1409 Credit Risk Jobs - Page 10

About The Role Kotak Mahindra Bank looking to hire Team Member-Credit Risk LocationBKC, Mumbai "¢ Credit Risk Analytics and Modelling Analyse, model, validate and document various measures of Credit Risk for use in Expected Credit Loss and Capital computations. Hands-on experience in building, implementing, documenting, monitoring, validating, refining models and scorecards in particular for PD, LGD, EAD and related Credit Risk metrics - using statistical methods and / or expert judgement based techniques In depth understanding of the underlying statistical techniques and functional insights that drive Credit Risk models and the experience of having used modelled output in computing Expected Credit Loss (ECL) under Ind AS or Credit Risk Capital under Internal Ratings based approaches, Economic Capital and having taken these measures through the scrutiny of auditors and regulators Derive insights from data and effectively communicate these insights to Risk, Credit and Business teams "¢ Preparing and submitting reports to the regulator and / or senior management on a periodic and adhoc basis. The job-holder will be responsible for computing and reporting ECL and related metrics on an on-going basis. "¢ Ability to work with (gather, consolidate, prepare, summarise) large data sets on a routine basis with an eye for detail and flair for numbers. Data cleansing and preparation for use in model building. "¢ Ensure reliability, integrity and consistency of reported and underlying data "¢ Build and manage a team of like-minded data analysts and modellers "¢ Between 8 and 12 years of experience in the areas of risk and data analytics particularly in the area of Credit Risk. Exposure to risk reporting or financial reporting would be an advantage. "¢ Degree in statistics or econometrics (or equivalent professional qualifications) with hands-on experience in statistical model development, implementation, validation and use is highly desirable "¢ Extensive experience and expertise in using any one or more among Python / SAS / R. Intermediate level SQL skills will be useful. "¢ Strong experience in areas like delinquency or loan loss forecasting, expected credit losses capital computation under advanced approaches. "¢ Experience in projects involving automation / data consolidation in the areas of risk or financial reporting would be an advantage

Credit Assessment, Risk Management, Loan Approval Process : Evaluate loan applications and creditworthiness of applicants based on financial data and other relevant factors. Perform detailed analysis of financial statements, bank statements, and credit reports. Assess repayment capacity and recommend appropriate loan structures. Identify, analyze, and mitigate potential credit risks. Ensure compliance with internal credit policies and regulatory guidelines. Conduct periodic portfolio reviews to identify early warning signals. Coordinate with sales and operations teams for smooth processing of loan applications. Approve or recommend loans within delegated authority limits. Liaise with legal and technical team for finalization.

JD For Credit Manager Loan Underwriting Handling secured, unsecured and working capital and LAP Evaluate and process end to end Loan applications within agreed TAT timelines. Timely clearance of open audit queries, quality control checks Timely completion of Vendor Management related activities Providing support to Business Plan through quick turnaround of New and Existing proposals and work with team to optimize returns while remaining within Risk Appetite Conducting stock audits as per the Stock audit plan through empanelled vendors. Analyzing/ Reviewing the reports received and highlighting the observations to the Management and taking necessary action. Handling different MISs of Portfolio. Monitoring churning and overdue in accounts. Processing bills of empaneled vendors for service rendered. Coordinating with empaneled vendors and resolving issues (if any). Coordinating with Business team, Credit teams, etc as per the requirement. Other related activities. Approve or reject loan requests, based on credibility and potential revenues and losses Calculate and set interest rates Negotiate loan terms with clients Monitor payments Maintain records of loan applications

Credit Assessment, Risk Management, Loan Approval Process : Evaluate loan applications and creditworthiness of applicants based on financial data and other relevant factors. Perform detailed analysis of financial statements, bank statements, and credit reports. Assess repayment capacity and recommend appropriate loan structures. Identify, analyze, and mitigate potential credit risks. Ensure compliance with internal credit policies and regulatory guidelines. Conduct periodic portfolio reviews to identify early warning signals. Coordinate with sales and operations teams for smooth processing of loan applications. Approve or recommend loans within delegated authority limits. Liaise with legal and technical team for finalization.

Strong Domain knowledge in Credit. Assessing the Credit Risk basis geography and security offered references and financials as well as facility structure. Proactively developing enterprise-wide risk Management strategies and practices for various HL transactions. Understanding on various operational, legal, technical, market and segment risk practice pertaining to HL Business. Delinquency Management along with business. Works in a fast paced office environment. Expected to travel to Customer locations on short notice to conduct meetings. Open to travel to 2 Locations i.e. Lucknow and Kanpur twice/ thrice in a week.

Risk Manager Department Kotak Mahindra Bank Ltd Consumer Durables Location Mumbai HO Number of Positions One Reporting Relationship Reporting to Business Head Consumer Durables Business Position Grade M7-M8 Risk management & Portfolio monitoring for Consumer durable loans. Managing Risk containment unit for Consumer businesses Portfolio monitoring and continuous review of Consumer durable, Digital Business finance, Life style business, Personal loan cross sell Improving controllership by way of building strong system Building and automating credit approval engine Support launch of new products with policy & system build and implementation Formulating Risk policy & support to launch Digital product Drive and support initiatives to build scale Rural lending business Qualification MBA and/or Professional Degree preferred Job Knowledge and experience Should have at least 15 years of experience in credit / risk environment Should have at least 6 years of experience in heading risk / credit for a large setup Should have good understanding of CD Business & Retail industry Should be able to drive and work with a Team reporting Should be a Team player, Relationship person and should be ready to travel widely

Credit Assessment, Risk Management, Loan Approval Process : Evaluate loan applications and creditworthiness of applicants based on financial data and other relevant factors. Perform detailed analysis of financial statements, bank statements, and credit reports. Assess repayment capacity and recommend appropriate loan structures. Identify, analyze, and mitigate potential credit risks. Ensure compliance with internal credit policies and regulatory guidelines. Conduct periodic portfolio reviews to identify early warning signals. Coordinate with sales and operations teams for smooth processing of loan applications. Approve or recommend loans within delegated authority limits. Liaise with legal and technical team for finalization.

Skill required: Core Banking Operations (incl. Payments) - Retail Banking Account Operations Designation: Banking Operations Analyst Qualifications: Any Graduation Years of Experience: 3 to 5 years About Accenture Combining unmatched experience and specialized skills across more than 40 industries, we offer Strategy and Consulting, Technology and Operations services, and Accenture Song all powered by the worlds largest network of Advanced Technology and Intelligent Operations centers. Our 699,000 people deliver on the promise of technology and human ingenuity every day, serving clients in more than 120 countries. Visit us at www.accenture.com What would you do We help clients address quality and productivity issues, keep pace with customer expectations, navigate regulatory and operational pressures and ensure business sustainability by transforming their banking operations into an agile, resilient operating model.The Corporate banking /Wholesale banking team is responsible for helping clients and organizations processes trade finance transactions by providing superior service delivery to trade customers whilst safeguarding the bank from risks associated with this business.Perform account maintenance services, account closure, deceased customer processing and US legal order processing. What are we looking for Adaptable and flexibleProblem-solving skillsAgility for quick learningAbility to work well in a teamCommitment to quality Roles and Responsibilities: In this role you are required to do analysis and solving of lower-complexity problems Your day to day interaction is with peers within Accenture before updating supervisors In this role you may have limited exposure with clients and/or Accenture management You will be given moderate level instruction on daily work tasks and detailed instructions on new assignments The decisions you make impact your own work and may impact the work of others You will be an individual contributor as a part of a team, with a focused scope of work Please note that this role may require you to work in rotational shifts Qualification Any Graduation

Skill required: Core Banking Operations (incl. Payments) - Retail Banking Account Operations Designation: Banking Operations Associate Qualifications: Any Graduation Years of Experience: 1 to 3 years About Accenture Combining unmatched experience and specialized skills across more than 40 industries, we offer Strategy and Consulting, Technology and Operations services, and Accenture Song all powered by the worlds largest network of Advanced Technology and Intelligent Operations centers. Our 699,000 people deliver on the promise of technology and human ingenuity every day, serving clients in more than 120 countries. Visit us at www.accenture.com What would you do We help clients address quality and productivity issues, keep pace with customer expectations, navigate regulatory and operational pressures and ensure business sustainability by transforming their banking operations into an agile, resilient operating model.The Corporate banking /Wholesale banking team is responsible for helping clients and organizations processes trade finance transactions by providing superior service delivery to trade customers whilst safeguarding the bank from risks associated with this business.Perform account maintenance services, account closure, deceased customer processing and US legal order processing. What are we looking for Commitment to qualityStrong analytical skillsWritten and verbal communicationAdaptable and flexibleAbility to meet deadlines Roles and Responsibilities: In this role you are required to solve routine problems, largely through precedent and referral to general guidelines Your expected interactions are within your own team and direct supervisor You will be provided detailed to moderate level of instruction on daily work tasks and detailed instruction on new assignments The decisions that you make would impact your own work You will be an individual contributor as a part of a team, with a predetermined, focused scope of work Please note that this role may require you to work in rotational shifts Qualification Any Graduation

Hiring For Banking: Job brief We are looking for a Credit Officer to facilitate lending for our clients by assessing creditworthiness and processing relevant paperwork. Credit Officer responsibilities include preparing loan applications, evaluating clients financial information and calculating risk ratios. To be successful in this role, you should have a good understanding of lending procedures and customer service experience. Ultimately, you will help our clients acquire loans in a timely manner, while ensuring we comply with the law. Responsibilities Review loan requests Assess clients financial status Evaluate creditworthiness and risks Contact clients to gather financial data and documentation Analyze risks and approve or reject loan requests Calculate financial ratios (e.g. credit scores and interest rates) Set up payment plans Maintain updated records of loan applications Follow up with clients about loan renewals Monitor progress of existing loans

Job Title: AI Change Model Risk Manager Years of Experience: 5-9 Years Location: Bangalore (23 days onsite per week) Role Overview: A leading global financial institution is seeking a forward-thinking and detail-oriented AI Change Model Risk Manager to oversee the governance and risk management of AI and machine learning models within its Markets and Securities Services (MSS) division. In this role, you will be responsible for managing risks related to AI/ML model changes, ensuring compliance with regulatory expectations such as PRA SS1/23, SR11-7, and CRD IV, while supporting end-to-end delivery from proof of concept to production. You will also collaborate with data scientists, quants, model risk teams, and senior stakeholders to drive robust AI governance frameworks. Key Responsibilities: Design and implement governance frameworks for managing AI/ML model changes, including documentation, impact assessment, version control, and triggers. Conduct model risk assessments covering areas like data drift, performance shifts, algorithm changes, and infrastructure updates. Participate in AI change advisory boards and model risk governance forums. Support ongoing regulatory remediation initiatives and ensure alignment with industry standards. Create performance dashboards, KPIs, and Management Information (MI) for senior leadership and risk committees. Guide cross-functional teams through the model deployment lifecycle, ensuring compliance and documentation readiness. Assist in model documentation, change management processes, and completion of governance requirements across AI initiatives. Stay current with regulatory developments, best practices, and emerging risks in AI and ML. Qualifications & Skills: 59 years of relevant experience in AI model governance, credit risk, model risk management & change/project management. Strong knowledge of regulatory frameworks like SR11-7, SS1/23, or CRD IV. Experience with IFRS 9, PIT PD, LGD model enhancement, or credit risk modelling is highly desirable. Familiarity with AI/ML model development and performance monitoring. Strong analytical skills, attention to detail, and the ability to manage multiple deliverables. Excellent communication and stakeholder engagement abilities. Prior experience with Python is desirable. Academic background in Data Science, AI, Risk Management, Finance, or related field; certifications or online courses are a plus. If interested, please share your resume to sunidhi.manhas@portraypeople.com

Key Responsibilities: • Fraud and Credit Risk Review: o Review new applications for fraud and credit risk, making outbound calls for fraud and employment verification. o Analyze conversations with applicants in real-time to assess potential fraud risk. o Document and approve requirements based on analysis of credit policies. • Credit Management: o Administer and control credit terms and limits. o Perform credit limit reviews, reinstatements, and account maintenance. o Assess creditworthiness of prospective customers, approving, recommending, and negotiating credit terms and limits appropriate to the customers requirements and ability. • Customer Interaction: o Communicate directly with applicants, adhering to brand standards. o Liaise effectively with other areas impacting the Credit Department. o Provide exceptional customer service while maintaining high efficiency and accuracy in data analysis and report tracking. • Compliance and Reporting: o Maintain/exceed established standards and targets, adhering to all credit policies, procedures, and guidelines to mitigate risk. o Ensure high levels of accuracy in report maintenance and tracking. Qualifications and Requirements: • Educational Background: o Bachelor's degree in Finance, Business Administration, or a related field preferred. • Experience: o Previous experience reviewing and approving credit is an asset. o Minimum of 1-2 year of customer service experience. o Credit card experience required; credit and fraud experience is an asset. • Skills and Competencies: o Strong communication skills with an excellent command of English (French is an asset) and a professional telephone manner. o Demonstrated analytical and judgment skills required in dealing with moderately complex procedures and situations. o Ability to communicate tactfully with various levels of business management in a professional manner. o Strong organizational and time management skills with the ability to prioritize and manage a heavy workload. o Demonstrated ability to implement change efforts. o Highly motivated with the ability to work independently in a fast-paced team environment. o Knowledge of PCs and strong keyboarding skills. o Proficiency in MS Word, Excel, and Outlook is an asset. o TSYS/ADM system knowledge is an asset. o Flexibility and willingness to work overtime as required. Additional Information: • This role requires rotational shifts, which may include evenings, weekends, and holidays. • The position offers opportunities for professional growth and development within the Credit Card Operations department.

Overview We are currently seeking an experienced Analytics Client Service Specialist to join our Client Coverage organization in Mumbai. The MSCI Global Client Service team is composed of experienced financial professionals that provide first tier support for our clients around the world. Team members are responsible for responding to a wide variety of methodology, usage, interpretational, and technical questions on both analytical and benchmark products. Client contact is primarily via telephone and email. Client service analysts will need to work closely with Senior Client Service Members, Sales and consultants to develop and maintain client relationships. Responsibilities Provide premium service to assigned accounts Answer detailed client inquiries about MSCI products and methodology. These queries may be related to Market Risk (VaR, Stress testing, Back testing, Risk Attribution etc.), Liquidity Risk, Credit Risk, Portfolio Optimization, Performance Attribution Participate in developing client relationships through proactive follow up on issues raised Maintain relationships by ensuring relevant product and model information is shared with clients Lead regular calls with important accounts to cover outstanding issues and giving updates Contribute to producing service reviews and service plans that support client renewal initiatives Execute onboarding and training of Clients Provide 100% ownership (to resolution) of support issues from important accounts within assigned segment Provide full ownership of account servicing to become a subject matter expert on analytics products and services Championing process changes to improve Client Experience and Efficiency Qualifications Excellent English written and oral communication skills; ability to articulate complex concepts and methodologies to clients and senior management is a must Client facing skills – an ability to quickly gain the clients trust; Client Orientated – demonstrate ownership for the clients issue, be seen as the Client’s champion within MSCI Execution – well organized, ask questions, raise potential problems early Problem solving skills; Technology proficient: Numerical analysis using Microsoft Excel A self-starter and highly motivated, ability to work individually and within a team and ability to work in a fast paced environment with constant interruptions Candidate must be able to keep track of multiple issues without leaving issues unresolved 3-8 years of work experience; Relevant experience is a plus A numerate Bachelor’s degree in Finance, Engineering, Mathematics, Statistics, Economics, or related field; CFA, FRM is a plus What we offer you Transparent compensation schemes and comprehensive employee benefits, tailored to your location, ensuring your financial security, health, and overall wellbeing. Flexible working arrangements, advanced technology, and collaborative workspaces. A culture of high performance and innovation where we experiment with new ideas and take responsibility for achieving results. A global network of talented colleagues, who inspire, support, and share their expertise to innovate and deliver for our clients. Global Orientation program to kickstart your journey, followed by access to our Learning@MSCI platform, LinkedIn Learning Pro and tailored learning opportunities for ongoing skills development. Multi-directional career paths that offer professional growth and development through new challenges, internal mobility and expanded roles. We actively nurture an environment that builds a sense of inclusion belonging and connection, including eight Employee Resource Groups. All Abilities, Asian Support Network, Black Leadership Network, Climate Action Network, Hola! MSCI, Pride & Allies, Women in Tech, and Women’s Leadership Forum. At MSCI we are passionate about what we do, and we are inspired by our purpose – to power better investment decisions. You’ll be part of an industry-leading network of creative, curious, and entrepreneurial pioneers. This is a space where you can challenge yourself, set new standards and perform beyond expectations for yourself, our clients, and our industry. MSCI is a leading provider of critical decision support tools and services for the global investment community. With over 50 years of expertise in research, data, and technology, we power better investment decisions by enabling clients to understand and analyze key drivers of risk and return and confidently build more effective portfolios. We create industry-leading research-enhanced solutions that clients use to gain insight into and improve transparency across the investment process. MSCI Inc. is an equal opportunity employer. It is the policy of the firm to ensure equal employment opportunity without discrimination or harassment on the basis of race, color, religion, creed, age, sex, gender, gender identity, sexual orientation, national origin, citizenship, disability, marital and civil partnership/union status, pregnancy (including unlawful discrimination on the basis of a legally protected parental leave), veteran status, or any other characteristic protected by law. MSCI is also committed to working with and providing reasonable accommodations to individuals with disabilities. If you are an individual with a disability and would like to request a reasonable accommodation for any part of the application process, please email Disability.Assistance@msci.com and indicate the specifics of the assistance needed. Please note, this e-mail is intended only for individuals who are requesting a reasonable workplace accommodation; it is not intended for other inquiries. To all recruitment agencies MSCI does not accept unsolicited CVs/Resumes. Please do not forward CVs/Resumes to any MSCI employee, location, or website. MSCI is not responsible for any fees related to unsolicited CVs/Resumes. Note on recruitment scams We are aware of recruitment scams where fraudsters impersonating MSCI personnel may try and elicit personal information from job seekers. Read our full note on careers.msci.com

Team Summary: Visa Consulting & Analytics (VCA) is Visas client-facing consulting division, serving Visas clients (including card issuers, acquirers and merchants) and solving their strategic problems linked to money movement. Drawing on our expertise in strategy consulting, payments, data analytics, marketing, operational and macroeconomics, VCA drives high impact and tangible financial results. In Asia Pacific (AP), VCA has two types of teams - (1) Geo team, focused on serving the accounts in their geography and (2) Practice Area teams, focused on providing and deepening expertise in functional topics such as risk, digital, corporate banking, AI, etc. What A Consulting Sr. Manager - Credit Risk, Asia Pacific does at VISA: The VCA Credit Risk Advisory team is responsible for delivering advisory services to Visa s clients across Credit Risk and Portfolio Optimization areas. The Senior Manager Credit Risk individual will bring expertise in both the Credit Risk functional domain and in risk analytics gained as Risk practitioner within a bank and/or a specialized risk consulting firm. We are looking for a motivated, analytically minded individual with a track record of using Risk expertise to unlock business value. As a Sr. Manager, you will play a pivotal role in developing and expanding our Credit Risk consulting services across the Asia Pacific region, focusing on key priority areas that will grow both Visa s and the client s business. One of the key priority areas will be issuer portfolio optimization. Potential projects include optimization of the client s processes around cards acquisition, underwriting, portfolio management and collections, development of risk models and their use for decisioning across the credit lifecycle, etc. Key responsibilities for the Senior Manager Credit Risk include: Contribute to the delivery of Credit Risk advisory engagements across Asia Pacific Collaborating with the client s team (both internal and external) to understand the business problem and desired business outcome Business Development: Prepare client proposals and project plans, identifying dependencies, roles and responsibilities, scope, and deliverables. End-to-end delivery of multiple projects within timelines, scope and budget requirements Ensuring all project documentation is up to date and maintain the highest levels of quality in deliverables Support the development and maintenance of consistency, standards and quality control of Credit Risk consulting methodologies, ensuring world-class best practices and efficiency through economies of scale. Thought Leadership, Practice, and Solution Development: Create consulting practice materials such as set-plays, pitch decks, whitepapers and other assets following best practices and the latest IP that Visa s market teams can use to scale reach and impact. Why is this important to VISA: With a rapid change in the payment landscape, new regulations around open banking and the emergence of new Fintech players and AI technologies - the payment ecosystem is rapidly evolving, and our clients are looking to Visa as the payment experts to help them navigate through the opportunities and challenges that these changes pose. Visa with its global reach and rich transaction data set is ideally positioned to assist banks and merchants solve their strategic business problems and drive growth. As a Senior Manager, you will contribute to expanding VCA consulting engagements with our clients to drive new revenue streams. What you will need: Candidate with 10+ years of risk experience in banking / consumer lending industry preferred. Graduate / Post Graduate degree (Masters or Ph.D.) in Quantitative field such as Statistics, Mathematics, Computer Science, Economics, or equivalent experience preferred. Domain expertise in Credit Risk Management. Deep understanding of the credit risk industry, key players, regulatory framework and credit risk management best practices. Understanding of the credit risk models development approach, decisioning strategy definition and implementation, operational and regulatory reporting. Understanding of the consumer Credit risk landscape in AP preferred. Self-motivated, results oriented with strong analytical and problem-solving skills, with demonstrated ability to think creatively and strategically Excellent communication, storytelling and presentation skills. Detailed oriented, the candidate is expected to ensure the highest level of quality/rigor in deliverables, reports & data analysis. Proven skills in translating analytics output to actionable recommendations. Experience in presenting ideas and analysis to stakeholders with the ability to tailor data driven results to various audience levels. Expert proficiency in power point and excel. Team player with collaborative, diplomatic, and flexible style, able to work across cultures. Individual, that upholds and promotes the highest ethical standards and mutual respect in the workplace. Exhibit intellectual curiosity and strive to continually learn. What will also help: Strong financial acumen and understanding of profitability drivers of financial institutions Proficiency in some of the following statistical techniques: Linear and Logistic Regression, Decision Trees, Random Forests, Markov Chains, Support Vector Machines, Neural Networks, Clustering, Principal Component Analysis, Factor analysis etc.

The details of the position are: Company: Leading General Insurance Company. Designation: Risk Lead Role: Risk Lead Job Location: Mumbai Corporate Office Reports to: Chief Risk Officer Job Description: Handle and report exceptions (incidents) and conduct root cause analysis Perform portfolio and product-level risk reviews. Communicate and mitigate emerging risks of financial risk with different stakeholders/functions Conduct control testing and stress testing. Recommend risk-reward strategies. Monitor solvency and vendor credit risk. Solvency/capital monitoring and credit risk assessment of vendors For any further queries, write us at melissa@rightmatch.co.in

About Risk Barclays Risk is mandated by the Barclays Board with the overall management and oversight of risk management practices group-wide. It operates right across the organisation, and right across the globe to protect Barclays financial performance and reputation. Our Risk professionals have advanced technical skills across a broad range of disciplines. They take the lead in addressing issues including the potential implications of an economic downturn or financial crime, and in advising Barclays business leaders in making measured decisions. Through dedicated support services Risk teams make a real difference to Barclays business clients by sanctioning loans and investments, and by helping to turnaround their fortunes when they are facing financial difficulties. Dynamic working gives everyone at Barclays the opportunity to integrate professional and personal lives, if you have a need for flexibility then please discuss this with the hiring manager. We are an equal opportunity employer and we are opposed to discrimination on any grounds. Overall purpose of role Effective credit risk management of the assigned portfolio of Industries, clients. Portfolio management including stress testing and supporting portfolio risk appetite Ensuring compliance with Bank s credit risk policies & procedures and internal controls framework Key Accountabilities Preparation of annual credit review packs and Industry reviews Quantitative and qualitative analysis of Credit and Counterparty risk. Supporting credit officers in day-to-day risk management activities. Manage and monitor Risk limit frameworks which includes managing policies and standards, monitoring excess, analyse drivers and driving resolution Day to day management and monitoring of risk limits, reporting of any positions outside approved parameters and understanding how risk profile alters in stress test scenarios. Maintaining accurate and up to date information in the Banks Risk systems Purpose of the role To support the day-to-day operations of the risk division by monitoring the bank s risk profile, identifying and managing risks and providing insights and expertise to support senior colleagues to make informed decisions. Accountabilities Execution of small research projects to support risk identification and strategic decision making. Prepare presentations and reports to communicate the findings to senior management. Collaboration with cross-functional teams to support business initiatives. Participation in training and development programs to enhance skills and knowledge. Identification and management of risks including reviewing and challenging business propositions. Management of business and client relationships under steadily decreasing supervision. Support of risk management and decision making by using financial models and strategies. Analyst Expectations Execute work requirements as identified in processes and procedures, collaborating with and impacting on the work of closely related teams. Check work of colleagues within team to meet internal and stakeholder requirements. Provide specialist advice and support pertaining to own work area. Take ownership for managing risk and strengthening controls in relation to the work you own or contribute to. Deliver your work and areas of responsibility in line with relevant rules, regulation and codes of conduct. Maintain and continually build an understanding of how all teams in area contribute to the objectives of the broader sub-function, delivering impact on the work of collaborating teams. Continually develop awareness of the underlying principles and concepts on which the work within the area of responsibility is based, building upon administrative / operational expertise. Make judgements based on practise and previous experience. Assess the validity and applicability of previous or similar experiences and evaluate options under circumstances that are not covered by procedures. Communicate sensitive or difficult information to customers in areas related specifically to customer advice or day to day administrative requirements. Build relationships with stakeholders/ customers to identify and address their needs.

Would you like to help us enhance our client experience, now and for the futureAre you client orientated with high risk awareness In IB Operations we are the experts in how the firm operates. Our vision is to always enhance the client experience now and for the future. To succeed our people must: Deliver excellence Support digital transformation Put clients first. Build a high level of trust and partnership with clients We re looking for a collateral specialist to: Work across teams and functions to get the best solution or course of action Execute the processes and controls you are responsible for in a timely, accurate and complete manner within SLAs Understand the risks associated with your business and function Work on new/urgent regulatory requirements. Manage client queries and provide exceptional client service Handling collateral reporting as per functional requirements Exceptions and breaks management, investigation, escalation and resolution You ll be working in the Global Collateral management operations team. Collateral Management are a global function with a presence in UK, US and APAC. Were responsible for the delivery of collateral and margin management for UBS investment bank across all product lines. This helps mitigate credit risk exposure that UBS or our counterparties face and increasingly impacts the regulatory capital that UBS has to hold and the bank s overall cost of funding You ll be working in the Global Collateral management operations team. Collateral Management are a global function with a presence in UK, US and APAC. Were responsible for the delivery of collateral and margin management for UBS investment bank across all product lines. This helps mitigate credit risk exposure that UBS or our counterparties face and increasingly impacts the regulatory capital that UBS has to hold and the bank s overall cost of funding 1. Able to think creatively, flexibly and think logically to solve problems 2. Mindset for Digital transformation and improving processes, supporting Global change initiatives 3. Confident working inclusively with a range of stakeholders and build relationships 4. Knowledge and exposure of Global markets Operations, products, trade booking lifecycle, collateral management 5. Understanding of risk framework and controls, Regulatory requirements i. e. CFTC, Uncleared margin rules

Key Result Areas ( Max 1325 Characters) Supporting Actions (Max 1325 Characters) Portfolio Management , policy & credit risk Facilitating the identification and management of risks that can impact the business, with the objective of improving the risk environment. Portfolio monitoring on regular basis and presenting the identified risk to the management Improvements in Early warning model of the company. Development and improvements in scoring models for the company Handling statutory and regulatory queries for construction finance portfolio Dashboarding of portfolio and presentation to senior maagment . Policy and process and SOP improvements to reduce the risks identified through portfolio monitoring. Portfolio quality depends to a significant extent on the risk monitoring framework. The framework should encompass various aspects including reviewing of underwriting decisions, enhancing the decision-making ability of the credit managers, understanding changing market dynamics and its impact on the portfolio. Enabling Skill Sets & Qualifications The critical skill sets are a strong analytical acumen, evaluation skills, detail orientation, decision making skills, initiative and target orientation and market intelligence developed through a strong industry network. Profile also requires good interpersonal skills due to high cross functional engagement not only internal teams and stake holders but also with external agencies. The education & experience required to fulfil this profile are a Chartered Accountant or an MBA with minimum 2- 3 years of experience in the financial sector in a similar role

Analyst/ Associate @ Acuity Knowledge Partners (2-4 years Model Risk Management) Key Responsibilities As part of the first line of defence, assess new and existing models for potential vulnerabilities, limitations, or misuse. Review, analyse and interpret findings and observations from the model validation team. Propose, implement and document required changes or enhancements to models, methodologies, data inputs, and assumption to address identified issues. Define and develop relevant edge case scenarios (e.g., extreme market, credit, or borrower conditions) to robustly challenge model performance Design and code analytical frameworks to simulate and test defined edge cases, ensuring comprehensive coverage of potential risk exposures. Execute edge case testing, systematically record results, and analyze model responses to assess robustness and identify weaknesses. Prepare detailed documentation of all analyses, code developed, and findings from edge case assessments, ensuring reproducibility and transparency. Organize and maintain supporting evidence for all remediated issues and edge case testing, facilitating future reviews, audits, and regulatory examinations. Desired Qualification Masters degree in mathematics, statistics, data science, finance or a relevant field. Experience in model development, model validation or model governance. Programming experience with demonstrated exposure to multiple languages such as Python, SAS, R, MATLAB, SQL, VBA, C++ or similar languages. Domain experience in Credit Risk, Market Risk, Operational Risk or relevant fields. Experience with vendor financial data vendors: Bloomberg, Refinitiv, CRSP, MSCI, Markit, S&P Capital IQ, etc. Solid understanding of financial predictive modeling, such as multi-factor risk models, time series forecasting, Value-At-Risk (VaR), optimization theory, and machine learning. Attainment or progress toward at least one of the following: Graduate degree in business or quantitative discipline, Chartered Financial Analyst (CFA) charter, FRM or PRM risk management certifications, Certified Investment Management Analyst (CIMA) certification. Demonstrated history of strong analytical skills and attention to detail.

Job Title Risk and Compliance- Manager - S&C GN-CFO&EV Management Level:07 Manager Location:Gurgaon, Mumbai, Bangalore, Pune, Hyderabad Must have skills:Risk modelling Good to have skills:Credit risk, Market risk, Liquidity risk Experience:8-10 years Educational Qualification:MBA(Finance) or CA or CMA Job Summary : Support Accenture's CFO EV Finance and Risk practice in delivering Risk and Compliance strategy and solutions across geographies. Advise financial and non-financial Institutions across risk management areas such as risk strategy, transformation programs, enterprise risk, portfolio management, capability maturity assessments, fraud and financial crime risk compliance. Partner with global deal teams in selling, shaping and solution development of client deals by providing subject matter expertise on risk related topics. Shape thought capital around current and emerging risk management topics and contribute to development of Accenture points-of-view on risk trends and issues. Support practice development through various activities such as staffing, quality management, capability development and knowledge management. Build strong relationships with global Accenture Risk Management teams , and develop existing relationships based on mutual benefit and synergies. Roles & Responsibilities: Ability to lead the design and delivery of strategy, business case analysis, transformation programs, technology enablement, with respect to enterprise risk, portfolio management, capability maturity assessments, and fraud & financial crime risk compliance programs Ability to build sales pipeline through business development and proposals Strong business acumen and knowledge of risk management process Ability to solve complex business problems and deliver client delight Strong writing skills to build point of views on current industry trends Good analytical and problem-solving skills with an aptitude to learn quickly Excellent communication, interpersonal and presentation skills Cross-cultural competence with an ability to thrive in a dynamic consulting environment Professional & Technical Skills: MBA from Tier-1 B-schools with specialization in risk management 8-10 years of risk management experience at one or more financial services institutions, rating agency or professional services / risk advisory with an understanding of one or more of the following areas: Credit risk measurement for the purpose of financial instruments impairment and/or capital requirements calculation (PD, LGD, EAD methodologies), Credit Risk Underwriting Frameworks, Risk Based Pricing, Early Warning Systems, Credit Policy & Limit Management, Collections Frameworks, Counterparty credit risk management and experience on counterparty risk methodologies such as PFE, EPE. Market risk measurement and management-related topics including operational processes, technologies, modelling approaches, risk aggregation and reporting, FRTB:Expected Shortfall, Default Risk Charge, NMRF; IBOR or LIBOR Transition experience. Operational risk management framework and methodology. Liquidity risk measurement , reporting and management, balance sheet framework, contingency funding requirement Hands-on experience in VaR/SVaR/IRC/CRM calculations for variety of financial instruments across Currencies, Credit, Commodities and Rates; In-depth understanding of new/evolving regulations in the Market Risk management space including treatment of off-balance sheet exposures, proprietary trading, systemic risk, stress testing, capital calculations, reporting standards etc. Treasury experiences in areas such as Asset Liability Management, Fund Transfer Pricing, and Interest Rate Risk in Banking Book. Hands-on experience in developing risk registers, conducting RCSAs, defining KRIs for risk management and control indicators, Risk Scenario Library & Analysis Experience in managing financial crime and compliance with a focus on fraud risk management, compliance analytics, enterprise risk management (financial services and non-financial services), data analysis & aggregation, trade surveillance, robotic process automation Enterprise Risk Management experience Strong understanding of risk regulatory framework of one more of the major economies across globe Knowledge of Risk Platforms such as Sungard, Murex, Sungard , Calypso, OpenPage, Fenergo, PEGA, JIRA, SAP HANA, Bloomberg, Reuters, and so on Experience in third-party risk consulting will be preferred. Prior Risk Consulting experience at pre-eminent, global risk management consulting firms desirable Exposure to working in globally distributed workforce environment, both onshore and offshore Industry certifications such as FRM, PRM, CFA preferred Additional Information: An opportunity to work on transformative projects with key G2000 clients Potential to Co-create with leaders in strategy, industry experts, enterprise function practitioners and, business intelligence professionals to shape and recommend innovative solutions that leverage emerging technologies. Ability to embed responsible business into everythingfrom how you service your clients to how you operate as a responsible professional. Personalized training modules to develop your strategy & consulting acumen to grow your skills, industry knowledge and capabilities Opportunity to thrive in a that is committed to accelerate equality for all. Engage in boundaryless collaboration across the entire organization. Qualification MBA from Tier-1 B-schools with specialization in risk management 8-10 years of risk management experience at one or more financial services institutions, rating agency or professional services / risk advisory with an understanding of one or more of the following areas: Credit risk measurement for the purpose of financial instruments impairment and/or capital requirements calculation (PD, LGD, EAD methodologies), Credit Risk Underwriting Frameworks, Risk Based Pricing, Early Warning Systems, Credit Policy & Limit Management, Collections Frameworks, Counterparty credit risk management and experience on counterparty risk methodologies such as PFE, EPE. Market risk measurement and management-related topics including operational processes, technologies, modelling approaches, risk aggregation and reporting, FRTB:Expected Shortfall, Default Risk Charge, NMRF; IBOR or LIBOR Transition experience. Operational risk management framework and methodology. Liquidity risk measurement , reporting and management, balance sheet framework, contingency funding requirement Hands-on experience in VaR/SVaR/IRC/CRM calculations for variety of financial instruments across Currencies, Credit, Commodities and Rates; In-depth understanding of new/evolving regulations in the Market Risk management space including treatment of off-balance sheet exposures, proprietary trading, systemic risk, stress testing, capital calculations, reporting standards etc. Treasury experiences in areas such as Asset Liability Management, Fund Transfer Pricing, and Interest Rate Risk in Banking Book. Hands-on experience in developing risk registers, conducting RCSAs, defining KRIs for risk management and control indicators, Risk Scenario Library & Analysis Experience in managing financial crime and compliance with a focus on fraud risk management, compliance analytics, enterprise risk management (financial services and non-financial services), data analysis & aggregation, trade surveillance, robotic process automation Enterprise Risk Management experience Strong understanding of risk regulatory framework of one more of the major economies across globe Knowledge of Risk Platforms such as Sungard, Murex, Sungard , Calypso, OpenPage, Fenergo, PEGA, JIRA, SAP HANA, Bloomberg, Reuters, and so on Experience in third-party risk consulting will be preferred. Prior Risk Consulting experience at pre-eminent, global risk management consulting firms desirable Exposure to working in globally distributed workforce environment, both onshore and offshore Industry certifications such as FRM, PRM, CFA preferred

Job Title:Project Management, Planning , Risk ManagementExperience 8-12YearsLocation:Bangalore : Project Management, Planning, Risk Management.

Role Overview: A leading global financial institution is seeking a forward-thinking and detail-oriented AI Change Model Risk Manager to oversee the governance and risk management of AI and machine learning models within its Markets and Securities Services (MSS) division. In this role, you will be responsible for managing risks related to AI/ML model changes, ensuring compliance with regulatory expectations such as PRA SS1/23, SR11-7, and CRD IV, while supporting end-to-end delivery from proof of concept to production. You will also collaborate with data scientists, quants, model risk teams, and senior stakeholders to drive robust AI governance frameworks. Key Responsibilities: Design and implement governance frameworks for managing AI/ML model changes, including documentation, impact assessment, version control, and triggers. Conduct model risk assessments covering areas like data drift, performance shifts, algorithm changes, and infrastructure updates. Participate in AI change advisory boards and model risk governance forums. Support ongoing regulatory remediation initiatives and ensure alignment with industry standards. Create performance dashboards, KPIs, and Management Information (MI) for senior leadership and risk committees. Guide cross-functional teams through the model deployment lifecycle, ensuring compliance and documentation readiness. Assist in model documentation, change management processes, and completion of governance requirements across AI initiatives. Stay current with regulatory developments, best practices, and emerging risks in AI and ML. Qualifications & Skills: 59 years of relevant experience in AI model governance, credit risk, model risk management, or change/project management. Strong knowledge of regulatory frameworks like SR11-7, SS1/23, or CRD IV. Experience with IFRS 9, PIT PD, LGD model enhancement, or credit risk modelling is highly desirable. Familiarity with AI/ML model development and performance monitoring. Strong analytical skills, attention to detail, and the ability to manage multiple deliverables. Excellent communication and stakeholder engagement abilities. Prior experience with Python is desirable. Academic background in Data Science, AI, Risk Management, Finance, or related field; certifications or online courses are a plus.

Job Name: RMCC-Risk Analyst Rules Job Location : Prabhadevi Job Purpose : The role is primarily responsible for RMCC sub vertical of Rules Validations entailing these responsibilities Governance of rules used in Business decision making for Retail Credit, CIC and AML Validation / Review and Back testing of the rules design and ongoing performance Job Responsibilities: Developing and implementing the governance process around rules management including rule repository, relevant documentation etc. among others. Validation / reviewing the rules design prior to implementation. Monitoring the performance of rules on an ongoing basis based on pre-agreed benchmarks with rule owner Investing in understanding the business domain in order to effectively review the rules Basic knowledge of Python/Power BI is required

Position Overview: As a Credit Analyst, you will be part of a team performing outbound calls and offline work, adjudicating credit, conducting thorough investigations on credit bureaus, and deciding on the customers creditworthiness. Key Responsibilities: Fraud and Credit Risk Review Credit Management Customer Interaction Compliance and Reporting Qualifications and Requirements: Educational Background: Bachelor's degree in Finance, Business Administration, or a related field preferred. Experience: Previous experience reviewing and approving credit is an asset. Minimum of 1 year of customer service experience. Credit card experience required; credit and fraud experience is an asset. Skills and Competencies: Strong communication skills with an excellent command of English (French is an asset) and a professional telephone manner. Demonstrated analytical and judgment skills required in dealing with moderately complex procedures and situations. Ability to communicate tactfully with various levels of business management in a professional manner. Strong organizational and time management skills with the ability to prioritize and manage a heavy workload. Demonstrated ability to implement change efforts. Highly motivated with the ability to work independently in a fast-paced team environment. o Knowledge of PCs and strong keyboarding skills. Proficiency in MS Word, Excel, and Outlook is an asset. o TSYS/ADM system knowledge is an asset. Flexibility and willingness to work overtime as required.

Job Summary: We are seeking a detail-oriented and analytical professional with 1–4 years of relevant experience in covenant monitoring or credit risk. The candidate will be responsible for tracking, analyzing, and reporting on financial and non-financial covenants related to debt agreements and other financial instruments. Key Responsibilities: •Analyze financial statements and calculate covenant ratios (e.g., debt service coverage ratio, leverage ratio, interest coverage ratio). •Review and interpret loan documentation to extract relevant covenant terms and reporting requirements. •Creating the first time covenant set up in the covenant tracking platforms or risk management systems. •Monitor borrower compliance with financial and non-financial covenants outlined in credit agreements and loan documentation. •Maintain accurate and up-to-date records of covenant compliance status and related documentation. •Prepare internal reports, dashboards, and alerts for any breaches, upcoming deadlines, or compliance risks. •Coordinate with credit officers to address breaches or waivers and ensure proper documentation. •Assist in automating covenant monitoring processes and enhancing internal controls. •Stay updated on market practices, regulatory expectations, and industry trends in covenant tracking and credit monitoring. Requirements: •Experience working with syndicated loans or structured finance products. •Exposure to covenant tracking platforms or risk management systems. •Strong understanding of financial statements and credit metrics. •Familiarity with loan documentation, term sheets, and credit agreements. •Proficiency in Microsoft Excel; working knowledge of financial systems or covenant monitoring tools is a plus. •Strong analytical skills and attention to detail. •Excellent written and verbal communication skills.