479 Credit Risk Jobs - Page 16

Basic Section No. Of Openings 1 External Title Credit Manager Employment Type Permanent Employment Category Field Closing Date 11 Jun 2025 Organisational Skills Skill Credit Highest Education Bachelor of Arts Working Language Marathi About The Role TAT Management Achieve the Budgeted business volume for the financial year Maintain portfolio quality Portfolio Hygiene & Housekeeping

Basic Section No. Of Openings 1 External Title Credit Manager Employment Type Permanent Employment Category Field Closing Date 07 Jun 2025 Organisational Entity Equitas Small Finance Bank Business Unit Assets Division/Function (SBU) Affordable Housing Department Housing Loan Sub-Department Credit Generic Role Credit Manager External Title (Job Role) Credit Manager Division Affordable Housing Zone South State Tamil Nadu Region Coimbatore Area Coimbatore Cluster Coimbatore PT Location Tirupur Branch Code 1343 Branch Name Tiruppur Skills Skill Survivability Highest Education Bachelor of Science Working Language English About The Role KeyResultAreas Position:ABM-RetailCreditOfficerS.NO.DESIREDRESULTWEIGHTAGEKEYPERFORMANCEINDICATORAnnexure1EarlyDelinquency25%OD%on12MonthBook-No.ofcasesAnnexure12TATforagencyreports15%TATofFI,RCUandTechnicalAnnexure23BusinessTargetAchievement(Collaboration)15%BranchBudgetVs.ActualAnnexure34ProcessOrientation15%CreditCompliance/InternalAuditScoreAnnexure45PostDisbursementDocument15%PDD%collectionAnnexure56Sampling10%20%FilesProcessedAnnexure67SelfDevelopment5%AverageMandaysofTrainingforselfAnnexure 7

Basic Section No. Of Openings 1 External Title Credit Analyst Employment Type Permanent Employment Category Office Closing Date 06 Jun 2025 Organisational Entity Equitas Small Finance Bank Business Unit Assets Division/Function (SBU) Credit Cards Department Credit Sub-Department Underwriting Generic Role Analyst External Title (Job Role) Credit Analyst Division Credit Cards Zone South State Tamil Nadu Region Tamil Nadu Area Chennai Cluster Chennai PT Location Chennai Branch Code 9999 Branch Name Head Office Skills Skill Sales Highest Education Bachelor of Science Working Language English Tamil About The Role Gathers and analyzes loan applicants financial data to evaluate risk. Assesses creditworthiness of individuals, companies, and institutions. Collaborates with other financial experts to approve or deny loans. Makes recommendations about whether to increase, adjust, extend, or close lines of credit. Undertakes risk analysis using regional, sector-specific, environmental, and other financial data. Prepares and presents credit reports. Completes quality assurance reviews. Gauges market trends. Monitors and adheres to collateral compliance covenants. Ensures that all loans are made in adherence with federal, state, and local financial regulations. Analyzes data to verify information and uncover fraud. Helps to update and improve credit rating criteria. Authors documents on credit risk and related financial matters. Communicates credit decisions and policies to fellow employees and credit applicants. Oversees or undertakes document preparation

Basic Section No. Of Openings 1 External Title Credit Officer Employment Type Permanent Employment Category Field Closing Date 05 Jun 2025 Organisational Entity Equitas Small Finance Bank Business Unit Assets Division/Function (SBU) Emerging Enterprise Banking Department VF Sub-Department Credit Generic Role Credit Officer External Title (Job Role) Credit Officer Division Emerging Enterprise Banking Zone South State Tamil Nadu Region Tamil Nadu 2 Area Tirunelveli Cluster Tirunelveli PT Location Tiruchendur Branch Code 1347 Branch Name Tiruchendur Skills Skill Credit Analysis Credit ops Highest Education Bachelor of Commerce Working Language No data available About The Role Ensure proper credit evaluation of customers as per policy & process Document verification to be carried out for the loan proposals Support the branch team in achieving desired branch objective. Manage & Maintain TAT for Loan disbursement. To diligently appraise loan applications in line with credit policy of the organization. Ensure Credit policies to build a good quality portfolio of the branch. Ensure File is completed in all aspects before the Loan is Disbursed & Maintain records. Completion of PDD on time for the Loan Disbursed Ensure Quality Portfolio of the branch is Maintained Appraise of CAM proposal of the customers who have applied Loan

Basic Section No. Of Openings 1 External Title Credit Analyst Employment Type Permanent Employment Category Field Closing Date 04 Jun 2025 Organisational Entity Equitas Small Finance Bank Business Unit Assets Division/Function (SBU) Credit Cards Department Credit Sub-Department Underwriting Generic Role Analyst External Title (Job Role) Credit Analyst Division Credit Cards Zone South State Tamil Nadu Region Tamil Nadu Area Chennai Cluster Chennai PT Location Chennai Branch Code 9999 Branch Name Head Office Skills Skill Sales Highest Education Master of Business Administration Working Language English Tamil About The Role Gathers and analyzes loan applicants financial data to evaluate risk. Assesses creditworthiness of individuals, companies, and institutions. Collaborates with other financial experts to approve or deny loans. Makes recommendations about whether to increase, adjust, extend, or close lines of credit. Undertakes risk analysis using regional, sector-specific, environmental, and other financial data. Prepares and presents credit reports. Completes quality assurance reviews. Gauges market trends. Monitors and adheres to collateral compliance covenants. Ensures that all loans are made in adherence with federal, state, and local financial regulations. Analyzes data to verify information and uncover fraud. Helps to update and improve credit rating criteria. Authors documents on credit risk and related financial matters. Communicates credit decisions and policies to fellow employees and credit applicants. Oversees or undertakes document preparation.

Basic Section No. Of Openings 1 External Title Credit Officer Employment Type Permanent Employment Category Field Closing Date 30 May 2025 Organisational Entity Equitas Small Finance Bank Business Unit Assets Division/Function (SBU) Emerging Enterprise Banking Department VF Sub-Department Credit Generic Role Credit Officer External Title (Job Role) Credit Officer Division Emerging Enterprise Banking Zone North State Rajasthan Region Rajasthan Area Jaipur Cluster Jaipur PT Location Rajasthan Branch Code 16066 Branch Name Churu Skills Skill Highest Education Bachelor of Arts Working Language English About The Role SNO.OBJECTIVE1To prepare CAM with all the pre disbursement documents in place as per the Credit norms and within the prescribed TAT (Pre Disbursement)2Ensure that file is complete in all aspects before the loan is disbursed (FTR as per the matrix)3Physical File Dispatch to HO as per the matrix4Completion of PDD on time for the loans disbursed5Self Development6Process Orientation

Basic Section No. Of Openings 1 External Title Credit Officer Employment Type Permanent Employment Category Field Closing Date 15 May 2025 Organisational Entity Equitas Small Finance Bank Business Unit Assets Division/Function (SBU) Affordable Housing Department Housing Loan Sub-Department Credit Generic Role Credit Officer External Title (Job Role) Credit Officer Division Affordable Housing Zone South State Andhra Pradesh Region Andhra Pradesh Area Vijayawada Cluster Vijayawada PT Location Eluru Branch Code 4007 Branch Name Eluru Road Skills Skill Credit Highest Education Bachelor of Arts Working Language English Telugu About The Role Credit officer-AHF Credit officer-AHF Credit officer-AHF Credit officer-AHF Credit officer-AHF Credit officer-AHF Credit officer-AHF Credit officer-AHF Credit officer-AHF Credit officer-AHF Credit officer-AHF Credit officer-AHF Credit officer-AHF Credit officer-AHF Credit officer-AHF Credit officer-AHF Credit officer-AHF Credit officer-AHF Credit officer-AHF Credit officer-AHF Credit officer-AHF Credit officer-AHF Credit officer-AHF Credit officer-AHF Credit officer-AHF Credit officer-AHF Credit officer-AHF Credit officer-AHF Credit officer-AHF Credit officer-AHF Credit officer-AHF Credit officer-AHF Credit officer-AHF Credit officer-AHF Credit officer-AHF Credit officer-AHF Credit officer-AHF Credit officer-AHF Credit officer-AHF Credit officer-AHF Credit officer-AHF Credit officer-AHF Credit officer-AHF Credit officer-AHF Credit officer-AHF Credit officer-AHF Credit officer-AHF Credit officer-AHF Credit officer-AHF Credit officer-AHF Credit officer-AHF Credit officer-AHF Credit officer-AHF Credit officer-AHF Credit officer-AHF Credit officer-AHF Credit officer-AHF Credit officer-AHF Credit officer-AHF Credit officer-AHF Credit officer-AHF Credit officer-AHF Credit officer-AHF Credit officer-AHF Credit officer-AHF Credit officer-AHF Credit officer-AHF Credit officer-AHF Credit officer-AHF Credit officer-AHF Credit officer-AHF Credit officer-AHF Credit officer-AHF Credit officer-AHF Credit officer-AHF

Basic Section No. Of Openings 1 External Title Fraud Risk Associate Credit Cards Employment Type Permanent Employment Category Field Closing Date 04 Jun 2025 Organisational Entity Equitas Small Finance Bank Business Unit Assets Division/Function (SBU) Credit Cards Department Fraud Risk Management Sub-Department Pre Issuance Generic Role Risk Associate External Title (Job Role) Fraud Risk Associate Credit Cards Division Credit Cards Zone South State Tamil Nadu Region Tamil Nadu Area Chennai Cluster Chennai PT Location Chennai Branch Code 9999 Branch Name Head Office Skills Skill Sales Highest Education Master of Business Administration Working Language English Tamil About The Role Conduct thorough analysis of transactional data, patterns, and trends to identify potential fraudulent activities, like first-party fraud risk. - Develop and maintain fraud detection systems and tools to proactively mitigate risks. - Investigate suspicious activities and transactions, determining root causes and developing strategies and statistical models to prevent future occurrences. - Implement and manage fraud detection technologies and tools, ensuring optimal functionality and efficiency. - Generate reports and presentations outlining fraud risks, incidents, and mitigation strategies for management review. - Collaborate with cross-functional teams, including risk management, operations, and compliance, to enhance fraud prevention measures. - Monitor industry trends, regulatory changes, and best practices to continually enhance fraud prevention strategies. - Utilize data analytics tools and methodologies to conduct in-depth assessments and generate reports on first-party fraud trends and potential vulnerabilities. - Stay updated on industry trends, emerging threats, and best practices related to first-party fraud prevention. - Work closely with law enforcement and regulatory agencies, when necessary, to address instances of first-party fraud.

Basic Section No. Of Openings 1 External Title Field Risk Officer Employment Type Permanent Employment Category Field Closing Date 04 Jun 2025 Organisational Skills Skill Risk Analysis Highest Education Bachelor of Commerce Working Language Tamil English About The Role BRO job discribion DESIRED RESULT X bucket resolution on bounce basis Ensure Collection Efficiency in 1-90 Resolution Ensure Collection Efficiency in 1-90 Normalization Ensure Collection Efficiency in 90-180 Normalization roll back Collection charges as per the given target from bounce customers Self Development Process Orientaition Location - Thoothukudi,Madurai,Sankarankoil,Tirunelveli

Basic Section No. Of Openings 1 External Title Credit Officer Employment Type Permanent Employment Category Field Closing Date 26 May 2025 Organisational Entity Equitas Small Finance Bank Business Unit Assets Division/Function (SBU) Inclusive Banking - SBL Department Mortgages Sub-Department Credit Generic Role Credit Officer External Title (Job Role) Credit Officer Division Inclusive Banking - SBL Zone South State Tamil Nadu Region Madurai Area Tirunelveli Cluster Tirunelveli (Area Office) PT Location Kanyakumari (Nagerkoil Branch Code 1306 Branch Name Marthandam Skills Skill Creative Fiction Highest Education Master of Business Administration Working Language Tamil English About The Role OBJECTIVETo prepare CAM with all the pre disbursement documents in place as per the Credit norms and within the prescribed TAT (Pre Disbursement)Ensure that file is complete in all aspects before the loan is disbursed (FTR as per the matrix)Physical File Dispatch to HO as per the matrixCompletion of PDD on time for the loans disbursedSelf DevelopmentProcess Orientation Location - Kanniyakumari,Madurai,Marthandam,Tirunelveli

Key Roles and Responsibilities: The role entails supporting credit risk management teams of global banks in counterparty credit risk assessment of corporates. The key activities include research and analysis of global corporates to assess their credit strength. Prepare detailed credit risk assessment reports that involve analysis of factors such as the operating environment, business strength, financial strength, management strategy, market-implied parameters and external support. Prepare / update financial models or financial spreads through a combination of market databases and company filings. Assign credit ratings by using the client s proprietary framework and make subjective adjustments as necessary. Should be able to defend his/her views on the counterparty / covered entity when challenged by senior stakeholders and clients. Track market events closely and assess implications on the coverage portfolio Support project managers on ad hoc projects. Other activities may include preparing industry and country research reports, maintaining and updating financial models and company/industry specific databases and preparing news flows.

KEY ROLES & RESPONSIBILITIES The role comprises working on credit risk assessment of corporate entities spread across multiple sectors and regions. Preparing opinion based credit reports and financial models based on fundamental analysis for a set of assigned credits/companies The credit assessment process requires the following: Undertaking research and analysis of an entity through thorough assessment of its credit strengths and weakness and weighing its business and financial risk profile. Understanding the potential for sovereign support or parent support which would need to be factored into the credit assessments. Preparing a detailed credit assessment report and elaborately discuss the company profile and credit risk considerations. Preparing and updating detailed financial models encompassing financial analysis, capital structure analysis, calculation of key credit quality determinants and financial projections (upto 7 years). Other activities include preparing industry databases and reports. Preparing a detailed peer analysis on the operating and financial side. Establish and maintain consistent standards and processes in credit analysis through interaction with team members and clients The role also requires training and mentoring colleagues on specific aspects of credit risk, sector and domain nuances. Assist ADs/Director on pilot assignments and prepare collaterals. Engage with client teams proactively and suggest new ideas to enhance client engagement Support the client with any ad-hoc research requests including sector research Responsible for process initiatives and quality improvements of the team. Content review, mentor and train new hires in the team FUNCTIONAL & BEHAVIOURAL KNOWLEDGE Strong understanding of finance and accounting concepts; especially, adjustments in calculation of adjusted earnings, cash flow and leverage metrics. Ability to manage a team and provide coaching, query handling and analytical mentoring to the team. Willingness to be fungible across sectors and regions. Excellent report writing and communication skills. Ability to identify key characteristics and drivers of sectors assigned. Credit assessment and analysis (or financial analysis), including business, financial and management profiling. Experience in portfolio monitoring and credit analysis Good understanding of banking regulations, calculation of key credit metrics and capital ratios Reasonable understanding of banks internal systems PROBLEM SOLVING Identifies and resolves complex research issues and team problems Assist in solving complex problems related to financial modeling INTERACTIONS Team player and good team handling skills Excellent client management skills TYPICAL SCOPE & IMPACT Impacts the quality and effectiveness of own team MINIMUM & PREFERRED EDUCATION MBA or CA or Master’s degree preferred; CFA certification is a plus MINIMUM & PREFERRED EXPERIENCE / SKILLS 6 to 10 years of work experience High level of attention to detail and accuracy; Diligence and hard work Ability to work under stringent timelines Prior experience in credit research or credit risk assessment along with report writing experience is mandatory. Prior experience in GenAI, people and content management are a plus Ability to manage a team and provide coaching, query handling and analytical mentoring to the team. Good understanding of MS office products

Since our founding, IDEMIA has been on a mission to unlock the world and make it safer through our cutting-edge identity technologies. Our technology leadership makes us the partner of choice for hundreds of governments and thousands of enterprises in over 180 countries, including some of the biggest and most influential brands in the world. In applying our unique expertise in biometrics and cryptography , we enable our clients to unlock simpler and safer ways to pay, connect, access, identify, travel and protect public places - at scale and in total security. Our teams work from 5 continents and speak 100+ different languages. We strongly believe that our diversity is a key driver of innovation and performance. Purpose This role prevents and reduces risk and maximizes effective payment of receivables. Key Missions Assesses customers, secures receivables and manages cash collection, specifically: Asseses customer credit risk based on customer financial situation, country risks, payments habits, revenue evolution ( ) and based on external agencies scoring recommendation Defines customers credit limits Defines and validates contractual payment terms, collaborates with Sales/ Legal for non-compliant payment terms, and escalates if necessary Validates the customers account creation Monitors customers credit exposure and analyzes the customers aging balance Builds the customers cash forecast Implements collections actions such as phone calls and e-mails, demand letters, and external debt collection Organizes meetings with major customers to maintain good relations or solve issues Ensures alignment of all internal stakeholders (Sales, Treasury, CFOs ) on credit management by sharing credit management information and agreeing on action plans for delinquent accounts Supports the accounts receivable team on cash application Prepares credit management reports, and ensures data accuracy in finance tools May include managing the Factoring program Works together with controlling and accounting to decide and post proper debt accruals May include invoicing activities such as uploading the invoice on the customers platform and providing proof of delivery or other supporting document Ensures proper implementation of the credit management policy Manages the cash collector team and defines their priorities Communicates with regional managers and leadership teams (finance, Business Lines/BU) Makes decisions to minimize the cash exposure Profile & Other Information

About The Role : Job TitleModel Validation Lead- Derivative Pricing Corporate TitleVP LocationMumbai, India Role Description Model Risk Managements mission is to manage, independently and actively, model risk globally in line with the bank's risk appetite with responsibility for: Performing robust independent model validation; Ensuring early and proactive identification of Model Risks; Designing and recommending Model Risk Appetite; Effectively managing and mitigating Model Risks; Establishing Model Risk metrics; Designing and implementing a strong Model Risk Management and governance framework; Creating bank-wide Market Risk policies The Pricing Model Validation team as part of MoRM is responsible for the independent review and analysis of all derivative pricing models used for valuation and pricing across the bank. What we'll offer you As part of our flexible scheme, here are just some of the benefits that youll enjoy Best in class leave policy Gender neutral parental leaves 100% reimbursement under childcare assistance benefit (gender neutral) Sponsorship for Industry relevant certifications and education Employee Assistance Program for you and your family members Comprehensive Hospitalization Insurance for you and your dependents Accident and Term life Insurance Complementary Health screening for 35 yrs. and above Your key responsibilities The role is to independently review and analyse derivative models for pricing and risk management across Rates, FX and Hybrids. The role as a Quantitative Analyst in Mumbai will work closely with the pricing validation team in London and Berlin to produce, analyse and document validation testing. Reviews and analysis require a good understanding of the mathematical models used, implementation methods, products traded in these markets, and the associated risks. The outcome of review and analysis and independent implementation will form the basis of discussion with key model stakeholders includingFront Office Trading; Front Office Quants; Market Risk Managers; and Finance Controllers. Your skills and experience Excellent mathematical ability with an understanding of Stochastic Calculus, Partial Differential Equations, Monte-Carlo Methods, Finite Difference Methods, and Numerical Algorithms. Strong interest in financial markets (especially derivative pricing) demonstrated by qualifications and/or experience. Experience coding in Python an advantage. Excellent communication skills both written and oral. Education/Qualifications Academic degree in a quantitative discipline (e.g. Mathematical Finance / Statistics, Maths, Physics, Engineering) with a focus on application. How we'll support you Training and development to help you excel in your career Coaching and support from experts in your team A culture of continuous learning to aid progression A range of flexible benefits that you can tailor to suit your needs About us and our teams Please visit our company website for further information: https://www.db.com/company/company.htm We strive for a culture in which we are empowered to excel together every day. This includes acting responsibly, thinking commercially, taking initiative and working collaboratively. Together we share and celebrate the successes of our people. Together we are Deutsche Bank Group. We welcome applications from all people and promote a positive, fair and inclusive work environment.

About The Role : Job Title Enterprise Risk Analytics & Reporting - Associate LocationMumbai, India Role Description Enterprise Risk Management (ERM)'s mission is to shape Bank strategy and lead risk management at enterprise level, unconstrained by risk types and geographies, together with ERM's partners in Risk and the Bank. ERM manages the enterprise-level risk management framework so that all risks are identified, owned and controlled Bank-wide; and within the agreed risk appetite and culture. As part of the Enterprise Risk Analytics & Reporting team, you will be responsible for coordinating the delivery of the Banks key strategic risk reports, the monthly Credit Risk portfolio management, which provide a comprehensive overview of the Credit profile of the Deutsche Bank Group risk profile. You will also own and coordinate targeted risk reviews, ad-hoc analyses as well as projects for senior management stakeholders as and when required. Such reviews can be complex in nature and require significant amount of cross-divisional engagement and across multiple levels of seniority (incl. MD level). Candidate will be responsible for working with ERM Emerging Risk team to perform analysis on IFRS 9 novel risks. Overall, Enterprise Risk Analytics & Reporting is engaged in a range of key strategic initiatives, in close cooperation with Credit Risk Management (CRM), Market Risk Management (MRM) and Non-Financial Risk Management (NFRM), aimed at providing further enhanced transparency to risk information and thus supporting risk management action. What we'll offer you As part of our flexible scheme, here are just some of the benefits that youll enjoy, Best in class leave policy. Gender neutral parental leaves 100% reimbursement under childcare assistance benefit (gender neutral) Sponsorship for Industry relevant certifications and education Employee Assistance Program for you and your family members Comprehensive Hospitalization Insurance for you and your dependents Accident and Term life Insurance Complementary Health screening for 35 yrs. and above Your key responsibilities Task Complex cross-risk analysis, evaluation & decision-making. Coordinate production and delivery of monthly key risk reports, including delivery / write-up of thematic key risk development updates. Coordinate targeted (cross) risk reviews, challenge stakeholder input and clearly articulate recommendations in a timely manner. Coordinate production and delivery of risk inputs into quarterly and annual statutory reporting, including write-ups on holistic risk chapters. Manage multiple deliverables at the same time and against tight timelines. Deliver excellent quality outputs. Take decisions and / or make recommendations on the basis of information made available, including escalation decisions as and when required. Data processing Collecting complex information and processing it ready for decision-making. Coordinate the timely delivery of input deliveries across e.g. multiple Risk and Finance stakeholders globally, provide guidance on timelines, expected content etc. Perform quality control checks over incoming and outgoing deliveries (both content and format). Optimization: Proactively drive process, reporting and control improvements. Facilitate (change) initiatives such as regulatory consultations, e.g. ECB Benchmarking initiatives as well as internal & external audits. Project Management: Management of large-scale (partial) projects across divisions on an international scale in line with the assigned tasks Relationship management Engage with global senior leadership and subject matter experts across several disciplines (Market, Credit and Non-Financial Risk as well as Treasury, Compliance, Legal, Finance). Deal independently with ad hoc queries from senior management, regulators and audit. Your skills and experience Education and Experience: Relevant university degree or equivalent necessary. 7+ years professional experience in at least one risk discipline (e.g. credit, market). Experience of portfolio management and / or reporting. Strong knowledge of Credit risk concepts incl. ECL / credit exposures Ability to perform standard and non-standard reporting for this growing Novel Risk topic Competencies: Hands-on working approach with good analytical skills and strong attention to detail. Confidence in challenging the status quo and superior relationship management skills. Ability to present information to senior management in an appropriate way (quality & format). Ability to independently liaise with senior management (incl. MD level). Ability to manage multiple tasks or projects at once and within tight timeframes. Confident in handling and analyzing large amount of data. Proficient Microsoft Office skills, i.e. Excel, Access and PowerPoint. Expertise in Tableau, VBA, Python etc. preferred Personal characteristics: A strong communicator and facilitator, able to build excellent relationships and liaise effectively at all levels of the Bank. A team player and a self-starter, able to work collaboratively in a global diverse team within a complex management structure and virtual team across the globe. Ability to motivate others. Focused and self-motivated with continuous improvement mind-set. Goal-oriented, positive and constructive attitude. Ability to cope well under pressure and tight deadlines. Excellent writing and communication skills in English. How we'll support you Training and development to help you excel in your career. Coaching and support from experts in your team. A culture of continuous learning to aid progression. A range of flexible benefits that you can tailor to suit your needs.

About The Role : In Scope of Position based Promotions (INTERNAL only) Job TitleCredit Risk Officer LocationMumbai, India Role Description Chief Risk Office Vision is to provide industry-leading independent risk management capabilities in an innovative and efficient manner. Deutsche Bank is exposed to a wide range of risks every day. Credit losses, volatility of market prices, operational failures, infrastructure outages, liquidity shortages, and regulatory and legal matters can all have an impact on the banks capital and reputation. The CRO function has Group-wide, supra-divisional responsibility for the management/control of all credit, market, operational & liquidity risks and the continuing development of methods for risk measurement. In addition, CRO function is responsible for monitoring, analysing and reporting risk on a comprehensive basis. CRO function is structured along three core dimensionsbusiness aligned coverage; overarching regional risk management; and risk & control functions. This includes Credit Risk Management, Market & Valuation Risk Management, Liquidity Risk Management; Anti-Financial Crime, Compliance, Non-Financial Risk Management, Business Selection & Conflicts Office, Enterprise Risk Management, Group Strategic Analytics, and Chief Operating Office. About Credit Risk Management Function Credit Risk is a centralised risk-type function within the CRO function. The team is primarily responsible for setting limits and providing credit approvals for single name credit risk, as well as monitoring and managing against these in the context of the banks Enterprise Risk Management framework. Credit Risk enables CRO to strengthen, enhance and improve control of the banks credit risk. The team provides deep technical expertise to the business aligned risk functions and facilitates strategic business decision-making to improve overall use of the banks capital. What we'll offer you As part of our flexible scheme, here are just some of the benefits that youll enjoy Best in class leave policy Gender neutral parental leaves 100% reimbursement under childcare assistance benefit (gender neutral) Sponsorship for Industry relevant certifications and education Employee Assistance Program for you and your family members Comprehensive Hospitalization Insurance for you and your dependents Accident and Term life Insurance Complementary Health screening for 35 yrs. and above Your key responsibilities Credit Officer responsible for reviewing, recommending and approving complex/structured transactions across business units and wide spectrum of products. Support business units in driving strategy to drive optimum risk / return and in line with overall portfolio strategy and risk appetite. Maintain DBs high underwriting standards and drive resolution with business units and key stakeholders. Liaise with clients, interface directly with front office staff and other CRM units on credit approvals, credit requirements and relationship matters Effective resolution of conflicting views with Business in a constructive and professional manner, maintaining DBs underwriting standards, at the same time supporting the Business to achieve agreed targets Perform portfolio reviews to ensure risk are proactively assessed and managed. Drive audit and regulatory agenda as required. Your skills and experience Around 3-4 years of experience in credit / financial risk analysis for Corporates and FIs and at least working knowledge of relevant banking products. Good understanding of credit risk associated with corporate and investment banking products and business; product knowledge including Financing, Commercial Real Estate, Commercial Banking, Trade Finance and Derivative products Corporate and Financial Institution credit analysis skills with understanding of industry risk drivers; established negotiation skills to deal effectively with conflicting priorities & resources Ability to build strong relationships internally with divisional clients locally & globally, as well as internal stakeholders Technically strong, with a good understanding of global risk regulations Educated to Masters degree level or equivalent professional qualification/relevant work experience. Additional qualification in Risk management would be preferred. How we'll support you Flexible working to assist you balance your personal priorities Coaching and support from experts in your team A culture of continuous learning to aid progression A range of flexible benefits that you can tailor to suit your needs Training and development to help you excel in your career About us and our teams Please visit our company website for further information: https://www.db.com/company/company.htm We strive for a culture in which we are empowered to excel together every day. This includes acting responsibly, thinking commercially, taking initiative and working collaboratively. Together we share and celebrate the successes of our people. Together we are Deutsche Bank Group. We welcome applications from all people and promote a positive, fair and inclusive work environment.

About The Role : In Scope of Position based Promotions (INTERNAL only) Job Title Financial and Regulatory Reporting Senior Analyst Corporate TitleAssociate LocationPune, India Role Description The Credit Risk Data Unit provides quality assured, and timely Finance relevant Risk information and analysis to key stakeholders in a transparent and controlled manner covering the end-to-end processes for all relevant metrics in an efficient and regulatory compliant way. This role is for the Global Risk Data Control and Validation Group Function team responsible for aggregating, quality assuring and timely submitting credit exposure data into FDW as per BCBS standards. This data impacts all downstream regulatory and regional reporting of the Bank including key metrics like Credit Risk RWA, Leverage Exposure and Regulatory Capital. RDV- GF is part of the Credit Risk Data Unit (CRDU) team within Group Finance and their key stakeholders include but are not limited toCRDU, Business Finance, Accounting Close, Book Runners and Source & FDW IT Support teams. This Group process is centrally based out of Pune. What we'll offer you As part of our flexible scheme, here are just some of the benefits that youll enjoy, Best in class leave policy. Gender neutral parental leaves 100% reimbursement under childcare assistance benefit (gender neutral) Sponsorship for Industry relevant certifications and education Employee Assistance Program for you and your family members Comprehensive Hospitalization Insurance for you and your dependents Accident and Term life Insurance Complementary Health screening for 35 yrs. and above Your key responsibilities Be the Subject Matter Expert for risk data control processes handled Ensure data loaded to the group regulatory reporting systems is complete, accurate, validated and mapped to key reference data systems for the purposes of group regulatory reporting Production of the reconciliations in line with control checks and the posted balance sheet using the platforms developed and adhering to keep the breaks below the analytical thresholds. Perform and update supervisory QA checks per SLA on services delivered by the team Perform production processes as needed during unscheduled leaves, stabilization of processes during platform changes and other Business Continuity Plan (BCP) scenarios Be the first point of escalation for team issues Coordinate and escalate outstanding issues to Team Lead and Operations Manager and support teams as needed, monitor progress of its resolution and implementation Support Team Lead in the conduct post-mortem team meetings to review performance metrics, identify key issues, propose and drive action plans to resolve or mitigate said issues Ensure proper load balance amongst team members; monitor OT levels and escalate any capacity issues to the Team Lead (consider capacity, capability management and risk). Conduct regular review for updates made to process documentation Ensure and assist team resiliency thru cross-trainings and backups Review MIS pack production/distribution and trend analysis and associated reports for key stakeholders around key process indicators, monthly submissions and the aforementioned data quality. Ongoing KPI monitoring and MIS review/analysis. Feedback on performance objectives and individual performance versus DB standards for performance of resources Support CTB projects and initiatives Liaise with change teams for a remediation book of work based on diagnostics performed around data quality issues and processes Coordinate with project team to drive completion of Book of Work and initiatives to improve existing processes, controls, and outputs Ensure proper audit engagement and coordination Provides support to Team Lead on talent resourcing, succession planning trainings, and development Your skills and experience Minimum 6-7 years experience in Credit Risk Controls, Banking Operations, Business Process Reengineering, Change, Audit or Finance Industry. Good understanding of banking products (Debt, SFT and Derivatives) with working knowledge of Global Markets Financial products Working knowledge of Credit Risk Management (Basel requirements, regulatory guidelines related to credit risk metrics e.g. RWA, Leverage and IFRS9 CLA) Advance skills in MS Applications (Excel, Word, PowerPoint and Access). Working knowledge of SQLs a plus. Solid reconciliation experience with strong quantitative analysis skills Strong stakeholder management skills/able to manage diverse stakeholders across regions Education/Certification Bachelors degree in finance related courses (e.g. Accountancy, Business, Economics and Banking &Finance) or Computer Sciences & Information Technology. Preferably CFA or FRM qualified. How we'll support you Training and development to help you excel in your career. Coaching and support from experts in your team. A culture of continuous learning to aid progression. A range of flexible benefits that you can tailor to suit your needs.

About The Role : Job Title - Risk Portfolio Analyst, AS Location - Mumbai, India Role Description Market Risk Management (MRM) & Methodology provides an independent view of market risks to Deutsche Bank's senior management and manages Deutsche Bank's Market Risk position in an independent and neutral way. The Market Risk Analysis and Control (MRAC) function is responsible for the provision of all official market risk metrics and core analysis in support of risk management decision making, on behalf of the Market Risk Management department. The team has a global presence with staff located in London, New York, Berlin, Singapore, Mumbai and Bangalore. The team operates a business/asset class and risk metric aligned organizational matrix supported by central functions. The role is with the market risk portfolio team which is one of the central function teams. Portfolio Risk - Portfolio Risk provides a cross asset top-down view for senior management to understand the various market risks across the trading and banking landscape that DB Group is exposed to; including highlighting material risks whether they are driven by individual trades or caused by concentrations or market liquidity concerns. In collaboration with the Market Risk Managers the team designs the risk appetite and risk identification frameworks ensuring a consistent adoption of industry leading standards. The team works closely with Market Risk Managers covering all asset classes along with other key stakeholders across the enterprise. What we'll offer you As part of our flexible scheme, here are just some of the benefits that youll enjoy Best in class leave policy Gender neutral parental leaves 100% reimbursement under childcare assistance benefit (gender neutral) Sponsorship for Industry relevant certifications and education Employee Assistance Program for you and your family members Comprehensive Hospitalization Insurance for you and your dependents Accident and Term life Insurance Complementary Health screening for 35 yrs. and above Your key responsibilities Identify the top and emerging risks each week, including sourcing the relevant information from other teams in MRAC and the business MRMs. Review and understand the market risk RWA, including staying abreast of the development of this metric. Perform deep dive analysis into concentrations of risk or emerging items of interest, providing high quality and accurate information / commentary at a level for senior management consumption. Coordinate across business aligned market risk teams to understand changes in risk and impacts on capital and risk management metrics (VaR). Support ad hoc queries from senior management, regulator, auditor etc on movements in risk and historical trends. Prepare daily / weekly reports with appropriate commentaries on risk changes.Support the analysis and communication of portfolio level topics to senior management and their committees. Develop necessary tools to facilitate more efficient analysis of risk. Your skills and experience University degree in Economics, Mathematics or other quantitative subject. 3-6 years' experience in Market Risk within the Financial Market / Investment Banking industry (other relevant backgrounds e.g. Trading, Product Control, IPV will also be considered). In depth understanding of other Market Risk measurement techniques e.g. VaR, RNiV, Economic Capital, IRC, etc. Experience in implementation of FRTB (Fundamental Review of Trading Book) is a plus Conversant & interested in macroeconomic / geopolitical events, both current and historical A reliable team player with the motivation to work in a dynamic, international and diverse environment. Strong interpersonal skills and ability to build relationships across different stakeholder groups. MS Office proficient, especially Excel and PowerPoint. Python/ VBA / SQL skills would be advantageous. How we'll support you Training and development to help you excel in your career Coaching and support from experts in your team A culture of continuous learning to aid progression A range of flexible benefits that you can tailor to suit your needs

About The Role : Job Title- Risk Reporting Analyst, NCT Location- Mumbai, India Role Description CRO Treasury Risk Management (TRM) provides a holistic coverage of all the risks managed by the Treasury function, including capital risk, liquidity risk, structural interest rate and FX risks, recovery and resolution planning. TRM Capital Risk Management acts as the 2nd line of defense control function for capital risk, which defines the control framework against the risk of insufficient capital at Group and entity level as well as coordinates DBs Internal Capital Adequacy Assessment Process (ICAAP). The Economic Capital Risk Management team sets the banks economic capital adequacy framework and establishes controls for certain economic risks. Economic capital adequacy framework comprises the banks principles for risk quantification approaches under the economic perspective and economic loss absorbing capacity. Controls for economic risks refer to Pillar 2 risk types such as step-in risk and insurance risk and risks related to intangible assets. What we'll offer you As part of our flexible scheme, here are just some of the benefits that youll enjoy Best in class leave policy Gender neutral parental leaves 100% reimbursement under childcare assistance benefit (gender neutral) Sponsorship for Industry relevant certifications and education Employee Assistance Program for you and your family members Comprehensive Hospitalization Insurance for you and your dependents Accident and Term life Insurance Complementary Health screening for 35 yrs. and above Your key responsibilities Support in the ongoing monitoring, reporting and escalation of DB Groups economic capital adequacy metrics. Maintain a robust control environment for DB Groups economic capital models, including data quality and model risk activities. Contribute to improvement initiatives related to the models that measure the risk related to the banks earnings volatility risk, software assets portfolio and risk type diversification. Analyze the changes in DBs risk profile and the differences between economic and regulatory capital models (i.e. mutual information between Pillar 1 and Pillar 2). Coordinate disclosure (e.g. Pillar 3 report) and external engagement points (DB Group supervisors) on economic capital models. Support in the implementation of measures required by supervisors, auditors and validators. Your skills and experience Education and Experience: Relevant university degree or equivalent necessary. Prior experience in risk frameworks, risk modelling or capital adequacy topics. Competencies: Knowledge about key regulations on capital adequacy/ICAAP Hands-on working approach with good analytical skills and strong attention to detail. Ability to present information to senior management in an appropriate way (quality & format). Ability to independently liaise with internal stakeholders. Ability to manage multiple tasks or projects at once and within given timeframes. Confident in management of models, handling and analyzing large amount of data. Proficient in Microsoft Office and Power Point. Personal characteristics: Excellent communication skills in business-fluent English, verbal and written. A team player, able to work collaboratively in a global diverse team within a complex management structure and virtual team across the globe. Focused and self-motivated with continuous improvement mind-set. Goal-oriented, positive and constructive attitude. Ability to cope well under pressure and within deadlines. How we'll support you Training and development to help you excel in your career Coaching and support from experts in your team A culture of continuous learning to aid progression A range of flexible benefits that you can tailor to suit your needs

About The Role : In Scope of Position based Promotions (INTERNAL only) Job TitleRisk Senior Specialist, AVP LocationMumbai, India Role Description Market and Valuation Risk Management (MVRM) provides an independent view of market risks and valuation to Deutsche Banks senior management. Market risk team manages Deutsche Banks Market Risk position in an independent and neutral way. You will be a part of the Market Risk Analysis and Control (MRAC) function within MVRM and will be responsible for the provision of all official market risk metrics and core analysis in support of risk management decision making for Global Foreign Exchange asset class. The team operates a business/asset class and risk metric aligned organizational matrix supported by central functions. The team has a global presence with staff located in London, New York, Berlin, Singapore, Mumbai and Pune. You will be exposed to risk management techniques viz. analysis/computation of VaR, SVaR, Economic Capital, IRC, Backtesting, FRTB for a diverse range of derivative products. The team is also proficient in combining this risk knowledge with best in class automation and visualization skills including python/VBA/Tableau to provide value added analytical outputs to its stakeholders You will be expected to be proficient in automation tools (python essentially) with sufficient knowledge of risk to enhance the output of the team. What we'll offer you As part of our flexible scheme, here are just some of the benefits that youll enjoy, Best in class leave policy. Gender neutral parental leaves 100% reimbursement under childcare assistance benefit (gender neutral) Sponsorship for Industry relevant certifications and education Employee Assistance Program for you and your family members Comprehensive Hospitalization Insurance for you and your dependents Accident and Term life Insurance Complementary Health screening for 35 yrs. and above Your key responsibilities This is a Lead role in the Credit Asset Class team covering the CVA/XVA/CPM and Credit Trading business. Primary responsibilities would include: Manage the CVA/CPM and Credit Trading Book of Work of the team Risk validation by working closely with production team based out of Pune Review and understand the historical simulation VaR, SVaR and other metrics such as Economic Capital (EC), FRTB and Backtesting(outlier analysis), including staying abreast of the development of this metric and related drivers Facilitating better risk analysis and automated reporting infrastructure to stakeholders using required programming tools (python/Tableau etc.) is a critical part of profile Perform deep dive analysis into concentrations of risk or emerging items of interest, providing high quality and accurate information at a level for senior management consumption Perform analytical analysis of our limit to generate proposals for limit changes and for new limits Support the analysis and communication of business portfolio level topics to senior management and their committees Work on automation projects that help improve efficiency and controls. Your skills and experience University degree in Finance, Economics, Mathematics or other quantitative subjects. 7+ years experience in Market Risk within the Financial Market / Investment Banking industry (other relevant backgrounds e.g. Trading, Product Control, IPV will also be considered) Working knowledge of Python/VBA, Tableau will be added advantage Good understanding of other Market Risk measurement techniques e.g. VaR, RNiV, Economic Capital, IRC. Current or previous work-ex in market risk covering similar businesses (CVA/XVA/Credit) will be a big plus Excellent stakeholder management skills and communication skills; ability to articulate technical and financial topics with global stakeholders A reliable team player with the motivation to work in a dynamic, international and diverse environment Able to multi-task and deliver under tight deadlines A committed and motivated individual for self-development and growth How we'll support you Training and development to help you excel in your career. Coaching and support from experts in your team. A culture of continuous learning to aid progression. A range of flexible benefits that you can tailor to suit your needs. About us and our teams Please visit our company website for further information: https://www.db.com/company/company.htm We strive for a culture in which we are empowered to excel together every day. This includes acting responsibly, thinking commercially, taking initiative and working collaboratively. Together we share and celebrate the successes of our people. Together we are Deutsche Bank Group. We welcome applications from all people and promote a positive, fair and inclusive work environment.

About The Role : Job TitleCRDU - AVP LocationPune, India Role Description Credit Risk Data Unit (CRDU) The Credit Risk Data Unit (CRDU) brings together Credit Operations and Risk Close & Analysis functions with the aim to standardize data taxonomy and provide greater transparency on residual differences between Risk & Finance. A closer alignment on data management enables us to both report and manage Risk & Finance deliverables more efficiently and contributes to our goal of building a stronger and safer DB. Relationship Management Team The Relationship Management team, as part of the CRDU model is a dedicated team to create added value for the Credit Risk Management teams by aligning operations functions and processes with a dedicated Relationship Manager who will work closely with the respective CRM teams and CRM COO to manage enquiries as key contact, prepare and distribute reporting, support process efficiencies and end-to-end resolution of systemic issues, while providing regular communication with various departments within DB. What we'll offer you As part of our flexible scheme, here are just some of the benefits that youll enjoy, Best in class leave policy. Gender neutral parental leaves 100% reimbursement under childcare assistance benefit (gender neutral) Sponsorship for Industry relevant certifications and education Employee Assistance Program for you and your family members Comprehensive Hospitalization Insurance for you and your dependents Accident and Term life Insurance Complementary Health screening for 35 yrs. and above Your key responsibilities Process Looking for a AVP who can work closely with Senior CRM Portfolio Heads as a key contact and collaborate with all stakeholders including Finance, Credit Risk, Front Office, Operations and Global Technology Manage processes of higher complexity and reporting, requiring detailed interpretation & understanding credit related information used to finalise the reports and presentations within the scope of the function. Develop proposals for improving Risk reporting process. Monitor KRIs and KPIs across key operational activities. Implement appropriate and consistent governance across all Risk management / reporting processes, including dedicated quality analysis of all reporting prior to distribution. Manage large teams / projects as required. Projects Manage and deliver on Efficiency/Optimization projects as required. Actively participate on Data quality topics/projects Collaboration Collaborate with the finance and credit risk change teams on strategic initiatives and implement changes. Coordinate ongoing and regular progress, monitor core issues identified by CRM ensuring that all issues are centrally and effectively coordinated and actioned, address root- cause issues. People Management Lead multiple teams within Risk discipline, ensuring consistent delivery and maintenance of service levels. Provide leadership/guidance on people management topics to the people managers in the team. Participate in the hiring process to source talented individuals from External/Internal sources. Providing career development planning and opportunities to staff Consciously create a workplace culture that is consistent with the overall Finance. Your skills and experience Graduate in any stream with 12+ years of relevant work experience within banking or Risk management function. Ability to analyse diverse transactional behaviour and display sound judgment during escalations. Attention to detail required to review sensitive summaries. Ability to multi-task on assignments/projects in addition to managing daily responsibilities. Experience with effective employee recruitment, developing and managing strong teams / talent pool. Strong Stakeholder management experience. Work well under pressure and meet deadlines. Detailed knowledge of Credit Risk or other Risk systems is beneficial. Knowledge of financial markets and investment vehicles. Effective communication skills (verbal and written). Proficiency in Microsoft Excel (Word, Excel, PowerPoint, and Access). Data management and problem solving skills. How we'll support you Training and development to help you excel in your career. Coaching and support from experts in your team. A culture of continuous learning to aid progression. A range of flexible benefits that you can tailor to suit your needs. About us and our teams Please visit our company website for further information: https://www.db.com/company/company.htm We strive for a culture in which we are empowered to excel together every day. This includes acting responsibly, thinking commercially, taking initiative and working collaboratively. Together we share and celebrate the successes of our people. Together we are Deutsche Bank Group. We welcome applications from all people and promote a positive, fair and inclusive work environment.

We are looking for a skilled professional with 4 to 7 years of experience to join our team as an Associate in the Financial Services Office (FSO) based in Bengaluru. The ideal candidate will have a strong background in finance, economics, accounting, engineering, or a related discipline. ### Roles and Responsibility Design and implement strategic and functional changes across risk management, treasury, front office, middle office, and back office activities. Assist clients in identifying, measuring, managing, and monitoring market, credit, operational, and regulatory risks associated with trading, asset-liability management, capital management, and other capital markets activities. Develop effective working relationships with stakeholders of different seniority, diverse cultures, and geographical locations. Analyze and evaluate business systems and user needs to document requirements and formulate systems that parallel overall business strategies. Demonstrate derivatives product knowledge across asset classes including interest rates, credit, equity, commodity, and FX, including pricing and valuation. Work closely with IT/Quants in either FO or Risk to deliver on-time and on-budget projects. ### Job Requirements Bachelor's degree in finance, economics, accounting, engineering, or a related discipline. Excellent knowledge of Counterparty credit risk/Credit Valuation Adjustment. Experience in process modelling and using tools like Aris. Strong understanding of how change drives benefits for the bank, its customers, and other stakeholders. Ability to develop effective working relationships with stakeholders of different seniority, diverse cultures, and geographical locations. Demonstrates derivatives product knowledge across asset classes including interest rates, credit, equity, commodity, and FX, including pricing and valuation. Hands-on experience with JIRA, Confluence, MS Visio, MS Teams would be an advantage. Excellent communication, strong problem-solving, and solution development skills. Knowledge of SACVA methodology. Derivative product knowledge: CDS, options, IR products, FX products. Risk sensitivity calculation knowledge: Delta and Vega. BA experience: Strong problem-solving skills, data analysis, extensive data testing. Good with MS Office and Visio. Certifications such as FRM, CFA, PRM are a plus. Experience in working closely with IT/Quants in either FO or Risk. Good Stakeholder Management experience. Impactful communication, influencing, and running project governance implementation, change management, and benefits realization. Multiple strong examples of delivering on-time and on-budget projects that achieve business case stated outcomes – a driver with bias towards delivery at pace and controlling project outcomes. Strong people manager and broad experience in managing global virtual teams of different cultures. Worked in a banking environment and change projects in a risk or front office function. Experience defining and documenting organizations and business process models. Strong attention to detail and being solution-oriented. Python basic knowledge. Basel regulatory text knowledge for SACVA. Basic understanding of regulation divergence for risk weights and buckets across 6 risk classes. MTM calculation for derivative contracts. Trade events and how they affect credit risk.

We are looking for a skilled FS Risk Technology Analyst with 4 to 7 years of experience in an IT-Business Analyst role, specifically in Wholesale Credit Lending. The ideal candidate will have domain knowledge of finance regulatory audit resolution and process re-design. ### Roles and Responsibility Collaborate with cross-functional teams to identify and mitigate risks in wholesale credit lending. Develop and implement risk management strategies to ensure compliance with regulatory requirements. Analyze complex data sets to identify trends and patterns, providing insights to stakeholders. Design and develop business requirement documents (BRD) and functional requirement documents (FRD). Work closely with technology teams to ensure seamless implementation of risk management solutions. Identify and document controls and governance processes to ensure regulatory compliance.### Job Requirements Strong understanding of core credit risk metrics, including PD, LGD, and EAD. Experience with Basel Capital Rules and regulatory reporting requirements such as CCAR. Proficient in SQL at an intermediate to advanced level, capable of handling complex data sets or APIs. Excellent analytical skills, with the ability to analyze large datasets and identify key trends. Strong communication skills, with the ability to convey complex information to non-technical stakeholders. Ability to build strong relationships with cross-functional teams across the organization. Domain knowledge of Wholesale Credit Lending: Knowledge of the Wholesale Credit Lending lifecycle, including finance regulatory audit resolution and process re-design. Awareness of relevant laws and regulations impacting the wholesale credit business. Good understanding of one or more of the following domains: Credit Risk Market Risk Liquidity Risk Interest Rate Risk Regulatory Retail Portfolio (RRP) Enterprise Data and Tech Experience with Basel Capital Rules is preferred. Experience with processes relating to regulatory reporting requirements such as Comprehensive Capital Analysis and Review (CCAR), Single Counterparty Credit Limits (SCCL). Experience and technical understanding of product knowledge across all asset classes. Experience supporting large initiatives across multiple functional groups. Experience working in a highly regulated environment and identifying, performing, and documenting controls and governance processes. Strong analytical skills, proficient in SQL at an intermediate to advanced level, and capable of handling complex data sets or APIs. Proficient in writing detailed business cases, Functional Requirement Documents (FRD), Business Requirement Documents (BRD), and Data flow diagrams for various business processes. Well-versed and experienced in SDLC, using both waterfall and Agile methodologies (such as Scrum, Kanban, SAFe, etc.) for delivering projects. Must be willing to lean and align with the evolving technology trends in the industry. Proven ability to manage multiple activities and build/develop working relationships. Proven self-motivation to take initiative and master new tasks quickly. Demonstrated ability to work under pressure to meet tight deadlines and approach work methodically with attention to detail. Should have very good communication skills and interpersonal skills. Communication Skills Verbal Communication: Ability to clearly convey complex information to non-technical stakeholders. Written Communication: Proficiency in creating clear and concise documentation, reports, and presentations. Presentation Skills: Comfortable presenting findings and recommendations to various audiences. Interpersonal Skills Team Collaboration: Ability to work effectively within cross-functional teams. Negotiation Skills: Competence in negotiating requirements and solutions with stakeholders. Adaptability: Willingness to adjust to changing priorities and business environments. Experience in the following would be an added advantage: Handling large datasets. Strong Excel skills. Data Visualization using Tableau, Power BI, etc. Agile certification. Experience in working on end-to-end data related projects Data sourcing, Data lineage/mapping, Governance, validation and reconciliation

We are looking for a skilled FS Risk Technology Analyst with 4 to 7 years of experience in an IT-Business Analyst role, specifically in the domain of Wholesale Credit Lending. The ideal candidate will have in-depth knowledge of complex enterprise application implementations involving multiple systems. ### Roles and Responsibility Collaborate with cross-functional teams to identify and mitigate risks associated with wholesale credit lending. Develop and implement risk management strategies to ensure compliance with regulatory requirements. Analyze data to identify trends and patterns in credit risk, market risk, and liquidity risk. Design and develop reports to track key performance indicators (KPIs) related to risk management. Work closely with stakeholders to understand business requirements and develop solutions to meet their needs. Identify and implement process improvements to enhance risk management practices. ### Job Requirements Strong understanding of financial services industry, particularly in the area of wholesale credit lending. Experience working with large datasets and developing complex reports using SQL and other tools. Excellent analytical and problem-solving skills, with the ability to think critically and make informed decisions. Strong communication and interpersonal skills, enabling effective collaboration with cross-functional teams. Ability to work in a fast-paced environment, prioritizing multiple tasks and meeting tight deadlines. Proficiency in writing detailed business cases, functional requirement documents, and business requirement documents. Experience with Basel Capital Rules is preferred. Experience with processes relating to regulatory reporting requirements such as Comprehensive Capital Analysis and Review (CCAR), Single Counterparty Credit Limits (SCCL). Experience and technical understanding of product knowledge across all asset classes. Experience supporting large initiatives across multiple functional groups. Experience working in a highly regulated environment and identifying, performing, and documenting controls and governance processes. Strong analytical skills, proficient in SQL at an intermediate to advanced level, capable of handling complex data sets or with APIs. Proficient in writing detailed business case, Functional Requirement Document (FRD), Business Requirement Document (BRD), Data flow diagrams for various business processes. Well-versed and experienced in SDLC, using both waterfall and Agile methodologies (such as Scrum, Kanban, SAFe®, etc.) for delivering projects. Must be willing to lean and align with the evolving technology trends in the industry. Proven ability to manage multiple activities and build/develop working relationships. Proven self-motivation to take initiative and master new tasks quickly. Demonstrated ability to work under pressure to meet tight deadlines and approach work methodically with attention to detail. Should have very good communication skills/interpersonal skills. Ability to build strong relationships with cross-functional teams across organization. Successfully partnering with technology and business to define requirements and drive issue resolution. Experience in BPM project plans and facilitates working group sessions throughout all phases of the BPM process. Monitors, documents and presents process improvements. Prior experience working in consulting role. Ability to work with senior stakeholders and business sponsors. Strong Delivery Credentials. Exposure to Cloud technologies (Azure, AWS, GCP, OCI, etc.), data modelling, Python, R, JSON, XML is beneficial. Knowledge or readiness to learn software like GitHub, Bitbucket, SonarQube, Figma, Power BI, Tableau, ClickView, Visio, Qlik Sense, Postman, and ADO boards.

We are looking for a highly skilled and experienced Senior Consultant to join our team in the Financial Services Office (FSO) - Financial Services Risk Management (FSRM) - Credit Risk. The ideal candidate will have 3-8 years of experience. ### Roles and Responsibility Demonstrate deep technical capabilities and industry knowledge of financial products, particularly lending products. Understand market trends and demands in the financial services sector and client issues by staying updated on current business and industry trends. Monitor progress, manage risk, and communicate status, issues, and key priorities with stakeholders to achieve expected outcomes. Actively mentor junior consultants and review/analyze tasks completed by them. Flexibility to work on projects involving model audits, validation, and development activities. Possess strong documentation skills and the ability to quickly grasp key details and summarize them in presentations or documents. ### Job Requirements Postgraduate degree in accounting, finance, economics, statistics, or a related field. At least 3 years of related work experience in credit risk management, ECL, and stress testing. Complete understanding of climate risk models for credit underwriting, ECL, and stress testing. Knowledge of climate risk-related requirements published by regional regulators like FED, EBA, BNM, APRA, MAS, and other regulators. Understanding of Credit Risk and Risk Analytics techniques is desirable. Hands-on experience in data preparation, manipulation, and consolidation. Strong background in statistics and econometrics. Ability to take initiative and work independently with minimal supervision. Strong technical skills, proficient in Advanced Python (Pandas, Scikit Learn, Object-Oriented Programming, Parallel Processing), SAS (SAS Certified Preferred), SQL, R, Excel. Certifications such as FRM, CFA, PRM, SCR are a plus. Experience in Data/Business Intelligence (BI) Reporting is beneficial. Good to have knowledge in Machine Learning models and their applications. Willingness to travel to meet client needs. Previous project management experience is advantageous.