Credit Risk Analyst - High Value Contracts

7 - 12 years

9 - 19 Lacs

chennai bengaluru mumbai (all areas)

Posted:3 hours ago| Platform: Naukri logo

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Job Type

Full Time

Job Description

Role & responsibilities

  • Evaluate credit worthiness of corporate clients by reviewing their financial statements and annual reports

  • Utilize various risk models (PD, LGD, EAD) for assessing portfolio level credit risk

  • Conduct portfolio-level risk analysis using statistical models including but not limited to Value at risk, Monte Carlo simulation, Stress testing & Scenario Analysis

  • Utilize various risk models to effectively prevent and manage concentration risk by setting pre-defined exposure limits

  • Continuous monitoring of risk appetite triggers pertaining to credit risk and ensuring that the triggers are not breached

  • Qualifications


  • Bachelor's or Masters degree in Finance, Economics, Business Administration, or related field. Professional qualifications (e.g., CFA, FRM, or Credit Risk Certification) are highly desirable.

  • Minimum of [5-7] years of experience in credit risk analysis, portfolio management, or corporate lending.

  • Proven experience in the development, implementation, and validation of credit risk models.

  • Experience in portfolio management, stress testing, and exposure to high-value portfolios (e.g., wholesale lending, corporate term loans

Key Competencies

  • Strong proficiency in statistical tools and programming languages, including Python, R, SAS, MATLAB, or Excel-based financial models.

  • Should have a strong foundation in building an ETL(Extract transform load)data pipeline before performing predictive analysis.

  • Should be proficient in using Business intelligence tools like Power-BI , Tableau

  • Extensive Experience in building models using credit risk management software(credit risk +) is desirable .

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Hinduja Leyland Finance logo
Hinduja Leyland Finance

Financial Services

600032 Chennai

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