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Bengaluru, Mumbai (All Areas)
INR 6.0 - 16.0 Lacs P.A.
Work from Office
Full Time
Role & responsibilities 1. Credit Function Leadership with Digital Mindset: Build and lead a collaborative, forward-looking credit underwriting team that embraces digital tools and analytics to streamline decision-making and enhance operational efficiency. 2. Mortgage Product Underwriting: Develop and implement robust credit appraisal frameworks for mortgage and housing finance products, ensuring accurate assessment of borrower risk and alignment with NBFC lending standards. 3. Policy, System, and BRE Testing Support: Provide continuous feedback and insights for refining credit policies, system functionality, and Business Rules Engine (BRE) to ensure seamless integration and accurate credit decisioning. 4. Policy Compliance Oversight: Ensure strict adherence to internal credit policies, risk frameworks, and regulatory guidelines, maintaining audit readiness and minimizing credit risk exposure. 5. STP Process Quality Monitoring: Monitor Straight-Through Processing (STP) workflows for underwriting, identifying data gaps or process inefficiencies, and implementing corrective actions to maintain quality and turnaround time. 6. End-to-End Digital Implementation: Drive the adoption and execution of fully digital credit underwriting processesfrom application to disbursalleveraging automation, data analytics, and digital verification tools to enhance customer experience and operational scalability. Preferred candidate profile Strong knowledge of mortgage underwriting and credit appraisal Understanding of BRE and digital credit systems Proficiency in analyzing credit risk, financial statements, and borrower profiles Familiarity with STP workflows and digital lending platforms Knowledge of NBFC regulatory and compliance frameworks Strong analytical, problem-solving, and team leadership skills
Navi Mumbai, Delhi / NCR
INR 5.0 - 12.0 Lacs P.A.
Work from Office
Full Time
Role & responsibilities Operational Oversight Manage end-to-end operations for auto leasing and solar finance, including customer onboarding, documentation, disbursement, servicing, and closures. Design and implement SOPs to optimize workflows, reduce TATs, and enhance customer experience. Monitor and manage SLAs with internal teams and external partners (OEMs, dealers, solar EPC partners, financiers, etc.). Process & Compliance Management Ensure full regulatory and policy compliance across both verticals. Work closely with the legal and risk teams to manage documentation and ensure timely audits. Implement process controls to reduce operational risks and data discrepancies. Cross-functional Collaboration Liaise with sales, credit, collections, product, and tech teams to ensure smooth execution of customer journeys. Assist product managers in developing new features by providing operational insights. Preferred candidate profile 5 - 10 years of operations experience in Home Loan, Loan Against security, auto leasing, vehicle finance, solar loans, NBFC, fintech, or similar industries. Strong knowledge of financial products, leasing models, and solar project financing is highly desirable. Proficient in MS Excel, operational tools, and CRM platforms. Demonstrated ability to lead teams and manage large-scale operational processes. Excellent communication, analytical, and problem-solving skills.
Navi Mumbai, Mumbai (All Areas)
INR 14.0 - 24.0 Lacs P.A.
Work from Office
Full Time
Role & responsibilities Analyze financial statements, industry trends, and business models to assess the creditworthiness of corporate clients. Prepare detailed credit appraisal memos and risk assessments for new and existing credit proposals. Recommend appropriate credit structures, risk grades, covenants, and exposure limits. Perform regular portfolio reviews and monitor credit exposures to identify early warning signals. Collaborate with relationship managers, legal, and risk teams to ensure credit policies are met. Ensure compliance with internal credit policies, regulatory requirements, and risk frameworks. Maintain documentation standards and provide input into credit rating models and systems. Present cases to the credit committee and respond to queries during the credit approval process. Preferred candidate profile Bachelor's degree in Finance, Accounting, Economics, or a related field (MBA or CA preferred). 7 12 years of experience in credit underwriting, preferably in a corporate or commercial banking environment. Strong understanding of financial statements, cash flow analysis, and credit risk assessment. Familiarity with regulatory frameworks (RBI guidelines, Basel norms, etc.). Proficient in Excel and financial modeling; knowledge of credit rating tools is a plus. Excellent communication, presentation, and report-writing skills. High attention to detail and ability to work under pressure in a deadline-driven environment.
Navi Mumbai
INR 15.0 - 25.0 Lacs P.A.
Work from Office
Full Time
Role & responsibilities Channel Development & Management: Identify, onboard, and activate new channel partners for LAS business. Regular engagement with existing partners to increase wallet share and ensure consistent business flow. Train and support partners with product knowledge, systems, and processes. Sales & Business Growth: Achieve monthly and quarterly LAS disbursement targets through channel partners. Work closely with internal credit and operations teams to ensure smooth end-to-end disbursement processes. Analyze market trends and competitor offerings to provide market insights and strategic inputs. Relationship Management: Build strong relationships with partners to ensure long-term business engagement. Act as the single point of contact for partner queries and escalations. Organize partner meets, product training sessions, and incentive programs. Compliance & Documentation: Ensure all partner-sourced cases are compliant with internal and regulatory policies. Monitor and control risk quality of the sourced portfolio through continuous partner education and control mechanisms. Preferred candidate profile Strong understanding of Loan Against Securities , capital markets, and financial products. Proven track record in channel sales and partner relationship management. Excellent communication, negotiation, and interpersonal skills. Analytical mindset with ability to interpret data and drive actionable insights. Ability to work in a target-driven and dynamic environment.
New Delhi, Chennai
INR 15.0 - 30.0 Lacs P.A.
Work from Office
Full Time
Role & responsibilities 1 .Client Acquisition & Relationship Management: Identify, target, and acquire key corporate clients for Working Capital Finance, Term Loans, Supply Chain Finance, and Factoring products. Develop long-term relationships with clients to ensure repeat business and cross-selling opportunities. 2. Product Structuring & Deal Execution: Work closely with clients to structure bespoke lending solutions based on their financial needs. Negotiate and execute financing deals while managing the entire lending process from origination to disbursement. 3. Credit Assessment & Risk Management: Analyze corporate financials, assess creditworthiness, and collaborate with the credit team for risk evaluation. Proactively identify risks and implement risk mitigation strategies for key accounts. 4. Market Intelligence & Strategy: Conduct market research and competitor analysis to identify trends in the corporate lending space. Work with the strategy team to refine product offerings and develop go-to-market strategies. 5. Revenue & Portfolio Management: Monitor and achieve revenue targets through lending portfolios. Ensure timely repayment of loans, monitor the portfolios health, and take necessary actions for delinquent accounts. Preferred candidate profile Product Knowledge - In-depth understanding of Working Capital, Term Loans, SCF, Factoring Relationship Management - Stakeholder engagement, CXO-level interaction Financial Acumen - Balance sheet analysis, credit risk assessment Sales & Negotiation Skills - Pitching solutions, closing deals, key account management Problem-Solving & Analytical Thinking - Structuring tailor-made financing solutions Communication Skills - Strong written, verbal, and presentation abilities
Navi Mumbai
INR 20.0 - 30.0 Lacs P.A.
Work from Office
Full Time
Job Summary : We are seeking a seasoned risk management professional to lead the Operational Risk and Outsourcing Risk function within our enterprise risk framework. The ideal candidate will bring deep expertise in identifying, assessing, and mitigating operational and third-party risks in a financial services environment. This role is critical in ensuring the organization's resilience and regulatory compliance, especially under RBI guidelines and other applicable frameworks. Key Responsibilities : Operational Risk Management : Develop, implement, and maintain the Operational Risk Management Framework (ORMF) in line with regulatory expectations (e.g., RBI guidelines, Basel II/III). Drive periodic risk and control self-assessments (RCSAs) across functions. Establish and monitor key risk indicators (KRIs) to proactively manage emerging risks. Perform root cause analysis on operational risk incidents and ensure effective control enhancements. Lead Operational Risk Events (ORE) reporting, loss data collection, and trend analysis. Outsourcing Risk Management : Establish and manage the Outsourcing Risk Management Framework per RBI Master Directions and other regulatory requirements. Perform risk assessments and due diligence on critical and material outsourcing partners. Oversee Service Level Agreement (SLA) design, ongoing vendor risk monitoring, and performance evaluation. Coordinate with business units, procurement, legal, and compliance teams to ensure robust third-party risk governance. Drive periodic outsourcing risk reviews, including concentration risk, location risk, and cybersecurity aspects. Regulatory & Governance : Ensure compliance with RBI regulations, internal policies, and audit recommendations related to operational and outsourcing risks. Support Internal Audit and Regulatory Audit functions by providing data, documentation, and timely remediation of findings. Present risk dashboards and insights to senior management and Board-level committees. Team Management & Stakeholder Engagement : Lead and mentor a small team of operational risk professionals. Act as a trusted advisor to business units in embedding a strong risk culture. Conduct training and awareness sessions across the organization. Required Skills & Competencies : Strong understanding of operational risk frameworks (RCSA, KRI, Loss Event Management). In-depth knowledge of RBI guidelines on outsourcing of financial services and third-party risk. Experience in developing risk policies, procedures, and reporting mechanisms. Familiarity with business continuity, information security, and IT risk interfaces. Excellent communication and stakeholder management skills. Strong analytical mindset with attention to detail and critical thinking. Qualifications : Graduate/Postgraduate in Finance, Risk, or related fields (CA, MBA, CFA preferred). Professional certifications like FRM, ORM, or CRISC would be an advantage. Preferred Background : Minimum 1314 years of relevant experience in Operational Risk and/or Outsourcing Risk. Prior experience in a Bank, NBFC, or financial services organization is essential. Exposure to risk toolkits such as Archer GRC, MetricStream, or other ORM platforms is desirable. Would you like this converted into a Word or PDF format for sharing? Role & responsibilities Preferred candidate profile
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