Dear Candidates !! Greetings from Muthoot Fincorp Ltd !! We have urgent Requirement of Regional Manager Insurance Age : 21- 35Offered CTC - As per market Standards Experience - 7-10 years Note - Candidates having only Insurance industry Sales working experience is in this below said locations and currently serving notice period or immediate joiner get more preferenceJob Locations:- Patna , Bangalore , Konkan & Goa , Lucknow , Kolkata , Kozikode & Kannur , Pondy , Tirupur , Vellore , Idduki , Madurai Minimum Qualifications and Experience:Graduate in any stream5 to 8 years experience in BFSI/NBFC sector in insurance industry Key Responsibilities - Recruit, train, and manage a team of Sales Managers within the region (as per the business & Management requirements in the case of business expansion later on ) ; provide necessary guidance and training to achieve business objectives.Develop and execute effective sales/business development strategies to meet targets and expand the customer base within branches of the assigned region.Setting sales targets for the team and monitoring their progress, taking corrective actions when necessary to ensure objectives are met.Evaluate the effectiveness of sales strategies and make necessary adjustments.Drive customer satisfaction and retention initiatives within the region.Conducting market research and competitor analysis to identify opportunities for growth, staying updated on industry trends, and reporting findings to higher management.Collaborate with marketing teams to design and execute promotional campaigns.Stay updated on industry trends, products, and developments in the insurance sector.Represent the company at industry events, conferences, and networking opportunities to enhance brand visibility.Ensure compliance with regulatory requirements and company policies in all sales activities.Generating reports on sales activities, revenue, expenses, and other relevant metrics for review by management.Regularly evaluating the team's performance, providing feedback, and implementing strategies for improvement.Manage budgets, expenses, and revenue forecasts for the Region.Drive initiatives to increase lead generation and/or conversion from the retail business team.Train, mentor, and coach the branch business employees on various products, processes, and procedures for increasing sales performance.Resolving customer complaints and issues promptly, maintaining a high level of customer satisfaction.Coordinating with other departments such as marketing and claims to enhance overall business operations.Interested Candidates can share me CV at - eshaa.g@muthoot.com Thanks and Regards,Eshaa Junior Manager- HReshaa.g@muthoot.comwww.muthoot.com Follow us on Social Media:

ROLE SUMMARY (PURPOSE)The Team Leader (TL) in a call center for Muthoot Fincorp Limited (MFL) is responsible for supervising a team of call center agents, ensuring high levels of performance, customer satisfaction, and compliance with regulatory standards. They provide coaching, conduct performance evaluations, and collaborate with other departments to optimize operations and achieve business objectives. KEY RESPONSIBILITIESTeam Supervision: Lead, motivate, and manage a team of call center agents to meet performance targets and deliver exceptional customer service.Performance Monitoring: Track team metrics such as call volume, customer satisfaction, and resolution rates, providing insights to improve performance.Coaching and Training: Conduct regular coaching sessions, skill development workshops, and performance reviews to enhance team capabilities.Compliance Management: Ensure adherence to RBI regulations and internal policies while handling customer interactions and sensitive data.Issue Resolution: Address escalated customer complaints and complex issues, ensuring prompt and effective resolution.Reporting: Prepare and present reports on team performance, trends, and areas for improvement to senior management.Collaboration: Work closely with the training, quality assurance, and operations teams to align goals and improve overall service delivery.Recruitment and Onboarding: Assist in hiring and onboarding new agents to maintain team strength and performance.KEY SKILLS & BEHAVIOURAL ATTRIBUTES Customer service managementTeam leadership and trainingSales and cross-selling strategiesCall center software proficiency (CRM tools and systems)Data analysis and reporting Behavioral Attributes- Driven and in alignment with our Purpose Transforming the life of the common man by improving their financial well-being and anchored by our core value of integrity, collaboration, and excellence. EDUCATION / EXPERIENCEMinimum Qualification: Any Graduate. Nature of Experience: 3+ years of experience in a customer service or call centre function, preferably in financial services.

ROLE SUMMARY (PURPOSE)The Call Center Trainer in Muthoot Fincorp Limited (MFL) designs and delivers training programs for call center agents, focusing on product knowledge, customer service, and compliance with RBI regulations. They conduct onboarding, ongoing skills development, assess agent performance, and collaborate with quality assurance to ensure service excellence. KEY RESPONSIBILITIES Training Program DesignDevelop and implement comprehensive training programs for call center agents focusing on customer service, product knowledge, and compliance with NBFC regulations.Create training materials such as presentations, manuals, and guides aligned with organizational goals.Plan and deliver ongoing training programs to upskill existing agents, improving their performance, and addressing any identified skill gaps.Update training content based on changes in regulatory requirements (RBI/NBFC guidelines) or product offerings. Onboarding and OrientationConduct training sessions for new hires, introducing them to company policies, procedures, and call center operations.Ensure agents are well-versed in the companys product offerings, customer handling techniques, and relevant regulatory guidelines. Performance AssessmentEvaluate agent performance through role-playing, simulations, and assessments to identify strengths and improvement areas.Provide detailed feedback on call handling, communication skills, and adherence to company processes.Work closely with the Quality Assurance team to align training content with call quality monitoring feedback.Incorporate insights from quality audits into training programs to address common errors or non-compliance issues. Reporting and AnalyticsTrack the effectiveness of training programs using KPIs such as time to proficiency, pass rates on assessments, and post-training performance improvements.Prepare and present reports on training outcomes, agent progress, and overall effectiveness to senior management. KEY SKILLS & BEHAVIOURAL ATTRIBUTES Excellent communication, presentation, and coaching skills.Proficiency in call center technologies and software.Ability to design and deliver engaging and effective training sessions.Familiarity with e-learning tools and platforms.Behavioral Attributes- Driven and in alignment with our Purpose Transforming the life of the common man by improving their financial well-being and anchored by our core value of integrity, collaboration, and excellence EDUCATION / EXPERIENCEMinimum Qualification: Any Graduate. Certification in Training and Development or equivalent. Experience in training agents on financial products like loans, credit cards, or insurance.Nature of Experience: 3+ years of experience as trainer within a call centre, preferably in an NBFC or banking sector.

Dear Candidates !! Greetings from Muthoot Fincorp Ltd !! We have urgent Requirement of Relationship Manager / Sr. Relationship Manager -Wealth Offered CTC- As per market Standards Job Location- Gandhidham Age : Upto 35+ years Minimum Qualifications and Experience:Graduate in any stream3 to 5 years experience in BFSI/NBFC sector.Key Responsibilities - Identify opportunities to expand the client base through referrals, networking, and prospecting to meet revenue targets. Achieve financial goals of the clients through various product lines like LI, MF, FI, GI and other liabilities products. Update and cross sell products and services to existing clients and update them about the primary and secondary market trends. Build and maintain strong, long-term relationships with high-net-worth clients by understanding their financial goals, needs, and risk tolerance.. Educate clients about market trends, investment options, and financial planning strategies to empower them to make informed decisions. Manage clients' investment portfolios by selecting appropriate asset classes, investment vehicles, and strategies to achieve their financial objectives. Stay updated on financial products and services, including stocks, bonds, mutual funds, alternative investments, and insurance products, to provide informed recommendations. Interested Candidates can share me CV at - eshaa.g@muthoot.com Thanks and Regards,EshaaJunior Manager- HReshaa.g@muthoot.com | www.muthoot.com

Lead and motivate the team to exceed business targets, manage delinquencies and NPAs, identify new markets, build quality partnerships, ensure efficient loan processing and cross-selling, enhance customer experience, monitor competition, collaborate with branches for smooth operations, retain high performers and customers, and resolve conflicts effectively.Strong understanding of appraising proposals from Lower & Middle Income Customer Segments, having worked in similar role in an Affordable Housing or NBFC, with minimum 2 years of similar exposure. Team Handling

At least 5 years experience in underwriting role, with at least 3 years Mortgages & Affordable Housing experience with exposure to Loan OriginationStrong understanding of appraising proposals from Lower & Middle Income Customer Segments, having worked in similar role in an Affordable Housing or NBFC, with minimum 2 years of similar exposure.

Manager -Credit Risk Role SummaryThe Credit Risk Managers role is envisaged to support establishing a robust risk management system, in the company. This includes to identification, measurement and mitigation of potential risks, while ensuring regulatory and internal compliances apart from reporting key risks to relevant stakeholders in a timely manner.Key RequirementsAnalytical Abilities Risk identification, measurement, mitigation and management: Assess the products, policies, process, plans and procedures to identify the various risks involved (credit, market, industry, operational, strategic, reputational, compliance and regulatory), to measure the risks and develop risk mitigation and management strategies. New products & initiatives: Evaluate and articulate the likely risks that the company may confront in its new products, process or new initiatives.Risk Monitoring: Monitor the risk of the portfolios to ensure they stay within agreed parameters of the Credit Policy and the Risk Appetite StatementPolicy formulation and implementation: Develop company-wide risk management policy and risk appetite statement. Contribute to the development and improvement of existing credit approval systems and processes. Compliance: Ensuring compliance with all regulatory and legal requirements with respect to risk management function.Regulatory: Keep updated on regulatory changes and ensure incorporation of appropriate changes in the companys policies and procedures.Keeping track of sectoral/industry/regulatory developments: Tracking developments in the industry / sector and economy in general to recognize and mitigate/manage emerging risks. Group level risk assessment and mitigation: Collaborate with risk managers of other companies in the group to identify and manage risks at the group level.Contingency Plans: Develop contingency plans for potential adverse events including market and sectoral events. Crisis Management: Assess the damage, taking necessary steps for recovery and restoring the business continuity at the earliest.Training: Support education and training initiatives to build risk awareness in the organisation. Reporting and Communication Prepare regular risk management reports for senior management and Board of Directors carrying key risk indicators, trends, risk concerns and mitigation strategies.Facilitate discussions within the risk management committee of the board and other board committees on various risk aspects. Stakeholder Management Liaise with and provide support to stakeholder including business, operations, legal, finance, treasury, human resources and other stakeholders to ensure the company's risk appetite is always adhered to. Key Skills and Behavioral attributes Strong analytical skills coupled with a keen sense to identify risks in business and operations of the company apart from the risks permeating its operating ecosystem and the sector.Ability to sift through the vast amount data and identify key items required for decision making.Ability to support the conclusions in a logically manner backed by required data and present the findings in a convincing mannerExcellent ability to communicate complex risk information to the senior management with strong convictionTactfulness and solution centric approachStrong process orientation An eye for detail Education/ExperienceAny Bachelor's or Master's degree from a reputed university. Preference would be given to Chartered Accountants or candidates with PG diploma or degree from reputed management institutions. Risk Management Certifications obtained from reputed global or national level institutions would be an added advantage.5 7 years of experience in credit or risk management domain in NBFC or bank Expertise in credit risk management, including loan origination, portfolio monitoring, and collection strategiesExperience in developing and implementing risk management models and frameworks.

Manager - Operational RiskRole SummaryThe Operational Risk Managers role is envisaged to support establishing robust risk management systems in the company. This would include identification, measurement and mitigation of potential operational risks and, thus, minimize potential operational losses. The role is also envisaged to support ensuring compliance with regulation and internal policies apart from reporting of key operational risk elements to relevant stakeholders in a timely manner. Key RequirementsAnalytical AbilitiesRisk identification, measurement, mitigation and management: Conduct comprehensive operational risk assessments on all operational aspects of the Company, including loan origination, loan processing, collateral management, customer service, technology, compliance, and human resources. Identify potential operational risks through data analysis, process reviews, stakeholder interviews, and internal audits. Develop and implement effective risk mitigation strategies, including process improvements, control enhancements, and contingency plans to address identified operational risks.New products & initiatives: Evaluate and articulate the likely operational risks that the company may confront in its new products, processes or new initiatives.Risk Monitoring: Monitor the effectiveness of operational risk controls and improve controls wherever required.Policy formulation and implementation: Develop business unit-wise and company-wide operational risk management policy and risk appetite statement. Compliance: Ensuring compliance with all regulatory and legal requirements with respect to operational risk management function.Regulatory: Keep updated on regulatory changes and ensure incorporation of appropriate changes in the companys policies and procedures.Keeping track of sectoral/industry/regulatory developments: Tracking developments in the industry / sector and economy in the operational risk segment and incorporate the same into Companys policies/plans. Contingency Plans: Develop contingency plans for potential adverse operational risk events.Crisis Management: Assess the damage, taking necessary steps for recovery and restoring the business continuity at the earliest.Training: Support education and training initiatives to build operational risk awareness in the Company.Reporting and CommunicationPrepare regular operational risk management reports for senior management and Board of Directors carrying key risk indicators, trends, risk concerns and mitigation strategiesFacilitate discussions within the risk management committee of the board and other board committees on operational risk aspects.Stakeholder ManagementLiaise with and provide support to various teams including business, operations, legal, finance, treasury and human resources to ensure effective management of operational risk.Key Skills and Behavioural attributesStrong understanding of operational risk management principles and practices. Ability to sift through the vast amount data and identify key items required for decision making.Ability to support the conclusions in a logically manner backed by required data and present the findings in a convincing mannerExcellent ability to communicate complex risk information to the senior management with strong convictionTactfulness and solution centric approachStrong process orientation An eye for detailEducation/ExperienceAny Bachelor's or Masters degree from a reputed university. Preference would be given to Chartered Accountants or candidates with PG diploma or degree from reputed management institutions. Risk Management Certifications obtained from reputed global or national level institutions would be an added advantageProven ability to identify, assess, and mitigate operational risks5 7 years of experience in operational risk management in NBFC or bank Expertise in operational risk management, including loan origination, collections, technology and customer serviceExperience in developing and implementing operating risk management models and frameworks.

EARN INCENTIVESIncrease the Branch business 1.Field Marketing. 2.Generate Leads on daily basis.3.Conversation of leads 4.Sales Calls 5.Generate new customer Business for GL and Third party. :Increase the Branch business 1.Field Marketing. 2.Generate Leads on daily basis.3.Conversation of leads 4.Sales Calls 5.Generate new customer Business for GL and Third party.

ROLE SUMMARY (PURPOSE)The Manager of Enterprise Risk Management at Muthoot FinCorp (MFL) is responsible for identifying, assessing, and mitigating risks of new products, processes and outsourced IT/Non-IT vendors. This role involves developing and implementing a comprehensive risk management framework that covers operational, credit, market, liquidity, and regulatory risks of loan products. The manager ensures compliance with RBI guidelines, enhances fraud detection mechanisms, and supports business continuity planning. by providing regular risk reports to senior management and the Risk Management Committee, the manager plays a critical role in safeguarding the company's assets and reputation. Strong analytical skills, regulatory knowledge, and leadership abilities are essential for success in this position. KEY RESPONSIBILITIESConduct risk assessments of loan products, processes and identifying operational, credit, market, liquidity, and compliance risks.Implement processes for continuous monitoring of emerging risks across all loan products and servicesDevelop and implement risk management frameworks and various risk control measures in compliance with RBI and other regulatory guidelines.Recommend risk mitigation strategies, policies, and actions to senior management.Prepare detailed reports on risk exposures and risk mitigation actions for the Risk Management Committee, senior management, and the Board of Directors.Conduct regular review of complaints against the vendor (risk events) reported and perform root cause analysis in consultation with business units.Identification of Key Risk Indicators (KRIs) and regular monitoring and reporting of KRI breaches to senior management.Tracking of action plans developed and monitoring the closure of the same within timelines.KEY INTERACTIONS Internal StakeholdersExternal Stakeholders Board of Directors, Risk Management Committee, CEO and CFOInternal Audit and Quality AssuranceLegal and ComplianceOperations and Change ManagementProduct TeamBusiness TeamsRegulatory AuthoritiesCustomersExternal AuditorsKEY ROLE DIMENSIONSThis is a Pan India Individual Contribution role, which requires continuous communication, mostly with senior leaders and mid-level managersKEY SKILLS & BEHAVIOURAL ATTRIBUTES Comprehensive knowledge of RBI guidelines, NBFC regulations and banking/loan products is essential for the roleAbility to handle credit, operational and outsourcing risk in a large enterpriseStrong analytical and problem-solving skills to assess risk exposures, identify potential threats, and recommend mitigation strategies.Proficiency in understanding financial statements, loan portfolios, and the impact of risks on the companys financial health.Behavioral Attributes- Driven and in alignment with our Purpose “Transforming the life of the common man by improving their financial well-being” and anchored by our core value of integrity, collaboration, and excellence. EDUCATION / EXPERIENCEMinimum Qualification: Graduate/Postgraduate in Finance. Additional professional certification in Risk Management domain would be preferred.Nature of Experience: Minimum 7-10 years with experience in handling Credit/ Operational/ Outsourcing risk for a period of 3-4 years

Head of Data AnalyticsAbout the Role:The Head of Data Analytics will lead a team of data scientists and analysts to drive data-driven decision-making across MFL. This role is pivotal in shaping MFLs data strategy, fostering a culture of analytical excellence, and enabling business leaders to make informed, data-backed decisions that accelerate growth and innovation.As a key driver of MFLs success, this role will be responsible for building and scaling data capabilities, developing predictive models, and implementing advanced analytics solutions that enhance business performance. The ideal candidate will bring a strategic mindset, technical expertise, and executional ability to enable MFLs transformation into a data-driven organization.Key Responsibilities:Strategic LeadershipDefine and execute MFL’s data analytics strategy, ensuring alignment with the company’s overall goals.Work closely with senior leadership to embed data-driven decision-making into all functions of the business.Identify opportunities for leveraging data to enhance customer experience, operational efficiency, and revenue growth.Develop a data-driven culture, encouraging cross-functional teams to rely on data insights for strategic planning.Data Science & Analytics ExecutionLead the development of predictive and prescriptive analytics models to support data-driven business strategies.Oversee the design, development, and implementation of business intelligence (BI) solutions, dashboards, and reporting frameworks.Drive the adoption of machine learning, AI, and advanced statistical techniques to provide actionable insights.Ensure data integrity, governance, and compliance with industry regulations and best practices.Establish best practices for data collection, storage, and utilization to optimize business intelligence and analytics capabilities.Team Leadership & DevelopmentBuild, mentor, and lead a team of data scientists, analysts, and engineers, ensuring the team delivers high-value analytics solutions.Foster a culture of continuous learning, collaboration, and innovation within the analytics team.Promote the use of modern analytics tools and technologies, ensuring that the team remains at the forefront of industry advancements.Empower business units with self-service analytics capabilities, enabling non-technical teams to make data-driven decisions.Operational ExecutionCollaborate with IT, engineering, and business stakeholders to optimize data infrastructure, pipelines, and data accessibility.Define and track key performance indicators (KPIs) to measure the impact of data analytics on business outcomes.Enhance data accessibility through automation, self-service analytics, and scalable data architectures.Ensure the scalability and performance of analytics solutions to support business expansion and complexity.Qualifications & Experience8+ years of experience in data analytics, data science, business intelligence, or a related field, with at least 5 years in a leadership role.Strong expertise in SQL, Python, R, and experience working with cloud-based data platforms (AWS, GCP, Azure).Proven experience in big data technologies, machine learning models, and AI applications.Hands-on experience with BI tools (Tableau, Looker Studio, Power BI) and data visualization techniques.Strong understanding of statistical modelling, predictive analytics, and data mining techniques.Experience leading high-impact, cross-functional projects, with a proven track record of driving business results using data.Excellent leadership, communication, and stakeholder management skills, with the ability to influence decision-making at the executive level.Background in financial services, technology, or a related industry is a plus.

GL-Gold Loan NCA: New Customer Acquisition1.Achieve Monthly Sales Target. 2.Cross selling and up selling of third Party and group products to Gold Loan customers. 3.Adhere to lending norms and maintain integrity in customer transactions. 4.Support the branch in interest collection. 5.Conduct branch catchment development activities and generate customer leads and converting them to NCA. Increase the Branch business 1.Field Marketing. 2.Generate Leads on daily basis.3.Conversation of leads 4.Sales Calls 5.Generate new customer Business for GL and Third party.

ROLE SUMMARYThe Data Protection Officer (DPO) at Muthoot Fincorp Limited (MFL) will be responsible for overseeing the company's data protection strategy, ensuring compliance with applicable laws and data protection regulations (such as the Information Technology Act, 2000, DPDP act and other relevant guidelines). The DPO will develop and maintain data privacy policies, conduct risk assessments, and foster a culture of data privacy awareness across the organization.KEY RESPONSIBILITIESData Privacy Strategy and ComplianceDevelop and implement a comprehensive data protection strategy that aligns with MFLs strategic objectives and regulatory requirements.Ensure compliance with all relevant data protection laws, including the IT Act, 2000, and RBI guidelines specific to NBFCs.Monitor and evaluate the effectiveness of data protection policies, procedures, and controlsRisk Assessment and MitigationConduct regular risk assessments and data protection impact assessments (DPIAs) to identify potential risks and vulnerabilities.Develop and implement mitigation strategies to address identified risks, ensuring minimal impact on business operations.Report data protection risks and incidents to the Chief Risk Officer and senior management.Lead the investigation and management of data breaches or incidents, ensuring timely reporting to relevant authorities and stakeholders.Develop and maintain an incident response plan, including communication protocols, investigation procedures, and remediation actions.Draft, review, and update data protection policies, procedures, and guidelines in line with evolving regulations and industry standards.Stakeholder ManagementDesign and deliver data protection training programs for employees to enhance awareness and compliance across all departments.Promote a culture of data privacy through regular communication, workshops, and awareness campaigns.Act as the primary point of contact for regulatory authorities, customers, and internal stakeholders on data protection matters.Collaborate with internal and external auditors to ensure compliance and address findings related to data protection.Coordinate with internal teams (e.g., IT, Legal, Compliance) to ensure data protection policies are integrated into all business processes.Reporting, Governance and MonitoringDevelop and monitor key data protection performance indicators (KPIs) to measure the effectiveness of the data protection program.Oversee data governance practices to ensure data accuracy, integrity, and security across the organization.Prepare and present regular reports to the Chief Risk Officer and the Board on data protection compliance, risks, and incidents.Maintain records of processing activities (ROPA) and ensure transparency in data handling practices.KEY STAKEHOLDERSInternal StakeholdersExternal StakeholdersBoard of DirectorsKMPs/SMPsLegal and ComplianceInternal Audit and Quality AssuranceTechnologyInformation Security TeamOperations and Customer ServiceRegulatory AuthoritiesExternal Auditors/ConsultantsKEY SKILLS & BEHAVIOURAL ATTRIBUTESBasic understanding of NBFC or financial services domain and applicability of data protection and privacy laws in India which includes Information Technology Act, 2000 and DPDP Act, 2023.Ability to manage complex data protection projects and initiatives.Proficiency in incident management and risk assessment techniques.Experience in developing and delivering training programs.Behavioral Attributes- Driven and in alignment with our Purpose Transforming the life of the common man by improving their financial well-being and anchored by our core value of integrity, collaboration, and excellence.EDUCATION / EXPERIENCEBachelors degree in law, information security, risk management or related field. Professional certification in data protection (e.g., CIPP, CIPM, CIPT, CCDPO) is preferred.At least 5-7 years of experience in data protection, privacy, information security, or risk management, preferably within the financial services sector.

Job Responsibilities:Candidates should be ready to travel across the state and near by statesPhysical verification of Cash in hand and Gold packets as to its correctness with the Computer records.Checking of ornaments as to its quantity, weight, quality and purity taken for pledge during the current gold inspection period.Random checking of gold packets as to its quantity, weight, quality and purity for which gold inspections were done earlier.Verification of Gold Loan pledge/release documents and reporting of anomalies if any observed.Checking and reporting whether any overdue gold loans are re pledged under higher rateNBFC (Micro Finance)Department:Finance & AccountingRole Category:Audit & ControlEmployment Type:Full Time, Permanent

Identify opportunities to expand the client base through referrals, networking, and prospecting to meet revenue targets.Conduct daily sales calling with the prospective new clients and identify their needs. Provide and develop solutions and suggest schemes to clients basis their requirements and goal.Achieve financial goals of the clients through various product lines like LI, MF, FI, GI and other liabilities products.Update and cross – sell products and services to existing clients and update them about the primary and secondary market trends.Ensure that revenue for the total review period meets the target revenue targets basis the vintage and the guidelines and compliances at MFL.Build and maintain strong, long-term relationships with high-net-worth clients by understanding their financial goals, needs, and risk tolerance.Collaborate with clients to develop comprehensive financial plans that encompass investments, estate planning, retirement, tax strategies, and wealth preservation.Educate clients about market trends, investment options, and financial planning strategies to empower them to make informed decisions.Role & responsibilities

Job Description: 1) Physical verification of gold ornaments, it's quantity/quality and weight etc.2) Verification of gold pledge/release documents.3) To conduct handover/takeover of the branch.4) Verification and reporting of any overdue gold loan/Low Purity, Spurious accounts are re-pledged or re-pledged under higher rate.Job Requirement:1) Any graduate with good communication skills.2) Should have 2-4 Years experience in gold appraisal.3) Willing to travel within the assigned territory.Interested candidates kindly share the updated cv on bhakti.joshi@muthoot.com

Job Description: 1) Physical verification of gold ornaments, it's quantity/quality and weight etc.2) Verification of gold pledge/release documents.3) To conduct handover/takeover of the branch.4) Verification and reporting of any overdue gold loan/Low Purity, Spurious accounts are re-pledged or re-pledged under higher rate.Job Requirement:1) Any graduate with good communication skills.2) Should have 2-4 Years experience in gold appraisal.3) Willing to travel within the assigned territory.Interested candidates kindly share the updated cv on bhakti.joshi@muthoot.com

Job Description: 1) Physical verification of gold ornaments, it's quantity/quality and weight etc.2) Verification of gold pledge/release documents.3) To conduct handover/takeover of the branch.4) Verification and reporting of any overdue gold loan/Low Purity, Spurious accounts are re-pledged or re-pledged under higher rate.Job Requirement:1) Any graduate with good communication skills.2) Should have 2-4 Years experience in gold appraisal.3) Willing to travel within the assigned territory.Interested candidates kindly share the updated cv on bhakti.joshi@muthoot.com

Job Description: 1) Physical verification of gold ornaments, it's quantity/quality and weight etc.2) Verification of gold pledge/release documents.3) To conduct handover/takeover of the branch.4) Verification and reporting of any overdue gold loan/Low Purity, Spurious accounts are re-pledged or re-pledged under higher rate.Job Requirement:1) Any graduate with good communication skills.2) Should have 2-4 Years experience in gold appraisal.3) Willing to travel within the assigned territory.Interested candidates kindly share the updated cv on bhakti.joshi@muthoot.com

Job PurposeThe Product Manager is responsible for both LI & GI Business numbers through Muthoot Fincorp Ltd ( MFL) branches centrally, Partner Management, New Product Initiative, Devising Marketing strategies, MIS and developing allied systems, Regulatory compliance, Driving business intelligence, D2C cross sell & upsell management and fulfilling Digital initiatives of the Organisation. Key Job ResponsibilitiesThe Product Manager has to manage the product throughout the Product Lifecycle, Meetings with partners and prioritize business and branch support through Training, Product guidance activities to achieve the Organisations vision. The incumbent has to work closely with product Manufacturer & Broking services unit (MRIBS) to deliver the assigned target & support initiatives.Knowledge, Skills & AttributesInsurance -Life / GI Sales with an acumen to learn and adapt other Insurance product categories as well.Fluency in English and other language is added advantage Sales as well as in-depth product knowledge on Insurance (LI & GI)Proficient in MS Excel and PowerpointRole & responsibilities Preferred candidate profile Perks and benefits

Chief Manager - Cyber Security RiskROLE SUMMARYChief Manager - Cyber Security Risk is responsible for implementation and governance of Cyber Security, Risk and Compliance frameworks.The role takes the lead for the implementation of information security policies, standards, procedures, and best practices to ensure the confidentiality, integrity, and availability of information assets.The role coordinates and conducts internal and external risk assessments to assess the effectiveness of information/cyber security controls and suggest/supervise the closure of the identified gaps.The role works closely with other business units, CISO, CIO, IT teams and external stakeholders to confirm alignment of information/cyber security objectives.KEY RESPONSIBILITIESRole and ResponsibilityLeading the establishment, implementation and maintenance of IT/Cyber Security, Risk and Compliance framework that meets regulatory requirements and protects the information and technology assets of MFL.Managing the development and promotion of Cyber Security, Risk and Compliance policies, procedures, standards, guidelines and reporting requirements to protect information and technology assets.Leading the Cyber Security Risk function to ensure that resources (people, technology, and processes) are appropriate to the required standards of operation, cost-efficiency, best practice, and performance.Manage Red teaming, VA-PT and the other Risk assessment as per the business needsKEY SKILLS & BEHAVIOURAL ATTRIBUTESExpertise in information/Cyber security standards, frameworks, and best practices, such as ISO 27001, NIST etc.Ability to assess security policies, procedures, and controls across the organization.Experience in conducting risk assessments and compliance reviews and preparing reports and recommendations.Strong leadership and communication skills, with the ability to influence and collaborate with senior management and stakeholders.Knowledge of emerging security threats, trends and technologies, and the ability to proactively identify and mitigate risks.Critical thinking and problem-solving skills, with the ability to analyze complex situations and provide effective solutions.High ethical standards and integrity, with the ability to handle confidential and sensitive information.EDUCATION / EXPERIENCEGraduate / Postgraduate in computer science, information systems/ Technology, Cybersecurity, or a related fieldMinimum 10 years of experience in information security management, compliance, and risk assessment roles, preferably in a large and complex organization.Certification in relevant security domains, such as CISSP, CISM, CRISC, CEH, Red Teaming etcShould have strong leadership, communication, analytical and problem-solving skills.Display a high level of integrity, professionalism, and ethical conduct.

EARN INCENTIVES Business Loan, Gold Loan, MSME Loan etc. Increase the Branch business 1.Field Marketing. 2.Generate Leads on daily basis.3.Conversation of leads 4.Sales Calls 5.Generate new customer Business for GL and Third party. :1.Achieve Monthly Sales Target. 2.Cross selling and up selling of third Party and group products to Gold Loan customers. 3.Adhere to lending norms and maintain integrity in customer transactions. 4.Support the branch in interest collection. 5.Conduct branch catchment development activities and generate customer leads and converting them to NCA.

Attend walk-in customers, inbound calls, respond to emails, and provide information about Muthoot FinCorps products and services.Maintain all data and records related to daily transactions, file documents and ensure that all customer records are up to date and accurate.Interact with the customer, collect feedback, and take note of the customer’s suggestions on what can potentially improve their experience.Business Development and Promote and maintain positive relations with both existing and potential customers.Engage and interact with walk-in customers to identify their needs and suggest suitable products or services that can benefit the customer.

General Manager Sales & Marketing A leading Luxury Brand DealershipAbout Our ClientA leading premium automobile dealership representing one of the most prestigious luxury Car & SUV brands. Known for exceptional customer service, exclusive offerings, and a commitment to excellence, the company caters to elite clientele and sets industry benchmarks in sales and customer experience.Job DescriptionDrive overall Sales Performance and ensure Sales KPIs are met in addition to revenue targets.Ensure Processes are implemented and followed by all Team membersLead and manage a high-performance sales team, providing coaching and motivation.Build and nurture relationships with high-net-worth individuals and clients.Develop and implement marketing and promotional strategies to enhance brand presence.Monitor market trends, competitor activities, and customer preferences to refine sales strategies.Oversee showroom operations to ensure a seamless customer experience, with a luxury touch.Collaborate with internal teams for inventory planning, financing solutions, and after-sales support.Ensure adherence to brand standards, sales processes, and dealership guidelines.Ensure Processes are followed meticulously and best in Industry Customer Satisfaction Index (NPS) scores are achieved consistently The Ideal Candidate will have:15-20 Years overall experience with at least 3-5 years of experience in a similar role within a premium automobile dealership, demonstrating a proven track record of achieving sales targets, implementing processes and leading successful teams.Must be polished, articulate, and adept at handling high-value clients with exceptional communication and negotiation skills.A deep understanding of luxury automotive sales, customer experience, and industry trends is crucial.What’s on Offer:A leadership role in a prestigious premium automobile dealership with a high-end clientele.Top Tier Salary with attractive performance-based incentives and bonuses.Exposure to a global luxury automobile brand with strong career advancement opportunities.A dynamic and high-energy work environment that values expertise and innovation.

ROLE SUMMARYThe Chief Vigilance Officer (CVO) will be responsible for overseeing and implementing the vigilance framework in Muthoot FinCorp Ltd (MFL) to ensure transparency, compliance, and ethical conduct across all branches and departments. The CVO will focus on preventing and addressing irregularities, frauds, and unethical practices, safeguarding the companys assets, reputation, and values.KEY RESPONSIBILITIES Develop and Implement Vigilance PoliciesEstablish and maintain a robust vigilance framework aligned with regulatory guidelines and company policies.Draft and revise vigilance policies, procedures, and manuals as required Fraud Detection and PreventionConduct risk assessments to identify vulnerable areas prone to fraud or malpractices.Oversee the detection, investigation, and reporting of fraudulent activities.Recommend corrective actions to mitigate identified risks and vulnerabilities. Investigations and ReportingLead investigations into complaints, misconduct, and violations of company policies.Prepare detailed reports on findings and recommendations for management or regulatory authorities.Ensure timely reporting of significant issues to the Managing Director/Board. Compliance MonitoringMonitor adherence to regulatory requirements, internal controls, and corporate governance standards.Collaborate with the Compliance and Legal teams to address any lapses. Training and AwarenessConduct training programs and awareness campaigns on ethical practices, anti-fraud measures, and vigilance guidelines for employees.Foster a culture of integrity and accountability within the organization. Coordination with AuthoritiesLiaise with regulatory bodies, law enforcement agencies, and auditors as required for vigilance matters.Ensure compliance with RBI and other statutory vigilance guidelines. Surprise Audits and InspectionsPlan and execute surprise inspections and audits across branches to detect potential irregularities.Ensure adherence to operational processes and ethical conduct at all levels. Policy RecommendationsProvide strategic inputs to the management on improving vigilance mechanisms.Recommend structural or procedural changes to strengthen internal controls and governanceKEY PERFORMANCE INDICATORS (KPIs)Number and quality of vigilance investigations completed.Reduction in instances of fraud and policy violations.Timely submission of vigilance reports to management and regulatory bodies.Effectiveness of training programs on ethical practices.Improvements in internal controls and compliance mechanisms.KEY STAKEHOLDERS Internal Stakeholders Board of DirectorsTop ManagementAudit & Compliance committeePeople & CultureFinanceLegalExternal StakeholdersRegulatory BodiesExternal AuditorsLaw Enforcement AgenciesVendors and ConsultantsFinancial Intelligence Unit KEY ROLE DIMENSIONS The role requires frequent travel to branches for supervise inspections and audits for PAN India.Ability to work under pressure and meet tight deadlines.High level of collaboration with various departments and external authorities.Maintain high level of confidentialityKEY SKILLS & BEHAVIOURAL ATTRIBUTES Strong analytical and problem-solving skills.Excellent communication and report-writing abilities.High level of integrity, discretion, and professionalism.Familiarity with RBI vigilance guidelines and NBFC compliance requirements.Proficiency in using risk management and compliance software/tools EDUCATION / EXPERIENCEMinimum of 15 years of experience in vigilance, compliance, or risk management roles, preferably in the NBFC/banking sector.Proven track record of handling fraud detection, investigations, and regulatory compliance.Educational Background:Bachelor’s degree in Finance, Law, Business Administration, or related fields (Master’s degree preferred).

Main Task1. Serve Gold Loan from Home customers by handling the end-to-end transactions, while ensuring the customer gets the most optimal service.2. Source new customers through BTL marketing and customer callingAreas of ResponsibilityEnsuring the customer gets the most optimal service and completing the end-to-end GLFH transactiona. Promptly travel to and from the customers home while safely handling the gold in transitb. Carry out GLFH transaction while strictly adhering to process and policiesc. Maintain high level of customer satisfactiond. Gold appraisal Generating leads for GLFHa. By conducting BTL marketingb. Call inactive and other prospective customersc. Responsible for conversion of leads generatedKRAa. Adherence of timeliness (fulfilling the appointment within a specified time)b. Proper adherence to process and policies to facilitate smooth functioning of GLFH (zero spurious)c. Quality of service d. Number of leads generated through customer visit/calls and conversion %

Dear Candidates !!Greetings from Muthoot Fincorp Ltd !!We have urgent Requirement of Territory Manager - Insurance Offered CTC As per market Standards Job Location: Hyderbad Age Bar : 21- 40 year Minimum Qualifications and Experience:Education A bachelors or masters degree in business administration or finance or a related field is preferred.Professional certification in insurance or relevant fields would be an added advantage.8 - 12 years of experience in managing a large team in bancassurance or direct sales in Insurance, bank or NBFC is required.Key Responsibilities - Recruit, train, and manage a team of Regional Managers within the territory; provide necessary guidance and training to achieve business objectives Develop and execute effective sales/business development strategies to meet targets and expand the customer base within MFL branches of the assigned territory. Setting sales targets for the team and monitoring their progress, taking corrective actions when necessary to ensure objectives are met. Evaluate the effectiveness of sales strategies and make necessary adjustments. Drive customer satisfaction and retention initiatives within the territory. Conducting market research and competitor analysis to identify opportunities for growth, staying updated on industry trends, and reporting findings to higher management. Collaborate with marketing teams to design and execute promotional campaigns. Stay updated on industry trends, products, and developments in the insurance sector. Represent the company at industry events, conferences, and networking opportunities to enhance brand visibility. Ensure compliance with regulatory requirements and company policies in all sales activities. Generating reports on sales activities, revenue, expenses, and other relevant metrics for review by management. Regularly evaluating the team's performance, providing feedback, and implementing strategies for improvement. Manage budgets, expenses, and revenue forecasts for the territory. Drive initiatives to increase lead generation and/or conversion from the retail business team. Train, mentor, and coach the branch business employees on various products, processes, and procedures for increasing sales performance. Resolving customer complaints and issues promptly, maintaining a high level of customer satisfaction. Coordinating with other departments such as marketing and claims to enhance overall business operationsInterested Candidates can share me CV at - eshaa.g@muthoot.com Thanks and Regards,____________Eshaa Junior Manager- HR Muthoot FinCorp Ltd.eshaa.g@muthoot.com | www.muthoot.com

Role & responsibilities 1.Achieve Monthly Sales Target. 2.Cross selling and up selling of third Party and group products to Gold Loan customers.3.Adhere to lending norms and maintain integrity in customer transactions. 4.Support the branch in interest collection. 5.Conduct branch catchment development activities and generate customer leads and converting them to NCA. Preferred candidate profile Graduate/Post Graduate local candidate onlySkill Sets Sales orientation. Good communication skills. Outgoing and confident. Problem solving capabilities, Result oriented, Proactive, Creative, and innovative, Perseverance, Flexibility, Pleasant and Smart, Integrity, Effective, Team player. And Empathetic

Dear Candidate,We are looking for field sales role (Business Development Officer-Gold Loan Sales)Roles & Responsibilities: Increase fresh leads through field sales.Identify fresh opportunities to expand the customer base and enhance revenue.Cultivate strong relationships with existing and potential clients.Developing marketing plans and achieve monthly sales target. Cross selling of third-party products and group products to Gold Loan customers. Conduct branch catchment development activities and generate customer leads and converting them to NCA.Salary:Max 2.8lpa Variable: Unlimited Incentive, PF & ESILocations: Across Chennai, Chengalpattu and Thiruvallur

CHARTERED ACCOUNTANT Key Responsibilities:GST Compliance and Advisory:Ensure accurate and timely filing of GST returns, including GSTR-1, GSTR-3B, and annual returns.Conduct thorough GST reconciliations and address any discrepancies in a timely manner.Provide expert advice on GST implications for various business transactions and initiatives.Stay abreast of changes in GST laws and update internal stakeholders accordingly.Direct Tax Planning and Compliance:Develop and implement effective tax planning strategies to optimize the company's direct tax position.Ensure compliance with all direct tax regulations, including the Income Tax Act.Prepare and file income tax returns, withholding tax returns, and other direct tax filings.Provide guidance on tax implications for business decisions and transactions.Audits and Assessments:Manage GST and direct tax audits, ensuring all required documentation is prepared and submitted accurately.Liaise with tax authorities during assessments and resolve any queries or concerns.Implement corrective actions based on audit recommendations to enhance compliance.Advisory and Consultation:Act as a trusted advisor to internal stakeholders on GST and direct tax matters.Provide training and guidance to finance and business teams to ensure awareness and compliance.Conduct internal reviews to identify areas for improvement and implement best practices.Compliance Monitoring:Establish robust systems for monitoring GST and direct tax compliance across the organization.Conduct periodic internal audits to assess compliance levels and address any non-compliance issues.Develop and maintain a comprehensive database of all relevant tax-related documents.

Dear Candidate,We are looking for field sales role (Business Development Officer-Gold Loan Sales)Roles & Responsibilities: Increase fresh leads through field sales.Identify fresh opportunities to expand the customer base and enhance revenue.Cultivate strong relationships with existing and potential clients.Developing marketing plans and achieve monthly sales target. Cross selling of third-party products and group products to Gold Loan customers. Conduct branch catchment development activities and generate customer leads and converting them to NCA.Salary:Max 2.8lpa Variable: Unlimited Incentive, PF & ESILocations: BODI 1, KADAMALAIGUNDU, KOMBAI, KUDDALLORE, PALANICHETTIPATTY, ODAIPATTY

Dear Candidate,We are looking for field sales role (Business Development Officer-Gold Loan Sales)Roles & Responsibilities: Increase fresh leads through field sales.Identify fresh opportunities to expand the customer base and enhance revenue.Cultivate strong relationships with existing and potential clients.Developing marketing plans and achieve monthly sales target. Cross selling of third-party products and group products to Gold Loan customers. Conduct branch catchment development activities and generate customer leads and converting them to NCA.Salary:Max 2.8lpa Variable: Unlimited Incentive, PF & ESILocations: MADURAI-THEPPAKULAM, ILAYANGUDI, MANAMADURAI, THIRUPHUVANAM, PARAMAKUDI-VAIGAI BRIDGE, PARTHIBANUR, MANAMADURAI-MELAKARAI, TIRUPPATHUR-POST OFFICE ROAD

Dear Candidate,We are looking for field sales role (Business Development Officer-Gold Loan Sales)Roles & Responsibilities: Increase fresh leads through field sales.Identify fresh opportunities to expand the customer base and enhance revenue.Cultivate strong relationships with existing and potential clients.Developing marketing plans and achieve monthly sales target. Cross selling of third-party products and group products to Gold Loan customers. Conduct branch catchment development activities and generate customer leads and converting them to NCA.Salary:Max 2.8lpa Variable: Unlimited Incentive, PF & ESILocations: MANAPPARAI, ARANTHANGI, PUDUKOTTAI, THUVARANKURUCHI, MANAMELKUDY, ARIMALAM, KARAMBAKUDI, PONNNAMARAVATHY, VIRALIMALAI

Dear Candidate,We are looking for field sales role (Business Development Officer-Gold Loan Sales)Roles & Responsibilities: Increase fresh leads through field sales.Identify fresh opportunities to expand the customer base and enhance revenue.Cultivate strong relationships with existing and potential clients.Developing marketing plans and achieve monthly sales target. Cross selling of third-party products and group products to Gold Loan customers. Conduct branch catchment development activities and generate customer leads and converting them to NCA.Salary:Max 2.8lpa Variable: Unlimited Incentive, PF & ESILocations: KADAYAM, ALANKULAM, TENKASI, SHENCOTTAI, KADAYANALLUR, TENKASI-MADURAI ROAD, SANKARANKOVIL, SIVAGIRI-THIRUNELVELI, PAVOORCHATIRAM

Role & responsibilities Maintain regular & continuous relationship with existing and potential customers.Constant study of market and identify market trends to - aid innovation and/or to meet the need(s) of customers by up-sell/cross sell of products.Initiate, implement/coordinate and participate in marketing for achieving the above. Achieve customer delight through ecient customer service. Retain existing customers and acquire new continuously. Achieve branch targets and ensure protability of the unit (branch). Will involve in Field Visits for Marketing / Collection activities basis to branch requirementsCollaborate with various departments to ensure smooth functioning of the branch. Ensure operational adherence as per Manual of Instructions and laid down policies and practices. Mitigation & Prevention of Risk (material & people) by early and timely detection of fraud(s) and up-hold the vision & values of the Organization and goodwill of customers. Role will come under the purview of Audit & Gold Inspection.Should focus on branch profitability & ensure that assigned branch is profitablePreferred candidate profile 1) In Banking Industry handled Team & having experience in Gold Loan2) In Financial sectors (NBFC) handled team & Gold loanPerks and benefits Apart from ACTC there would be Attractive Incentives + Statutory Bonus + Medi Claim (both Individual & family) + ESOP

Greetings from Muthoot Fincorp Ltd!!!We have Immediate Vacancy for Regional Manager (Gold Loan) Hubli.Candidates with exposure to Gold Loan and Hubli customer base will be preferred. In case you are interested in this opportunity, please share your updated CV to ajay.n@muthoot.comMain Tasks : To lead team of 50 or more Branch Managers for achieving business targets in terms of revenue generation, operational compliance, customer acquisition & retention, quality service to customers, asset quality portfolio and collection. Lead and coordinate the team of regional corporate staff members in Business Development & Marketing, Operations & Recovery, Human Resources & Administration. Areas of Responsibility : 1. Lead the team of Branch Managers as well as Area Managers in the Region and guide them to achieve the Business targets, profitability and productivity targets as well as Operational efficacy. Innovate, plan & implement new ways & means to increase walk ins & interact new customers and retain existing ones and to convert non BEP branches to BEP branches. 2. Achieve the targets of the Region for gold loans and other loan products for various quarters as well as for the Financial year (FY)- ensure quality of collaterals/ ornaments pledged.3.Achieve other business targets including SD and 3rd party products for various quarters as well as FY. Plan & implement at branch level local visibility initiatives and marketing activities. Systematic roll out of brand/ product launch lead generation and conversion.4. Timely interest collection by branches and recovery of over dues- minimizing NPA status of accounts as well as auction of gold. 5. Ensuring operational efficiency of branches and ensuring systems and procedures are followed by branch staff. 6. Ensuring prompt and efficient customer service by branches- prompt resolution of grievances/ customer complaints if any in the region.7.Minimizing loss on account of Spurious/ Low purity and the ornaments and efforts for recovery- follow up of court cases related to these.8. Prompt reporting of any fraud/ any untoward incident/ enquiry or investigation by any outside agency to HO Ops Department as well as State Head (SH) simultaneously. Efficient handling of any incidents of fraud including recovery & prompt acon against culprits/filing of police case & follow up of police and all court cases and their logical conclusion.9. Timely rectification of observations of Gold inspector/ Internal auditor at branches.10. Recruitment of right persons for the right job to meet the branch requirements & proper assessment of manpower/ redeploying surplus staff. Facilitate line functionaries/ stake holders in attending staff grievances. Minimising staff attrition. 11. Cost optimization- Control of Branch expenses and control on Cash/Bank balances. Correction of branch rentals wherever applicable and merger/ shifting of unviable branches. 12. Ensuring proper team building at branches, hand holding BM and branch team, identify training needs and co-ordinate need-based training programs. facilitate proper marketing activities.13.Ensuring qualitative visits to branches by AM team as well as self, follow up of visit reports for effective resolution of all issues including infra and upkeep.In case you are interested in this opportunity, please share your updated CV to ajay.n@muthoot.com.

Dear Candidates !!Greetings from Muthoot Fincorp Ltd !!We have urgent Requirement of Product Head Research Location : Delhi / Kerala ( Trivandrum)Offered CTC : As per market Standards Minimum Qualifications and Experience:Candidate Must be Post graduate - MBA from Tier-1/Tier-2 Institutes At least 15 years + of relevant experience in wealth management or financial services, with a proven track record of managing large teams and growing businesses. Note : IT Industry professionals need not to apply . Key Responsibilities - Define and execute the product strategy for the wealth management divisionIdentify market trends, customer needs, and competitive landscape to shape product offerings.Develop and implement product roadmaps and go-to-market strategies.Oversee the development of new wealth management products, including mutual funds, portfolio management services, structured products, and insurance-linked investment products.Manage the existing product portfolio, ensuring it meets the evolving needs of clients and complies with regulatory requirements.Conduct market research and competitive analysis to identify opportunities and threats.Gather and analyze customer feedback to improve product features and service quality.Work closely with the sales and marketing teams to understand customer needs and preferences .Monitor product performance metrics, including sales, profitability, and customer satisfaction.Prepare and present detailed product performance reports to senior management.Implement necessary adjustments based on performance data and market feedback. Ensure all products comply with regulatory requirements and industry standardsStay updated with changes in regulations and implement necessary changes to product offerings.Coordinate with legal and compliance teams to address any compliance issues. Lead and mentor a team of product managers and analysts.Foster a collaborative environment within the wealth management division.Coordinate with various departments, including sales, marketing, operations, and IT, to ensure smooth product execution and support. Build and maintain relationships with key clients, partners, and stakeholders.Engage with high-net-worth individuals (HNWIs) and institutional clients to gather feedback and identify new opportunities.Represent the company at industry events, conferences, and seminars Thanks and Regards,____________Eshaa Junior Manager- HR Muthoot FinCorp Ltd.eshaa.g@muthoot.com | www.muthoot.com

Geography: North Job Role will include extensive travelling - Accommodation, Travel expenses and DA will be provided by company., To Conduct internal Audit in all MFL Branches as per the program given from the Department. The job involves extensive traveling and confidentiality is to be maintained very strictly.Verification of Documents of Fixed Deposits/Secured Debentures and their interest paymentsVerification of Documents of Secured Loans/Part Withdrawals and their interest receiptsVerification of Bank transactions and utilization of ChequeVerification of Gold Loan Notice Documents and utilization of stampsVerification Leave records and other Statutory records of Staff maintained by the branchVerification of Salary payment records of staff and recovery of excess payments, if any madeVerification of Incentive payment records under various schemes to staff and recovery of excess payments, if anyVerification of Reconciliation statements of HO/RO AccountsVerification of Gold Loan Documents i.e. Pledge & Release Documents Verification of Documents of Swarna varsham Loans disbursedVerification of various Daily, Weekly & Monthly Statements of BranchVouching of various Receipts &Payments of Branch with Day BookVerification of authorization of various payments and Reporting of any unauthorized payments for which ex post facto approval is requiredVerification of Western Union money transfer documentsVerification of Auction DocumentsVerification of various Registers/Records/Files to be maintained by the Branch as per the standing instructions and as per circulars issued from time to time.

Role & responsibilities Lead & Motivate team of RO/RM/BSMs to build to Overachieve Monthly / Quarterly / Half Yearly / Annual Business BudgetOwn & resolve the early mortality, delinquencies and NPAs from new sourcing and existing portfolio.To find new micro markets and empanel good quality referral partners to scale up Micro LAP business & Gold backed secured business loan (Suvarna)To liaison with Credit, Subject Matter Experts at different levels to clear customers loan proposals for faster decisioningTo Cross Sell Insurance effectively to the loan customers to safeguard their Property, Health & Life. At least 5 years experience in leading a team of Sales Executives, Team Leaders, with at least 2 years of Onroll team members.Having good working knowledge on Lower & Middle Income Customer Segments, having worked in similar role in an Affordable Housing or NBFC, with minimum 2 years of similar exposure.We are looking for Branch Business Manager for Sikar, Pali, Bikaner, Jodhpur interested Candidate can share their CV's on - deepak.diwakar@muthoot.com

EARN UNLIMITED INCENTIVES (TARGET BASED)!!!!! Key Job Responsibilities To ensure quality of business and operational eciency through proper process adherence and facilitate smooth functioning of branches. Promote and maintain positive relations with all contacts, customers, and potential customersAchieve desired level of productivity to meet & contribute towards branch profitability targets.Promotes the products and services; consistently cross-sells and Up-sells products at every opportunity.Conduct promotional activities for marketing and drive referral programs for customer acquisitionResponsible to handle day to day transactions and valuables.Maintain all data and records related to daily transactionsRetain customers, by working towards achieving the higher purpose to transform the life of the common man by improving their financial well beingKnowledge, Skills & AttributesResult OrientationCustomer Service & Retention FocusDigital MindsetRelationship BuildingProcess Knowledge/ OrientationEffective Time ManagementCross Selling / Upselling SkillsBusiness DevelopmentCommunication Skills Proficiency in local language and EnglishRole RequirementsEducational Qualification Graduate