4091 Credit Underwriting Jobs - Page 7

1. Credit Function Leadership with Digital Mindset: Build and lead a collaborative, forward-looking credit underwriting team that embraces digital tools and analytics to streamline decision-making and enhance operational efficiency. 2. Mortgage Product Underwriting: Develop and implement robust credit appraisal frameworks for mortgage and housing finance products, ensuring accurate assessment of borrower risk and alignment with NBFC lending standards. 3. Policy, System, and BRE Testing Support: Provide continuous feedback and insights for refining credit policies, system functionality, and Business Rules Engine (BRE) to ensure seamless integration and accurate credit decisioning. 4. Policy C...

KEY RESPONSIBILITIES: Regional credit controller assists in ensuring all front-line branches/regions to meet short and long-term objectives and comply with KONE objectives. This position reports to national credit controller. AR Control Implement and monitor centrally defined policies from time to time. Conduct periodic reviews (period to be defined) with the branch and / or region finance teams to ensure control and efficacy of the following and drive suitable actions: Progress on “Target Collections” as per monthly Target KONEPAY – increasing and sustaining adoption including providing refresher training from time to time to branches (both Customer adoption as well as KONEPAY Lite) Aged AR...

Role & responsibilities Analysis of Credit Risk metrics from Dashboard Recommending Policies, Advisories and SOP Monthly review of Credit Function Budgeting, Per file cost, Manpower planning, Productivity analysis Tracking of Management related projects like Co-lending Simulation for setting targets to Quarterly variable Pay, QC of incentive dashboard Managing task related to Concurrent Audit, Hindsight etc. Vendor Management Development on dashboards, AI chatbot and enhancements to existing Automations Preferred candidate profile 5-10 years of relevant experience in Central underwriting For Used Car Loans Having experience in Credit Policy (or) experience in Central Credit related works Hav...

Hiring State Credit Manager for Home loans/ LAP Location- Hyderabad Experience - Min 7 Years Diversity - Only Female candidate can apply **Preferred immediate joiners Only relevant experience, female candidates can share their CV on sharada.nanna@truhomefinance.in Role & responsibilities - The role involves managing and overseeing the credit department of the assigned areas. Ensuring compliance with credit policies and procedures Partnering with sales teams Monitoring delinquencies. Responsible for managing and providing training to team members Preferred candidate profile • Excellent understanding of Credit policies and procedures • Excellent communication and analytical skills with experie...

Greetings from Firstsource!! HR SPOC - Madhubala Contact - 7299080894(call or whatsapp) or share your resumes to madhubala.suresh@firstsource.com Live Underwriter and Sr Live Underwriter Experience required for the Job: 2+ years Key skills: Underwriting, US mortgage Position Overview Candidate should have total 2+ years of US mortgage underwriting experience Well versed with FNMA. FHLMC, knowledge of GNMA and investor guidelines is an additional benefit Should have good analytical and problem-solving skills Should have decision-making skill when applying in business judgment Evaluate complete loan documents and should provide approval or denial decision Complete review of credit report to ve...

Perform customer due diligence and screening checks as per compliance guidelines. Review and validate customer documents for completeness and accuracy. Conduct screenings against watchlists, such as sanctions, PEPs, and adverse media. Maintain proper documentation for verification and screening results. Escalate suspicious or incomplete profiles as per escalation procedures. Support business areas with day-to-day processing, reviewing, reporting, trading, and issue resolution. Collaborate with teams across the bank to align and integrate operational processes. Identify areas for improvement and provide recommendations in operational processes. Develop and implement operational procedures and...

Establish and ensure adherence to the Project Cybersecurity Management Plan. Distribute and ensure compliance with applicable security requirements and regulations. Plan security activities and manage efficient system architecture design. Conduct cybersecurity risk analysis and manage project/business impacts. Review deployment documents from a cybersecurity perspective. Define and follow up on action plans to resolve cybersecurity issues. Ensure cybersecurity awareness is propagated to the Alstom team and suppliers. Disclaimer: This job description has been sourced from a public domain and may have been modified by Naukri.com to improve clarity for our users. We encourage job seekers to ver...

Role & responsibilities Purpose of the role: The position has been created to enable clear focus on Credit Evaluation of Customers through verification of documents and personal discussion as per company process To ensure high quality delivery of relevant vehicle finance products & services to our clients in a fair and transparent manner. The role holder is responsible for the credit appraisal of all vehicle finance proposals at the branch for New CV,Used Car & Used commercial vehicle business. The role holder is also responsible for escalating proposals that fall beyond the incumbent's empowerment level. Key Responsibilities: Ensure proper credit evaluation of customers as per policy & proc...

General Job Responsibility Managing Credit and Operations for Home Loans of the Region. Credit appraisal as per policies, procedures, and credit underwriting guideline. Maintenance of TAT, Compliance, policies and procedures Principal Accountabilities Customer Application Screening, KYC and Income documents as collected by SO for login. Initiate legal, valuation, CIBIL and other verification reports Interpretation of Credit Bureau Report Analysis of Bank Statements and other relevant documents for income assessment. Meet customers and do business and income earning capacity as per the Credit Manual & Guidance Notes. • Responsible for tracking and collecting all Post Disbursed Documents inclu...

Primary Responsibilities: Credit Management Policy Processes Maintains Credit policy and process adherence in the Branch Coordinate with Legal Technical Agencies Underwriting Carry out detailed business analysis and recommend a proposal to the delegated authority Visit each case within prescribed TAT Prepare CAM and Financial Analysis for the case Visit neighbours suppliers customers for the reference checks Visit property and conduct due diligence in identifying the property Location - Pune,Akurdi,Pimpri,Nashik,Navi Mumbai,Thane,Dombivli,Ambarnath,Surat,Borivali,Mumbai,Vadodara,Nagar,Aurangabad,Bhiwani,Vapi,Solapur,Nadiad,Kolhapur,Ahmedabad,Jalgaon,Bhusawal,Mehsana,Himatnagar,Chowk,Rajkot,L...

REPORTS TO Cluster Manager Micro Mortgages REPORTINGINTO Relationship Officer Micro Mortgages ROLE PURPOSE & OBJECTIVE ManagingEnd to End sales life cycle of tapping prospects throughmarketing activities, understanding their requirement andrendering advice Negotiatingcommercials, timely disbursement of loan and providing other BankProducts. Implementingtactics to enhance market penetration through Bank branches,Connectors, customer referrals and marketing activities. Toset up distribution through builder Empanelment (APF), Applicableto all loan officers with 12 Months of service SIZEOF THE ROLE FINANCIALSIZE NON-FINANCIALSIZE Costof hiring and placing new Relationship Officers at Branches Op...

About the Role Lending is going to be our primary focus in this phase of our FS journey, and risk management is at the core of building any sustainable credit business at scale. Herein also lies potentially our biggest challenge for Meesho users: How do we assess risk of borrowers without any credit history? How can we leverage alternative information to better profile borrowers? How can we leverage our platform uniquely to create a sustained competitive advantage? The Person will be responsible for driving the Policy, DS and analytics behind all these questions, from creating analytical frameworks, developing high quality analysis, driving insights and actions, and owning policy decisions. ...

Role & responsibilities Establishment of strong gold appraiser network across the locations . • Fixing up gold lending price as per RBI guideline & internal policy, weekly updating of Mark to Market price in GLS & coordinating with CPU team for sending dunning / shortfall letters to eligible clients. Follow up with ROM for margin money collection. • GL credit policy revision / amendment as per current market trends post consultation of all stake holders and update latest changes in GL System through SDG/ IT team. • Monitoring GL-NPA accounts and overseeing the auction process at respective branches. • Preparing Credit Approval Memos (CAMs) for high-value loans and monitoring them to ensure t...

Roles and Responsibilities : Perform detailed 4C analysis Underwrite Conventional/FHA/VA loans per FNMA/FHLMC and investor rules. Review AUS findings (DU/LPA) and complete manual underwriting when required. Identify red flags, inconsistencies, and potential fraud indicators. Communicate conditions clearly to processors and ensure file completeness. Maintain TAT, quality metrics, and compliance with TRID/RESPA/TILA Conduct thorough credit analysis and appraisal of loan applications to determine creditworthiness. Review financial statements, tax returns, and other relevant documents to assess borrower's credit risk. Collaborate with sales team to identify potential clients and develop strategi...

About the Role : The CPC Credit Manager HomeLoan manages the credit activities and processes for HL and LAP products under Retail Credit. The Credit Manager is responsible for smooth functioning of the Credit appraisal activities and hence managing the portfolio quality and also ensures adherence to the processes designed by the bank for Credit Processing Centre Role & responsibilities : Underwriting/review of Credit Proposals including Review/Renewals of the proposals by ensuring adherence to the standard process, Turn Around Time and decision consistency Ensure the quality of proposals and credit appraisal to minimize delinquency and build portfolio of expected quality. Maintaining accurat...

Business sourcing and relationship management of sourcing channels , Co-ordination with internal stakeholders, End to End process coordination of loan disbursement

Credit Analysis (Sr. Associate/ Delivery Lead) Job location - Pune (Work from office) Role & responsibilities Analyzing financial statement, performance and trend analysis for assessing the credit worthiness of mid-large corporates. Managing a portfolio of clients and handling rating assignments. Preparing credit reports (annual/quarterly reviews) by including profile of the counterparty, key rating considerations, credit risk assessment, (including financial & peer analysis, rating rationale, outlook etc). Build forecast excel models Analyzing the business model, identifying strengths, weakness, risks, understanding the revenue models and the corporate structure of the counterparties. Adher...

RC - Credit Manager - Mortgages Credit INTERNAL USAGE: No. of Vacancies: Reports to: ACM/RCM Is a Team leader N Team Size: 5-7 Grade: M/SM Business: Underwriting Department: Retail Credit Sub - Department: CPC Location: Pan India CPC locations About Retail Credit The Retail Credit department in the Bank is a Credit Underwriting department for all retail products of the Bank. It is also responsible for ensuring the maintenance of a good portfolio quality and for ensuring smooth credit appraisal processes About the Role CPC Credit underwriting managers manages core underwriting activities at the Credit Processing Centres. Credit Processing Associates would be reporting. Key Responsibilities Mo...

RC - Credit Manager - Mortgages Credit INTERNAL USAGE: No. of Vacancies: Reports to: ACM/RCM Is a Team leader N Team Size: 5-7 Grade: M/SM Business: Underwriting Department: Retail Credit Sub - Department: CPC Location: Pan India CPC locations About Retail Credit The Retail Credit department in the Bank is a Credit Underwriting department for all retail products of the Bank. It is also responsible for ensuring the maintenance of a good portfolio quality and for ensuring smooth credit appraisal processes About the Role CPC Credit underwriting managers manages core underwriting activities at the Credit Processing Centres. Credit Processing Associates would be reporting. Key Responsibilities Mo...

RC - Credit Officer - Mortgages Credit INTERNAL USAGE: No. of Vacancies: Reports to: Regional Credit Manager Is a Team leader N Team Size: NA Grade: Business: Corporate Center Department: Retail Credit Sub - Department: CVCE Credit Location: About Wholesale Credit The Retail Credit department in the Bank is a Credit Underwriting department for all the Retail clientele of the Bank. It is also responsible for ensuring the maintenance of a good portfolio quality and for ensuring smooth credit appraisal processes About the Role The CPC Credit Manager CV/CE manages the credit activities and processes for Commercial Vehicle and Construction Equipment products under Retail Credit. The Credit Manage...

RC - Credit Manager - Mortgages Credit INTERNAL USAGE: No. of Vacancies: Reports to: ACM/RCM Is a Team leader N Team Size: 5-7 Grade: M/SM Business: Underwriting Department: Retail Credit Sub - Department: CPC Location: Pan India CPC locations About Retail Credit The Retail Credit department in the Bank is a Credit Underwriting department for all retail products of the Bank. It is also responsible for ensuring the maintenance of a good portfolio quality and for ensuring smooth credit appraisal processes About the Role CPC Credit underwriting managers manages core underwriting activities at the Credit Processing Centres. Credit Processing Associates would be reporting. Key Responsibilities Mo...

RC - High Value Credit Manager - Mortgages Credit INTERNAL USAGE: No. of Vacancies: Reports to: ACM/RCM Is a Team leader N Team Size: 5-7 Grade: M/SM Business: Underwriting Department: Retail Credit Sub - Department: CPC Location: Pan India CPC locations About Retail Credit The Retail Credit department in the Bank is a Credit Underwriting department for all retail products of the Bank. It is also responsible for ensuring the maintenance of a good portfolio quality and for ensuring smooth credit appraisal processes About the Role CPC High Value Credit underwriting managers manages core underwriting for credit card plus they will be managing team of underwriting and operation officers who mana...

About Retail Credit The Retail Credit department in the Bank is a Credit Underwriting department for all retail products of the Bank. It is also responsible for ensuring the maintenance of a good portfolio quality and for ensuring smooth credit appraisal processes About the Role CPC Credit underwriting managers manages core underwriting activities at the Credit Processing Centres. Credit Processing Associates would be reporting. Key Responsibilities . Monitoring Turnaround time (TAT) from Login to Sanction - Login to Sanction for all products. . Ensuring Data Entry quality by validating the data been updated by CPAs. Monitoring the data entry updating in all relevant applications as required...

About Retail Credit The Retail Credit department in the Bank is a Credit Underwriting department for all the Retail clientele of the Bank. It is also responsible for ensuring the maintenance of a good portfolio quality and for ensuring smooth credit appraisal processes About the Role The Area Credit Manager - CV/CE manages the credit activities and processes for Commercial Vehicle and Construction Equipment products under Retail Credit for the Region assigned to him. The Area Credit Manager is responsible for smooth functioning of the Credit appraisal activities and hence managing the portfolio quality and also ensures adherence to the processes designed by the bank. Key Responsibilities . M...

RC - Credit Officer - Mortgages Credit INTERNAL USAGE: No. of Vacancies: Reports to: Regional Credit Manager Is a Team leader N Team Size: NA Grade: Business: Corporate Center Department: Retail Credit Sub - Department: CVCE Credit Location: About Wholesale Credit The Retail Credit department in the Bank is a Credit Underwriting department for all the Retail clientele of the Bank. It is also responsible for ensuring the maintenance of a good portfolio quality and for ensuring smooth credit appraisal processes About the Role The CPC Credit Manager CV/CE manages the credit activities and processes for Commercial Vehicle and Construction Equipment products under Retail Credit. The Credit Manage...