4091 Credit Underwriting Jobs

Role & responsibilities Underwriting of Working Capital - Fund Based & Non-Fund Based customers for Facility amount up to 10 Cr Managing a portfolio of fund based as well as non-fund based facilities i.e. term loan, cash credit, working capital demand loan, overdrafts, letter of credit, bank guarantees etc. Managing entire underwriting process which includes CAM preparation, credit assessment, PD with customer, detailed financial analysis of proposal and presentation of proposal to the approving authority Ensuring proper documentation and disbursement of the credit facilities to the customer on time Conduct income appraisal of MSME borrowers. In depth understanding and analysis of P&L Accoun...

Hi, We have vacancy for US Banking process. Freshers or experience can apply US Shift Sat & Sun fixed off Direct Banking Voice Process & Non voice process Sal max 7 lpa + Incentives + Allowance Good communication Graduation Mandatory Pick up& drop cab provided. Please apply for the job in Naukri.com and we will call you back. Do not search the number in Google and do not call us. Please apply for the job in Naukri.com and we will call you back.

Immediate Joiners are preferred LEAD ANALYST - CREDIT ANALYSIS - MID/ LARGE CORPORATES - 9+ YEARS - MUMBAI The role involves leading corporate credit analysis and research on non-financial corporates across sectors. The incumbent will be responsible for forming independent credit opinions , managing coverage portfolios, mentoring junior analysts, and engaging with senior internal and external stakeholders. Key Responsibilities: Lead end-to-end credit assessment of non-financial corporates , including analysis of business risk, industry dynamics, financial performance, capital structure, liquidity, and cash flows. Prepare and review detailed credit analysis / research reports , including issu...

Area Credit Manager LAP Experience: 5-6 Years | Product: Loan Against Property (LAP) Key Responsibilities: Evaluate LAP proposals & conduct PD/site visits for credit assessment. Analyse financials, repayment capacity & validate customer profile. Ensure credit policy adherence, proper documentation & risk checks. Coordinate with Sales, Legal, Technical & Operations for smooth processing. Monitor portfolio quality & highlight early risk signals. Maintain MIS, ensure audit compliance & support disbursement TAT. Requirements: Graduate/Postgraduate in Finance/Commerce. 5-6 years of experience in LAP credit underwriting. Strong analytical & decision-making skills. Good communication & MS Office pr...

Some Careers Open More Doors Than Others. If you're looking for a career that will unlock new opportunities, join HSBC and experience the possibilities. Whether you want a career that could take you to the top, or simply take you in an exciting new direction, HSBC offers opportunities, support and rewards that will take you further. Business Descriptor Within International Wealth and Premier Banking (IWPB), we serve 41 million customers globally, including 6.7 million who are international, from retail customers to ultra high net worth individuals and their families. We help our customers to take care of their day-to-day finances and to manage, protect and grow their wealth. Our internationa...

Some Careers Open More Doors Than Others. If you're looking for a career that will unlock new opportunities, join HSBC and experience the possibilities. Whether you want a career that could take you to the top, or simply take you in an exciting new direction, HSBC offers opportunities, support and rewards that will take you further. Business Descriptor Within International Wealth and Premier Banking (IWPB), we serve 41 million customers globally, including 6.7 million who are international, from retail customers to ultra high net worth individuals and their families. We help our customers to take care of their day-to-day finances and to manage, protect and grow their wealth. Our internationa...

Responsibilities/ Job Description Responsible for conducting independent review /audits of the Wholesale Banking portfolio to ensure the accuracy, compliance, and effectiveness of Credit Processes, risk management and loan documentation. Participate in audits of various businesses, processes and operations related to Wholesale Banking. The position will require in-depth understanding of Credit Risk management, Regulatory requirements, and internal policies with focus on mitigating risks. Drafting and issuance of findings and discussion with Auditee for closure of same. Assist in Planning, designing and implementation of risk based audit plans to ensure safety and soundness of the Bank. Ensur...

Role & responsibilities Key Responsibilities: Credit Appraisal & Underwriting : Analyze financial statements, credit reports, repayment capacity, and business viability for construction finance proposals. Portfolio Management : Monitor existing loans, manage delinquencies, ensure portfolio quality, and facilitate timely renewals/enhancements. Client Interaction : Meet customers, conduct site visits, understand business needs, and build strong relationships for tailored solutions. Strategy & Compliance : Implement credit strategies, ensure adherence to internal policies, and stay updated on market trends. Cross-functional Coordination : Work closely with Sales, Operations, Legal, and Technica...

Evaluate the creditworthiness of loan applicants through detailed financial analysis,conduct risk assessment,PD visit,CAM preparation,collaborate with cross-functional teams,monitor & manage credit portfolios, Stay abreast of industry best practices Required Candidate profile ICWA, CA with good work experience and NBFC working experience is must,Strong analytical skills with the ability to interpret complex financial data,Excellent communication and interpersonal skills.

SECTION III: KEY RESPONSIBILITIES/ ACCOUNTABILITIES Strategic/ Managerial Responsibilities To lead a team of CMs; ensure building quality portfolio and manage delinquency. Understands the KPIs/goals and takes full accountability & ensure credit team members are in line with the same. To understand the management goals & align/ drive team towards the target. Core Responsibilities Ensure team exercises their credit delegation authority with all due diligence within the policy framework. Setting up & Monitoring processes related to policy/process & timely decision on all applications being processed. To ensure the team processes all loan applications within the defined turn-around time [TAT] ef...

Monitoring their FTR trends, identifying training gaps and regular trainings, the role would involve coordination for mapping issues and technical issues, the role would own end to end the TAT servicing by the CO structure to the sales teams. 1 Maintain TAT of 24hours for all assigned credit underwriting at branch 2 Ensure monthly trainings of Branch Loan officers on latest product updates 3 Maintain FTR of the branch at 90% levels through daily briefings on file wise errors 4 Ensure branch compliances by pointing deficiencies to RM ICQ 5 Detailed RCA for OD cases 6 Acting in the role of Branch manger in his absence for the purposes of cash deposition and Disbursement. Qualification : Gradua...

Tata Capital Ltd is looking for Manager - Internal Audit - Housing to join our dynamic team and embark on a rewarding career journey Plan and conduct risk-based internal audits of housing finance operations Audit key processes including loan origination, credit appraisal, disbursement, post-disbursement, collections, and recoveries Review compliance with RBI / NHB guidelines, internal policies, SOPs, and regulatory circulars Evaluate credit underwriting standards, collateral valuation, and documentation quality Assess effectiveness of internal controls, fraud risk management, and governance mechanisms Identify control gaps, process weaknesses, and potential fraud indicators Prepare detailed ...

To underwrite mortgage business and manage the portfolio in assigned branch/location o Review and assess a broad range of complex loan applications within defined guidelines and accordingly take decision or recommend for approval to higher authorities. o Under write proposals as per the laid down policies & procedure to honour the agreed SLAs and manage city/area business volumes. o Conduct personal discussion with customers to establish credit worthiness and ensure completion of credit/KYC documents and verification- telephonic, field & collateral visits. o Assess income to obligation ratios, loan to value ratios, in depth knowledge of rational behind calculation of ratios and its impact on...

To underwrite mortgage business and manage the portfolio in assigned branch/location o Review and assess a broad range of complex loan applications within defined guidelines and accordingly take decision or recommend for approval to higher authorities. o Under write proposals as per the laid down policies & procedure to honour the agreed SLAs and manage city/area business volumes. o Conduct personal discussion with customers to establish credit worthiness and ensure completion of credit/KYC documents and verification- telephonic, field & collateral visits. o Assess income to obligation ratios, loan to value ratios, in depth knowledge of rational behind calculation of ratios and its impact on...

Manage the credit underwriting function of branch and facilitate quick turnaround of credit lending proposals for the branch in close liaison with the local credit Managers and sales team. Conduct personal discussion with customers to establish credit worthiness and ensure completion of credit/KYC documents and verification- telephonic, field & collateral visits. Individually Underwrite proposals as per the laid down policies & procedure to honour the agreed SLAs and manage city/area business volumes. Review and assess loan applications within defined guidelines send by team and accordingly take decision or recommend for approval to higher authorities. Study , Analysis & interpretation of le...

Job Title Live/Full Underwriter (US residential mortgage) - Chennai Job Description: 3-8 yrs of experience in US residential mortgage, Underwriter industry regulations and procedures. Income Calculation: Analyse borrower income using pay stubs, W-2s, tax returns (1040), and verification of employment Calculate income for salaried, hourly, self-employed, commission, bonus, and overtime borrowers Perform YTD, average, and trending income calculations Review tax schedules (Schedule C, E, K-1) for self-employed income Identify income stability, continuity, and red flags as per guidelines Ensure compliance with FNMA (Fannie Mae), FHLMC (Freddie Mac), FHA, VA, and USDA guidelines Document income c...

- Commercial Credit Please share your cv at surbhi.malhotra@nlbtech.com Notice period- 0-15 days Experience - -Evaluate financial performance of companies /borrower / guarantor / commercial real estate asset class based on a variety of factors including past and current performance, management projections and market changes over the period. -This would include review of various financial statements, such as balance sheet, income statement, cash flows, and statement of changes in equity. - Perform market research using various third-party applications and compare performance of borrowing entity against market data to draw conclusion of overall performance. - Determine appropriate risk rating,...

Responsibilities: Lead regional credit team, overseeing LAP & MSME loans. Collaborate with sales on strategic initiatives, optimize portfolio performance. Ensure compliance with regulatory standards, maintain high risk management practices

As a Sales Team Leader, you will be responsible for leading a team of Cluster Managers and field staff to expand the Business Correspondent network for various financial institutions. Your key responsibilities include: - Developing and expanding business correspondence alliance partners - Innovating and developing retail asset products such as JLG Loans, Secured & Unsecured MSME Loans tailored to target customers and geographies - Implementing sales strategies to enhance market share and identifying potential business areas for region expansion - Managing teams across assigned territories for deeper market penetration - Assessing client base and product acceptability in new regions for geogr...

Role & responsibilities Responsible for branch recruitment. Proving training time on time to branch credit & upgrading to them and providing feedback to HO. Responsible for branch credit work & process & all over TAT. Doing PD / site visit on cases providing feedback and recommendation. To providing suggestion on policy and process time on time. Maintaining MIS of branch / regional credit. Interact closely with others function i.e. sales/operation/collection/policy / products etc. Close monitoring on nonstarters bounce trends knowing channels and theirs sourcing patterns. Ensuring regularization of PDD, operation, credit and other docs and close monitoring of the same and updated within acce...

Your key responsibilities Technical Excellence Ability to conduct comprehensive business analysis to identify and mitigate risks in financial services. Proficient in data analysis techniques to support decision-making and enhance risk assessment processes. Experience in credit underwriting practices and frameworks to evaluate financial risk accurately. Demonstrated capability to apply consulting methodologies to develop strategic risk management solutions. Focused on integrating data-driven insights into client recommendations to optimize risk management strategies. Skills and attributes To qualify for the role you must have Qualification MBA Experience Business Analyst- 5+ years

Job role: Executive - Credit Location: Indel Money, Corporate Office, Ernakulam Experience: 0-4Yrs Key Responsibilities: Assess and process gold loan applications as per credit norms Evaluate gold purity, weight, and value for loan eligibility Verify KYC documents and customer credentials Ensure adherence to RBI and internal NBFC policies Maintain accurate records and MIS reports Coordinate with branch and operations teams for timely disbursement Key Skills & Requirements: Knowledge of gold loan products and credit appraisal Basic understanding of gold valuation and purity testing Familiarity with NBFC/RBI compliance norms Multilingual candidates preferred (Hindi mandatory; regional language...

Tata Capital Ltd is looking for Regional Credit Manager - Retail MFB to join our dynamic team and embark on a rewarding career journey Credit Analysis: Assessing the creditworthiness of potential borrowers by analyzing their financial statements, credit history, and repayment capacity Risk Assessment: Evaluating the level of credit risk associated with different borrowers and determining appropriate credit limits and terms Credit Policy: Developing and implementing credit policies and procedures to ensure consistency and compliance with internal guidelines and industry regulations Credit Underwriting: Approving or declining credit applications based on the risk assessment and established cri...

To underwrite mortgage business and manage the portfolio in assigned branch/location o Review and assess a broad range of complex loan applications within defined guidelines and accordingly take decision or recommend for approval to higher authorities. o Under write proposals as per the laid down policies & procedure to honour the agreed SLAs and manage city/area business volumes. o Conduct personal discussion with customers to establish credit worthiness and ensure completion of credit/KYC documents and verification- telephonic, field & collateral visits. o Assess income to obligation ratios, loan to value ratios, in depth knowledge of rational behind calculation of ratios and its impact on...

Tata Capital Ltd is looking for Credit Manager - Secured Business Loans (Micro LAP) to join our dynamic team and embark on a rewarding career journey Credit Analysis: Assessing the creditworthiness of potential borrowers by analyzing their financial statements, credit history, and repayment capacity Risk Assessment: Evaluating the level of credit risk associated with different borrowers and determining appropriate credit limits and terms Credit Policy: Developing and implementing credit policies and procedures to ensure consistency and compliance with internal guidelines and industry regulations Credit Underwriting: Approving or declining credit applications based on the risk assessment and ...