4091 Credit Underwriting Jobs - Page 10

Job Title: Credit Underwriter Location: Bangalore Experience: 4+ years Approval Authority: 15 to 20 Lakhs Job Description : We are looking for an experienced Credit Underwriter to assess and approve loan applications up to 1520 Lakhs. The ideal candidate should have strong analytical skills, sound judgment, and prior experience in credit underwriting. Key Responsibilities : Evaluate creditworthiness of loan applicants Must have approval loan applications up to 15–20 Lakhs • Approve/recommend loans within assigned authority limits • Analyze financial data, credit reports, and other relevant documents • Ensure compliance with company policies and regulatory requirements • Work closely with sal...

We need to hire an National Credit Manager (NCM) Micro Lap/MSME Lending. shall be Credit counterpart of NSM and shall lead the credit team at national level. Needs to have experience in one or more of these businesses - micro-Lap, mortgage lending, affordable housing lending, business loans lending etc. 8 12 years of experience in credit underwriting for these segments, in the last profile should have handled underwriting for upto 50 branches or more and should have handled a similar sized team of branch credit managers. Should have experience in North, UP, Bihar etc. If interested please send updated resume on gareema.awasthi@cielhr.com

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The Credit Officer is responsible for the appraisal and approval of the loan application on the basis of the power delegated to the and for onward recommendation of the same to the credit team. Key Responsibilities: Appraise or underwrite the loans within defined policy guidelines and accordingly take decisions or recommend for approval to appropriate authority Assess the income, ability, intention, and credit behavior of the applicant and verify it documents and reference checks as well as from credit bureaus Evaluate all the credit risk parameters and implement measures to mitigate the same Prepare the Credit Approval Memo and manage the overall TAT and approval rate Ensure complete adhere...

Manage a team of 2 to 5 Credit Analyst SC & WC Finance - SBB Ensure smooth functioning of the Area by meeting required productivity norms within the desired Turn Around Time & Approval Ratio as defined by the Bank Underwriting/review of Credit Proposals including Review/Renewals of the proposals by ensuring adherence to the standard process, Turn Around Time and decision consistency Ensure the quality of proposals and credit appraisal to minimize delinquency and build portfolio of expected quality. Maintaining accurate and up to date MIS reports, Inspection & monitoring of portfolios under various sub-segments to ensure maintenance of a healthy portfolio Gather market intelligence with other...

Job Description Job Summary: Join us as a Vice President in the India Financing Team, where you will work on origination and execution of private financing trades with Indian Corporates. This role offers the opportunity to engage with origination partners and clients, expanding your network and impact in the industry. You will play a crucial role in shaping financing solutions and driving business growth in a dynamic market environment. As a Vice President in the India Financing Team, you will originate and execute private financing trades with corporate clients in India. You will collaborate with internal partners to broaden the origination network and facilitate successful financing transa...

Dear Candidate, We are Hiring for big4 ..!!! Role: Credit Underwriter Location: Bangalore Contract: 12 Months Required Skills: Chartered Accountants / masters in business, Finance, Economics or equivalent is essential and any professional qualification (i.e. CFA, Chartered Banker) is desirable. If none, tenured experiences in credit analysis and/or credit approvals will be considered. strong background in managing loan portfolios. Knowledge of Investment Banking is mandatory, such as Securities, Treasury, Foreign Exchange, Derivatives, ESG and Climate risk. Expertise in credit risk management and control assessment Demonstrated expertise in credit underwriting , including preparation and rev...

Supervise the loan sanctioning team, review applications,verify eligibility as per policy, and follow credit/risk norms. Approve or reject loans based on analysis.Coordinate with verification & disbursement teams. Personal loan experience preferred.

Role & responsibilities ey Responsibilities:* * Assess loan applications using credit bureau reports, income documents, and risk parameters. * Approve or escalate cases based on authority limits. * Ensure adherence to credit policy and regulatory norms. * Monitor portfolio performance and flag early delinquencies. * Coordinate with sales, operations, and collections for smooth processing. * Maintain TAT and ensure documentation readiness for audits. Requirements:* * Graduate/Postgraduate in Finance or related field. * 5+ years of experience in secured Business loan - HL, LPA underwriting. * Strong in credit assessment, risk analysis, and decision-making. * Proficient in credit bureau interpr...

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Role Name: Department Wholesale Banking Credit Location Mumbai Number of Positions 1 Reporting Relationships Credit Manager Position Grade M4/M5 Preparation of Credit Appraisal notes for SME clients. Discuss with business on Terms and Conditions for risk assessments Discuss with customers for obtention of information for preparation of CRANs. Monitor the accounts based on the terms stipulated by Sanctioning Authority. Prepare Monthly/Quarterly Monitoring Reports for the portfolio. Escalate with action plan for non-compliances. Visit the units and submit inspection reports. Manage and address any escalations related to risk assessments Experience required for the Job: 3-6 years in Credit Unde...

As an experienced Credit Underwriter in the Financial Services industry with a focus on NBFC lending operations, your role will involve assessing creditworthiness, evaluating financial risk, and ensuring high-quality portfolio performance across retail or MSME loan products. **Key Responsibilities:** - Evaluate loan applications by analyzing financial statements, income documents, banking data, bureau reports, GST records, and other risk indicators. - Recommend approvals, modifications, or rejections based on risk assessment and internal policy guidelines. - Ensure underwriting decisions comply with NBFC credit policies, RBI guidelines, and risk frameworks. - Work closely with sales, operati...

As a Product Manager specializing in Policy and Risk, your role involves developing and executing product strategies to mitigate risks and enhance policy offerings. Working closely with cross-functional teams, you will ensure the successful launch and management of insurance products. Your primary goal is to improve the customer experience while minimizing financial risks. Responsibilities: - Should have experience in credit underwriting and approving authority in credit underwriting. - Minimum experience of 10 years preferred, but quality candidates with less experience will also be considered. - Conduct market research and competitive analysis to identify opportunities and trends. - Define...

Role Overview: As a Credit Manager in Wholesale Banking based in Mumbai, your main responsibility will be to lead a team of credit analysts. You will work on prioritizing proposals in collaboration with the business team, guiding credit analysts to produce high-quality notes, and ensuring effective monitoring. Your role will also involve vetting Credit Appraisal notes, discussing risk assessments and structuring with senior business members, formulating credit recommendations, closely monitoring portfolios, and developing action plans for non-compliances and early warning signals. Additionally, you will be expected to meet clients regularly, network within the bank, and seek reference checks...

As the Head of the Technical Department at the company specializing in diverse areas such as due diligence, real estate, credit underwriting, and financial services, your role will involve overseeing and managing technical operations for Real Estate projects pan India. Your responsibilities will include: - Conducting Cost to Complete assessment and Variance assessment of Budgeted Vs Actual Cost - Ensuring Quality Assurance and Approval Compliance for projects - Managing a team of engineers located at project sites across India - Undertaking technical due diligence for real estate projects nationwide To excel in this role, you should possess the following qualifications: - Bachelors or Master...

Review merchant applications and business documentation for underwriting Approve/reject onboarding requests based on defined risk parameters Identify and prevent high-risk or non-compliant merchants Continuously monitor live merchant behavior and flag policy violations Detect suspicious transaction activity and document fraudulent patterns Segregate merchants based on risk levels and manage internal risk tagging Collaborate with product/tech teams to improve the risk engine and automate checks Handle transaction disputes, chargebacks, and merchant escalations Interact with partner banks, CPV vendors, and internal teams to resolve queries Research industry best practices in fraud prevention a...

Job Description Job Summary: Join us as a Vice President in the India Financing Team, where you will work on origination and execution of private financing trades with Indian Corporates. This role offers the opportunity to engage with origination partners and clients, expanding your network and impact in the industry. You will play a crucial role in shaping financing solutions and driving business growth in a dynamic market environment. As a Vice President in the India Financing Team, you will originate and execute private financing trades with corporate clients in India. You will collaborate with internal partners to broaden the origination network and facilitate successful financing transa...

Key responsibilities Loan evaluation and approval : Assess and evaluate loan applications based on the company's credit policies. Conduct site visits to customer businesses to assess income, operations, and potential risks. Evaluate the financial health and creditworthiness of potential and existing clients, even with limited formal documentation. Ensure all proposals are checked for policy and guideline adherence. Risk management : Analyze loan proposals for risk and ensure they align with the company's risk tolerance. Monitor the quality of the loan portfolio and take steps to minimize non-performing assets. Ensure compliance with legal and regulatory credit standards.

Underwriting / Appraisal of credit proposals in line with the policy within laid down TATs. Analyzing the Financial statements, Cash flow / Bank statements, and Ratio analysis for assessment of working capital/ Term Loan/ other funding requirements of the SME. Key Responsibilities: Evaluate and underwrite loan applications post credit processing. Conduct Quantitative & Qualitative Analysis including Personal Discussions (PD) to assess creditworthiness. Perform Financial Analysis: assess balance sheets, profitability, and net worth. Conduct Banking and Statutory Analysis: evaluate bank statements, EMI patterns, tax filings, and GST compliance. Carry out Legal Checks: identify any existing com...

Role 1): Credit Manager - Machinery Loan Role 2): Credit Manager - Supply Chain Finance DESIRED SKILLS: CA Fresher Experience as a Credit Manager is helpful Knowledge of End-to-End processing of loan proposals is helpful Job description PRIMERY RESPONSIBILITIES: Review and assess a broad range of complex loan applications within defined guidelines and accordingly take decision or recommend for approval to higher authorities. Under write proposals as per the laid down policies & procedure. Conduct personal discussion with customers to establish credit worthiness and ensure completion of credit/KYC documents and verification- telephonic, field & collateral visits. Assess income to obligation r...

Role Overview As an Assistant Manager Credit (Supply Chain Finance), you will own the end-to-end underwriting cycle for Supply Chain Finance programsfrom eligibility assessment and financial analysis to credit memo preparation, risk evaluation, due diligence, and portfolio monitoring. You will collaborate closely with Business, Operations, Legal, Tech, and anchor/vendor partners to build a high-quality credit portfolio while maintaining strong governance and risk controls. A) Intake & Preliminary Assessment Review login files received from Business/Originations for completeness (KYC, financials, bank data, GST, invoices, anchor/vendor documentation, comfort letters, etc.) Perform eligibility...

About The Role Skill required: Com.Bkg- Credit UW - Commercial Credit Underwriting Designation: Banking Advisory Associate Qualifications: BCom Years of Experience: 1 to 3 years What would you do? We help clients address quality and productivity issues, keep pace with customer expectations, navigate regulatory and operational pressures and ensure business sustainability by transforming their banking operations into an agile, resilient operating model.The Corporate banking /Wholesale banking team is responsible for helping clients and organizations processes trade finance transactions by providing superior service delivery to trade customers whilst safeguarding the bank from risks associated ...

About The Role Skill required: Com.Bkg- Credit UW - Commercial Credit Underwriting Designation: Banking Advisory Associate Qualifications: BCom Years of Experience: 1 to 3 years What would you do? We help clients address quality and productivity issues, keep pace with customer expectations, navigate regulatory and operational pressures and ensure business sustainability by transforming their banking operations into an agile, resilient operating model.The Corporate banking /Wholesale banking team is responsible for helping clients and organizations processes trade finance transactions by providing superior service delivery to trade customers whilst safeguarding the bank from risks associated ...

About The Role Skill required: Com.Bkg- Credit UW - Commercial Credit Underwriting Designation: Banking Advisory Associate Qualifications: BCom Years of Experience: 1 to 3 years What would you do? We help clients address quality and productivity issues, keep pace with customer expectations, navigate regulatory and operational pressures and ensure business sustainability by transforming their banking operations into an agile, resilient operating model.The Corporate banking /Wholesale banking team is responsible for helping clients and organizations processes trade finance transactions by providing superior service delivery to trade customers whilst safeguarding the bank from risks associated ...

About The Role Skill required: Com.Bkg- Credit UW - Commercial Credit Underwriting Designation: Banking Advisory Associate Qualifications: BCom Years of Experience: 1 to 3 years What would you do? We help clients address quality and productivity issues, keep pace with customer expectations, navigate regulatory and operational pressures and ensure business sustainability by transforming their banking operations into an agile, resilient operating model.The Corporate banking /Wholesale banking team is responsible for helping clients and organizations processes trade finance transactions by providing superior service delivery to trade customers whilst safeguarding the bank from risks associated ...