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0.0 - 2.0 years
2 - 3 Lacs
tadepalligudem, india
Work from Office
Job Requirements Role/ Job Title: Associate Relationship Manager-Affordable LAP Function/ Department: Affordable Mortgage Loans Job Purpose: 'To deliver a high-quality client service and customer retention. Enhance product sales and new client acquisition. Roles & Responsibilities: '• Identify new market opportunities and proactively work towards customer acquisition and lead generation through localized initiatives such as canopy activities, leaflet distribution, cold calling, and similar engagement efforts. • Service leads generated through front-line sales, cross-sell initiatives, or other internal/external channels, ensuring timely and effective follow-ups. • Achieve individual performan...
Posted 1 day ago
0.0 - 2.0 years
2 - 3 Lacs
chittoor, india
Work from Office
Job Requirements Role/ Job Title: Associate Relationship Manager-Affordable LAP Function/ Department: Affordable Mortgage Loans Job Purpose: 'To deliver a high-quality client service and customer retention. Enhance product sales and new client acquisition. Roles & Responsibilities: '• Identify new market opportunities and proactively work towards customer acquisition and lead generation through localized initiatives such as canopy activities, leaflet distribution, cold calling, and similar engagement efforts. • Service leads generated through front-line sales, cross-sell initiatives, or other internal/external channels, ensuring timely and effective follow-ups. • Achieve individual performan...
Posted 1 day ago
3.0 - 6.0 years
0 Lacs
mumbai, maharashtra, india
On-site
Job Title Manager Job Description Summary Job Description Designation Manager Experience 3 6 years of experience in Capital Markets Hands on experience in real estate capital markets transactions is preferred Qualification: Graduate Role Summary Supporting role to the Senior members in the team and will also be working independently on specific proposals. Competencies And Requirements Excellent Communication & interpersonal skills. Strong analytical, proven negotiation & financial skills with the ability to adapt to change Self-starter, Confident, Collaborative with ability to multitask and work in a team Attention to detail, strong bias for action and execution oriented Strong communication...
Posted 1 day ago
4.0 - 8.0 years
2 - 7 Lacs
vadodara
Work from Office
Roles and Responsibilities Conduct credit appraisal and underwriting for corporate clients, ensuring timely disbursement of funds. Manage a team to achieve business targets, providing guidance on credit policies and procedures. Develop strong relationships with existing customers to identify new opportunities for growth. Collaborate with internal stakeholders to resolve customer queries and issues efficiently. Ensure compliance with regulatory requirements and maintain accurate records of all transactions. Desired Candidate Profile Strong understanding of credit appraisal, credit underwriting, and risk assessment principles. Excellent communication skills for effective team handling and clie...
Posted 1 day ago
1.0 - 4.0 years
2 - 4 Lacs
nagercoil
Work from Office
Business sourcing and relationship management of sourcing channels , Co-ordination with internal stakeholders, End to End process coordination of loan disbursement
Posted 1 day ago
2.0 - 7.0 years
4 - 9 Lacs
kolkata
Work from Office
We are seeking a detail-oriented and analytical Credit Manager to evaluate and underwrite credit proposals in the Agri-Fin Projects segment. The role involves assessing financials, conducting market visits, and ensuring timely and compliant credit processing. The ideal candidate should have strong financial analysis skills, experience in credit underwriting, and a proactive approach to risk management. Provide sound, independent, and unsolicited credit advice and recommendations on Agri SME credit proposals. Handle all types of working capital requirements (fund-based and non-fund-based), commodity finance, and project loans for Agri SME enterprises. Conduct thorough credit appraisals, inclu...
Posted 1 day ago
5.0 - 8.0 years
7 - 10 Lacs
mumbai
Work from Office
We are looking for a qualified and experienced Credit Underwriter to manage credit evaluation for Self-Employed Non-Professional (SENP) and Self-Employed Professional (SEP) mortgage cases. The role involves in-depth ficial analysis, customer visits, and credit decision-making to ensure high-quality underwriting and minimal delinquency. The ideal candidate will have a strong understanding of mortgage lending, economic indicators, and regulatory norms. The role also includes mentoring Credit Processing Associates (CPAs), monitoring their productivity, and ensuring adherence to internal policies and audit standards. Conduct credit underwriting for SENP/SEP mortgage cases with in-depth ficial an...
Posted 1 day ago
0.0 - 3.0 years
3 - 6 Lacs
thane, pune
Work from Office
We are hiring a Coordinator to manage operations, support teams, and ensure smooth execution of day-to-day activities. Submit Your Application Contact number: Position applied: Submit Application I authorize Apnarupee to use my data for loan processing
Posted 1 day ago
3.0 - 8.0 years
10 - 12 Lacs
mumbai
Work from Office
Serve as the Subject Matter Expert on credit underwriting products, providing insights and guidance throughout the product lifecycle. Maintain a thorough understanding of credit processes and credit policies to ensure compliance and best practices in product development and client interactions. Articulate complex credit underwriting concepts, methodologies, and processes in a simplified manner to facilitate understanding among clients and internal teams. Conduct product demonstrations, showcasing the functionality and benefits of our credit underwriting solutions to potential clients. Support the pre-sales process by collaborating with sales teams to address client inquiries and provide deta...
Posted 1 day ago
3.0 - 6.0 years
8 - 12 Lacs
bengaluru
Work from Office
What you'll do Were looking for someone wholl put our clients at the heart of everything they do, joining a team who specialise in credit delivery. As a Relationship Manager, youll be effectively managing your diary, helping to build and develop a portfolio of clients and crucially, delivering excellent service. Well also look to you to support management in developing high quality new business proposals, support credit analysis and build a strong relationship with the credit function. Youll also be: Designing and originating new business proposals that are appropriate to the needs of our clients Understanding how our products and services compare with competitors and using this knowledge to...
Posted 1 day ago
7.0 - 12.0 years
12 - 16 Lacs
bengaluru
Work from Office
Responsibilities Expert Consultation: Preparation of higher complexity SR&ED tax incentive claims and assist with review of claims as required. Maintaining regular contact with assigned clients communicating directly with client personnel in operations, finance, accounting, payroll, and engineering and their accountants to gather relevant information to prepare project costing and complete tax return input. Client Partnership: Cultivate strong relationships with clients to uncover SR&ED opportunities, offering bespoke consultation and support throughout the SR&ED claim lifecycle. Meet with clients in-person and virtually to establish engagement plans, assist with evaluation of eligible activ...
Posted 1 day ago
0.0 - 5.0 years
1 - 3 Lacs
hyderabad, mangaluru, udupi
Work from Office
Role & responsibilities: This is a full-time on-site role for a RAPC Executive at Baroda Global Shared Services Ltd. Collection of all relevant documents (as per checklist) sent through different channels i.e. Branch, DSA & DST. Ensure completion of documents. Follow-up for incomplete loan application and supporting papers. To maintain discrepancy record detailing the discrepancies. To ensure inward / login of file with date & sign in register maintained at RAPC and to maintain inward MIS. To ensure that all physical documents and reports are kept in respective file. Ensuring Up-front fee is being collected with file. Capturing of lead in LLPS System after receipt of all the documents and ge...
Posted 1 day ago
3.0 - 7.0 years
0 Lacs
karnataka
On-site
As a Credit Underwriter in the Working Capital department, your role involves underwriting and appraising credit proposals according to policy guidelines within specified Turnaround Times (TATs). You will be responsible for analyzing financial statements, cash flows, bank statements, and ratios to evaluate SME funding requirements. Additionally, you will review cases transitioning from credit processing to underwriting and conduct quantitative and qualitative analysis, including personal discussions (PD). Key Responsibilities: - Conduct Financial Analysis to assess client creditworthiness, past trends, and net worth - Perform Statutory Analysis by verifying GST filings, tax liabilities, and ...
Posted 2 days ago
0.0 years
0 Lacs
madurai, tamil nadu, india
On-site
About Retail Credit The Retail Credit department in the Bank is a Credit Underwriting department for all retail products of the Bank. It is also responsible for ensuring the maintenance of a good portfolio quality and for ensuring smooth credit appraisal processes About the Role CPC Credit underwriting managers manages core underwriting activities at the Credit Processing Centres. Credit Processing Associates would be reporting. Key Responsibilities . Monitoring Turnaround time (TAT) from Login to Sanction - Login to Sanction for all products. . Ensuring Data Entry quality by validating the data been updated by CPAs. Monitoring the data entry updating in all relevant applications as required...
Posted 2 days ago
5.0 - 9.0 years
0 Lacs
haryana
On-site
As a Credit Underwriter in our company, you will play a crucial role in managing end-to-end credit underwriting and portfolio management for a high-yield credit portfolio spanning various sectors. Your responsibilities will include: - Underwriting, structuring, and recommending credit proposals for complex and high-yield transactions, while balancing risk and return objectives. - Managing underwriting for diverse asset classes such as term loans, NCDs, lease rental discounting, promoter funding, and HoldCo lending. - Collaborating with legal, technical, treasury, and risk teams throughout the deal structuring, documentation, and closure process. - Conducting continuous portfolio monitoring t...
Posted 2 days ago
2.0 - 6.0 years
0 Lacs
bhubaneswar
On-site
The role involves monitoring FTR trends, identifying training gaps, and conducting regular trainings. You will be responsible for coordinating the mapping of issues and technical problems, as well as ensuring end-to-end TAT servicing by the CO structure to the sales teams. Key Responsibilities: - Maintain TAT of 24 hours for all assigned credit underwriting at the branch - Ensure monthly trainings of Branch Loan officers on the latest product updates - Maintain FTR of the branch at 90% levels through daily briefings on file wise errors - Ensure branch compliances by pointing deficiencies to RM ICQ - Conduct detailed RCA for OD cases - Act in the role of Branch Manager in their absence for ca...
Posted 2 days ago
0.0 - 2.0 years
2 - 3 Lacs
chennai
Work from Office
Job Title: Credit Analyst Asset & Investment Management Location: Chennai Experience: 0 to 2 yrs Working Model: Work from Office Job Description: We are looking for a detail-driven and financially sound Credit Analyst to join our asset management division. The role requires evaluating creditworthiness, understanding financial statements, and supporting investment decisions across Alternate Investment Funds (AIFs) and asset classes. Key Responsibilities: Analyze financial statements, ratios, and balance sheets to assess credit risk Conduct in-depth credit checks and due diligence on potential investments Support the investment team in identifying and evaluating asset opportunities Collaborate...
Posted 2 days ago
3.0 - 8.0 years
10 - 15 Lacs
mumbai
Work from Office
Job Summary: We are seeking a highly motivated and knowledgeable Subject Matter Expert cum Product Manager in Credit Underwriting to join our dynamic team. The ideal candidate will possess a deep understanding of credit underwriting products, credit processes, and credit policies, while also demonstrating the ability to simplify complex concepts for various stakeholders. This role requires a self-driven individual who can work independently and effectively pitch our credit underwriting solutions to clients. Key Responsibilities: Serve as the Subject Matter Expert on credit underwriting products, providing insights and guidance throughout the product lifecycle. Maintain a thorough understandi...
Posted 2 days ago
3.0 - 6.0 years
15 - 30 Lacs
bengaluru
Work from Office
About the Role Lending is going to be our primary focus in this phase of our FS journey, and risk management is at the core of building any sustainable credit business at scale. Herein also lies potentially our biggest challenge for Meesho users: How do we assess risk of borrowers without any credit history? How can we leverage alternative information to better profile borrowers? How can we leverage our platform uniquely to create a sustained competitive advantage? The Person will be responsible for driving the Policy, DS and analytics behind all these questions, from creating analytical frameworks, developing high quality analysis, driving insights and actions, and owning policy decisions. ...
Posted 2 days ago
5.0 - 6.0 years
4 - 5 Lacs
madurai
Work from Office
The Relationship Manager LAP & Affordable Loans is responsible for sourcing new customers and managing existing relationships to grow the Loan Against Property (LAP) and Affordable Housing Loan portfolio. The role involves business development, credit analysis, and providing exceptional customer service to ensure high customer satisfaction and retention. Key Responsibilities Business Development o Source new clients through market visits, channel partners, and referrals. o Promote LAP and affordable home loan products in the assigned territory. o Build and maintain relationships with key stakeholders like builders, real estate agents, and DSA partners. Customer Relationship Management o Mana...
Posted 2 days ago
5.0 - 6.0 years
4 - 5 Lacs
alibag, raigarh
Work from Office
The Relationship Manager LAP & Affordable Loans is responsible for sourcing new customers and managing existing relationships to grow the Loan Against Property (LAP) and Affordable Housing Loan portfolio. The role involves business development, credit analysis, and providing exceptional customer service to ensure high customer satisfaction and retention. Key Responsibilities Business Development o Source new clients through market visits, channel partners, and referrals. o Promote LAP and affordable home loan products in the assigned territory. o Build and maintain relationships with key stakeholders like builders, real estate agents, and DSA partners. Customer Relationship Management o Mana...
Posted 2 days ago
5.0 - 6.0 years
4 - 5 Lacs
ahmednagar
Work from Office
The Relationship Manager LAP & Affordable Loans is responsible for sourcing new customers and managing existing relationships to grow the Loan Against Property (LAP) and Affordable Housing Loan portfolio. The role involves business development, credit analysis, and providing exceptional customer service to ensure high customer satisfaction and retention. Key Responsibilities Business Development o Source new clients through market visits, channel partners, and referrals. o Promote LAP and affordable home loan products in the assigned territory. o Build and maintain relationships with key stakeholders like builders, real estate agents, and DSA partners. Customer Relationship Management o Mana...
Posted 2 days ago
5.0 - 6.0 years
4 - 5 Lacs
salem, namakkal
Work from Office
Business Development o Source new clients through market visits, channel partners, and referrals. o Promote LAP and affordable home loan products in the assigned territory. o Build and maintain relationships with key stakeholders like builders, real estate agents, and DSA partners. Customer Relationship Management o Manage customer lifecycle from lead generation to loan disbursement. o Handle client queries and ensure timely resolution. o Regularly follow up with existing customers for renewals, cross-sell opportunities, and referrals. Credit Assessment o Conduct initial credit evaluation and ficial analysis of customers. o Ensure compliance with company s risk policy and documentation stand...
Posted 2 days ago
3.0 - 8.0 years
7 - 10 Lacs
baramati
Work from Office
Roles and Responsibilities Manage credit underwriting process from loan application to disbursement, ensuring timely decision-making and high-quality appraisals. Develop strong relationships with customers by providing exceptional customer service and resolving queries promptly. The role holder is responsible for providing credit approvals and support for disbursement of loans within empowerment limits, based on credit evaluation criteria. Ensure compliance with regulatory requirements, internal policies, and procedures while maintaining a high level of accuracy in documentation. Collaborate with cross-functional teams to drive business growth through effective communication and coordination...
Posted 2 days ago
5.0 - 6.0 years
7 - 8 Lacs
nagar, peddapalle
Work from Office
The Relationship Manager LAP & Affordable Loans is responsible for sourcing new customers and managing existing relationships to grow the Loan Against Property (LAP) and Affordable Housing Loan portfolio. The role involves business development, credit analysis, and providing exceptional customer service to ensure high customer satisfaction and retention. Key Responsibilities: Business Development: o Source new clients through market visits, channel partners, and referrals. o Promote LAP and affordable home loan products in the assigned territory. o Build and maintain relationships with key stakeholders like builders, real estate agents, and DSA partners. Customer Relationship Management: o M...
Posted 2 days ago
The credit underwriting job market in India is experiencing a steady growth as financial institutions and lending companies continue to expand their operations. Credit underwriting professionals play a crucial role in assessing the creditworthiness of individuals and businesses applying for loans or credit. If you are considering a career in credit underwriting in India, this guide will provide you with valuable insights into the job market, salary range, career progression, related skills, and common interview questions.
Here are 5 major cities in India actively hiring for credit underwriting roles: 1. Mumbai 2. Delhi 3. Bangalore 4. Chennai 5. Pune
The average salary range for credit underwriting professionals in India varies based on experience levels. Entry-level positions may start at around INR 3-5 lakhs per annum, while experienced professionals can earn upwards of INR 10-15 lakhs per annum.
A typical career progression in credit underwriting may include roles such as Credit Analyst, Senior Credit Analyst, Credit Underwriter, Credit Manager, and eventually Chief Credit Officer or Head of Credit Risk.
In addition to credit underwriting expertise, professionals in this field are often expected to have skills such as financial analysis, risk management, attention to detail, strong communication skills, and proficiency in financial software tools.
Here are 25 interview questions for credit underwriting roles:
As you explore opportunities in credit underwriting in India, it is essential to not only possess the necessary skills and knowledge but also to be prepared for the challenges and responsibilities that come with the role. By understanding the job market, salary expectations, career progression, related skills, and common interview questions, you can confidently pursue a successful career in credit underwriting. Prepare diligently, showcase your expertise, and seize the opportunities that come your way. Good luck in your job search!
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