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0.0 - 2.0 years
2 - 4 Lacs
mumbai
Work from Office
Kotak Mahindra Bank Limited is looking for Credit Analyst to join our dynamic team and embark on a rewarding career journey Review credit applications and perform credit checks Structure deals and perform risk assessments Draft models of credit information that predict trends and patterns Assessing, analysing and interpreting complicated ficial information Undertaking risk analysis by developing statistical models Proficient in Microsoft Office Advanced Excel skills Disclaimer: This job description has been sourced from a public domain and may have been modified by Naukri.com to improve clarity for our users. We encourage job seekers to verify all details directly with the employer via their...
Posted 3 weeks ago
1.0 - 3.0 years
6 - 10 Lacs
kochi
Work from Office
At EY, youll have the chance to build a career as unique as you are, with the global scale, support, inclusive culture and technology to become the best version of you. And were counting on your unique voice and perspective to help EY become even better, too. Join us and build an exceptional experience for yourself, and a better working world for all. Senior or Assistant Manager Expected Credit Losses (ECL) Assurance Ch1 Audit Valuation Support Minimum 3 to 5 years of experience in credit risk evaluation with hands-on experience in performing Expected Credit Losses (ECL) modelling for financial reporting purposes in line with IFRS 9 & 13 accounting standards and worked within the credit risk...
Posted 3 weeks ago
4.0 - 6.0 years
10 - 15 Lacs
mumbai
Work from Office
Job Responsibilities Oversee credit quality and provide strategic direction across the department Ensure accurate and timely delivery of credit reports, dashboards, monthly performance presentations, and credit memorandums Lead credit audits through policy analysis and case reviews, ensuring compliance with internal standards and regulatory norms Conduct credit risk assessments and portfolio due diligence to identify early warning signals and mitigate risks Collaborate with business teams to manage end-to-end credit processes and support decision-making Work with tech teams to drive automation and expand system-based credit decisions. Monitor portfolio performance, analyze data trends, and p...
Posted 3 weeks ago
1.0 - 5.0 years
0 - 0 Lacs
pune
On-site
About the Company: ARAs client is a leading IT and BPO solutions provider, offering Applications, Business Process Outsourcing, and Infrastructure services globally. With a focus on delivering quality solutions across verticals, the company has been recognized for excellence in financial technology and digital services. Role Overview: The Pre Underwriter US Mortgage will be responsible for performing a variety of loan documentation duties on complex loan packages and ensure compliance with policies and procedures for loan products. Candidates must possess a strong sense of urgency with an ability to work in a team environment, maintaining excellent organizational, communication, and PC skill...
Posted 3 weeks ago
1.0 - 3.0 years
3 - 6 Lacs
ambarnath, ahmedabad, akurdi
Work from Office
Primary Responsibilities: Credit Management Policy Processes Maintains Credit policy and process adherence in the Branch Coordinate with Legal Technical Agencies Underwriting Carry out detailed business analysis and recommend a proposal to the delegated authority Visit each case within prescribed TAT Prepare CAM and Financial Analysis for the case Visit neighbours suppliers customers for the reference checks Visit property and conduct due diligence in identifying the property. Location - Ahmedabad,Akurdi,Ambarnath,Anand,Aurangabad,Vadodara,Bhavnagar,Bhiwani,Bhusawal,Borivali,Chandrapur,Chowk,Dombivli,Gandhidham,Gondiya,Himatnagar,Hyderabad,Jalgaon,Jalna,Jamnagar,Kolhapur,Latur,Mehsana,Morbi,...
Posted 3 weeks ago
7.0 - 10.0 years
15 - 20 Lacs
pune
Work from Office
Roles and Responsibilities Manage a team responsible for credit appraisal and underwriting across multiple locations. Oversee the entire credit process from application to disbursement, ensuring timely decision-making and quality control. Develop and implement effective credit policies, procedures, and processes to minimize defaults and maximize recoveries. Collaborate with sales teams to identify new business opportunities and develop strategies for cross-selling products. Ensure compliance with regulatory requirements, internal policies, and industry standards. Desired Candidate Profile 7-10 years of experience in home loan credit underwriting or related field (NBFC). MBA/PGDM degree from ...
Posted 3 weeks ago
1.0 - 5.0 years
5 - 8 Lacs
pune
Work from Office
Roles and Responsibilities Conduct credit appraisal, analysis, and processing for home loan applications. Evaluate borrower's financial statements, income documents, and other relevant data to assess creditworthiness. Identify potential risks and develop strategies to mitigate them. Collaborate with sales teams to close deals by providing timely approvals and disbursements. Ensure compliance with regulatory requirements and internal policies. Desired Candidate Profile 1-5 years of experience in credit management or related field (home loans preferred). MBA/PGDM degree from a reputed institution. Strong understanding of credit underwriting principles, regulations, and industry practices. Exce...
Posted 3 weeks ago
18.0 - 20.0 years
0 Lacs
mumbai, maharashtra, india
On-site
WBP:Supply Chain Finance Product Head INTERNAL USAGE: No. of Vacancies: 1 Reports to: Is a Team leader Y Team Size: 15 Grade: SR. VICE PRESIDENT Business: Corporate Banking Department: Wholesale Banking Products Sub - Department: WBP SCF Products Location: Worli Corporate Office About WBP Wholesale Banking Products (Trade & SCF) unit is responsible for driving and facilitating growth in various corporate products viz. Traditional Trade finance, Supply chain finance, Guarantee, digitization & Risk Distribution . It also focuses on Digitalisation, Product innovation and implementation, business analytics, portfolio management and strategic initiatives alongside coverage segments for expanding ...
Posted 3 weeks ago
6.0 - 8.0 years
0 Lacs
dehradun, uttarakhand (uttaranchal), india
On-site
RC & WC - Underwriting:Regional Credit Manager - SBB Credit INTERNAL USAGE: No. of Vacancies: Reports to: Zonal Credit Manager SBB Is a Team leader Y Team Size: 15-20 Grade: Sr Manager / AVP Business: Corporate Center Department: Retail Credit Sub - Department: SBB Credit Location: About Wholesale Credit The Retail Credit department in the Bank is a Credit Underwriting department for all the Retail clientele of the Bank. It is also responsible for ensuring the maintenance of a good portfolio quality and for ensuring smooth credit appraisal processes About the Role The Regional Credit Manager SBB Credit manages the credit activities and processes for loan applications of Small Business Bankin...
Posted 3 weeks ago
12.0 - 16.0 years
0 Lacs
ranchi, jharkhand
On-site
**Job Description:** As a seasoned professional with a minimum of 12 years of experience in NBFC, NBFC MFI, SFB, or Bank, you will play a crucial role in driving business growth by identifying new market segments to achieve periodical targets and optimize sales and revenue. Leading a sales team consisting of Regional Sales Managers and Cluster Managers, you will focus on expanding the Business Correspondent (BC) network of various financial institutions and the Direct sales channel. Your responsibilities will include managing the operations of loan products, ensuring accountability for achieving business goals, and increasing sales growth. **Key Responsibilities:** - Develop business by form...
Posted 3 weeks ago
12.0 - 16.0 years
0 Lacs
maharashtra
On-site
As the Operations Manager at the company, your primary responsibility is to develop and implement operational strategies aligned with business goals. You will oversee end-to-end operations across loan origination, credit underwriting, treasury, disbursement, servicing, and collections. Driving continuous improvement in operational processes through automation, digitization, and best practices will be essential for ensuring efficient operations. - Strategically manage operations by developing and implementing operational strategies aligned with business goals. - Oversee end-to-end operations across loan origination, credit underwriting, treasury, disbursement, servicing, and collections. - Dr...
Posted 3 weeks ago
3.0 - 5.0 years
0 Lacs
borivali, maharashtra, india
On-site
Job Description Kogta Financial (I) Ltd. is urgently looking for dynamic Branch Credit Manager-MSME Loan- at Mumbai (Borivali). Responsibilities Evaluation of Proposals put up for recommendation / approval as per credit policy. Customer visit and discussions to assess the loan requirement. Customer business and income assessment. Understanding the business thoroughly for self-employed non-professional profiles. Ascertaining and Validating the revenue streams and expenditure of the business. Should be able to see through the potential risks of the proposal. Should have ability to do due diligence without sufficient and formal documents / data. Files Checking as per Credit Policy. Risk Analysi...
Posted 3 weeks ago
0.0 - 5.0 years
3 - 4 Lacs
new delhi, gurugram, delhi / ncr
Work from Office
Job Title: Executive Underwriting Experience: Fresher to 5+ Years CTC: Up to 4.40 LPA Location: Gurgaon DLF Cyber City Industry: BFSI, NBFC, Banking, Financial Services Employment Type: Full Time, Permanent Job Description: We are looking for a candidate for the role of Executive – Underwriting to handle manual credit decisioning within defined TAT and credit guidelines. Key Responsibilities: Process credit applications as per credit and compliance guidelines Maintain decision accuracy and portfolio quality Meet daily productivity and TAT targets Ensure error rectification and process adherence Skills & Competencies: Strong analytical ability and attention to detail Good communication (verba...
Posted 3 weeks ago
10.0 - 20.0 years
9 - 12 Lacs
navi mumbai, mumbai (all areas)
Work from Office
Role & responsibilities Financial assessment of high-net-worth strategic customers through careful study of financial documents. Risk Management; Reduced credit risk by developing Mitigation, workout and liquidation plans. Implement risk assessment analysis with scoring models and reviewing complex credit proposal. Consistent assessment of the strength and weakness within the portfolio. Developed comprehensive learning modules for new credit managers, ensuring a seamless onboarding process and fostering a strong foundation in credit management practices. Managed quality underwriting operations through implementing FIRST TIME RIGHT (FTR) logins, which resulted in qualitative turnaround time f...
Posted 3 weeks ago
1.0 - 2.0 years
2 - 5 Lacs
mumbai
Work from Office
• Preparing detailed project reports and CMA data for funding proposals • Coordinating with banks and NBFCs for loan proposals and documentation. Financial statement analysis, ratio analysis, and credit assessment
Posted 3 weeks ago
8.0 - 10.0 years
11 - 15 Lacs
mumbai
Work from Office
Grade- M2 Role Risk Manager Job Description Preparing Policy and take timely portfolio corrective actions. Making Management Deck and presentation. Own the portfolio in terms of approval rate, fraud management, distribution management, risk- Monitoring, portfolio correction and managing loses. Closely monitor loss metrics and managing losses against budget. Periodic Monitoring of the bounces and do analysis for establishing non-perfoming cohorts. Work closely with BIU team over risk modelling and frame policies around various models. Engage with stake holders like business, RCU and Collection on improving portfolio health. JOB REQUIREMENTS Skills/Knowledge prerequisites Should have atleast 8...
Posted 3 weeks ago
2.0 - 4.0 years
5 - 8 Lacs
arcot, bengaluru
Work from Office
ROLEPURPOSE & OBJECTIVE Thisrole is primarily responsible for u nderwritinghigh ticket and open market loans in the field through thoroughassessment and personal discussion with borrower and / orco-borrower and unsecured loans of the microfinance and ruralbusiness vertical Theincumbent works on maintaining successand growth of products by adhering to defined policy and processfor loan approval and creditpolicies and processes are followed effectively by sourcingstaffs and appraisers. SIZEOF THE ROLE FINANCIALSIZE NON-FINANCIALSIZE ILDisbursement of Rs. 2-3 Cr in a month and manage IL portfolio of12-15 Cr. SupportIL business of 3-4 Branches KEYDUTIES & RESPONSIBILITIES OF THE ROLE Business Un...
Posted 3 weeks ago
3.0 - 8.0 years
5 - 9 Lacs
udaipur, ahmedabad, mumbai (all areas)
Work from Office
Role & responsibilities Review and assess a broad range of complex loan applications within defined guidelines and accordingly take decision or recommend for approval to higher authori es. Under write proposals as per the laid down policies & procedure. Conduct personal discussion with customers to establish credit worthiness and ensure comple on of credit/KYC documents and verifica on- telephonic, field & collateral visits. Assess income to obliga on ra os, in depth knowledge of ra onal behind calcula on of ra os and its impact on loan performance during the loan tenure. Maintain Por olio MIS, Delinquency MIS and other opera ons related MIS of the cluster and regularly repor ng the same. Bu...
Posted 3 weeks ago
2.0 - 4.0 years
0 Lacs
bhilwara, rajasthan, india
On-site
We are looking for a qualified and experienced Credit Underwriter to manage credit evaluation for Self-Employed Non-Professional (SENP) and Self-Employed Professional (SEP) mortgage cases. The role involves in-depth financial analysis, customer visits, and credit decision-making to ensure high-quality underwriting and minimal delinquency. The ideal candidate will have a strong understanding of mortgage lending, economic indicators, and regulatory norms. The role also includes mentoring Credit Processing Associates (CPAs), monitoring their productivity, and ensuring adherence to internal policies and audit standards. . Looking after credit underwriting of SENP / SEP cases - by having deep und...
Posted 3 weeks ago
2.0 - 6.0 years
6 - 9 Lacs
bharuch, ahmedabad, aurangabad
Work from Office
I. ROLE PURPOSE & OBJECTIVE (A two to three line statement outlining the objective or the reason for which the job exists. What would not get done in the organization if this role did not exist) 1. As Sales Manager, he/she will be responsible for achieving Business targets and managing healthy Portfolio, by ensuring timely repayments and controlling customer exits. 2. This role seeks to drive business volume through the Direct Sales Agent (DSA) channel II. SIZE OF THE ROLE FINANCIAL SIZE NON-FINANCIAL SIZE Monthly Business volume as per the business target. X-Bucket Collections as per defined norms Insurance cross-sell coverage on 100% of customers Family SA and Business CA sourcing Coordina...
Posted 3 weeks ago
2.0 - 4.0 years
4 - 6 Lacs
ghaziabad, new delhi, gurugram
Work from Office
We are looking for a qualified and experienced Credit Underwriter to manage credit evaluation for Self-Employed Non-Professional (SENP) and Self-Employed Professional (SEP) mortgage cases. The role involves in-depth financial analysis, customer visits, and credit decision-making to ensure high-quality underwriting and minimal delinquency. The ideal candidate will have a strong understanding of mortgage lending, economic indicators, and regulatory norms. The role also includes mentoring Credit Processing Associates (CPAs), monitoring their productivity, and ensuring adherence to internal policies and audit standards. Looking after credit underwriting of SENP / SEP cases by having deep underst...
Posted 3 weeks ago
2.0 - 4.0 years
4 - 6 Lacs
bhilwara
Work from Office
We are looking for a qualified and experienced Credit Underwriter to manage credit evaluation for Self-Employed Non-Professional (SENP) and Self-Employed Professional (SEP) mortgage cases. The role involves in-depth financial analysis, customer visits, and credit decision-making to ensure high-quality underwriting and minimal delinquency. The ideal candidate will have a strong understanding of mortgage lending, economic indicators, and regulatory norms. The role also includes mentoring Credit Processing Associates (CPAs), monitoring their productivity, and ensuring adherence to internal policies and audit standards. Looking after credit underwriting of SENP / SEP cases by having deep underst...
Posted 3 weeks ago
5.0 - 6.0 years
7 - 8 Lacs
mumbai, tarapur, kala
Work from Office
JD - Relationship Manager-Bharat Business The Relationship Manager LAP & Affordable Loans is responsible for sourcing new customers and managing existing relationships to grow the Loan Against Property (LAP) and Affordable Housing Loan portfolio. The role involves business development, credit analysis, and providing exceptional customer service to ensure high customer satisfaction and retention. Key Responsibilities: Business Development: o Source new clients through market visits, channel partners, and referrals. o Promote LAP and affordable home loan products in the assigned territory. o Build and maintain relationships with key stakeholders like builders, real estate agents, and DSA partn...
Posted 3 weeks ago
7.0 - 12.0 years
11 - 18 Lacs
gurugram
Work from Office
Job Description Title: Assistant Manager, Credit Research (Individual contributor for 6 months after that 2 repotees will be assigned) This is a contractual role of 1 year on third party payroll of Randstad Experience - 7-12 yrs Shift- 10 -7 PM, 2 hrs overlap to be given with US partners Mode - Hybrid Qualification- MBA or engineers/ No graduates Must experience- Preparing detailed credit research reports, credit analysis Report writing- 90% Financial modelling- basic - 10% Role summary The organization is a global in-house center supporting a major international financial services company and one of the largest life insurance organizations worldwide. It provides Business Operations, Technol...
Posted 3 weeks ago
2.0 - 4.0 years
3 - 4 Lacs
hyderabad
Work from Office
Job Description: Credit Manager with experience in chit funds or financial services to oversee the credit underwriting, risk assessment, and portfolio monitoring of subscribers. The ideal candidate will be responsible for evaluating the creditworthiness of members, ensuring compliance with company policies, and supporting healthy portfolio growth while minimizing defaults. Qualifications and Skills: Graduate / Post Graduate in Commerce, Finance, Accounting, or Business Administration. Minimum 3 years of relevant experience in credit assessment or underwriting in Chit Funds / NBFC / Microfinance / Banking sector. • Evaluate and underwrite chit lifting proposals, verify financials, and assess ...
Posted 3 weeks ago
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