2846 Credit Underwriting Jobs - Page 18

Role & responsibilities Responsible for Credit underwriting, credit Appraisals of Consumer Durable/ Personal Loans. Manage credit quality and control delinquencies. Understand credit policy and processes as well as credit environment in the city / branch. Ensuring 100% screening of new applications. Responsible for checking online profiling of customer in fastest mode. Managing Post Disbursement Verification. Investigation on pre acquisition fraud's. Managing Weekly and Monthly MIS and Trackers. Monitor and enforce approval rate and TAT as per prescribed standards. Co-ordination with Business team for resolving queries. Sharing of best practices and trend for respective locations. Managing m...

About The Role Key area of operations are managing disbursements of :-Grade M1 Personal / business loan Commercial vehicle loans Tractor finance. Commercial Vehical Loan Brief job descriptions :- Understanding on various Retail Asset Products (Consumer & Commercial PL, BL, OD, HF, LAP, CV, LCV, CE, TFE,) Preferably, experience in handling project workflows and exposure to retail assets. Good verbal and written communication skills Having 1 -2 yrs of experience in handling similar products. Should be hands on in excel operation with good typing speed. Should be able to follow bank"™s guidelines and be open to learning new processes and system. Should be an effective team member of RA-Ops to h...

About The Role Credit Manager-HF LOAN AGAINST PROPERTY (LAP)-Credit JOB DESCRIPTION Job Role: Looking after credit underwriting of SENP / SEP cases by having deep understanding of applicants financials and business background post visiting customer. Delinquency monitoring for underwritten cases during the infant stage so as to keep delinquency to almost Nil levels. Managing the credit quality of underwritten cases. Having sound knowledge of present economic indicators as well as updates in mortgage industry. Maintaining decent productivity levels of processing. Being a team player while assisting the team in implementing HO & local policies at ground level. Handling of CPAs and mentoring the...

About The Role Credit Manager-RELATIONSHIP BANKING GROUP-Credit JOB DESCRIPTION Role Credit Appraisal Loan applications within defined guidelines and accordingly take decision or recommend for approval to higher authorities Under writing cases with desired level of quality and enabling achievement of Branch Business target by proper training Use performance history along with liquidity, debt/asset management and profitability ratios to assess creditworthiness in evaluation Stock on HireIncrease in volume of business Ensure that SOH increases(pl confirm if this applies to CM role ) NPA trend Analyze the NPA trend like area, industry, sector etc. Interact with Customers & understand the busine...

About The Role Credit Manager-AGRI-FIN-PROJECTS (AF)-Credit JOB DESCRIPTION JOB ROLE Evaluating Credit requirements of potential customers of RBG caters to Commercial vehicle, Infrastructure, Dealer Finance as customer segment. Underwriting and preparation of credit assessment notes covering detailed analysis of business, management and financials Balance Sheet / Other Financial statement analysis and identifying risk factors Market, Competitor & Dealer visits as per the requirement and continuous updating of the happening/ changes in the market place which would help in acting proactively Timely processing of proposals as per TAT to ensure better time to market Ensuring compliance of terms ...

About The Role Job Role: Looking after credit underwriting of SENP / SEP cases by having deep understanding of applicants financials and business background post visiting customer. Delinquency monitoring for underwritten cases during the infant stage so as to keep delinquency to almost Nil levels. Managing the credit quality of underwritten cases. Having sound knowledge of present economic indicators as well as updates in mortgage industry. Maintaining decent productivity levels of processing. Being a team player while assisting the team in implementing HO & local policies at ground level. Handling of CPAs and mentoring them to extract quality in their output. Monitoring their productivity l...

About The Role The Relationship Manager LAP & Affordable Loans is responsible for sourcing new customers and managing existing relationships to grow the Loan Against Property (LAP) and Affordable Housing Loan portfolio. The role involves business development, credit analysis, and providing exceptional customer service to ensure high customer satisfaction and retention. Key Responsibilities: Business Development: Customer Relationship Management: Credit Assessment: Sales Target Achievement: Market Intelligence: Source new clients through market visits, channel partners, and referrals. Promote LAP and affordable home loan products in the assigned territory. Build and maintain relationships wit...

About The Role Job Role: Relationship management with aggregators across different levels from top management to middle management Strategize, manage and drive online aggregator partnerships for month on month target achievement Identifying and acquiring potential new aggregators Manage Direct Sales Team, Credit underwriters and call center - across different functions on a daily basis to meet the business goals & improve data point to disbursal funnel conversion To conceptualize and execute contests to motivate the partners Plan annual engagement calendars with aggregators aligned with business priorities Sales Planning and Day to day Operations for the Aggregator Platforms. Liaison with ot...

About The Role Job Role: Relationship management with aggregators across different levels from top management to middle management Strategize, manage and drive online aggregator partnerships for month on month target achievement Identifying and acquiring potential new aggregators Manage Direct Sales Team, Credit underwriters and call center - across different functions on a daily basis to meet the business goals & improve data point to disbursal funnel conversion To conceptualize and execute contests to motivate the partners Plan annual engagement calendars with aggregators aligned with business priorities Sales Planning and Day to day Operations for the Aggregator Platforms. Liaison with ot...

About The Role The Relationship Manager LAP & Affordable Loans is responsible for sourcing new customers and managing existing relationships to grow the Loan Against Property (LAP) and Affordable Housing Loan portfolio. The role involves business development, credit analysis, and providing exceptional customer service to ensure high customer satisfaction and retention. Key Responsibilities: Business Development: Customer Relationship Management: Credit Assessment: Sales Target Achievement: Market Intelligence: Source new clients through market visits, channel partners, and referrals. Promote LAP and affordable home loan products in the assigned territory. Build and maintain relationships wit...

About The Role Location Credit Manager-Agri Business Group (ABG)-Credit JOB DESCRIPTION Grade-M5 Above Function- Agri credit Role location Credit manager Max age limit- 25 + Experience- CA 1 years; Candidate should not be from Retail Credit Should have Underwriting experience in ticket size of Rs upto 15 Crs Market, Competitor & Dealer visits as per the requirement and continuous updating of the happening/ changes in the market place which would help in acting proactively Timely processing of proposals as per TAT to ensure better time to market Ensuring compliance of terms and conditions of sanctions by liasioning with the RMs and company involved Continuous monitoring of Infant Delinquencie...

About The Role The Group Internal Audit department conducts risk based internal audit of the Bank and its subsidiaries, including international subsidiaries. The role would involve executing credit audits of various businesses under Commercial Bank/Wholesale Bank. Understanding & evaluating credit proposals independently and highlighting gaps, if any. Testing operating effectiveness of controls, identifying weaknesses therein and making recommendations to improve the control environment; preparing audit reports/presentations; etc. Gaining & sharing knowledge. Job Requirements: Good understanding of banking business processes (lending) and exposure to credit underwriting/credit audits will be...

About The Role JD - Relationship Manager-Bharat Business The Relationship Manager LAP & Affordable Loans is responsible for sourcing new customers and managing existing relationships to grow the Loan Against Property (LAP) and Affordable Housing Loan portfolio. The role involves business development, credit analysis, and providing exceptional customer service to ensure high customer satisfaction and retention. Key Responsibilities: Business Development: Source new clients through market visits, channel partners, and referrals. Promote LAP and affordable home loan products in the assigned territory. Build and maintain relationships with key stakeholders like builders, real estate agents, and ...

About The Role Location Credit Manager-Agri Business Group (ABG)-Credit JOB DESCRIPTION Grade-M5 Above Function- Agri credit Role location Credit manager Max age limit- 25 + Experience- CA 1 years; Candidate should not be from Retail Credit Should have Underwriting experience in ticket size of Rs upto 15 Crs Market, Competitor & Dealer visits as per the requirement and continuous updating of the happening/ changes in the market place which would help in acting proactively Timely processing of proposals as per TAT to ensure better time to market Ensuring compliance of terms and conditions of sanctions by liasioning with the RMs and company involved Continuous monitoring of Infant Delinquencie...

About The Role Description: RBG Business under Commercial Banking at Kotak Mahindra Bank caters to all the working capital requirements of Transporters/ Logistics/ Warehousing/ Infrastructure/Dealer Finance segments. Hence, preferable industry would be these segments, however,good candidate with experience in Credit Corporate / SME/Mid-Market/Any other Dept. job role other than these segments canalso be considered. Evaluating Working Credit requirements of potential customers of RBG caters to Transporters, Automobile Dealers, Logistics & Warehousing, Govt Infrastructure Contractors, as customer segment. Underwriting and preparation of credit assessment notes covering detailed analysis of bus...

About The Role Job Role : Responsible for processing and underwriting of Commercial Vehicles Finance deals as per credit policy for Andhra Pradesh, Karnataka and Telangana. Ensure adherence to credit policy and defined processes and CAM quality and imparting training to Credit Processing Team/ Team Management. Maintaining defined TATs for approval and TAT / Performance Management of processing Team Imparting induction and continuous training programs for credit team and MIS management To ensure audit compliance and regulatory compliance Monitoring of Delinquencies / Infants Job Requirements : CA Inter / CA / MBA (Finance) Experience of minimum 2 years in financing business, preferably in a c...

About The Role Grade- M4 Role- Location Credit Manager About The Role : Credit appraisal including financial analysis to understand the solvency, liquidity position and repayment capacity of the entity, preparation of appraisal notes, credit checks etc. Meeting Customer and making Site visits at factory/office/residence of the client, viewing the working capacities of the business, inventory and working environment of the business. To interact with approving authority and provide them with required information for better decision making and engaging in regular discussions to give them an independent view of the credit / economic developments. Manage and ensure timely renewal of accounts and ...

About The Role Job Role: Relationship management with aggregators across different levels from top management to middle management Strategize, manage and drive online aggregator partnerships for month on month target achievement Identifying and acquiring potential new aggregators Manage Direct Sales Team, Credit underwriters and call center - across different functions on a daily basis to meet the business goals & improve data point to disbursal funnel conversion To conceptualize and execute contests to motivate the partners Plan annual engagement calendars with aggregators aligned with business priorities Sales Planning and Day to day Operations for the Aggregator Platforms. Liaison with ot...

About The Role JOB ROLE: Evaluating Credit requirements of potential customers of RBG caters to Commercial vehicle, Infrastructure, Dealer Finance as customer segment. Underwriting and preparation of credit assessment notes covering detailed analysis of business, management and financials Balance Sheet / Other Financial statement analysis and identifying risk factors Market, Competitor & Dealer visits as per the requirement and continuous updating of the happening/ changes in the market place which would help in acting proactively Timely processing of proposals as per TAT to ensure better time to market Ensuring compliance of terms and conditions of sanctions by liasioning with the RMs and c...

Primary Responsibilities: Credit Management Policy ProcessesMaintains Credit policy and process adherence in the Branch Coordinate with Legal Technical Agencies Underwriting Carry out detailed business analysis and recommend a proposal to the delegated authority Visit each case within prescribed TAT Prepare CAM and Financial Analysis for the caseVisit neighbours suppliers customers for the reference checksVisit property and conduct due diligence in identifying the property Location - Ahmedabad, Akurdi,Ambarnath,Anand,Aurangabad,Vadodara,Bhavnagar, Bhiwani, Bhusawal, Borivali, Chandrapur,Chowk,Dombivli, Gandhidham,Gondiya, Himatnagar, Hyderabad, Jalgaon,Jalna,Jamnagar,Kolhapur,Latur,Mehsana, ...

Freshers or Minimum 4 yr of experience in any process US Shift Sat & Sun fixed off Direct Banking Voice Process & Non voice process Good communication Graduation Mandatory Pick up& drop cab provided. Please apply for the job in Naukri.com and we will call you back. Do not search the number in Google and do not call us. Please apply for the job in Naukri.com and we will call you back. Do not search the number in Google and do not call us.

Job Requirements Job Requirements Job Title – Credit Manager Business Unit – Retail Banking -Credit Job Purpose: The role bearer has the responsibility to manage a team as well as coordinate with sales team to achieve target of the area assigned. The role bearer will be in direct contact with the consumers in order to establish their credit, worthiness, ensuring completion of verifications and adhering to the guidelines set as per the company credit policy. The execution of these tasks must be accomplished in such manner which is both sales supportive and risk averse contributing to the larger organizational objectives of the bank. Roles & Responsibilities: Responsible for underwriting secur...

ROLEPURPOSE & OBJECTIVE Underwrite Micro Mortgage in both SFB and URC branches Sanctionor recommend loans up to Rs. 10 Lakh with proper justificationbased on the product features and credit policy matrix Ensurecredit policies and processes of secured products of Micro /Rural banking vertical are followed effectively by branch staff Coordinatewith legal and technical vendors for their expert opinion reports EnsureLegal opinion and technical valuation reports are interpretedproperly while sanctioning these secured loans Interpretationof Property documents (Residential/commercial property), aware ofthe property value as per market and government value for LTV Conductthe risk assessment of the c...

ROLE PURPOSE & OBJECTIVE Drives Mortgage business in their respective Cluster. Is responsible for overall growth and success of the MLAP business & cross sell TPP & Liability Products Build efficient team of Relationship Officers in the Cluster assigned SIZE OF THE ROLE FINANCIAL SIZE NON-FINANCIAL SIZE Cost of hiring and placing new Relationship Officers at Branches Operational Cost of managing the Conveyance and Claims of Relationship Officers Cost of procurement marketing collaterals, sales aids Shall be expected to manage a portfolio of Rs.15 Cr. Progressively Managing a single product across the branches of operations Managing a team size of 5 employees progressively Managing assets lik...

Role & responsibilities: Physical PD Visits, Credit Analysis, Credit appraisal, Underwriting, Communication, Field work Preferred candidate profile: Having proper knowledge of underwriting, Product: Personal loan, Graduation is mandatory, Age : upto 31