501 Credit Risk Jobs - Page 12

html Underwriter Job Description Underwriter Job Summary Analyze loan applications and assess risk to determine eligibility. Responsibilities Review loan applications for completeness and accuracy. Assess creditworthiness of applicants. Evaluate collateral and determine loan-to-value ratios. Make lending decisions based on risk assessment. Maintain accurate records and documentation. Qualifications Bachelor's degree in finance or related field. Strong analytical and problem-solving skills. Excellent attention to detail. Proficiency in Microsoft Office Suite. Understanding of lending regulations.

1 New Business Prospects: Originate new business prospects within the SME sector through direct sourcing and open market channels. 2 Customer Acquisition: Acquire SME customers and manage their proposals, guiding them up to the disbursement stage. 3 Business Generation: Meet existing SME clients to identify business opportunities and drive revenue. 4 Working Capital Facilities: Provide SMEs with a range of working capital facilities, such as Overdraft, Cash Credit, Dealer Finance, Vendor Finance, Letter of Credit, Bank Guarantee, Term Loan, etc., based on their specific needs. 5 Customer Relationship Management: Manage and nurture customer relationships, addressing both service and sales queries with the goal of engaging and retaining SME clients. 6 Cross-Selling: Cross-sell retail banking products to SME customers to maximize revenue and meet sales targets. 7 Credit Risk Assessment: Assess the credit risk associated with SME clients and their proposed financing structures. Collaborate with credit and risk teams to ensure sound credit decisions. 8 Financial Analysis Conduct in-depth financial analysis of SME clients to evaluate their creditworthiness and funding requirements. Prepare and present comprehensive credit proposals. 9 Credit Structuring: Structure credit facilities for SMEs in a manner that aligns with their business needs and risk profiles. Optimize the credit solutions offered to SME clients. 10 Compliance and Regulations: Ensure compliance with all relevant regulatory requirements and internal policies. Stay updated on changes in regulations affecting SME banking. Qualifications - Minimum Degree: Post Graduate/Graduate in any discipline.

To underwrite mortgage business and manage the portfolio in assigned branch/location o Review and assess a broad range of complex loan applications within defined guidelines and accordingly take decision or recommend for approval to higher authorities. o Under write proposals as per the laid down policies procedure to honour the agreed SLAs and manage city/area business volumes. o Conduct personal discussion with customers to establish credit worthiness and ensure completion of credit/KYC documents and verification- telephonic, field collateral visits. o Assess income to obligation ratios, loan to value ratios, in depth knowledge of rational behind calculation of ratios and its impact on loan performance over long tenures. o Maintain Portfolio MIS, Delinquency MIS and other operations related MIS of the cluster and regularly reporting the same. o Build and facilitate the best outcomes for clients by building and leveraging effective relationships with third parties o Take ownership of client queries and use industry knowledge and experience to overcome challenges and solve problems o Exceed service quality standards and strive for continuous process improvement o Undertake critical review of the credit proposals with a view to bring out the industry, business, financial, management and facility structure risk contained in the credit proposal. o Ensure collateral and other credit risk mitigation to facilitate the approving authority to take decision on the credit proposal. o Enable quick turnaround time of credit lending proposals for the mortgage business comprising of loan against property, and home loan business in close liaison with the sales team. o Undertake ongoing review of the credit exposures to ensure that the exposure continues to be bankable. o Facilitate critical review and documentation of the proposals and effectively monitor the client collateral creditworthiness from the pre sanction to post disbursement phase undertaking steps for risk mitigation, whenever required, while ensuring adherence to legal documentation norms policies o Manage the credit underwriting function of his/her branch and facilitate quick turnaround of credit lending proposals for the branch in close liaison with the local credit analysts and sales team. o Follow up and ensure recovery of quick mortality cases between 12 -18 MOV. Qualification : Graduate, Masters/Post Graduate Certifications : CA/MBA (Preferable)

1 New Business Prospects: Originate new business prospects within the SME sector through direct sourcing and open market channels. 2 Customer Acquisition: Acquire SME customers and manage their proposals, guiding them up to the disbursement stage. 3 Business Generation: Meet existing SME clients to identify business opportunities and drive revenue. 4 Working Capital Facilities: Provide SMEs with a range of working capital facilities, such as Overdraft, Cash Credit, Dealer Finance, Vendor Finance, Letter of Credit, Bank Guarantee, Term Loan, etc., based on their specific needs. 5 Customer Relationship Management: Manage and nurture customer relationships, addressing both service and sales queries with the goal of engaging and retaining SME clients. 6 Cross-Selling: Cross-sell retail banking products to SME customers to maximize revenue and meet sales targets. 7 Credit Risk Assessment: Assess the credit risk associated with SME clients and their proposed financing structures. Collaborate with credit and risk teams to ensure sound credit decisions. 8 Financial Analysis Conduct in-depth financial analysis of SME clients to evaluate their creditworthiness and funding requirements. Prepare and present comprehensive credit proposals. 9 Credit Structuring: Structure credit facilities for SMEs in a manner that aligns with their business needs and risk profiles. Optimize the credit solutions offered to SME clients. 10 Compliance and Regulations: Ensure compliance with all relevant regulatory requirements and internal policies. Stay updated on changes in regulations affecting SME banking. Qualifications - Minimum Degree: Post Graduate/Graduate in any discipline.

To underwrite and manage the portfolio in assigned branch/location. 1. Review and assess a broad range of complex loan applications within defined guidelines and accordingly take decision or recommend for approval to higher authorities. 2. Under write proposals as per the laid down policies & procedure to honour the agreed SLAs and manage city/area business volumes. 3. Conduct personal discussion with customers to establish credit worthiness and ensure completion of credit/KYC documents and verification- telephonic, field & collateral visits. 4. Assess income to obligation ratios, in depth knowledge of rational behind calculation of ratios and its impact on loan performance during the loan tenure. 5. Maintain Portfolio MIS, Delinquency MIS and other operations related MIS of the cluster and regularly reporting the same. 6. Build and facilitate the best outcomes for clients by building and leveraging effective relationships with third parties 7. Take ownership of client queries and use industry knowledge and experience to overcome challenges and solve problems 8. Exceed service quality standards and strive for continuous process improvement 9. Undertake critical review of the credit proposals with a view to bring out the industry, business, financial, management and facility structure risk contained in the credit proposal. 10. Ensure collateral and other credit risk mitigation to facilitate the approving authority to take decision on the credit proposal. 11. Enable quick turnaround time of credit lending proposals for the business in close liaison with the sales team. 12. Undertake ongoing review of the credit exposures to ensure that the exposure continues to be bankable. 13. Facilitate critical review and documentation of the proposals and effectively monitor the client & collateral creditworthiness from the pre sanction to post disbursement phase & undertaking steps for risk mitigation, whenever required, while ensuring adherence to legal & documentation norms & policies 14. Manage the credit underwriting function of his/her branch and facilitate quick turnaround of credit lending proposals for the branch in close liaison with the local credit analysts and sales team. MBA/PGDBA/PGPM or Equivalent in finance

Department: Regulatory Compliance Job Location: Bangalore,Jammu,Gandhinagar,Vadodara,Surat Education: Bachelor's degree in Finance, Law, Business, or related field; Post Graduation and any additional certifications in these fields will be an added advantage. Experience: 6+ years of relevant experience in the Compliance division in financial services institutions - credit rating agencies/banks/NBFCs. Preference will be given to Immediate / Early Joiners About Brickwork Ratings Brickwork Ratings (BWR) is one of India's leading credit rating agencies, committed to providing the investment community with products and services needed to make informed investment decisions. Established in 2007, Brickwork Ratings, a SEBI-registered and RBI-accredited credit rating agency, has Canara Bank, a leading public sector bank as its promoter and strategic partner. BWR is headquartered in Bengaluru and has a pan-India presence. The rating team is headed by the analytical prowess of the industry's most experienced credit analysts, bankers, and regulators. BWR offers rating services to Bank Loans, NCD, Commercial Paper, Bonds, Mutual Funds, PPMLDs, and Security Receipts. BWR's ratings has rated over 100,000 large corporate, Banks, Financial Institutions, State and local Governments, and small businesses. BWR provides investors and lenders, with timely and in-depth research across the structured finance, public finance, financial institutions, project finance, and corporate sectors. Role Summary: - The role requires considerable experience in Regulatory Compliance with experience reading, interpreting, tracking, and assisting in administrating internal and external guidelines to comply with all regulatory requirements. - Must be adept in the preparation of MIS Reports / Dashboards using Advanced Excel Spreadsheets. - The individual will be responsible for maintaining repositories, preparing monthly and ad-hoc reports - This role offers an exciting opportunity for individuals passionate about making a meaningful impact. - If you possess the required qualifications and skills and are eager to contribute to positive change, we encourage you to apply for this position. Primary Responsibilities: - Strict control over Organizational Data Repository related to Regulatory Compliance for Preparation of Regulatory reports, Dashboards, Presentations - Proficient in Regulatory Circulars/Guidelines' Interpretation. - Assisting the Compliance Officer in gap analysis on new Regulatory Guidelines to ensure implementation. - Collaborate with various departments for comprehensive Regulatory Compliance management and keep the Compliance Officer updated on any shortcomings to be addressed. - Hands-on experience in assisting the Compliance Officer in preparing the periodical and ad-hoc Regulatory Reports sought by SEBI/RBI - Ensure compliance of staff to policies such as Staff Accountability Policy, Trading Policy, Code of Conduct, etc., and maintain related documentary evidence. - Answering employee queries relating to compliance-related matters Competency / Skills: - Domain Knowledge of Regulatory Compliance - Strong understanding of legal and regulatory requirements in the financial services industry - specifically in credit rating agencies/banks/NBFCs. - Strong understanding of regulatory requirements (SEBI, RBI, NSDL) and relevant industry standards. - Familiarity with regulatory portals such as NSDL etc. - Proficient in MS Office. - Especially an Excel expert with Advanced Excel skills, and the ability to analyze complex data and present meaningful reports to senior management - Team Player with the ability to execute compliance projects focused on regulatory compliance. - Provides necessary support to the Compliance Officer to implement compliance and risk management policies. - Strong analytical, problem-solving, verbal, and written communication skills. - Attention to detail

Job Summary: Credit Risk Modelling Analyst will be responsible to manage the model implementation cycle (from design, implementation, monitoring to demise) of Credit risk, Fair Lending and IFRS9 models covering the Large corporates, Mid-market and SME portfolios along with Banks / FIs and Sovereign portfolio. Job Description: - Involve in model development, model validation, model recalibration and monitoring model documentation and maintain the risk model inventory. - Performing these activities on the MRM framework for corporate BASEL and IFRS9 models. - Lead credit scoring modelling exercise with applicable compliance to regulations. - Validating Fair Lending Models and suggesting recommendations for enhancements. - Implementation and enhancement of ECL models based on internal enhancements, BASEL or Saudi Central Bank regulatory stipulation. - Working closely with BA's and system owners for model development. - Strong understanding of data analytics and enterprise-level data architecture, which is used to consolidate model development and model monitoring information. - Support business reporting and analytics function in generating bespoke reports from credit approver and rating system. Key Requirements: - 3+ Years of experience in model development, model validation and model management. - Understanding of Stress testing/ sensitivity testing - Good Understanding of Fair Lending models/ ML Model techniques and tests - Experience in risk requirements as related to scorecards and IFRS9/ CECL/ HMDA - Fair Lending. - Strong understanding of credit risk and model development/validation. - In-depth knowledge of model development and validation, including data extraction and pre-processing, modular model development, user acceptance testing and model performance assessments of: - IFRS9 models: staging, PD, EAD, LGD - Risk scorecards and frameworks - Large corporates, Mid-market and SME portfolios. - Credit decisioning and Early Warning Risk Models - Good programming skills in Python. Transferrable knowledge from R or SAS. - Knowledge of SAS EG and ECL will be an added advantage.

Senior Credit Analyst Insurance (Financial Modelling) – 2 Years – Pune Location – Pune (Hybrid) An excellent opportunity to join a global credit risk team, where you will support insurance sector analysis across North American and European markets. This role blends financial modeling, regulatory tracking, and client interaction in a hybrid work environment. Your Future Employer – A globally respected analytical and ratings powerhouse with a strong presence in financial markets, known for insight-driven credit evaluation and decision support. Responsibilities – Support global credit analysts in tracking and analysing the creditworthiness of insurance companies. Monitor industry trends and regulatory changes in global insurance markets to proactively identify credit triggers. Perform in-depth financial analysis, build models, projections, and conduct peer benchmarking . Draft internal credit assessment packs and assist in creating publishable credit rating reports. Collaborate effectively with international clients and stakeholders while ensuring process and compliance adherence. Requirements – 2–5 years of experience in credit risk analysis , insurance sector research , or financial institutions analysis . Expertise in financial modelling and interpretation of international financial statements. Strong verbal and written communication for report writing and stakeholder collaboration. Familiarity with insurance KPIs, regulatory frameworks, and credit ratings methodology. MBA (Finance, Full-time) or CA – mandatory. What is in it for you – Work with a global insurance analytics team . Exposure to international credit markets and rating methodologies. Build deep sectoral knowledge across leading insurance firms. Flexible hybrid working model with learning-focused culture. Reach us – If you believe this role matches your career path, send your updated CV to parul.arora@crescendogroup.in for a confidential discussion. Disclaimer – Crescendo Global is a niche recruitment firm specializing in senior and leadership hiring. We value diversity and inclusion and provide equal opportunities for all qualified applicants. Note – We receive a large volume of applications daily. If you do not hear back from us within 1 week, please consider your application not shortlisted. Your patience is appreciated. Profile Keywords – Credit Risk Analyst, Insurance Analytics, Financial Modelling Jobs, Credit Research, Credit Rating Jobs, CA Analyst Jobs, MBA Finance Roles, Insurance Domain Jobs, Credit Assessment, Financial Analysis, Pune Hybrid Jobs, Crescendo Global Jobs

Job Title: Regional Credit Manager - Commercial Vehicles Location: Gujarat, Rajasthan, Madhya Pradesh, Maharashtra Experience: Experience Requirement, 12-15 years] Industry: Commercial Vehicles Finance Currently working in Bank/NBFC as Area Credit Manager/Regional Credit Manager Key Responsibilities: - Evaluate creditworthiness of customers and approve loan applications for commercial vehicl financing. - Analyze financial data, business models, and risk factors to ensure sound credit decisions - Manage and mentor a team of credit analysts across the region - Collaborate with sales and operations teams to align credit policies with business goals - Monitor portfolio health, ensuring compliance with company policies and regulator requirements. - Conduct periodic reviews and implement strategies to minimize delinquencies Required Skills: - Strong understanding of credit analysis in the commercial vehicles/automotive finance sector - Excellent financial modeling, risk assessment, and decision-making skills - Team management and stakeholder collaboration abilities - In-depth knowledge of industry-specific regulatory frameworks Qualifications: - Graduate, MBA in Finance/CA or equivalent qualification - Proven track record in regional credit management or similar roles

We are looking for a highly skilled and experienced Branch Receivable Officer to join our team at Equitas Small Finance Bank Ltd. The ideal candidate will have 3 years of experience in the BFSI industry. Roles and Responsibility Manage and oversee the daily operations of the branch's receivables, ensuring timely payments and minimizing bad debts. Develop and implement strategies to improve collection efficiency and reduce delinquencies. Collaborate with internal teams to resolve customer complaints and disputes related to loan recoveries. Analyze financial data to identify trends and areas for improvement in the bank's receivables portfolio. Ensure compliance with regulatory requirements and internal policies regarding loan recovery practices. Maintain accurate records and reports on receivables management, including aging analysis and credit risk assessments. Job Requirements Strong knowledge of banking regulations and laws governing loan recoveries and collections. Excellent communication and interpersonal skills to build strong relationships with customers and internal stakeholders. Ability to analyze financial data and identify areas for improvement in the bank's receivables portfolio. Proficiency in using accounting software and Microsoft Office applications. Strong problem-solving skills to resolve complex issues related to loan recoveries and customer disputes. Experience working in a fast-paced environment with multiple priorities and deadlines.

We are looking for a highly skilled and experienced Field Risk Officer to join our team at Equitas Small Finance Bank Ltd. The ideal candidate will have 2-5 years of experience in the BFSI industry. Roles and Responsibility Conduct risk assessments and evaluations to identify potential threats to the organization. Develop and implement effective risk management strategies to mitigate identified risks. Collaborate with cross-functional teams to ensure compliance with regulatory requirements. Analyze market trends and competitor activity to inform business decisions. Identify and report on key performance indicators (KPIs) to senior management. Provide expert guidance on risk-related matters to stakeholders. Job Requirements Strong understanding of risk management principles and practices. Excellent analytical and problem-solving skills. Ability to work effectively in a fast-paced environment. Effective communication and interpersonal skills. Strong attention to detail and organizational skills. Experience working with financial institutions or similar organizations.

We are looking for a highly motivated and experienced Branch Relationship Executive to join our team at Equitas Small Finance Bank Ltd. The ideal candidate will have 1-3 years of experience in the BFSI industry. Roles and Responsibility Develop and maintain strong relationships with clients to increase business growth. Identify new business opportunities and expand existing customer relationships. Provide excellent customer service and resolve client queries promptly. Collaborate with internal teams to achieve sales targets and improve overall performance. Analyze market trends and competitor activity to stay ahead in the market. Build and maintain a strong understanding of bank products and services. Job Requirements Any graduate degree from a recognized university. Proven experience in branch relationship management or a related field. Excellent communication and interpersonal skills. Ability to work in a fast-paced environment and meet sales targets. Strong analytical and problem-solving skills. Experience working with small finance banks or similar institutions is an advantage. For more information, please contact us at EQU/BRE-U/1361876.

We are looking for a highly motivated and experienced Branch Relationship Executive to join our team at Equitas Small Finance Bank Ltd. The ideal candidate will have 1-6 years of experience in the BFSI industry, preferably with a background in sales or customer service. Roles and Responsibility Develop and maintain strong relationships with existing customers to increase business growth. Identify new business opportunities and generate leads through effective sales strategies. Collaborate with internal teams to resolve customer complaints and issues promptly. Provide excellent customer service to ensure high levels of satisfaction and loyalty. Analyze market trends and competitor activity to stay ahead in the industry. Build and maintain a strong network of contacts within the community to promote the bank's brand. Job Requirements Strong communication and interpersonal skills are essential for building rapport with customers and colleagues. Ability to work in a fast-paced environment and meet sales targets consistently. Knowledge of financial products and services, including savings accounts, loans, and credit cards. Experience working in a team environment, collaborating with colleagues to achieve common goals. Strong problem-solving skills, with the ability to think critically and creatively. Adaptability to changing circumstances and priorities, with a flexible approach to work.

We are looking for a highly skilled and experienced Branch Relationship Executive to join our team at Equitas Small Finance Bank Ltd. The ideal candidate will have 1 to 6 years of experience in the BFSI industry, preferably with a background in sales or customer service. Roles and Responsibility Develop and maintain strong relationships with existing customers to increase business growth. Identify new business opportunities and generate leads through effective sales strategies. Collaborate with internal teams to resolve customer complaints and issues promptly. Provide excellent customer service to ensure high levels of customer satisfaction. Analyze market trends and competitor activity to stay ahead in the market. Build and maintain a strong understanding of the bank's products and services. Job Requirements Strong communication and interpersonal skills are essential for building rapport with customers and colleagues. Ability to work in a fast-paced environment and meet sales targets consistently. Knowledge of banking operations and procedures is required. Experience in customer relationship management and sales strategy development is preferred. Strong problem-solving skills are needed to analyze complex problems and develop effective solutions. Ability to work collaboratively as part of a team to achieve common goals.

We are looking for a highly motivated and experienced Branch Credit Manager to join our team at Equitas Small Finance Bank Ltd. The ideal candidate will have 0-6 years of experience in the BFSI industry. Roles and Responsibility Manage credit operations, including loan processing and disbursement. Develop and implement effective credit policies and procedures. Conduct thorough credit assessments and risk analyses. Build strong relationships with customers and stakeholders. Monitor and report on credit performance metrics. Collaborate with cross-functional teams to achieve business objectives. Job Requirements Strong knowledge of credit principles and practices. Excellent analytical and problem-solving skills. Ability to work effectively in a fast-paced environment. Effective communication and interpersonal skills. Proficiency in credit management software and systems. Strong attention to detail and organizational skills. Location : - Buldana,Akola,Nagpur,Nashik

We are looking for a highly skilled and experienced Receivable Officer to join our team at Equitas Small Finance Bank Ltd. The ideal candidate will have 1-3 years of experience in the BFSI industry, preferably with a background in receivables management. Roles and Responsibility Manage and oversee the collection process to ensure timely recovery of outstanding amounts. Develop and implement effective strategies to minimize non-performing assets (NPA) and improve cash flow. Collaborate with internal teams to resolve customer complaints and disputes related to loan recoveries. Analyze and report on delinquency trends and provide insights to senior management. Ensure compliance with regulatory requirements and internal policies related to receivables management. Maintain accurate records and reports of all interactions with customers and stakeholders. Job Requirements Strong knowledge of financial regulations and laws governing the BFSI sector. Excellent communication and interpersonal skills to build strong relationships with customers and internal stakeholders. Ability to work in a fast-paced environment and meet deadlines while maintaining attention to detail. Proficiency in MS Office and other software applications relevant to receivables management. Strong analytical and problem-solving skills to identify areas for improvement and implement solutions. Experience working with NPA and other financial metrics is desirable.

We are looking for a highly skilled and experienced Relationship Manager to join our team at Equitas Small Finance Bank Ltd. The ideal candidate will have 3 to 8 years of experience in the BFSI industry, preferably in micro mortgages. Roles and Responsibility Manage relationships with existing clients to ensure timely payment of EMIs and minimize defaults. Identify new business opportunities through networking and referrals to expand the client base. Conduct site visits to assess client needs and provide personalized solutions. Develop and implement strategies to increase sales revenue and cross-sell products. Collaborate with internal teams to resolve customer queries and issues promptly. Maintain accurate records of client interactions and transactions. Job Requirements Strong knowledge of micro mortgage products and services. Excellent communication and interpersonal skills. Ability to work independently and as part of a team. Strong analytical and problem-solving skills. Familiarity with financial regulations and compliance requirements. Proficiency in MS Office and other relevant software applications.

Profile Understanding : Financial Analyst : Job description : Responsibilities : - Preparation/Review of monthly/quarterly/annual Financials (P&L, Balance Sheet and Statement of Cash Flows). - Responsible for filing and submitting financial surveys globally accurately and timely. - Advise and provide solutions to improve the current systems and process. - Responsible for coordinating with global teams and processes for collecting and entering data in surveys. - Supporting preparation of monthly JV entry process for multiple countries. - Preparing and supporting reconciliations of accounts and finding the variances wherever applicable. - Managing and supporting as admin the accesses of the share point globally. - Should be able to work under minimal supervision and manage the work assigned. - Perform inter-system reconciliation, track funds and make sure they are applied to appropriate transactions. - Liaising with agents/counter parties/clients to solve queries and discrepancies related to the process. - Timely escalating outstanding issues to Client Working in teams. - Handling different stages of life cycles of financial products. - These stages can be KYC, reference data management, legal docs, loans, portfolio reconciliation, document capture, system reconciliation, pre and post settlements, brokerage functions, drafting, confirmations of trade, corporate actions, tax operations. - Timely escalations of outstanding issues to clients. - Preparing internal and client reports as per process requirements. - Partner with Risk and Finance teams on cross-enterprise strategic initiatives by driving key analytics to inform business decisions - Drive awareness of data / insights / market / portfolio trends across businesses and proactively identify opportunities for analysis - Develop skills; mining and analysing data to identify credit risk and collections opportunities across portfolios to enhance margins, either through revenue generation or expense reduction (primarily via SQL) - Provide thought leadership on projects across the Global Risk Finance organisation to help AXP meet its long-term growth targets - Evaluate Risk projects that span multiple businesses and produce cost/benefit analysis to inform prior prioritisation of investment dollars. The key skills required for this role are : - Bachelors/Master's Degree required. - Proficient in Microsoft Excel and data management - Demonstrated creative and critical thinking skills - Able to work on multiple projects simultaneously - Strong communication and presentation skills Apply Save Save Pro Insights Location - Maharashtra,Odisha,Guwahati,Mumbai,Navi Mumbai,Aurangabad,Cuttack,Bhubaneshwar,Pune,Nasik,Nagpur

We are looking for a skilled Branch Receivable Officer to join our team at Equitas Small Finance Bank Ltd. The ideal candidate will have 3-5 years of experience in the BFSI industry, with expertise in managing receivables and handling NPA cases. Roles and Responsibility Manage and oversee the branch's receivable portfolio, ensuring timely recovery of outstanding amounts. Develop and implement effective strategies to minimize NPA and improve cash flow. Collaborate with internal teams to resolve customer complaints and disputes related to receivables. Analyze and report on receivable performance metrics, providing insights for improvement. Ensure compliance with regulatory requirements and company policies related to receivables. Maintain accurate records and reports of all transactions related to receivables. Job Requirements Strong knowledge of BFSI operations, including receivables management and NPA resolution. Excellent analytical and problem-solving skills, with attention to detail and ability to work under pressure. Effective communication and interpersonal skills, with the ability to build strong relationships with customers and internal stakeholders. Ability to work independently and as part of a team, demonstrating flexibility and adaptability in a fast-paced environment. Proficiency in financial software applications and systems, with excellent technical skills and ability to learn new systems quickly. Strong understanding of accounting principles and practices, with the ability to analyze financial data and provide actionable insights. Location - Kumbakonam,Nagapattinam,Thiruthuraipoondi,Thiruvarur

We are looking for a highly skilled and experienced Relationship Manager to join our team at Equitas Small Finance Bank Ltd. The ideal candidate will have 2 to 7 years of experience in the BFSI industry, preferably in micro mortgages. Roles and Responsibility Manage relationships with existing clients to ensure timely repayment of loans. Identify new business opportunities through networking and referrals. Conduct site visits to assess client needs and provide personalized solutions. Develop and implement strategies to increase sales revenue. Collaborate with internal teams to resolve customer queries and issues. Maintain accurate records of client interactions and transactions. Job Requirements Strong knowledge of micro mortgage products and services. Excellent communication and interpersonal skills. Ability to work independently and as part of a team. Strong analytical and problem-solving skills. Familiarity with financial regulations and compliance requirements. Proficiency in using technology and software applications.

We are looking for a highly skilled and experienced Relationship Manager to join our team at Equitas Small Finance Bank Ltd. The ideal candidate will have 1-4 years of experience in the BFSI industry, preferably with a background in Mutual Funds. Roles and Responsibility Develop and maintain strong relationships with clients to understand their financial goals and provide tailored investment solutions. Conduct thorough needs analysis to identify client requirements and offer personalized advice on mutual fund investments. Collaborate with internal teams to ensure seamless execution of trades and settlement processes. Provide exceptional customer service by responding promptly to client inquiries and resolving issues efficiently. Stay up-to-date with market trends and regulatory changes to remain competitive and compliant. Identify new business opportunities through networking, referrals, and other channels. Job Requirements Proven experience in relationship management within the BFSI industry, preferably in mutual funds. Strong knowledge of financial products, including mutual funds, and their applications. Excellent communication and interpersonal skills to build strong client relationships. Ability to work in a fast-paced environment and meet sales targets. Strong analytical and problem-solving skills to analyze market trends and provide informed advice. Proficiency in using technology-based tools and platforms to manage client portfolios.

We are looking for a highly motivated and experienced Branch Sales Manager to lead our retail mortgage team. The ideal candidate will have 2-6 years of experience in sales management, preferably in the BFSI industry. Roles and Responsibility Develop and implement effective sales strategies to achieve business objectives. Lead and manage a team of sales professionals to meet targets. Build and maintain relationships with key stakeholders, including customers and partners. Analyze market trends and competitor activity to identify opportunities. Collaborate with cross-functional teams to drive business growth. Monitor and control expenses to ensure profitability. Job Requirements Proven track record of achieving sales targets and leading high-performing teams. Strong knowledge of retail mortgages and the BFSI industry. Excellent leadership, communication, and interpersonal skills. Ability to analyze data and make informed decisions. Strong problem-solving and negotiation skills. Experience working in a fast-paced environment and meeting deadlines.

We are looking for a highly motivated and experienced Business Development Officer to join our team at Equitas Small Finance Bank Ltd. The ideal candidate will have 3 to 8 years of experience in the BFSI industry, preferably in used car finance. Roles and Responsibility Develop and implement effective business strategies to achieve sales targets. Build and maintain strong relationships with clients and stakeholders. Conduct market research and analyze competitor activity to stay ahead in the market. Collaborate with cross-functional teams to drive business growth. Identify and mitigate risks associated with business development activities. Monitor and report on business performance metrics. Job Requirements Strong knowledge of the BFSI industry, particularly in used car finance. Excellent communication and interpersonal skills. Ability to work in a fast-paced environment and meet deadlines. Strong analytical and problem-solving skills. Experience working with financial institutions is an advantage. Ability to think creatively and develop innovative solutions. Any graduate can apply for this position.

We are looking for a highly motivated and experienced Business Development Officer to join our team at Equitas Small Finance Bank Ltd. The ideal candidate will have 2-3 years of experience in the BFSI industry. Roles and Responsibility Develop and implement effective business strategies to achieve sales targets. Build and maintain strong relationships with clients and stakeholders. Identify new business opportunities and expand existing customer relationships. Collaborate with cross-functional teams to drive business growth. Analyze market trends and competitor activity to stay ahead in the market. Provide excellent customer service and support to ensure high levels of customer satisfaction. Job Requirements Proven track record of achieving sales targets and driving business growth. Strong knowledge of the BFSI industry and its regulations. Excellent communication, interpersonal, and negotiation skills. Ability to work in a fast-paced environment and meet deadlines. Strong analytical and problem-solving skills with attention to detail. Experience working with financial products and services is an added advantage.

We are looking for a highly skilled and experienced Credit Officer to join our team at Equitas Small Finance Bank Ltd. The ideal candidate will have 2 to 7 years of experience in the BFSI industry. Roles and Responsibility Manage credit portfolios and make informed decisions on loan approvals. Conduct thorough credit assessments and risk analyses. Develop and implement effective credit policies and procedures. Collaborate with cross-functional teams to achieve business objectives. Monitor and report on credit performance metrics. Identify opportunities to improve credit processes and operations. Job Requirements Strong knowledge of credit underwriting principles and practices. Excellent analytical and problem-solving skills. Ability to work effectively in a fast-paced environment. Effective communication and interpersonal skills. Strong attention to detail and organizational skills. Experience with credit management software and systems.