3555 Credit Underwriting Jobs - Page 6

About The Role Project Role : Application Lead Project Role Description : Lead the effort to design, build and configure applications, acting as the primary point of contact. Must have skills : Avanade Scrum Project Management Good to have skills : NA Minimum 7.5 year of experience is required Educational Qualification : 15 years full time education Summary :As an Application Lead, you will lead the effort to design, build, and configure applications, acting as the primary point of contact. Your typical day will involve collaborating with various teams to ensure project milestones are met, facilitating communication between stakeholders, and guiding the development process to align with busi...

Job Description: Perform credit appraisal , risk assessment , and loan evaluation for retail/MSME/corporate segments. Assess financial statements , income documents , and banking records to determine repayment capacity. Review credit bureau reports , legal, and technical valuation reports for due diligence. Approve or recommend proposals within delegated authority limits . Ensure adherence to credit policy , RBI/NBFC norms , and internal audit requirements. Conduct field visits and personal discussions (PD) with customers when necessary. Identify early warning signals (EWS) and take corrective measures to prevent NPAs. Monitor branch portfolio performance and report risk trends to higher man...

Independently conduct comprehensive credit assessments, monitor client portfolios, engage with senior management, present to Credit Committee, identify early warning signals, and support firm-wide projects on tech, reporting, and compliance. Required Candidate profile Note: Male candidates will be preferred.

Independently conduct comprehensive credit assessments, monitor client portfolios, engage with senior management, present to Credit Committee, identify early warning signals, and support firm-wide projects on tech, reporting, and compliance. Required Candidate profile CA/MBA with 1+ years of relevant credit assessment experience in corporates, structured credit/lending or portfolio/credit monitoring within Banks, NBFCs, PE funds, Debt funds, or Rating agencies. Perks and benefits Variable pay 15% to 20%

Independently conduct comprehensive credit assessments, monitor client portfolios, engage with senior management, present to Credit Committee, identify early warning signals, and support firm-wide projects on tech, reporting, and compliance. Required Candidate profile CA/MBA with 1+ years of relevant credit assessment experience in corporates, structured credit/lending or portfolio/credit monitoring within Banks, NBFCs, PE funds, Debt funds, or Rating agencies. Perks and benefits Variable pay 15% to 20%

Business sourcing and relationship management of sourcing channels , Co-ordination with internal stakeholders, End to End process coordination of loan disbursement

Work from Home (WFH Chennai) Position: Mortgage Underwriter Eligibility & Requirements: Minimum 2 years of experience in US Mortgage Underwriting Graduation is mandatory Must have hands-on experience in Live Underwriting & Post Closing Underwriting Interview Mode: Virtual Compensation: Up to 13 LPA (based on experience) Benefits: Signing Bonus Special Bonus Offer: Immediate joiners or those who can join within 30 days will receive an additional 2 Lakh bonus! To Apply: Send your updated resume to Suvetha WhatsApp: 9043426511 Kindly refer your friends who may be interested!

Credit Appraisal & Underwriting Assess and approve/reject unsecured loan and small personal loan applications as per policy guidelines. Evaluate and approve/reject digital loan applications (personal loans, STPL, P-day Loans small business loans, etc.) as per credit policy Analyze applicants creditworthiness using financial data, income analysis, credit bureau reports, and risk indicators. Ensure balanced judgment between automation outputs and human intervention in borderline cases Recommend appropriate credit limits and structures based on risk assessment Maintain credit quality while meeting business volume and turnaround time (TAT) targets Ensure compliance with RBI and other regulatory ...

About The Role Skill required: Com.Bkg- Credit UW - Commercial Credit Underwriting Designation: Banking Advisory Associate Qualifications: BCom Years of Experience: 1 to 3 years What would you do? We help clients address quality and productivity issues, keep pace with customer expectations, navigate regulatory and operational pressures and ensure business sustainability by transforming their banking operations into an agile, resilient operating model.The Corporate banking /Wholesale banking team is responsible for helping clients and organizations processes trade finance transactions by providing superior service delivery to trade customers whilst safeguarding the bank from risks associated ...

Analyze financial and business risks, conduct due diligence, prepare credit proposals, assess credit risk, and recommend mitigants. CA with 1–5 yrs experience in credit/risk analysis, strong financial skills, and willing to travel. Required Candidate profile Candidates who are Chartered Accountant (CA) qualification with 1–5 years of relevant credit assessment experience in corporates preferable from NBFC. Perks and benefits Variable pay 15% to 20%

About The Role Project Role : Responsible AI Engineer Project Role Description : Assess AI systems for adherence to predefined thresholds and benchmarks related to responsible, ethical and sustainable practices. Design and implement technology mitigation strategies for systems to ensure ethical and responsible standards are achieved. Management Level :CL 7 Must have skills : Responsible AI Good to have skills : NA Summary :As a Responsible AI Engineer, you will assess AI systems for adherence to predefined thresholds and benchmarks related to responsible, ethical, and sustainable practices. Your typical day will involve designing and implementing technology mitigation strategies to ensure th...

Role Overview: We are seeking a VP Analytics to lead the AI/ML & Analytics function, driving the companys data strategy and building production-grade machine learning models that power decision intelligence across BFSI and fintech ecosystems. The role requires collaboration with CXOs and regulatory stakeholders to ensure ethical, explainable, and scalable AI solutions. Key Responsibilities: Strategic Leadership: Lead the AI/ML & Analytics Center of Excellence Define and execute the analytics roadmap aligned with business strategy Translate business challenges into scalable analytical solutions Technical Excellence: Build and deploy ML/DL models for fraud detection, credit underwriting, risk ...

Job Purpose Responsible for credit underwriting for Retail / Affordable Housing business across assigned branches or regions. The role involves thorough customer assessment, adherence to credit policies, and ensuring sound portfolio management. Key Responsibilities Assess and underwrite credit proposals for self-employed and business customers as per policy. Conduct field visits and cross-verification to ensure authenticity of information. Ensure timely decision-making to meet defined TATs. Evaluate and recommend proposals in line with organizational policies. Train sales and credit teams on product and credit policies. Review vendors, existing and delinquent customers for portfolio quality....

Credit Assessment: Underwrite and appraise credit proposals based on company policies, ensuring timely processing. Financial Analysis: Analyze financial statements, cash flows, and ratios for assessing funding requirements. Risk Evaluation: Conduct quantitative and qualitative analysis, including creditworthiness, banking, statutory, and legal checks. Customer Interaction: Meet customers personally, conduct internal/external reference checks, and verify business operations on-site. Decision Making: Make informed decisions (approve/reject) based on comprehensive analysis and risk evaluation. Collaboration: Work closely with sales, cross-sell teams, and operations to support business growth an...

Designation- Credit Manager Role & responsibilities Review and assess a broad range of complex loan applications within defined guidelines and accordingly take decision or recommend for approval to higher authorities. Under write proposals as per the laid down policies & procedure. Conduct personal discussion with customers to establish credit worthiness and ensure completion of credit/KYC documents and verification- telephonic, field & collateral visits. Assess income to obligation ratios, in depth knowledge of rational behind calculation of ratios and its impact on loan performance during the loan tenure. Maintain Portfolio MIS, Delinquency MIS and other operations related MIS of the clust...

Role & Responsibilities: -To have basic understanding of KYCs, regulatory reforms related to GST, Income Tax, and others -To appraise or underwrite Business Loans within defined policy guidelines and accordingly take decisions or recommend for approval to appropriate authority -To conduct personal discussion with customer / client with intent to understand and analyze associated risks in the business and financial standing of the client. -To assess the income, ability, intention, business sustainability & credit behavior and verify it through income documents & reference checks and various credit bureau checks. -To verify legal and technical reports and identify the risks or critical points ...

Role & responsibilities Underwriting & Credit Appraisal - Evaluate and recommend credit approvals in line with banks credit policy and delegated authority. Conduct detailed analysis of financials, banking, bureau abd field investigation. Ensure appropriate risk rating, structuring and documentation for each proposal Compliance & Risk Management - Ensure adherence to internal credit policy, regulatory guidelines (RBI) and audit norms. Identify Early warning signals and escalate for high risk cases Key skills & Competencies -Strong analytical and financials assessment skills, Understanding of lending products. Knowledge of regulatory framework and RBI norms. Proficiency in Credit systems (Sale...

As an experienced professional in Credit Processes and Credit Underwriting, your role will involve implementing and managing Credit Policies for the Corporate Finance division. You will be responsible for monitoring systems and processes to ensure the smooth implementation of credit policies in the region. Your proactive participation in deal structuring and credit enhancement will facilitate faster deal closures. Key Responsibilities: - Implement and administer Credit Policies for the Corporate Finance division. - Monitor systems and processes to ensure smooth implementation of credit policies. - Facilitate faster deal closures through proactive participation in deal structuring. - Maintain...

As a Credit Manager, your role involves ensuring proper credit evaluation of customers as per policy and process. You will conduct personal discussions with customers to evaluate loan proposals and support the branch team in achieving desired branch objectives. Additionally, you will manage and maintain Turnaround Time (TAT) for loan disbursement while supervising and mentoring Credit Officers and Officer Credit Operation. Key Responsibilities: - Diligently appraise loan applications in line with the credit policy of the organization - Implement credit policies to build a good quality portfolio for the branch - Ensure completion of all aspects of the file before loan disbursement and maintai...

Role Overview: As a Cluster Credit Manager at IDFC First Bharat, you will be responsible for supervising the end-to-end credit process within the Karnataka and Maharashtra cluster. You will work closely with a team of Credit Managers to ensure efficient operations and adherence to credit policies. The role requires a minimum of 6 years of experience in Commercial Vehicle (CV) credit underwriting, with a focus on products such as Commercial Vehicles and Used CV. Key Responsibilities: - Oversee the entire credit process within the cluster, ensuring timely and accurate underwriting decisions. - Work collaboratively with a team of Credit Managers to achieve credit targets and maintain portfolio ...

As a Mortgage Underwriter at our company, your role involves managing the mortgage business portfolio in the assigned branch/location. Your responsibilities include: - Reviewing and assessing a broad range of complex loan applications within defined guidelines and making decisions or recommending them for approval to higher authorities. - Underwriting proposals as per the laid down policies & procedures to honor the agreed SLAs and manage city/area business volumes. - Conducting personal discussions with customers to establish creditworthiness, ensure completion of credit/KYC documents, and verification through telephonic, field, and collateral visits. - Assessing income to obligation ratios...

Job Description: Perform credit appraisal , risk assessment , and loan evaluation for retail/MSME/corporate segments. Assess financial statements , income documents , and banking records to determine repayment capacity. Review credit bureau reports , legal, and technical valuation reports for due diligence. Approve or recommend proposals within delegated authority limits . Ensure adherence to credit policy , RBI/NBFC norms , and internal audit requirements. Conduct field visits and personal discussions (PD) with customers when necessary. Identify early warning signals (EWS) and take corrective measures to prevent NPAs. Monitor branch portfolio performance and report risk trends to higher man...

Job Purpose This position is open with Bajaj Finance ltd. Culture Anchor:Work Hard - Consistently puts in effort. plans and tracks daily progress to achieve targetsExecute with Rigor - Takes responsibility for meeting targets with focus and effortOwn It - Maintains honesty and fairness in all interactions in line with organizations policiesAct with Integrity Duties and Responsibilities Implementation of Credit Policy and continuous evaluation to ensure adherence to the Policy and compliance with the Authority Matrix at branches in the area assigned. -Credit appraisal for BL & Doctor Loans files for the assigned location-Keeping delinquency under control-Compliance of policy and processes-Rep...

Job Purpose To provide customized lending solutions for business loans, empowering clients to achieve their financial goalsCulture Anchor:Work Hard - Consistently puts in effort. plans and tracks daily progress to achieve targetsExecute with Rigor - Takes responsibility for meeting targets with focus and effortOwn It - Maintains honesty and fairness in all interactions in line with organizations policiesAct with Integrity Duties and Responsibilities Identify and target potential clients for business loans through channel partners/open market sourcing. Build, retain and maintain strong relationships with Clients/Channel partners to generate business. Effectively engage with credit, operations...

Job Purpose This position is open with Bajaj Finance ltd. First link of management between the executors i.e. field staff and management. An effective communicator with exceptional relationship management skills with ability to relate to people at all levels of business and management. Delivery of business AOP objectives for the assigned geography. Duties and Responsibilities PRINCIPAL ACCOUNTABILITIES (Accountabilities associated with the job) Achieving business numbers with the assigned line of channels (Basis location and market potential). People Management (On roll and Off roll) €“ Hiring, Retention & Productivity. Responsible for empanelment of new dealers and resource allocation. Ensu...