Credit Manager - Commercial Vehicle - Credit Appraisal - Delhi - Videcon Tower - JM

3 - 7 years

0 Lacs

Posted:1 day ago| Platform: Shine logo

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Work Mode

On-site

Job Type

Full Time

Job Description

Role Overview: You will be responsible for preparing and amending notes and financial models with correct information gathered from various sources. Your focus will be on structuring detailed transaction assessments for credit notes, interacting with collections and sales teams to track delinquencies, meeting with customers to understand industry trends, and conducting pre-approval and rating processes for clients. Additionally, you will be involved in training sessions for sales teams, controlling post-disbursement documents, managing portfolio quality, evaluating risks, performing financial analysis, and developing market intelligence. Key Responsibilities: - Prepare/amend notes and financial models with accurate information - Structure detailed transaction assessments for credit notes - Interact with collections and sales teams to track delinquencies - Meet with customers to understand industry trends - Conduct pre-approval and rating processes for clients - Provide training sessions for sales teams - Control post-disbursement documents - Manage portfolio quality - Evaluate transaction, business, financial, and industry risks - Identify and mitigate relevant risks - Perform detailed financial analysis - Develop market intelligence - Identify automation opportunities and new product development - Ensure quality of credit underwriting - Raise early warning signals for stress accounts - Resolve audit queries within prescribed timelines - Stay updated on CE/CV market practices - Actively participate in customer visits - Generate regular market intelligence reports Qualification Required: - Minimum Degree: MBA/PGDBA/PGPM/CA or Equivalent (Note: Any additional details of the company were not provided in the job description.) Role Overview: You will be responsible for preparing and amending notes and financial models with correct information gathered from various sources. Your focus will be on structuring detailed transaction assessments for credit notes, interacting with collections and sales teams to track delinquencies, meeting with customers to understand industry trends, and conducting pre-approval and rating processes for clients. Additionally, you will be involved in training sessions for sales teams, controlling post-disbursement documents, managing portfolio quality, evaluating risks, performing financial analysis, and developing market intelligence. Key Responsibilities: - Prepare/amend notes and financial models with accurate information - Structure detailed transaction assessments for credit notes - Interact with collections and sales teams to track delinquencies - Meet with customers to understand industry trends - Conduct pre-approval and rating processes for clients - Provide training sessions for sales teams - Control post-disbursement documents - Manage portfolio quality - Evaluate transaction, business, financial, and industry risks - Identify and mitigate relevant risks - Perform detailed financial analysis - Develop market intelligence - Identify automation opportunities and new product development - Ensure quality of credit underwriting - Raise early warning signals for stress accounts - Resolve audit queries within prescribed timelines - Stay updated on CE/CV market practices - Actively participate in customer visits - Generate regular market intelligence reports Qualification Required: - Minimum Degree: MBA/PGDBA/PGPM/CA or Equivalent (Note: Any additional details of the company were not provided in the job description.)

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Tata Capital logo
Tata Capital

Financial Services

Mumbai Maharashtra