4099 Credit Underwriting Jobs - Page 13

LTFinance is looking for AREA CREDIT MANAGER to join our dynamic team and embark on a rewarding career journey Manage and oversee the credit function within the assigned area, ensuring compliance with company policies and regulatory requirements. Develop and implement effective credit strategies to drive business growth and profitability. Build and maintain strong relationships with key stakeholders, including customers, partners, and internal teams. Analyze market trends and competitor activity to identify opportunities for improvement. Collaborate with cross-functional teams to develop and launch new products and services. Monitor and control credit risk, developing mitigation strategies a...

Responsibilities: Conduct credit analysis & appraisals Manage credit portfolio & risks Prepare MIS reports on loan processing & disbursements Analyze financial statements & prepare CMA data Monitor working capital ratios Liase with Banks, NBFCs

Role Overview: You will be responsible for processing and underwriting Commercial Vehicles Finance deals in Andhra Pradesh, Karnataka, and Telangana, ensuring adherence to credit policy, defined processes, and CAM quality. Additionally, you will be imparting training to the Credit Processing Team/Team Management and maintaining defined TATs for approval. Key Responsibilities: - Process and underwrite Commercial Vehicles Finance deals in accordance with credit policy - Ensure adherence to defined processes and CAM quality - Provide training to the Credit Processing Team/Team Management - Maintain defined TATs for approval and TAT/Performance Management of processing Team - Conduct induction a...

The Manager – Credit & Risk supports the branch Role Category: Credit & Risk / Corporate Banking Prepare and present credit proposals for Term Loans and Working Capital requirements (Fund & Non-Fund based). Required Candidate profile Graduate with 4–10 years of experience in major scheduled corporate Banking Strong knowledge of credit proposals for Term Loans and Working Capital requirements (Fund & Non-Fund based).

The Relationship Manager - LAP & Affordable Loans is responsible for sourcing new customers and managing existing relationships to grow the Loan Against Property (LAP) and Affordable Housing Loan portfolio. The role involves business development, credit analysis, and providing exceptional customer service to ensure high customer satisfaction and retention. Key Responsibilities: Business Development: Customer Relationship Management: Credit Assessment: Sales Target Achievement: Market Intelligence: Source new clients through market visits, channel partners, and referrals. Promote LAP and affordable home loan products in the assigned territory. Build and maintain relationships with key stakeho...

The Relationship Manager - LAP & Affordable Loans is responsible for sourcing new customers and managing existing relationships to grow the Loan Against Property (LAP) and Affordable Housing Loan portfolio. The role involves business development, credit analysis, and providing exceptional customer service to ensure high customer satisfaction and retention. Key Responsibilities: Business Development: Customer Relationship Management: Credit Assessment: Sales Target Achievement: Market Intelligence: Source new clients through market visits, channel partners, and referrals. Promote LAP and affordable home loan products in the assigned territory. Build and maintain relationships with key stakeho...

The Relationship Manager - LAP & Affordable Loans is responsible for sourcing new customers and managing existing relationships to grow the Loan Against Property (LAP) and Affordable Housing Loan portfolio. The role involves business development, credit analysis, and providing exceptional customer service to ensure high customer satisfaction and retention. Key Responsibilities: Business Development: Customer Relationship Management: Credit Assessment: Sales Target Achievement: Market Intelligence: Source new clients through market visits, channel partners, and referrals. Promote LAP and affordable home loan products in the assigned territory. Build and maintain relationships with key stakeho...

3+years Location - Chennai, Pune JD QA-Underwriting Position Overview: The Underwriters primary responsibilities include reviewing mortgage files submitted to Underwriting. This position requires calculating income, analyzing debt and assets, as well as completing an in-depth review of the completed appraisal and title. Additional responsibilities include entering data into the client’s loan operating system, utilizing an automated underwriting system to determine approval and clearing conditions for Final Approval. Candidates must possess a strong sense of urgency with an ability to work in a team environment, maintaining excellent organizational, communication, and PC skills. Essential Job...

As an underwriter for mortgage business in the assigned branch/location, your role involves reviewing and assessing complex loan applications, conducting personal discussions with customers to establish credit worthiness, and maintaining various MIS reports related to portfolio, delinquency, and operations. You will also be responsible for assessing income to obligation ratios, loan to value ratios, and ensuring collateral and credit risk mitigation for approval authorities. Key Responsibilities: - Review and assess complex loan applications within defined guidelines - Conduct personal discussions with customers for credit worthiness evaluation - Maintain Portfolio MIS, Delinquency MIS, and ...

As a Sales Team Leader, you will be responsible for leading a sales team of Sales Officers and field staff to enhance the Business Correspondent (BC) network of various financial institutions and direct channel business. Your role will involve business development and expansion of business correspondence alliance partners. You will also be required to innovate and develop retail asset products such as JLG Loans, Secured & Unsecured MSME Loans to cater to the target customers and geographies. Key Responsibilities: - Develop sales strategies to increase market share and identify potential business areas and districts for regional expansion. - Manage teams across assigned territories to achieve...

As an Underwriter for mortgage business in the assigned branch/location, your role involves reviewing and assessing a broad range of complex loan applications within defined guidelines. You will be responsible for making decisions or recommending applications for approval to higher authorities. Conducting personal discussions with customers to establish creditworthiness and ensure completion of credit/KYC documents and verifications is also part of your responsibilities. Key Responsibilities: - Review and assess loan applications within defined guidelines - Underwrite proposals in adherence to policies and procedures to meet agreed SLAs - Conduct personal discussions with customers to establ...

Job Description Are you looking for an exciting opportunity to join a dynamic and growing team in a fast paced and challenging area This is a unique opportunity for you to work in our team to partner with the Business to provide a comprehensive view. As Analyst Credit Risk Structured Finance in CIB Risk team, you will join the Risk function that provides credible challenge to the business as a second line of defense to keep the firm strong and resilient. Wholesale Credit Risk function oversee the credit risk associated with Investment Bank clients as well as the firm's wholesale credit portfolio. As an Analyst within APAC& EMEA Structured Finance Team, you will work, together with more senio...

The Underwriters primary responsibilities include reviewing mortgage files submitted to Underwriting. This position requires calculating income, analyzing debt and assets, as well as completing an in-depth review of the completed appraisal and title. Additional responsibilities include entering data into the client’s loan operating system, utilizing an automated underwriting system to determine approval and clearing conditions for Final Approval. Candidates must possess a strong sense of urgency with an ability to work in a team environment, maintaining excellent organizational, communication, and PC skills. Essential Job Functions: Perform complete and in-depth review of mortgage loan files...

Pre identified client visit Partner reach out Market campaigns Convey information about Life insurance and safety Understanding of Life insurance products Education -Graduation Communication skills

Pre identified Client visit Partner reach out Market campaigns Convey information about Life insurance and safety Understanding of Life insurance products Graduation Communication skills

We are looking for a Credit Analyst to evaluate creditworthiness, assess risk, and provide valuable insights for lending and investment decisions. You will analyze financial data and market conditions to help mitigate risks and make informed credit decisions. Key Responsibilities :. Analyze financial statements and credit reports to assess the credit risk of potential clients. Develop credit models to predict financial outcomes. Monitor and review clients' financial performance. Provide recommendations for credit approvals, limits, and terms. Assist in managing credit risk strategies and improving collection efforts. Key Skills & Experience:. Proven experience as a Credit Analyst or in finan...

Location - Agartala Preferred candidate profile Any Graduate. 5-7 years of experience in Credit MSME Loan products. Knowledge of Credit in MSME Loans including term loans and overdrafts. Expert knowledge of assessing credit risk for large ticket size cases up to Rs. 3 Cr. Knowledge of financial analysis & cash flow determination. Knowledge of Team & Vendor handling. Local Candidate Preferred. Candidate with relevant experience only will be eligible. Interested Candidates Please share resume - subham.gupta956@ujjivan.com

Process: US Mortgage in underwriters Should have experience into banking domain Large Data analysis and processing Quality training and reporting Immediate joiners preferable Us shift Cab facilities provided Regards; laxman

Role description: Responsible for credit assessment, processing, and sanctioning of home loans and other products at the branch level. The role will have sanctioning authority and be accountable for the branches credit portfolio, working closely with sales, operations, and legal teams with key focus on maintaining the quality of the loan portfolio. Roles and responsibilities: Evaluation of home loan applications, ensuring compliance with credit policies, guidelines, and regulatory frameworks. Conduct thorough assessments of applicants' financial backgrounds, creditworthiness, income stability, and repayment capacity. Make independent credit decisions and sanction home loans within personal a...

RC - Credit Manager - CV/CE - Retail Credit INTERNAL USAGE: No. of Vacancies: Reports to: Regional Credit Manager Is a Team leader N Team Size: NA Grade: Business: Corporate Center Department: Retail Credit Sub - Department: CVCE Credit Location: About Wholesale Credit The Retail Credit department in the Bank is a Credit Underwriting department for all the Retail clientele of the Bank. It is also responsible for ensuring the maintenance of a good portfolio quality and for ensuring smooth credit appraisal processes About the Role The CPC Credit Manager CV/CE manages the credit activities and processes for Commercial Vehicle and Construction Equipment products under Retail Credit. The Credit M...

JOB TITLE REPORTS TO Branch Credit Manager Branch Manager JOB ROLE • Evaluating credit proposals covering financial, business and industrial risk & decisioning of the loan. • Verifying the promoters track record & ascertaining their credit worthiness. • Analysis of the financial statements of the prospective customer to identify the short term & long term solvency & liquidity position • To ensure Bounce Rate and Delinquency are within acceptable standards. • Monitor and enforce approval rate and TAT as per prescribed standards. • Monitor and ensure that monthly Branch audit score is satisfactory. • Vendor Management. • To conduct customer meeting to evaluate credit proposal • PDD Tracking an...

Job Responsibilities Oversee credit quality and provide strategic direction across the department Ensure accurate and timely delivery of credit reports, dashboards, monthly performance presentations, and credit memorandums Lead credit audits through policy analysis and case reviews, ensuring compliance with internal standards and regulatory norms Conduct credit risk assessments and portfolio due diligence to identify early warning signals and mitigate risks Collaborate with business teams to manage end-to-end credit processes and support decision-making Work with tech teams to drive automation and expand system-based credit decisions. Monitor portfolio performance, analyze data trends, and p...

Role & responsibilities: Collaborate with global investment banks and asset managers to monitor investments across corporate credit portfolios, including direct investments and financing transactions. Conduct comprehensive credit analysis of middle-market and leveraged loans, ensuring ongoing performance monitoring post-onboarding. Independently perform detailed credit assessments across various sectors, delivering actionable insights to drive positive client outcomes. Present credit analysis and recommendations to the credit committee for approval or rejection. Accurately calculate key credit metrics (e.g., EBITDA, leverage, repayment schedules) based on definitions outlined in facility agr...

Key Responsibilities: Evaluate creditworthiness of new and existing customers Set and monitor credit limits, terms, and policies Manage credit risk and ensure compliance with company guidelines Oversee the collections process and reduce overdue accounts Coordinate with sales, finance, and customer service teams Prepare periodic credit reports and review financial statements Maintain strong client relationships and handle escalations Conduct field visits when necessary Required Skills & Qualifications: Bachelors or Masters degree in Finance, Commerce, Accounting, or related field Proven experience as a Credit Manager or in a similar credit control role Strong analytical, negotiation, and deci...

Hiring: Credit Processing Associate Credit Operations Industry: Financial Services Location: Greater Noida Salary: Up to 5 LPA Openings: 5 Email: recruitment@directcredit.in Contact: 9773593871 Job Summary: We are looking for a Credit Processing Associate to manage end-to-end loan processing, documentation, compliance checks, and coordination for timely disbursement. Key Responsibilities: Review and verify loan applications and documents Process customer details in LMS/Core banking systems Track application status and ensure TAT compliance Identify discrepancies and escalate risks Maintain accurate records and daily MIS Ensure compliance with KYC, RBI, and audit norms Support disbursement do...