1832 Credit Underwriting Jobs - Page 13

The Relationship Manager LAP & Affordable Loans is responsible for sourcing new customers and managing existing relationships to grow the Loan Against Property (LAP) and Affordable Housing Loan portfolio. The role involves business development, credit analysis, and providing exceptional customer service to ensure high customer satisfaction and retention. Key Responsibilities: Business Development: - Source new clients through market visits, channel partners, and referrals. - Promote LAP and affordable home loan products in the assigned territory. - Build and maintain relationships with key stakeholders like builders, real estate agents, and DSA partners. Customer Relationship Management: - Manage customer lifecycle from lead generation to loan disbursement. - Handle client queries and ensure timely resolution. - Regularly follow up with existing customers for renewals, cross-sell opportunities, and referrals. Credit Assessment: - Conduct initial credit evaluation and financial analysis of customers. - Ensure compliance with company's risk policy and documentation standards. - Liaise with credit and operations teams to ensure smooth processing and disbursement of loans. Sales Target Achievement: - Achieve monthly and quarterly sales targets for LAP and affordable loans. - Monitor performance and proactively take corrective actions to ensure goals are met. Market Intelligence: - Keep abreast of market trends, competitor products, and pricing strategies. - Provide feedback and insights to the product and marketing teams. Skills Required: - Strong interpersonal and communication skills. - Proven sales and negotiation abilities. - Customer-centric mindset. - Ability to work independently and in a team. - Good knowledge of financial documents and credit underwriting.,

As a seasoned professional with over 10 years of experience in the financial sector, you will be entrusted with the responsibility of leading a dynamic sales team comprising Cluster Managers and field staff to enhance the Business Correspondent (BC) network of various financial institutions. Your role will involve driving business development initiatives and expanding business correspondence alliance partnerships. Additionally, you will be instrumental in innovating and developing retail asset products such as JLG Loans, Secured & Unsecured MSME Loans tailored to meet the needs of target customers and diverse geographies. Your strategic acumen will be put to the test as you devise sales strategies aimed at capturing market share and identifying potential business areas for regional expansion. You will play a pivotal role in fostering business growth by developing and managing teams across designated territories to ensure deeper market penetration and wider reach. Assessing the viability of new regions and identifying opportunities for geographical expansion will be integral to your responsibilities. In order to sustain business growth and diversify the product portfolio in the region, you will be required to formulate effective collection strategies and implement risk management measures to uphold the quality of the portfolio. Furthermore, you will be expected to design sales contests at the regional level and conduct field visits to provide guidance to loan officers. Your expertise will be crucial in workforce planning, recruitment, and training to equip teams with the skills necessary to handle various asset products across different geographies. By identifying training needs based on market trends and emerging business opportunities, you will ensure continuous skill development among staff members. Maintaining resource optimization and operational cost efficiency will be key priorities in your role. As a leader, you will take charge of all compliance, audit, legal, customer service, operations, logistics, admin, and HR-related matters in your region. By implementing best business practices and devising company strategies while upholding strict compliance and integrity standards, you will contribute to the overall success of the organization. To excel in this role, you must possess a minimum of 10 years of experience in a NBFC, NBFC MFI, SFB, or Bank, with at least 5 years in a team handling and leadership capacity. Familiarity with the business correspondent model and a strong grasp of relationship management, business sourcing, credit underwriting, legal and governance requirements, technology, and automation are essential requirements. A post-graduate or graduate degree in any discipline will be an added advantage for this position.,

Role & responsibilities Job Description: We are seeking a detail-oriented and analytical Credit Analyst to join our dynamic team at [FIA Technology] . As a Credit Analyst, you will play a critical role in assessing the creditworthiness of potential borrowers, managing risk, and optimizing our lending portfolio. Responsibilities: - Conduct thorough financial analysis of loan applications to assess credit risk and determine creditworthiness. - Utilize advanced credit scoring models and analytical tools to evaluate borrower profiles. - Review and analyze financial statements, credit reports, tax returns, and other relevant documents to make informed lending decisions. - Collaborate with cross-functional teams to develop and implement credit policies and procedures that comply with regulatory requirements. - Monitor existing loan portfolios to identify potential risks and recommend appropriate actions to mitigate losses. - Conduct industry research and stay updated on market trends to inform credit decision-making processes. - Provide recommendations for loan structuring, pricing, and risk mitigation strategies. - Communicate effectively with internal stakeholders and external partners to ensure alignment on credit-related matters. **Requirements:** - Bachelor's degree in Finance, Accounting, Economics, or related field. Master's degree or professional certification (e.g., CFA, FRM) is a plus. - Proven experience as a Credit Analyst in a fintech company, bank, or financial institution. - Strong analytical skills with proficiency in financial statement analysis and credit risk assessment. - Experience working with credit scoring models and underwriting software. Knowledge of regulatory requirements and best practices in credit risk management. - Excellent communication and interpersonal skills, with the ability to collaborate effectively with cross-functional teams. - Detail-oriented and ability to thrive in a fast-paced, dynamic environment. Preferred candidate profile Only Immediate Joiner / Male candidates Perks and benefits Mobile reimbursement Insurance

Credit Manager-Business Loans-Credit Dehradun, Uttarakhand, India Be the First to Apply Job requirements: Function Credit Card - Credit Role Credit Underwriters Designation M2 Grade CTC 4 Lakhs to 5 Lakhs max (do not disclose the CTC) Experienced Minimum 2 years experience in Underwriting (preferably Credit Cards) Location Goregaon & Thane (candidates staying about an hour max from office location). To screening and evaluate customer proposals credit cards under various programs as per Cards Credit policy under various programs & KYC guidelines. Analysing financials and evaluating customer credit worthiness for approving or rejecting credit card applications. Maintaining and processing cases under defined TAT by Bank. Ensure to maintained acceptable audit quality report Co-coordinating with verification agencies to get timely verification reports, cross-verifying reports.

The Relationship Manager LAP & Affordable Loans is responsible for sourcing new customers and managing existing relationships to grow the Loan Against Property (LAP) and Affordable Housing Loan portfolio. The role involves business development, credit analysis, and providing exceptional customer service to ensure high customer satisfaction and retention. Key Responsibilities: Business Development: Source new clients through market visits, channel partners, and referrals. Promote LAP and affordable home loan products in the assigned territory. Build and maintain relationships with key stakeholders like builders, real estate agents, and DSA partners. Customer Relationship Management: Manage customer lifecycle from lead generation to loan disbursement. Handle client queries and ensure timely resolution. Regularly follow up with existing customers for renewals, cross-sell opportunities, and referrals. Credit Assessment: Conduct initial credit evaluation and financial analysis of customers. Ensure compliance with companys risk policy and documentation standards. Liaise with credit and operations teams to ensure smooth processing and disbursement of loans. Sales Target Achievement: Achieve monthly and quarterly sales targets for LAP and affordable loans. Monitor performance and proactively take corrective actions to ensure goals are met. Market Intelligence: Keep abreast of market trends, competitor products, and pricing strategies. Provide feedback and insights to the product and marketing teams. Skills Required: Strong interpersonal and communication skills Proven sales and negotiation abilities Customer-centric mindset Ability to work independently and in a team Good knowledge of financial documents and credit underwriting

Credit Manager-Business Loans-Credit Dehradun, Uttarakhand, India Be the First to Apply Job requirements: Function Credit Card - Credit Role Credit Underwriters Designation M2 Grade CTC 4 Lakhs to 5 Lakhs max (do not disclose the CTC) Experienced Minimum 2 years experience in Underwriting (preferably Credit Cards) Location Goregaon & Thane (candidates staying about an hour max from office location). To screening and evaluate customer proposals credit cards under various programs as per Cards Credit policy under various programs & KYC guidelines. Analysing financials and evaluating customer credit worthiness for approving or rejecting credit card applications. Maintaining and processing cases under defined TAT by Bank. Ensure to maintained acceptable audit quality report Co-coordinating with verification agencies to get timely verification reports, cross-verifying reports.

JD For Credit Manager Loan Underwriting Handling secured, unsecured and working capital and LAP Evaluate and process end to end Loan applications within agreed TAT timelines. Timely clearance of open audit queries, quality control checks Timely completion of Vendor Management related activities Providing support to Business Plan through quick turnaround of New and Existing proposals and work with team to optimize returns while remaining within Risk Appetite Conducting stock audits as per the Stock audit plan through empanelled vendors. Analyzing/ Reviewing the reports received and highlighting the observations to the Management and taking necessary action. Handling different MISs of Portfolio. Monitoring churning and overdue in accounts. Processing bills of empaneled vendors for service rendered. Coordinating with empaneled vendors and resolving issues (if any). Coordinating with Business team, Credit teams, etc as per the requirement. Other related activities. Approve or reject loan requests, based on credibility and potential revenues and losses Calculate and set interest rates Negotiate loan terms with clients Monitor payments Maintain records of loan applications

The Relationship Manager LAP & Affordable Loans is responsible for sourcing new customers and managing existing relationships to grow the Loan Against Property (LAP) and Affordable Housing Loan portfolio. The role involves business development, credit analysis, and providing exceptional customer service to ensure high customer satisfaction and retention. Key Responsibilities: Business Development: Source new clients through market visits, channel partners, and referrals. Promote LAP and affordable home loan products in the assigned territory. Build and maintain relationships with key stakeholders like builders, real estate agents, and DSA partners. Customer Relationship Management: Manage customer lifecycle from lead generation to loan disbursement. Handle client queries and ensure timely resolution. Regularly follow up with existing customers for renewals, cross-sell opportunities, and referrals. Credit Assessment: Conduct initial credit evaluation and financial analysis of customers. Ensure compliance with companys risk policy and documentation standards. Liaise with credit and operations teams to ensure smooth processing and disbursement of loans. Sales Target Achievement: Achieve monthly and quarterly sales targets for LAP and affordable loans. Monitor performance and proactively take corrective actions to ensure goals are met. Market Intelligence: Keep abreast of market trends, competitor products, and pricing strategies. Provide feedback and insights to the product and marketing teams. Skills Required: Strong interpersonal and communication skills Proven sales and negotiation abilities Customer-centric mindset Ability to work independently and in a team Good knowledge of financial documents and credit underwriting

Job Role Assisting team in day to day tasks and coordinating with RMs for activities related to business. Document collection from client and to ensure completion of all the documents along with signatures and stamps. To ensure documentation is completed with utmost accuracy and to ensure the case is cleared in first pass. Coordinating with the internal teams for documentation to ensure smooth processing of client transactions. To ensure completion of disbursement process of a client will all formalities.

Strong Domain knowledge in Credit. Assessing the Credit Risk basis geography and security offered references and financials as well as facility structure. Proactively developing enterprise-wide risk Management strategies and practices for various HL transactions. Understanding on various operational, legal, technical, market and segment risk practice pertaining to HL Business. Delinquency Management along with business. Works in a fast paced office environment. Expected to travel to Customer locations on short notice to conduct meetings. Open to travel to 2 Locations i.e. Lucknow and Kanpur twice/ thrice in a week.

Location Credit Manager (KCC) Department Crop Loan Location Pune No.of Positions 1 Reporting Relationships AVP Position Grade M3/M4 Should be able to manage credit underwriting for agricultural loans across state for allotted locations Should have agriculture domain knowledge with financial viewpoint. Should be keen on details on proposals and presentation of information for logical conclusions. Should be able to on-board quality portfolio within min. TAT on proposals. Should be able to prepare and analyse various MIS and manage Portfolio quality and post finance issues. Should be able to understand the portfolio behaviour pocket wise/ area wise / segment wise /profile wise to get Right signals in time. Should stay updated on the recent changes in policy and regulatory guidelines ,aware about market developments Should have Ability to lead and coordinate with Marketing and Recovery Teams across Area. Should be able to communicate fluently in regional languages Should be able to guide and motivate the team to set higher standard in sales and assure Quality by in-time inputs and Training. Should be able to ensure the customer satisfaction and customer service from the team across the vertical Excellent written and oral communication skills Should have exposure to Crop Loans, financing experience with reputed organization- Private Banks/ Nationalized banks- Min 2 Years. Graduate - /Post Graduate Preferably Agri Graduate.

Relationship management with aggregators across different levels from top management to middle management Strategize, manage and drive online aggregator partnerships for month on month target achievement Identifying and acquiring potential new aggregators Manage Direct Sales Team, Credit underwriters and call center - across different functions on a daily basis to meet the business goals & improve data point to disbursal funnel conversion To conceptualize and execute contests to motivate the partners Plan annual engagement calendars with aggregators aligned with business priorities Sales Planning and Day to day Operations for the Aggregator Platforms. Liaison with other internal cross functional stakeholders like Marketing, IT, digital/ BSG, to drive agreed initiatives to build scale Work with partners to design and execute joint PA/PQ programs resulting in 3X growth Job Requiremetnts Qualification - Graduate from a recognized University - with 6 to 8 years of experience of handling web aggregator business. preferably in banking or insurance. Job KnowledgeUnderstanding of personal loans will be an added advantage; Skills & Experience Quick learner ; Excellent written and oral communication,

Risk Manager Department Kotak Mahindra Bank Ltd Consumer Durables Location Mumbai HO Number of Positions One Reporting Relationship Reporting to Business Head Consumer Durables Business Position Grade M7-M8 Risk management & Portfolio monitoring for Consumer durable loans. Managing Risk containment unit for Consumer businesses Portfolio monitoring and continuous review of Consumer durable, Digital Business finance, Life style business, Personal loan cross sell Improving controllership by way of building strong system Building and automating credit approval engine Support launch of new products with policy & system build and implementation Formulating Risk policy & support to launch Digital product Drive and support initiatives to build scale Rural lending business Qualification MBA and/or Professional Degree preferred Job Knowledge and experience Should have at least 15 years of experience in credit / risk environment Should have at least 6 years of experience in heading risk / credit for a large setup Should have good understanding of CD Business & Retail industry Should be able to drive and work with a Team reporting Should be a Team player, Relationship person and should be ready to travel widely

Relationship management with aggregators across different levels from top management to middle management Strategize, manage and drive online aggregator partnerships for month on month target achievement Identifying and acquiring potential new aggregators Manage Direct Sales Team, Credit underwriters and call center - across different functions on a daily basis to meet the business goals & improve data point to disbursal funnel conversion To conceptualize and execute contests to motivate the partners Plan annual engagement calendars with aggregators aligned with business priorities Sales Planning and Day to day Operations for the Aggregator Platforms. Liaison with other internal cross functional stakeholders like Marketing, IT, digital/ BSG, to drive agreed initiatives to build scale Work with partners to design and execute joint PA/PQ programs resulting in 3X growth Job Requiremetnts Qualification - Graduate from a recognized University - with 6 to 8 years of experience of handling web aggregator business. preferably in banking or insurance. Job KnowledgeUnderstanding of personal loans will be an added advantage; Skills & Experience Quick learner ; Excellent written and oral communication,

We are arranging Walking Drive for Risk Analyst - IRM role Date - 19th July 25 Time - 11am to 2pm Key Skills - Credit Rating, Credit Underwriting in Indian Portfolio, Wholesale Banking. Address - One International Centre, 8th floor, Tower-2, Senapati Bapat Marg, Prabhadevi, Mumbai 400013 Qualification & Experience - CA with 1 to 5 years of experience - Excluding Articleship (CA inter & CA Fresher are not eligible) - 2 years of full time MBA / PGDM with 1 to 5 years of experience Note - Pls do carry hard copy of updated resume. Role & responsibilities Assign Ratings independently Comprehensive and independent analysis of companies performance in assigned portfolio by assessing credit proposals, financial statements, projections and other information to assess the credit worthiness of the entity Analyzing the business model, identifying strengths, weakness, risks, understanding the revenue models and the corporate structure of the businesses Independently handling rating assignments for entities of varying sizes and preparing rationales for the ratings assigned Assign ratings as per Banks internal rating scale after thorough understanding of the borrower, industry and peer group analysis Surveillance of ratings Surveillance of ratings in the assigned portfolio Review of ratings basis any new developments in the company/industry Monitor the ratings through multiple surveillance frameworks in place. Ensure all the latest available information is factored in the ratings Industry Analysis Analysis of industry/sector assigned Read through industry reports by various agencies Attend webinars and seminars pertaining to the industry to keep ourselves abreast of the latest updates and trends in various industries. Industry presentations evaluating sector performance and rating movement at a portfolio level Frameworks Responsible for one of the surveillance frameworks in the team Follow-up with RAs for feedback on cases appearing in the framework Review the feedback and monitor the timely rating action to be taken, if required. Presentation to senior management on the outcome and key rating actions Others Monitoring portfolio performance for stress indicators and recommend suitable rating actions and highlight key risk factors to the credit team. Preparing newsletters on industry/portfolio for circulation internally Replies to audit observations Any other assignments depending on the needs of the organization Adhering to the policies

Role & responsibilities Handling Credit operation from Login to Disbursement. Credit decision making for SF and forwarding proposals. Handling Credit and Operational issues. Monitoring vendors Like Field Investigating agencies, Valuation & Legal agencies for Two Wheeler loans and maintaining TAT. Taking care of audit queries and maintaining good audit score. Preparing MIS, Collection reports on daily basis and Weekly review reports. Assisting customers with queries, requests & complaints. Preferred candidate profile Graduate either fresher or candidates with 1 year experience in Credit Underwriting. Malayalam language is a Must. Knowledge on secured and unsecured loans.

Key Responsibilities: Credit Policy & Underwriting Strategy: Design, implement, and continuously refine credit policies, scorecards, and risk models for various education finance products. Establish and monitor credit underwriting standards across all channels (online, partner-led, direct). Portfolio Risk Management: Monitor and manage the quality of the loan portfolio at a national level. Identify emerging risks, develop mitigation plans, and ensure adherence to portfolio performance benchmarks. Leadership & Team Management: Build, lead, and mentor a team of regional credit managers and underwriters. Create a performance-driven and compliant culture across credit functions. Stakeholder Management: Work closely with senior leadership, product, technology, sales, and legal teams to ensure a seamless credit process and risk alignment. Liaise with lending partners and regulatory stakeholders for audits and compliance-related matters. Data-Driven Decision Making: Leverage analytics and machine learning models to drive smart credit decisions and reduce default rates. Regularly review MIS, delinquency reports, and portfolio analytics to make informed decisions. Regulatory & Compliance Oversight: Ensure all credit operations comply with RBI guidelines and internal risk frameworks. Drive operational excellence and reduce TAT in credit approvals. Qualifications & Skills: 10 -15 years of experience in credit risk management, preferably in retail lending / fintech / NBFCs / education financing./Supply Chain Finance Proven experience in building and leading national-level credit teams. Strong understanding of underwriting models, credit bureau analysis, and regulatory frameworks. Exposure to lending technology platforms and data-driven underwriting. Excellent analytical, leadership, and communication skills. CA / MBA (Finance) / CFA or equivalent preferred.

Role & responsibilities Credit Manager-Rural Credit-Business Banking Underwriting Function/ Department: Business Banking Underwriting Job Purpose: To assess, evaluate, review, and approve proposals as a first officer for the business banking relationship which is referred to retail credit. Maintain the service level deliverables agreed with counter parts. Effective portfolio management including regular monitoring, early warning identifications, deferral tracking, renewals and working on appropriate account strategy in conjunction with business team in line with the Bankss risk appetite Roles & Responsibilities: Appraisal of proposals: Credit appraisal of loan application within defined guidelines and accordingly take decision, recommend for approval to higher authorities. To convey a clear opinion/ Highlight Critical risk along with suitable mitigates if any, regarding the acceptability of the proposed transactions/ facilities covering business model, industry risk, structure, Bank Conduct and Financials risk. Awareness of the product proposed suitability to client requirement Conduct personal discussion with customers. Portfolio Monitoring: Timely Renewal Deferral Management EWS Management Customer visits on key customers and high value relationship Maintaining the defined credit and end to end TATs to timely service internal as well as external customers. Secondary Responsibilities: Co-ordination with Counter parts in Business, Operations, Legal, Technical and others as required. Ensure all MIS related to credit are submitted within defined timeliness. Area Knowledge Education Qualification: BA / BCom / BSc / BBA / BCA / BE / BTech or any other graduate.

Preferred candidate profile Minimum 2 years mandatory experience in US Mortgage Underwriting Experience in reviewing the mortgage documents and completing the process steps defined by the client Excellent oratory skills to communicate with the US clients Immediate availability to start Flexibility to work in night shifts **Why Join Us?** Competitive salary in line with the market standards Opportunity to make a significant impact in a global organization A dynamic and supportive work environment Apply now by sending your resume to preena.p@sutherlandglobal.com or reach out directly to 8714437138 " Sutherland never requests payment or favors in exchange for job opportunities. Please report suspicious activity immediately to TAHelpdesk@Sutherlandglobal.com

Professional qualification Preferably CA or post graduate degree preferably in business, accountancy, economics, finance etc. along with sound domain knowledge of the mortgages business and market. Essential Experience To effectively handle a team of credit managers. To assist the Regional / Zonal Credit Head in planning, coordination and control on underwriting decisioning on retail lending proposals as per the product policy. To maintain the portfolio quality for his/her product and team in the location, while ensuring adherence to the policy/process laid out by the central team on all applications being processed. Responsible for positively impacting client experience by maintaining the underwriting TAT for team. To monitor nonstarters/cheque bounce trends, maintain adequate knowledge of channels and their sourcing pattern. To ensure audit compliance and regulatory compliance for the location. To analyze delinquent accounts and prepare report on highest risk accounts including recommendations for resolution. To interact with customers to obtain additional credit information to support credit lines. To develop processes and procedures for evaluating customer financials and setting and changing credit lines/limits, as well as credit holds. To implement effective risk monitoring mechanism with existing clients Competencies Excellent organizational skills Result driven and customer focused Good understanding of financial analysis Analytical skills Experience 5+ Yrs Essential Skills and Attitudes Excellent oral and written communication skills Excellent presentation skills

Professional qualification Preferably CA or post graduate degree preferably in business, accountancy, economics, finance etc. along with sound domain knowledge of the mortgages business and market. Essential Experience To effectively handle a team of credit managers. To assist the Regional / Zonal Credit Head in planning, coordination and control on underwriting decisioning on retail lending proposals as per the product policy. To maintain the portfolio quality for his/her product and team in the location, while ensuring adherence to the policy/process laid out by the central team on all applications being processed. Responsible for positively impacting client experience by maintaining the underwriting TAT for team. To monitor nonstarters/cheque bounce trends, maintain adequate knowledge of channels and their sourcing pattern. To ensure audit compliance and regulatory compliance for the location. To analyze delinquent accounts and prepare report on highest risk accounts including recommendations for resolution. To interact with customers to obtain additional credit information to support credit lines. To develop processes and procedures for evaluating customer financials and setting and changing credit lines/limits, as well as credit holds. To implement effective risk monitoring mechanism with existing clients Competencies Excellent organizational skills Result driven and customer focused Good understanding of financial analysis Analytical skills Experience 5+ Yrs Essential Skills and Attitudes Excellent oral and written communication skills Excellent presentation skills

Professional qualification Preferably CA or post graduate degree preferably in business, accountancy, economics, finance etc. along with sound domain knowledge of the mortgages business and market. Essential Experience Approve / Recommend Mortgage ( LAP) & Housing loan applications. Ensuring error free underwriting of loans in line with approved processes and policy guidelines Monitor & train the Jr. Resources in the team keeping role succession planning & achieving the TAT. Ensure meticulous compliance with internal credit policy as well as regulatory guidelines. Ensure compliance with the benchmark Turnaround Time. Manage ,supervise and provide guidance to the vendor agencies like legal and technical to get the desired and quality output. Doing PD for decision of cases basis of document provided Co-ordination with branches, Legal & Technical team and Ops team Feedback to management on policy as well process changes to be done Update branch with current status of files Overall portfolio quality of cases underwritten PDD management , tracking and submission of the disbursed cases Competencies Excellent organizational skills Result driven and customer focused Good understanding of financial analysis Analytical skills Experience 3 - 5+ Yrs Essential Skills and Attitudes Excellent oral and written communication skills Excellent presentation skills

Professional qualification Preferably CA or post graduate degree preferably in business, accountancy, economics, finance etc. along with sound domain knowledge of the mortgages business and market. Essential Experience Approve / Recommend Mortgage ( LAP) & Housing loan applications. Ensuring error free underwriting of loans in line with approved processes and policy guidelines Monitor & train the Jr. Resources in the team keeping role succession planning & achieving the TAT. Ensure meticulous compliance with internal credit policy as well as regulatory guidelines. Ensure compliance with the benchmark Turnaround Time. Manage ,supervise and provide guidance to the vendor agencies like legal and technical to get the desired and quality output. Doing PD for decision of cases basis of document provided Co-ordination with branches, Legal & Technical team and Ops team Feedback to management on policy as well process changes to be done Update branch with current status of files Overall portfolio quality of cases underwritten PDD management , tracking and submission of the disbursed cases Competencies Excellent organizational skills Result driven and customer focused Good understanding of financial analysis Analytical skills Experience 3 - 5+ Yrs Essential Skills and Attitudes Excellent oral and written communication skills Excellent presentation skills

Professional qualification Preferably CA or post graduate degree preferably in business, accountancy, economics, finance etc. along with sound domain knowledge of the mortgages business and market. Essential Experience Approve / Recommend Mortgage ( LAP) & Housing loan applications. Ensuring error free underwriting of loans in line with approved processes and policy guidelines Monitor & train the Jr. Resources in the team keeping role succession planning & achieving the TAT. Ensure meticulous compliance with internal credit policy as well as regulatory guidelines. Ensure compliance with the benchmark Turnaround Time. Manage ,supervise and provide guidance to the vendor agencies like legal and technical to get the desired and quality output. Doing PD for decision of cases basis of document provided Co-ordination with branches, Legal & Technical team and Ops team Feedback to management on policy as well process changes to be done Update branch with current status of files Overall portfolio quality of cases underwritten PDD management , tracking and submission of the disbursed cases Competencies Excellent organizational skills Result driven and customer focused Good understanding of financial analysis Analytical skills Experience 3 - 5+ Yrs Essential Skills and Attitudes Excellent oral and written communication skills Excellent presentation skills

Professional qualification Preferably CA or post graduate degree preferably in business, accountancy, economics, finance etc. along with sound domain knowledge of the mortgages business and market. Essential Experience Approve / Recommend Mortgage ( LAP) & Housing loan applications. Ensuring error free underwriting of loans in line with approved processes and policy guidelines Monitor & train the Jr. Resources in the team keeping role succession planning & achieving the TAT. Ensure meticulous compliance with internal credit policy as well as regulatory guidelines. Ensure compliance with the benchmark Turnaround Time. Manage ,supervise and provide guidance to the vendor agencies like legal and technical to get the desired and quality output. Doing PD for decision of cases basis of document provided Co-ordination with branches, Legal & Technical team and Ops team Feedback to management on policy as well process changes to be done Update branch with current status of files Overall portfolio quality of cases underwritten PDD management , tracking and submission of the disbursed cases Competencies Excellent organizational skills Result driven and customer focused Good understanding of financial analysis Analytical skills Experience 3 - 5+ Yrs Essential Skills and Attitudes Excellent oral and written communication skills Excellent presentation skills