4099 Credit Underwriting Jobs - Page 19

-3+yrs exp in Credit underwriting of retail loans in auto loan/ CV loans. -will be responsible as first level of decision for credit recommendation to mgnt. -Assess & analyze credit worthiness of individual or corporate applying for loan.

Responsibilities: Conduct credit analysis & appraisals Manage credit portfolio & risks Prepare MIS reports on loan processing & disbursements Analyze financial statements & prepare CMA data Monitor working capital ratios Liase with Banks, NBFCs

RC - Credit Manager - Mortgages Credit INTERNAL USAGE: No. of Vacancies: Reports to: ACM/RCM Is a Team leader N Team Size: 5-7 Grade: M/SM Business: Underwriting Department: Retail Credit Sub - Department: CPC Location: Pan India CPC locations About Retail Credit The Retail Credit department in the Bank is a Credit Underwriting department for all retail products of the Bank. It is also responsible for ensuring the maintenance of a good portfolio quality and for ensuring smooth credit appraisal processes About the Role CPC Credit underwriting managers manages core underwriting activities at the Credit Processing Centres. Credit Processing Associates would be reporting. Key Responsibilities Mo...

As a Mortgage Underwriter in the assigned branch/location, your role involves reviewing and assessing a variety of complex loan applications within specified guidelines. You will be responsible for underwriting proposals according to policies and procedures, ensuring timely processing to meet SLAs and managing business volumes in the city/area. Conducting personal discussions with customers to evaluate creditworthiness, collecting necessary documents, and verifying information through telephonic, field, and collateral visits are crucial aspects of your job. Your key responsibilities include: - Assessing income to obligation ratios and loan to value ratios with a comprehensive understanding o...

As a Credit Underwriting Specialist, your primary role will involve defining the credit underwriting framework for both new and existing bank customers. You will be responsible for strategizing credit approval processes and assigning credit limits. Your duties will also include monitoring and ensuring that acquisition vintage risk levels remain within the risk appetite set by the organization. Key Responsibilities: - Implementing high-end analytics to manage risk levels, approval rates, and customer credit profiles effectively - Providing data extraction, analysis, and visualization to facilitate company-wide decision-making - Managing the portfolio and limits of the existing card portfolio ...

In this role, you will be responsible for underwriting and managing the portfolio in the assigned branch/location. Your key responsibilities will include: - Reviewing and assessing a broad range of complex loan applications within defined guidelines and making decisions or recommending for approval to higher authorities. - Underwriting proposals as per the laid down policies & procedures to honor the agreed SLAs and manage city/area business volumes. - Conducting personal discussions with customers to establish creditworthiness, ensuring completion of credit/KYC documents, and verification through telephonic, field, and collateral visits. - Assessing income to obligation ratios, having in-de...

1. Credit Appraisal & Underwriting: Evaluate loan applications based on creditworthiness, financials, income proofs, bank statements, GST returns, bureau reports (CIBIL, CRIF), etc. Perform detailed analysis of: Personal Loan applicants Salary slips, employer background, repayment history. Business Loan applicants – Financial statements, turnover, cash flow, ITRs. Invoice Discounting – Verification of invoices, buyer credibility, and ledger validations. Conduct personal discussions (PDs) with borrowers where required. 2. Policy Adherence & Risk Assessment: Ensure loan proposals meet internal credit policy and risk framework. Analyze deviation requests and approve within authority matrix or e...

Role & responsibilities * Formulate and improvise the credit policy, in consultation with Risk and Credit Committee, from time to time. * To constantly engaged with partners for smooth flow of accurate information. * To review the credit appraisal memo and guide the team for improvisation. * To present the CAM with Credit Committee. * To prepare and compile MIS on the basis of credit findings * To carry out the Due diligence of customer on which exposure significant or found something alarming while apprising the customer. * To constantly engaged with peers for gathering market intelligence. * To coordinate with all the internal stake holder for smooth process.

Responsibilities Analyze companies financial and business performance , benchmark with peers, and project future performance. Conduct detailed credit risk assessments through industry research and financial analysis. Prepare high-quality rating reports articulating the rationale behind the ratings. Present findings to the Rating Committee and address queries with sound justification. Manage relationships with key clients and senior management teams. Ensure c ompliance with internal and regulatory standards. Collaborate with internal teams to stay updated on industry and market trends. Contribute to brand-building and franchise development initiatives. Requirements – MBA (Tier 1 B-School) or ...

Preparation of Loan Credit proposals, Credit administration, Credit risk & Credit Monitoring Involve Underwriting of Prime LAP cases, discussion with the customers, Analyze the Financial statement and key financial ratios Required Candidate profile CA with min 2+ yrs of exp in any loan credit.

Role Overview: You will be responsible for preparing and amending notes and financial models with correct information gathered from various sources. Additionally, you will prepare credit notes, interact with collections and sales teams, meet with customers to understand industry trends, and conduct pre-approval and rating processes for clients. Your role will also involve monitoring post-disbursement documents, managing portfolios, and working on process improvements. Furthermore, you will evaluate transaction risks, perform detailed financial analysis, and develop market intelligence by engaging with other financial institutions. Your responsibilities will include identifying automation opp...

As a Credit / Underwriting / Sanction Executive in the Fintech Domain, your role involves evaluating loan applications according to the company's credit policy and making swift, accurate underwriting decisions. You will be responsible for conducting KYC verification including PAN, Aadhaar, etc., analyzing bank statements, and assessing CIBIL reports. Additionally, you will be expected to detect and prevent fraudulent activities utilizing data and document verification tools. Your key responsibilities will include: - Independently managing the loan disbursement process by verifying cases and collecting necessary customer documents. - Providing support in customer pitching and explaining produ...

Role Overview: You will be responsible for preparing and amending notes and financial models with correct information gathered from various sources. You will also play a key role in assessing and structuring credit notes, interacting with collections and sales teams, and meeting customers to understand different industries and markets. Additionally, you will be involved in pre-approving and rating clients, conducting training sessions, monitoring post-disbursement documents, managing portfolios, evaluating risks, performing detailed financial analysis, and developing market intelligence. Key Responsibilities: - Prepare and amend notes and financial models with accurate information - Assess a...

About Credit Saison Established in 2019, CS India is one of the country's fastest growing Non-Bank Financial Company (NBFC) lenders, with verticals in wholesale, direct lending and tech-enabled partnerships with Non-Bank Financial Companies (NBFCs) and fintechs. Its tech-enabled model coupled with underwriting capability facilitates lending at scale, meeting India's huge gap for credit, especially with underserved and under penetrated segments of the population. Credit Saison India is committed to growing as a lender and evolving its offerings in India for the long-term for MSMEs, households, individuals and more. CS India is registered with the Reserve Bank of India (RBI) and has an AAA rat...

Job Summary We are looking for a dynamic and experienced MAB Program Manager with a strong background in credit underwriting for Working Capital cases within private sector banks. The ideal candidate will be responsible for driving strategic initiatives, supporting business teams, and ensuring robust credit evaluation processes. Key Responsibilities Independently underwrite credit proposals for Working Capital finance, ensuring alignment with internal credit policies and risk frameworks. Participate in credit committee discussions, presenting cases with clarity and sound judgment. Collaborate with business stakeholders to standardize and enhance the Credit Appraisal Memorandum (CAM) format. ...

Skills: - Commercial Real Estate and Commercial Underwriting What are we looking for? 1. Hands on experience with Commercial Real Estate Market USA 2. Hands on experience on Rent Roll / Income & Expenses Statement 3. Hands on experience on Financial Statement Analysis 4. Should be experience in preparing Risk Rating Memo (Annual Review) 5. Should have strong communication and email writing skills 6. Should be well versed with basics of Excel Roles and Responsibilities: In this role you are required to solve routine problems, largely through precedent and referral to general guidelines Your expected interactions are within your own team and direct supervisor You will be provided detailed to m...

Kotak Mahindra Bank Limited is looking for Credit Manager-Vishwas-Credit to join our dynamic team and embark on a rewarding career journey Credit Analysis Assessing the creditworthiness of potential borrowers by analyzing their ficial statements, credit history, and repayment capacity Risk Assessment Evaluating the level of credit risk associated with different borrowers and determining appropriate credit limits and terms Credit Policy Developing and implementing credit policies and procedures to ensure consistency and compliance with internal guidelines and industry regulations Credit Underwriting Approving or declining credit applications based on the risk assessment and established criter...

Unico Housing Finance Private Limited is looking for Branch Credit Manager to join our dynamic team and embark on a rewarding career journey Manage credit and lending activities for a branch Develop and implement credit strategies and plans Monitor and analyze credit performance and trends Ensure compliance with credit policies and procedures Collaborate with other departments to achieve credit objectives Provide training and support to credit staff Disclaimer: This job description has been sourced from a public domain and may have been modified by Naukri.com to improve clarity for our users. We encourage job seekers to verify all details directly with the employer via their official channel...

Unico Housing Finance Private Limited is looking for Area Credit Manager to join our dynamic team and embark on a rewarding career journey The Area Credit Manager is responsible for managing the credit and collections activities within a specific geographical area or region This includes assessing creditworthiness, setting credit limits, monitoring accounts receivable, and ensuring timely collections Key Responsibilities:Credit Risk Assessment:Evaluate the creditworthiness of new and existing customers Analyze financial statements, credit reports, and other relevant information to determine credit limits Credit Policy Development:Develop and implement credit policies and procedures in line w...

We are looking for a qualified and experienced Credit Underwriter to manage credit evaluation for Self-Employed Non-Professional (SENP) and Self-Employed Professional (SEP) mortgage cases The role involves in-depth ficial analysis, customer visits, and credit decision-making to ensure high-quality underwriting and minimal delinquency The ideal candidate will have a strong understanding of mortgage lending, economic indicators, and regulatory norms The role also includes mentoring Credit Processing Associates (CPAs), monitoring their productivity, and ensuring adherence to internal policies and audit standards Conduct credit underwriting for SENP/SEP mortgage cases with in-depth ficial and bu...

Key Responsibilities: Credit underwriting and analysis for LAP Manage branch-level credit operations Conduct PDs to evaluate client financials and risk Drive end-to-end loan process from login to sanction Liaise with legal, technical, and valuation teams Conduct property visits and analyse financial statements Ensure timely sanctioning within defined TAT

We are looking for a qualified and experienced Credit Underwriter to manage credit evaluation for Self-Employed Non-Professional (SENP) and Self-Employed Professional (SEP) mortgage cases. The role involves in-depth financial analysis, customer visits, and credit decision-making to ensure high-quality underwriting and minimal delinquency. The ideal candidate will have a strong understanding of mortgage lending, economic indicators, and regulatory norms. The role also includes mentoring Credit Processing Associates (CPAs), monitoring their productivity, and ensuring adherence to internal policies and audit standards. Looking after credit underwriting of SENP / SEP cases - by having deep under...

Job Title: Credit / Underwriting / Sanction Executive (Fintech Domain) Experience: 1-3 Years Qualification: B.Com or equivalent (Commerce background preferred) Key Responsibilities: Evaluate loan applications as per companys credit policy and make quick, accurate underwriting decisions. Perform KYC verification (PAN, Aadhaar, etc.), bank statement analysis, and CIBIL report assessment. Detect and prevent fraudulent activities using data and document verification tools. Manage loan disbursement process independently — verify cases and collect customer documents as required. Support in customer pitching and product explanation when needed. Work closely with the team to maximize collections and...

1. Risk Assessment and Underwriting - Underwriting decisions based on underwriting authority up to INR 150 crore and individual policies/programs as large as INR 300 crore - Provide technical inputs and advisory to the market on emerging risks and changing scenarios -Review technical, highly complex, large and inherently risky proposals -Evaluate proposal thoroughly considering past claims/cases and assess conformance with underwriting guidelines -Conduct 360 degree review of risks along with any associated loss ratio; decide on standard terms and conditions for the proposal -Arrive at the quotes to covert large accounts with substantial premiums in our favour 2. Premium Growth and New Clien...

*Review and verify customer documents *Interact with customers over call or digital channels. * Coordinate with field and credit teams to support loan assessment. * Ensure data accuracy and maintain loan file. Please share CV at 9892930479 Provident fund Health insurance