4099 Credit Underwriting Jobs - Page 15

Job Description Key Responsibilities 1. Sales & Business Development Achieve monthly and quarterly targets for secured business loan disbursements. Develop and implement district-level sales strategies to grow market share. Identify high-potential markets, customer segments, and channel partners. Ensure consistent lead generation and pipeline management across the team. 2. Team Leadership & Performance Management Recruit, train, and mentor Relationship Managers and Sales Officers. Conduct regular performance reviews, field coaching, and joint client visits. Drive productivity metrics such as login-to-disbursement ratio, ticket size, and conversion. 3. Channel Management Build and nurture rel...

Job Description Key Responsibilities 1. Sales & Business Development Achieve monthly and quarterly targets for secured business loan disbursements. Develop and implement district-level sales strategies to grow market share. Identify high-potential markets, customer segments, and channel partners. Ensure consistent lead generation and pipeline management across the team. 2. Team Leadership & Performance Management Recruit, train, and mentor Relationship Managers and Sales Officers. Conduct regular performance reviews, field coaching, and joint client visits. Drive productivity metrics such as login-to-disbursement ratio, ticket size, and conversion. 3. Channel Management Build and nurture rel...

KEY RESPONSIBILITIES: Regional credit controller assists in ensuring all front-line branches/regions to meet short and long-term objectives and comply with KONE objectives. This position reports to national credit controller. AR Control Implement and monitor centrally defined policies from time to time. Conduct periodic reviews (period to be defined) with the branch and / or region finance teams to ensure control and efficacy of the following and drive suitable actions: Progress on “Target Collections” as per monthly Target KONEPAY – increasing and sustaining adoption including providing refresher training from time to time to branches (both Customer adoption as well as KONEPAY Lite) Aged AR...

DRole & responsibilities Assess credit risk and make credit decisions in accordance with the company's policies and procedures Review and process credit applications, including analyzing financial information, credit reports, and other relevant information Work with customers to gather additional information and documentation as needed to support credit applications Provide excellent customer service to customers, responding to inquiries and resolving issues related to credit applications Ensure that credit decisions and operations comply with applicable laws, regulations, and company policies Monitor credit risk and proactively identify potential issues and opportunities for improvement Wor...

Freshers or Minimum 4 yr of experience in any process US Shift Sat & Sun fixed off Direct Banking Voice Process & Non voice process Good communication Graduation Mandatory Pick up& drop cab provided. Please apply for the job in Naukri.com and we will call you back. Do not search the number in Google and do not call us. Please apply for the job in Naukri.com and we will call you back.

Role Overview: You will be responsible for underwriting mortgage business and managing the portfolio in the assigned branch/location. This includes reviewing and assessing a broad range of complex loan applications, conducting personal discussions with customers to establish creditworthiness, maintaining Portfolio MIS, and ensuring quick turnaround time of credit lending proposals for the mortgage business. Key Responsibilities: - Review and assess loan applications within defined guidelines, making decisions or recommendations for approval to higher authorities. - Underwrite proposals as per policies & procedures to honor agreed SLAs and manage business volumes. - Conduct personal discussio...

You will be responsible for underwriting mortgage business and managing the portfolio in your assigned branch/location. **Core Responsibilities:** - Review and assess a broad range of complex loan applications within defined guidelines. Make decisions or recommend for approval to higher authorities. - Underwrite proposals as per the laid down policies & procedures to honor the agreed SLAs and manage city/area business volumes. - Conduct personal discussions with customers to establish credit worthiness. Ensure completion of credit/KYC documents and verification through telephonic, field & collateral visits. - Assess income to obligation ratios, loan to value ratios. Possess in-depth knowledg...

At JMR Infotech, you will find all the right elements that you need to get to the top but with a difference. We make sure you have loads of fun getting there! We believe that each individual in this company is a partner working towards a common goal. If you think that you have the below skill sets and the spark to get to the top then please apply with the latest resume send your profiles to careers@jmrinfotech.com. **Role Overview:** As a Senior Consultant - Product Pre-sales at JMR Infotech, you will be responsible for running the pre-sales process for RFPs/Customer requests, including the win strategy and bid plan. Your role will involve solutioning, pricing, response, governance process, ...

As Head of Data, you will transform a 5-person team into a strategic growth engine , deploying AI across operations, CX, and risk, while pioneering innovation with voice, video, and alternative data Driving financial inclusion providing access to capital to underbanked unbanked MSMEs is one of our key goals This role will drive building in-house underwriting models for MSMEs across sectors sizes, relying on both our existing ecosystem and external alternative data to help us achieve that goal Key Responsibilities Strategic Leadership Define and execute a data strategy tightly aligned with GTM, personalization, underwriting, and revenue growth Embed data into decision-making across product, e...

Updating and Using Relevant Knowledge Keeping up-to-date technically and applying new knowledge to your job. Getting Information Observing, receiving, and otherwise obtaining information from all relevant sources. Communicating with Supervisors, Peers, or Subordinates Providing information to supervisors, co-workers, and subordinates by telephone, in written form, e-mail, or in person. Interacting With Computers Using computers and computer systems (including hardware and software) to program, write software, set up functions, enter data, or process information. Required Abilities: Oral Expression The ability to communicate information and ideas in speaking so others will understand. Written...

Job Location : Anekal, Qualification : Bachelor's degree. Job description: Review the creditworthiness of potential customers by examining their credit history, income, and other financial information. Prepare quality credit proposals with a focus on identifying major risks whether operational or financial. Support and co-ordinate with Head of operation team & ACM for processing loans and obtain required approvals in case of any exceptions. Approve or Reject Loan based on credit modules and risk assessments. Ensure timely delivery of services to the customers and resolve queries related to the loan process. Making appropriate lending decisions based on available information & interactions wi...

Role & responsibilities Evaluate credit worthiness of corporate clients by reviewing their financial statements and annual reports Utilize various risk models (PD, LGD, EAD) for assessing portfolio level credit risk Conduct portfolio-level risk analysis using statistical models including but not limited to Value at risk, Monte Carlo simulation, Stress testing & Scenario Analysis Utilize various risk models to effectively prevent and manage concentration risk by setting pre-defined exposure limits Continuous monitoring of risk appetite triggers pertaining to credit risk and ensuring that the triggers are not breached Qualifications Bachelor's or Masters degree in Finance, Economics, Business ...

Role & Responsibilities: -To have basic understanding of KYCs, regulatory reforms related to GST, Income Tax, and others -To appraise or underwrite Business Loans within defined policy guidelines and accordingly take decisions or recommend for approval to appropriate authority -To conduct personal discussion with customer / client with intent to understand and analyze associated risks in the business and financial standing of the client. -To assess the income, ability, intention, business sustainability & credit behavior and verify it through income documents & reference checks and various credit bureau checks. -To verify legal and technical reports and identify the risks or critical points ...

Position description: Cluster Manager-Vehicle Finance Primary Responsibilities: Business Financials Daily Weekly Monthly monitoring of the accomplishment of targets according to the annualmonthly targets established for the area and branches under hisher responsibility to provide guidance and solutions to hisher team as required Assign targets and results on daily weekly monthly basis of portfolio of risk by different categories such as days in arrears number of installment due amount within hisher region by area branch loan officer with the objective to identify tendencies and risks Supports Relationship Officers in hisher area in their duties of client visits risk assessment and recovery s...

Job Opening: Live Underwriting (4Cs) Experience is mandatory. Company: Sutherland Location: Navi Mumbai (WFH) Experience Required: 1 to 3 Years Shift Timing: 6.30 PM 6:30 AM (US Shift) Weekends Off: Any 2 rotational off Notice Period: Immediate Joiners Preferred Employment Type: Full-Time About the Role We are hiring skilled and detail-oriented Live Underwriters to join our lending team. This role is critical in evaluating loan applications, assessing borrower creditworthiness, and ensuring compliance with lending regulations. Key Responsibilities Review loan applications and supporting documents (income, credit, property valuations) Analyze financial statements, tax returns, employment hist...

Role & responsibilities Final sanctioning of loans across all products within the assigned state. Regular analysis of credit and operational trends that influence credit decision-making. Participation in the recruitment and selection of field and branch-level credit managers. Conducting branch monitoring visits to identify process deviations and reporting findings to concerned authorities. Monitoring, supervising, and supporting the credit team of the respective state. Ensuring timely compliance and closure of all internal audit observations for the state. Conducting regular trainings, reviews, and capability-building initiatives to enhance the credit teams performance. Participating in foru...

Role Overview: As a Credit Manager in the digital department, your main objective is to ensure thorough credit underwriting, monitor delinquencies, and enhance market intelligence. You will be responsible for preparing credit notes, conducting client visits, and analyzing transaction risks. Additionally, you will identify automation opportunities, minimize audit queries, and stay updated on market practices to support informed decision-making. Key Responsibilities: - Amendment of credit notes and financial models - Preparation of detailed credit notes - Interaction with product and sales teams for structuring and portfolio management - Conducting customer meetings for industry and market und...

- Commercial Credit Please share your cv at surbhi.malhotra@nlbtech.com Experience - -Evaluate financial performance of companies /borrower / guarantor / commercial real estate asset class based on a variety of factors including past and current performance, management projections and market changes over the period. -This would include review of various financial statements, such as balance sheet, income statement, cash flows, and statement of changes in equity. - Perform market research using various third-party applications and compare performance of borrowing entity against market data to draw conclusion of overall performance. - Determine appropriate risk rating, both qualitative and qua...

1. JOB SUMMARY A Branch credit manager to handle assigned branch who will be stake holder for credit function at local branches along with team CO/CPA. Function responsibility will be taking care files from login to disbursement, Disbursement to PDD and later handling all audit related queries and should keep monitoring account to till 12 months from the date of disbursement. Monitor payments. Maintain records of loan applications. Follow up with clients to manage debt settlements and loan renewals. Ensure all lending procedures comply with regulations. Develop, review and update our companys credit policies. 2. ROLES & RESPONSIBILITIES Business & Financial Perspective: TAT for Salaried and ...

Role & responsibilities Customer Application Screening, KYC and Income documents as collected by SO for login. • Initiate legal, valuation, CIBIL and other verification reports • Interpretation of Credit Bureau Report • Analysis of Bank Statements and other relevant documents for income assessment. • Meet customers and do business and income earning capacity as per the Credit Manual & Guidance Notes Tactical • Co-ordinate with SO for post approval activities like Loan documentation check, Sanction conditions adherence, PDC and NACH forms accuracy and send the file to HO for disbursements. • Responsible for tracking and collecting all Post Disbursed Documents including Loan Closure letters on...

As an Underwriter for mortgage business in the assigned branch/location, your role involves reviewing and assessing a variety of complex loan applications within defined guidelines. Your responsibilities include: - Review and assess loan applications, making decisions or recommendations for approval to higher authorities - Underwrite proposals in accordance with policies and procedures to meet agreed SLAs and manage business volumes - Conduct personal discussions with customers to establish creditworthiness, ensure completion of credit/KYC documents, and perform verification through telephonic, field, and collateral visits - Analyze income to obligation ratios, loan to value ratios, and unde...

As an experienced professional in credit and underwriting within the financial services sector, you will play a crucial role in developing and managing the credit underwriting framework. Your responsibilities will include: - Developing and implementing a comprehensive credit underwriting framework aligned with business goals, regulatory requirements, and market conditions for institutional underwriting and loans origination. - Actively overseeing credit risk identification, assessment, and mitigation strategies across various risks such as credit, operational, and compliance. - Keeping policies and frameworks updated to monitor and control a broad spectrum of risks. - Monitoring emerging cre...

As the Sales Team Leader, your role involves leading a team of Sales Officers and field staff to enhance the Business Correspondent (BC) network of various financial institutions and Direct channel business. Your responsibilities include: - Business development and expansion of business correspondence alliance partners - Innovating and developing retail asset products such as JLG Loans, Secured & Unsecured MSME Loans tailored to the target customers and geographies - Implementing sales strategies to increase market share and identifying potential areas/districts for region expansion - Developing and managing teams across assigned territories to drive business growth and market penetration - ...

Green start Hiring Job Title: Zonal Manager Credit Affordable Home Loans(ticket size 5-25 lakhs) Department: Credit Reporting To: National Manager Credit Location: Chennai Age Group: Up to 40 years Team Size: Must have led a team of at least 30 members Role Overview Responsible for managing the end-to-end credit function for the zone , ensuring strong underwriting, adherence to credit policies, operational efficiency, and portfolio quality. The role covers customers with documented and undocumented income profiles within the housing finance segment. General Responsibilities Lead the credit & underwriting function for the zone. Implement and enforce credit policies, processes & guidelines . E...

Key Responsibilities: Evaluate corporate clients from a credit risk perspective, covering large, medium, and small corporates. Assess the creditworthiness of buyers by analyzing business models, financial performance, industry risk, and market feedback. Conduct industry risk analysis related to various agricultural commodities. Monitor the overall credit portfolio to ensure zero or minimal defaults. Draft, review, and update the Credit Policy periodically in line with business and regulatory needs. Clearly articulate key risk parameters, highlight potential mitigants, and recommend decisions to the Credit Committee. Collaborate with internal teams to ensure smooth credit evaluation and appro...