1832 Credit Underwriting Jobs - Page 18

Role & responsibilities Credit Officer/ Credit Manager Preferred candidate profile Candidate should have CA Graduate (Fresher/Experience)

Role & responsibilities Credit Officer/ Credit Manager Preferred candidate profile Candidate should have CA Graduate (Fresher/Experience)

Role & responsibilities Credit Officer/ Credit Manager Preferred candidate profile Candidate should have CA Graduate (Fresher/Experience)

Role & responsibilities Credit Officer/ Credit Manager Preferred candidate profile Candidate should have home loan & LAP Credit experience

Role & responsibilities Credit Officer/ Credit Manager Preferred candidate profile Candidate should have home loan & LAP Credit experience

Role & responsibilities Credit Officer/ Credit Manager Preferred candidate profile Candidate should have home loan & LAP Credit experience

Role & responsibilities Credit Officer/ Credit Manager Preferred candidate profile Candidate should have home loan & LAP Credit experience

Role & responsibilities Credit Officer/ Credit Manager Preferred candidate profile Candidate should have home loan & LAP Credit experience

Role & responsibilities Credit Officer/ Credit Manager Preferred candidate profile Candidate should have home loan & LAP Credit experience

Role & responsibilities Credit Officer/ Credit Manager Preferred candidate profile Candidate should have home loan & LAP Credit experience

Role & responsibilities Credit Officer/ Credit Manager Preferred candidate profile Candidate should have home loan & LAP Credit experience

Role & responsibilities Credit Officer/ Credit Manager Preferred candidate profile Candidate should have home loan credit experience

With help of Supervisor/ Manager, Identify the customers for protentional Business Collect the documents from Customers and validate as per the organization norms Logging the case in the system as per SOP and follow the process for disbursement.

JOB ROLE Evaluating credit proposals covering financial, business and industrial risk & decisioning of the loan. Verifying the promoters track record & ascertaining their credit worthiness. Analysis of the financial statements of the prospective customer to identify the short term & long term solvency & liquidity position To ensure Bounce Rate and Delinquency are within acceptable standards. Monitor and enforce approval rate and TAT as per prescribed standards. Monitor and ensure that monthly Branch audit score is satisfactory. Vendor Management. To conduct customer meeting to evaluate credit proposal PDD Tracking and closure Compliance to repayment instrument replenishment to ensure regular repayment of EMI KEY RESPONSIBILITIES Credit Decisions • Take sound lending decisions based on available information & interactions with the applicants. • Manage credit quality and control delinquencies, frauds. Monitoring Performance • Managing performance in terms of key drivers i.e. Loses / Portfolio quality parameters Cost of credit administration Employee Productivity

JOB ROLE • Evaluating credit proposals covering financial, business and industrial risk & decisioning of the loan. • Verifying the promoters track record & ascertaining their credit worthiness. • Analysis of the financial statements of the prospective customer to identify the short term & long term solvency & liquidity position • To ensure Bounce Rate and Delinquency are within acceptable standards. • Monitor and enforce approval rate and TAT as per prescribed standards. • Monitor and ensure that monthly Branch audit score is satisfactory. • Vendor Management. • To conduct customer meeting to evaluate credit proposal • PDD Tracking and closure • Compliance to repayment instrument replenishment to ensure regular repayment of EMI KEY RESPONSIBILITIES Credit Decisions • Take sound lending decisions based on available information & interactions with the applicants. • Manage credit quality and control delinquencies, frauds. Monitoring Performance • Managing performance in terms of key drivers i.e. Loses / Portfolio quality parameters Cost of credit administration o Employee Productivity

Role & responsibilities Job Purpose: To manage and oversee the credit underwriting function for Loan Against Property (LAP) for the assigned region, ensuring high-quality credit appraisal, policy adherence, and portfolio health, while supporting business growth objectives. Key Responsibilities: Credit Appraisal & Underwriting: Evaluate and underwrite LAP proposals in line with company policy and risk appetite. Analyze borrower financials, property documents, market valuation, and credit bureau reports. Ensure timely processing of files to support business turnarounds. Team & Stakeholder Management: Manage and guide a team of credit officers/managers across the region. Collaborate with sales, operations, and legal teams to streamline the credit approval process. Conduct regular training and development sessions for the team. Policy Compliance & Risk Management: Ensure adherence to internal credit policies, regulatory guidelines, and audit requirements. Identify early warning signals and initiate corrective measures for high-risk accounts. Recommend modifications to credit policy based on regional portfolio performance. Portfolio Quality: Monitor disbursed portfolio quality through periodic reviews and field visits. Ensure healthy portfolio performance and minimize delinquency and NPAs. Conduct post-disbursement checks and field investigations where required. MIS & Reporting: Prepare and present region-wise credit reports, portfolio analysis, and risk metrics. Share actionable insights with senior management for strategic decisions. Preferred candidate profile Graduate/Postgraduate in Finance, Commerce, or a related field. CA/MBA preferred. 712 years of experience in credit underwriting, with strong exposure to LAP segment. In-depth knowledge of credit appraisal, property legal & technical evaluation, and risk analysis. Strong analytical, decision-making, and leadership skills. Regional market understanding and hands-on field experience preferred.

Responsible for coverage of clients and investors to advance business relationships and for origination of private credit transactions Liaising with various internal stakeholders such as Trading, Credit Risk, Compliance, Legal etc. to enable smooth execution of transactions Evaluating investment opportunities by undertaking fundamental credit assessment of companies from a credit underwriting lens Preparing credit memos detailing credit considerations to enable lending decisions for the Investment Committee Leading the structuring, reviewing, and finalizing transaction-related legal documentation Required Qualifications, Capabilities, and Skills Minimum of 6 years of relevant experience in private financing or related fields A well-rounded academic background from a top-tier educational institution. Strong leadership and strategic thinking skills, with the ability to navigate complex financial environments Excellent communication and negotiation skills, with experience in managing high-level client relationships Proven ability to work collaboratively across multiple business lines and geographies Preferred Qualifications, Capabilities, and Skills Experience in private financing or related fields Ability to engage effectively with diverse stakeholders and drive business growth

Project Manager

Job Role : Evaluating credit proposals covering financial, business and industrial risk & decisioning of the loan. Verifying the promoters track record & ascertaining their credit worthiness. Analysis of the financial statements of the prospective customer to identify the short term & long term solvency & liquidity position To ensure Bounce Rate and Delinquency are within acceptable standards. Monitor and enforce approval rate and TAT as per prescribed standards. Monitor and ensure that monthly Branch audit score is satisfactory. Vendor Management. To conduct customer meeting to evaluate credit proposal PDD Tracking and closure Compliance to repayment instrument replenishment to ensure regular repayment of EMI Key Responsibilities : Credit Decisions Take sound lending decisions based on available information & interactions with the applicants. Manage credit quality and control delinquencies, frauds. Monitoring Performance Managing performance in terms of key drivers i.e. 0-Loses / Portfolio quality parameters. 0-Cost of credit administration. 0-Employee Productivity. Mandatory Skills : Graduate/Postgraduate. 4-6 years Credit/Underwriting experience. Understanding of portfolio metrics. Strong inter-personal skills which encourages and promotes enthusiasm and team spirit. Forward your updated resume - Murugasurya.p@hdbfs.com -- Regards, Surya HR - Team HDB Financial Services murugasurya.p@hdbfs.com

Job Role : Evaluating credit proposals covering financial, business and industrial risk & decisioning of the loan. Verifying the promoters track record & ascertaining their credit worthiness. Analysis of the financial statements of the prospective customer to identify the short term & long term solvency & liquidity position To ensure Bounce Rate and Delinquency are within acceptable standards. Monitor and enforce approval rate and TAT as per prescribed standards. Monitor and ensure that monthly Branch audit score is satisfactory. Vendor Management. To conduct customer meeting to evaluate credit proposal PDD Tracking and closure Compliance to repayment instrument replenishment to ensure regular repayment of EMI Key Responsibilities : Credit Decisions Take sound lending decisions based on available information & interactions with the applicants. Manage credit quality and control delinquencies, frauds. Monitoring Performance Managing performance in terms of key drivers i.e. 0-Loses / Portfolio quality parameters. 0-Cost of credit administration. 0-Employee Productivity. Mandatory Skills : Graduate/Postgraduate. 4-6 years Credit/Underwriting experience. Understanding of portfolio metrics. Strong inter-personal skills which encourages and promotes enthusiasm and team spirit. Forward your updated resume - Murugasurya.p@hdbfs.com -- Regards, Surya HR - Team HDB Financial Services murugasurya.p@hdbfs.com

Mortgage Underwriting Quality Control (QC) DU/LP (Desktop Underwriter / Loan Prospector) GSE Guidelines (Fannie Mae, Freddie Mac) Loan Origination Systems (LOS) Red Flag Identification Appraisal Review Risk Assessment Mortgage Compliance US Mortgage Required Candidate profile US Mortgage Manual Underwriting Error Trend Analysis QC Auditing NMLS Licensed (Preferred) Rotational & Night Shifts Strong Analytical & Communication Skills

We are looking for a highly motivated and experienced Sales Manager to lead our Loan Against Property team. The ideal candidate will have a strong background in sales management and a proven track record of success in the Investment Banking/Venture Capital/Private Equity industry. Roles and Responsibility Develop and implement effective sales strategies to achieve business objectives. Lead and manage a team of sales professionals to meet targets. Build and maintain relationships with key clients and stakeholders. Conduct market research and analyze trends to identify new business opportunities. Collaborate with cross-functional teams to drive business growth. Monitor and report on sales performance metrics. Job Requirements Proven experience in sales management, preferably in the Investment Banking/Venture Capital/Private Equity industry. Strong understanding of sales principles and practices. Excellent leadership and communication skills. Ability to work in a fast-paced environment and meet deadlines. Strong analytical and problem-solving skills. Experience working with Loan Against Property products is an added advantage. Location- Mumbai,Delhi,Pune,Bengaluru,Hyderabad,Chennai

Perform the following under the guidance/direction of Supervisor/Manager With help of Supervisor/ Manager, Identify the customers for protentional Business Collect the documents from Customers and validate as per the organization norms Logging the case in the system as per SOP and follow the process for disbursement. Fulfil - the Sanction ratio as per organisation requirement Meeting the Customer requirements & cross- sell multiple products, under the guidance of Supervisor/ Manager. With help of Manager / Supervisor, empanelment of new vendor and develop relationships with them With help of Manager / Supervisor, ensure compliance to all Audit / RBI regulations. Location - mumbai,delhi,pune,bangalore,hyderabad,chennai

PaisaBuddy is looking for Zonal Credit Manager / Regional Credit Manager - [Credit & Risk - Wheels] to join our dynamic team and embark on a rewarding career journey Credit Analysis: Assessing the creditworthiness of potential borrowers by analyzing their financial statements, credit history, and repayment capacity Risk Assessment: Evaluating the level of credit risk associated with different borrowers and determining appropriate credit limits and terms Credit Policy: Developing and implementing credit policies and procedures to ensure consistency and compliance with internal guidelines and industry regulations Credit Underwriting: Approving or declining credit applications based on the risk assessment and established criteria Credit Monitoring: Monitoring the credit performance of existing borrowers and taking proactive measures to address potential delinquencies or defaults Debt Recovery: Overseeing debt collection efforts and working with collection agencies if necessary to recover outstanding debts Customer Relationship Management: Building and maintaining relationships with customers or clients to understand their credit needs and address any credit-related concerns Credit Reporting: Reporting on credit-related metrics and performance to senior management or relevant stakeholders Collateral Management: Evaluating and managing collateral provided by borrowers to secure credit facilities

PaisaBuddy is looking for Branch Credit Manager - [Credit & Risk - Wheels] to join our dynamic team and embark on a rewarding career journey Credit Analysis: Assessing the creditworthiness of potential borrowers by analyzing their financial statements, credit history, and repayment capacity Risk Assessment: Evaluating the level of credit risk associated with different borrowers and determining appropriate credit limits and terms Credit Policy: Developing and implementing credit policies and procedures to ensure consistency and compliance with internal guidelines and industry regulations Credit Underwriting: Approving or declining credit applications based on the risk assessment and established criteria Credit Monitoring: Monitoring the credit performance of existing borrowers and taking proactive measures to address potential delinquencies or defaults Debt Recovery: Overseeing debt collection efforts and working with collection agencies if necessary to recover outstanding debts Customer Relationship Management: Building and maintaining relationships with customers or clients to understand their credit needs and address any credit-related concerns Credit Reporting: Reporting on credit-related metrics and performance to senior management or relevant stakeholders Collateral Management: Evaluating and managing collateral provided by borrowers to secure credit facilities