2846 Credit Underwriting Jobs - Page 20

Business Executive - Khammam - Vehicle Loans Eligibility Criteria: We need experienced persons in all type of Used vehicles of commercial vehicles, cars, tractors etc Minimum 1 to 3 years experience Any Full Time Graduate Recognized College I Institute I University Candidates from local place will be preferred. Computer Knowledge Must

Business Executive - Rajahmundry - Vehicle Loans Eligibility Criteria: We need experienced persons in all type of Used vehicles of commercial vehicles, cars, tractors etc Minimum 1 to 3 years experience Any Full Time Graduate Recognized College I Institute I University Candidates from local place will be preferred. Computer Knowledge Must

Max Life Insurance Company Limited is looking for Assistant Manager - Protection Underwriting to join our dynamic team and embark on a rewarding career journey Ensuring company policies are followed. Optimizing profits by controlling costs. Hiring, training and developing new employees. Resolving customer issues to their overall satisfaction. Maintaining an overall management style that follows company best practices. Providing leadership and direction to all employees. Ensuring product quality and availability. Preparing and presenting employee reviews. Working closely with the store manager to lead staff. Overseeing retail inventory. Assisting customers whenever necessary. Organizing emplo...

Key Objective of the Job: To handle responsibilities mapped to profile of Area Credit Manager. Handling and evaluating/ assessing CAM Note as well financial model submitted by Business Team To prepare credit note / financial model with correct information (gathered via business team / public domain / other resources) Structure the transaction in a feasible manner complying with internal credit policy and regulatory framework. Capture critical analysis of the Business/ Promoters / Industry /financials and other specific risk w.r.t. particular transaction. Adequately articulate the risks and respective mitigates along with the sanction conditions/ recommendation. Major Deliverables: To prepare...

Customer Service Professional - Sales - Financial Inclusion - Housing - EM - Sales Achieving business targets as laid down by acquiring new client relationships and maintaining them. Graduate in any discipline Identify target areas for prospective business Pre-screen customer segments as per the organization norms Ensure the number of log in along with disbursement Ensure high customer satisfaction level by proactively understanding customer needs and cross- sell multiple products as per the requirements Execute sales promotion activities to build customer interest in the TCFSL brand Build strong client relationships both internally and externally and build a strong brand identification with...

Achieving business targets as laid down by acquiring new client relationships and maintaining them. Graduate in any discipline Identify target areas for prospective business Pre-screen customer segments as per the organization norms Ensure the number of log in along with disbursement Ensure high customer satisfaction level by proactively understanding customer needs and cross- sell multiple products as per the requirements Execute sales promotion activities to build customer interest in the TCFSL brand Build strong client relationships both internally and externally and build a strong brand identification with potential customers. Ensure vendor empanelment and develop relationships with new ...

Role & responsibilities - • Evaluating credit proposals covering financial, business and industrial risk & decisioning of the loan. • Verifying the promoters track record & ascertaining their credit worthiness. • Analysis of the financial statements of the prospective customer to identify the short term & long term solvency & liquidity position • To ensure Bounce Rate and Delinquency are within acceptable standards. • Monitor and enforce approval rate and TAT as per prescribed standards. • Monitor and ensure that monthly Branch audit score is satisfactory. • Vendor Management. • To conduct customer meeting to evaluate credit proposal • PDD Tracking and closure • Compliance to repayment instr...

Underwriting experience in Loan, preferably Unsecured Loans. Doing personal discussion with borrower. Preparing CAM (Credit Assessment Memo), ensuring proper and correct information. Checking and appraising proposals, scrutinizing documents including SOA analysis, CIBIL analysis, ensuring proper KYC etc before assigning any application to Lender with proper TAT and quality. Primary assessment & analysis of reasons of non-starter cases. Basic Financial Knowledge of Balance sheet and Profit & Loss A/c.

Were looking for a dynamic leader to manage and grow our Credit Risk Operations team within the Stripe Delivery Center. In this role, you will: Lead and coach a team of Credit Risk Associates Drive commercial credit underwriting & risk mitigation strategies Balance credit loss management with world-class customer experience Set goals, track KPIs, and implement process improvements Act as an escalation point for complex reviews What were seeking: 6+ years in credit risk/financial analysis 1+ year in people management Strong operational expertise & stakeholder management Passion for building high-performing teams JD Link : APPLY: https://stripe.com/jobs/listing/credit-risk-operations-team-lead...

This position is a hire for one of the LFX ventures- AIR8 Finance. About AIR8: An LFX digital venture, Air8 is building an insight-based technology platform that capitalizes on Li & Fung's ecosystem with more than 118 years of supply chain experience, connecting suppliers, buyers, and funders in over 50 markets. Air8's goal is to combine supply chain insights with financing expertise and digital technologies to channel capital to vendors. Air8's vision is to promote sustainable financing while bridging the supply chain working capital gap. LFX is a Fung Group company, which focuses on being an incubation, investment, and operating platform providing digital solutions and digitally enabled se...

As an Analyst in the SME & Transaction Banking team at our small finance bank in Bangalore, your primary responsibility will be to identify, evaluate, and manage lending opportunities for SME clients across various sectors. You will collaborate with internal teams and external stakeholders to execute lending transactions efficiently while ensuring ongoing portfolio monitoring. Your role will require you to conduct financial analysis, risk assessment, credit underwriting, and prepare detailed credit memos for presentation to internal committees. Moreover, you will be involved in building and maintaining relationships with companies and founders, and handle due diligence, negotiations, documen...

As a Credit Underwriter, your main responsibility will be to evaluate credit proposals while strictly following credit policies, risk framework, and regulatory guidelines. You will play a crucial role in managing portfolio risk by monitoring delinquency, overseeing existing portfolio customers, and recognizing early warning signs for potential NPAs. In addition to underwriting tasks, you will also be expected to lead a team and collaborate with stakeholders across various departments such as sales, operations, legal, and technical. Your role will involve aligning the team with organizational goals, fostering teamwork, and providing training to ensure a cohesive working environment. Ensuring ...

As a Financial Analyst, your primary responsibilities will include preparing and amending notes and financial models with accurate information obtained from the business team, public domain, or other resources. You will be tasked with preparing credit notes that involve detailed transaction structuring and assessments, focusing on the assessment of sought credit facilities. Regular interaction with collections and sales teams will be essential to track delinquencies, study delinquent cases, derive insights, and share learnings with the team. You will also meet retail and strategic customers on a regular basis to gain a comprehensive understanding of various industries and markets. In additio...

You will be responsible for underwriting mortgage business and managing the portfolio in the assigned branch/location. Your core responsibilities will include reviewing and assessing a broad range of complex loan applications within defined guidelines, underwriting proposals as per policies & procedures, conducting personal discussions with customers to establish creditworthiness, maintaining Portfolio MIS and other relevant reports, building effective relationships with third parties, and ensuring quick turnaround time of credit lending proposals. Additionally, you will be required to undertake critical review of credit proposals, ensure collateral and credit risk mitigation, monitor credit...

Job Description Area Credit Manager EQF REPORTS TO (SOLID & MATRIX): Position Grade: M4/M5 Business Unit: SME Department: Credit Sub Function: EQF Location: Number of Positions: Single / Multiple Position Type: Full Time Job Purpose Direct Reports (Position Title) Resources The objective of the role is to ensure vigorous credit underwriting, monitor delinquencies, and enhance market intelligence. This involves preparing credit notes, conducting client visits, and analysing transaction risks. The role also includes identifying automation opportunities, minimizing audit queries, and staying updated on market practices to facilitate informed decision-making. Team Size Direct: 3 Indirect Team Si...

Job Description . To underwrite mortgage business and manage the portfolio in assigned branch/location Core Responsibilities: o Review and assess a broad range of complex loan applications within defined guidelines and accordingly take decision or recommend for approval to higher authorities. o Under write proposals as per the laid down policies & procedure to honour the agreed SLAs and manage city/area business volumes. o Conduct personal discussion with customers to establish credit worthiness and ensure completion of credit/KYC documents and verification- telephonic, field & collateral visits. o Assess income to obligation ratios, loan to value ratios, in depth knowledge of rational behin...

Job Description 10795 . To underwrite mortgage business and manage the portfolio in assigned branch/location Core Responsibilities: o Review and assess a broad range of complex loan applications within defined guidelines and accordingly take decision or recommend for approval to higher authorities. o Under write proposals as per the laid down policies & procedure to honour the agreed SLAs and manage city/area business volumes. o Conduct personal discussion with customers to establish credit worthiness and ensure completion of credit/KYC documents and verification- telephonic, field & collateral visits. o Assess income to obligation ratios, loan to value ratios, in depth knowledge of rational...

Job Description 11007 To manage all activities pertaining to the sanction life cycle of all borrower accounts in the retail loan business for all short and medium term products Post Graduate/ Graduate in any discipline 1. Own the entire credit underwriting process for the assigned region, including the consistent application of a credit policy, periodic credit reviews of existing customers, early warning and delinquency management and the assessment of the creditworthiness of potential customers. 2. Conduct periodic review of all existing policies, guidelines and processes to ensure updation on lines of external environment, organization needs and regulatory framework 3. Assess customers sou...

Job Description To underwrite and manage the portfolio in assigned branch/location Responsibilities: Review and assess a broad range of complex loan applications within defined guidelines and accordingly take decision or recommend for approval to higher authorities. Under write proposals as per the laid down policies & procedure to honor the agreed SLAs and manage city/area business volumes. Conduct personal discussion with customers to establish credit worthiness and ensure completion of credit/KYC documents and verification- telephonic, field & collateral visits. Assess income to obligation ratios, in depth knowledge of rational behind calculation of ratios and its impact on loan performan...

Job Description 1. Review and assess a broad range of complex loan applications within defined guidelines and accordingly take decision or recommend for approval to higher authorities. 2. Under write proposals as per the laid down policies & procedure to honor the agreed SLAs and manage city/area business volumes. 3. Conduct personal discussion with customers to establish credit worthiness and ensure completion of credit/KYC documents and verification- telephonic, field & collateral visits. 4. Assess income to obligation ratios, in depth knowledge of rational behind calculation of ratios and its impact on loan performance during the loan tenure. 5. Maintain Portfolio MIS, Delinquency MIS and...

HDFC Bank Is hiring for Retail Credit - Credit Manager for Mumbai/ Pune location Job Purpose : 1. To ensure all loan proposals are processed within defined TAT and credit delivery to the customer (both internal and external customers), with very low defects/reworks, and increasing efficiency of operations and vendor competence improvement. 2. Adherence to the policy/process laid out by the Central team on all application being processed 3. Very close monitoring on Non-starters / EMR trends so as to ensure healthy portfolio. 4. Audit compliance on all aspects stipulated by Head office, and regulatory compliance in the location. 5. To interact closely with other functions such as Sales/Operati...

The SM - LAP & Affordable Loans is responsible for sourcing new customers and managing existing relationships to grow the Loan Against Property (LAP) and Affordable Housing Loan portfolio. The role involves business development, credit analysis, and providing exceptional customer service to ensure high customer satisfaction and retention. Key Responsibilities: Business Development: Customer Relationship Management: Credit Assessment: Sales Target Achievement: Market Intelligence: Source new clients through market visits, channel partners, and referrals. Promote LAP and affordable home loan products in the assigned territory. Build and maintain relationships with key stakeholders like builder...

- Extensively work on risk assessment and credit underwriting - Understanding the customer profile, performing financial analysis & determining the credit worthiness of the proposals - Monitoring the existing loans portfolio to maintain its quality

Job Title: Senior Credit Underwriter Location: Hyderabad, Mindspace Experience: 3+ Years Position Type: Full-time Shift Timings: 6:00 PM to 3.00 AM (Based on day light saving) Work Model: WFO No transport facility At Palni , we are seeking an experienced Credit Underwriter to support our clients credit team. This role is pivotal in managing underwriting, pricing, loan performance, and collections , with a direct impact on customer-level P&L . As part of our Credit Team , you will make data-driven business decisions to optimize lending margins while leveraging analytics to refine policies and pricing strategies. Key Responsibilities: Analyze financial data to assess the creditworthiness of sm...

You will be responsible for managing and expanding the Pre-Approved Base (PAB) Portfolio for various Consumer Lending products including Consumer Durable, Cross Sell, Credit Card, Personal Loan, and Gold Loan within the banking sector. Your expertise will be crucial in implementing data-driven customer targeting, product strategy, and campaign management to achieve growth. Your primary responsibilities will include developing and executing strategies for pre-approved offers across lending portfolios, analyzing customer segments for pre-approved credit offers, collaborating with internal teams to define eligibility and credit policy, planning and executing campaigns, monitoring campaign perfo...