1832 Credit Underwriting Jobs - Page 10

Relationship Manager LAP (Loan Against Property) & Affordable Loans : The Relationship Manager LAP & Affordable Loans is responsible for sourcing new customers and managing existing relationships to grow the Loan Against Property (LAP) and Affordable Housing Loan portfolio. The role involves business development, credit analysis, and providing exceptional customer service to ensure high customer satisfaction and retention. Key Responsibilities: Business Development: Customer Relationship Management: Credit Assessment: Sales Target Achievement: Market Intelligence: Source new clients through market visits, channel partners, and referrals. Promote LAP and affordable home loan products in the assigned territory. Build and maintain relationships with key stakeholders like builders, real estate agents, and DSA partners. Manage customer lifecycle from lead generation to loan disbursement. Handle client queries and ensure timely resolution. Regularly follow up with existing customers for renewals, cross-sell opportunities, and referrals. Conduct initial credit evaluation and financial analysis of customers. Ensure compliance with companys risk policy and documentation standards. Liaise with credit and operations teams to ensure smooth processing and disbursement of loans. Achieve monthly and quarterly sales targets for LAP and affordable loans. Monitor performance and proactively take corrective actions to ensure goals are met. Keep abreast of market trends, competitor products, and pricing strategies. Provide feedback and insights to the product and marketing teams. Qualifications: Bachelors degree in Business Administration, Finance, or related field (MBA preferred) 2-5 years of experience in sales of LAP, home loans, or affordable housing loans Knowledge of local market and customer base Understanding of lending norms, credit assessment, and compliance Skills Required: Strong interpersonal and communication skills Proven sales and negotiation abilities Customer-centric mindset Ability to work independently and in a team Good knowledge of financial documents and credit underwriting

JD - Relationship Manager-Bharat Business The Relationship Manager LAP & Affordable Loans is responsible for sourcing new customers and managing existing relationships to grow the Loan Against Property (LAP) and Affordable Housing Loan portfolio. The role involves business development, credit analysis, and providing exceptional customer service to ensure high customer satisfaction and retention. Key Responsibilities: Business Development: o Source new clients through market visits, channel partners, and referrals. o Promote LAP and affordable home loan products in the assigned territory. o Build and maintain relationships with key stakeholders like builders, real estate agents, and DSA partners. Customer Relationship Management: o Manage customer lifecycle from lead generation to loan disbursement. o Handle client queries and ensure timely resolution. o Regularly follow up with existing customers for renewals, cross-sell opportunities, and referrals. Credit Assessment: o Conduct initial credit evaluation and financial analysis of customers. o Ensure compliance with companys risk policy and documentation standards. o Liaise with credit and operations teams to ensure smooth processing and disbursement of loans. Sales Target Achievement: o Achieve monthly and quarterly sales targets for LAP and affordable loans. o Monitor performance and proactively take corrective actions to ensure goals are met. Market Intelligence: o Keep abreast of market trends, competitor products, and pricing strategies. o Provide feedback and insights to the product and marketing teams. Skills Required: Strong interpersonal and communication skills Proven sales and negotiation abilities Customer-centric mindset Ability to work independently and in a team Good knowledge of financial documents and credit underwriting

JD - Relationship Manager-Bharat Business The Relationship Manager LAP & Affordable Loans is responsible for sourcing new customers and managing existing relationships to grow the Loan Against Property (LAP) and Affordable Housing Loan portfolio. The role involves business development, credit analysis, and providing exceptional customer service to ensure high customer satisfaction and retention. Key Responsibilities: Business Development: o Source new clients through market visits, channel partners, and referrals. o Promote LAP and affordable home loan products in the assigned territory. o Build and maintain relationships with key stakeholders like builders, real estate agents, and DSA partners. Customer Relationship Management: o Manage customer lifecycle from lead generation to loan disbursement. o Handle client queries and ensure timely resolution. o Regularly follow up with existing customers for renewals, cross-sell opportunities, and referrals. Credit Assessment: o Conduct initial credit evaluation and financial analysis of customers. o Ensure compliance with companys risk policy and documentation standards. o Liaise with credit and operations teams to ensure smooth processing and disbursement of loans. Sales Target Achievement: o Achieve monthly and quarterly sales targets for LAP and affordable loans. o Monitor performance and proactively take corrective actions to ensure goals are met. Market Intelligence: o Keep abreast of market trends, competitor products, and pricing strategies. o Provide feedback and insights to the product and marketing teams. Skills Required: Strong interpersonal and communication skills Proven sales and negotiation abilities Customer-centric mindset Ability to work independently and in a team Good knowledge of financial documents and credit underwriting

We are seeking a highly analytical and experienced Credit Manager to join our client's team through Acme Services . This pivotal role is responsible for comprehensive credit appraisal , underwriting loan applications, and ensuring the qualitative health of the loan portfolio. The ideal candidate will possess strong financial analysis skills, a keen understanding of NPA trends, and the ability to make timely credit decisions while maintaining excellent customer and team interactions. Key Responsibilities Credit Appraisal & Underwriting : Conduct thorough credit appraisal for loan applications within defined guidelines. Based on the appraisal, take decisions or recommend for approval to higher authorities . Ensure underwriting cases meet the desired level of quality, enabling the achievement of Branch Business targets through proper training and guidance to relevant teams. Financial Assessment : Utilize performance history along with liquidity, debt/asset management, and profitability ratios to assess creditworthiness in loan evaluations. Portfolio Growth & Management : Actively monitor and ensure the healthy increase in Stock on Hire (SOH) volume of business (if applicable to the Credit Manager role). NPA Trend Analysis & Management : Analyze the NPA (Non-Performing Asset) trend based on area, industry, sector, and other relevant factors. Proactively interact with customers to understand their business and regularly monitor delinquencies/infants (loans less than 12 months NPA). Portfolio Quality Assurance : Ensure a qualitative portfolio by implementing strategies to prevent the occurrence of infant 12 months NPA . Daily Tasks Loan File Accessing : Daily accessing of loan files for processing and review. Case Discussions : Conduct daily case discussions with the Sales team to align on strategies and requirements. Credit Underwriting Preparation : Prepare credit underwriting reports for all assigned cases. Customer Interaction : Conduct personal discussion calls with customers to assess financials & banking details. Decision Making : Make timely decision-making on cases within a predefined TAT (Turnaround Time) . Tele-verification : Conduct tele-verification calls to customers for due diligence. Skills Expertise in Credit Appraisal and loan underwriting. Strong financial analysis skills, including assessing liquidity, debt/asset management, and profitability ratios . Proficiency in NPA trend analysis and delinquency monitoring. Ability to interact with customers and understand their business . Experience in managing and improving portfolio quality . Strong decision-making abilities with adherence to TAT . Excellent communication and interpersonal skills for client and team interactions. Proficiency in preparing credit underwriting documentation. Experience with tele-verification calls . Qualifications Proven experience in credit appraisal and loan underwriting roles. Demonstrable experience in analyzing NPA trends and managing loan portfolios. Track record of achieving quality targets and contributing to business objectives. Ability to effectively interact with customers and cross-functional teams.

We are seeking a highly analytical and experienced Credit Manager to join our client's team through Acme Services . This pivotal role is responsible for comprehensive credit appraisal , underwriting loan applications, and ensuring the qualitative health of the loan portfolio. The ideal candidate will possess strong financial analysis skills, a keen understanding of NPA trends, and the ability to make timely credit decisions while maintaining excellent customer and team interactions. Key Responsibilities Credit Appraisal & Underwriting : Conduct thorough credit appraisal for loan applications within defined guidelines. Based on the appraisal, take decisions or recommend for approval to higher authorities . Ensure underwriting cases meet the desired level of quality, enabling the achievement of Branch Business targets through proper training and guidance to relevant teams. Financial Assessment : Utilize performance history along with liquidity, debt/asset management, and profitability ratios to assess creditworthiness in loan evaluations. Portfolio Growth & Management : Actively monitor and ensure the healthy increase in Stock on Hire (SOH) volume of business (if applicable to the Credit Manager role). NPA Trend Analysis & Management : Analyze the NPA (Non-Performing Asset) trend based on area, industry, sector, and other relevant factors. Proactively interact with customers to understand their business and regularly monitor delinquencies/infants (loans less than 12 months NPA). Portfolio Quality Assurance : Ensure a qualitative portfolio by implementing strategies to prevent the occurrence of infant 12 months NPA . Daily Tasks Loan File Accessing : Daily accessing of loan files for processing and review. Case Discussions : Conduct daily case discussions with the Sales team to align on strategies and requirements. Credit Underwriting Preparation : Prepare credit underwriting reports for all assigned cases. Customer Interaction : Conduct personal discussion calls with customers to assess financials & banking details. Decision Making : Make timely decision-making on cases within a predefined TAT (Turnaround Time) . Tele-verification : Conduct tele-verification calls to customers for due diligence. Skills Expertise in Credit Appraisal and loan underwriting. Strong financial analysis skills, including assessing liquidity, debt/asset management, and profitability ratios . Proficiency in NPA trend analysis and delinquency monitoring. Ability to interact with customers and understand their business . Experience in managing and improving portfolio quality . Strong decision-making abilities with adherence to TAT . Excellent communication and interpersonal skills for client and team interactions. Proficiency in preparing credit underwriting documentation. Experience with tele-verification calls . Qualifications Proven experience in credit appraisal and loan underwriting roles. Demonstrable experience in analyzing NPA trends and managing loan portfolios. Track record of achieving quality targets and contributing to business objectives. Ability to effectively interact with customers and cross-functional teams.

Job Title: Credit Manager Secured Retail Loans Locations & Open Positions: Mahendragarh Faridabad Gurgaon Delhi Experience Required: Minimum 3 to 4 years of experience as a Credit Underwriter in the NCR market (handling ticket sizes up to 2 Crore) Qualifications: MBA (Finance) / Chartered Accountant (CA) About the Role: We are looking for experienced Credit Managers to underwrite and manage secured retail loan proposals across key NCR markets. The ideal candidate should bring solid experience in credit assessment of secured products such as LAP/home loans/mortgage, combined with a deep understanding of the local geography. Key Responsibilities: Credit appraisal and underwriting of secured retail loan applications up to 2 Crore. Analyze financial documents, banking, income, collateral, and customer background. Conduct personal discussions (PDs) with applicants when required. Work closely with sales, legal, technical, and operations teams for seamless processing. Ensure compliance with internal credit policy and risk controls. Monitor portfolio health and take proactive steps to control delinquencies. Stay updated with market trends and provide feedback to the leadership team. Candidate Profile: 3 to 4 years of relevant experience in credit underwriting for secured retail loans (preferably in the NCR region). Sound understanding of local market dynamics Ability to assess proposals independently and make sound credit decisions. Strong analytical, communication, and stakeholder management skills.

We are looking for a highly skilled and experienced Relationship Manager to join our team at Equitas Small Finance Bank. The ideal candidate will have 1-4 years of experience in retail mortgages and sales, with a strong background in inclusive banking. Roles and Responsibility Manage relationships with existing customers to increase sales of retail mortgages. Identify new business opportunities and develop strategies to acquire new customers. Develop and maintain a strong understanding of customer needs and preferences. Collaborate with internal teams to ensure seamless delivery of products and services. Provide excellent customer service and resolve customer complaints promptly. Analyze market trends and competitor activity to stay ahead in the market. Job Requirements Proven experience as a Relationship Manager in retail mortgages or sales. Strong knowledge of inclusive banking principles and practices. Excellent communication and interpersonal skills. Ability to work in a fast-paced environment and meet sales targets. Strong analytical and problem-solving skills. Experience working with customers from diverse backgrounds and income levels.

Primary Responsibilities: Credit Management Policy ProcessesMaintains Credit policy and process adherence in the Branch Coordinate with Legal Technical AgenciesUnderwriting Carry out detailed business analysis and recommend a proposal to the delegated authority Visit each case within prescribed TAT Prepare CAM and Financial Analysis for the caseVisit neighbours suppliers customers for the reference checksVisit property and conduct due diligence in identifying the property Location: Akurdi,Borivali,Chowk,Morbi,Pimpri, Ahmedabad,Ambarnath,Anand,Aurangabad,Vadodara,Bhavnagar,Bhiwani,Bhusawal,Chandrapur,Dombivli,Gandhidham,Gondiya,Himatnagar,Hyderabad,Jalgaon,Jalna,Jamnagar,Kolhapur,Latur,Mehsana,Mumbai,Nadiad,Nagar,Nagpur,Nanded,Nashik,Panvel,Pune,Rajkot,Sangli,Shirpur,Solapur,Surat,Thane,Valsad,Vapi,Virar

We are looking for a highly skilled and experienced Credit Officer to join our team at Equitas Small Finance Bank. The ideal candidate will have 1-4 years of experience in the BFSI industry, preferably with a background in inclusive banking, mortgages, or credit. Roles and Responsibility Manage and process credit applications efficiently. Conduct thorough credit assessments and risk analyses. Develop and maintain relationships with clients to understand their financial needs. Collaborate with internal teams to ensure seamless credit operations. Monitor and report on credit portfolio performance metrics. Identify opportunities to cross-sell relevant products and services. Job Requirements Strong knowledge of credit underwriting principles and practices. Excellent communication and interpersonal skills. Ability to work in a fast-paced environment and meet deadlines. Proficiency in credit management software and systems. Strong analytical and problem-solving skills. Experience in the BFSI industry, particularly in small finance banks or NBFCs.

We are looking for a highly skilled and experienced Credit Officer to join our team at Equitas Small Finance Bank. The ideal candidate will have 2 to 7 years of experience in the BFSI industry, with expertise in Inclusive Banking, SBL, Mortgages, and Credit. Roles and Responsibility Manage and process credit applications efficiently. Conduct thorough credit assessments and risk analyses. Develop and maintain relationships with clients to understand their financial needs. Collaborate with internal teams to ensure seamless credit operations. Monitor and report on credit portfolio performance and risk management. Identify opportunities to cross-sell and upsell relevant products and services. Job Requirements Strong knowledge of credit underwriting principles and practices. Excellent communication and interpersonal skills. Ability to work in a fast-paced environment and meet deadlines. Proficiency in credit software and systems. Strong analytical and problem-solving skills. Experience in managing credit portfolios and identifying risks. A graduate or postgraduate degree is required.

ROLEPURPOSE & OBJECTIVE DrivesMortgage business in their respective Cluster. Is responsible foroverall growth and success of the MLAP business & cross sellTPP & Liability Products Buildefficient team of Relationship Officers in the Cluster assigned NON-FINANCIALSIZE Costof hiring and placing new Relationship Officers at Branches OperationalCost of managing the Conveyance and Claims of RelationshipOfficers Costof procurement marketing collaterals, sales aids Shallbe expected to manage a portfolio of Rs.15 Cr. Progressively Managinga single product across the branches of operations Managinga team size of 5 employees progressively Managingassets like marketing collaterals, Stationary, Dockets andSystems Managinghiring and placement of Relationship Officers in requiredBranches KEYDUTIES & RESPONSIBILITIES OF THE ROLE Candidateshould be able to deliver budgeted business figures from theCluster of control through placing adequate manpower across activebranches. He/She is also responsible for building a qualityportfolio without compromising on quantum of business Business/Financials Daily/Weekly /Monthly monitoring of the accomplishment of targetsaccording to the annual/monthly targets established for the areaand branches under his/her responsibility to provide guidance andsolutions to his/her team as required SupportsLoan Officers- in his/her area in their duties of client visits,risk assessment and recovery strategies Efficientstaffing by timely recruitment & training SupportsRelationship Officers- in his/her area in their duties of clientvisits, risk assessment and recovery strategies Shouldbe ready to travel extensively across the cluster of control forbusiness requirements Customer(Both Internal & External) Ensurethat customers are aware of the Product and services properly Ensurethat customers are explained about the Terms & Conditions ofProduct Focuson lower TAT as per laid down standards. InternalProcess Monitorhealth of portfolio Ensurecompliance with lending guidelines, quality framework and auditrequirements; ensure speedy resolution of any audit observationsand take necessary steps to prevent recurrence audit and otherregulations. Ensure,supervise the correct implementation of the credit proceduresincluding all the respective tools Innovation& Learning Ensuregoal-setting, mid-year review and annual appraisal process withinspecified timelines for self and reportees Evaluatethe staff competences in terms of promotion, business assessmentand credit risk assessment capacity and propose solutions forimprovement Expectedto be updated with all new improvement & innovationshappening in the market and competitors Shouldbe updated with the latest trends in civic and local laws of theterritory of operation Qualifications Graduatein Commerce or relevant subjects AnMBA or equivalent is an added advantage Experience(Yearsand Core Experience Type) 5years in sales and documentation of loans of which at least 2years in Housing Loans, home loans or loan against property in anNBFC/ Bank/HFC. Mixed experience of Sales & Credit isacceptable, but should be predominantly in sales Certifications Relevantcertifications shall be an added advantage FunctionalSkills Abilityto create teams and drive sales performance. Will be required totake complete ownership of MLAP at Cluster level. Abilityto engage with customers, Plan & execute Marketing and Salespromotion for MLAP Abilityto speak and read regional language(s)- is desirable. Ability tocommunicate in English (Read-speak-write) is required. Has goodverbal fluency and uses simple, clear and purposeful language. AdequateComputer knowledge BehavioralSkills Sound Product knowledge Should possess Training Skills Willingnessto travel & relocation as per business requirements andcareer opportunities Managing customer relations Performance oriented Competencies Good Computer Knowledge Competentto handle MIS systems and Lending Software KEYINTERACTIONS INTERNAL EXTERNAL Product and Marketing Team Regional Operations, Credit Audit,Vigilance and FCU team Area Technical Manager Legal Vendors External marketing agencies Competitor Counterparts Location - Ambasamudram,Ambur,Attur,Bengaluru,Belgaum,Chamarajanagar,Channapatna,Chikkaballapura,Chitradurga,Coimbatore,Cuddalore,Cumbum,Davangere,Dharapuram,Dharmapuri,Dharwad,Dindigul,Erode,Gangavathi,Gangavati,Gobichettipalayam,Gokak,Gundlupet,Hebbal,Kanchipuram,Kumbakonam,Maddur,Madurai,Mannargudi,Mayiladuthurai,Mysuru,Nagercoil,Nanjangud,Pattukkottai,Periyakulam,Ramanujnagar,Rajanagaram,Ramanathapuram,Salem,Sankarankoil,Shimoga,Sivakasi,Shrirangapattana,Thanjavur,Theni,Thiruvaiyaru,Tiruvannamalai,Thiruvarur,Tiptur,Tirunelveli,Tiruppur,Tumkur,Udumalaipettai,Virudhachalam

ROLEPURPOSE & OBJECTIVE Expertknowledge of assessing credit risk for Home Loan by applyingDeposit of Title Documents and Registration of Mortgageguidelines. Conductincome appraisal of salaried and self-employed borrowers. Indepth understanding and analysis of P & L Account and BalanceSheet including cash flows of self-employed borrowers. Assessincome to obligation ratios, loan to value ratios, in depthknowledge of rational behind calculation of ratios and its impacton loan performance over long tenures. ProvideMarket intelligence from a competition and customer stand point Recommendationson new processes & fraud Control initiative etc ManageCredit Officers team NON-FINANCIALSIZE Manageentire Area underwriting teams Handlingportfolio from 50 Cr to 200 Cr Supervisingthe monthly disbursement of 60-150 files from the assigned area EfficientTAT management by credit team Ensureto strengthen area credit team to include more responsibilities Tomanage direct and indirect team of close to 4-10 people. Involvein process reengineering, Audits, Policy change discussions etc. KEYDUTIES & RESPONSIBILITIES OF THE ROLE Business EnsureCredit policy and process adherence in the Cluster. Co-ordinatewith Legal & Technical Agencies. Guide/MonitorCredit Officers of the cluster. Ensuretimely training to branches in the cluster. SuggestPolicy revisions in line with changing market conditions. Customer Expertknowledge of customer segments in various markets of India andtheir performance histories. Expertknowledge of negative profiles, negative property types andnegative property locations Completeunderstanding of various collateral types of all regions andcities in India and their title documentation requirements forcreation of equitable mortgage Knowledgeof property valuation process through vendors and knowledge &keen interestin monitoring current property price / historical propertyprices. Meetappropriate customers for understanding of their needs Conductunderwriting for cases under purview Pickup EWS for the set of clients in his area Maintainportfolio quality of the Cluster as per company norms. Monitoringand tracking of HL Loan cases. Maintainvarious standard MIS for HL Loan. Ensurevarious reports are being sent to stakeholders on monthly basis &at regular frequencies. InternalProcess AppropriateIntervention to manage ground level risk effectively. Ensureadherence to RBI regulations on documentation and KYC compliance. LUCand periodic loan monitoring framework ProvideAudit Compliance. Timelyhiring of Credit Officer for the Cluster as per the budget Learning& Performance Maintainup to date knowledge of HL and other related products. Upgradeself and team about changes happening in the market. Networkingwith other NBFCs/Banks to have a deeper understanding of theIndustry and its perspectives Ensureon time appraisal and suggest suitable career paths for staff Note: Highlightonly the critical baseline responsibilities; and not activities thatthe role holder might do on an ad-hoc/on-off case MINIMUMREQUIREMENTS OF KNOWLEDGE & SKILLS Qualifications Graduateor Post graduate (preferred MBA) from a reputed college. Experience(Yearsand Core Experience Type) Preferredexperience of 4 years or more in Credit Home loans/MortgageLoans/MSME Loans Loan products. Teamhandling is a must. FunctionalSkills Knowledgeof Credit in LAP/Mortgage Loans/MSME Loans including term loans and overdrafts BusinessAnalysis Skills CommunicationSkills. BehavioralSkills TeamManagement Skills Leadership Possessesgood interpersonal skills. Location - Bengaluru,Kalburagi,Hyderabad,Tambaram,Vijayawada

We are looking for a highly skilled and experienced Branch Credit Manager to join our team at Equitas Small Finance Bank. The ideal candidate will have 14 years of experience in the BFSI industry, with a strong background in credit management and emerging enterprise banking. Roles and Responsibility Manage and oversee the credit function of the branch, ensuring compliance with regulatory requirements and internal policies. Develop and implement effective credit strategies to drive business growth and profitability. Build and maintain relationships with key stakeholders, including customers, partners, and internal teams. Conduct thorough credit assessments and risk analyses to identify potential risks and opportunities. Collaborate with cross-functional teams to develop and deliver tailored credit solutions for clients. Monitor and report on credit performance metrics, providing insights and recommendations for improvement. Job Requirements Strong knowledge of credit management principles, practices, and regulations. Proven experience in managing credit portfolios and driving business growth through strategic planning. Excellent communication, interpersonal, and analytical skills. Ability to work effectively in a fast-paced environment with multiple priorities and deadlines. Strong understanding of financial markets, instruments, and technologies. Experience working with emerging enterprise banking products and services is an added advantage.

We are looking for a skilled Credit Officer to join our team at Equitas Small Finance Bank. The ideal candidate will have 5-6 years of experience in the BFSI industry, preferably with a background in inclusive banking, mortgages, and credit. Roles and Responsibility Manage and process credit applications, ensuring compliance with regulatory requirements. Conduct thorough credit assessments and risk analyses to determine client creditworthiness. Develop and maintain relationships with clients, providing excellent customer service and support. Collaborate with internal teams to identify and mitigate potential risks associated with credit lending. Stay up-to-date with industry trends and developments in credit management and analysis. Ensure accurate and timely reporting of credit-related data and metrics. Job Requirements Strong knowledge of credit principles, practices, and regulations, including mortgage and inclusive banking. Excellent analytical, communication, and interpersonal skills, with the ability to work effectively in a team environment. Proficiency in credit software and systems, with strong problem-solving and decision-making abilities. Ability to work in a fast-paced setting, meeting deadlines and delivering high-quality results. Strong attention to detail and organizational skills, with the ability to prioritize tasks and manage multiple projects simultaneously. Experience working with diverse client groups, including those from underprivileged communities, with a commitment to providing exceptional customer service. Location - Inclusive Banking - SBL,South,Tamil Nadu,Kumbakonam,Kumbakonam,Kumbakkonam,Thanjavur,1349,Thiruppananthal

We are looking for a skilled Branch Credit Manager to join our team at Equitas Small Finance Bank. The ideal candidate will have 3-5 years of experience in the BFSI industry, preferably with a background in Assets, Inclusive Banking, and SBL. Roles and Responsibility Manage and oversee credit operations, including mortgage and credit management. Develop and implement strategies to enhance branch credit performance and customer satisfaction. Collaborate with cross-functional teams to achieve business objectives and goals. Analyze market trends and competitor activity to identify opportunities for growth and improvement. Build and maintain relationships with key stakeholders, including customers, partners, and internal teams. Monitor and control risk associated with credit operations and ensure compliance with regulatory requirements. Job Requirements Strong knowledge of credit management, mortgage, and financial analysis. Excellent communication and interpersonal skills, with the ability to work effectively with diverse teams. Ability to analyze complex data and make informed decisions. Strong problem-solving and analytical skills, with attention to detail and accuracy. Experience working in a fast-paced environment and meeting deadlines. Familiarity with banking regulations and compliance requirements.

We are looking for a skilled professional with 7 to 20 years of experience to join our team as an Area Credit Manager in the Emerging Enterprise Banking sector. The ideal candidate will have a strong background in credit management and a proven track record of success in managing teams. Roles and Responsibility Manage and oversee the credit function within the bank's emerging enterprise banking segment. Develop and implement effective credit strategies to drive business growth. Lead and manage a team of credit professionals to achieve business objectives. Analyze market trends and competitor activity to identify opportunities and threats. Build and maintain relationships with key stakeholders, including customers and partners. Monitor and control credit risk to ensure compliance with regulatory requirements. Job Requirements Minimum 7 years of experience in credit management or a related field. Strong knowledge of credit principles, practices, and regulations. Excellent leadership and management skills, with the ability to motivate and inspire teams. Strong analytical and problem-solving skills, with the ability to interpret complex data sets. Effective communication and interpersonal skills, enabling strong relationship building with stakeholders. Ability to work in a fast-paced environment and adapt to changing priorities.

We are looking for a highly skilled and experienced Credit Manager to join our team at Equitas Small Finance Bank. The ideal candidate will have 14 years of experience in the BFSI industry, with expertise in affordable housing, housing loans, and credit management. Roles and Responsibility Manage and oversee the credit function, ensuring compliance with regulatory requirements and internal policies. Develop and implement effective credit risk management strategies to minimize losses. Conduct thorough analysis of customer creditworthiness, including financial statements and other relevant data. Collaborate with cross-functional teams to identify and mitigate potential risks. Monitor and report on credit performance metrics, providing insights and recommendations for improvement. Ensure adherence to all applicable laws, regulations, and industry standards. Job Requirements Strong knowledge of credit principles, practices, and regulations, particularly in the BFSI industry. Proven experience in managing credit portfolios, preferably in affordable housing or housing loans. Excellent analytical, problem-solving, and communication skills. Ability to work effectively in a fast-paced environment with multiple priorities and deadlines. Strong understanding of credit risk management frameworks and techniques. Experience working with credit data analytics tools and software is an asset. Location - Affordable Housing,South,Tamil Nadu , Coimbatore , Coimbatore , Coimbatore , Tirupur , 1343 , Tiruppur

We are looking for a skilled Area Technical Manager to join our team at Equitas Small Finance Bank, with 6-8 years of experience in the BFSI industry. Roles and Responsibility Manage and oversee technical aspects of mortgage operations. Develop and implement process improvements to enhance efficiency and productivity. Collaborate with cross-functional teams to achieve business objectives. Analyze and resolve complex technical issues related to mortgages. Train and guide junior team members on technical skills and best practices. Monitor and report on key performance indicators and metrics. Job Requirements Strong knowledge of mortgage products and processes. Excellent technical skills and problem-solving abilities. Ability to work in a fast-paced environment and meet deadlines. Effective communication and interpersonal skills. Strong analytical and decision-making skills. Experience working with small finance banks or similar institutions.

Skill required: Com.Bkg- Credit UW - Commercial Credit Underwriting Designation: Banking Advisory Analyst Qualifications: Master of Business Administration/CA Inter/ICWA(Inter) Years of Experience: 3 to 5 years About Accenture Combining unmatched experience and specialized skills across more than 40 industries, we offer Strategy and Consulting, Technology and Operations services, and Accenture Song all powered by the worlds largest network of Advanced Technology and Intelligent Operations centers. Our 699,000 people deliver on the promise of technology and human ingenuity every day, serving clients in more than 120 countries. Visit us at www.accenture.com What would you do We help clients address quality and productivity issues, keep pace with customer expectations, navigate regulatory and operational pressures and ensure business sustainability by transforming their banking operations into an agile, resilient operating model.The Corporate banking /Wholesale banking team is responsible for helping clients and organizations processes trade finance transactions by providing superior service delivery to trade customers whilst safeguarding the bank from risks associated with this business.Conduct detailed research on the financial history of businesses to determine their Assess the risk parameters of the loan, borrower, and industry including the Financial performance of the borrower and guarantor, assessing the repayment capacity and recommending the future course of action in approving/declining/counter offer of business loans. What are we looking for Ability to meet deadlinesAbility to perform under pressureAbility to work well in a teamAdaptable and flexibleCommitment to quality Roles and Responsibilities: In this role you are required to do analysis and solving of lower-complexity problems Your day to day interaction is with peers within Accenture before updating supervisors In this role you may have limited exposure with clients and/or Accenture management You will be given moderate level instruction on daily work tasks and detailed instructions on new assignments The decisions you make impact your own work and may impact the work of others You will be an individual contributor as a part of a team, with a focused scope of work Please note that this role may require you to work in rotational shifts Qualification Master of Business Administration,CA Inter,ICWA(Inter)

We are looking for a highly skilled and experienced Credit Officer to join our team at Equitas Small Finance Bank. The ideal candidate will have 1-4 years of experience in the BFSI industry, preferably with a background in Emerging Enterprise Banking. Roles and Responsibility Manage and analyze credit data to determine client creditworthiness. Develop and implement effective credit risk management strategies. Conduct thorough credit assessments and provide recommendations. Collaborate with cross-functional teams to achieve business objectives. Monitor and report on credit portfolio performance metrics. Identify opportunities to improve credit processes and procedures. Job Requirements Strong knowledge of credit principles and practices. Excellent analytical and problem-solving skills. Ability to work effectively in a fast-paced environment. Effective communication and interpersonal skills. Proficiency in financial modeling and data analysis tools. Experience working with emerging enterprise banking products and services.

We are looking for a highly skilled and experienced Relationship Manager to join our team at Equitas Small Finance Bank. The ideal candidate will have 1-4 years of experience in retail mortgages and relationship management. Roles and Responsibility Manage and maintain strong relationships with existing clients to increase sales and revenue. Identify new business opportunities and develop strategies to acquire new customers. Develop and implement effective sales plans to achieve targets and goals. Collaborate with internal teams to ensure seamless delivery of products and services. Provide excellent customer service and support to resolve client queries and issues. Analyze market trends and competitor activity to stay ahead in the market. Job Requirements Proven experience in retail mortgages and relationship management. Strong knowledge of inclusive banking and sales principles. Excellent communication and interpersonal skills. Ability to work in a fast-paced environment and meet deadlines. Strong analytical and problem-solving skills. Experience working with small finance banks or similar institutions is an advantage. Location - Inclusive Banking - SBL,North,Rajasthan,Rajasthan,Jaipur,Udaipur,Rajasthan,16053,Kota

Role & responsibilities Job Requirements Role/ Job Title: Cluster Credit Manager-Rural Credit-Business Banking Underwriting Function/ Department: Business Banking Underwriting Job Purpose: To assess, evaluate, review, and approve proposals as a first officer for the business banking relationship which is referred to retail credit. Maintain the service level deliverables agreed with counter parts. Effective portfolio management including regular monitoring, early warning identifications, deferral tracking, renewals and working on appropriate account strategy in conjunction with business team in line with the Bankss risk appetite Roles & Responsibilities: Credit appraisal of loan application within defined guidelines and accordingly take decision, recommend for approval to higher authorities. To convey a clear opinion/ Highlight Critical risk along with suitable mitigates if any, regarding the acceptability of the proposed transactions/ facilities covering business model, industry risk, structure, Bank Conduct and Financials risk. Awareness of the product proposed suitability to client requirement Conduct personal discussion with customers. Deferral Management EWS Management Customer visits on key customers and high value relationship Co-ordination with Counter parts in Business, Operations, Legal, Technical and others as required. Ensure all MIS related to credit are submitted within defined timeliness. Area Knowledge Education Qualification: Graduation: BA / BCom / BBA / BSc / BTech / BE or any other graduate Experience: 5 to 10 years of relevant branch banking experience. Age Criteria - Max 30yrs Preferred candidate profile

Appraise loan applications within guidelines and recommend approvals. Assess risks and product suitability; conduct customer discussions. Monitor portfolio: renewals, deferrals, and Early Warning Signals. Visit key customers and maintain service TATs Required Candidate profile Coordinate with internal teams and submit timely MIS reports Location: Chilakaluripet, Nellore, Dharmavaram (AP) Exp: 3-4 years in Banking Credit SME Age: 30 years CTC: Up to 7 Lakh call 9022157571

Portfolio Manager Department Kotak Mahindra Bank Retails Assets Reporting Relationship Reporting to Location Collections Manager Position Grade M1 M2 Monitoring and maintaining collection for the area. Managing repossession. Co-ordination with collection agency, repossession agent, sale of asset, Legal formalities. Graduate Min 2 5 years of experience in collections. Confident, ability to handle a team of collections, can go to the field when required and also give training to his team when needed

Portfolio Manager Department Kotak Mahindra Bank Retails Assets Reporting Relationship Reporting to Location Collections Manager Position Grade M1 M2 Monitoring and maintaining collection for the area. Managing repossession. Co-ordination with collection agency, repossession agent, sale of asset, Legal formalities. Graduate Min 2 5 years of experience in collections. Confident, ability to handle a team of collections, can go to the field when required and also give training to his team when needed