13 Audit Resolution Jobs

As an Internal Rating Validation professional at our organization, your main responsibility will be to validate ratings for corporate, SME, business banking, NBFC, MFI, broker, and bank clients across the bank. Your key activities will include conducting a detailed review and analysis of credit-related aspects such as industry trends, business operations, financial status, and management structure. You will also be involved in preparing rating rationale and providing explanations for any changes in risk scores. Additionally, you will be required to review any deviations from the credit policy of the bank and make recommendations or comments on proposals presented to the Board level credit committee. You will need to ensure compliance with policies, assess portfolio risks, and evaluate industry prospects before making judgments on rating actions as per the delegation matrix. Your role will involve collaborating with various stakeholders such as Credit and Business teams to make informed decisions. Effective communication and interaction with different business units including Large Corporates, Emerging Local Corporates, NBFCs, Brokers, MFIs, Projects, and Small & Micro Enterprises will be crucial. Moreover, you will be responsible for resolving internal and external audit queries as well as those from regulatory bodies like the RBI. Keeping abreast of industry developments through seminars, conferences, client interactions, and benchmarking of companies within sectors will also be part of your job duties. In terms of team management, you will play a vital role in defining and achieving goals and key performance indicators for your direct reports. Providing guidance, feedback, coaching, and development opportunities to team members will be essential for their growth and success. You will also be involved in nurturing talent within the team and developing a talent pipeline for key roles in the division. Lastly, ensuring adherence to processes and meeting pre-decided turnaround times (TAT) will be critical for success in this role. Your ability to work efficiently within established timelines while maintaining quality standards will be key to your performance.,

As a candidate for the role, you will be responsible for preparing and amending financial notes and models with accurate information sourced from various channels such as the business team, public domain, or other resources. Your key tasks will include the detailed structuring and assessment of credit notes, focusing on the assessment aspect of the sought credit facility. You will be required to engage in regular interactions with collections and sales teams to monitor delinquencies, study delinquent cases, derive insights, and share learnings with the team. Meeting with customers, both retail and strategic, at regular intervals to gain insights into various industries and markets will be a crucial aspect of your role. Furthermore, you will need to perform pre-approval and rating processes for clients with exposure exceeding Rs 500L and conduct training sessions for sales, channel partners, and field sales staff on product policies and processes. Additionally, you will be responsible for controlling and monitoring post-disbursement documents through interactions with sales teams and customers. Managing the portfolio to ensure the quality of documentation, post-disbursal documents, and delinquency levels, as well as working on projects for process improvements, will be part of your routine. You will also conduct detailed financial analyses focusing on P&L and Balance Sheet movements, preparing credit notes, and assessing transaction structures and credit views. Your role will involve conducting detailed financial appraisals, developing market intelligence by engaging with other banks and FIs, and identifying automation opportunities in processes and new product development. Ensuring high-quality credit underwriting, raising early warning signals for stress accounts, resolving audit queries within timelines, actively participating in customer visits, and generating regular market intelligence reports will be essential tasks. For this position, you are required to hold a minimum degree of MBA/PGDBA/PGPM/CA or an equivalent qualification. Your expertise in financial analysis, credit underwriting, market intelligence, and customer engagement will be crucial for success in this role.,

As a Financial Analyst, your primary responsibilities will include preparing and amending notes and financial models with accurate information obtained from the business team, public domain, or other resources. You will be tasked with preparing credit notes that involve detailed transaction structuring and assessments, focusing on the assessment of sought credit facilities. Regular interaction with collections and sales teams will be essential to track delinquencies, study delinquent cases, derive insights, and share learnings with the team. You will also meet retail and strategic customers on a regular basis to gain a comprehensive understanding of various industries and markets. In addition, you will be responsible for pre-approving and rating clients with exposure exceeding Rs 500L, conducting training sessions for sales and channel partners, controlling and monitoring post-disbursement documents, managing portfolios to ensure quality documentation and delinquency levels, and working on projects for process improvements. Your role will involve performing detailed financial analysis, focusing on major movements in the P&L and Balance sheet to ascertain and cite precise reasons for such movements. You will also be involved in preparing credit notes, detailed financial appraisals, and developing market intelligence by engaging with other banks and financial institutions. Identifying automation opportunities in existing processes, new product development, ensuring quality credit underwriting, raising early warning signals for stress accounts, resolving audit queries within prescribed timelines, actively participating in customer visits, and providing regular market intelligence reports will also be part of your responsibilities. Qualifications: - Minimum Degree: MBA/PGDBA/PGPM/CA or Equivalent.,

As a Credit Analyst, you will be responsible for preparing and amending notes and financial models with accurate information obtained from various sources such as the business team, public domain, or other resources. You will focus on assessing detailed transaction structures for credit notes, particularly for sought credit facilities. Regular interaction with collections and sales teams will be necessary to track delinquencies and analyze delinquent cases for insights to be shared with the team. Meeting with retail and strategic customers on a regular basis is essential to gain a deep understanding of various industries and markets. You will also be involved in pre-approving and rating clients with exposure exceeding Rs 500L, as well as conducting training sessions for sales, channel partners, and field sales staff on product policies and processes. Your role will include controlling and monitoring post-disbursement documents like invoices, insurance, and RC through interactions with sales teams and customers. Managing the portfolio to maintain the required quality of documentation, post-disbursal documents, and delinquency levels is a key responsibility. Additionally, you will work on projects and process improvements periodically. Financial analysis will be a crucial aspect of your job, requiring detailed examination of major movements in P&L and balance sheets to determine the precise reasons for such changes. You will be involved in preparing credit notes that outline transaction structures, credit views, risks, and mitigants, as well as conducting detailed financial appraisals covering business models, working capital cycles, and profitability. Developing market intelligence by engaging with individuals from other banks and financial institutions to understand their policies, focus areas, and portfolio health will be necessary. Identifying automation opportunities in existing processes and new product development will also be part of your responsibilities. Maintaining the quality of credit underwriting, raising early warning signals for stressed accounts, resolving audit queries within prescribed timelines, actively participating in customer visits, and providing regular market intelligence reports are additional tasks you will handle. Qualifications: - Minimum Degree: MBA/PGDBA/PGPM/CA or Equivalent.,

As a Credit Analyst, your main responsibility will be to prepare and amend notes and financial models with accurate information gathered from various sources such as the business team, public domain, and other resources. You will be tasked with preparing credit notes that include detailed transaction structuring and assessment, focusing on the assessment part of the sought credit facility. Regular interaction with collections and sales teams will be essential to track delinquencies, study delinquent cases to derive insights, and share learnings with the team. Meeting with customers, both retail and strategic, at regular intervals will be necessary to understand various industries and markets. You will also be required to pre-approve and rate all clients with exposure exceeding Rs 500L, conduct regular training sessions for sales, channel partners, and field sales staff on product policies and processes, and monitor post-disbursement documents like invoices, insurance, and RC. Managing the portfolio to ensure the requisite quality of documentation, post-disbursal documents, and delinquency levels is crucial. Working on projects and process improvements, critically evaluating transaction, business, and financial risks, identifying associated risks, and submitting appropriate mitigations will also be part of your role. Performing detailed financial analysis, preparing credit notes, conducting financial appraisals, and developing market intelligence by engaging with other banks and FIs will be essential. Identifying automation opportunities in existing processes, new product development, and ensuring quality credit underwriting are also key responsibilities. You will need to raise early warning signals for stress accounts, ensure minimal audit queries including RBI and statutory audits, and resolve them within prescribed timelines. Having a strong understanding of CE/CV market practices, active involvement in customer visits, and regular reporting of market intelligence through MIS will be expected. Qualifications: - Minimum Degree: MBA/PGDBA/PGPM/CA or Equivalent.,

About KPMG in India KPMG entities in India are professional services firms affiliated with KPMG International Limited. Established in India in August 1993, our professionals leverage the global network of firms while being well-versed in local laws, regulations, markets, and competition. With offices spread across India, including Ahmedabad, Bengaluru, Chandigarh, Chennai, Gurugram, Hyderabad, Jaipur, Kochi, Kolkata, Mumbai, Noida, Pune, Vadodara, and Vijayawada, we offer services to national and international clients across various sectors. Our aim is to provide rapid, performance-based, industry-focused, and technology-enabled services that reflect our deep understanding of global and local industries and our experience in the Indian business environment. Purpose Review level 2 AML alerts as per Procedure and Red Flag documents. Escalate positive alerts to country FCC for review and decision-making. Ensure adherence to AML policies and procedures. Collaborate with stakeholders on AML-related matters. Provide continuous input to enhance the AML process, including system improvements. Key Responsibilities Review pre and post-transaction alerts from an AML perspective. Ensure proper systems, procedures, and controls are in place and functioning effectively for Trade. Submit monthly MIS on Trade AML alerts and reports to management promptly. Review and escalate alerts in a timely manner. Coordinate market rollout as per the group implementation plan. Manage IT initiatives/issues related to systems used by Operations/AML Advisors. Coordinate BCP/DR testing and crisis management measures. Pursue local/international AML certifications to enhance skills and talent. Drive operational excellence initiatives. Maintain acceptable audit ratings for the unit and address audit and AML risk issues promptly. Provide AML inputs to the training team. Engage regularly with the Operations team in Trade, sharing cases and insights. Ensure low attrition rates in the AML team. Conduct skip-level meetings to boost employee morale. Keep the team updated on AML policies and procedures. Risk Management Analyze significant financial crime risk events to identify and report all relevant parties internally and across jurisdictions. Apply Group and FCC policies for effective risk management. Governance Inform senior management promptly about serious regulatory breaches or risk tolerance breaches for quick remediation. Equal Employment Opportunity Information Qualifications Qualified Graduate with a minimum of 0-1 year of post-qualification experience.,

About KPMG in India KPMG entities in India are professional services firms affiliated with KPMG International Limited. Established in India in August 1993, KPMG professionals leverage a global network of firms and possess in-depth knowledge of local laws, regulations, markets, and competition. With offices located across India in cities such as Ahmedabad, Bengaluru, Chandigarh, Chennai, Gurugram, Jaipur, Hyderabad, Kochi, Kolkata, Mumbai, Noida, Pune, Vadodara, and Vijayawada, KPMG entities in India offer services to national and international clients across various sectors. The aim is to deliver rapid, performance-based, industry-focused, and technology-enabled services that reflect a deep understanding of global and local industries and the Indian business environment. Purpose As a part of the AML team, your responsibilities include reviewing level 2 AML alerts in accordance with the Procedure document and Red Flag document. Any positive alerts are to be escalated to the country FCC for further review and decision-making. Ensuring the implementation of AML policies as per the current procedures, collaborating with stakeholders on AML-related matters, and providing continuous input for enhancing the overall AML process, including system-related improvements. Key Responsibilities - Review pre and post transaction alerts from an AML perspective. - Ensure the adequacy of systems, procedures, and controls aligned with existing policies for Trade. - Timely submission of monthly MIS concerning Trade AML alerts and reports to management. - Timely review and escalation of alerts. - Coordinating the rollout across all markets as per the group implementation plan. - Coordinating IT initiatives/issues related to systems used by Operations/AML Advisors. - Managing BCP/DR testing and crisis situation management. - Enhance skills and talent by pursuing local/international certifications in AML. - Drive operational excellence initiatives. - Maintain acceptable audit ratings for the unit and promptly address audit and AML risk-related issues. - Provide AML inputs to the training team as necessary. - Regularly engage with the Operations team in Trade to share cases and new insights. - Maintain low attrition rates in the AML team. - Conduct skip-level meetings with team members to ensure high employee morale. - Keep the team updated on important aspects of AML policies and procedures periodically. Risk Management - Analyze significant financial crime risk events to identify and report all connected parties, particularly cross-border transactions, internally across relevant jurisdictions. - Apply Group and FCC policies and processes to manage risks effectively. Governance - In case of serious regulatory breaches or breached risk tolerances, promptly inform senior management for swift remediation or cessation of activities. Qualifications Qualified Graduate with a minimum of 1-2 years of post-qualification experience.,

This role is ideal for professionals with a strong background in relationship management and business development, particularly in handling NBFCs, PSUs, and other Financial Institutions. As a candidate for this position, you will be responsible for managing the Securitization Product (PTCs and DA) by developing processes, policies, and manuals for the department. Your primary focus will be on providing customer service to both internal and external stakeholders, ensuring compliance with RBI and internal regulations, and building a profitable portfolio. Additionally, you will be tasked with building relationships with various Financial Institutions, cross-selling bank products to customers, and achieving business targets. Responsibilities include liaising with Originators, Rating Agencies, Arrangers, Legal Counsels, and Trustees to ensure transactions comply with RBI and SEBI Guidelines, managing relationships with stakeholders in wholesale banking, coordinating with sales teams to meet targets and SLAs, networking with internal and external stakeholders, managing customer turnaround time, resolving audit queries, setting up credit lines with other banks, and sourcing business from PSUs. You will also be involved in cross-selling various products and performing any other duties assigned by the bank. The ideal candidate for this role should hold a Degree/PG with an MBA/CA/ICWA qualification and have 6 to 10 years of experience in product management, relationship management, and business development within the financial sector.,

The key objective of the job is to conduct credit analysis of proposals and prepare credit notes. You will be responsible for facilitating faster deal closures by actively participating in deal structuring and credit enhancement while maintaining a balance between business growth and portfolio quality. It will be essential to meet new and existing customers regularly and monitor the portfolio to identify any signs of stress in accounts and take necessary corrective actions. Your primary responsibilities will include ensuring the quality of credit underwriting, monitoring the portfolio performance in terms of delinquencies, deferrals, annual reviews, and renewals. You will also be required to continuously monitor all high-value exposures in the region, develop market intelligence through interactions with competitors, business groups, and CA firms, and raise early warning signals for stressed accounts to enable timely exit strategies. Additionally, you will need to minimize audit queries, including those from RBI and statutory audits, and address them within the specified timelines. This role requires proactive participation in maintaining portfolio quality, identifying potential risks, and ensuring compliance with regulatory requirements.,

The key objective of the job is to conduct credit analysis of proposals and prepare credit notes. You will play an essential role in facilitating faster deal closures by actively participating in deal structuring and credit enhancement while maintaining a balance between business growth and portfolio quality. Regular meetings with both new and existing customers are required, in addition to monitoring the portfolio on a regular basis to identify stress in accounts and implement corrective measures promptly. Continuous monitoring of all high-value exposures in the region is crucial for this role. The major deliverables include ensuring the quality of credit underwriting, monitoring portfolio performance in terms of delinquencies, deferrals, annual reviews, renewals, etc., and portfolio monitoring. It is important to develop market intelligence by engaging in regular interactions with competitors, key business groups, CA firms, etc. Early warning signals should be raised for the exit of stress accounts, and appropriate measures should be taken for timely exit. Another significant responsibility is to ensure minimal audit queries, including RBI and statutory audits, and resolve them within the prescribed timelines.,

As an Internal Rating Validation professional at our organization, your primary responsibility will be to assess and validate the credit ratings for corporate, SME, business banking, NBFC, MFI, broker, and bank clients across the bank. This critical role involves conducting a detailed review and understanding of credit aspects such as industry trends, business operations, financial performance, and management quality. You will be required to prepare comprehensive rating rationales and provide justifications for any adjustments made to risk scores. One of your key tasks will be to review deviations from the credit policy of the bank and provide recommendations or comments on all credit proposals presented to the Board level credit committee. Your expertise will be crucial in assessing policy compliance, portfolio risk, and industry prospects to ensure informed decision-making. Additionally, you will have the authority to approve judgemental rating actions based on the delegation matrix. Effective communication and collaboration with various stakeholders, including credit and business teams across different segments such as Large Corporates, Emerging Local Corporates, NBFCs, Brokers, MFIs, Projects, and Small Enterprises, will be essential for success in this role. You will be responsible for resolving internal and external audit queries as well as addressing concerns raised by regulatory bodies like the RBI. Furthermore, you will play a key role in reviewing and recommending the classification of borrowers experiencing financial difficulties. Your expertise will also be instrumental in regularly updating industry risk scores, identifying new industries for evaluation, and staying informed about the latest industry developments through participation in seminars, conferences, client interactions, and engagement with industry databases. In addition to your technical responsibilities, you will be tasked with defining and driving the achievement of goals and key performance indicators for your team members. Your role will involve nurturing talent within the team by providing guidance, feedback, coaching, and development opportunities to help individuals reach their objectives. You will also be responsible for developing a talent pipeline for key roles and mentoring high-potential employees within the organization. Finally, ensuring adherence to processes and working within predefined turnaround times will be essential to maintain operational efficiency and effectiveness in this role. Your commitment to excellence and ability to collaborate with diverse teams will be key to success in this challenging and rewarding position.,

As an Internal Rating Validation specialist at our organization, your primary responsibility will be to evaluate and validate credit ratings for corporate, SME, business banking, NBFC, MFI, broker, and bank clients. Your key activities will revolve around conducting detailed reviews of credit aspects such as industry analysis, business evaluation, financial assessment, and management scrutiny. You will be expected to prepare rating rationale and provide explanations for any changes in risk scores. Additionally, part of your role will involve reviewing deviations to the credit policy of the Bank, offering recommendations and comments on proposals presented to the Board-level credit committee, and approving judgmental rating actions as per the delegation matrix. Collaboration with stakeholders from Credit and Business departments for decision-making purposes will be crucial. Effective interaction with various business and credit groups across different sectors including Large Corporates, Emerging Local Corporates, NBFCs, Brokers, MFIs, Projects, Small and Micro Enterprises, and Business Banking is essential for this role. You will also be responsible for resolving internal audit, external audit, and RBI queries efficiently. Furthermore, you will play a vital role in recommending on the classification of Borrowers under Financial Difficulty, updating industry risk scores, monitoring industry developments, benchmarking companies within sectors, and ensuring adherence to defined processes and timelines. Moreover, you will be tasked with defining and facilitating the achievement of goals and key performance indicators for your direct reports, implementing performance management processes effectively, nurturing talent within the team through guidance and coaching, developing a talent pipeline for key roles, and mentoring high potential individuals within the organization. In summary, your role as an Internal Rating Validation specialist will require meticulous attention to detail, effective communication and collaboration skills, a proactive approach to problem-solving, and a strong commitment to upholding organizational standards and objectives while fostering talent development within the team.,

As a Credit Analyst, your primary responsibility will be to prepare and amend notes and financial models with accurate information obtained from various sources such as the business team, public domain, and other resources. You will be tasked with preparing credit notes that include detailed transaction structuring and assessment, focusing on the assessment of the sought credit facility. Regular interaction with collections and sales teams will be required to track delinquencies and study delinquent cases to derive insights and share learnings with the team. Meeting with retail and strategic customers at regular intervals to gain an understanding of various industries and markets will also be part of your role. You will be responsible for pre-approving and rating clients with exposure exceeding Rs 500L, conducting regular training sessions for sales, channel partners, and field sales staff on product policies and processes. Additionally, you will oversee the control and monitoring of post-disbursement documents through interactions with sales teams and customers. Managing the portfolio to ensure the quality of documentation, post-disbursal documents, and delinquency levels meet the required standards will be crucial. Collaborating on projects and process improvements, critically evaluating transaction risks, business and financial risks, and identifying associated risks to mitigate against them will also be key responsibilities. Performing detailed financial analysis, preparing credit notes with transaction structure views, and conducting thorough financial appraisals covering business models, working capital cycles, and profitability are essential aspects of the role. Developing market intelligence by engaging with individuals in other banks and financial institutions, identifying automation opportunities, and maintaining the quality of credit underwriting will also be part of your duties. You will need to raise early warning signals for stressed accounts, ensure minimal audit queries are addressed within prescribed timelines, and possess market knowledge of CE/CV market practices. Active involvement in customer visits and providing regular market intelligence reports will be expected. Qualifications: - Minimum Degree: MBA/PGDBA/PGPM/CA or Equivalent.,