI/ Lending domain Solutions orientated within a high-energy and fast-paced work environment Exceptional customer experience intuition; demonstrated success in creating innovative and user-friendly products and customer-facing features Possess excellent oral, written, verbal and interpersonal communication skills Why join us? A collaborative output driven program that brings cohesiveness across businesses through technology Improve the average revenue per use by increasing the cross-sell opportunities A solid 360 feedback from your peer teams on your support of their goals Respect, that is earned, not demanded from your peers and manager Compensation: If you are the right fit, we believe in creating wealth for you with enviable 500 mn+ registered users, 25 mn+ merchants and depth of data in our ecosystem, we are in a unique position to democratize credit for deserving consumers & merchants – and we are committed to it. India’s largest digital lending story is brewing here. It’s your opportunity to be a part of the story!
Posted 3 days ago
6.0 years
0 Lacs
Lucknow
On-site
Job Responsibilities: Handling Team to generating business from existing branch and generating DSA Channels. Monitoring pre and post disbursal documents / formalities. Monitoring & resolving Infant delinquent cases Building relationship with current and prospective Customers Providing off roll incentive inputs for timely processing Meeting HNI customers for Business Loans Generating corporate leads and closing them Achieve the branch/location target through the team which includes branch sales target, ALR ,controlling PDD/delinquency Job Requirements: Comfortable with using MS Word and MS Excel Good Communication and interpersonal skills Demonstrable team management skills Ability to collaborate, delegate and motivate Educational Qualifications: Should be graduate and above Work Experience: Minimum work experience of 6 years Exposure in similar industry would be preferable Exposure to secured lending asset products viz. Home Finance/Personal Loan/Educational Loan etc can be considered
Posted 3 days ago
0 years
3 - 8 Lacs
Noida
On-site
At EY, you’ll have the chance to build a career as unique as you are, with the global scale, support, inclusive culture and technology to become the best version of you. And we’re counting on your unique voice and perspective to help EY become even better, too. Join us and build an exceptional experience for yourself, and a better working world for all. About EY GDS Global Delivery Services (GDS) is a dynamic and truly global delivery network. Across our six locations, we work with teams from all EY service lines, geographies and sectors, and play a vital role in the delivery of the EY growth strategy. We operate from six countries and sixteen cities: Argentina (Buenos Aires) China (Dalian) India (Bangalore, Chennai, Gurgaon, Hyderabad, Kochi, Kolkata, Mumbai, Noida, Trivandrum) Philippines (Manila) Poland (Warsaw and Wroclaw) UK (Manchester, Liverpool) Careers in EY Global Delivery Services Join a team of over 50,000 people, working across borders, to provide innovative and strategic business solutions to EY member firms around the world. Join one of our dynamic teams From accountants to coders, we offer a wide variety of fulfilling career opportunities that span all business disciplines Our Consulting practice provides differentiated focus on the key business themes to help our clients solve better questions around technology. Our vision is to be recognized as a leading provider of differentiated technology consulting services, harnessing new disruptive technology, alliances and attracting talented people to solve our clients' issues. It's an exciting time to join us and grow your career as a technology professional. A technology career is about far more than leading-edge innovations. It’s about the application of these technologies in the real world to make a real, meaningful impact. We are looking for highly motivated, articulate individuals who have the skills to the technology lifecycle and are passionate about designing innovative solutions to solve complex business problems. Your career in Consulting can span across these technology areas/ services lines: Digital Technologies: We are a globally integrated digital architecture and engineering team. Our mission is to deliver tailored, custom-built end to end solutions to our customers that are Digital, Cloud Native and Open Source. Our skills include Experience design, UI development, Design Thinking, Architecture & Design, Full stack development (.Net/ Java/ SharePoint/ Power Platform), Emerging Technologies like Block Chain, IoT, AR\VR, Drones, Cloud and DevSecOps. We use industrialized techniques, built on top of agile methods utilizing our global teams to deliver end to end solutions at best unit cost proposition. Testing Services: We are the yardstick of quality software product. We break something to make the product stronger and successful. We provide entire gamut of testing services including Busines / User acceptance testing. Hence this is a team with all round skills such as functional, technical and process. Data & Analytics: Data and Analytics is amongst the largest and most versatile practices within EY. Our sector and domain expertise combined with technical skills in data, cloud, advanced analytics and artificial intelligence differentiates us in the industry. Our talented team possesses cross-sector and cross-domain expertise and a wide array of skills in Information Management (IM), Business Intelligence (BI), Advance Analytics (AA) and Artificial Intelligence (AI) Oracle: We provide one-stop solution for end-to-end project implementation enabled by Oracle and IBM Products. We use proven methodologies, tools and accelerators to jumpstart and support large Risk and Finance Transformation. We develop solutions using various languages such as SQL or PL/ SQL, Java, Java Script, Python, IBM Maximo and other Oracle Utilities. We also provide consulting services for streamlining the current reporting process using various Enterprise Performance Management tools. SAP: By building on SAP’s S/4HANA digital core and cloud services, EY and SAP are working to help organizations leverage industry-leading technologies to improve operational performance. This collaboration helps drive digital transformation for our clients across areas including finance, human resources, supply chain and procurement. Our goal is to support clients as they initiate or undergo major transformation. Our capabilities span end-to-end solution implementation services from strategy and architecture to production deployment. EY supports clients in three main areas, Technology implementation support, Enterprise and Industry application implementation, Governance Risk Compliance (GRC) Technology. Banking and Capital Market Services: Banking and Capital Market Services companies are transforming their complex tax and finance functions with technologies such as AI and ML. With the right blend of core competencies, tax and finance personnel will shift to data, process and technology skills to service global clients on their Core Banking Platforms and support their business / digital transformation like Deposit system replacements, lending / leasing modernization, Cloud–native architecture (Containerization) etc. Wealth and Asset Management: We help our clients thrive in a transformative age by providing innovative services to global and domestic asset management clients to increase efficiency, effectiveness and manage the overall impact on bottom line profitability by leveraging the technology, data and digital teams. We do many operational efficiency programs and Technology Enabled Transformation to re-platform their front and Back offices with emerging technologies like AI, ML, Blockchain etc. Insurance Transformation: The current changing Macroeconomic trends continue to challenge Insurers globally. However, with disruptive technologies – including IoT, autonomous vehicles, Blockchain etc, we help companies through these challenges and create innovative strategies to transform their business through technology enabled transformation programs. We provide end to end services to Global P&C (General), Life and Health Insurers, Reinsurers and Insurance brokers. Cyber Security: The ever-increasing risk and complexity surrounding cybersecurity and privacy has put cybersecurity at the top of the agenda for senior management, the Board of Directors, and regulators. We help our clients to understand and quantify their cyber risk, prioritize investments, and embed security, privacy and resilience into every digitally-enabled initiative – from day one. Technology Risk: A practice that is a unique, industry-focused business unit that provides a broad range of integrated services where you’ll contribute technically to IT Risk and Assurance client engagements and internal projects. An important part of your role will be to actively establish, maintain and strengthen internal and external relationships. You’ll also identify potential business opportunities for EY within existing engagements and escalate these as appropriate. Similarly, you’ll anticipate and identify risks within engagements and share any issues with senior members of the team. Behavioral Competencies: Adaptive to team and fosters collaborative approach Innovative approach to the project, when required Shows passion and curiosity, desire to learn and can think digital Agile mindset and ability to multi-task Must have an eye for detail Skills needed: Should have understanding and/or experience of software development best practices and software development life cycle Understanding of one/more programming languages such as Java/ .Net/ Python, data analytics or databases such as SQL/ Oracle/ Teradata etc. Internship in a relevant technology domain will be an added advantage Qualification: BE - B. Tech / (IT/ Computer Science/ Circuit branches) Should have secured 60% and above No active Backlogs EY | Building a better working world EY exists to build a better working world, helping to create long-term value for clients, people and society and build trust in the capital markets. Enabled by data and technology, diverse EY teams in over 150 countries provide trust through assurance and help clients grow, transform and operate. Working across assurance, consulting, law, strategy, tax and transactions, EY teams ask better questions to find new answers for the complex issues facing our world today.
Posted 3 days ago
3.0 years
6 - 8 Lacs
Calcutta
On-site
Line of Service Advisory Industry/Sector Not Applicable Specialism Operations Management Level Senior Associate Job Description & Summary At PwC, our people in sustainability focus on integrating environmental, social, economic, and governance considerations into business strategies and operations. They provide guidance and support to organisations by managing sustainability risks, identifying opportunities, and driving positive social and environmental impact. Those in nature and biodiversity at PwC will focus on providing consulting services related to the conservation and sustainable management of natural resources and biodiversity. Your work will involve analysing client needs, developing strategies to protect and restore ecosystems, and offering guidance and support to help clients integrate nature-based solutions and biodiversity considerations into their decision-making processes. Why PWC At PwC, you will be part of a vibrant community of solvers that leads with trust and creates distinctive outcomes for our clients and communities. This purpose-led and values-driven work, powered by technology in an environment that drives innovation, will enable you to make a tangible impact in the real world. We reward your contributions, support your wellbeing, and offer inclusive benefits, flexibility programmes and mentorship that will help you thrive in work and life. Together, we grow, learn, care, collaborate, and create a future of infinite experiences for each other. Learn more about us . At PwC, we believe in providing equal employment opportunities, without any discrimination on the grounds of gender, ethnic background, age, disability, marital status, sexual orientation, pregnancy, gender identity or expression, religion or other beliefs, perceived differences and status protected by law. We strive to create an environment where each one of our people can bring their true selves and contribute to their personal growth and the firm’s growth. To enable this, we have zero tolerance for any discrimination and harassment based on the above considerations. Responsibilities The incumbent will primarily work under the overall guidance of Central PMU and report to the state-level authorities. The broad role typically entails the following activities - · Identify Primary Agriculture Credit Society for computerization in the state · Liaise with stakeholders to gather state-specific needs and communicate the same to Central PMU/System Integrators · Provide management/technical support for project implementation and post-implementation, as well as prepare necessary MIS reports applicable to the state · Monitor the ERP implementation progress in the state and follow up with stakeholders as necessary for issue resolution · Facilitate capacity building for the state Broad Experience & Expertise Requirements · The role requires a candidate with technology/ consulting/ business analysis/ project management / accounting experience of 3+ years · Exposure to ERP Implementation, product management, technology development will be an advantage · Candidates with exposure to Cooperatives/ Rural Banking/ AgriTech or GovTech exposure in Rural India will be preferred · Candidates having Agri-specific academic qualification/ diploma from institutes like MANAGE Hyderabad, Vamnicom Pune, NIAM Jaipur, and NAARM Hyderabad are preferred · Proficiency in the local language is preferred Specific Past Work Experience Requirements · 3+ years of Business Analysis/ Technology/ Consulting/ Project management experience · Experience in the Government sector and Agriculture domain is highly preferred · Experience in Financial Services (Credit/Lending) or in accounting will also be considered · Experience in Banking, knowledge of Common Banking systems technology modules will be an advantage. Personality traits (a must) · Strong communications skills, both written and verbal · Ability to handle complex assignments independently · Ability to work with ambiguity. Taking a systematic, structured view of situations. · Ability to interact with client (senior government officials) · Demonstrating willingness to ‘get hands dirty’ and developing a problem-solving attitude · Strong personal and professional presence and self-confidence, capable of working effectively with senior team as well as all other levels. Mandatory skill sets: Government Consulting, Banking, Rural India, Agriculture Domain, Cooperative System, Communication, Collaboration, Stakeholder Management, Project Monitoring Preferred skill sets: Government Consulting, Banking, Rural India, Agriculture Domain, Cooperative System, Communication, Collaboration, Stakeholder Management, Project Monitoring Years of experience required: 3-8 years Education Qualification: Equivalent of B-Tech/BSc or MSc in Agriculture/ MBA in Rural Management or Agri Business/ Graduate or PG in Commerce Education (if blank, degree and/or field of study not specified) Degrees/Field of Study required: MBA (Master of Business Administration), Bachelor of Technology Degrees/Field of Study preferred: Certifications (if blank, certifications not specified) Required Skills Government Consulting Optional Skills Accepting Feedback, Active Listening, Analytical Thinking, Communication, Creativity, Ecosystem Services, Embracing Change, Emotional Regulation, Empathy, Inclusion, Intellectual Curiosity, Learning Agility, Marine Data Analysis, Nature Finance, Nature Reporting, Nature Strategy and Targets, Optimism, Project Management, Report Writing, Self-Awareness, Stakeholder Management, Strategy Alignment, Teamwork, Well Being Desired Languages (If blank, desired languages not specified) Travel Requirements Available for Work Visa Sponsorship? Government Clearance Required? Job Posting End Date
Posted 3 days ago
3.0 years
0 Lacs
Calcutta
On-site
Job Description Job Title: Relationship Manager – LAP Designation: Manager Department: Sales – Loan Against Property Reporting to: Area Sales Manager Location: [Specify Location] About Kotak Mahindra Prime Ltd. Kotak Mahindra Prime Ltd., a subsidiary of Kotak Mahindra Bank, is one of India’s leading non-banking financial companies (NBFCs), focused on vehicle and asset-backed financing solutions. Operating in a highly competitive NBFC ecosystem, we are committed to delivering fast, flexible, and customer-centric lending solutions. Role Objective To drive growth in the Loan Against Property (LAP) business by sourcing high-quality cases through DSA (Direct Selling Agent) channels, ensuring portfolio health, and building strong market relationships. Key Responsibilities Business Sourcing: Acquire LAP customers through DSA channels while adhering to internal policies and external regulatory guidelines. Identify and onboard high-potential DSAs and maintain strong working relationships. Sales & Target Achievement: Meet or exceed assigned monthly and quarterly disbursement and fee income targets. Monitor and drive business volumes in a competitive market, maintaining a healthy pipeline. Credit & Risk Coordination: Liaise with credit and operations teams to ensure smooth file processing and disbursal. Perform initial screening of customer financials and property documents before file submission. Market Intelligence & Relationship Management: Track competitor offerings, pricing, and market dynamics. Maintain strong relationships with DSAs, customers, and internal stakeholders. Compliance & Documentation: Ensure thorough KYC, property valuation, and legal documentation as per company standards. Adhere to audit requirements, regulatory norms, and internal processes. Candidate Profile Education: Graduate (minimum qualification) Experience: Minimum 3 years of relevant experience in LAP/Home Loan/SME Lending in the Banking or NBFC sector as a full-time permanent employee. Skills: Strong relationship management and interpersonal skills Understanding of secured lending and property-related documentation High level of self-motivation with a go-getter attitude Comfortable working in a high-performance, target-driven environment What We Look For A professional who is passionate about sales and willing to go above and beyond. Someone who can thrive in a fast-paced, competitive landscape with a solution-oriented mindset.
Posted 3 days ago
1.0 - 3.0 years
3 - 3 Lacs
Visakhapatnam
On-site
Sales/Marketing Representative – Fintech Company Position: Sales/Marketing Representative Industry: Fintech Location: Andhra Pradesh Experience: 1–3 years Profile Summary A driven and customer-focused sales/marketing professional with 1–3 years of experience in B2B/B2C financial products or related sectors. Skilled in lead generation, client onboarding, and relationship management. Capable of understanding fintech products, explaining complex solutions in simple terms, and driving growth through strategic outreach. Key Responsibilities · Identify and approach potential clients (retailers, SMEs, merchants, etc.) for Fintech offerings such as digital payments, lending, invoice-based financing, etc. · Conduct product demonstrations and training sessions for customers. · Manage onboarding, documentation, and KYC processes. · Build and maintain strong client relationships for repeat business. · Collect feedback, track market trends, and report customer insights. · Achieve sales targets and contribute to regional or zonal business goals. · Coordinate with backend teams for customer service, disbursements, or technical issues. Key Skills · Excellent communication and persuasion skills · Good understanding of financial services (loans, UPI, credit, etc.) · CRM tools and Excel familiarity · Negotiation and objection handling · Local language proficiency (if working in a regional market) · Problem-solving and adaptability in field conditions Educational Background · Bachelor’s degree in Business, Commerce, Finance, or related field · MBA/PGDM preferred but not mandatory Preferred Attributes · Prior experience in BFSI, fintech startups, NBFCs, or telecom field sales · Self-starter with a result-oriented mindset · Willingness to travel locally/regionally · Comfort with digital platforms and app-based operations Job Types: Full-time, Permanent Pay: ₹25,000.00 - ₹30,000.00 per month Benefits: Health insurance Provident Fund Schedule: Day shift Supplemental Pay: Performance bonus Work Location: In person
Posted 3 days ago
15.0 years
0 Lacs
Hyderabad, Telangana, India
On-site
All About Zeta Zeta is a Next-Gen Banking Tech company that empowers banks and fintechs to launch banking products for the future. It was founded by Bhavin Turakhia and Ramki Gaddipati in 2015. Our flagship processing platform - Zeta Tachyon - is the industry’s first modern, cloud-native, and fully API-enabled stack that brings together issuance, processing, lending, core banking, fraud & risk, and many more capabilities as a single-vendor stack. 20M+ cards have been issued on our platform globally. Zeta is actively working with the largest Banks and Fintechs in multiple global markets transforming customer experience for multi-million card portfolios. Zeta has over 1700+ employees - with over 70% roles in R&D - across locations in the US , EMEA , and Asia . We raised $280 million at a $1.5 billion valuation from Softbank, Mastercard, and other investors in 2021. Learn more @ www.zeta.tech , careers.zeta.tech , Linkedin , Twitter The Role You will lead the team that builds large-scale card issuing and transaction processing systems executing hundreds on policies with sub-second latencies. You will provide engineering leadership to both internal and market facing technical partnerships - helping take technical and operational decisions for long term success of the product and organization. As a Director of Engineering, you will be playing a pivotal role in enabling Zeta to deliver to its ambitions. You will work with an amazing peer group that fuels this ambition. You will take up initiatives that will transform the banking industry and modernize banking globally. You will be responsible for several engineering teams each with 8-12 people. Overall your span of management could include 60 to 90 engineers and 6-8 engineering managers. Responsibilities Define technology roadmap for various products of a business unit. Align choices to overall organization technology strategy. Work closely with teams to review architectural and technological choices for functional, cost and time to deliver fitment. Optimize processes for productivity. Build teams, assess skill gaps, plan upskilling exercises. Collaborate with operations teams to monitor and assure SLA adherence of all services. Collaborate with directors and managers of QA, Project, UX and other teams for staffing each project appropriately. Mentor and manage engineering managers for effective delivery of projects Percolate the benefits of the relevant technological choices to Product, Operations, Business and Executive teams. Be responsible to ship products at high quality in a timely manner. Skills Good understanding of distributed systems, micro-services, messaging systems and associated architectural patterns. In-depth understanding of traditional relational databases and various key-value document stores. Thorough understanding of transactional and analytical workloads Mastery in Object-oriented analysis and design. Good understanding of web and mobile application technology stack. Practitioners understand of Non-functional requirements of software and ability to make appropriate trade-off decisions Experience with CI/CD environments and automation test frameworks Good understanding of agile development practices Familiarity with production operations of large-scale systems Experience & Qualifications Overall 15 to 18 years of experience of strong experience managing software projects right from inception to launch, seeing the full lifecycle, and building enterprise systems. B.Tech/M.Tech in computer science, information technology, or a related field. Equal Opportunity Zeta is an equal opportunity employer. We celebrate diversity and are committed to creating an inclusive environment for all employees. We encourage applicants from all backgrounds, cultures, and communities to apply and believe that a diverse workforce is key to our success
Posted 3 days ago
3.0 years
0 Lacs
Delhi, India
On-site
Job Requirements Job Description: Pipeline/Relationship Manager-Business Banking Company Name: IDFC FIRST Bank Job Type: Full-Time Job Category: Retail Banking Department: Retail Banking > Business Lending > Sales > Business Lending Location: Delhi, India IDFC FIRST Bank is seeking a highly motivated and results-driven Pipeline/Relationship Manager to join our Business Banking team in Delhi, India. As a leading retail bank, we are committed to providing exceptional financial services and solutions to our clients, and we are looking for a dynamic individual to help us achieve our goals. Key Responsibilities Develop and maintain a pipeline of potential business banking clients through various channels, including networking, referrals, and cold calling Conduct thorough financial analysis and risk assessment of potential clients to determine their creditworthiness and eligibility for business loans Build and maintain strong relationships with existing business banking clients to ensure their satisfaction and retention Collaborate with internal teams, such as credit and operations, to ensure timely and efficient processing of loan applications and disbursements Stay updated on market trends and competition in the business banking sector to identify new business opportunities and maintain a competitive edge Meet and exceed sales targets and contribute to the overall growth and profitability of the business banking portfolio Qualifications Bachelor's degree in Business Administration, Finance, or a related field Minimum of 3 years of experience in business banking, sales, or a related field Strong understanding of financial products and services, particularly in the business lending space Proven track record of meeting and exceeding sales targets Excellent communication and interpersonal skills Ability to build and maintain strong relationships with clients and internal teams Strong analytical and problem-solving skills Knowledge of local market and competition in the business banking sector Proficiency in MS Office and CRM software We offer a competitive salary and benefits package, as well as opportunities for career growth and development. If you are a driven and results-oriented individual with a passion for business banking, we encourage you to apply for this exciting opportunity at IDFC FIRST Bank.
Posted 3 days ago
0 years
0 Lacs
Rohtak, Haryana, India
On-site
Company Description SBFC Finance Limited, headquartered in Mumbai, is a modern financial services institution dedicated to providing credit to small businesses and consumers. Established in 2017, SBFC acquired the retail lending operations along with the branch network and staff from Karvy Financial Services Limited. Supported by an equity infusion of ₹845 crores ($130 million) from PE investors Lyra Partners and Arpwood Partners, the company aims to leverage technology to finance 50 million small businesses. The company is driven by experienced leaders, Aseem Dhru as CEO and Mahesh Dayani as Chief Business Officer. Role Description This is a full-time on-site role for a Branch Manager, located in Rohtak. The Branch Manager will be responsible for managing the branch's sales operations, developing business strategies, and ensuring the achievement of sales targets. Daily tasks include overseeing the sales team, conducting market research, building and maintaining customer relationships, and ensuring compliance with company policies and regulatory requirements. The role will also involve handling customer inquiries and resolving issues, monitoring performance metrics, and reporting to senior management. Qualifications Proven experience in sales management, preferably in the financial services sector Strong leadership and team management skills Excellent communication, negotiation, and interpersonal skills Ability to develop and execute sales strategies Proficiency in market research and customer relationship management Knowledge of compliance and regulatory requirements in the financial sector Strong analytical and problem-solving skills.
Posted 3 days ago
6.0 years
0 Lacs
Hyderabad, Telangana, India
On-site
We have immediate opportunity for Sr. Java Developer Hyderabad 6+ years. Synechron – Hyderabad Job Role: - Sr. Java Developer Job Location: - Hyderabad About Synechron We began life in 2001 as a small, self-funded team of technology specialists. Since then, we’ve grown our organization to 14,500+ people, across 58 offices, in 21 countries, in key global markets. Innovative tech solutions for business We're now a leading global digital consulting firm, providing innovative technology solutions for business. As a trusted partner, we're always at the forefront of change as we lead digital optimization and modernization journeys for our clients. Customized end-to-end solutions Our expertise in AI, Consulting, Data, Digital, Cloud & DevOps and Software Engineering, delivers customized, end-to-end solutions that drive business value and growth. For more information on the company, please visit our website or LinkedIn community. Job Description JOB DESCRIPTION Role: Java Engineer Job type: Permanent Experience: 6 to 9 years NP – 30 Days / Immediate Mode: In Hybrid WFO Location: Hyderabad Job Description Expertise in building enterprise level applications using Java technologies Expertise in Java EE design and programming, solid understanding of multi-tiered web-based applications Working knowledge of Spring framework and design patterns Good to have expletives in frond end Angular/React JS etc. Understanding of requirements of large enterprise applications (security, entitlements, etc.) Experience with standard set of Java developments tools including IDEs, build frameworks, source code control etc. Exposure to JIRA or other ALM tools to create a productive, high quality development environment Excellent communication and presentation skills: ability to communicate in a clear and concise manner; individually or in front of a group Knowledge of Financial market, lending based products and Wealth Management. QUALIFICATION: Bachelor’s or Master’s degree in Computer Science, Engineering, or a related field. If you find this this opportunity interesting kindly share your updated profile on Pravin.Chauhan@synechron.com With below details (Mandatory) Total Experience Experience in Java : Angular or react: Current CTC Expected CTC Notice period Current Location Available for Face-to-Face interview on 6th Aug, Wednesday? Ready to relocate to Hyderabad ? If you had gone through any interviews in Synechron before? If Yes when Regards, Pravin Chauhan Pravin.Chauhan@synechron.com Hp & WhatsApp # 8956217056
Posted 3 days ago
2.0 - 3.0 years
3 - 3 Lacs
Haridwar, Uttarakhand, India
On-site
About The Opportunity A leading player in the Financial Services sector, specializing in Mortgage and Home Loan financing for salaried professionals and self-employed individuals. We offer a dynamic, on-site environment where you will play a critical role in expanding our retail home loan portfolio by forging strong client relationships and ensuring a seamless end-to-end customer experience. Role & Responsibilities Act as the primary point of contact for prospective and existing home loan customers, guiding them through product selection, application, and disbursal. Proactively source and qualify mortgage leads via tele-calling, walk-ins, referrals, and strategic partnerships with real estate agents and builders. Perform comprehensive credit assessments, verify documents, and collaborate with underwriting teams to structure loan proposals that meet both compliance and client needs. Maintain and update customer records in the CRM system, track application status, and ensure timely follow-up at each stage of the loan lifecycle. Achieve monthly and quarterly home loan disbursal targets while maintaining high standards of customer satisfaction and adherence to internal SLAs. Stay current on industry regulations, lending guidelines, and competitive product offerings to provide clients with accurate information and tailored solutions. EDUCATIONAL QUALIFICATIONS & CERTIFICATIONS Qualification: Graduate in any discipline Relevant Job Experience 2-3 years of relevant experience in BFSI domain.Skills: loan,mortgage lead sourcing,loan proposal structuring,home loan,credit assessment,crm software,crm,document verification,bfsi,customer relationship management
Posted 3 days ago
2.0 - 3.0 years
3 - 3 Lacs
Dehradun, Uttarakhand, India
On-site
About The Opportunity A leading player in the Financial Services sector, specializing in Mortgage and Home Loan financing for salaried professionals and self-employed individuals. We offer a dynamic, on-site environment where you will play a critical role in expanding our retail home loan portfolio by forging strong client relationships and ensuring a seamless end-to-end customer experience. Role & Responsibilities Act as the primary point of contact for prospective and existing home loan customers, guiding them through product selection, application, and disbursal. Proactively source and qualify mortgage leads via tele-calling, walk-ins, referrals, and strategic partnerships with real estate agents and builders. Perform comprehensive credit assessments, verify documents, and collaborate with underwriting teams to structure loan proposals that meet both compliance and client needs. Maintain and update customer records in the CRM system, track application status, and ensure timely follow-up at each stage of the loan lifecycle. Achieve monthly and quarterly home loan disbursal targets while maintaining high standards of customer satisfaction and adherence to internal SLAs. Stay current on industry regulations, lending guidelines, and competitive product offerings to provide clients with accurate information and tailored solutions. EDUCATIONAL QUALIFICATIONS & CERTIFICATIONS Qualification: Graduate in any discipline Relevant Job Experience 2-3 years of relevant experience in BFSI domain.Skills: loan,mortgage lead sourcing,loan proposal structuring,home loan,credit assessment,crm software,crm,document verification,bfsi,customer relationship management
Posted 3 days ago
2.0 - 3.0 years
3 - 3 Lacs
Haldwani, Uttarakhand, India
On-site
About The Opportunity A leading player in the Financial Services sector, specializing in Mortgage and Home Loan financing for salaried professionals and self-employed individuals. We offer a dynamic, on-site environment where you will play a critical role in expanding our retail home loan portfolio by forging strong client relationships and ensuring a seamless end-to-end customer experience. Role & Responsibilities Act as the primary point of contact for prospective and existing home loan customers, guiding them through product selection, application, and disbursal. Proactively source and qualify mortgage leads via tele-calling, walk-ins, referrals, and strategic partnerships with real estate agents and builders. Perform comprehensive credit assessments, verify documents, and collaborate with underwriting teams to structure loan proposals that meet both compliance and client needs. Maintain and update customer records in the CRM system, track application status, and ensure timely follow-up at each stage of the loan lifecycle. Achieve monthly and quarterly home loan disbursal targets while maintaining high standards of customer satisfaction and adherence to internal SLAs. Stay current on industry regulations, lending guidelines, and competitive product offerings to provide clients with accurate information and tailored solutions. EDUCATIONAL QUALIFICATIONS & CERTIFICATIONS Qualification: Graduate in any discipline Relevant Job Experience 2-3 years of relevant experience in BFSI domain.Skills: loan,mortgage lead sourcing,loan proposal structuring,home loan,credit assessment,crm software,crm,document verification,bfsi,customer relationship management
Posted 3 days ago
10.0 - 14.0 years
0 Lacs
Chennai, Tamil Nadu, India
On-site
Skill required: NA - Business Transformation Designation: Business Transformation Assoc Manager Qualifications: Any Graduation/Master of Business Administration Years of Experience: 10 to 14 years About Accenture Accenture is a global professional services company with leading capabilities in digital, cloud and security.Combining unmatched experience and specialized skills across more than 40 industries, we offer Strategy and Consulting, Technology and Operations services, and Accenture Song— all powered by the world’s largest network of Advanced Technology and Intelligent Operations centers. Our 699,000 people deliver on the promise of technology and human ingenuity every day, serving clients in more than 120 countries. We embrace the power of change to create value and shared success for our clients, people, shareholders, partners and communities.Visit us at www.accenture.com What would you do? In this role, you will be expected to develop transformation vision, assess vision feasibility and capability gaps, plan journey management. Also, translate economic trends into industry competitive advantage, transform a business to enable profitable & sustainable growth. Develop transformation vision, assess vision feasibility and capability gaps, plan journey management. Translate economic trends into industry competitive advantage, transform a business to enable profitable & sustainable growth. We are looking for resources having hands on experience in driving automation and transformation projects in Banking (preferably in Core Banking, Fraud Operations & Lending). In this role, you will be expected to work closely with different onshore client stakeholders and will be a bridge between them and the RPA developers in the overall RPA COE such that you transform the business process and enable profitability with sustainable automation. What are we looking for? Banking services RPA Business Analyst Business Transformation Lean Six Sigma Project Management Professional (PMP) Roles and Responsibilities: Identify automation opportunities suitable for RPA by conducting process walkthroughs, performing feasibility assessment Collaborate with client stakeholders on the business and technology side to finalize the RPA pipeline and steer the RPA projects forward Define & validate business & functional requirements in process definition document for RPA suitable process Interact with developers on RPA (new & change) pipeline, take them through process documentation, and enable them to execute on the RPA development as per project timelines Work with business to plan & execute UAT with all test scenarios Ability to think logically and understand intricate processes such that business rules cover all process scenarios thereby improving BOT’s Straight Through Processing Review changes on existing BOTs and support change management documentation Track and report autonomous BOT performance and come up with great problem-solving skills for improving BOT performance
Posted 3 days ago
2.0 - 3.0 years
3 - 3 Lacs
Lucknow, Uttar Pradesh, India
On-site
About The Opportunity A leading player in the Financial Services sector, specializing in Mortgage and Home Loan financing for salaried professionals and self-employed individuals. We offer a dynamic, on-site environment where you will play a critical role in expanding our retail home loan portfolio by forging strong client relationships and ensuring a seamless end-to-end customer experience. Role & Responsibilities Act as the primary point of contact for prospective and existing home loan customers, guiding them through product selection, application, and disbursal. Proactively source and qualify mortgage leads via tele-calling, walk-ins, referrals, and strategic partnerships with real estate agents and builders. Perform comprehensive credit assessments, verify documents, and collaborate with underwriting teams to structure loan proposals that meet both compliance and client needs. Maintain and update customer records in the CRM system, track application status, and ensure timely follow-up at each stage of the loan lifecycle. Achieve monthly and quarterly home loan disbursal targets while maintaining high standards of customer satisfaction and adherence to internal SLAs. Stay current on industry regulations, lending guidelines, and competitive product offerings to provide clients with accurate information and tailored solutions. EDUCATIONAL QUALIFICATIONS & CERTIFICATIONS Qualification: Graduate in any discipline Relevant Job Experience 2-3 years of relevant experience in BFSI domain.Skills: loan,mortgage lead sourcing,loan proposal structuring,home loan,credit assessment,crm software,crm,document verification,bfsi,customer relationship management
Posted 3 days ago
0 years
0 Lacs
Muzaffarpur, Bihar, India
On-site
Company Description Spandana Sphoorty Financial Limited (SSFL) is a Non-Banking Finance Company (NBFC) licensed by the Reserve Bank of India. Established in 1998 as a micro-credit program, SSFL has expanded to support low-income households, particularly women, in rural and urban areas. By providing financial services, SSFL aims to improve livelihoods, establish identity, and enhance self-esteem through group-based and individual micro-credit lending models. Headquartered in Hyderabad, SSFL offers various financial products, including farm equipment loans and gold loans. Role Description This is a full-time on-site role for a Senior Executive Human Resources, located in Muzaffarpur. The Senior Executive Human Resources will be responsible for managing HR operations, developing and implementing HR policies, and maintaining employee relations. Day-to-day tasks include overseeing recruitment processes, managing employee performance, addressing employee grievances, and ensuring compliance with legal and regulatory requirements. Qualifications HR Management and HR Operations skills Expertise in Employee Relations and HR Policies Proficiency in Human Resources (HR) practices Strong communication and interpersonal skills Ability to work independently and collaboratively on-site Relevant experience in the finance or microfinance industry is a plus Bachelor's degree in Human Resources, Business Administration, or a related field
Posted 3 days ago
1.0 years
0 Lacs
Karnataka, India
On-site
Job Description Every career journey is personal. That's why we empower you with the tools and support to create your own success story. Be challenged. Be heard. Be valued. Be you ... be here. Job Summary The Model Development Analyst 1 is responsible for generating data-driven insights into all modeling needs of the Banks and the practical results of models. This role’s focus is to help the Banks understand their risk profiles along with risk management processes that are needed in support of those risk profiles. Besides capital modeling, the Model Development Analyst 1 takes ownership of stress testing in other areas, including the stress testing required by the Dodd-Frank Act Stress Tests (DFAST), liquidity stress testing, and other. This position is also responsible for models such as Current Expected Credit Loss (CECL), Pricing, etc. In addition, this Analyst is responsible for analyzing the effects of policy and strategy changes on outcomes. Some of this analysis entails the building of models while some will require other analytical skills. Essential Job Functions Analytics - Work with the team leader to establish portfolio-level financial analyses to understand emerging trends, size financial impacts, and answer key leadership questions. Conduct data integrity checks and applicable data pre-processing such as treatment of missing values and outliers. Conduct exploratory data analysis for preliminary data insights to drive the selection of modeling approach that best addresses the business problem. Assist in building predictive models using statistical methodologies like decision trees, regression modeling, and clustering. Utilize knowledge of macro-economic variables and macro-economic scenarios for economic capital prediction and stress testing. Create standard operating procedures and documentation for key processes. Business Relationships - Summarize results into key insights that are easy to understand and prove useful and present key findings and recommended solutions to internal and external business partners. Provide recommendations regarding how to use data science and models to drive critical business decisions. Translate partners’ business needs into analytics projects and quickly estimate potential benefit. Demonstrate knowledge of the business, such as drivers of profitability, system capabilities, and company goals. Collaboration - Under supervision and guidance, translate analytical results into useful recommendations for review with manager. Demonstrate strong verbal and written communication skills when working with internal partners and when presenting results to various audiences. Work across the finance organization with other data scientists to coordinate standardizing definitions / calculations, sharing of best practices, development of foundational knowledge of credit card operations, banking, financial, loyalty rewards, retail, and credit card regulations while working with the business. Collaborate with other data scientists in the company to share best practices and data science innovations. Data Science Innovation – With direction from leader, research industry trends in data science of new tools, emerging algorithms, advanced platforms, and alternative data to enhance modeling effectiveness and efficiency. Conduct use case testing for new tools/techniques/platforms/data and provide user input/feedback. Reports To: Lead or above Direct Reports: None Working Conditions/Physical Requirements Normal Office Environment. Hybrid role, work in corporate office as required. Minimum Qualifications Bachelor’s degree in Finance, Statistics, Econometrics, Quantitative Analysis, Economics or related field of study. Preferred Qualifications Master’s degree in Finance, Statistics, Econometrics, Quantitative Analysis, Economics or related field of study. Certified or pursuing CFA, FRM, or equivalent certifications. 1+ years of relevant experience in Model risk, data analytics or financial reporting. Experience with Python, SQL, or SAS. Knowledge, Skills And Abilities Stress testing Verbal and written communication skills Collaboration Other Duties This job description is illustrative of the types of duties typically performed by this job. It is not intended to be an exhaustive listing of each and every essential function of the job. Because job content may change from time to time, the Company reserves the right to add and/or delete essential functions from this job at any time. About Bread Financial At Bread Financial, you’ll have the opportunity to grow your career, give back to your community, and be part of our award-winning culture. We’ve been consistently recognized as a best place to work nationally and in many markets and we’re proud to promote an environment where you feel appreciated, accepted, valued, and fulfilled—both personally and professionally. Bread Financial supports the overall wellness of our associates with a diverse suite of benefits and offers boundless opportunities for career development and non-traditional career progression. Bread Financial® (NYSE: BFH) is a tech-forward financial services company that provides simple, personalized payment, lending, and saving solutions to millions of U.S consumers. Our payment solutions, including Bread Financial general purpose credit cards and savings products, empower our customers and their passions for a better life. Additionally, we deliver growth for some of the most recognized brands in travel & entertainment, health & beauty, jewelry and specialty apparel through our private label and co-brand credit cards and pay-over-time products providing choice and value to our shared customers. To learn more about Bread Financial, our global associates and our sustainability commitments, visit breadfinancial.com or follow us on Instagram and LinkedIn. All job offers are contingent upon successful completion of credit and background checks. Bread Financial is an Equal Opportunity Employer. Job Family Enterprise Risk Job Type Regular
Posted 3 days ago
15.0 years
0 Lacs
Gurugram, Haryana, India
On-site
PURPOSE OF THE JOB: To define, implement, and oversee the credit strategy and risk framework for the Loan Against Property (LAP) business (ticket size up to ₹75 Lacs). The role is accountable for ensuring sustainable portfolio growth while maintaining optimal risk–return balance. Responsibilities include policy formulation, governance, portfolio oversight, and enabling business teams to achieve disbursement and profitability targets with strong asset quality. KEY RESPONSIBILITIES: 1. Credit Strategy & Policy Develop and update credit policies, underwriting guidelines, and scorecards tailored for LAP. Align credit risk frameworks with RBI/NBFC regulatory guidelines and internal risk appetite. Define risk-based pricing models and establish TAT benchmarks for approval processes. 2. Underwriting & Portfolio Management Lead national underwriting operations, ensuring robust borrower and collateral evaluation. Monitor portfolio vintage-wise delinquencies, early warning indicators, and NPA trends, initiating corrective measures. Approve high-value or exception cases beyond delegated authority levels of zonal/regional credit managers. 3. Operational Excellence Standardize credit approval workflows across branches, hubs, and digital channels. Collaborate with Technology & Operations to digitize credit journeys, integrate LOS/LMS systems, and improve risk analytics. 4. Business Collaboration Partner with Sales & Product teams to design profitable customer segments, sourcing strategies, and new product variants. Provide policy refreshers, credit training, and guidance to Sales teams, DSAs, and regional credit units. 5. Governance & Compliance Ensure zero major audit observations and adherence to internal/external compliance requirements. Present portfolio health reports to senior leadership, credit committees, and risk boards regularly. 6. Team Leadership Lead & mentor regional/zonal credit heads and credit analysts, driving productivity, quality, and succession planning. Foster a high-performance, compliance-oriented culture with clear accountability metrics. REQUIRED KNOW-HOW SKILLS: Domain Knowledge Deep expertise in retail secured lending (LAP, MSME, Home Loans). Strong understanding of property valuation, legal scrutiny, and surrogate income assessment for self‑employed borrowers. Regulatory knowledge of RBI/NBFC norms, KYC/AML guidelines. Technical Skills Credit MIS & portfolio analytics, delinquency dashboards, and scorecards. Familiarity with LOS/LMS systems and digital underwriting platforms. Basic knowledge of risk modeling, policy automation, and digitization initiatives. Leadership & Behavioral Competencies Strategic decision‑making and risk appetite calibration. Ability to balance business growth and portfolio quality. Strong stakeholder management & cross‑functional collaboration. Proven team leadership, mentoring, and succession planning skills. Education & Experience MBA (Finance/Risk), CA, or equivalent qualification. 10–15 years of credit & risk management experience, with at least 5 years in a leadership role in LAP/secured lending.
Posted 3 days ago
8.0 years
0 Lacs
Gurugram, Haryana, India
On-site
PURPOSE OF THE JOB: To establish, lead, and manage the legal underwriting and collateral documentation framework for the Loan Against Property (LAP) business. This role ensures high-quality legal diligence, enforceability of mortgage documentation, vendor performance, and compliance across states—supporting scalable and secure disbursement. KEY RESPONSIBILITIES: 1. Legal Due Diligence & Documentation Create and update legal due diligence checklists—covering title verification, encumbrance status, mutation, registration, and local regulation compliance Review & approve title opinion reports, mortgage deeds, sanction letters, and ensure legal completeness before disbursal 2. Vendor Empanelment & Performance Management Empanel law firms, search agencies, and advocates nationally, establishing SLAs, quality KPIs, and regional benchmarks Conduct periodic vendor audits, performance reviews, and ensure TAT/compliance adherence. 3. Policy, SOPs & Regional Compliance Develop and institutionalize SOPs/legal policy manuals, with state-level adaptations for rural, semi-urban, and urban markets Stay updated on changes in property, mortgage, SARFAESI, IBC, and register necessary updates. 4. Recovery & Enforcement Support Support recovery actions, including SARFAESI applications, foreclosure, litigation, and arbitration Collaborate with operations and collections for legal escalations and secure enforcement remedies. 5. Advisory & Cross‑functional Collaboration Act as legal advisor to Credit, Ops, Collections, Risk, and Sales teams—offering timely legal clarity and training Conduct frequent internal workshops on legal documentation practices and risk signals. 6. MIS, Reporting & Governance Build dashboards to track legal due diligence cases, vendor performance, TAT, title exceptions, and risks. Lead periodic legal audits, respond to findings, and report updates to National Credit Head and Audit/Risk committees. KNOW HOW SKILLS: Domain Knowledge Strong grasp of Indian property laws, SARFAESI, IBC, RERA, Land Registration, Stamp, and local municipal laws Experience in secured-lending documentation, title/legal due diligence, and recovery regulations. Technical Skills Drafting and reviewing mortgage deeds, loan agreements, SARFAESI notices, and title opinion letters Familiarity with LOS/DMS systems for legal documentation tracking. Leadership & Behavioral Competencies Vendor negotiation, vendor quality management, and SLA governance. Excellent stakeholder management and cross-functional collaboration. Strong communicator and trainer in legal documentation standards. Education & Experience LLB / LLM from recognized university; Advanced degrees a plus 7–8 years of legal experience in NBFC/Bank mortgage lending, including 2+ years in team leadership. PAN-India exposure, especially in tier-2/-3 markets; multi-language skills preferred (Hindi + regional).
Posted 3 days ago
5.0 years
0 Lacs
Gurugram, Haryana, India
On-site
Our Client: Is a leading fintech platform transforming the way Indians manage their finances. By leveraging technology, we offer smarter, faster, and more convenient financial solutions. With over ₹1000 crore in monthly investments and 2 million+ transactions, we hold a significant share of the online investment market. Job Title: Lead Corporate Sales Experience: 5+ years Education: MBA preferred Locations: Gurugram About the Role: We are looking for an experienced Lead – Corporate Sales to drive the regional charter for a growing B2B2C business. This strategic role involves acquiring and managing corporate partnerships, acting as a trusted advisor to senior HR, Finance, and Rewards stakeholders, and enabling organizations to offer impactful financial solutions to employees. The role demands strong enterprise sales skills, business acumen, and end-to-end relationship ownership , with a focus on driving employee engagement, adoption, and sustained business growth. Key Responsibilities: 1. Corporate Acquisition & Onboarding: Identify, reach out to, and onboard new accounts. Pitch the company’s suite of financial wellness products as part of their employee benefits program. Establish strong entry points with HR, Admin, Rewards, and Finance stakeholders. 2. Strategic Relationship Management: Act as the primary point of contact for the clients. Build and execute long-term engagement plans tailored to each corporate account. Maintain high levels of client satisfaction, ensuring repeat engagement and referrals. 3. Employee Engagement & Product Activation: Collaborate with marketing and product teams to design and deliver employee engagement campaigns. Conduct in-person sessions, virtual webinars, and financial wellness events to educate and activate users. Track and optimize adoption and activation metrics across corporate accounts. 4. Revenue & Growth Ownership Own product usage and revenue targets from assigned clients. Identify and pursue upsell and cross-sell opportunities within corporate accounts. Drive retention and ensure continuous value delivery to clients. Requirements: You must have strong B2B2C/institutional selling and relationship management skills You must have ability to influence senior stakeholders and navigate large organizations You must have excellent communication, presentation, and consultative sales capabilities You must be a Self-starter with a growth mindset and ownership attitude Experience in financial products (investments, insurance, lending, wellness, etc.) is preferred,
Posted 3 days ago
0 years
0 Lacs
Indore, Madhya Pradesh, India
On-site
Company Description Equitas Small Finance Bank is deeply integrated within the communities where we live and work, providing seamless banking services to help individuals, families, businesses, and entire communities achieve their financial aspirations. We are dedicated to being good neighbors and are committed to our legacy of philanthropy. Our mission is to transform how banking is imagined, delivered, and experienced, with Fairness and Transparency being our core values. Role Description This is a full-time on-site role for a Mortgage Relationship Manager, located in Indore. The Mortgage Relationship Manager will be responsible for developing and maintaining relationships with clients seeking mortgage loans. Day-to-day tasks include assessing client needs, advising on mortgage products, processing applications, ensuring compliance with banking regulations, and maintaining accurate records. The role requires close collaboration with various departments to ensure smooth processing and customer satisfaction. Qualifications Experience in relationship management, customer service, and client advising Knowledge of mortgage products, lending processes, and banking regulations Strong analytical and problem-solving skills Excellent communication and interpersonal skills Ability to work independently and within a team Bachelor's degree in Finance, Business Administration, or a related field Experience in the banking or financial services industry is a plus
Posted 3 days ago
8.0 years
0 Lacs
Bihar, India
On-site
Job Title: Cluster Manager – Home Loan Department: Retail Lending – Home Loan Vertical Reporting To: Regional Sales Head / Zonal Head Location: Multiple locations across the following states: Andhra Pradesh, Assam, Bihar, Chandigarh (UT), Delhi (NCT), Goa, Gujarat, Jharkhand, Kerala, Madhya Pradesh, Maharashtra, Odisha, Tamil Nadu, Telangana, Uttar Pradesh Job Overview: The Cluster Manager – Home Loan will oversee the home loan sourcing and disbursement operations within an assigned cluster of branches and regions. The role involves leading a team, driving business growth through diverse sourcing channels, maintaining high service standards, and ensuring compliance with internal and regulatory guidelines. Key Responsibilities: 1. Sales & Business Development Achieve disbursement and login targets as per business goals. Explore and develop new sourcing opportunities and market segments. 2. Team Management Lead a team of Sales Managers, Relationship Officers/Managers, and Coordinators. Allocate targets, monitor performance, and conduct regular team reviews. Offer on-ground support and coaching to enhance productivity. 3. Channel & Branch Coordination Partner with bank branches for lead generation and business enhancement. Strengthen relationships with DSAs, connectors, builders, and real estate partners. 4. Credit & Documentation Ensure proper documentation before file login. Liaise with credit and operations for timely approvals and disbursements. 5. Compliance & Portfolio Quality Ensure adherence to KYC, AML, and internal lending policies. Monitor sourcing quality to reduce delinquencies and manage audit readiness. 6. Customer Service Ensure smooth customer experience throughout the loan lifecycle. Address customer grievances and drive business through referrals. Key Skills Required: In-depth knowledge of home loan products and lending ecosystem. Strong leadership, coaching, and team-handling experience. Solid grasp of credit underwriting and documentation norms. Excellent communication, negotiation, and relationship-building skills. Proficiency in MS Office, Loan Origination Systems, and CRM platforms. Qualifications & Experience: Education: Graduate in any discipline (mandatory); MBA in Marketing/Finance (preferred). Experience: Minimum 8 years in the home loan industry with at least 5 years in a leadership role. Experience in banks, NBFCs, or HFCs is desirable. Remuneration: Compensation will be commensurate with experience, qualifications, and suitability. The right candidate will be offered an attractive CTC package, which will not be a constraint for deserving individuals. Let me know if you'd like this turned into a PDF, job posting banner, or emailer format.
Posted 3 days ago
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