Role & responsibilities 1. Credit Function Leadership with Digital Mindset: Build and lead a collaborative, forward-looking credit underwriting team that embraces digital tools and analytics to streamline decision-making and enhance operational efficiency. 2. Mortgage Product Underwriting: Develop and implement robust credit appraisal frameworks for mortgage and housing finance products, ensuring accurate assessment of borrower risk and alignment with NBFC lending standards. 3. Policy, System, and BRE Testing Support: Provide continuous feedback and insights for refining credit policies, system functionality, and Business Rules Engine (BRE) to ensure seamless integration and accurate credit decisioning. 4. Policy Compliance Oversight: Ensure strict adherence to internal credit policies, risk frameworks, and regulatory guidelines, maintaining audit readiness and minimizing credit risk exposure. 5. STP Process Quality Monitoring: Monitor Straight-Through Processing (STP) workflows for underwriting, identifying data gaps or process inefficiencies, and implementing corrective actions to maintain quality and turnaround time. 6. End-to-End Digital Implementation: Drive the adoption and execution of fully digital credit underwriting processesfrom application to disbursalleveraging automation, data analytics, and digital verification tools to enhance customer experience and operational scalability. Preferred candidate profile Strong knowledge of mortgage underwriting and credit appraisal Understanding of BRE and digital credit systems Proficiency in analyzing credit risk, financial statements, and borrower profiles Familiarity with STP workflows and digital lending platforms Knowledge of NBFC regulatory and compliance frameworks Strong analytical, problem-solving, and team leadership skills
Role & responsibilities Operational Oversight Manage end-to-end operations for auto leasing and solar finance, including customer onboarding, documentation, disbursement, servicing, and closures. Design and implement SOPs to optimize workflows, reduce TATs, and enhance customer experience. Monitor and manage SLAs with internal teams and external partners (OEMs, dealers, solar EPC partners, financiers, etc.). Process & Compliance Management Ensure full regulatory and policy compliance across both verticals. Work closely with the legal and risk teams to manage documentation and ensure timely audits. Implement process controls to reduce operational risks and data discrepancies. Cross-functional Collaboration Liaise with sales, credit, collections, product, and tech teams to ensure smooth execution of customer journeys. Assist product managers in developing new features by providing operational insights. Preferred candidate profile 5 - 10 years of operations experience in Home Loan, Loan Against security, auto leasing, vehicle finance, solar loans, NBFC, fintech, or similar industries. Strong knowledge of financial products, leasing models, and solar project financing is highly desirable. Proficient in MS Excel, operational tools, and CRM platforms. Demonstrated ability to lead teams and manage large-scale operational processes. Excellent communication, analytical, and problem-solving skills.
Role & responsibilities Analyze financial statements, industry trends, and business models to assess the creditworthiness of corporate clients. Prepare detailed credit appraisal memos and risk assessments for new and existing credit proposals. Recommend appropriate credit structures, risk grades, covenants, and exposure limits. Perform regular portfolio reviews and monitor credit exposures to identify early warning signals. Collaborate with relationship managers, legal, and risk teams to ensure credit policies are met. Ensure compliance with internal credit policies, regulatory requirements, and risk frameworks. Maintain documentation standards and provide input into credit rating models and systems. Present cases to the credit committee and respond to queries during the credit approval process. Preferred candidate profile Bachelor's degree in Finance, Accounting, Economics, or a related field (MBA or CA preferred). 7 12 years of experience in credit underwriting, preferably in a corporate or commercial banking environment. Strong understanding of financial statements, cash flow analysis, and credit risk assessment. Familiarity with regulatory frameworks (RBI guidelines, Basel norms, etc.). Proficient in Excel and financial modeling; knowledge of credit rating tools is a plus. Excellent communication, presentation, and report-writing skills. High attention to detail and ability to work under pressure in a deadline-driven environment.
Role & responsibilities Channel Development & Management: Identify, onboard, and activate new channel partners for LAS business. Regular engagement with existing partners to increase wallet share and ensure consistent business flow. Train and support partners with product knowledge, systems, and processes. Sales & Business Growth: Achieve monthly and quarterly LAS disbursement targets through channel partners. Work closely with internal credit and operations teams to ensure smooth end-to-end disbursement processes. Analyze market trends and competitor offerings to provide market insights and strategic inputs. Relationship Management: Build strong relationships with partners to ensure long-term business engagement. Act as the single point of contact for partner queries and escalations. Organize partner meets, product training sessions, and incentive programs. Compliance & Documentation: Ensure all partner-sourced cases are compliant with internal and regulatory policies. Monitor and control risk quality of the sourced portfolio through continuous partner education and control mechanisms. Preferred candidate profile Strong understanding of Loan Against Securities , capital markets, and financial products. Proven track record in channel sales and partner relationship management. Excellent communication, negotiation, and interpersonal skills. Analytical mindset with ability to interpret data and drive actionable insights. Ability to work in a target-driven and dynamic environment.
Role & responsibilities 1 .Client Acquisition & Relationship Management: Identify, target, and acquire key corporate clients for Working Capital Finance, Term Loans, Supply Chain Finance, and Factoring products. Develop long-term relationships with clients to ensure repeat business and cross-selling opportunities. 2. Product Structuring & Deal Execution: Work closely with clients to structure bespoke lending solutions based on their financial needs. Negotiate and execute financing deals while managing the entire lending process from origination to disbursement. 3. Credit Assessment & Risk Management: Analyze corporate financials, assess creditworthiness, and collaborate with the credit team for risk evaluation. Proactively identify risks and implement risk mitigation strategies for key accounts. 4. Market Intelligence & Strategy: Conduct market research and competitor analysis to identify trends in the corporate lending space. Work with the strategy team to refine product offerings and develop go-to-market strategies. 5. Revenue & Portfolio Management: Monitor and achieve revenue targets through lending portfolios. Ensure timely repayment of loans, monitor the portfolios health, and take necessary actions for delinquent accounts. Preferred candidate profile Product Knowledge - In-depth understanding of Working Capital, Term Loans, SCF, Factoring Relationship Management - Stakeholder engagement, CXO-level interaction Financial Acumen - Balance sheet analysis, credit risk assessment Sales & Negotiation Skills - Pitching solutions, closing deals, key account management Problem-Solving & Analytical Thinking - Structuring tailor-made financing solutions Communication Skills - Strong written, verbal, and presentation abilities
Job Summary : We are seeking a seasoned risk management professional to lead the Operational Risk and Outsourcing Risk function within our enterprise risk framework. The ideal candidate will bring deep expertise in identifying, assessing, and mitigating operational and third-party risks in a financial services environment. This role is critical in ensuring the organization's resilience and regulatory compliance, especially under RBI guidelines and other applicable frameworks. Key Responsibilities : Operational Risk Management : Develop, implement, and maintain the Operational Risk Management Framework (ORMF) in line with regulatory expectations (e.g., RBI guidelines, Basel II/III). Drive periodic risk and control self-assessments (RCSAs) across functions. Establish and monitor key risk indicators (KRIs) to proactively manage emerging risks. Perform root cause analysis on operational risk incidents and ensure effective control enhancements. Lead Operational Risk Events (ORE) reporting, loss data collection, and trend analysis. Outsourcing Risk Management : Establish and manage the Outsourcing Risk Management Framework per RBI Master Directions and other regulatory requirements. Perform risk assessments and due diligence on critical and material outsourcing partners. Oversee Service Level Agreement (SLA) design, ongoing vendor risk monitoring, and performance evaluation. Coordinate with business units, procurement, legal, and compliance teams to ensure robust third-party risk governance. Drive periodic outsourcing risk reviews, including concentration risk, location risk, and cybersecurity aspects. Regulatory & Governance : Ensure compliance with RBI regulations, internal policies, and audit recommendations related to operational and outsourcing risks. Support Internal Audit and Regulatory Audit functions by providing data, documentation, and timely remediation of findings. Present risk dashboards and insights to senior management and Board-level committees. Team Management & Stakeholder Engagement : Lead and mentor a small team of operational risk professionals. Act as a trusted advisor to business units in embedding a strong risk culture. Conduct training and awareness sessions across the organization. Required Skills & Competencies : Strong understanding of operational risk frameworks (RCSA, KRI, Loss Event Management). In-depth knowledge of RBI guidelines on outsourcing of financial services and third-party risk. Experience in developing risk policies, procedures, and reporting mechanisms. Familiarity with business continuity, information security, and IT risk interfaces. Excellent communication and stakeholder management skills. Strong analytical mindset with attention to detail and critical thinking. Qualifications : Graduate/Postgraduate in Finance, Risk, or related fields (CA, MBA, CFA preferred). Professional certifications like FRM, ORM, or CRISC would be an advantage. Preferred Background : Minimum 1314 years of relevant experience in Operational Risk and/or Outsourcing Risk. Prior experience in a Bank, NBFC, or financial services organization is essential. Exposure to risk toolkits such as Archer GRC, MetricStream, or other ORM platforms is desirable. Would you like this converted into a Word or PDF format for sharing? Role & responsibilities Preferred candidate profile
Job Summary: We are seeking a seasoned professional with strong experience in Operational Risk Management (ORM) across the banking/financial services domain. The role involves identifying, assessing, monitoring, and mitigating operational risks across business units, ensuring alignment with regulatory guidelines and internal policies. The candidate will play a key role in strengthening the organizations risk culture, supporting risk governance, and driving risk-aware decision-making across functions. Key Responsibilities: Operational Risk Framework: Lead the implementation and enhancement of the Operational Risk Management Framework (ORMF), ensuring it aligns with global best practices and regulatory expectations (e.g., RBI, Basel III, etc.). Risk Identification & Assessment: Drive Risk & Control Self-Assessments (RCSAs), process reviews, and scenario analysis across business and support units. Incident Management: Monitor and report operational risk incidents. Perform root cause analysis and drive corrective and preventive action planning (CAPA). Key Risk Indicators (KRIs): Develop and track KRIs for various business functions, establishing thresholds and triggers for escalation. Process Risk Reviews: Partner with operations, technology, and product teams to identify process-level risks during new product launches, system changes, or process transitions. Governance & Reporting: Prepare risk dashboards and present operational risk metrics to senior management and board-level committees (ORC, RMC). Risk Culture & Training: Lead training and awareness initiatives to embed a strong risk culture across the organization. Audit & Regulatory Interface: Support internal and external audit processes, and liaise with regulators on operational risk matters. Technology & Tools: Support implementation and adoption of GRC platforms for risk data aggregation, workflow, and reporting. Key Skills & Competencies: Deep understanding of Operational Risk frameworks, risk taxonomies, RCSAs, KRIs, and loss event management Strong knowledge of regulatory guidelines (RBI, SEBI, Basel, etc.) relevant to operational risk Excellent stakeholder management and cross-functional collaboration skills Strong analytical and problem-solving mindset with attention to detail Excellent verbal and written communication skills, including reporting to senior management Experience with risk tools (e.g., Archer, MetricStream, RiskControl, etc.) is a plus Educational Qualifications: Bachelor's Degree in Finance, Risk Management, or related field (mandatory) MBA/CA/FRM/CISA/IRM Certification preferred Preferred Industry Background: Banking, NBFC, Fintech, or Insurance Big 4/Consulting background in Risk Advisor
Role Overview We are seeking a highly skilled Learning & Development (L&D) Specialist with strong expertise in content development and employee engagement. This is an individual contributor role , ideal for professionals who are passionate about designing impactful learning interventions, driving engagement initiatives, and fostering a culture of continuous learning. Key Responsibilities Learning Strategy & Design Design and implement learning solutions aligned with organizational goals and business needs. Conduct training needs analysis (TNA) and skills gap assessments to identify capability-building opportunities. Develop innovative learning methodologies, including digital learning, blended programs, and microlearning modules. Content Development Create engaging training content, learning modules, and facilitator guides. Design interactive and learner-centric materials (presentations, case studies, assessments, videos, e-learning modules). Leverage modern tools and platforms for instructional design and e-learning content development. Program Management Manage end-to-end execution of L&D programs, from design to delivery and evaluation. Partner with stakeholders to align learning interventions with talent management and performance objectives. Track and measure program effectiveness through feedback, assessments, and ROI analysis. Employee Engagement Conceptualize and drive employee engagement initiatives to strengthen organizational culture. Collaborate with HR and business leaders to implement recognition programs, engagement surveys, and culture-building activities. Monitor engagement metrics and provide actionable insights. Stakeholder Management Work closely with leadership teams, business stakeholders, and HRBPs to deliver customized L&D interventions. Act as a trusted advisor on learning and engagement practices. Key Skills & Competencies Proven expertise in content design, instructional design, and e-learning tools . Strong knowledge of adult learning principles and modern learning technologies. Demonstrated success in driving employee engagement and culture initiatives . Ability to manage multiple projects independently with strong attention to detail. Excellent facilitation, presentation, and communication skills. Analytical mindset to measure training effectiveness and provide insights. Qualifications Graduate/Postgraduate in Human Resources, Psychology, Business Administration, or related field (Tier 2 Colleges only). 7 to 9 years of proven experience in Learning & Development and Employee Engagement . Hands-on experience in content development and instructional design. Experience working in fast-paced, dynamic environments.
Key Responsibilities: SEM : 1. Plan, execute, and optimize search engine campaigns across Google and other platforms. 2. Track, analyze, and report on performance metrics with actionable insights. Customer Engagement (WA & SMS Marketing): 1. Develop and manage WhatsApp and SMS marketing campaigns to drive customer engagement and conversions. 2. Segment audiences, personalize communication, and ensure compliance with regulatory guidelines. Social Media Management: 1. Own the growth strategy for brand presence across social media platforms (Facebook, Instagram, X, LinkedIn). 2. Create and implement content calendars aligned with brand objectives and campaigns. 3. Monitor engagement, optimize for reach, and drive follower growth with a data-driven approach. Cross-Functional Collaboration: 1. Work closely with brand, product, and analytics teams to align marketing initiatives with business objectives. 2. Manage external agencies or partners when required. Key Skills & Qualifications: 1. 56 years of experience in SEM, social media management, and digital campaign execution. 2. Hands-on experience in WhatsApp and SMS marketing platforms. 3. Strong knowledge of digital analytics tools (Google Analytics, Search Console, Ads Manager, etc.). 4. Ability to design and execute growth strategies for digital platforms.] 5. Strong communication, project management, and analytical skills. 6. BFSI experience (preferred but not mandatory).
About the Company: Jio Credit Limited (JCL) is at the forefront of India's digital revolution, ready to embrace transformative growth. Our ultimate aim is to lead the charge in financial inclusion by providing seamless access to credit for both consumers and merchants. At JCL, our approach centres on the customer, emphasizing operational excellence and harnessing cutting-edge technology to set new industry benchmarks. Our goal is to redefine the delivery of financial services, ultimately driving positive change, empowering communities, and contributing to India's prosperity. Objective: We are seeking a highly driven data science and analytics professional with 6-9 years of experience in leading AI/ML, credit strategy, product automation, and analytics delivery across financial services. Demonstrated expertise in building end-to-end customer-level scoring frameworks, driving business transformation through data, onboarding alternative data providers and delivering high-visibility projects Roles & Responsibilities: Develop machine learning and rule-based credit scorecards for secured and unsecured loans. Strong command over PySpark, Python, and SQL for large-scale data processing, data engineering and analytics. Built segmentation, eligibility models, and monitoring dashboards. Possess deep expertise in bureau data interpretation. Applied bureau insights across credit policy design, risk assessment, cross-sell targeting, underwriting strategies and others Lead data-driven campaign analytics across products by integrating bureau, app journey, and other data sources. Develop cross-sell and upsell strategies through precise segmentation and automation. Build lead scoring and prioritization logic to improve targeting and conversion. Built automated collections dashboards by integrating LMS and collections systems to track key KPIs. Partner with the data engineering team to streamline access to high-volume datasets from Big Data. Drive scalable solutions using PySpark, pandas, and cloud tools for data wrangling and ML training Built scalable data pipelines to aggregate internal and external data sources. Design automated daily MIS reporting pipelines across various product journeys. Collaborate with product, risk, and tech teams to launch AI-driven initiatives Knowledge & Skills: Experience: 3-5 years in lending, credit analytics, and financial data science. Languages & Tools: Python, PySpark, SQL, Looker Studio, Power BI. Data Expertise: Deep understanding of credit bureau data, banking data, customer segmentation, and data platform architecture. Process Knowledge: Familiarity with credit policy design, loan lifecycle MIS, and external vendor integrations. Innovation: Exposure to GenAI tools and use cases in financial services is a plus. Communication: Strong skills in storytelling, requirement gathering, and documentation. Dashboarding: Experience with dashboard creation in Power BI / Looker Studio (basic to intermediate proficiency). Role & responsibilities Preferred candidate profile
Key Responsibilities Client Relationship Management: Manage a portfolio of SME clients. Build and maintain strong relationships with existing and prospective SME customers. Conduct regular client meetings and reviews. Business Development: Identify new business opportunities and acquire new SME clients. Generate leads and convert them into sales for financial products (e.g., Invoice Financing, WCTL/WCDL, Equipment Finance, LRD etc). Credit & Risk Assessment: Analyze financial statements, cash flow, and business models to assess creditworthiness. Prepare and submit credit proposals for approval. Monitor loan performance and take early action on risk indicators. Product Knowledge & Advisory: Understand the range of SME products (e.g., term loans, Invoice Financing, Factoring etc) Advise clients on suitable banking solutions based on business needs. Compliance & Documentation: Ensure all processes comply with regulatory and internal policies. Maintain accurate client records and documentation. Key Skills & Qualifications Bachelors degree in Business, Finance, Economics, or related field (MBA is a plus). 25 years of experience in business banking or sales, preferably handling SME clients. Strong understanding of credit and financial analysis. Excellent communication, negotiation, and interpersonal skills. Sales-driven with a customer-focused approach. Role & responsibilities KPIs / Success Metrics Number of new SME clients acquired. Revenue generated from the portfolio. Client retention and satisfaction rates. Portfolio quality (e.g., NPA ratio, overdue accounts). Cross-sell ratio of financial products. Interested Candidates can share CV's at niwas.gupta@jiocredit.in
Job Mandate Sales Manager (Loan Against Property) Reporting to: Area Sales Manager Department: Sales Secured Loans (Loan Against Property) Location: Bangalore and Hyderabad Experience Required: 4–15 years in Loan Against Property Role Summary: The Sales Manager will be responsible for driving LAP sales within an assigned territory by sourcing new clients, nurturing relationships with channel partners (DSAs, connectors, real estate agents, etc.), and ensuring smooth processing of LAP applications. The role demands a deep understanding of customer financial needs and the ability to offer customized secured loan solutions. The Sales Manager will act as the key executor on the ground, working under the guidance of the Area Sales Manager. Key Responsibilities: 1. Business Sourcing and Development Generate new LAP leads through direct sourcing, channel partners, and references. Conduct market mapping to identify high-potential areas and develop acquisition strategies. Collaborate with DSAs and connectors to drive disbursals and build sustainable lead pipelines. Achieve monthly disbursal targets as defined by the Area Sales Manager. 2. Customer Engagement & Need Assessment Understand customer profiles, financial documents, and funding requirements. Explain loan products, eligibility criteria, and documentation in a consultative manner. Ensure high-quality onboarding by supporting customers through the end-to-end loan process. Maintain regular follow-ups to ensure customer satisfaction and timely disbursals. 3. Channel Partner Management Identify, onboard, and manage productive channel partners (DSAs, brokers). Train partners on product features, documentation, and process workflows. Monitor partner performance and ensure adherence to company guidelines. 4. Process Coordination & Compliance Liaise with internal credit, operations, legal, and technical teams for timely processing of files. Ensure all customer documentation is complete, accurate, and compliant. Coordinate for property verification, legal checks, and technical valuation. Track application lifecycle and provide proactive updates to customers and partners. 5. Reporting and MIS Maintain updated lead tracker, disbursal pipeline, and customer interaction logs. Share daily/weekly/monthly reports with the Area Sales Manager on business performance. Provide market feedback and competitor insights to help improve offerings. Role & responsibilities Preferred candidate profile
Job Mandate Sales Manager (Home Loan) Reporting to: Sales Manager Department: Sales Home Loans Location: Chennai, Coimbatore, Visakhapatnam and Hubli Experience Required: 4-10 years in Home Loan sales or related retail lending domain Role Summary: The Sales Manager will be responsible for driving home loan sales within the assigned territory by generating new business leads, engaging with potential customers, and managing channel partners such as DSAs, real estate agents, and brokers. The role requires understanding customer home financing needs, delivering tailored solutions, and ensuring smooth and timely loan processing. The Sales Manager will work closely with the Area Sales Manager to achieve business targets and build long-term client relationships. Key Responsibilities: 1. Business Development & Lead Generation Source and develop new home loan leads through direct customer interaction, channel partners, and networking. Map potential residential projects, localities, and customer segments to maximize business opportunities. Collaborate with channel partners to build a steady and quality sales pipeline. Meet or exceed monthly home loan disbursal targets as per organizational goals. 2. Customer Engagement & Consultation Understand customer financial needs and home ownership aspirations to recommend appropriate loan products. Guide customers through the home loan application process, explaining eligibility, interest rates, tenure, and documentation requirements. Provide personalized home loan solutions that align with customer profiles and repayment capacity. Maintain ongoing communication to ensure customer satisfaction throughout the loan lifecycle. 3. Channel Partner Management Identify, onboard, and train channel partners including DSAs, brokers, and real estate agents on product features and sales processes. Monitor partner performance, ensuring compliance with company policies and ethical standards. Foster strong relationships with partners to encourage repeat business and referrals. 4. Loan Processing Coordination Collaborate with credit, legal, operations, and valuation teams to ensure smooth loan approval and disbursal processes. Ensure all customer documentation is complete, accurate, and compliant with regulatory and company standards. Track application status and resolve bottlenecks promptly to reduce turnaround time. 5. Reporting & Market Feedback Maintain accurate records of leads, applications, disbursals, and customer interactions. Submit regular performance reports to the Area Sales Manager and participate in review meetings. Provide insights on market trends, competitor products, and customer feedback to help refine sales strategies and product offerings. Key Skills & Competencies: Strong understanding of home loan products, documentation, and processing workflows. Excellent communication, negotiation, and interpersonal skills. Customer-centric mindset with a consultative sales approach. Ability to manage and motivate channel partners and internal teams. Results-driven with good organizational and time-management skills. Education & Experience: Graduate/Postgraduate degree in Finance, Business Administration, or related field. Minimum 35 years of experience in home loan sales, preferably with banks, housing finance companies, or NBFCs. Proven track record of achieving sales targets and managing client relationships in retail lending. Role & responsibilities Preferred candidate profile
Location: Bangalore , Hubli, Coimbatore ,Hyderabad, Visakhapatnam, chennai Contact NO:7756990180 We are looking for a dynamic and result-oriented Sales Manager with experience in the DSA vertical to drive sales of Loan Against Property (LAP) and Home Loan products. The role requires strong business development skills, relationship management with DSAs, and a proven track record in achieving sales targets. Key Responsibilities: Identify, onboard, and manage DSA (Direct Selling Agents) to drive LAP and Home Loan business. Achieve monthly and quarterly sales targets as per organizational goals. Build and maintain strong relationships with DSAs to ensure consistent lead generation. Ensure compliance with company policies, credit guidelines, and regulatory norms. Monitor market trends, competitor activities, and provide inputs for business strategy. Required Skills & Competencies: Strong knowledge of Loan Against Property (LAP) and Home Loan products. Hands-on experience in DSA vertical sales . Excellent communication, negotiation, and relationship management skills. Ability to work under pressure and achieve challenging targets. Strong market networking and lead generation capability. Experience: 36 years of relevant experience in field sales, specifically in LAP and Home Loan products . Proven track record of managing DSA relationships and achieving sales targets. Salary & Benefits: Competitive fixed salary with performance-linked incentives. Career growth opportunities within the organization.
Role & responsibilities Team Leadership Lead and manage a team of 57 SME Relationship Managers Set weekly/monthly sales targets and track performance. Conduct field joint calls with team members to support business closures. Business Development Drive lead generation and loan disbursement across assigned geographies. Build strong local networks with DSA, CA firms, brokers, and SME clusters. Ensure end-to-end conversion of leads to disbursement. Credit & Risk Oversight Guide the team in preparing loan proposals with accurate financials and documentation. Work closely with credit and risk teams to fast-track approvals. Monitor early delinquencies and implement proactive collection support. Market Intelligence Keep track of competitor offerings, local market trends, and customer feedback. Share insights with senior leadership for strategy refinement. Compliance & Documentation Ensure accurate and complete documentation for every loan file. Maintain adherence to RBI/NBFC regulatory norms and internal policies. Preferred candidate profile Proven experience in SME or Business Loan sales secured in a Bank / NBFC. Ability to lead a high-performance field sales team. Strong understanding of credit underwriting, financial ratios, and local business environments. Excellent networking, communication, and negotiation skills. Comfortable with CRM and loan origination systems.
Information Technology and Security Auditor Department: Internal Audit Reports to: Lead, IT Audit Location: Navi Mumbai (Koparkhairne) Job Type: Full-time Job Summary: Information Technology and Security Auditor (IS Auditor) is responsible for leading and executing audits related to IT systems, cybersecurity, data governance, and technology infrastructure. This role ensures that IT and IS processes and controls are effective, secure, and aligned with regulatory requirements and business objectives. The position also plays a critical role in evaluating and improving the organizations risk posture in relation to technology and data security. Key Responsibilities: Audit Planning & Execution Develop and implement risk-based IS audit plans and programs. Lead and conduct audits of IT infrastructure, applications, cybersecurity, and data security controls. Evaluate the effectiveness of IT general controls (ITGCs), application controls, and logical access management. Cybersecurity & Risk Oversight Assess organizational cybersecurity controls and practices, including vulnerability management, incident response,cloud security and network security. Stay informed about emerging cyber threats through the use of emerging technologies like GenAI, ML and recommend improvements. Compliance & Governance Ensure compliance with relevant laws, regulations, and frameworks (e.g. RBI, IRDAI etc.) Review IT policies, procedures, and standards for effectiveness and compliance. Reporting & Recommendations Prepare clear, concise, and well-documented audit reports with actionable recommendations. Present audit findings to senior management and follow up on corrective actions. Team Collaboration Work closely with other audit team members and departments to share insights and coordinate enterprise risk management efforts. Qualifications: Bachelor's degree in Information Technology, Computer Science, Information Systems, or related field (Masters preferred). Professional certifications such as CISA , CISM , CISSP , or CRISC are strongly preferred. 5–7 years of relevant experience in IT auditing, cybersecurity, or risk management, including 2–3 years in a lead role. Must Have Skills & Competencies: Strong understanding of IT systems, networks, databases, and security protocols. Knowledge of regulatory and compliance frameworks, especially RBI regulations. Experience with cloud security (SaaS and IaaS models), Network Security, Third party Security. Effective communication skills, both written and verbal.
Job Title: Relationship Manager Product : SME (Working Capital) (Business & Commercial Banking + Individual Role) Experience: Minimum 5 years (exclusively in Working Capital ) Location: Mumbai / Ahmedabad / Pune Contact No: 7756990180 Relocation: Not allowed candidates must be currently based in one of the listed cities Role & responsibilities Business Development Drive lead generation and loan disbursement across assigned geographies. Build strong local networks with DSA, CA firms, brokers, and SME clusters. Ensure end-to-end conversion of leads to disbursement. Credit & Risk Oversight Guide the team in preparing loan proposals with accurate financials and documentation. Work closely with credit and risk teams to fast-track approvals. Monitor early delinquencies and implement proactive collection support. Market Intelligence Keep track of competitor offerings, local market trends, and customer feedback. Share insights with senior leadership for strategy refinement. Compliance & Documentation Ensure accurate and complete documentation for every loan file. Maintain adherence to RBI/NBFC regulatory norms and internal policies. Preferred candidate profile Proven experience in SME or Business Loan sales secured in a Bank / NBFC. Ability to lead a high-performance field sales team. Strong understanding of credit underwriting, financial ratios, and local business environments. Excellent networking, communication, and negotiation skills. Comfortable with CRM and loan origination systems.