479 Credit Risk Jobs - Page 4

Role Description This role forms part of the TSS Financial Risk and Resource Management team, sitting in the TSS business as an independent risk function providing first line of defense with real time transaction credit risk management opportunities. The candidate will be key member of risk team that monitors risk exposures and takes required steps to manage and mitigate the financial risks based on risk metrics and policies. The successful candidate will also support decision-making and approvals around risks and preparation of key risk documentation and reports. The role will also give opportunity to consult and work with TSS businesses and other teams around the globe and provide them risk advise and opinion wherever needed. What well offer you As part of our flexible scheme, here are just some of the benefits that youll enjoy Your key responsibilities Monitoring, management and mitigation of financial risks from client exposure in TSS across markets, including, but not limited to - Real time risk management reviewing counterparty credit exposures and investigate/validate any limit breaches. Management of breaches, including escalation and ad hoc limits increase. Review, right sizing and management of TSS CRM limits in close co-ordination with CRM and business colleagues. Advising business / sales on risk questions and queries on new deals, products and policies Overdrafts investigations and reporting Risk oversight over RWA numbers, reasons and steps to optimize the same. Periodic stress testing, client activity review etc. Risk MIS and reporting Review of processes and systems from risk management perspective UAT and simulation testing Assist in the preparation of presentations/data/analysis as required Responding to client/ systemic credit events in timely manner and communicating impact / risk assessment and recommendations. Your skills and experience Preferably 7+ years experience in an credit/market risk management role in a bank preferably in a transaction banking business Understanding of custody products/markets preferred Strong analytical skills and the ability to organize and summarize data Strong interpersonal and excellent communication skills (written and verbal) Proficient in the use of advanced Excel, Word and PowerPoint Educated to degree level or equivalent professional qualification. Desired background: MBA /Finance / CA/ CFA An eye for detail, identify data discrepancies and exceptional problem-solving skills.

Credit Rating/ Analysis (Associate/ Sr. Associate/ Delivery Lead/ Manager) Job location- Bengaluru/ Gurugram (WFO mode) Job Purpose We are looking for a passionate, energetic individual to join our Lending Services division. You will be part of team working as an extension to our US based client ensuring we fulfill the applicable SLAs. Key Responsibilities The candidate will perform credit risk assessment for General Corporate Analyzing financial statement, performance and trend analysis for assessing the credit worthiness of large corporates Managing a portfolio of clients and handling rating assignments Financial Spreading (preferably on MCL Moodys Credit Lens or any other platform/MS Excel templates) Preparing credit reports (annual/quarterly reviews) by including profile of the counterparty, key rating considerations, credit risk assessment, (including financial & peer analysis, rating rationale, outlook etc.) Build forecast excel models (Projections and DCF models will be an added advantage) Analyzing the business model, identifying strengths, weakness, risks, understanding the revenue models and the corporate structure of the counterparties Adhering to standard operating procedure & policies including compliance documentation. Maintaining strong relationship with the client Key Competencies 3-12 years relevant experience in credit review/ appraisal, credit rating, report writing, capital structure, EBITDA, leverage ratio & financial statement analysis for mid-large size corporates OR building financial model, LBO models, DCF/ relative valuations Good communication skills Ability to multi-task, priority setting and meeting deadlines The candidate should possess a highly analytical mind with an eye for detail, as well as a very high level of attention Clear and logical thinking to understand clients requirements

Role & responsibilities Credit Risk Job Description Model Validation / Monitoring. Conduct independent validations of models, including but not limited to credit risk, market risk, counterparty credit risk, fraud detection, Stress Testing , AML and forecasting models. Should have model validation exposure in at least 2-3 of the areas listed above. Assess conceptual soundness, data quality, implementation accuracy, and performance of models. Prepare comprehensive validation reports detailing findings, methodologies, and recommendations. Document validation processes to ensure transparency and compliance with regulatory requirements. Ensure models adhere to relevant guidelines such as SR 11-7, EBA 2017/16, CCAR, Basel III , and other applicable standards. Practice Management Participate in providing responses to Request for Proposals (RFP) Participate in development of Capability Packs Train team members on model validation and regulators aspects Experience: 13 years of hands-on experience in model validation , quantitative modeling, or risk management . Strong understanding of model risk, validation frameworks, and regulatory requirements. Strong technical skills in python. Knowledge of SAS and SQL is added advantage Excellent problem-solving and analytical skills. Strong written and verbal communication skills to convey complex concepts effectively. Ability to Multitask in a dynamic, fast-paced environment and manage multiple priorities. Preferred candidate profile

Role & responsibilities We seek an experienced Senior Business Analyst to join our team, driving the development of innovative financial products and applications. The successful candidate will bridge business and technology, analyzing requirements, designing solutions, and ensuring seamless delivery of financial applications. Responsibilities Requirements Gathering: Collaborate with stakeholders, customers, and product owners to gather and document business requirements for financial products and applications. Business Analysis: Analyze data, customer needs to inform/assist product development. Solution Design: Develop and propose solutions, creating detailed business requirements documents (BRDs), use cases, and user stories. Stakeholder Management: Communicate and manage expectations with stakeholders, including project managers, developers, QA engineers, and business leaders. Requirements Validation: Validate requirements through prototyping, user acceptance testing (UAT), and feedback sessions. Project Coordination: Assist project managers in planning, tracking, and delivering projects. Testing and Quality Assurance: Participate in testing, identify defects, and collaborate on resolution. Documentation: Maintain accurate records of requirements, design documents, and project artifacts. Compliance: Ensure adherence to regulatory requirements, industry standards, and organizational policies. Process Improvement: Identify opportunities for process enhancements and implement changes. Preferred candidate profile Education: Bachelor's/masters degree in business administration, Finance, Computer Science, or related fields. Experience: 3-7 years of experience in business analysis, financial products, or application development. Domain Knowledge: Strong understanding of Credit Risk and SQL Analytical Skills: Excellent analytical, problem-solving, and critical thinking skills. Communication: Effective communication, presentation, and interpersonal skills. Technical Skills: Efficient is writing SQL queries. Basic understanding of programming Python. Familiarity with Agile methodologies, Jira, Visio, and requirements management tools. Certifications: Good to have Business Analysis certifications (CCBA, CBAP) or financial certifications (CFA, FRM).

About The Role Experience in credit/ operations in retail MFI loans/ unsecured loans. Prepare and present reports on credit-related activities to upper management. Good with excel and added advantage if good at MIS related application Oversee and guide the credit control team, providing training and support as needed. Capable of handling team of 8-10 credit officers independently. Team Handling and co-ordination Retails Ops candidate okay to evaluate Credit appraisal Implement and maintain the company"™s credit policies and procedures to minimize bad debt losses and optimize sales. Ensuring all credit operations comply with relevant laws and regulations.

About The Role JD For Credit Manager Loan Underwriting Handling secured, unsecured and working capital and LAP Evaluate and process end to end Loan applications within agreed TAT timelines. Timely clearance of open audit queries, quality control checks Timely completion of Vendor Management related activities Providing support to Business Plan through quick turnaround of New and Existing proposals and work with team to optimize returns while remaining within Risk Appetite Conducting stock audits as per the Stock audit plan through empanelled vendors. Analyzing/ Reviewing the reports received and highlighting the observations to the Management and taking necessary action. Handling different MIS"™s of Portfolio. Monitoring churning and overdue in accounts. Processing bills of empaneled vendors for service rendered. Coordinating with empaneled vendors and resolving issues (if any). Coordinating with Business team, Credit teams, etc as per the requirement. Other related activities. Approve or reject loan requests, based on credibility and potential revenues and losses Calculate and set interest rates Negotiate loan terms with clients Monitor payments Maintain records of loan applications

About The Role JD For Credit Manager Loan Underwriting Handling secured, unsecured and working capital and LAP Evaluate and process end to end Loan applications within agreed TAT timelines. Timely clearance of open audit queries, quality control checks Timely completion of Vendor Management related activities Providing support to Business Plan through quick turnaround of New and Existing proposals and work with team to optimize returns while remaining within Risk Appetite Conducting stock audits as per the Stock audit plan through empanelled vendors. Analyzing/ Reviewing the reports received and highlighting the observations to the Management and taking necessary action. Handling different MIS"™s of Portfolio. Monitoring churning and overdue in accounts. Processing bills of empaneled vendors for service rendered. Coordinating with empaneled vendors and resolving issues (if any). Coordinating with Business team, Credit teams, etc as per the requirement. Other related activities. Approve or reject loan requests, based on credibility and potential revenues and losses Calculate and set interest rates Negotiate loan terms with clients Monitor payments Maintain records of loan applications

About The Role Role Name Department Commercial Banking - Credit Monitoring & Strategy Location Mumbai Number of Positions 1 Reporting Relationships Vice President Position Grade Senior Manager Position Purpose : With the Bank"™s growing asset portfolio, there is an imminent need for building systems and processes for analysing data from multiple sources & drilling down to industry / sector level performances through advisories as well as forecasts based on a set of assumptions, on both threats and opportunities for growth, including specific references to individual borrowers and at group level; event-based impact analyses, tight monitoring of portfolio quality, timely identification of accounts that require closer monitoring, ability to think through risk mitigating structures / follow up for implementation of review outcomes / action points. Portfolio Monitorin- Identify, manage and minimize shocks / stresses in the Credit Portfolio. Analytics and Advisory objective being to establish an enterprise approach focusing on key and emerging risks and opportunities, involving the following ; Advisories from CRILC / CRISIL and other rating agencies / Capitaline / webinars / research reports. Drill down to Industry / Sector performance. Correlate with Bank"™s portfolio on these major Industries / Sectors segments with direction on outlook. Maintaining subscription services, wherever necessary Preparation and monitoring of monthly EWS (Early Warning System) reports. Identify accounts under relevant categories, which need to be included under the EWS reporting, based on the overdue and churning and other such reports and other set identified parameters. Co-ordinate with Zonal / Regional, Business and Credit teams to analyze and update the latest information with relevance of such accounts. Discuss the identified accounts and report at a Zonal / regional level and subsequently present the EWS report made on a monthly basis to the Group Head / Business Head / Credit Head and to President (Commercial Banking). Note the directions / actionable made with regard to specific accounts, if any, and update the same to the concerned. Identify, analyze and deep dive on specific accounts which need to be carefully and specifically hind sighted. Chartered Accountant Past experience of 3 to 5 years Strong analytical skills - ability to carry out economic analysis, build quantitative and financial models to project future performance thus requiring fluency in MS Office, Advanced MS Excel (Macros, V-lookup, Pivot)\ and MS Powerpoint Knowledge of Bank"™s internal data systems Finnacle, CORE, etc. Ability to engage with internal and external stakeholders, gain their confidence and persuade them to cooperate with initiatives where required If you wish to apply for this job position, please fill your details in the Kotak Fast Track Application Form and mail to priyanka.lunawat@kotak.com Please mention the following in the subject line as "˜"Position Name" "Your Name" "Your Current Business Group"

About The Role JD For Credit Manager Loan Underwriting Handling secured, unsecured and working capital and LAP Evaluate and process end to end Loan applications within agreed TAT timelines. Timely clearance of open audit queries, quality control checks Timely completion of Vendor Management related activities Providing support to Business Plan through quick turnaround of New and Existing proposals and work with team to optimize returns while remaining within Risk Appetite Conducting stock audits as per the Stock audit plan through empanelled vendors. Analyzing/ Reviewing the reports received and highlighting the observations to the Management and taking necessary action. Handling different MIS"™s of Portfolio. Monitoring churning and overdue in accounts. Processing bills of empaneled vendors for service rendered. Coordinating with empaneled vendors and resolving issues (if any). Coordinating with Business team, Credit teams, etc as per the requirement. Other related activities. Approve or reject loan requests, based on credibility and potential revenues and losses Calculate and set interest rates Negotiate loan terms with clients Monitor payments Maintain records of loan applications

About The Role Credit Manager-RELATIONSHIP BANKING GROUP-Credit JOB DESCRIPTION Role Credit Appraisal Loan applications within defined guidelines and accordingly take decision or recommend for approval to higher authorities Under writing cases with desired level of quality and enabling achievement of Branch Business target by proper training Use performance history along with liquidity, debt/asset management and profitability ratios to assess creditworthiness in evaluation Stock on HireIncrease in volume of business Ensure that SOH increases(pl confirm if this applies to CM role ) NPA trend Analyze the NPA trend like area, industry, sector etc. Interact with Customers & understand the business and regularly monitor delinquencies / infants. Infant loan which is less than 12 months NPA Ensure qualitative portfolio

About The Role Job Role: Evaluating Credit requirements of potential customers (Strategic and retail) in the Commercial Vehicle business Underwriting and preparation of credit assessment notes covering detailed analysis of business, management and financials Balance Sheet / Other Financial statement analysis and identifying risk factors Market, Competitor & Dealer visits as per the requirement and continuous updating of the happening/changes in the market place which would help in acting proactively Timely processing of proposals as per TAT to ensure better time to market Ensuring compliance of terms and conditions of sanctions by liasioning with the RM"™s and company involved Ensure adherence of credit policies and RBI guidelines Continuous monitoring of Infant Delinquencies Job Requirements: 5 to 8 years MBA (Finance)/CA Credit Analyst/Credit Manager

Department Regulatory ReportingLocation MumbaiNumber of Positions 1Reporting Relationship Team Leader - Regulatory ReportingPosition Grade M3 / M4 Job Role: PAN Bank Exposure report and CRILC return :- Preparing the PAN Bank Exposure Report. Co-oridnating with various department of the bank to get the data / information for PAN Bank exposure data and other returns.Analysis of trend and reconciliation of Pan Bank exposure report with source data. Compiling, checking and filing the monthly CRILC return Highlighting major risks if any arising from the existing process or reporting and taking corrective action. Other monthly / quarterly returns/ exposure reportPreparing the Gift City Exposure Report on monthly basis. Working on WBG data points for Capital Market Exposure (CME) and Commercial Real Estate (CRE) on monthly basis. Compiling, checking and filing the Return of Large Exposure (RLE), Return on Large Corporate (RLC) & Return on Connected Exposure ( RCE) every quarter.Working on Return on Asset quality (RAQ) & SIBC Industry data point on quarterly basis. Working on Credit data points of risk based supervision (RBS) document to RBI on quarterly basisAnalyzing the trends in Key risk indicators for the Bank based on above return filing. Working on Board Note, compliance note and Substantial exposure reporting quarterly as per internal guideline. Providing exposure related data to auditors, compliance, legal, inter department, regulator, etc and resolving audit queries. Automation project : Drafting BRD and conducting UAT w.r.t automation project. Implementing automation project of the bank, drafting process note and monitoring the data flow. Qualification/ Experience/ Skill Requirement: Bachelor's/Masters degree in Finance, Accounting, Business Administration, or related field.At least 3-4 years of experience and well-versed with computers/ excel. Knowledge of Credit Appraisal, Credit Monitoring or regulatory requirements.Analytical skills, proficiency in trend analysis and understanding of data flow in banking system. Written and verbal communication skill with the ability to present information clearly and concisely.

About The Role Description: RBG Business under Commercial Banking at Kotak Mahindra Bank caters to all the working capital requirements of Transporters/ Logistics/ Warehousing/ Infrastructure/Dealer Finance segments. Hence, preferable industry would be these segments, however,good candidate with experience in Credit Corporate / SME/Mid-Market/Any other Dept. job role other than these segments canalso be considered. Evaluating Working Credit requirements of potential customers of RBG caters to Transporters, Automobile Dealers, Logistics & Warehousing, Govt Infrastructure Contractors, as customer segment. Underwriting and preparation of credit assessment notes covering detailed analysis of business, management and financials Balance Sheet / Other Financial statement analysis and identifying risk factors Market, Competitor & Dealer visits as per the requirement and continuous updating of the happening/ changes in the market place which would help in acting proactively Timely processing of proposals as per TAT to ensure better time to market Ensuring compliance of terms and conditions of sanctions by liasioning with the RMs and company involved Continuous monitoring of Infant Delinquencies. Job Requirements: 3 to 8 years MBA (Finance)/CA

To underwrite mortgage business and manage the portfolio in assigned branch/location o Review and assess a broad range of complex loan applications within defined guidelines and accordingly take decision or recommend for approval to higher authorities. o Under write proposals as per the laid down policies procedure to honour the agreed SLAs and manage city/area business volumes. o Conduct personal discussion with customers to establish credit worthiness and ensure completion of credit/KYC documents and verification- telephonic, field collateral visits. o Assess income to obligation ratios, loan to value ratios, in depth knowledge of rational behind calculation of ratios and its impact on loan performance over long tenures. o Maintain Portfolio MIS, Delinquency MIS and other operations related MIS of the cluster and regularly reporting the same. o Build and facilitate the best outcomes for clients by building and leveraging effective relationships with third parties o Take ownership of client queries and use industry knowledge and experience to overcome challenges and solve problems o Exceed service quality standards and strive for continuous process improvement o Undertake critical review of the credit proposals with a view to bring out the industry, business, financial, management and facility structure risk contained in the credit proposal. o Ensure collateral and other credit risk mitigation to facilitate the approving authority to take decision on the credit proposal. o Enable quick turnaround time of credit lending proposals for the mortgage business comprising of loan against property, and home loan business in close liaison with the sales team. o Undertake ongoing review of the credit exposures to ensure that the exposure continues to be bankable. o Facilitate critical review and documentation of the proposals and effectively monitor the client collateral creditworthiness from the pre sanction to post disbursement phase undertaking steps for risk mitigation, whenever required, while ensuring adherence to legal documentation norms policies o Manage the credit underwriting function of his/her branch and facilitate quick turnaround of credit lending proposals for the branch in close liaison with the local credit analysts and sales team. o Follow up and ensure recovery of quick mortality cases between 12 -18 MOV. Qualification : Graduate, Masters/Post Graduate Certifications : CA/MBA (Preferable)

In regulatory risk compliance at PwC, you will focus on confirming adherence to regulatory requirements and mitigating risks for clients. You will provide guidance on compliance strategies and help clients navigate complex regulatory landscapes. Credit Risk Model Development or Validation experience covering IRB, IFRS9, ECL, Stress Testing, PD LGD and EAD modelling across retail and wholesale portfolios. Document the detailed model methodology including model assumptions, limitations, and weaknesses. Perform exploratory analysis of data and mitigate gaps. Should be proficient in handling historical data, perform statistical analysis to assess the quality of data to be used in models and mitigate issues. Prepare and deliver presentations to clients on credit risk management topics. Stay up to date with industry trends, regulations, and best practices related to credit risk management. Work collaboratively with other PwC teams to deliver integrated solutions to clients. Experience of building and maintaining stakeholder relationships Mandatory skill sets Credit Risk BA Preferred skill sets SAS/Basel Education qualification Master s or Ph.D. degree Education Degrees/Field of Study required Doctor of Philosophy, Master Degree Required Skills Credit Risk Modeling Optional Skills Accepting Feedback, Accepting Feedback, Active Listening, Analytical Thinking, AntiBribery, AntiMoney Laundering Compliance, Business Ethics, Code of Ethics, Communication, Compliance and Governance, Compliance and Standards, Compliance Auditing, Compliance Frameworks, Compliance Program Implementation, Compliance Reporting, Compliance Review, Compliance Risk Assessment, Compliance Training, Controls Compliance, Creativity, Cybersecurity Risk Management, Data Analysis and Interpretation, Data Protection Management (DPM), Disability Support, Embracing Change

Conduct credit assessment and underwriting of partner-originated proposals as per bank policy. Ensure adherence to co-lending agreements and regulatory guidelines (RBI Co-lending model). Coordinate with partner institutions for data sharing, document verification, and compliance. Manage disbursement operations, reconcile partner-bank data, and ensure seamless fund flow. Track portfolio performance, early warning signals, and ensure timely reporting/MIS. Support periodic audits, due diligence, and partner evaluations. Liaise with internal teams (legal, risk, IT, DTPC) for smooth integration and issue resolution. Conduct credit assessment and underwriting of partner-originated proposals as per bank policy. Ensure adherence to co-lending agreements and regulatory guidelines (RBI Co-lending model). Coordinate with partner institutions for data sharing, document verification, and compliance. Manage disbursement operations, reconcile partner-bank data, and ensure seamless fund flow. Track portfolio performance, early warning signals, and ensure timely reporting/MIS. Support periodic audits, due diligence, and partner evaluations. Liaise with internal teams (legal, risk, IT, DTPC) for smooth integration and issue resolution. Roles and Responsibilities Conduct credit assessment and underwriting of partner-originated proposals as per bank policy. Ensure adherence to co-lending agreements and regulatory guidelines (RBI Co-lending model). Coordinate with partner institutions for data sharing, document verification, and compliance. Manage disbursement operations, reconcile partner-bank data, and ensure seamless fund flow. Track portfolio performance, early warning signals, and ensure timely reporting/MIS. Support periodic audits, due diligence, and partner evaluations. Liaise with internal teams (legal, risk, IT, DTPC) for smooth integration and issue resolution. Conduct credit assessment and underwriting of partner-originated proposals as per bank policy. Ensure adherence to co-lending agreements and regulatory guidelines (RBI Co-lending model). Coordinate with partner institutions for data sharing, document verification, and compliance. Manage disbursement operations, reconcile partner-bank data, and ensure seamless fund flow. Track portfolio performance, early warning signals, and ensure timely reporting/MIS. Support periodic audits, due diligence, and partner evaluations. Liaise with internal teams (legal, risk, IT, DTPC) for smooth integration and issue resolution.

Salary: 20 to 35 LPA Exp: 3 to 10 years Location: Bangalore/Gurgaon/Pune Notice : immediate to 30 days..!! Role and Responsibilities: Credit Risk /Fraud Risk Strategy: Role Details: The role is expected to use analytical tools to identify opportunities to grow overall assets as well as manage risk. It involves managing risk management framework across customer lifecycle acquisition, portfolio management and collections, across retail lending products. Responsibilities : - Design, analyze, monitor credit risk strategies for different loan products such as personal loans, auto loans, etc. - Identify the opportunity areas for portfolio growth and pro-actively communicate with stakeholders - Collaborate across other risk functions (example technology, product, etc.) to implement the analytical decisions - Understand existing underwriting rules, strategies and replicate them in business rules using SAS/SQL - Design and analyze income, employment, fraud verification strategies - Develop, maintain and improve risk policies, strategies, processes and procedures within the assigned function - Utilize application, bank and bureau information to derive business insights - KPI generation, tracking of risk and delinquency metrics for portfolios using SQL/Tableau

For replacement position, need a experienced person with thorough understanding of the credit risk value chain and focus on 1st Line of Defence (1LoD).

We are seeking experienced Credit Risk Analysts with expertise in the Credit Risk domain and strong proficiency in SAS, specifically SAS Enterprise. The ideal candidate should have at least 5 years of experience in risk analysis, credit risk management, and using SAS for data analysis and reporting. Key Responsibilities: Conduct credit risk analysis to assess potential risks in lending and credit portfolios. Leverage SAS, particularly SAS Enterprise, to perform data extraction, analysis, and reporting. Provide insights into risk trends, credit exposure, and mitigation strategies. Collaborate with the risk management team to implement strategies for minimizing credit-related risks. Ensure adherence to industry regulations and internal policies related to credit risk. Generate reports and present findings to senior management and stakeholders. Mandatory Skills: Credit Risk domain expertise Strong proficiency in SAS, particularly SAS Enterprise Desired Skills: Knowledge of financial risk management processes Experience with data visualization tools for risk reporting

General Work collaboratively to achieve department and firm objectives Develop and maintain market relationships with appropriate vendors and other industry participants Review loan level financings, appraisal review, and other activities that may require feedback from the debt originations or real estate finance groups Present potential decisions impact on assets and asset performance to senior leadership AssetManagement Oversee and/or directly manage a diverse portfolio of commercial real estate loans. Reviewing legal documentation, financial models, business plans, covenants to assess the loan and asset level risk. Experience interacting with property managers, third party vendors, borrowers and law firms Experience in Rockport and Excel cash flow modeling/forecasting in conjunction with the use of market sale and rent comps to determine real estate values across a variety of property types: multifamily, hospitality, retail, industrial, office, self-storage, senior living, etc. Monitoring business plan performance and making tactical and strategic recommendations, as appropriate. Analysis & Reporting Coordinate due diligence documents with clients, vendors and legal for review. Coordinate the loan pledges and risk rating/credit analysis for obtaining internal approvals Ongoing monitoring of the asset and loan performance, preparing asset summary reports and internal business plan presentations, valuation analysis, market analysis. Managing client relationships and interacting with property managers, legal counsel, servicers, co-lenders, institutional borrowers, etc. to ensure smooth / high quality execution/monitoring of CRE deals Manage and create data related quality control checks for internal databases and provide resolution through analytic research. Underwriting Perform valuation analyses and due diligence related activities Track and forecast operating cash flows from real estate assets using a combination of market data, property specific operating norms, actual performance data and GS specific standards required to evaluate, pursue, and close debt investment opportunities. Coordination of internal and external resources to analyze investments opportunities Basic Qualifications Minimum 2 to 4 years of experience in originating/underwriting CRE loans and/or managing performing/distressed assets Experience valuing multiple commercial real estate product types Proficiency in Excel, PowerPoint and Word Strong academic background Preferred Qualifications Excellent quantitative, verbal and written communication skills Self-motivated, ability to work both autonomously and in a team setting Solid analytical/logical mindset and attention to detail Strong sense of accountability and dedication to continuous improvement Ability to work under pressure and meet deadlines ensuring high quality output

Salary: 15 to 30 LPA Exp: 3 to 7 years Location: PAN India Notice: Immediate only..!! Key Skills: SAS, Credit Risk, risk analytics, MIS, risk reporting Roles and Responsibilities Extract, manipulate, and analyze large datasets from various sources such as Hive, SQL databases, and ETL processes. Develop and maintain dashboards using Tableau to provide insights on banking performance, market trends, and customer behavior. Collaborate with cross-functional teams to identify key performance indicators (KPIs) and develop data visualizations to drive business decisions. Desired Candidate Profile 3-8 years of experience in Data Analytics or related field with expertise in Banking Analytics, Credit risk . Strong proficiency in tools like SAS, Advance SQL knowledge preferred. Experience working with big data technologies like Hadoop ecosystem (Hive), Spark; familiarity with Python programming language required.

Job Title: Collection Manager Location: Mysuru, Karnataka About Us: Techfino Capital Private Limited is a leading Non-Banking Financial Company (NBFC) specializing in innovative financial solutions tailored to our clients' diverse needs. With a strong commitment to fostering a culture of excellence, innovation, and customer-centricity, we are redefining how financial services are delivered as a critical member of our leadership team. Job Description: The Collection Manager will be responsible for overseeing and managing the collections team, ensuring the recovery of outstanding debts while maintaining strong customer relationships. This role demands a strategic thinker with hands-on leadership and operational execution capabilities. The Collection Manager will drive collection targets, minimize delinquency, and ensure compliance with regulatory guidelines and company policies. Key Responsibilities: Lead, train, and manage a team of Collection Executives for field and tele-calling operations. Develop and execute collection strategies for different customer segments and aging buckets. Monitor daily performance of the team, track recovery targets, and ensure adherence to collection processes. Analyze collection data and MIS reports to identify trends, challenges, and opportunities for improvement. Collaborate with the credit, risk, and legal departments for escalation and legal proceedings when necessary. Adhere to company policies, legal requirements, and reporting guidelines during collection activities. Address and resolve customer disputes or queries regarding their accounts promptly and professionally. Maintain accurate records of collections, reconciliations, and customer interactions. Provide timely updates to senior management on team performance and portfolio health. Qualifications: Minimum: 3 - 6 years in collections/recovery, preferably in an NBFC or financial institution, with at least 1 2 years in a supervisory role. Education: Bachelor’s degree in Business Administration, Finance, or related field. MBA is a plus. Strong leadership and team management skills. Excellent communication, negotiation, and interpersonal skills. Knowledge of collection tools, legal aspects of recovery, and familiarity with regional markets. Ability to work in a fast-paced environment and meet deadlines. Proficiency in MS Excel and collection CRM systems.

Affordable housing loan gram panchayat and Gautham property knowledge must. • Visiting business premise, property of customer at the time of PD in HL/Lap • Ability to understand customer business and requirement from their perspective Required Candidate profile Male Graduate with 2 - 5 years’ experience underwriting and sanction of home loan/LAP Understanding credit worthiness of customers observation & findings of PD gram panchayat and Gautham property

KEY ROLES AND RESPONSIBILITIES Supporting US bank’s team in credit risk assessment of (i) Commercial Real Estate (CRE) loans and (ii) Commercial and Industrial (C&I) loans. The key activities include research and analysis of the CRE/ C&I entity to assess their credit strength. Candidates with extensive experience in CRE and limited experience in C&I may also apply. For CRE: Source information such as updated operating statements, rent rolls, valuation reports, spread financials in financial spreading tool such as Sageworks, conduct CRE cash flow analysis, credit analysis of the loans and preparing detailed annual and quarterly credit memos, to evaluate borrower's loan repayment ability, covenant monitoring, rent-roll analysis and property valuation. Good understanding of tools like CBRE, CoStar, RCA, REIS, Moody’s CMM and Knowledge of Intex, Bloomberg will be preferred. For C&I: In addition to the skill-set expectations mentioned in the above points, spread financials (Audit, Business Tax Returns, Personal Tax returns, etc.) in financial spreading tool such as Sageworks and CreditLens, analysis and calculation of qualifying income from various tax documents such as 1040s, Schedule E, 1065, 1120, 1120S, K1, transcripts, etc. A good understanding of nCino, Salesforce, RMA reports and Knowledge of Intex, Bloomberg will be preferred. Should be able to defend his/ her views on the covered entity when challenged by senior stakeholders and clients, interact effectively with clients. Support project managers on ad hoc projects. MINIMUM & PREFERRED EDUCATION Minimum: Bachelor’s degree in commerce or finance or equivalent experience in Commercial and Industrial loans underwriting. However, MBA or equivalent will be preferred. MINIMUM & PREFERRED EXPERIENCE 3 to 4 years of work experience

Freshers or Minimum 1 yr of experience in any process US Shift Sat & Sun fixed off Direct Banking Voice Process & Non voice process Good communication Graduation Mandatory Pick up& drop cab provided. Please apply for the job in Naukri.com and we will call you back. Do not search the number in Google and do not call us. Please apply for the job in Naukri.com and we will call you back. Do not search the number in Google and do not call us.