1409 Credit Risk Jobs - Page 4

Global Credit operation ,Credit Rating , Credit Risk Rating ,Credit Rating Management, worked in any of GCC where he/she would have managed Global credit operation function, managed migration.

Your journey at Crowe starts here. At Crowe, you can build a meaningful and rewarding career with real flexibility to balance work with life moments. You are trusted to deliver results and make an impact. We embrace you for who you are, care for your well-being, and nurture your career. Everyone has equitable access to opportunities for career growth and leadership. Over our 80-year history, delivering excellent service through innovation has been a core part of our DNA across our audit, tax, and consulting groups. That's why we continuously invest in innovative ideas, such as AI-enabled insights and technology-powered solutions, to enhance our services. Join us at Crowe and embark on a career where you can help shape the future of our industry. The Model Risk Senior Consultant will be responsible for performing consulting projects for a variety of financial services clients. This primarily includes consulting with clients about model risk management practices and providing model validation services, primarily for credit risk and treasury management (ALM)/finance related models. In addition, the role will also perform the following: - Complete key aspects of client service projects from planning to completion. - Become a trusted advisor to client management by providing appropriate recommendations and solutions. Able to make and sustain meaningful client relationships. - Support proposal and business development activities by identifying new target clients, building business relationships with key executives, and developing and presenting proposals. Qualifications: - Bachelor's degree in Finance, Statistics, Financial Engineering, or Economics or equivalent combination of education and experience. - 4+ years of experience of working in financial institutions, Big 4 or equivalent, or regulatory supervisory of financial institutions. - Working knowledge of model risk management regulatory guidance (SR 11-7, OCC 2011-12, FDIC FIL-22-2017). - Credit risk model types (e.g., CECL, PD/LGD, Roll Rate, Scorecards, Stress Testing, etc.). - Other model types (e.g., Asset Liability Management, Pricing, Mortgage Servicing Rights, etc.). - Direct experience performing model validations or model development, including concepts such as backtesting, stress testing, sensitivity testing, and benchmarking. - Technical knowledge about data processing, data storage, and data visualization. - A self-starter who can prioritize multiple tasks, be resourceful and able to research and find solutions. - Write and present to clients clear and concise reports and presentations containing meaningful recommendations. - Direct and deliver significant engagements that deliver value to clients through project management, creation of deliverables, and knowledge transfer. - Manages engagement to ensure quality and is delivered within budget. - Engagements are frequently conducted remotely. - This position requires travel up to 30%. Additional skills desired: - Solid analytical background and knowledge of econometrics. - Knowledge of risk ratings, risk rating/scorecard methodology, model governance, model development, CECL, DFAST, CCAR, and capital allocation methodology would be a plus. - Experience with statistical packages such as SAS, Matlab, Stata, Python, and R. - Experience with database management, such as SQL. - Experience with data visualization tools such as Microsoft Power BI, Tableau, QlikView. - Working towards or having professional certification preferred (e.g., RMA CRC, CFA, FRM). We expect the candidate to uphold Crowe's values of Care, Trust, Courage, and Stewardship. These values define who we are. We expect all of our people to act ethically and with integrity at all times. Our Benefits: At Crowe, we know that great people are what make a great firm. We value our people and offer employees a comprehensive benefits package. How You Can Grow: We will nurture your talent in an inclusive culture that values diversity. You will have the chance to meet on a consistent basis with your Career Coach that will guide you in your career goals and aspirations. More about Crowe: C3 India Delivery Centre LLP, formerly known as Crowe Howarth IT Services LLP, is a wholly-owned subsidiary of Crowe LLP (U.S.A.), a public accounting, consulting, and technology firm with offices around the world. Crowe LLP is an independent member firm of Crowe Global, one of the largest global accounting networks in the world. The network consists of more than 200 independent accounting and advisory firms in more than 130 countries around the world. Crowe does not accept unsolicited candidates, referrals, or resumes from any staffing agency, recruiting service, sourcing entity, or any other third-party paid service at any time. Any referrals, resumes, or candidates submitted to Crowe, or any employee or owner of Crowe without a pre-existing agreement signed by both parties covering the submission will be considered the property of Crowe, and free of charge.,

and has been ranked Top 100 Best Companies for Women in India 2022 by Avtar & Seramount . With our presence across 32 cities across globe, we support 100+ clients acrossbanking, financial and Energy sectors. We are recognized for our deep transformation execution and delivery. WHY JOIN CAPCO You will work on engaging projects with the largest international and local banks, insurance companies, payment service providers and other key players in the industry. The projects that will transform the financial services industry. MAKE AN IMPACT Innovative thinking, delivery excellence and thought leadership to help our clients transform their business. Together with our clients and industry partners, we deliver disruptive work that is changing energy and financial services. #BEYOURSELFATWORK Capco has a tolerant, open culture that values diversity, inclusivity, and creativity. CAREER ADVANCEMENT With no forced hierarchy at Capco, everyone has the opportunity to grow as we grow, taking their career into their own hands. DIVERSITY & INCLUSION We believe that diversity of people and perspective gives us a competitive advantage. MAKE AN IMPACT RoleCredit risk strategy analyst LocationBengaluru/ Pune/ Chennai/ Hyderabad/ Kolkata Experience5 - 12 years Work modeHybrid : Unsecured Strategy Development Prior experience in managing risk activities in retail lending. Min 5+ years exp experience in analytics specifically in the fields like Credit Risk Model Development, Strategy Development, Vintage profitability modeling, Portfolio Insights. Prior hands-on experience with development of acquisition risk strategy (Approve/Decline), account management strategy, strategy analysis, portfolio management & financial modelling would be mandatory. Technical expertise on SAS, Excel, Python etc. The incumbent would be expected to effectively explain the trends, adding meaningful insights on the back of relevant business knowledge. This role requires the incumbent to plan and execute the assigned projects/ analysis as per the agreed timelines and with accuracy and quality Demonstrate strong product / business knowledge and leverage the same to enhance quality of output by tying analysis back to business trends. Use the same to drive business benefits Support development and deployment of key analytical frameworks/strategies in line with business priorities. Provide actionable solutions for business problems including unstructured problems and ad-hoc queries with quick turnaround time WHY JOIN CAPCO You will work on engaging projects with some of the largest banks in the world, on projects that will transform the financial services industry. We offer: A work culture focused on innovation and building lasting value for our clients and employees Ongoing learning opportunities to help you acquire new skills or deepen existing expertise A flat, non-hierarchical structure that will enable you to work with senior partners and directly with clients A diverse, inclusive, meritocratic culture Enhanced and competitive family friendly benefits, including maternity / adoption / shared parental leave and paid leave for sickness, pregnancy loss, fertility treatment, menopause and bereavement NEXT STEPS If youre looking forward to progressing your career with us, please do not hesitate to apply. We are looking forward to receiving your application. To learn more about Capco and its people check out the website on www.capco.com Location - Bengaluru,Chennai,Hyderabad,Kolkata,Pune

Key Responsibilities: Franchise and business development Leverage industry network to initiate conversation across top tier large and regional banks with the aim of generating new business in the First Line of Defense (1LoD) and Second Line of Defense (2LoD) Credit risk management Liaise with business heads and business development team to identify opportunities and drive market outreach for credit risk offerings for the Wholesale banking clients across 1LoD and 2LoD life cycle Develop an account plan for identified target clients including insights on relevant businesses and their key decision makers Work closely with the members of the sales team on proposals, Requests for Proposal and Request for Information responses Take initiatives towards franchise development to demonstrate Crisil’s domain leadership (in white papers, point of view notes, webinars, etc.) Client Engagement As a subject matter expert in credit risk management space, lead customer facing meetings Responsible for understanding customer needs in credit risk assessment, across the loan life cycle – including origination (due diligence, policy and regulatory compliance), underwriting, risk rating processes, regulations, compliance, portfolio monitoring, collateral monitoring, among others and prepare, present and promote sale of our credit solutions Determine business and methodological requirements and architect solutions based on each client use case and CRISIL’s product/service suite Engage in new client pilots, solution and review processes for new opportunities Develop, maintain and foster strong client relationships and lead multiple client engagements independently Document market feedback regarding experience with CRISIL’s solutions and desired enhancements; actively manage client relationships and drive Net Promotor Scores and CSATs for CRISIL Project and team management For client engagement assigned, ensure robust governance and oversight through appropriate workflow planning, resource utilisation, quality assurance and client satisfaction Undertake quality underwriting of the work executed by the team Lead/build large teams of analysts to deliver on client requirements Attract, develop and retain top quality staff to ensure a robust pipeline of talent Job Skills & Qualifications Essential MBA/CA/CFA 10+ years of experience in Wholesale banking including credit due diligence, regulatory compliance, credit modelling, credit underwriting, portfolio management, controls assessment, stress testing and/or loss forecasting Excellent organization, oral, and written communication skills with ability to listen to requirements and business problems to respond with appropriate solution Strong leadership, team management and problem-solving skills, with experience of leading large teams Ability to work in a high-pressure, deadline-oriented environment and work independently with minimal supervision Preferred Experience in Leveraged Finance portfolio credit monitoring Knowledge of existing and evolving regulations impacting the wholesale banking lending space Public speaking experience, publications and/or internal lead on training within an organization Experience and enthusiasm of working with senior leadership on franchise development, client acquisition/farming and related business growth activities Ability to influence and gain buy-in from sceptics

-CA is must with 6+yrs Exp into credit risk of Retail passenger car/autoloan and make prudent credit recommendation / first decision to Management under org credit rules and guidelines - PAN India role -To conduct the credit write up

1. Operations Undertake co-ordination with field people from CCR for smooth operation of the plant Measure various process parameters along with Shift In-charge. Record process parameters and plant log for the respective section, inspect specific parameters on regular basis, and perform any extra duties assigned by the Shift In-Charge Monitor the quality of the products- Raw meal, Clinker and Cement- and maintain the quality within the range as defined in the QMS procedures Keep good co-ordination with the laboratory for the feedback of quality follow the non-conformity procedure in case the product is not conforming to the standards Executes, according to the safety procedures, the necessary precautions and lock-outs. Take readings of plant parameters (tour log), energy and gas, and perform basic chemical water analysis; perform periodic functional tests on plant systems Perform administrative work related to data reporting and operating procedures Check the plant regularly, reports malfunctions to the shift supervisor and makes work request Perform shift turnovers and assures the transfer of the necessary information Make suggestions for plant and operating procedure improvements Supervise the loading and unloading of chemicals to and from the trucks Responsible for the cleanliness and tidiness of the control room and other rooms used by operations Follow up the availability of operational consumables and reports deviation as needed Take initiatives to drive growth for DCBL and ensure sustained growth in line with long-term and short-term objectives of the organization Ensure initiation and sensitization of the employees towards digitization and automation of the processes Focus on utilization of advanced business analytics tools to derive key insights critical for the success of the organization 2 Environmental and Health Safety Considerations Responsible for performing the operational activities to meet standards of public safety, employee safety and environmental citizenship that meet or exceed regulatory requirements Responsible for the implementation of the work permit system and suggests improvements to the Safety Head Report dangerous hazards on plant systems, work place, working environment and general public Ensure that the plant does not violate any of the environmental rules and report problems 3. Self/ Team Development Review and monitor performance of team members and provide requisite developmental support/ inputs Complete the IDP Execution for self and team members as part of self and subordinate development Recommend training as required for teams development Develop the team and update their knowledge base to cater the organization need Strategize avenues for enhancing employee satisfaction in the function, resulting in high engagement levels of employees

Requirements from Candidate Candidate should be from Tier 1 B-school with excellent academic background 5-8 years of experience in credit analysis, financial modelling, risk assessment in an organization of repute Excellent written and verbal communication skills Strong client management skills, with the ability to build and maintain relationships with key stakeholders Ability to work in a fast-paced environment, with strong analytical and problem-solving skills Strong understanding of financial markets, instruments, and regulatory frameworks Job Role Description Analyze Company’s financial performance, including past financial and business performance, benchmarking against peers, and projecting future performance Independently undertake rigorous credit risk analysis, encompassing industry/business research and financial analysis of various large corporates Prepare rating reports that cogently capture the rationale behind the rating Ensure adherence to timelines and maintain high-quality analytics and presentations Manage client relationships, discuss with key management personnel, and communicate final ratings Make presentations to the Rating Committee and respond to questions/provide clarifications in support of the rating recommendation Work on franchise building activities, including but not limited to Sectoral Press Releases, Webinar presentations, thought leadership pieces and Industry conferences Ensure adherence and compliance with regulatory frameworks Collaborate with internal stakeholders, including research teams, to stay updated on market trends and developments Eventually manage a small team of Analysts/Senior Rating Analysts, ensuring quality and regulatory compliance of the team, and providing guidance and mentorship to team members

Key accountabilities: Review and sign off credit analysis performed (and credit judgement exercised) by more junior team members; you will undertake end-to-end (i.e. independently, without junior contributors) reviews of individual exposures / obligors when necessary. Present analysis influence senior management and peers with independent and contrasting views. Lead and own the completion of credit reviews / projects as assigned within the CRRG Annual Plan or on an ad hoc basis. Support the Head of CRRG in the annual plan development and resource allocation; Work with the Head of CRRG and co-Directors within the team in writing and updating the credit review baseline methodologies. Support reviews outside of corporate credit, e.g. FI (Banks, NBFI), counterparty credit risk. Interface with various Regulators as needed. Manage the continuous monitoring program with regard to various assigned portfolios. Manage on-going stakeholder relationships with Risk Sanctioning Units and also Senior Management as necessary. Produce commentary for presentations going to Senior Management and governance committees, including at Board level. Lead training of the team with regard to corporate credit and, specifically, leveraged lending, including technical aspects of credit analysis as well as relevant Barclays internal systems and processes. Contribute to the management of personal development of junior team members, including as a line manager. Essential skills required: Minimum 12 years of financial services experience in investment or corporate banking, or the rating agencies; 5+ years experience as a senior credit sanctioner, loan underwriter, credit risk or loan reviewer, or credit audit within a large financial institution; 5+ years experience in people management, project leadership or consulting Desirable skills/Preferred Qualifications: Strong in-depth technical expertise in corporate credit analysis; Strong organizational skills and the ability to manage multiple assignments concurrently; Professional qualification, undergraduate or graduate degree in finance or a risk related discipline; Confident communicator, particularly in delivering challenging messages to senior management and colleagues; Expertise in two or more industry sectors such as Technology / Media / Telecommunications, Industrials, Natural Resources, etc. Holder of senior-level individual credit approval authority; Familiarity with the Barclays Corporate and Investment Banking credit processes; Familiarity with wholesale loan underwriting standards, particularly leverage finance across Barclays; Familiarity with the syndication market for corporate loans in the US and Europe; Familiarity with loan and counterparty agreements and documentation; Familiarity with credit risk and capital models including those used for Default Grade generation, LGDs, EADs and RWAs; Familiarity with FI (Banks and NBFIs) credit analysis, and Counterparty Credit Risk. CPA/CA, CFA, FRM, other broadly recognized certifications or a credit training program from a large financial institution.

As part of the Risk Management Global Book of Work covering Regulatory, Strategic and incremental business change there is a requirement for an experienced delivery focused project manager with Risk Management domain knowledge. The candidate would be leading several key workstreams to deliver across a number of risk management initiatives. Agreeing project scope with senior stakeholders and managing the project scope throughout the project lifecycle. Managing all resources that form part of the delivery team for the project(s), incorporating all resources and their activities into clearly stated defendable plan for the project(s). Supporting and mentoring team members to ensure delivery. Ability to work and collaborate with across a broad range of stakeholders across various levels of seniority and experience Clearly defining success criteria for each stage of the project and ensuring successful completion of all tasks within the project plan on time and within budget. The overall project will be measured by adherence to delivering against a set of preagreed KPIs. Understanding and monitoring crossproject dependencies that may impact project delivery. Understanding the Nomura s project management framework and ensuring delivery of projects in adherence to the established common standards. Effective stakeholder management relating to the project, ensuring through both daytoday management, and in governance, that project status clearly articulated and timely in its delivery. Timely reporting of project status, issues, risks to various management team and governance forum as appropriate. Including issue escalation and resolution with portfolio lead and senior management Understanding the fronttoback risk business processes allowing for optimal requirements gathering and synergies between projects. Good communication skills and understanding of key Market Risk or Credit Risk business processes to support presentation of complex topics to senior management. Interprets the regulatory requirements in conjunction with various Risk Management stakeholders to manage scoping of business requirements and delivery. Act as business gate keeper, control issues being raised to IT and work with the business to ensure issues are raised appropriately, prioritised and are fully understood/agreed globally. Works with business users, business analysts (BAs), IT to ensure requirements are correctly captured, understood and delivered in line with expectations. Supportive of continuous improvement and drives the retrospective reviews to improve delivery quality and cadence within the project and wider organisation Strong team player who would be required to work closely with the global business, IT, BAs, QA and development team throughout project lifecycle. Desired Skills and Experience: Total experience of minimum 8 years and project management experience of 5+ years ideally in Market Risk or Counterparty Credit Risk management or Risk Technology as a Project or Program manager. Good knowledge of the Market Risk or Counterparty Credit Risk domain and metrics like VaR, Expected Shortfall, IRC, PD, LGD, EAD, PE, PFE, EEPE, VaR, RWA etc., knowledge of Settlement Risk and Stress Testing. Proficient in the use of various tools (e.g. Confluence, JIRA, MPP) to manage project deliverables Understanding of Risk data flows and architecture including risk limits Ability to utilise and adapt delivery methodologies to suit the projects, stakeholders through the lifecycle of the project Ability to lead dedicated workstreams and manage multiple deliveries end to end concurrently Selfstarter with excellent presentational, verbal and written communication skills with the ability to communicate at a range of levels within the organization. Prior experience in credit risk system implementations and involvement in regulatory projects. Exposure to Market Risk or Credit Risk systems, data and processes involved in generating Risk regulatory capital. Strong attention to detail, accuracy and timeliness of delivery. Experience in defining Testing approach, test plan and test coordination. Proven experience facilitating the elicitation of requirements from end users and translating them to user, functional and nonfunctional requirements for Development Teams. Work with development teams (IT) to clarify that design meets requirements. Detailed knowledge of all Microsoft Office products, i.e. Word, Excel, Project Power Point Management of business analysis and project manager resources to deliver multiple projects/workstreams Good educational pedigree, finance/risk domain and Project Management certifications (MBA, PMP, Agile Scrum Master, FRM etc.) Education UG: Any Graduate PG: Any Postgraduate, MBA/PGDM in Any Specialization

The Risk Control framework - provide appropriate global CRM support across required Risk Control Framework activities, including, but not limited to, RCSA management, Audit issue tracking, Operational Risk action tracking, Policy Procedure reviews, Annual and quarterly regulatory attestations, etc. MI Reporting - provide appropriate analysis and subsequent creation of relevant Committee materials and MI for CRM COO deliverables. Strategic initiative management - support senior leadership with the implementation of strategic global CRM initiatives, in line with their strategic plans. Continuous improvement - identify opportunities for continuous improvement in COO operational processes across CRM, driving forwards implementation to completion. Operational and BAU activities - lead BAU operational activities, driving colleague engagement and timely execution for activities such as annual review processes, (e.g. annual EUC attestation process, annual system access reviews, etc.). Essential Skills and Experience: Domain Strong stakeholder management and facilitation skills up to senior level. Strong planning and organisational skills. Excellent communication and presentation skills. High attention to detail. Ability to prioritise tasks and work under pressure. A positive can do approach. Ability to think innovatively to solve problems. Desirable: Experience with Credit Risk or a Risk function within the Financial Services sector. Experience of the regulatory environment within Financial Services sector. Technical Strong MS Office skills, particularly Excel and PowerPoint SharePoint Desirable: SQL, Power BI

As a Product Manager in our organization, you will play a crucial role in contributing to the achievement of acquisition targets, product financial performance, revenue performance, and expense management goals. You will be responsible for overseeing the identification and execution of opportunities and gaps in business plans. Your role will involve managing day-to-day product management activities including product delivery, client experience, and client communication strategies. You will collaborate with the team to prioritize, negotiate, and remove obstacles to achieve desired business results. In this position, you will execute client value propositions, positioning, segmentation, pricing, targeting, channel strategies, and competitive differentiation to establish preferred status as a partner to Citi clients. Additionally, you will be tasked with developing and executing functional strategies for a country, multiple countries, region, or business. This will involve coordination and integration across units, as well as providing input into strategic decisions that impact the job family or function within a region or business. Your responsibilities will also include managing client and competitor market research, developing a product innovation roadmap, and addressing challenges related to product commoditization. You will collaborate with external partners and alliances to drive innovation, develop products, manage vendor relationships, and prepare agreements. Furthermore, you will work towards new product launches aligned with market and global requirements, ensuring compliance with local regulatory standards and developing business strategies for commercialization. As part of the global strategy, you will align on business objectives and drive portfolio growth and product P&L in the country. You will be expected to assess risks appropriately when making business decisions, with a focus on safeguarding Citigroup, its clients, and assets. This includes driving compliance with laws, rules, and regulations, adhering to policies, applying ethical judgment, and escalating control issues with transparency. You will also supervise the activity of others, ensuring accountability for maintaining these standards. Qualifications for this role include 8-12+ years of relevant experience, thorough knowledge of Trade Finance Products (preferably Supply Chain Finance product), Credit Risk, and Client buying behavior. You should have the ability to work independently in a dynamic and fast-paced environment, demonstrate clear and concise communication skills, possess analytical, problem-solving, and decision-making skills, and be able to work effectively in a team-oriented environment. Education requirements include a Bachelor's degree/University degree or equivalent experience, with a Master's degree considered advantageous for this position. If you require a reasonable accommodation to use our search tools or apply for a career opportunity, please review the Accessibility at Citi.,

The Risk Testing Group (RTG) at Goldman Sachs is a diverse team of quantitative and financial experts located in Bangalore, Hyderabad, Mumbai, New York, Dallas, and Salt Lake City. RTG's main focus is on the independent oversight of all financial and non-financial risks to ensure compliance with both regulatory requirements and internal standards. The group's core responsibility involves conducting independent reviews of models, data, processes, controls, and systems related to various risk categories such as Credit, Market, Operational, and Liquidity. As part of the Risk division, you will be directly involved in managing credit, market, and operational risk, as well as model risk, independent liquidity risk, and insurance across the firm. The RTG team is currently seeking an Analyst who will be engaged in challenging projects aimed at analyzing risk management practices comprehensively. This role will require collaboration with stakeholders within the company and regulatory bodies across different regions, providing exposure to a wide array of financial products, risk management tools, quantification techniques, and diverse technological platforms. Your responsibilities will include developing a deep understanding of the firm's risk management framework, models, methodology, and processes. You will conduct independent reviews of key regulatory and internal initiatives, presenting your findings through formal reports. Additionally, you will be responsible for validating the firm's qualitative models by assessing conceptual soundness, methodology, and implementation. Building and maintaining effective relationships with stakeholders and presenting results to senior management committees and regulators will also be a key aspect of your role. Basic qualifications for this position include a minimum of a bachelor's degree, with a preference for candidates holding a Master's degree in a quantitative discipline. Qualified Chartered Accountants (CAs) are also encouraged to apply, while professional certifications such as CFA, FRM, or equivalent are advantageous. The ideal candidate should possess expertise in qualitative and quantitative risk management, particularly in credit, market, liquidity, or operational risk. Strong programming skills, especially in an object-oriented programming language like C++ or Python, are essential. The ability to handle multiple tasks effectively, take initiative, work towards challenging goals, and collaborate with team members are critical competencies for success in this role. At Goldman Sachs, we are dedicated to supporting our clients, shareholders, and the communities we serve by leveraging the skills and ideas of our talented employees. Founded in 1869, we are a prominent global investment banking, securities, and investment management firm with a commitment to diversity and inclusion. We offer numerous opportunities for professional growth and personal development through training programs, networks, benefits, and wellness initiatives. Goldman Sachs is an equal opportunity employer and is committed to providing reasonable accommodations for candidates with special needs or disabilities during the recruitment process. To learn more about our culture, benefits, and career opportunities, visit GS.com/careers.,

At EY, you'll have the chance to build a career as unique as you are, with the global scale, support, inclusive culture and technology to become the best version of you. And we're counting on your unique voice and perspective to help EY become even better, too. Join us and build an exceptional experience for yourself, and a better working world for all. EY's Financial Services Office (FSO) is a unique, industry-focused business unit that provides a broad range of integrated services leveraging deep industry experience with strong functional capability and product knowledge. The FSO practice offers integrated advisory services to financial institutions and other capital markets participants, including commercial banks, investment banks, broker-dealers, asset managers, insurance and energy trading companies, and Corporate Treasury functions of leading Fortune 500 Companies. The service offerings include market, credit, and operational risk management, regulatory advisory, quantitative advisory, technology enablement, and more. Within EY's FSO Advisory Practice, the Financial Services Risk Management (FSRM) group provides solutions to help clients identify, measure, manage, and monitor market, credit, operational, and regulatory risks associated with trading, asset-liability management, and capital markets activities. The Credit Risk (CR) team within FSRM assists clients in designing and implementing strategic and functional changes across risk management within banking book portfolios of large domestic and global financial institutions. Key Responsibilities: - Demonstrate deep technical capabilities and industry knowledge of financial products, particularly lending products. - Stay informed about market trends and demands in the financial services sector and issues faced by clients. - Monitor progress, manage risk, and communicate effectively with key stakeholders. - Mentor junior consultants and review tasks completed by them. - Work on projects involving model audits, validation, and development activities. Qualifications, Certifications, and Education: Must-have: - Postgraduate degree in accounting, finance, economics, statistics, or related field with at least 3 years of related work experience. - Understanding of climate risk models, ECL, stress testing, and regulatory requirements related to credit risk. - Knowledge of Credit Risk and Risk Analytics techniques. - Hands-on experience in data preparation, manipulation, and consolidation. - Strong documentation skills and ability to summarize key details effectively. - Proficiency in statistics, econometrics, and technical skills in Advanced Python, SAS, SQL, R, and Excel. Good-to-have: - Certifications such as FRM, CFA, PRM, SCR. - Experience in Data/Business Intelligence Reporting and knowledge of Machine Learning models. - Willingness to travel and previous project management experience. EY exists to build a better working world, creating long-term value for clients, people, and society while building trust in capital markets. EY teams across 150 countries provide trust through assurance and help clients grow, transform, and operate in various sectors like assurance, consulting, law, strategy, tax, and transactions, addressing complex issues globally.,

The Corporate Dealer role in the Treasury Advisory Group focuses on managing the Treasury Product offering, including FX and Derivative products, for defined customers of the Bank. This role involves ensuring business unit and revenue delivery in line with the plan, with a focus on growing the business across different segments to enhance the Bank's ROE. Responsibilities include increasing market and wallet share of FX business for covered customers, maintaining strong relationships with external and internal stakeholders, and ensuring all treasury transactions are fulfilled according to the Bank's processes and policies. The Corporate Dealer is also responsible for handling transactions of customers not allocated to any resources due to their small size, achieving budgeted Revenue and Volume targets, and maximizing revenue for the desk while handling non-allocated customers. Additionally, the role involves growing derivative business, developing revenue-driving plans, and building relationships with customers at the operating level. Managing internal stakeholders such as relationship managers, credit risk officers, and Operations units is crucial to achieving objectives. Risk management, including credit and market risk, as well as evaluation of Reputational and Legal Risks for the Bank's product offerings, are key aspects of the role. The ideal candidate for this position would be an MBA/CA with over 3 years of relevant experience in Treasury Sales with an MNC, Private, or Public Sector Bank. It is essential to adhere to the Bank's processes, policies, and Suitability and Appropriateness policy while ensuring all transactions are completed accurately and within the defined TAT.,

As a Lead/Senior Principal Auditor - Vice President at our Mumbai location, you will play a crucial role in Group Audit (GA), a global function comprising around 850 team members. GA serves as the bank's "Third Line of Defence," offering independent and forward-looking insights to Senior Management and local regulators. You will collaborate closely with various Group business and infrastructure areas such as the Investment Bank, Corporate Bank, International Private Bank, Technology, Anti-Financial Crime, Compliance, Risk, Finance, and Operations functions. Our team prides itself on fostering a diverse and inclusive culture with a strong emphasis on corporate and ethical governance. New joiners receive support through a structured career programme that facilitates their growth within the organization. In this role, you will assist the Principal Audit Manager in validating findings, particularly focusing on Chief Risk Office (CRO) topics and coordinating validations with other audit teams. Your responsibilities will involve overseeing the validations of complex Significant Findings, ensuring completion on time, quality, and budget. You will guide and mentor auditors, review their documentation, and present finalized results to the PAM for approval. Additionally, you will lead by example, coach team members, conduct walkthroughs, identify risks and controls, define test plans, and evaluate test results. Timely completion of assigned work orders, effective communication with stakeholders, staying abreast of regulatory developments, and building professional relationships are crucial aspects of this role. To excel in this position, you should possess a deep understanding of auditing CRO functions in an investment bank, knowledge of financial industry regulations, and relevant supervisory expectations. A Bachelor's degree in Accounting, Finance, or related field is required, while professional certifications such as CPA, CIA, CFA, FRM, or CFE are preferred. Strong communication, analytical, and organizational skills are essential, along with the ability to lead multiple audit projects simultaneously. We offer training, coaching, and a culture of continuous learning to support your career growth. Join us at Deutsche Bank Group and be part of a positive, fair, and inclusive work environment where collaboration and excellence are celebrated daily. Visit our company website for more information: https://www.db.com/company/company.htm. Apply now and become a valuable member of our team.,

We are looking for a highly skilled and experienced Credit Manager to join our team at Equitas Small Finance Bank. The ideal candidate will have 2 to 7 years of experience in the BFSI industry, with expertise in credit management. Roles and Responsibility Manage and analyze credit data to make informed decisions on loan approvals. Develop and implement effective credit policies and procedures to minimize risk. Collaborate with cross-functional teams to identify and mitigate potential risks. Conduct thorough credit assessments and provide recommendations for approval or denial. Monitor and report on credit portfolio performance, identifying areas for improvement. Stay up-to-date with regulatory changes and industry trends to ensure compliance. Job Requirements Strong understanding of credit principles, including credit scoring and analysis. Experience with credit management systems and software. Excellent analytical and problem-solving skills, with attention to detail. Strong communication and interpersonal skills, with the ability to work effectively with stakeholders. Ability to work in a fast-paced environment and meet deadlines. Strong knowledge of financial regulations and industry standards.

We are looking for a highly skilled and experienced Credit Officer to join our team at Equitas Small Finance Bank. The ideal candidate will have 3 years of experience in the BFSI industry, with a strong background in credit analysis and risk management. Roles and Responsibility Conduct thorough credit analysis and assessments to determine client creditworthiness. Develop and implement effective credit policies and procedures to minimize risk. Collaborate with cross-functional teams to identify and mitigate potential credit risks. Monitor and manage credit portfolios to ensure compliance with regulatory requirements. Provide expert guidance on credit-related matters to internal stakeholders. Analyze market trends and competitor activity to inform credit decisions. Job Requirements Strong knowledge of credit principles, practices, and regulations. Excellent analytical, communication, and problem-solving skills. Ability to work effectively in a fast-paced environment and meet deadlines. Proficiency in financial modeling and data analysis tools. Strong understanding of the BFSI industry and its regulatory framework. Experience working with small finance banks or similar institutions is preferred.

We are looking for a highly skilled and experienced Branch Receivable Manager to join our team at Equitas Small Finance Bank. The ideal candidate will have 2-4 years of experience in the BFSI industry. Roles and Responsibility Manage and oversee the daily operations of the branch's receivables, ensuring timely payments and minimizing bad debts. Develop and implement strategies to improve cash flow and reduce outstanding amounts. Collaborate with internal teams to resolve customer complaints and disputes related to receivables. Analyze financial data to identify trends and areas for improvement in the bank's receivables. Ensure compliance with regulatory requirements and internal policies regarding receivables management. Maintain accurate records and reports on receivables, including aging analysis and credit risk assessments. Job Requirements Strong knowledge of accounting principles, financial regulations, and banking practices. Excellent communication, interpersonal, and problem-solving skills. Ability to work in a fast-paced environment and meet deadlines. Proficiency in MS Office and other relevant software applications. Strong analytical and decision-making skills with attention to detail. Experience working in a similar role within the BFSI industry is preferred.

We are looking for a skilled Branch Credit Manager to join our team at Equitas Small Finance Bank. The ideal candidate will have 4-11 years of experience in the BFSI industry, with a strong background in credit management and analysis. Roles and Responsibility Manage and oversee the credit function of the branch, ensuring compliance with regulatory requirements. Develop and implement effective credit policies and procedures to minimize risk and maximize revenue. Conduct thorough credit assessments and provide recommendations on loan approvals or denials. Collaborate with cross-functional teams to identify and mitigate potential credit risks. Monitor and report on credit portfolio performance, including delinquency rates and collection efficiency. Ensure adherence to all relevant laws and regulations related to credit lending. Job Requirements Strong knowledge of credit underwriting principles and practices. Excellent analytical and problem-solving skills, with attention to detail and the ability to interpret complex data. Effective communication and interpersonal skills, with the ability to build relationships with customers and stakeholders. Ability to work in a fast-paced environment and meet deadlines. Proficiency in Microsoft Office and other financial software applications. Strong understanding of the BFSI industry and its regulatory requirements.

We are looking for a highly skilled and experienced Credit Officer to join our team at Equitas Small Finance Bank. The ideal candidate will have 2-4 years of experience in the BFSI industry. Roles and Responsibility Manage credit portfolios and make informed decisions on loan approvals. Conduct thorough credit assessments and risk analyses. Develop and implement effective credit policies and procedures. Collaborate with cross-functional teams to achieve business objectives. Monitor and report on credit performance metrics. Identify opportunities to improve credit processes and operations. Job Requirements Strong knowledge of credit principles, practices, and regulations. Excellent analytical, communication, and problem-solving skills. Ability to work in a fast-paced environment and meet deadlines. Proficiency in financial modeling and data analysis tools. Strong understanding of credit risk management and mitigation strategies. Experience working with diverse stakeholders, including customers, colleagues, and external partners.

We are looking for a highly skilled and experienced Branch Receivable Manager to join our team at Equitas Small Finance Bank. The ideal candidate will have 1-2 years of experience in the BFSI industry. Roles and Responsibility Manage and oversee the daily operations of the branch's receivables, ensuring timely payments and minimizing bad debts. Develop and implement strategies to improve collection efficiency and reduce delinquencies. Collaborate with internal teams to resolve customer complaints and disputes related to loan recoveries. Analyze financial data to identify trends and areas for improvement in the bank's receivables portfolio. Ensure compliance with regulatory requirements and internal policies regarding loan recovery practices. Maintain accurate records and reports on receivables management, including aging analysis and credit risk assessments. Job Requirements Strong knowledge of banking regulations and laws governing loan recoveries and collections. Excellent communication and interpersonal skills, with the ability to work effectively with customers, colleagues, and senior management. Proficiency in MS Office applications, particularly Excel, and familiarity with accounting software and systems. Ability to analyze financial data and provide insights to inform business decisions. Strong problem-solving skills, with the ability to think critically and creatively to resolve complex issues. Experience working in a fast-paced environment, prioritizing multiple tasks and meeting deadlines.

We are looking for a highly skilled and experienced Credit Manager to join our team at Equitas Small Finance Bank. The ideal candidate will have 2-7 years of experience in the BFSI industry. Roles and Responsibility Manage credit portfolios and make informed decisions on loan approvals. Conduct thorough credit assessments and risk analyses. Develop and implement effective credit management strategies. Collaborate with cross-functional teams to achieve business objectives. Monitor and report on credit performance metrics. Ensure compliance with regulatory requirements and industry standards. Job Requirements Strong knowledge of credit management principles and practices. Excellent analytical and problem-solving skills. Ability to work effectively in a fast-paced environment. Effective communication and interpersonal skills. Proficiency in financial modeling and data analysis tools. Experience working with small finance banks or similar institutions is preferred.

We are looking for a skilled Branch Receivable Officer to join our team at Equitas Small Finance Bank. The ideal candidate will have 4-5 years of experience in the BFSI industry. Roles and Responsibility Manage and oversee the branch's receivable portfolio, ensuring timely payments and minimizing bad debts. Develop and implement effective strategies to improve cash flow and reduce outstanding amounts. Collaborate with the collections team to identify and resolve issues related to overdue accounts. Analyze financial data to provide insights on customer behavior and trends affecting receivables. Maintain accurate records and reports on receivables, including aging analysis and credit risk assessments. Ensure compliance with regulatory requirements and internal policies related to receivables management. Job Requirements Strong knowledge of accounting principles, financial regulations, and banking practices. Excellent analytical, problem-solving, and communication skills. Ability to work effectively in a fast-paced environment and meet deadlines. Proficiency in MS Office and other relevant software applications. Strong attention to detail and ability to maintain accurate records. Experience working in a similar role within the BFSI industry is preferred.

We are looking for a highly skilled and experienced Field Risk Officer to join our team at Equitas Small Finance Bank. The ideal candidate will have 1-6 years of experience in the BFSI industry, preferably with a background in risk management. Roles and Responsibility Conduct thorough risk assessments to identify potential threats to the organization. Develop and implement effective risk management strategies to mitigate identified risks. Collaborate with cross-functional teams to ensure compliance with regulatory requirements. Analyze market trends and competitor activity to inform risk management decisions. Provide expert guidance on risk management best practices to stakeholders. Monitor and report on key performance indicators related to risk management. Job Requirements Strong understanding of risk management principles and practices. Excellent analytical and problem-solving skills. Ability to work effectively in a fast-paced environment. Strong communication and interpersonal skills. Experience working with financial institutions or similar organizations. Familiarity with regulatory requirements and industry standards. Competitive salary and benefits will be offered to the right candidate.

We are looking for a highly motivated and experienced Credit Officer to join our team at Equitas Small Finance Bank. The ideal candidate will have 1-2 years of experience in the BFSI industry. Roles and Responsibility Manage credit portfolios and make informed decisions on loan approvals. Conduct thorough credit assessments and risk analyses. Develop and maintain relationships with clients to understand their financial needs. Collaborate with internal teams to ensure seamless credit processing. Monitor and report on credit performance metrics. Stay updated with regulatory changes and industry trends. Job Requirements Strong understanding of credit principles and practices. Excellent analytical and problem-solving skills. Ability to work effectively in a fast-paced environment. Good communication and interpersonal skills. Proficiency in credit software and systems. Strong attention to detail and organizational skills.