2991 Credit Risk Jobs

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3.0 - 8.0 years

30 - 37 Lacs

bengaluru

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Location: Bengaluru Designation: Associate Director Your Potential, Unleashed. India s impact on the global economy has increased at an exponential rate and Deloitte presents an opportunity to unleash and realise your potential amongst cutting edge leaders, and organisations shaping the future of the region, and indeed, the world beyond. At Deloitte, your whole self to work, every day. Combine that with our drive to propel with purpose and you have the perfect playground to collaborate, innovate, grow, and make an impact that matters. The Team Deloitte SRT helps entities mitigate risk while discovering new opportunities to create value. Our end-to-end risk services span all domains, from man...

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7.0 - 13.0 years

17 - 19 Lacs

chennai

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Primary Skills Experience in Risk or finance technology area Strong SQL knowledge, involving complex joins and analytical functions Good understanding of Data Flow , Data Model and database applications working knowledge of Databases like Oracle and Netezza Decompose Existing Essbase Cubes(Understand cube structure and logic. Document all metadata and business rules. Prepare for migration or rebuild on modern platforms) Secondary Skills Conceptual knowledge of ETL and data warehousing, working knowledge is added advantage Basic knowledge of Java is added advantage. JD Seeking professionals with capability to perform thorough analysis and articulation of risk or Finance Tech model data requir...

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10.0 - 15.0 years

16 - 20 Lacs

pune

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Job Purpose End to end monitoring of Regulatory Reporting, Handling of regulatory Inspection, ESG reporting, monitoring of BASEL related reporting Duties and Responsibilities End to end Impact analysis of RBI guidelines w.r.t Basel -III End to end preparation of computation of Credit Risk, Market Risk and Operational Risk on Monthly basis as per Basel III Guidelines issued by RBI Computation of CET 1 and CRAR as per Basel III Review and monitoring of Computation of CRAR as per NBFCs Norms Performance of stress testing for all material risk and its assessment on adequacy of capital. Co-ordination with various stakeholders for understanding system functionality and identifying areas of system ...

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6.0 - 8.0 years

8 - 13 Lacs

patna

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Job Purpose Risk Management is core to Bajaj Finance. Most of the decisions in Risk Management are data driven and analytical. Statistical models are required to look at multi-variate dimensions from a risk perspective including calculating the expected credit loss, scenario analysis, forecasting, Stress Testing etc. Statistical models are built and scorecards are prepared which assesses parameters like PD (probability of default), EAD and LGD which are critical from a regulatory perspective and forms important aspect of regulatory reporting purpose. This role gives an opportunity of going beyond the above and gives deeper insights on the Regulatory norms on Credit Risk. The role allows cand...

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5.0 - 8.0 years

19 - 22 Lacs

nagar, pune, dombivli

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Job Purpose This position is open with Bajaj Finance Ltd. Duties and Responsibilities Responsible for understanding product specific nuances across multiple loan products (Salaried Personal, CA, Doctor & Business Loans) Responsible for identification of business problem through regular sync up with cross functional business, operations & u/w, risk, analytics and marketing stakeholder and translate the same in BRDs/User story/ Workflows Ability to create detailed business documents like User stories, BRD, Wireframe, Product training decks Own consumers digital journey and manage backend complexity of offers, listing & subsequent integrations encompassing lead generation to End-to-end disburse...

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3.0 - 6.0 years

8 - 12 Lacs

bengaluru

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What you'll do Were looking for someone wholl put our clients at the heart of everything they do, joining a team who specialise in credit delivery. As a Relationship Manager, youll be effectively managing your diary, helping to build and develop a portfolio of clients and crucially, delivering excellent service. Well also look to you to support management in developing high quality new business proposals, support credit analysis and build a strong relationship with the credit function. Youll also be: Designing and originating new business proposals that are appropriate to the needs of our clients Understanding how our products and services compare with competitors and using this knowledge to...

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2.0 - 6.0 years

0 Lacs

noida, uttar pradesh

On-site

As a Risk Analyst at Barclays, you will play a crucial role in evolving the digital landscape by leveraging cutting-edge technology to enhance digital offerings and provide unparalleled customer experiences. **Key Responsibilities:** - Develop and maintain various risk reports, including credit, market, operational, and liquidity risk reports, as well as regulatory reports. - Extract risk data from diverse sources, including internal systems, risk models, and external market data feeds. - Analyze risk data to identify trends, patterns, outliers, and assess risk exposures. - Monitor key risk indicators to identify emerging risks and evaluate risk mitigation strategies. - Implement risk report...

Posted 15 hours ago

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0.0 - 2.0 years

2 - 3 Lacs

chennai

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Job Title: Credit Analyst Asset & Investment Management Location: Chennai Experience: 0 to 2 yrs Working Model: Work from Office Job Description: We are looking for a detail-driven and financially sound Credit Analyst to join our asset management division. The role requires evaluating creditworthiness, understanding financial statements, and supporting investment decisions across Alternate Investment Funds (AIFs) and asset classes. Key Responsibilities: Analyze financial statements, ratios, and balance sheets to assess credit risk Conduct in-depth credit checks and due diligence on potential investments Support the investment team in identifying and evaluating asset opportunities Collaborate...

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3.0 - 8.0 years

11 - 15 Lacs

mumbai

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Job Summary: We are seeking a highly motivated and knowledgeable Subject Matter Expert cum Product Manager in Credit Modeling to join our dynamic team. The ideal candidate will possess a deep understanding of credit modeling concepts, including RAROC, ECL and various other analytical products, while also demonstrating the ability to simplify complex concepts for various stakeholders. This role requires a self-driven individual who can work independently and effectively pitch our credit modeling solutions to clients. Key Responsibilities: Serve as the Subject Matter Expert on credit modeling products, providing insights and guidance throughout the product lifecycle. Articulate complex credit ...

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3.0 - 6.0 years

15 - 30 Lacs

bengaluru

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About the Role Lending is going to be our primary focus in this phase of our FS journey, and risk management is at the core of building any sustainable credit business at scale. Herein also lies potentially our biggest challenge for Meesho users: How do we assess risk of borrowers without any credit history? How can we leverage alternative information to better profile borrowers? How can we leverage our platform uniquely to create a sustained competitive advantage? The Person will be responsible for driving the Policy, DS and analytics behind all these questions, from creating analytical frameworks, developing high quality analysis, driving insights and actions, and owning policy decisions. ...

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1.0 - 3.0 years

2 - 6 Lacs

chennai

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About The Role Skill required: Core Banking Operations (incl. Payments) - Retail Banking Account Operations Designation: Banking Operations Associate Qualifications: Any Graduation Years of Experience: 1 to 3 years What would you do? We help clients address quality and productivity issues, keep pace with customer expectations, navigate regulatory and operational pressures and ensure business sustainability by transforming their banking operations into an agile, resilient operating model.The Corporate banking /Wholesale banking team is responsible for helping clients and organizations processes trade finance transactions by providing superior service delivery to trade customers whilst safegua...

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0.0 - 2.0 years

5 Lacs

pune

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Analyze income statements, balance sheets, and cash flow statements of corporates, banks, and NBFCs to assess their financial health and creditworthiness. Identify key trends, risks, and opportunities in the financial statements and provide recommendations to stakeholders. Generate detailed reports on borrowers, including credit scores, risk ratings, and recommendations for lending decisions. Develop and maintain financial models to forecast future performance and assess the impact of various scenarios on the borrowers credit profile. Conduct industry research and market analysis to stay up-to-date on industry trends and developments. Collaborate with cross-functional teams, including credit...

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5.0 - 10.0 years

20 - 25 Lacs

mumbai

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Lead the end-to-end lifecycle of credit risk analytics products from ideation, user story mapping, and MVP definition to launch and iteration. Architect and develop platforms using Python/PySpark, awareness of cloud technologies (AWS, Azure), and modern front-end frameworks (React, Angular) to deliver robust credit risk tools. Integrate advanced risk models and analytics into banking products and portfolios, ensuring solutions are data-driven, scalable, and regulatory-compliant. Partner with risk, product, and tech teams across geographies to deliver impactful solutions and drive adoption. Leverage AI/ML, LLMs, and automation to enhance credit risk review, underwriting, and monitoring proces...

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4.0 - 8.0 years

6 - 10 Lacs

pune

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About The Role : Job TitleRisk Analyst LocationPune, India Role Description About the business division Risk division has a fundamental responsibility to protect the Bank. With group-wide responsibility for the management and control of credit, market, operational and reputational risks, we have a unique vantage point which allows us a holistic view of our businesses and our clients. Nearly 3,000 employees work together in our division to achieve our ambition to be an industry-leading risk management organisation. In an increasingly complex environment, risk management is fast becoming the most sought-after place to build a career within the banking world. Risk at Deutsche Bank is relied upo...

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4.0 - 8.0 years

6 - 10 Lacs

mumbai

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About The Role : Job TitleRisk Analyst LocationMumbai, India Role Description About the business division Risk division has a fundamental responsibility to protect the Bank. With group-wide responsibility for the management and control of credit, market, operational and reputational risks, we have a unique vantage point which allows us a holistic view of our businesses and our clients. Nearly 3,000 employees work together in our division to achieve our ambition to be an industry-leading risk management organisation. In an increasingly complex environment, risk management is fast becoming the most sought-after place to build a career within the banking world. Risk at Deutsche Bank is relied u...

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4.0 - 8.0 years

6 - 10 Lacs

pune

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About The Role : Job TitleRisk Analyst LocationPune, India Role Description About the business division Risk division has a fundamental responsibility to protect the Bank. With group-wide responsibility for the management and control of credit, market, operational and reputational risks, we have a unique vantage point which allows us a holistic view of our businesses and our clients. Nearly 3,000 employees work together in our division to achieve our ambition to be an industry-leading risk management organisation. In an increasingly complex environment, risk management is fast becoming the most sought-after place to build a career within the banking world. Risk at Deutsche Bank is relied upo...

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5.0 - 10.0 years

30 - 35 Lacs

bengaluru

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About The Role : Job TitleEmbedded Risk Manager- Risk, DCO/Risk team, AVP LocationBangalore, India Role Description The Embedded Risk Team is an independent Risk Management group aligned to IB and Cross Product Operations, with the responsibility of supporting Operational Risk & Control for Investment Bank & Cross Product Operations. You will be aligned primarily to work with operations teams that support DBs Money Market & Treasury Operations business globally, with primary responsibility for Risk Management, Risk Reporting, and Incident & Finding Management, alongside broader control-led initiatives. You will partner with our global risk team and work collaboratively with 1st line operatio...

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7.0 - 12.0 years

30 - 37 Lacs

mumbai

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About The Role : In Scope of Position based Promotions (INTERNAL only) Job TitleValuations Senior Specialist, AVP LocationMumbai, India Role Description Valuation Control is a specialist group within Market and Valuations Risk Management (MVRM) that manages a wide range of relevant risk and implementation topics to ensure integrity and control over all aspects of the valuation of the Bank's trading portfolios. This includes: Performance of monthly and intra-month Independent Price Verification (IPV), Reserves and Prudential Capital Oversight and development of valuation, reserve and Prudential Capital methodologies Analysis and management of key valuation uncertainty issues through DB's seni...

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1.0 - 5.0 years

6 - 10 Lacs

pune

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About The Role : In Scope of Position based Promotions (INTERNAL only) Job TitleFINREG Analyst Corporate TitleNCT LocationPune, India Role Description Credit Risk Data Unit (CRDU) The Credit Risk Data Unit (CRDU) was created to bring together Credit Operations and Risk Close & Analysis functions with the aim to standardize data taxonomy and provide greater transparency on residual differences between Risk & Finance. A closer alignment on data management enables us to both report and manage Risk & Finance deliverables more efficiently and contributes to our goal of building a stronger and safer DB. What well offer you As part of our flexible scheme, here are just some of the benefits that you...

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3.0 - 7.0 years

5 - 9 Lacs

gurugram

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Support tactical & strategic risk analytics initiatives for Mexico based banks Risk teamDesign A/B testing frameworks with Design of Experiments (DOE) methodology to optimize risk management programsPolicy analytics to make sure correct customer segments are targeted and acquired Recommend changes to business strategy and risk management policiesEvaluate effectiveness of current policies & strategies, manage the monthly dashboards and ad-hoc analysis, analyze tests & performance related to funnel performance, portfolio verification performance and post issuance loan performanceClearly communicate analysis as presentations to technical & non-technical groups Develop and maintain effective wor...

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10.0 - 15.0 years

30 - 32 Lacs

gurugram

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BERKADIA SERVICES INDIA PVT LTD Berkadia , a joint venture of Berkshire Hathaway and Jefferies Financial Group , is an industry leading commercial real estate company providing comprehensive capital solutions and investment sales advisory and research services for multifamily and commercial properties. Berkadia is amongst the largest, highest rated and most respected primary, master and special servicers in the industry. Berkadia is also an industry leader in Agency Lending and in 2024 achieved a coveted goal of being the #1 GSE & HUD Lender by volume! We are also #1 Freddie Mac Lender and #2 Fannie Mae Lender in 2024. Since its establishment in Hyderabad, Berkadia India has evolved from a t...

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0.0 - 1.0 years

1 - 5 Lacs

chennai

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About The Role Skill required: Core Banking Operations (incl. Payments) - Retail Banking Account Operations Designation: Banking Operations New Associate Qualifications: Any Graduation Years of Experience: 0 to 1 years Accenture is a global professional services company with leading capabilities in digital, cloud and security.Combining unmatched experience and specialized skills across more than 40 industries, we offer Strategy and Consulting, Technology and Operations services, and Accenture Song"” all powered by the world's largest network of Advanced Technology and Intelligent Operations centers. Our 699,000 people deliver on the promise of technology and human ingenuity every day, servin...

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1.0 - 3.0 years

2 - 6 Lacs

chennai

Work from Office

About The Role Skill required: Core Banking Operations (incl. Payments) - Retail Banking Account Operations Designation: Banking Operations Associate Qualifications: Any Graduation Years of Experience: 1 to 3 years Accenture is a global professional services company with leading capabilities in digital, cloud and security.Combining unmatched experience and specialized skills across more than 40 industries, we offer Strategy and Consulting, Technology and Operations services, and Accenture Song"” all powered by the world's largest network of Advanced Technology and Intelligent Operations centers. Our 699,000 people deliver on the promise of technology and human ingenuity every day, serving cl...

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0.0 - 1.0 years

1 - 5 Lacs

chennai

Work from Office

About The Role Skill required: Core Banking Operations (incl. Payments) - Retail Banking Account Operations Designation: Banking Operations New Associate Qualifications: Any Graduation Years of Experience: 0 to 1 years Language - Ability: English(Domestic) - Intermediate Accenture is a global professional services company with leading capabilities in digital, cloud and security.Combining unmatched experience and specialized skills across more than 40 industries, we offer Strategy and Consulting, Technology and Operations services, and Accenture Song"” all powered by the world's largest network of Advanced Technology and Intelligent Operations centers. Our 699,000 people deliver on the promis...

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7.0 - 12.0 years

16 - 22 Lacs

noida, chennai, greater noida

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Role & responsibilities Minimum of 7 years in a similar consulting or implementation role. Strong grasp of credit risk principles, including exposure metrics, PFE, xVA, compliance, and collateral management. 58 years of hands-on experience with credit risk platforms. Solid understanding of financial instruments and valuation methods across asset classes such as IRS, CCS, and FX Forwards. Familiarity with regulatory frameworks like Basel II/2.5/III, SA-CCR, SIMM, and FRTB-xVA. Proven experience with platforms like Murex MLC, Markit, Calypso, or Finastra. Excellent communication skills, with the ability to explain complex technical concepts to non-technical stakeholders. Strong analytical mind...

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Exploring Credit Risk Jobs in India

The credit risk job market in India is currently experiencing a surge in demand for professionals with expertise in assessing and managing credit risk. With the growing financial sector in the country, there are plenty of opportunities for job seekers looking to build a career in credit risk. In this article, we will explore the top hiring locations, average salary range, career progression, related skills, and interview questions for credit risk roles in India.

Top Hiring Locations in India

  1. Mumbai
  2. Delhi
  3. Bangalore
  4. Chennai
  5. Pune

Average Salary Range

The salary range for credit risk professionals in India varies based on experience levels. Entry-level positions can expect a salary range of INR 4-6 lakhs per annum, while experienced professionals can earn anywhere between INR 10-20 lakhs per annum.

Career Path

In the field of credit risk, a typical career progression may include roles such as Credit Risk Analyst, Senior Credit Risk Analyst, Credit Risk Manager, and Chief Risk Officer. With experience and additional qualifications, professionals can advance to higher management positions within the organization.

Related Skills

In addition to expertise in credit risk assessment and management, professionals in this field are often expected to have strong analytical skills, financial modeling expertise, knowledge of regulatory requirements, and excellent communication skills.

Interview Questions

  • What is credit risk and how do you assess it? (basic)
  • Can you explain the difference between credit risk and market risk? (medium)
  • How do you stay updated on the latest regulatory changes impacting credit risk management? (medium)
  • Can you walk us through a credit risk analysis you conducted in your previous role? (advanced)
  • How do you evaluate the creditworthiness of a borrower? (basic)
  • What are the key components of a credit risk management framework? (medium)
  • How do you handle situations where a borrower defaults on their loan? (medium)
  • What are the key metrics you use to measure credit risk? (basic)
  • How do you mitigate credit risk in a portfolio of loans? (advanced)
  • Can you explain the concept of credit scoring and its importance in credit risk management? (basic)
  • How do you assess the credit risk of a corporate client versus a retail client? (medium)
  • What are the different types of credit risk models you have worked with? (advanced)
  • How do you determine the credit limit for a borrower? (basic)
  • Can you discuss a challenging credit risk situation you encountered and how you resolved it? (advanced)
  • How do you ensure compliance with regulatory requirements in credit risk management? (medium)
  • What software tools do you use for credit risk analysis and management? (basic)
  • How do you communicate credit risk assessments to senior management and stakeholders? (medium)
  • Can you explain the impact of economic factors on credit risk? (basic)
  • How do you monitor and track changes in credit risk over time? (medium)
  • What are the key challenges you face in credit risk management? (advanced)
  • How do you handle data quality issues in credit risk analysis? (medium)
  • Can you discuss a time when your credit risk assessment led to a successful outcome for the organization? (advanced)
  • How do you prioritize credit risks in a large portfolio? (medium)
  • What are the key considerations when setting credit risk appetite for an organization? (advanced)

Closing Remark

As you prepare for your credit risk job interviews, remember to showcase your expertise in credit risk assessment, regulatory knowledge, and analytical skills. By mastering these key areas and confidently answering interview questions, you can land a rewarding career in credit risk management in India. Good luck!

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