1409 Credit Risk Jobs - Page 6

To underwrite mortgage business and manage the portfolio in assigned branch/location Core Responsibilities: o Review and assess a broad range of complex loan applications within defined guidelines and accordingly take decision or recommend for approval to higher authorities. o Under write proposals as per the laid down policies & procedure to honour the agreed SLAs and manage city/area business volumes. o Conduct personal discussion with customers to establish credit worthiness and ensure completion of credit/KYC documents and verification- telephonic, field & collateral visits. o Assess income to obligation ratios, loan to value ratios, in depth knowledge of rational behind calculation of ratios and its impact on loan performance over long tenures. o Maintain Portfolio MIS, Delinquency MIS and other operations related MIS of the cluster and regularly reporting the same. o Build and facilitate the best outcomes for clients by building and leveraging effective relationships with third parties o Take ownership of client queries and use industry knowledge and experience to overcome challenges and solve problems o Exceed service quality standards and strive for continuous process improvement o Undertake critical review of the credit proposals with a view to bring out the industry, business, financial, management and facility structure risk contained in the credit proposal. o Ensure collateral and other credit risk mitigation to facilitate the approving authority to take decision on the credit proposal. o Enable quick turnaround time of credit lending proposals for the mortgage business comprising of loan against property, and home loan business in close liaison with the sales team. o Undertake ongoing review of the credit exposures to ensure that the exposure continues to be bankable. o Facilitate critical review and documentation of the proposals and effectively monitor the client & collateral creditworthiness from the pre sanction to post disbursement phase & undertaking steps for risk mitigation, whenever required, while ensuring adherence to legal & documentation norms & policies o Manage the credit underwriting function of his/her branch and facilitate quick turnaround of credit lending proposals for the branch in close liaison with the local credit analysts and sales team. o Follow up and ensure recovery of quick mortality cases between 12 -18 MOV. Qualification : Graduate, Masters/Post Graduate Certifications : CA/MBA (Preferable)

To underwrite mortgage business and manage the portfolio in assigned branch/location Core Responsibilities: o Review and assess a broad range of complex loan applications within defined guidelines and accordingly take decision or recommend for approval to higher authorities. o Under write proposals as per the laid down policies & procedure to honour the agreed SLAs and manage city/area business volumes. o Conduct personal discussion with customers to establish credit worthiness and ensure completion of credit/KYC documents and verification- telephonic, field & collateral visits. o Assess income to obligation ratios, loan to value ratios, in depth knowledge of rational behind calculation of ratios and its impact on loan performance over long tenures. o Maintain Portfolio MIS, Delinquency MIS and other operations related MIS of the cluster and regularly reporting the same. o Build and facilitate the best outcomes for clients by building and leveraging effective relationships with third parties o Take ownership of client queries and use industry knowledge and experience to overcome challenges and solve problems o Exceed service quality standards and strive for continuous process improvement o Undertake critical review of the credit proposals with a view to bring out the industry, business, financial, management and facility structure risk contained in the credit proposal. o Ensure collateral and other credit risk mitigation to facilitate the approving authority to take decision on the credit proposal. o Enable quick turnaround time of credit lending proposals for the mortgage business comprising of loan against property, and home loan business in close liaison with the sales team. o Undertake ongoing review of the credit exposures to ensure that the exposure continues to be bankable. o Facilitate critical review and documentation of the proposals and effectively monitor the client & collateral creditworthiness from the pre sanction to post disbursement phase & undertaking steps for risk mitigation, whenever required, while ensuring adherence to legal & documentation norms & policies o Manage the credit underwriting function of his/her branch and facilitate quick turnaround of credit lending proposals for the branch in close liaison with the local credit analysts and sales team. o Follow up and ensure recovery of quick mortality cases between 12 -18 MOV. Qualification : Graduate, Masters/Post Graduate Certifications : CA/MBA (Preferable)

To underwrite mortgage business and manage the portfolio in assigned branch/location Core Responsibilities: o Review and assess a broad range of complex loan applications within defined guidelines and accordingly take decision or recommend for approval to higher authorities. o Under write proposals as per the laid down policies & procedure to honour the agreed SLAs and manage city/area business volumes. o Conduct personal discussion with customers to establish credit worthiness and ensure completion of credit/KYC documents and verification- telephonic, field & collateral visits. o Assess income to obligation ratios, loan to value ratios, in depth knowledge of rational behind calculation of ratios and its impact on loan performance over long tenures. o Maintain Portfolio MIS, Delinquency MIS and other operations related MIS of the cluster and regularly reporting the same. o Build and facilitate the best outcomes for clients by building and leveraging effective relationships with third parties o Take ownership of client queries and use industry knowledge and experience to overcome challenges and solve problems o Exceed service quality standards and strive for continuous process improvement o Undertake critical review of the credit proposals with a view to bring out the industry, business, financial, management and facility structure risk contained in the credit proposal. o Ensure collateral and other credit risk mitigation to facilitate the approving authority to take decision on the credit proposal. o Enable quick turnaround time of credit lending proposals for the mortgage business comprising of loan against property, and home loan business in close liaison with the sales team. o Undertake ongoing review of the credit exposures to ensure that the exposure continues to be bankable. o Facilitate critical review and documentation of the proposals and effectively monitor the client & collateral creditworthiness from the pre sanction to post disbursement phase & undertaking steps for risk mitigation, whenever required, while ensuring adherence to legal & documentation norms & policies o Manage the credit underwriting function of his/her branch and facilitate quick turnaround of credit lending proposals for the branch in close liaison with the local credit analysts and sales team. o Follow up and ensure recovery of quick mortality cases between 12 -18 MOV. Qualification : Graduate, Masters/Post Graduate Certifications : CA/MBA (Preferable) Location - Mumbai,Delhi / NCR ,Pune,Bangalore,Hyderabad,Chennai

Monitoring of Portfolio on an ongoing basis. Strict adherence to Credit Monitoring Policy. Regular monitoring of the portfolio Conducting Credit Monitoring Committee Meetings Reporting of actionable to various authorities. Constant monitoring of events related to borrower accounts. Annual Review of Accounts. Appointments and maintenance of Vendors like Lenders Independent engineer, Lenders Legal counsel and Lenders insurance consultant. Identification of stress accounts and recommendation of actions. Handling restructuring of accounts. Portfolio modeling and analysis. Covenant monitoring. Coordination with Fincon/ accounts and Budgeting MIS and other reporting.

To underwrite mortgage business and manage the portfolio in assigned branch/location Core Responsibilities: o Review and assess a broad range of complex loan applications within defined guidelines and accordingly take decision or recommend for approval to higher authorities. o Under write proposals as per the laid down policies & procedure to honour the agreed SLAs and manage city/area business volumes. o Conduct personal discussion with customers to establish credit worthiness and ensure completion of credit/KYC documents and verification- telephonic, field & collateral visits. o Assess income to obligation ratios, loan to value ratios, in depth knowledge of rational behind calculation of ratios and its impact on loan performance over long tenures. o Maintain Portfolio MIS, Delinquency MIS and other operations related MIS of the cluster and regularly reporting the same. o Build and facilitate the best outcomes for clients by building and leveraging effective relationships with third parties o Take ownership of client queries and use industry knowledge and experience to overcome challenges and solve problems o Exceed service quality standards and strive for continuous process improvement o Undertake critical review of the credit proposals with a view to bring out the industry, business, financial, management and facility structure risk contained in the credit proposal. o Ensure collateral and other credit risk mitigation to facilitate the approving authority to take decision on the credit proposal. o Enable quick turnaround time of credit lending proposals for the mortgage business comprising of loan against property, and home loan business in close liaison with the sales team. o Undertake ongoing review of the credit exposures to ensure that the exposure continues to be bankable. o Facilitate critical review and documentation of the proposals and effectively monitor the client & collateral creditworthiness from the pre sanction to post disbursement phase & undertaking steps for risk mitigation, whenever required, while ensuring adherence to legal & documentation norms & policies o Manage the credit underwriting function of his/her branch and facilitate quick turnaround of credit lending proposals for the branch in close liaison with the local credit analysts and sales team. o Follow up and ensure recovery of quick mortality cases between 12 -18 MOV. Qualification : Graduate, Masters/Post Graduate Certifications : CA/MBA (Preferable)

About Retail and Wholesale Credit: The Retail and Wholesale Credit department focuses on the collection of the banks various loan products like Home Loans, Car Loans, and Personal Loans among others. While underwriting department focuses on risk mitigation towards the loan offered to the customers. The department is key for the Loans business vertical as it is responsible for controlling and ensuring timely EMI collection and maintaining risk of the business. About the Role: The Credit Officer is responsible for the appraisal and approval of the loan application on the basis of the power delegated to the and for onward recommendation of the same to the credit team. Key Responsibilities: Appraise or underwrite the loans within defined policy guidelines and accordingly take decisions or recommend for approval to appropriate authority Assess the income, ability, intention, and credit behavior of the applicant and verify it documents and reference checks as well as from credit bureaus Evaluate all the credit risk parameters and implement measures to mitigate the same Prepare the Credit Approval Memo and manage the overall TAT and approval rate Ensure complete adherence to the laid down policy and procedure / process

Developer in C# and .Net (Account is specifically looking for profiles with strong background in Market Risk/ Credit Risk/ Counterparty Risk/ Financial Reporting,/and Trade and Transaction Reporting domains along with C#. Dot Net and SQL expertise.) Required Candidate profile Proficiency in C#, .NET Framework/Core, SQL Server, RESTful APIs, Entity Framework, LINQ, & MVC architecture. Strong grasp of OOP and design patterns is essential. scalable code review & documentation

As an Investment Manager, you will: Own end-to-end underwriting for structured SME financing from due diligence to deal structuring Evaluate borrower health using financial, operational, and legal filters, and recommend lending decisions Work closely with Product and Engineering teams to automate and refine credit workflows Lead internal reporting and MIS for credit and investment decisions Engage with cross-functional stakeholders (Sales, Legal, Customer Success) to ensure end-to-end credit hygiene and risk mitigation 4 6 years of experience in credit underwriting for SME loans at an NBFC/Bank/Digital lender Strong understanding of business cash flows, credit risk, financial metrics, and legal documentation Exposure to unsecured/structured lending products Analytical mindset and hands-on approach to problem-solving Familiarity with credit tools, dashboards, and systems like CRIF, CIBIL, Perfios, etc. Bachelor s degree in Finance, Commerce, or Economics or Chartered Accountants Self-starter with strong ownership and comfort working in a fast-paced, high-autonomy environment Ownership: We want you to feel like an owner & that will reflect in your salary and equity Resources: The best in class equipment for you to excel at work A good work-life balance: we do our best work when were balanced Flexible vacation and work hours: We dont adopt conventional work practices that are meaningless for the type of work we do Great colleagues: We value a culture of authenticity, humility, and excellence. We want you to make a footprint on our culture

KreditMetriX Advisors is looking for Rating Analyst to join our dynamic team and embark on a rewarding career journey Collaborate with cross-functional teams to achieve strategic outcomes Apply subject expertise to support operations, planning, and decision-making Utilize tools, analytics, or platforms relevant to the job domain Ensure compliance with policies while improving efficiency and outcomes

Our beliefs are the foundation for how we conduct business every day. We live each day guided by our core values of Inclusion, Innovation, Collaboration, and Wellness. Together, our values ensure that we work together as one global team with our customers at the center of everything we do and they push us to ensure we take care of ourselves, each other, and our communities. Job Summary This job will lead ideation, development and implementation of advanced data science models, analytics and reporting solutions in Credit Risk domain. You will work with stakeholders and senior management to understand requirements in detail and deliver precise and timely solutions. Your role involves driving best practices in data science, ensuring data quality, and generating actionable insights. Job Description Essential Responsibilities Lead the development and implementation of advanced data science models. Collaborate with stakeholders to understand requirements. Drive best practices in data science. Ensure data quality and integrity in all processes. Mentor and guide junior data scientists. Stay updated with the latest trends in data science. Minimum Qualifications Minimum of 5 years of relevant work experience and a Bachelors degree or equivalent experience. Preferred Qualification Bachelors (or) Masters degree in a quantitative field (such as Analytics, Statistics, Mathematics, Economics or Engineering) or equivalent field experience. 5+ years of experience in a consumer credit or small business credit-related position, or 4+ years of experience in performing data management and analytics in the payments or in the e-commerce space. Candidate must have proven experience in the ideation, research, discovery, development, implementation, and ongoing monitoring of quantitative solutions for consumer credit or small business credit. Familiarity with data engineering, data management, data modelling, standard ETL techniques including extract, de-duping, cleansing, integration, and aggregation. Expertise in SQL, Python, Excel, PowerPoint and Data Visualization tools (e.g. Tableau, Power BI) Effective communication skills, in both written and verbal formats, with senior executive-level leaders. Subsidiary PayPal Travel Percent 0 For the majority of employees, PayPals balanced hybrid work model offers 3 days in the office for effective in-person collaboration and 2 days at your choice of either the PayPal office or your home workspace, ensuring that you equally have the benefits and conveniences of both locations. Our Benefits We have great benefits including a flexible work environment, employee shares options, health and life insurance and more. To learn more about our benefits please visit https//www.paypalbenefits.com . Who We Are Click Here to learn more about our culture and community. Commitment to Diversity and Inclusion PayPal provides equal employment opportunity (EEO) to all persons regardless of age, color, national origin, citizenship status, physical or mental disability, race, religion, creed, gender, sex, pregnancy, sexual orientation, gender identity and/or expression, genetic information, marital status, status with regard to public assistance, veteran status, or any other characteristic protected by federal, state, or local law. In addition, PayPal will provide reasonable accommodations for qualified individuals with disabilities. . Belonging at PayPal Our employees are central to advancing our mission, and we strive to create an environment where everyone can do their best work with a sense of purpose and belonging. Belonging at PayPal means creating a workplace with a sense of acceptance and security where all employees feel included and valued. We are proud to have a diverse workforce reflective of the merchants, consumers, and communities that we serve, and we continue to take tangible actions to cultivate inclusivity and belonging at PayPal. Any general requests for consideration of your skills, please Join our Talent Community . We know the confidence gap and imposter syndrome can get in the way of meeting spectacular candidates. Please don t hesitate to apply.

Role Client Management / Stakeholder Management; Discuss with the key management personnel of the corporates being rated to understand their strategy and business model Communicate the final Rating to the client Analyse Company’s financial performance which include; Past financial and business performance & Benchmark these against peers performance. Project future performance of the company Undertake rigorous credit risk analysis encompassing industry / business research and financial analysis of various large corporates. Assign Ratings and prepare reports that cogently capture the rationale behind the rating. Make credit rating recommendation to the Rating Committee. Roles and Responsibilities Ensure adherence to timelines. Maintain a high quality of analytics and rating committee presentation. Complete ownership of a client account. Responsible for all day-to-day operations of the account. Interfacing with clients for all operational activities. Handholding of 1-2 junior analysts. Should support the manager in day to day activities. Team & account management would include, but not limited to training & development of the team, coaching, sharing of best practices, providing feedback, etc. Undertake regular liaison with client management and analyst teams to gauge feedback and satisfaction. Supporting thought leadership and content building exercises in Mid Corporate Segment

About Us At ANZ, were shaping a world where people and communities thrive, driven by a common goal: to improve the financial wellbeing and sustainability of our millions of customers. About the Role As a Senior Manager for Customer Lending Assessment, you will play a crucial role in leading a team of 70-100 staff to support various teams across unsecured assessment, construction propays, home lending support and non-sufficient funds. Key responsibility will include developing & ensuring execution of a culture of customer centricity, continuous improvement & creating capacity that will enhance business performance of all current team along with supporting the new capability build for secured assessments. Support Deliver Personal Banking s vision of "Supporting our customers by making the right decision based on strong credit principles and through strong partnerships. Banking is changing and we re changing with it, giving our people great opportunities to try new things, learn and grow. Whatever your role at ANZ, you ll be building your future, while helping to build ours. Role Location: Manyata Tech Park, Bengaluru Role Type: Permanent, Fulltime Shift Login Timings: 3 AM IST What will your day look like As a Senior Manager for Customer Lending Assessment , you will: Maintain a comprehensive knowledge of credit policy, products and processes and share ideas & best practices with other teams Establish and implement policies and procedures to support all activities of the team, and review and report on adherence to policy, processes and CAD ensuring all activities are carried out and recorded in compliance with Bank and legislative requirements. Contribute to the achievement of Budget by reducing running costs, eliminating operational losses and enabling investment for growth and innovation. Ensure accreditation relevant to your role is maintained & applied e.g. CAD Be alert and act promptly to warning signs of credit deterioration, equally, recognise your customers strong or improved performance to develop stronger relationships with them Identify trends, risks & issues, resolve and/or report and escalate them as required Ensure you & staff follow bank procedures such as assessing applications in wrong segment, disregard for responsivities under Credit Approval Discretion (CAD) Ensure all services delivered comply with ANZ Group governance requirements, policies and standards with legal and regulatory requirements. Perform risk assessments for new initiatives, process, products and business. Lead and develop the team by encouraging a culture of continuous improvement & efficiencies. Identify training needs of individuals and arrange for training so that current and future team performance is ensured and that individual development needs are met Deliver strong VOC result for wider CLA by developing and leading engagement/wellness programme. What will you bring To grow and be successful in this role, you will ideally bring the following: Strong leadership and people management experience including STAR recruitment accreditation Able to build strong, open collaborative working relationships The ability to represent CLA at a range of forums with internal stakeholders Strong problem solving, analytical & decision-making ability - able to make sound decisions under pressure Experience in an operations/process environment Strong capacity & forecasting ability. Current CAD holder An understanding of credit risk and its management principles You re not expected to have 100% of these skills. At ANZ a growth mindset is at the heart of our culture, so if you have most of these things in your toolbox, we d love to hear from you. So why join us From the moment you join ANZ, youll be doing meaningful work that will shape a world where people and communities thrive. But its not just our customers wholl feel your impact. youll feel it too. Because at ANZ, youll have the resources, opportunities, and support you need to take the next big step in your career. Were a diverse bunch at ANZ in different roles, different locations, doing different things. Thats why we have a range of flexible working arrangements, so our people can make work, work for them. We also provide a range of benefits including access to health and wellbeing services and discounts on selected products and services from ANZ and more. At ANZ, youll be part of an organisation where the different backgrounds, perspectives and life experiences of our people are celebrated. Thats because were committed to building a workplace that reflects the diversity of the communities we serve. We welcome applications from everyone and encourage you to talk to us about any adjustments you may require to our recruitment process or the role itself. If you are a candidate with a disability or access requirement, let us know how we can provide you with additional support. To find out more about working at ANZ, visit https://www.anz.com.au/careers . You can apply for this role by visiting ANZ Careers and searching for reference number 100693. Job Posting End Date 01/08/2025 , 11.59pm, (Melbourne Australia)

Exp in SAS, SQL and large amounts of data US Stakeholder exp Exp of acquisition/account management credit risk models, transactional fraud models, marketing models, collections models, finance models, loss models, Loss forecasting (PD/LGD/EAD/CECL) Required Candidate profile SAS SQL Python Credit risk Credit Card Statistical Modelling Predictive Modelling

Company: Oliver Wyman Description: About The Role Job Title Actuarial Intern Life Office/Regions available: Bengaluru , Gurugram As an Actuarial Intern , you will work alongside and learn from Oliver Wymans industry leaders and other experienced consultants while contributing to a broad range of client projects. You will gain industry exposure with Oliver Wymans clients, which include top tier insurance companies, reinsurance companies, investment banks, law firms, state regulators, and private equity firms. Potential projects may include: Actuarial model development of Life and Annuity products, valuation, and analysis support Supporting the transformation of pre and post actuarial model data and processes, including systems and financial reporting integration, analytics, and workflow Assisting with actuarial model conversions and optimization Perform Actuarial model testing and validation Client and industry presentations, surveys, case studies and marketing support Supporting development and maintenance of intellectual capital Qualifications and Desired Skills Currently pursuing or having recently obtained a Bachelors or Masters degree, ideally in Actuarial Science, Mathematics, Statistics, Finance, or a related field Commitment to passing actuarial exams Desire for rapid learning, high performance, and professional growth Strong written and oral communication skills Excellent time management skills Understanding of the value of collaboration, and the ability to work effectively in a team setting Deep critical-thinking skills and problem-solving ability Highly motivated individual and willingness to work in a dynamic environment Exposure to MS Excel, MS Access or other database software, with VBA or other programming languages experience Why Work for Us Oliver Wyman seeks to invest in its people by fostering a safe and inclusive environment, respecting and welcoming different perspectives, promoting an ownership culture, providing opportunities for individuals to develop their personal brand, and celebrating successes and rewarding performance. Oliver Wyman offers a performance-based pay program that rewards colleagues for the contributions they make to our business results, including year-end bonuses based on personal and corporate performance. We also offer an impressive array of benefits. For more information, please visit our website at www.oliverwyman.com/actuaries. About Oliver Wyman Follow Oliver Wyman on X @OliverWyman. Marsh & McLennan Companies and its Affiliatesare EOE Minority/Female/Disability/Vet/Sexual Orientation/Gender Identity employers. Oliver Wyman, a business of Marsh McLennan (NYSEMMC), is a management consulting firm combining deep industry knowledge with specialized expertise to help clients optimize their business, improve operations and accelerate performance. Marsh McLennan is a global leader in risk, strategy and people, advising clients in 130 countries across four businessesMarsh, Guy Carpenter, Mercer and Oliver Wyman. With annual revenue of $24 billion and more than 90,000 colleagues, Marsh McLennan helps build the confidence to thrive through the power of perspective. For more information, visit oliverwyman.com, or follow on LinkedIn and X. Oliver Wyman, a business of Marsh McLennan (NYSEMMC), is a management consulting firm combining deep industry knowledge with specialized expertise to help clients optimize their business, improve operations and accelerate performance. Marsh McLennan is a global leader in risk, strategy and people, advising clients in 130 countries across four businessesMarsh, Guy Carpenter, Mercer and Oliver Wyman. With annual revenue of $24 billion and more than 90,000 colleagues, Marsh McLennan helps build the confidence to thrive through the power of perspective. For more information, visit oliverwyman.com, or follow on LinkedIn and X. The Actuarial Practice of Oliver Wyman advises clients across a broad spectrum of risk management issues. We are a rapidly growing group with offices expanding across the globe. Our actuaries hold the highest professional qualifications and are nationally recognized as experts in their field(s). We use mathematical and statistical modeling skills and our qualitative assessment methodologies to assist clients in evaluating and addressing risk. Our solutions help clients manage and prepare for the potential financial consequences of uncertain future events. We bring a combination of broad-based expertise with specialized knowledge of specific risks, allowing us to provide independent, objective advice in the three primary areas of riskhealthcare, life and annuity, and property and casualty. Marsh McLennan is committed to embracing a diverse, inclusive and flexible work environment. We aim to attract and retain the best people and embrace diversity of age, background, caste, disability, ethnic origin, family duties, gender orientation or expression, gender reassignment, marital status, nationality, parental status, personal or social status, political affiliation, race, religion and beliefs, sex/gender, sexual orientation or expression, skin color, or any other characteristic protected by applicable law. Marsh McLennan is committed to hybrid work, which includes the flexibility of working remotely and the collaboration, connections and professional development benefits of working together in the office. All Marsh McLennan colleagues are expected to be in their local office or working onsite with clients at least three days per week. Office-based teams will identify at least one anchor day per week on which their full team will be together in person.

Credit Strategy & Policy Credit Evaluation & Approval Portfolio Management Team Leadership Compliance & Audit: Ensure adherence to regulatory norms (RBI, NBFC, Basel guidelines, etc. Technology & Automation Annual bonus

Support distributing and de-risking activities for clients in APAC and Rest of the World (as applicable) through the primary and/or secondary markets, across all TF&L products. Implement de-risking strategies in line with internal approvals, policies, and key operating documents, ensuring compliance with external regulations, particularly focusing on non-financial risks, business conduct, and anti-trust rules. Support in growing and retaining a dedicated portfolio of investors, acting as the key point for all service issues, providing proactive service engagement with investors, looking for opportunities to improve the service efficiency as well as responding to complex queries. Interface with other teams (ex: RTM) that are responsible for monitoring credit insurance renewals, ensuring timely payment of insurance premiums and risk participation fees and as needed and engage with other colleagues, brokers and internal teams to achieve these. Develop and maintain strong internal relationships with teams across the front office, mid office and back-office functions to ensure efficient execution of trades. Draft and review pitch-books, term sheets, presentations, reports, and other deal-related documentation or portfolio presentations for potential investors and senior management. Stay informed about market trends, investor preferences, and the competitive landscape in loan and trade finance distribution. Conduct research and analysis to identify new business opportunities, optimize distribution strategies, and understand the funding programs and priorities of multilateral organizations. Your skills and experience Ideally, some years of experience in Trade Finance, Credit Risk, lending products and distribution solutions; working knowledge of the TF&L product suite, structures, and business propositions such as trade flow products, receivables/payables financing and supply chain finance. Experience in TF&L suite of products such as corporate loans, project finance, natural resource finance, ECA financing, documentary trade, guarantees, supply chain finance (account receivables & payables facilities), distributor finance facilities, and similar such transactions will be an added plus. Some familiarity and understanding of the APAC markets and macro-economic environments. Excellent level required in English (speaking/ reading/writing/ listening) and interpersonal communications skills. Strong IT skills with experienced knowledge with Microsoft Office Suite (Word, PowerPoint, Excel). Proven capacity and comfort to work with numbers. Comfort in working on documentation and working with experts to learn documentation and ensure that these are executed and implemented to high standard. Dedicated player that is result oriented, and willing to work with team members and other wider internal teams across the bank. Excellent organizational skills, with strong capacity for autonomy to handle lead de-risking efforts end-to-end in a timely manner. Able to work efficiently on a wide variety of tasks and requests while meeting deadlines. Bachelors degree or Masters Degree in finance, (Preferably MBA) Comfortable with flexible working hours, to support Singapore working hours.

Focus on processes of higher complexity and reporting, requiring detailed interpretation & understanding credit related information used to finalise the reports and presentations within the scope of the function Preparing, coordinating and distributing reports and perform quality control, including data analysis, evaluation and presentation of results in MIS Preparation and regular review of credit ratings, key figures and reporting for a defined portfolio (E.g.: Leveraged Structure, Real Estate etc.) Coordination of incoming enquiries and point of contact for the dedicated CRM team providing uniform communication to the relevant stakeholder Participation across Relationship Management team with other Relationship Managers to coordinate ongoing and regular progress, tracking of core issues identified by CRM ensuring that all issues are centrally and effectively coordinated and actioned, address root- cause issues and monitor progress Collaborate with the finance and credit risk change teams on strategic initiatives, assist with UAT testing for changes or enhancements to the respective risk systems Documentation of routine processes, following key guidelines within agreed procedures Coordinate and provide SME overview for audit requirements Lead a team and provide leadership/guidance on people management topics Processing of ad hoc enquiries within the scope of the standardised or non- standardised processes Provide coverage for other CRDU Relationship Management team members Your skills and experience Relevant work experience for min. 5 years in a Bank and/or in Credit Risk University degree (in Commerce, Economics, Finance, Business Administration) Detailed knowledge of DB Credit Risk or other DB Risk systems is beneficial People management experience (Preferred)

Enterprise Risk Management (ERM)s mission is to shape Bank strategy and lead risk management at enterprise level, unconstrained by risk types and geographies, together with ERM's partners in Risk and the Bank. ERM manages the enterprise-level risk management framework so that all risks are identified, owned and controlled Bank-wide; and within the agreed risk appetite and culture. As part of the Enterprise Risk Analytics & Reporting team, you will be responsible for coordinating the delivery of the Banks key strategic risk reports, the monthly Credit Risk portfolio management, which provide a comprehensive overview of the Credit profile of the Deutsche Bank Group risk profile. You will also own and coordinate targeted risk reviews, ad-hoc analyses as well as projects for senior management stakeholders as and when required. Such reviews can be complex in nature and require significant amount of cross-divisional engagement and across multiple levels of seniority (incl. MD level). Candidate will be responsible for working with ERM Emerging Risk team to perform analysis on IFRS 9 novel risks. Overall, Enterprise Risk Analytics & Reporting is engaged in a range of key strategic initiatives, in close cooperation with Credit Risk Management (CRM), Market Risk Management (MRM) and Non-Financial Risk Management (NFRM), aimed at providing further enhanced transparency to risk information and thus supporting risk management action. What we'll offer you As part of our flexible scheme, here are just some of the benefits that youll enjoy, Best in class leave policy. Gender neutral parental leaves 100% reimbursement under childcare assistance benefit (gender neutral) Sponsorship for Industry relevant certifications and education Employee Assistance Program for you and your family members Comprehensive Hospitalization Insurance for you and your dependents Accident and Term life Insurance Complementary Health screening for 35 yrs. and above Your key responsibilities Task Complex cross-risk analysis, evaluation & decision-making. Coordinate production and delivery of monthly key risk reports, including delivery / write-up of thematic key risk development updates. Coordinate targeted (cross) risk reviews, challenge stakeholder input and clearly articulate recommendations in a timely manner. Coordinate production and delivery of risk inputs into quarterly and annual statutory reporting, including write-ups on holistic risk chapters. Manage multiple deliverables at the same time and against tight timelines. Deliver excellent quality outputs. Take decisions and / or make recommendations on the basis of information made available, including escalation decisions as and when required. Data processing Collecting complex information and processing it ready for decision-making. Coordinate the timely delivery of input deliveries across e.g. multiple Risk and Finance stakeholders globally, provide guidance on timelines, expected content etc. Perform quality control checks over incoming and outgoing deliveries (both content and format). Optimization: Proactively drive process, reporting and control improvements. Facilitate (change) initiatives such as regulatory consultations, e.g. ECB Benchmarking initiatives as well as internal & external audits. Project Management: Management of large-scale (partial) projects across divisions on an international scale in line with the assigned tasks Relationship management Engage with global senior leadership and subject matter experts across several disciplines (Market, Credit and Non-Financial Risk as well as Treasury, Compliance, Legal, Finance). Deal independently with ad hoc queries from senior management, regulators and audit. Your skills and experience Education and Experience: Relevant university degree or equivalent necessary. 7+ years professional experience in at least one risk discipline (e.g. credit, market). Experience of portfolio management and / or reporting. Strong knowledge of Credit risk concepts incl. ECL / credit exposures Ability to perform standard and non-standard reporting for this growing Novel Risk topic Competencies: Hands-on working approach with good analytical skills and strong attention to detail. Confidence in challenging the status quo and superior relationship management skills. Ability to present information to senior management in an appropriate way (quality & format). Ability to independently liaise with senior management (incl. MD level). Ability to manage multiple tasks or projects at once and within tight timeframes. Confident in handling and analyzing large amount of data. Proficient Microsoft Office skills, i.e. Excel, Access and PowerPoint. Expertise in Tableau, VBA, Python etc. preferred Personal characteristics: A strong communicator and facilitator, able to build excellent relationships and liaise effectively at all levels of the Bank. A team player and a self-starter, able to work collaboratively in a global diverse team within a complex management structure and virtual team across the globe. Ability to motivate others. Focused and self-motivated with continuous improvement mind-set. Goal-oriented, positive and constructive attitude. Ability to cope well under pressure and tight deadlines. Excellent writing and communication skills in English. How we'll support you Training and development to help you excel in your career. Coaching and support from experts in your team. A culture of continuous learning to aid progression. A range of flexible benefits that you can tailor to suit your needs.

This is an exciting opportunity for a confident and highly experienced individual to join the Credit Risk Technology team and utilize their business knowledge and leaderships skills in a highly visible domain level role as a Product owner. The role requires in-depth experience on Credit Risk specifically credit risk lifecycle, delivering on the Regulatory Demand and working on Bank-wide programs with Front Office, Finance, and other areas of Risk. This opportunity offers and provides exposure in the Product Owner and Management space. Embrace and propagate product mindset by actively working with other Product Owners. DefineandCommunicate ProductVision and roadmap in partnership with stakeholders and engineering. Ensure Product changes align with Business Strategy and Vision. Define and govern the end-to-end delivery in Agile Framework across Credit risk Domain where you would be driving agile ceremonies linking to Backlog Refinements, Demos, Review and Planning. You will manage and drive the adoption of recognized best practices, tools and policy ensuring that a robust and maintainable solution is implemented. Work alongside Senior Business Owners, Credit Officers, Analysts & IT stakeholders to ensure that the applicable stream of work is progressing to plan across different credit risk functions and dependencies that are identified are managed, provide guidance by example and act as the senior escalation point Program and Business Outcome. Your key responsibilities Develop, Create, and communicate Product Vision and Roadmap with the Business Owners, Delivery Teams & Solution/System Architects Manage and prioritize backlog and ensure value delivery is embedded in Agile Planning and delivery via prioritized features and enablers. Continuously refine Product Backlog, re-prioritise basis criticality, cost and value. Develop as an SME and primary point of contact liaison with all relevant stakeholders in Business and Engineering, giving them timely, transparent, and metric driven updates. Develop and provide strategic business solutions under Credit Risk Domain to Business Problems, Efficiency gains, Regulatory Findings and Front to Back Integrations. Be responsible for Product Health in Credit Risk domain, continuously monitor against the Health Metrics. Be responsible for Product Quality through compliance of UX, Architecture &Business process and the SDLC cycle and release to production. Provide input into Release Notes clearly articulating Business Value/Outcomes Ensure adherence to both the Banks and domains testing standards with focus on achieving further efficiencies and benefits through automated testing. Provide management, leadership, and technical/domain guidance to teams across multiple locations and senior escalation point for all stakeholders. Participate in the end-to-end development cycle working closely with squad teams following BDD development model. Your skills and experience Technical / Domain Skills 10+ years experience as Product Owner and Product management in an agile environment 5+ years experience working in Financial Services or consultancy, ideally in Risk Domain Strong stakeholder management skills and the ability to communicate at all levels of seniority with proven experience in successfully driving roadmaps and delivery of large-scale Regulatory, Risk, Data or Transformation Programs Experience working in Technology or Change for the large Investment Banks dealing with Banking Products, Data and Systems. Proven experience and evidencing prioritization techniques, refinement, grooming and challenges with the Backlog management. Knowledge and experience of Risk or Finance domain. Good to have experience in any phase of Credit Risk Lifecycle such as Limit Management, Rating Methodologies, Monitoring, Reporting, Recovery Management. Exposure to Credit Risk Measures such as PD, LGD, EAD, EL, RWA etc and their underlying calculations / methodology Additional advantage would be knowledge of Pricing/Valuations across multiple asset classes including Traded Derivatives, Banking Book Securitization etc and prevalent Risk regulations such as BASEL & ECB IRBA guidelines Experience with Agile Testing & Engineering techniques (e.g. BDD) would be a plus Experience in writing simple SQL queries for data analysis would be a plus Good to have knowledge on Data Analytical tools of Tableau, Qlik. Soft Skills Agile & Product mindset Strong Analytical skills Ability to work in virtual teams and in matrix organizations Strong communication skills, both written and verbal Evidence of Team Player, Mentoring or driving Team objectives Education/ Qualifications B.E/ BTech or Degree in Computer Science/ Information Technology Recognized Degree in Finance and Risk Domain e.g. MBA, B.COM Good to have: FRM/CFA Certified Professional Good to have: Product owner/Product Manager/ Business Analyst Certifications from recognized institutes/ courses. Role: Head - Analytics / BI Industry Type: Investment Banking / Venture Capital / Private Equity Department: Data Science & Analytics Employment Type: Full Time, Permanent Role Category: Business Intelligence & Analytics Education UG: B.Tech/B.E. in Production/Industrial PG: MBA/PGDM in Marketing

Key Responsibilities Conduct due diligence and credit risk assessments, including technical and financial analysis. Build and maintain financial models for projects finance transactions Analyze and identify risks, recommending protective structures for transactions Prepare credit memorandums and and other adhoc credit reports Support transaction execution and system set-up Manage credit exposure, ensuring compliance with internal policies and regulatory requirement Stay informed on client industry trends and risks Qualifications: Masters in accounting, finance, economics, engineering, or related field Experience in financial services or consulting Strong financial modeling and analytical skills Understanding of credit risk management and commercial requirements Self-motivated, detail-oriented, with strong organizational skills Excellent communication and interpersonal skills Proficient in Excel, PowerPoint, and Word Preferred: Experience in project & infrastructure finance. Strong networking skills. Ability to manage multiple priorities. Understanding of global banking practices.

Develop and maintain credit risk rating methodologies, tools, and frameworks to improve risk management processes, including counterparty rating models, exposure management, and credit approvals. Collaborate with internal model review and controls teams to ensure new methodologies are approved and compliant. Use data science techniques to derive insights and communicate findings. Contribute to generating new ideas to address both ad hoc and strategic projects. Present findings and recommendations to senior management through presentations Required Qualifications, Skills and Capabilities Relevant analytics, model/methodology development or credit risk experience Self-starter with creative problem-solving skills. Ideal candidates have experience in quantitative method development and data analysis and are comfortable discovering and communicating ideas through data. Degree in analytical field preferred (e.g., Data Science, Computer Science, Engineering, Mathematics, Statistics) Experience with modern analytic and data tools, particularly Python/Anaconda and/or R, Tensorflow and/or Keras/PyTorch, Spark, or SQL. Excellent problem solving, communications, and teamwork skills. Financial service background preferred, but not required. Desire to use modern technologies as a disruptive influence within Banking Role: Data Analyst Industry Type: Financial Services Department: Data Science & Analytics Employment Type: Full Time, Permanent Role Category: Business Intelligence & Analytics Education UG: Any Graduate PG: Any Postgraduate

Role & responsibilities : The resources need to have exposure to the below areas either of them, as the Non-Models are specifically built to support them Finance (Financial Statements, P/L, Cashflow Analysis, Capital Ratios, Tier I, Tier II, Stress Testing) Credit Risk ( CECL, CCAR, DFAST, ECL, Stress Scenarios) Treasury (ALM, Market Risk, Duration based Non-models, Pricing Non-Models, Risk Sensitivity) Fraud Risk The above all constitute the majority of the Non-Models Roles & Responsibilities The resource need to work independently in Drafting Non-Model (EUC End User Computing tools) documentation. When in doubt discuss with the Non-Model Owners (Client) and complete the documentation. Review the non-models and fill the documentation template for Non-Model Summary Design & Development Implementation, that includes evaluation of controls Ongoing monitoring Support the offshore and Onshore leadership in tracking the status of the projects We are targeted to complete documentation for around 800 Non-Models and on an average we expect each resource to complete around 40 to 50 non-models documentation

Role & responsibilities JD - The Risk Analyst Counterparty Credit Risk is responsible for assessing, monitoring, and reporting on counterparty credit risk exposure across trading activities. The role involves working closely with traders, risk managers, and other stakeholders to ensure risk is effectively measured and managed in line with regulatory requirements and internal risk appetite. Key Responsibilities Counterparty Credit Risk (CCR) Assessment & Monitoring: Analyze and monitor counterparty credit risk exposure for derivatives, securities financing transactions (SFTs), and other trading activities. Use methodologies such as the Standardized Approach for Counterparty Credit Risk (SA-CCR) and Potential Future Exposure (PFE) to quantify risk. Evaluate counterparty financials, credit ratings, and market behavior to assess default risk. Perform stress testing and scenario analysis to assess potential adverse impacts on counterparty risk exposure. Assist in setting and monitoring counterparty risk limits, ensuring compliance with internal risk Work with market risk teams to assess how market movements (e.g., interest rates, FX rates, volatility) impact counterparty exposure. Identify and track exposure concentration risks across products, counterparties, and sectors. Support pre-trade risk analysis by assessing potential counterparty risk for new transactions and trading strategies. Ensure compliance with Basel III/IV, SA-CCR, and other relevant counterparty risk regulations. Prepare risk reports for internal stakeholders and regulators, providing clear insights into counterparty risk profiles. Support regulatory capital calculations and reporting, ensuring accurate risk-weighted asset (RWA) assessment. Preferred candidate profile

Responsibilities: Analyzing, documenting, and optimizing business processes, identifying areas of improvement, and ensuring that the project is executed efficiently Liaising with SMEs, facilitating workshops to understand/prioritise requirements Office cab/shuttle Health insurance Food allowance Provident fund Annual bonus

You should have at least 3 years of experience as a Business Analyst, involving close collaboration with both business partners and technology teams on a daily basis to define capabilities and support the build process. Your experience should be in the Financial Services industry, particularly in Risk Compliance, AML, Investment Banking, Capital Markets, Trade Surveillance, Operational Risk, and Credit Risk. Additionally, you should have a minimum of 4 years of experience in creating requirement specifications based on Architecture Design Detailing of Processes, as well as in capturing requirements related to internal and external consulting, documenting, and mapping current business processes. Experience in developing, configuring solutions, evaluating, validating, and deploying them is essential. Your role will require at least 3 years of experience in Business Analysis Skills, including requirements analysis, elicitation, and Agile Methodologies. Strong analytical and communication skills are crucial, along with the ability to present effectively to senior leadership, manage communication between business and technology teams, and demonstrate planning and coordination skills. Experience with project management, SQL, PLSQL, and Information Technology is necessary. A Bachelor's degree or equivalent is required, along with proficiency in Capital Markets, Regulatory Reporting, Equities, Derivatives, AML, Trade Surveillance, Data Analysis, SQL, BRD, and FSD. The role may involve working in a management consulting environment with regular travel requirements. Preferred skills include expertise in Regulatory Reporting Systems within the Technology domain. You must be located within commuting distance of Chennai, Hyderabad, Pune, or Bangalore, or be willing to relocate to these areas to fulfill the job responsibilities.,