4319 Lending Jobs - Page 2

Existing liability customers are pitched for Gold loans. Ensure month on month growth in EOP (Execution only platform) Assets for Gold loan business/per branch. Customer Follow ups to be done at regular intervals for timely renewal of cases so as to ensure Minimum renewal pending cases. Co-ordination with valuers to be done time to time basis. Ensure most of the customers are aligned to pay valuation charges as per product norms. Ensuring healthy collections with Nil First Equally Monthly Installment /FPD and minimizing fresh flow in Bucket X. PSL(Priority sector lending) Tagging and should be aware about PSL norms. Helping branch liability team in Audits and ensuring proper communications to customer before any packet Opening. Conduct Marketing activities in the local market for generating NTB gold loan customers. Willingness to work extensively in the field and travel across the region on short notice. Carrying out ad-hoc activities as per the requirement of the department. Job Type: Full-time Pay: ₹20,000.00 - ₹30,000.00 per month Benefits: Cell phone reimbursement Health insurance Provident Fund Schedule: Day shift Supplemental Pay: Performance bonus Yearly bonus Work Location: In person

Position title Credit Analyst Description We are looking for a meticulous and forward-thinking Credit Analyst to join our underwriting and credit team. You will play a key role in evaluating creditworthiness, analyzing financial statements, assessing risk, and structuring optimal credit solutions for MSMEs across various sectors. This role will directly contribute to building a robust and scalable credit infrastructure for Karncy’s lending ecosystem. Job Location Hyderabad Responsibilities Conduct in-depth financial and operational analysis of MSME borrowers including balance sheet, P&L, and cash flow assessment. Evaluate customer credit applications using data from GST returns, banking transactions, trade references, and credit bureaus. Develop credit scoring models, risk assessment tools, and early warning systems for default prevention. Prepare detailed credit appraisal notes and recommendations for approval committees. Monitor and review existing portfolios to ensure timely risk mitigation and covenant compliance. Collaborate with sales, legal, and operations teams to structure and finalize credit solutions. Maintain strong knowledge of industry trends, sector risks, and policy frameworks impacting MSMEs. Engage with underwriting partners, NBFCs, and insurers to co-design risk-sharing models. Qualifications Bachelor’s/Master’s degree in Finance, Accounting, Economics, or related field. 3+ years of experience in credit underwriting, preferably in MSME, NBFC, invoice discounting, or fintech domains. Proficiency in financial modeling, ratio analysis, and risk evaluation tools. Strong analytical and communication skills with an eye for detail. Familiarity with credit bureau reports, GST analysis, and banking transaction interpretation. Understanding of RBI and regulatory frameworks for MSME lending is a plus. Preferred Attributes Prior experience in a fintech lending or invoice discounting platform. Knowledge of escrow structures, credit insurance, and alternative data underwriting. Proficiency with credit automation tools, Excel, and financial analytics platforms. Job Benefits Why Join Karncy? Be part of a mission-driven team unlocking capital for India’s growth engines – MSMEs. Shape innovative financial products in a rapidly evolving sector. Enjoy flexibility, ownership, and a collaborative work environment. Show more Show less

At American Express, our culture is built on a 175-year history of innovation, shared values and Leadership Behaviors, and an unwavering commitment to back our customers, communities, and colleagues. As part of Team Amex, you'll experience this powerful backing with comprehensive support for your holistic well-being and many opportunities to learn new skills, develop as a leader, and grow your career. Here, your voice and ideas matter, your work makes an impact, and together, you will help us define the future of American Express. American Express International Card Services (ICS) is a leading issuer and provider of Consumer and Commercial products and services across many countries around the world. The ICS Lending Center of Excellence (COE) team vision is to ensure each customer has access to flexible payment options, relevant rewards, and the powerful backing of American Express. As we continue growing our customer base, ICS Lending must ensure our customers and shareholders can realize maximum value. To support this agenda, we are seeking a colleague that can collaborate with multiple partners across numerous business units, functional areas, and geographies to: Work with product, risk, and marketing teams to enable long-term profitable growth: You will partner and collaborate with colleagues across international markets to ensure our lending products deliver on their promise to our customers. Drive Excellence across Product actions to grow our business: Design, lead, and operate effective controls across ICS Lending products. Delivering outstanding products for our customers and shareholders calls for operational excellence in everything we do. Actionable insights: Provide regular insights highlighting testing outcomes, business risks, and recommendations to further strengthen our processes. Communicate effectively and build relationships: Demonstrate a passion for building strong working relationships across regional and international partners (product, marketing, credit risk, insights, servicing, operational risk, technology, GCO, LOBCO) to deliver lending excellence. Lead with a customer first approach, and one that is grounded with the external environment: You will have international experience, a customer-first approach, and do things the right way to help the international business excel. Lead the development of new Smart Monitoring KRIs that will allow to strengthen the control environment over multiple ICS Markets. Identify opportunities to strengthen the control environment on AR Platforms and Line related processes Minimum Qualifications: Solid understanding of the economics of lending products and key levers of profitability with strong analytical skills Strong verbal, written communication and interpersonal skills Proactive and driven individual with an eye for detail Proficiency in SQL or Python Bachelor’s degree in relevant field (Finance, Economics, Business Administration, Engineering, Mathematics, Physics, Actuarial Sciences), Master’s degree is a plus. 1+ years of work experience in a high-growth product or risk management team. Ability to translate desired controls into systematic KRIs that can be automatically executed. Experience on operational risk management and self-testing, including ORE and PRSA management. Nice to have knowledge about internal control frameworks. We back you with benefits that support your holistic well-being so you can be and deliver your best. This means caring for you and your loved ones' physical, financial, and mental health, as well as providing the flexibility you need to thrive personally and professionally: Competitive base salaries Bonus incentives Support for financial-well-being and retirement Comprehensive medical, dental, vision, life insurance, and disability benefits (depending on location) Flexible working model with hybrid, onsite or virtual arrangements depending on role and business need Generous paid parental leave policies (depending on your location) Free access to global on-site wellness centers staffed with nurses and doctors (depending on location) Free and confidential counseling support through our Healthy Minds program Career development and training opportunities American Express is an equal opportunity employer and makes employment decisions without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, veteran status, disability status, age, or any other status protected by law. Offer of employment with American Express is conditioned upon the successful completion of a background verification check, subject to applicable laws and regulations.

Role: Business Analyst Exp-5-10 yrs Notice Period: Immediate Location: Gurugram Domain Knowledge :- C&IB Client Onboarding, Risk and Credit scoring, Lending, AML, and KYC. Skills :- Strong communication skills (English) and documentation Roles and Responsibilities Conduct client onboarding process, including KYC verification and AML checks. Perform credit risk assessment through credit scoring and underwriting. Manage loan origination, processing, and disbursement activities. Ensure compliance with LOS (Loan Operations System) policies and procedures. Collaborate with cross-functional teams for seamless integration of new products/services. Desired Candidate Profile 5-10 years of experience in Business Analysis or related field. Strong understanding of lending processes, including credit risk management, credit scoring, and anti-money laundering regulations. Bachelor's degree in Any Specialization (B.Tech/B.E.). Best Regards Saraschandra Talent Resource Specialist +91 8074872747 saraschandra@nishtechnologies.com Nish Technologies |* LinkedIN* Job Type: Full-time Pay: ₹1,200,000.00 - ₹1,800,000.00 per year Schedule: Day shift Rotational shift Work Location: In person

Business Development Intern (BDI) - Banking & Financial Services As a Business Development Intern in the banking and financial services industry, you will support efforts to drive business growth, assist in daily operations, and help build strong industry relationships. This internship provides hands-on exposure to banking, financial products, and strategies to support business development, with a focus on collaborating with banks and financial institutions to identify new opportunities. Key Responsibilities: Operations Support Assist in managing daily operations, tracking progress toward business goals, and ensuring smooth processes to maintain customer satisfaction. Banking Knowledge Learn about financial products, regulatory requirements, and client management to enhance your understanding of the banking sector. MSME Assistance Help develop financial solutions for MSMEs, focusing on loan access and growth strategies tailored to their specific needs. Credit Guarantee Fund Scheme (CGTSME) Support efforts to guide MSME clients through government-backed credit guarantee programs, enhancing their borrowing capacity. Retail Loan Support Assist in managing retail loan products such as personal, home, and auto loans, ensuring they align with customer needs. Product Development & Marketing Contribute to the development and promotion of loan products based on market trends and customer feedback. Credit Risk Awareness Learn about credit risk evaluation and approval processes, gaining insight into strategies to minimize risks. Lending Process Assistance Support the lending process from initial inquiry to loan disbursement, ensuring compliance and efficiency. Team Collaboration Work closely with the team to meet business objectives, gaining experience in teamwork and organizational management. Product Knowledge Development Stay informed about financial products, loan features, and industry trends to build a strong foundation in banking services. Networking Support Help build relationships with banks and financial institutions by attending industry events and supporting collaboration efforts. Job Type: Full-time Pay: ₹8,000.00 - ₹10,000.00 per month Schedule: Day shift Experience: total work: 1 year (Preferred) Work Location: In person

Internship or Fresher Opportunity: Sales @ SimplyFI Innovations Pte Ltd Location: Bangalore Mode: On-site About SimplyFI: SimplyFI Innovations is a fast-growing fintech company empowering global banks and financial institutions with cutting-edge solutions in AI Agents, Automation, Blockchain, and ESG. We specialize in digital lending, trade finance, and supply chain financing. About the Role: We’re looking for enthusiastic and driven interns to join our Enterprise Sales team. This is a great opportunity to gain hands-on experience in fintech sales, client engagement, and market research. Responsibilities: Client Engagement: Assist in building and maintaining relationships with banking and NBFC clients. Sales Support: Help in prospecting, preparing pitch materials, and coordinating meetings. Solution Research: Understand client needs and support the team in proposing tailored fintech solutions. Market Insights: Stay updated on trends in digital lending, trade finance, and emerging technologies like Blockchain and AI. Team Collaboration: Work closely with sales, technical, and support teams to ensure smooth operations. Qualifications: Pursuing or recently completed a bachelor’s degree in business, technology or related fields. Strong interest in sales, fintech, and emerging technologies. Good communication, presentation and interpersonal skills. Eagerness to learn and contribute in a fast-paced environment. Show more Show less

At EY, you’ll have the chance to build a career as unique as you are, with the global scale, support, inclusive culture and technology to become the best version of you. And we’re counting on your unique voice and perspective to help EY become even better, too. Join us and build an exceptional experience for yourself, and a better working world for all. About EY GDS Global Delivery Services (GDS) is a dynamic and truly global delivery network. Across our six locations, we work with teams from all EY service lines, geographies and sectors, and play a vital role in the delivery of the EY growth strategy. We operate from six countries and sixteen cities: Argentina (Buenos Aires) China (Dalian) India (Bangalore, Chennai, Gurgaon, Hyderabad, Kochi, Kolkata, Mumbai, Noida, Trivandrum) Philippines (Manila) Poland (Warsaw and Wroclaw) UK (Manchester, Liverpool) Careers in EY Global Delivery Services Join a team of over 50,000 people, working across borders, to provide innovative and strategic business solutions to EY member firms around the world. Join one of our dynamic teams From accountants to coders, we offer a wide variety of fulfilling career opportunities that span all business disciplines Our Consulting practice provides differentiated focus on the key business themes to help our clients solve better questions around technology. Our vision is to be recognized as a leading provider of differentiated technology consulting services, harnessing new disruptive technology, alliances and attracting talented people to solve our clients' issues. It's an exciting time to join us and grow your career as a technology professional. A technology career is about far more than leading-edge innovations. It’s about the application of these technologies in the real world to make a real, meaningful impact. We are looking for highly motivated, articulate individuals who have the skills to the technology lifecycle and are passionate about designing innovative solutions to solve complex business problems. Your career in Consulting can span across these technology areas/ services lines: Digital Technologies: We are a globally integrated digital architecture and engineering team. Our mission is to deliver tailored, custom-built end to end solutions to our customers that are Digital, Cloud Native and Open Source. Our skills include Experience design, UI development, Design Thinking, Architecture & Design, Full stack development (.Net/ Java/ SharePoint/ Power Platform), Emerging Technologies like Block Chain, IoT, AR\VR, Drones, Cloud and DevSecOps. We use industrialized techniques, built on top of agile methods utilizing our global teams to deliver end to end solutions at best unit cost proposition. Testing Services: We are the yardstick of quality software product. We break something to make the product stronger and successful. We provide entire gamut of testing services including Busines / User acceptance testing. Hence this is a team with all round skills such as functional, technical and process. Data & Analytics: Data and Analytics is amongst the largest and most versatile practices within EY. Our sector and domain expertise combined with technical skills in data, cloud, advanced analytics and artificial intelligence differentiates us in the industry. Our talented team possesses cross-sector and cross-domain expertise and a wide array of skills in Information Management (IM), Business Intelligence (BI), Advance Analytics (AA) and Artificial Intelligence (AI) Oracle: We provide one-stop solution for end-to-end project implementation enabled by Oracle and IBM Products. We use proven methodologies, tools and accelerators to jumpstart and support large Risk and Finance Transformation. We develop solutions using various languages such as SQL or PL/ SQL, Java, Java Script, Python, IBM Maximo and other Oracle Utilities. We also provide consulting services for streamlining the current reporting process using various Enterprise Performance Management tools. SAP: By building on SAP’s S/4HANA digital core and cloud services, EY and SAP are working to help organizations leverage industry-leading technologies to improve operational performance. This collaboration helps drive digital transformation for our clients across areas including finance, human resources, supply chain and procurement. Our goal is to support clients as they initiate or undergo major transformation. Our capabilities span end-to-end solution implementation services from strategy and architecture to production deployment. EY supports clients in three main areas, Technology implementation support, Enterprise and Industry application implementation, Governance Risk Compliance (GRC) Technology. Banking and Capital Market Services: Banking and Capital Market Services companies are transforming their complex tax and finance functions with technologies such as AI and ML. With the right blend of core competencies, tax and finance personnel will shift to data, process and technology skills to service global clients on their Core Banking Platforms and support their business / digital transformation like Deposit system replacements, lending / leasing modernization, Cloud–native architecture (Containerization) etc. Wealth and Asset Management: We help our clients thrive in a transformative age by providing innovative services to global and domestic asset management clients to increase efficiency, effectiveness and manage the overall impact on bottom line profitability by leveraging the technology, data and digital teams. We do many operational efficiency programs and Technology Enabled Transformation to re-platform their front and Back offices with emerging technologies like AI, ML, Blockchain etc. Insurance Transformation: The current changing Macroeconomic trends continue to challenge Insurers globally. However, with disruptive technologies – including IoT, autonomous vehicles, Blockchain etc, we help companies through these challenges and create innovative strategies to transform their business through technology enabled transformation programs. We provide end to end services to Global P&C (General), Life and Health Insurers, Reinsurers and Insurance brokers. Cyber Security: The ever-increasing risk and complexity surrounding cybersecurity and privacy has put cybersecurity at the top of the agenda for senior management, the Board of Directors, and regulators. We help our clients to understand and quantify their cyber risk, prioritize investments, and embed security, privacy and resilience into every digitally-enabled initiative – from day one. Technology Risk: A practice that is a unique, industry-focused business unit that provides a broad range of integrated services where you’ll contribute technically to IT Risk and Assurance client engagements and internal projects. An important part of your role will be to actively establish, maintain and strengthen internal and external relationships. You’ll also identify potential business opportunities for EY within existing engagements and escalate these as appropriate. Similarly, you’ll anticipate and identify risks within engagements and share any issues with senior members of the team. Behavioral Competencies: Adaptive to team and fosters collaborative approach Innovative approach to the project, when required Shows passion and curiosity, desire to learn and can think digital Agile mindset and ability to multi-task Must have an eye for detail Skills needed: Should have understanding and/or experience of software development best practices and software development life cycle Understanding of one/more programming languages such as Java/ .Net/ Python, data analytics or databases such as SQL/ Oracle/ Teradata etc. Internship in a relevant technology domain will be an added advantage Qualification: BE - B. Tech / (IT/ Computer Science/ Circuit branches) Should have secured 60% and above No active Backlogs EY | Building a better working world EY exists to build a better working world, helping to create long-term value for clients, people and society and build trust in the capital markets. Enabled by data and technology, diverse EY teams in over 150 countries provide trust through assurance and help clients grow, transform and operate. Working across assurance, consulting, law, strategy, tax and transactions, EY teams ask better questions to find new answers for the complex issues facing our world today.

About Retail Portfolio Management Group The RPMG department focuses on the collections for lending business of the bank including Retail, Rural and Agri and SME Businesses among others. They also provide recovery resolutions for working capital loans and Business loans for Small Businesses and is also responsible for the receivables/collections business of the bank. About the Role The Compliance and Risk Officer (CARO) Team is responsible for ensuring the risk and compliance culture within the Retail Portfolio Management Group. Role of CARO function involves taking steps and corrective actions, wherever required, so that the processes within the department are compliant with the regulatory guidelines. Also, CARO team ensures mitigation of potential risks associated with the functions of the department through effective controls. Any gaps in processes or controls are identified and addressed by CARO either by strengthening existing controls or by designing new ones. In addition to this, CARO is also responsible for formulating management action plan (MAP) for internal audit observations, Risk Assessment Review reports resulting from RBI audit, ensuring housekeeping parameters such as review/ renewals, internal rating, EWS and RFA triggers, pending security creation, etc. are within the minimum thresholds, providing regular updates to Senior Management on status of implementation of Risk Mitigation Plan advised by RBI, sharing any new or changes in regulatory guidelines with all members of the department and ensuring facilitation of Compliance testing and RAR sustenance testing by Compliance department. For all the above function CARO team is required to coordinate across cross-functional departments such as Operational Risk, Compliance, Credit Risk, CBO, IAD and F & A. Key Responsibilities Respond to RBI queries during annual RBS audit. Co-ordinate for all the activities related to Risk Based Supervision / other regulatory inspections including the submission of data / documents and represent the department for all the queries raised during the RBI inspections. Formulate responses to RAR observations from RBI in coordination with various Business Segments and Credit Underwriting, Keep abreast with the regulatory changes and ensure dissemination and Implementation of regulations / amendments / actionable/ compliance communication in line with the milestones committed and within the timelines prescribed by regulators / internal timelines. Supervise activities of CARO team members which includes various financial reporting. monitoring of Key Risk Indicators and Key Compliance Indicators, assessment of all Risks and associated control, timely and vetted response of regulatory/ statutory correspondence to Compliance Department for onward submission, facilitation of Operational Risk and Financial Risk walkthrough, Remediation of operational risk issues and control gaps, responses to audit observations. Design new processes/ controls to address gaps highlighted by Operational Risk after risk assessment exercise and IAD after audit review. Review of Policies pertaining to Retail Lending and Collections in alignment with the regulatory guidelines Monitoring the Compliance Risk / Operational risk dashboards / risk movements of assessment units and flagging of the concerns to Head of the Department. Monitor parameters such as review/ renewals, internal rating, EWS and RFA triggers, pending security creation, etc. and ensure they are done within due dates so that the overdue cases are within the minimum thresholds, Provide regular updates to Segment Heads and Senior Management on status of implementation of Risk Mitigation Plan advised by RBI through weekly dashboards and bi-monthly RMP meeting with all Department Heads and MANCOM members. Qualifications Optimal qualification for success on the job is: Education (CA / MBA from Tier 1 Institute) Experience (~12-15 yrs in Banks’ Retail Credit, Collections, Compliance or Internal Audit for Retail Lending, Risk ) Role Proficiencies: In-depth knowledge of key drivers and indicators in the relevant sectors A solid understanding of financial statements, ratios Understanding of compliance, regulatory norms and operating procedures Good relationship management and strong communication and presentation skill

Underwriting & making proposals of commercial credit card & LAS. Ensuring discipline in adherence to processes involved in credit underwriting. Good understanding of financials & ratio analysis to arrive at a decision on lending and recoverability of loans granted. Ensure systematic verification processes and coordinate with sales, service, verification agencies. Be up to date on industries we lend and business environment in general. Review the portfolio sourced to prevent early delinquency. Understand and interpret the portfolio quality. Have good communication skills to interact with various stakeholders within/outside the bank.

Department Product Development Job posted on Jun 16, 2025 Employee Type Permanent Experience range (Years) 4 years - 6 years Founded in 2003, GAIN Credit is a tech-forward, inclusive, and responsible business using world-class innovative technology and data science to provide endless gaining opportunities for customers, employees, and merchants alike. At GAIN Credit, our mission is to empower lives, which is about providing solutions that meet the credit needs of society in an affordable and responsible manner, ensuring that we always treat customers fairly, helping our customers when they need it most by providing access to credit and giving them realistic timelines to re-pay. Our flagship brands – Lending Stream & Drafty – enjoy 4.4 & 4.3 ratings on TrustPilot respectively (UK’s leading customer review website). Drafty – our pioneering credit-line product – is a first-of-its-kind, no-fee credit line and has been awarded ‘Innovation of the Year’ for 2017 and 2018 by the Consumer Credit Awards. In India, we are among the top 55 Great places to work. People at GAIN Credit – ‘GAINers’ as we call them – are our assets. We believe happy people lead to happy customers. And this is why a great work culture is a super high priority at GAIN Credit. We make that happen through living our company values in every interaction we have with each other. In fact, we believe the only way to ‘gain’ at GAIN Credit is through living our company values. Some of our awards: Ranked 55 among India Great places to work (mid-sized segment) in 2021-22 Best Responsible Lender at Credit Excellence Awards- 2021 2018 British Credit Award- Consumer Credit Team of the Year- Lending Stream F5: Alternative Consumer Lender of the Year – Lending Stream F5 Awards 2018 Best Brand – Drafty F5 Awards 2018 Alternative Lending Leader of the Year – Chris DeBoer, CEO 2018 Consumer Credit Awards: Innovation of the Year – Drafty To know more about us: Website: www.gaincredit.com LinkedIn: https://www.linkedin.com/company/gaincredit/mycompany/ Is this the place for you? As a GAINer, you will get to focus on your personal and professional gains, experience an award-winning workplace culture, access to perks, maintain work-life balance, and contribute to the community in meaningful ways. As a GAINer, integrity will guide everything you do, with a service mindset that puts others first. You will foster curiosity to drive learning, focus on continuous improvement, and take accountability for your actions to deliver exceptional outcomes. We strongly believe in: At GAIN Credit, we believe that our fantastic teams help build the best products that enable us to understand and attract more customers. Therefore, we completely support and welcome diversity across thoughts, people, and actions. We care about our employees, and their well-being and have many on-going activities to boost their physical, mental, and financial wellbeing. We encourage people from diverse backgrounds, culture, age, gender, orientation, and abilities to apply for all our openings and offer reasonable support to achieve their professional goals. Job Title: Senior Software Engineer Department: Product Development Location: Chennai Collaborative teams: Organization-wide Role Overview We are seeking a results-oriented Senior Engineer (Level 3) to join our product engineering team focused on delivering full-stack enhancements and new features for our lending platform. This role is integral to expanding our reach to new customer segments, driving business growth, and optimizing our core lending products. You’ll be responsible for building, integrating, optimizing, and automating business-critical services—ranging from customer-facing apps and underwriting to payments, operations tools, and platform infrastructure. All engineering roles at GAIN Credit are expected to operationalize GenAI and other AI tools for improved productivity, code quality, and automation—this is part of how we “raise the bar” and accelerate our technology outcomes. Oh, the things you’ll do : Take ownership of medium-to-large, complex full-stack development projects— delivering new features, integrations, optimizations, and platform improvements. Collaborate cross-functionally with business, product, and operations to define requirements and deliver measurable value. Build and enhance consumer-facing web/mobile applications, core lending and payments services, and business process automation. Implement robust, scalable, and maintainable solutions using modern software practices and cloud-native platforms. Contribute to and advocate for a culture of high code quality, frequent testing, automation, and documentation. Regularly use GenAI/AI tools to improve day-to-day engineering efficiency, including code generation, testing, documentation, and troubleshooting. Identify and drive technical/process improvements that enable faster delivery and higher system reliability. Mentor junior engineers, conduct peer reviews, and lead by example in quality and ownership. What you bring to the table 4-6 Years of proven hands-on experience with full-stack development (frontend and backend), ideally using Python, JavaScript, and modern frameworks. Ability to learn and adapt to new technologies, frameworks, and tools as needed (not restricted to any one stack). Strong foundation in system design, cloud-native architectures, APIs, databases (relational and NoSQL), and containerization (e.g., Docker). Familiarity with DevOps, CI/CD, monitoring/observability, and infrastructure-as-code practices. Experience in designing for scale, security, maintainability, and compliance in a regulated environment (financial services preferred). Required Mindset & Behaviors Business-Outcome Focus: Driven to deliver features and improvements that expand business reach, product capabilities, and operational efficiency. Ownership & Accountability: Takes responsibility for the full engineering lifecycle— from requirements to production support. Continuous Improvement: Proactively uses AI tools and industry best practices to improve self, team, and systems. Collaborative: Works effectively with global, distributed teams and communicates clearly across time zones. Customer-Obsessed: Strives to build robust, reliable solutions that deliver superior customer value. What Sets You Apart Experience in financial services, lending, or other regulated domains. Comfortable in a remote-first, distributed, and asynchronous work environment. Demonstrated ability to deliver complex projects independently, with strong analytical and problem-solving skills. Why Join Us? Global-scale engineering challenges with impact on millions of customers. Inclusive, remote-first work culture with career growth and learning opportunities. Opportunity to leverage GenAI and modern tools to drive real change. Flexible work, continuous upskilling, and visible contribution to business success.

Capgemini Invent Capgemini Invent is the digital innovation, consulting and transformation brand of the Capgemini Group, a global business line that combines market leading expertise in strategy, technology, data science and creative design, to help CxOs envision and build what’s next for their businesses. Your Role Lead and manage business transformation programs and making sure to alignment with organizational goals and objectives. Collaborate closely with clients to understand their key priorities, shape the transformation roadmap, and lead the Innovation agenda for clients. Provide structure to the client problems and problem solving and ability to conceptualise, develop and implement standard methods, tools, and approaches. Advising clients on IT strategy and Roadmap development, Application portfolio rationalization, Cost optimization, IT simplification strategies, Benchmarking studies. Develop and implement strategies to drive business process improvements, enhance operational efficiency, and achieve cost savings. Collaborate with all levels of management and be able to document existing processes, analyse data, and recommend business processes enhancements. Develop and monitor scorecard and other tools to measure success of process improvement initiatives. Collaborate with cross-functional teams, including Business teams, Operations, and Client account teams to ensure successful project execution. Identify and mitigate risks associated with transformation initiatives. Monitor and report on project progress, ensuring timely delivery and achievement of key milestones. Support the development of Solutions/ Business Model/Business Platforms and provide recommendation and benefits. Provide strategic consulting on Cross-border Trade Finance, Cards, and Domestic payment systems with emerging payment technologies. The Business Consultant should be able to take the initiative to complete key activities, consulting line management. Conduct comprehensive process review for end-to-end value chains, identified as per business priorities or delivery challenges. Create service offerings along with global colleagues and define key deliverables for Go to Market Provide leadership and guidance to project teams, fostering a culture of continuous improvement and innovation Your Profile 5 to 10 years of Experience on Digital Transformation / Process Consulting / Business Consulting Master’s degree in business administration from Tier I institutes. Extensive experience in BFSI consulting, process reengineering, and digital transformation. Experience and knowledge of any two to three domain - Corporate Banking, Cards and Payments, Credits and Lending, Wealth Management, Insurance, Corporate finance, Trade Finance, Treasury etc. Good experience in working in SDLC and AGILE program management methods. Excellent communication skills (written and verbal) Strong JIRA/VSTS, MS Office skills, particularly PowerPoint, Excel, and Word Must have worked in developing thought leadership – White Papers, Concept notes, POVs etc., on emerging techs for banking industry What You Will Love About Working Here We recognize the significance of flexible work arrangements to provide support. Be it remote work, or flexible work hours, you will get an environment to maintain healthy work life balance. At the heart of our mission is your career growth. Our array of career growth programs and diverse professions are crafted to support you in exploring a world of opportunities. Equip yourself with valuable certifications in the latest technologies such as Generative AI. About Capgemini Capgemini is a global business and technology transformation partner, helping organizations to accelerate their dual transition to a digital and sustainable world, while creating tangible impact for enterprises and society. It is a responsible and diverse group of 340,000 team members in more than 50 countries. With its strong over 55-year heritage, Capgemini is trusted by its clients to unlock the value of technology to address the entire breadth of their business needs. It delivers end-to-end services and solutions leveraging strengths from strategy and design to engineering, all fueled by its market leading capabilities in AI, cloud and data, combined with its deep industry expertise and partner ecosystem. The Group reported 2023 global revenues of €22.5 billion. Show more Show less

Who We Are Looking For In this role, you will work with State Street teams from around the globe to lead a team supporting multiple global premier investment management client. You will have leadership and strategy responsibility to oversee and deliver all day-to-day transactional responsibilities of the transaction management team in a fast-paced, flexible and exciting environment. The role will need to initiate and develop good communication and interpersonal relationship with business operations teams and IT and to maintain the high level of service that is currently being provided to all the clients. Why this role is important to us This is a varied operational and managerial position with a senior level of responsibility within the Transaction Management team, within Middle Office Services. This Transaction Management Vice President acts as a primary escalation point for all internal/external clients. The team is responsible for trade confirmation, trade process, trade settlement, and reporting of trade instructions from clients. The team is also responsible for processing directed lending instructions, wire transfers, and trade exceptions. The candidate is should be a hands on manager who is required to ensure the teams under their responsibility undertake delivery to both internal and external clients, ensure timely response to client initiated queries, and escalation of any unresolve matters to manager for best resolution solution What You Will Be Responsible For As Vice President, you will Manage the corresponding Transaction Management team in location for multiple clients client Drive transaction management and settlement discipline excellence though proactive management of the trade lifecycle Drive transformation initiatives, including automation and process improvements Responsible for service delivery and client sentiment, including direct client contact Ensure compliance with regulatory requirements and manage associated risks. Developing a strong risk management and control environment Broad and in-depth understanding of standards, methodologies, processes, systems and technology necessary to support investment management operations. Conduct high-level analysis in specific areas of expertise, identify and resolve work-processing issues, make suggestions to streamline operations and implement. Liaise with colleagues in region or divisions globally where required for client issue resolution Review, recommend and drive process improvement initiatives Perform work independently within scope of established guidelines and according to specific procedures. Support and proactive manage on Client Change Request items impacting the Enterprise processes and Operating Models Communicate effectively on issues / problems to the Client and to SSC management and ensure a proper and timely follow-up to ensure resolution. Provide guidance, support and development opportunities to the members of your team Engage with senior leadership and stakeholders to present insights and growth plans. Excellent analytical skills and ability to analyze on the spot What We Value These skills will help you succeed in this role Deep and extensive asset management experience, including investment operations, fund accounting and portfolio valuation Broad and in-depth understanding of the asset management industry, gained through working in a variety of asset management disciplines. Strong critical thinking, problem solving, and decision making skills Client centric attitude in managing, prioritising and delivering operations and services Trade and reconciliation break investigations experience Strong communication and presentation skills to audiences of different sizes and levels of seniority Must be self-motivated, adaptable and show initiative in different circumstances and under pressure Commercial acumen – Experience in leading and delivering operations in line with cost/budgets Able to drive pay for performance and culture of performance differentiation within teams Strong understanding of the risk and controls environment within a G-SIFI firm, and as such a desire to embed a risk excellence culture across teams Executive presence, managing with influence and effective communication across stakeholder groups both regionally and globally Flexibility in working outside of your responsibilities and areas of expertise - Taking accountability of end-to-end outcomes as an enterprise, collaborating across functions/business and locations Result-oriented with an ownership and accountability mindset Education & Preferred Qualifications Degree in finance, business, technology or equivalent or relevant industry experience Proven experience in client communication and interaction at all levels In depth understanding of Middle Office operations, preferably Trade Management Operations inclusive of trade confirmation, settlement & reconciliation. Product and Industry knowledge preferable across – Equity, FI, FX and ETD, inclusive of Global Markets. Understanding of key technology within the support of investment management operations Experience of driving organisational change, with an understanding of change management principles, techniques & tools. Experience in leveraging technology solutions including low-code tools, SQL, Python or similar is advantageous Strong MS Excel, Access, Word, PowerPoint skills necessary Strong English written and spoken ability Job ID: R-774021 Show more Show less

About Us: Paytm is India's leading mobile payments and financial services distribution company. Pioneer of the mobile QR payments revolution in India, Paytm builds technologies that help small businesses with payments and commerce. Paytm's mission is to serve half a billion Indians and bring them to the mainstream economy with the help of technology Expectations/ Requirements: l Key account Manager is principally responsible for Signing New Logos/ Merchants/Brands from Large Enterprise / Corporate Accounts. l The BDM achieves these goals by creating Funnel and Closure of accounts. Superpowers/ Skills that will help you succeed in this role: l Adaptability: Attitude of optimism and “can-do” orientation with ability to think creatively and navigate successfully past barriers and obstacles l Focus through the Noise: Ability to tune out distractions to focus work on priority goals and tasks l Persuasion: Ability to present concepts, ideas and proposals in a manner that is perceived positively by and clearly resonates with intended audiences and stakeholders, while encouraging action. l Professionalism: Ability to project a mature and professional attitude, demeanor and appearance as is appropriate to a given situation l Sense of Urgency: Ability to prioritize, plan and move decisively when necessary to meet timeframes to avoid timing crises. Why join us: l A collaborative output driven program that brings cohesiveness across businesses through technology. l Improve the average revenue per use by increasing the cross-sell opportunities. l A solid 360 feedbacks from your peer teams on your support of their goals. l Respect, that is earned, not demanded from your peers and manager. Compensation: If you are the right fit, we believe in creating wealth for you with enviable 500 mn+ registered users, 21 mn+ merchants and depth of data in our ecosystem, we are in a unique position to democratize credit for deserving consumers & merchants – and we are committed to it. India’s largest digital lending story is brewing here. It’s your opportunity to be a part of the story!

About PhonePe Group: PhonePe is India’s leading digital payments company with 50 crore (500 Million) registered users and 3.7 crore (37 Million) merchants covering over 99% of the postal codes across India. On the back of its leadership in digital payments, PhonePe has expanded into financial services (Insurance, Mutual Funds, Stock Broking, and Lending) as well as adjacent tech-enabled businesses such as Pincode for hyperlocal shopping and Indus App Store which is India's first localized App Store. The PhonePe Group is a portfolio of businesses aligned with the company's vision to offer every Indian an equal opportunity to accelerate their progress by unlocking the flow of money and access to services. Culture At PhonePe, we take extra care to make sure you give your best at work, Everyday! And creating the right environment for you is just one of the things we do. We empower people and trust them to do the right thing. Here, you own your work from start to finish, right from day one. Being enthusiastic about tech is a big part of being at PhonePe. If you like building technology that impacts millions, ideating with some of the best minds in the country and executing on your dreams with purpose and speed, join us! Roles and Responsibilities Troubleshoot issues across the entire stack - hardware, software, application, and network Work to improve the reliability and performance of the next generation of distributed systems and containerized deployments Work to improve the reliability and performance of the next generation of distributed systems and containerized deployments Diagnose and troubleshoot complex distributed systems handling millions of queries per second Day-to-day work is heavily command-line driven, which requires a strong understanding of Linux. Participate in on call rotation Design build and maintain core infrastructure that enables Phonepe scaling to support hundreds of thousands of concurrent users Actively take part in the Analysis and System improvement plan. Drive performance testing, capacity planning and high availability practices. Own implementations of new technologies while ensuring proper testing and documentation. Proactively monitor/identify/solve issues which could have a potential impact to our Infrastructure. Natural team player and also have a resourceful attitude. Buddy new team members, and get them production ready. Skills Required Minimum of 7-13 years of strong hands-on experience in Linux / Unix System Administration, including TCP/IP, DNS, and load balancers. Expertise in managing and scaling proxy infrastructure, including configuring and optimizing proxies (e.g. Nginx, HAProxy). Knowledge in Database technologies, specifically in MySQL/NoSQL. Good to have exposure on Aerospike NoSQL. In-depth knowledge in Python to automate tasks with minimal intervention. Knowledge of Linux cloud services using kvm/qemu/lvm. PhonePe Full Time Employee Benefits (Not applicable for Intern or Contract Roles) Insurance Benefits - Medical Insurance, Critical Illness Insurance, Accidental Insurance, Life Insurance Wellness Program - Employee Assistance Program, Onsite Medical Center, Emergency Support System Parental Support - Maternity Benefit, Paternity Benefit Program, Adoption Assistance Program, Day-care Support Program Mobility Benefits - Relocation benefits, Transfer Support Policy, Travel Policy Retirement Benefits - Employee PF Contribution, Flexible PF Contribution, Gratuity, NPS, Leave Encashment Other Benefits - Higher Education Assistance, Car Lease, Salary Advance Policy Working at PhonePe is a rewarding experience! Great people, a work environment that thrives on creativity, the opportunity to take on roles beyond a defined job description are just some of the reasons you should work with us. Read more about PhonePe on our blog. Life at PhonePe PhonePe in the news Show more Show less

Role : Product Manager About Paytm Group: Paytm is India's leading financial services company that offers full-stack payments & financial solutions to consumers, offline merchants and online platforms. The company is on a mission to bring half a billion Indians into the mainstream economy through payments, commerce, banking, investments, and financial services. One97 Communications Limited that owns the brand Paytm is founded by Vijay Shekhar Sharma and is headquartered in Noida, Uttar Pradesh. Its investors include Softbank, Ant Financial, AGH Holdings, SAIF Partners, Berkshire Hathaway,T Rowe Price, and Discovery Capital. About Paytm Travel Business Be a part of one of Paytm's fastest growing businesses - Travel. Travel was launched in 2016 and in less than 12 months we became India's 2nd largest online travel booking platform for Flights, Trains, Hotels and Bus tickets. Paytm's Travel business is entirely based out of Bangalore. We are like a 300-member startup within Paytm working in a fast paced environment. Our team comprises Product & Design, Engineering, Business and Customer Experience functions. Join us if you would like to work in a fast paced, agile, entrepreneurial environment where every day brings with it an opportunity for you to create a dent in the universe. Our Story Paytm Travel has revolutionized the travel industry - with a goal to empower millions of travelers who choose us as their preferred travel partner. We are no. 2 in the travel segment, in India, within a span of few years, which proves our capability and potential to become no. 1 in the near future. Being one of the largest travel platforms in the country, our aim is to not only ensure seamless, instant booking, but also a delightful journey. We strive to enrich customer experience by making every transaction transparent, honest and hassle free. To stay ahead of the curve, we are working aggressively towards our ambition to make travel affordable for all. With this customer centricity at our core, we strive to make Paytm Travel synonymous with a trustworthy travel partner. What You'll Do: Own the roadmap for a key consumer-facing product within the travel ecosystem Collaborate cross-functionally with design, engineering, and business teams to deliver features that resonate with users Engage in technical discussions, understanding system design and architecture to make informed decisions Leverage AI technologies like LLMs (e.g. GPT, Claude), retrieval-augmented generation (RAG), recommendation systems, and conversational agents to enhance product intelligence and personalization Balance speed and quality, prioritizing rapid iterations over perfection to meet market demands What We're Looking For: 3 years of product management experience in consumer internet companies Mobile product experience (Android, iOS) is a must, with a keen eye for user experience. Should be able to have brainstorming discussions with tech on flutter vs native app. Hands-on experience with AI agents or agentic AI frameworks (e.g. AutoGPT, LangChain, OpenAgents) is a significant plus Educational foundation in Computer Science or a related technical field (preferred), MBA from a top tier b-school is a plus. Excellent data analysis and insights skills – comfort with metrics, funnels, experiments, and decision-making driven by data Analytical mindset, with the ability to question business constructs and drive data-informed decisions Excellent communication skills, capable of articulating ideas and collaborating with diverse teams Why join us : A collaborative output driven program that brings cohesiveness across businesses through technology Improve the average revenue per use by increasing the cross-sell opportunities A solid 360 feedback from your peer teams on your support of their goals. Respect, that is earned, not demanded from your peers and manager Compensation: If you are the right fit, we believe in creating wealth for you. With enviable 500 mn+ registered users, 21 mn+ merchants and depth of data in our ecosystem, we are in a unique position to democratize credit for deserving consumers & merchants – and we are committed to it. India’s largest digital lending story is brewing here. It’s your opportunity to be a part of the story!

We are a RBI-registered Non-Banking Financial Company (NBFC) with a rich legacy of 36 years, serving the diverse capital requirements of individuals and businesses across India. As one of North India’s oldest listed NBFCs, we are proudly listed on the Bombay Stock Exchange. Isflimited.in Only Immediate Joiners. Position: Company Secretary & Compliance Officer . Key Responsibilities:  Corporate Governance: Ensure compliance with the Companies Act, SEBI regulations, and RBI guidelines applicable to NBFCs. Advise the Board and senior management on corporate governance frameworks and statutory obligations.  Board and Shareholder Management: Organize and manage board meetings, committee meetings, AGMs, and EGMs, including preparation of agendas, minutes, and statutory filings. Maintain statutory registers and handle shareholder queries efficiently.  Regulatory Compliance: File statutory returns with ROC, SEBI, RBI, and other regulatory bodies. Ensure timely reporting and disclosures under SEBI (LODR) Regulations and NBFC-specific guidelines.  Policy and Framework Implementation: Develop, implement, and monitor internal policies. Stay updated on regulatory changes and assess their impact on the company.  Risk and Compliance Management: Oversee compliance with NBFC-specific regulations, including capital adequacy, asset classification, and lending norms. Manage regulatory audits, inspections, and responses to authorities.  Stakeholder Engagement: Act as a liaison with SEBI, stock exchanges, RBI, and other regulatory authorities. Support fundraising activities and ensure compliance with public issue/rights issue requirements, if applicable. Qualifications: Qualified Company Secretary and Member of the Institute of Company Secretaries of India (ICSI). Minimum 1 year of experience in a listed company or NBFC. Strong knowledge of SEBI regulations, RBI guidelines for NBFCs, and corporate law. Preferred: LLB or equivalent legal qualification. Experience in a listed NBFC or financial services company. Job Type: Full-time Pay: Up to ₹55,000. Per month Schedule: Day shift Supplemental Pay: Yearly bonus Experience: total work: 1 year (Required) Location: Sector- 58 Noida, Uttar Pradesh Interested Candidate can send their CV to Hr@isflimited.in Job Type: Full-time Pay: ₹45,000.00 - ₹55,000.00 per month Benefits: Paid sick time Work from home Schedule: Day shift Supplemental Pay: Performance bonus Yearly bonus Application Question(s): Can you join immediately? Location: Noida, Uttar Pradesh (Preferred) Work Location: In person Expected Start Date: 23/06/2025

About Us: Paytm is India’s leading digital payments and financial services company, which is focused on driving consumers and merchants to its platform by offering them a variety of payment use cases. Paytm provides consumers with services like utility payments and money transfers, while empowering them to pay via Paytm Payment Instruments (PPI) like Paytm Wallet, Paytm UPI, Paytm Payments Bank Netbanking, Paytm FASTag and Paytm Postpaid - Buy Now, Pay Later. To merchants, Paytm offers acquiring devices like Soundbox, EDC, QR and Payment Gateway where payment aggregation is done through PPI and also other banks’ financial instruments. To further enhance merchants’ business, Paytm offers merchants commerce services through advertising and Paytm Mini app store. Operating on this platform leverage, the company then offers credit services such as merchant loans, personal loans and BNPL, sourced by its financial partners. About the team: Paytm is witnessing a broad growth across our platform as we continue to register increased adoption of our lending products, Paytm Postpaid (BNPL), merchant loans and personal loans. Lending business is driven by data science and analytics, providing data driven solutions About the role: Evangelize and demonstrate value and impact of analytics for informed business decision making by developing and deploying analytical solutions and providing data driven insights to business stakeholders to understand and solve for various lending business nuances. Expectations/Requirements: 2-5 years’ experience in analytics domain in analytics consulting and/or BFSI industry Bachelors or Master’s degree in statistics, economics, engineering, math or relevant quantitative discipline with strong academic performance is required Strong expertise in machine learning, data analytics, statistics, data management, tools such as python/R, big data, and visualisation Strong knowledge of innovation in analytics, analytics use cases and technologies Exceptional problem-solving skills with demonstrated ability to structure complex problems and develop solutions Experience in growth and development of advanced analytics as a practice Driven and proactive in taking initiatives and driving implementation in coordination with the business stakeholders Excellent communication and presentation skills Extremely strong bias for action with an impact-oriented mind set Why join us A collaborative output driven program that brings cohesiveness across businesses through technology Improve the average revenue per use by increasing the cross-sell opportunities A solid 360 feedback from your peer teams on your support of their goals Respect, that is earned, not demanded from your peers and manager Compensation: If you are the right fit, we believe in creating wealth for you With enviable 500 mn+ registered users, 21 mn+ merchants and depth of data in our ecosystem, we are in a unique position to democratize credit for deserving consumers & merchants – and we are committed to it. India’s largest digital lending story is brewing here. It’s your opportunity to be a part of the story!

About BNP Paribas India Solutions Established in 2005, BNP Paribas India Solutions is a wholly owned subsidiary of BNP Paribas SA, European Union’s leading bank with an international reach. With delivery centers located in Bengaluru, Chennai and Mumbai, we are a 24x7 global delivery center. India Solutions services three business lines: Corporate and Institutional Banking, Investment Solutions and Retail Banking for BNP Paribas across the Group. Driving innovation and growth, we are harnessing the potential of over 10000 employees, to provide support and develop best-in-class solutions. About BNP Paribas Group BNP Paribas is the European Union’s leading bank and key player in international banking. It operates in 65 countries and has nearly 185,000 employees, including more than 145,000 in Europe. The Group has key positions in its three main fields of activity: Commercial, Personal Banking & Services for the Group’s commercial & personal banking and several specialised businesses including BNP Paribas Personal Finance and Arval; Investment & Protection Services for savings, investment, and protection solutions; and Corporate & Institutional Banking, focused on corporate and institutional clients. Based on its strong diversified and integrated model, the Group helps all its clients (individuals, community associations, entrepreneurs, SMEs, corporates and institutional clients) to realize their projects through solutions spanning financing, investment, savings and protection insurance. In Europe, BNP Paribas has four domestic markets: Belgium, France, Italy, and Luxembourg. The Group is rolling out its integrated commercial & personal banking model across several Mediterranean countries, Turkey, and Eastern Europe. As a key player in international banking, the Group has leading platforms and business lines in Europe, a strong presence in the Americas as well as a solid and fast-growing business in Asia-Pacific. BNP Paribas has implemented a Corporate Social Responsibility approach in all its activities, enabling it to contribute to the construction of a sustainable future, while ensuring the Group's performance and stability Commitment to Diversity and Inclusion At BNP Paribas, we passionately embrace diversity and are committed to fostering an inclusive workplace where all employees are valued, respected and can bring their authentic selves to work. We prohibit Discrimination and Harassment of any kind and our policies promote equal employment opportunity for all employees and applicants, irrespective of, but not limited to their gender, gender identity, sex, sexual orientation, ethnicity, race, colour, national origin, age, religion, social status, mental or physical disabilities, veteran status etc. As a global Bank, we truly believe that inclusion and diversity of our teams is key to our success in serving our clients and the communities we operate in. About Business Line/Function Global Banking IT - Corporate Credits: Corporate lending business provides loans to corporates for refinancing, debt consolidation or financing a new project or acquisition. . Job Title Automation Tester Date 11-Apr-2025 Department Global Banking IT Location: Mumbai / Bangalore / Chennai Business Line / Function Corporate Credit Reports To (Direct) Project Manager / Senior Project Manager / Delivery Manager Grade (if applicable) (Functional) Number Of Direct Reports NA Directorship / Registration NA Position Purpose Provide a brief description of the overall purpose of the position, why this position exists and how it will contribute in achieving the team’s goal. The Automation Tester is responsible of ensuring test automation meets their quality objectives. Automation Tester is in charge of selecting the NRT (NRT: non-regression tests) test cases to be automated, designing the automated tests, automating/updating/optimizing/maintaining them, defining test plans by test objectives, launching and monitoring test execution, analysing and declaring defects and reporting on test automation progress. Automation Tester should have the technical skills to perform manual/automated testing related activities according to market best practices. Responsibilities Direct Responsibilities NRT Test cases analysis Assess NRT tests eligibility to automation Enrich NRT test cases description for automation Test cases automation & maintenance (according to norms and standard rules) Design the tests Script the tests Test data injection automation Define required test data Extract/generate/create test data to be injected Develop test data injection tools Test execution Prepare the test packages Prepare test data (run data injection tools) Prepare test execution environment Launch automated test packages Monitor test execution progress Analyse test results Qualify and declare defects in the appropriate tools Report on test progress, execution results and remaining workload/ planning Integration in DevOps chain Select the tests to be integrated in the DevOps chain Adapt/maintain the automated tests to the DevOps chain requirements Monitor test execution progress Analyse test results Qualify and declare defects in the appropriate tools Contributing Responsibilities Technical & Behavioral Competencies Hands on Experience in automation testing tools/frameworks e.g. Playwright, selenium Excellent verbal and written communication skills. Should be able to communicate effectively with IT teams as well as onshore Teams Good analytical skills. Must be flexible, independent. Acquire functional knowledge of business applications SQL (including join, sub-queries) Good knowledge of Jira tool and it workflow Microsoft Excel. Understanding of Agile or Software Development/Testing Life Cycle (SDLC/STLC). Nice to have competencies Bitbucket branching. API testing Experience in Banking / Finance especially Global Banking Understanding of Software Development/Testing Life Cycle Behavioral Team player Should be able to work in a multi-cultural setup with different teams Dynamic, Proactive and Teamwork oriented Flexible attitude, Ability to perform under pressure. A commitment to quality and a thorough approach to work Technical & Behavioral Competencies Skills Referential Specific Qualifications (if required) Behavioural Skills: (Please select up to 4 skills) Ability to collaborate / Teamwork Decision Making Attention to detail / rigor Ability to deliver / Results driven Transversal Skills: (Please select up to 5 skills) Ability to understand, explain and support change Analytical Ability Ability to develop and adapt a process Ability To Develop Others & Improve Their Skills Choose an item. Education Level Bachelor Degree or equivalent Experience Level At least 7 years Show more Show less

Risk Management Group works closely with our business partners to manage the bank’s risk exposure by balancing its objective to maximise returns against an acceptable risk profile. We partner with origination teams to provide financing, investments and hedging opportunities to our customers. To manage risk effectively and run a successful business, we invest significantly in our people and infrastructure. Job Purpose To give effective credit support for meeting the business targets. To frame the lending policy framework, processes and workflow, assist in setting up the mortgages business in India. To approve credit applications as per DOA judiciously. Ensuring that quality of Bank’s exposure in India is acceptable at all time. Provide guidance to the team of relationship managers on areas of policy and processes. Key Accountabilities: Underwiring the files as per laid down policy and process and other controls, etc for CLAP business To recommend / approve credit applications in line with agreed process workflows and policies after highlighting / considering all significant risks. To keep track of delinquency levels and ensuring that requisite follow up is being done to ensure that overdues are regularised in a time bound manner. To have a sound knowledge of the respective market especially C-LAP customer segment in terms of risks associated with this product. Vendor Management (Legal, Technical and others if applicable) To apply knowledge of RBI Regulations/ MAS Guidelines that govern credit dispensation, including the Loan Grading, Provisioning and Asset Classification regulations. To have a working knowledge of the general Legal framework in which the bank operates in India and apply the same. Job Duties and Responsibilities: Set up policy / processes for CLAP. Approve Mortgage applications for his respective branch / location / region. Portfolio monitoring / tracking & escalation of adverse new events in the portfolio. Ensure meticulous compliance with Bank’s internal credit policy as well as regulatory guidelines. Ensure compliance with the benchmark Turnaround Time. Ensure proper guidance / support to the team of relationship managers. Ensure processing of files within agreed timelines Requirements Six to ten years of experience in mortgages in Consumer Banking (preferably lending to MSME customers). Professional qualification, graduate or post graduate degree, preferably in business, accountancy, economics, finance etc. along with sound domain knowledge of the mortgages business and market. Core Competencies Good analytical skills Good presentation skills Good interpersonal skills Good knowledge of the industry Technical Competencies Sound knowledge of policies / lending frameworks followed for this product. Good knowledge of credit evaluation methods, tools & techniques Sound understanding of regulatory guidelines on credit issued by RBI (local regulations in India), MAS and local laws and regulations that impact businesses in general. Knowledge of various banking products and risks associated with them Adequate local knowledge of properties for cities in which he operates Work Relationship Good working relationship with Consumer Banking Relationship team, Consumer Operations, other product teams, RBI inspectors, regulators, and other external agencies.

Hello, Greeting from Quess Corp!! Hope you are doing well we have job opportunity with one of our client Designation_ Consultant Location – Pune Experience – 3+yrs to 7 yrs Qualification – Graduate / PG Skill Set – Data Analysis, Data Virtualization, SaaS / R - Cards/Lending side / CREDIT Card analytic Prime stack is SAS- R would be good to have Looking for people from banking domain Cards/Lending side (cards most preferred ) Data Analysis Data Virtualization CREDIT Card analytic Show more Show less

Job Summary : We are seeking a detail-oriented and proactive Business Analyst with strong experience in the finance domain, particularly in Loan Origination Systems (LOS). The ideal candidate will be responsible for gathering and analyzing business requirements, defining solutions, and working closely with technical and business teams to implement financial products, particularly around lending processes. Key Responsibilities : Gather, analyze, and document business requirements related to loan origination and lending lifecycle. Act as a liaison between stakeholders and technical teams to ensure alignment on project objectives. Work with LOS platforms (such as Finastra, Ellie Mae, Temenos, or custom-built systems) to define workflows, user journeys, and product configurations. Create functional specifications, process flows, and BRDs/FSDs. Perform gap analysis and propose scalable, efficient solutions. Conduct UAT and assist with product demonstrations and training. Monitor project milestones and support project management teams for successful deliveries. Must-Have Skills : 3+ years of experience as a Business Analyst in the finance/banking sector. Strong understanding of Loan Origination Systems and lending lifecycle (pre-qualification, underwriting, disbursement, servicing). Hands-on experience working with LOS tools (mention specific platforms if needed). Excellent communication, documentation, and stakeholder management skills. Proficiency in tools like JIRA, Confluence, Visio, MS Office Suite. Show more Show less

About Zeta Zeta is a Next-Gen Banking Tech company that empowers banks and fintechs to launch banking products for the future. It was founded by Bhavin Turakhia and Ramki Gaddipati in 2015. Our flagship processing platform - Zeta Tachyon - is the industry’s first modern, cloud-native, and fully API-enabled stack that brings together issuance, processing, lending, core banking, fraud & risk, and many more capabilities as a single-vendor stack. 20M+ cards have been issued on our platform globally. Zeta is actively working with the largest Banks and Fintechs in multiple global markets transforming customer experience for multi-million card portfolios. Zeta has over 1700+ employees - with over 70% roles in R&D - across locations in the US , EMEA , and Asia . We raised $280 million at a $1.5 billion valuation from Softbank, Mastercard, and other investors in 2021. Learn more @ www.zeta.tech , careers.zeta.tech , Linkedin , Twitter About The Role About the Role: As a Technical Support Engineer I/II for Banking Technology, you are expected to have an overall relevant experience of at least 2.6+ years (with at least 1 year of relevant work experience in enterprise products in a B2B banking technology company). Zeta Tachyon is an Enterprise Saas Platform comprising 100+ externally consumable APIs, 10+ Customer-facing interfaces and multiple Data Extracts with more and more functionality getting added every month in a fast-paced environment. As a Technical Support Engineer for Banking Technology, you will be responsible for providing technical support and expertise to address issues and ensure the smooth operation of banking systems and technologies. You will play a crucial role in providing front-line technical support to customers and internal stakeholders. Your primary responsibility will be to handle and resolve basic technical issues related to banking systems, applications, and infrastructure. Responsibilities Knowledge Sharing: Contributing to the knowledge base and sharing insights with the team is an indicator of success Customer Support: Provide first-level technical support to customers. Respond to inquiries, troubleshoot issues, and resolve problems in a timely and professional manner. Ensure a high level of customer satisfaction through effective communication and problem resolution. Incident Management: Monitor and triage incoming support requests via various channels (phone, email, ticketing system) and prioritize them based on urgency and impact. Log and track all customer interactions, activities, and resolutions accurately in the ticketing system. Troubleshooting: Diagnose and resolve basic technical issues related to banking systems, applications, and infrastructure. Utilize knowledge bases, troubleshooting guides, and documented procedures to identify solutions or escalate to higher-level support teams when necessary. Documentation and Knowledge Sharing: Contribute to the creation and maintenance of knowledge base articles, FAQs, and troubleshooting guides. Document common issues, their resolutions, and best practices to facilitate self-service for customers and improve overall efficiency. Escalation Management: Escalate complex or unresolved issues to the appropriate L2 or L3 support teams, providing detailed information and following escalation procedures. Collaborate with higher-level support teams to ensure prompt and effective resolution of customer issues. Collaboration and Communication: Collaborate with cross-functional teams, including developers, system administrators, and business analysts, to resolve customer issues and provide timely updates to customers. Compliance and Security: Adhere to security protocols, data privacy regulations, and industry compliance standards when handling customer data and accessing sensitive systems or information Skills Adaptability and Learning: Embracing change, quickly acquiring new skills, and effectively applying them to support customer needs indicate success in a rapidly evolving technical support environment Strong problem-solving skills and ability to troubleshoot basic technical issues independently Excellent communication and interpersonal skills, with the ability to explain technical concepts to non-technical individuals Customer-oriented mindset with a focus on delivering high-quality customer service. Familiarity with ticketing systems and knowledge base tools is a plus Ability to work under pressure in a fast-paced environment and manage multiple priorities effectively Willingness to learn and adapt to new technologies and tools in the banking technology domain Experience And Qualifications Engineer (preferably IT . Comp Sci) An overall experience of 2.6 + Years in banking technology Experience of 1+ years in hands-on Technical Support for Enterprise Products Prior experience in tools like JIRA, POSTMAN ; Kibana ; Splunk ; Grafana is required Experience in Banking /payment technologies is a plus Equal Opportunity Zeta is an equal opportunity employer. We celebrate diversity and are committed to creating an inclusive environment for all employees. We encourage applicants from all backgrounds, cultures, and communities to apply and believe that a diverse workforce is key to our success Show more Show less

Credgenics is India's first-of-its-kind NPA resolution platform, backed by credible investors including Accel Partners and Titan Capital. We work with financial institutions, banks, NBFCs, and digital lending firms to improve their collection efficiency using technology, automation intelligence, and optimal legal routes in order to facilitate the resolution of stressed assets. With all major banks and NBFCs as our clients, our SaaS-based collections platform helps them efficiently improve their NPA, geographic reach, and customer experience. We are looking for a Senior Associate - Application Support for our dynamic team . What you'll d o:A single point of contact for customers' technical iss ueAnalyse, track, and resolve customer issues in a prompt manner to ensure the highest level of client satisfactio n.Troubleshoot customer issues to establish the root cause of problems and form a solutio n.Cross-collaboration with Internal teams (Success, Engineering/Product and Sale s)Reproduce customer issues and, if necessary, file bug reports, escalate cases to engineering, and provide necessary documentatio n.Provide documentation content and participate in online forum support in real-tim e.Provide prompt and accurate feedback to customer s.Refer to internal databases or external resources to provide accurate technical solution s.Ensure all issues are properly logged and follow the case management proces s.Prioritise and manage several open issues at one tim e.Maintain a deep understanding of product features, architecture, technical components, and application functionalit y.Proven ability to mentor and display leadership and ownership of issue s.Communicate clearly and effectively with customers, fellow support team members, the development team, and the executive tea m.KPIs: First call resolution, Open case ageing, average resolution days, CSAT, knowledge creation, et c. What we're looking f or:Proven work experience as a Technical/Customer Support Engineer, Desktop Support Engineer, or similar ro le.Knowledge of APIs, SQL, Excel, Log Analysis and Dial er.Good understanding of computer systems, mobile devices, and other tech produ ctsAbility to diagnose and troubleshoot basic technical issu es.Familiarity with remote desktop applications and help desk software (e.g., Zoho, Zende sk)Excellent problem-solving and communication ski llsAbility to provide step-by-step technical help, both written and ver bala BS degree in information technology, computer science, or a relevant fie ld.Experience: 2-4 Years (Preferred B.Tec h.) Show more Show less

About Paisabazaar: Paisabazaar.com is India's largest online marketplace for lending products. We aim to simplify personal finance decisions for millions of Indians by providing transparent and accessible information, along with a wide range of financial products. We are a dynamic and fast-paced organization, constantly innovating to enhance our platform and provide the best user experience. Role Overview: We are looking for a skilled and passionate Backend Developer with 2-5 years of experience in Node.js and Express.js to join our growing technology team. You will be responsible for designing, developing, and maintaining robust and scalable backend services that power our platform. You will work closely with other developers, product managers, and QA engineers to deliver high-quality software that meets our business needs. Responsibilities: ● Design and Development: ○ Develop efficient, scalable, and maintainable backend APIs using Node.js. ○ Design and implement database schemas and interactions with various databases (e.g., MySQL, PostgreSQL, MongoDB). ○ Write clean, well-documented, and testable code. ○ Implement and maintain RESTful APIs and microservices architecture. ● Performance and Optimization: ○ Optimize application performance and ensure high availability. ○ Identify and resolve performance bottlenecks and scalability issues. ○ Implement caching strategies and other performance enhancement techniques. ● Collaboration and Communication: ○ Collaborate with frontend developers, product managers, and QA engineers to deliver high-quality software. ○ Participate in code reviews and provide constructive feedback. ○ Communicate effectively with team members and stakeholders. ○ Work in an agile development environment. ● Testing and Deployment: ○ Write unit and integration tests to ensure code quality. ○ Participate in the deployment and monitoring of applications. ○ Troubleshoot and resolve production issues. ● Security: ○ Implement security best practices. ○ Ensure data protection. ○ Work on authentication and authorization implementations. Required Skills and Experience: ● 2-5 years of experience in backend development using Node.js. ● Experience with RESTful API design and development. ● Proficiency in working with databases (MySQL, PostgreSQL, MongoDB, or similar). ● Strong problem-solving and debugging skills. ● Excellent communication and collaboration skills. ● Understanding of microservices architecture. ● Understanding of security best practices. ● A chance to be part of a team that is revolutionizing the financial services industry in India. Show more Show less

Who We Are Looking For In this role, you will work with State Street teams from around the globe to support premier investment management clients. You will have immediate responsibility to oversee all day-to-day transactional responsibilities in a fast-paced, flexible and exciting environment. Why this role is important to us This is a varied position with a senior level of responsibility within the Transaction Management team, within Middle Office Services. This Transaction Management Officer acts as a Primary contact point for all internal/external clients. The team is responsible for trade confirmation, trade process, trade settlement, and reporting of trade instructions from clients. The team is also responsible for processing directed lending instructions, wire transfers, and trade exceptions. The candidate is require to ensure service delivery to both internal and external clients, ensure timely response to client initiated queries, and escalation of any unresolve matters to manager for best resolution solution. What You Will Be Responsible For As Officer, you will Provide day to day management of Transaction Management team in location for responsible client Drive transaction management and settlement discipline excellence though proactive management of the trade lifecycle Be a key participant in effective service delivery and client sentiment, including direct client contact Support a strong risk management and control environment Manage and develop your team effectively, ensuring appropriate coverage and control. Train and coach colleagues, providing input for performance appraisals Communicate effectively on issues / problems to the Client and to SSC management and ensure a proper and timely follow-up to ensure resolution. Embrace State Street’s “corporate values” and support a work environment reflective of those values Effectively communicate with clients, custodians, brokers, managers, and peers within State Street Be a strong team player and demonstrate dedication to group and company goals Demonstrate professional maturity and effective time management Demonstrate the ability to analyze a problem, obtain and evaluate information, and reach sound conclusions Ensure all internal/external clients’ inquiries are logged and resolved in a timely and satisfactory manner Ensure all daily and monthly services are delivered in accordance with relevant client SLA’s Assist with compliance reviews, controls and audits Work effectively with peers locally and across the region to achieve common goals What We Value These skills will help you succeed in this role Excellent attention to detail Must be responsible and take ownership to the job which is allocated Must be organized and able to multi-task often working to tight deadlines. Must have demonstrated an ability to handle numerous activities and to prioritize work effectively. Must be pro-active and be a problem solver Must be highly professional interacting with several departments within the company Must be flexible often dealing with ad-hoc queries from clients. Understanding of delivering operations in line with cost/budgets Able to drive pay for performance and culture of performance differentiation within teams Strong understanding of the risk and controls environment within a G-SIFI firm, and as such a desire to embed a risk excellence culture across teams Executive presence, managing with influence and effective communication across stakeholder groups both regionally and globally Flexibility in working outside of your responsibilities and areas of expertise - Taking accountability of end-to-end outcomes as an enterprise, collaborating across functions/business and locations Client centric attitude in managing, prioritising and delivering operations and services Result-oriented with an ownership and accountability mindset Education & Preferred Qualifications Degree in finance, business, technology or equivalent or relevant industry experience Understanding of Middle Office operations, preferably Trade Management Operations inclusive of trade confirmation, settlement & reconciliation. Product and Industry knowledge preferable across – Equity, FI, FX and ETD, inclusive of Global Markets. Proven experience in client communication and interaction at all levels Understanding of key technology within the support of investment management operations Experience of being part of organisational change, with an understanding of change management principles, techniques & tools. Experience in leveraging technology solutions including low-code tools, SQL, Python or similar is advantageous Strong MS Excel, Access, Word, PowerPoint skills necessary Strong English written and spoken ability About State Street What we do. State Street is one of the largest custodian banks, asset managers and asset intelligence companies in the world. From technology to product innovation we’re making our mark on the financial services industry. For more than two centuries, we’ve been helping our clients safeguard and steward the investments of millions of people. We provide investment servicing, data & analytics, investment research & trading and investment management to institutional clients. Work, Live and Grow. We make all efforts to create a great work environment. Our benefits packages are competitive and comprehensive. Details vary in locations, but you may expect generous medical care, insurance and savings plans among other perks. You’ll have access to flexible Work Program to help you match your needs. And our wealth of development programs and educational support will help you reach your full potential. Job ID: R-774016 Show more Show less