479 Credit Risk Jobs - Page 18

New Business Prospects: Originate new business prospects within the SME sector through direct sourcing and open market channels. Customer Acquisition: Acquire SME customers and manage their proposals, guiding them up to the disbursement stage. Business Generation: Meet existing SME clients to identify business opportunities and drive revenue. Working Capital Facilities: Provide SMEs with a range of working capital facilities, such as Overdraft, Cash Credit, Dealer Finance, Vendor Finance, Letter of Credit, Bank Guarantee, Term Loan, etc. , based on their specific needs. Customer Relationship Management: Manage and nurture customer relationships, addressing both service and sales queries with the goal of engaging and retaining SME clients. Cross-Selling: Cross-sell retail banking products to SME customers to maximize revenue and meet sales targets. Credit Risk Assessment: Assess the credit risk associated with SME clients and their proposed financing structures. Collaborate with credit and risk teams to ensure sound credit decisions. Financial Analysis Conduct in-depth financial analysis of SME clients to evaluate their creditworthiness and funding requirements. Prepare and present comprehensive credit proposals. Credit Structuring: Structure credit facilities for SMEs in a manner that aligns with their business needs and risk profiles. Optimize the credit solutions offered to SME clients. Compliance and Regulations: Ensure compliance with all relevant regulatory requirements and internal policies. Stay updated on changes in regulations affecting SME banking. Qualifications - Minimum Degree: Post Graduate/Graduate in any discipline.

To underwrite mortgage business and manage the portfolio in assigned branch/location Core Responsibilities: Review and assess a broad range of complex loan applications within defined guidelines and accordingly take decision or recommend for approval to higher authorities. Under write proposals as per the laid down policies & procedure to honour the agreed SLAs and manage city/area business volumes. Conduct personal discussion with customers to establish credit worthiness and ensure completion of credit/KYC documents and verification- telephonic, field & collateral visits. Assess income to obligation ratios, loan to value ratios, in depth knowledge of rational behind calculation of ratios and its impact on loan performance over long tenures. Maintain Portfolio MIS, Delinquency MIS and other operations related MIS of the cluster and regularly reporting the same. Build and facilitate the best outcomes for clients by building and leveraging effective relationships with third parties Take ownership of client queries and use industry knowledge and experience to overcome challenges and solve problems Exceed service quality standards and strive for continuous process improvement Undertake critical review of the credit proposals with a view to bring out the industry, business, financial, management and facility structure risk contained in the credit proposal. Ensure collateral and other credit risk mitigation to facilitate the approving authority to take decision on the credit proposal. Enable quick turnaround time of credit lending proposals for the mortgage business comprising of loan against property, and home loan business in close liaison with the sales team. Undertake ongoing review of the credit exposures to ensure that the exposure continues to be bankable. Facilitate critical review and documentation of the proposals and effectively monitor the client & collateral creditworthiness from the pre sanction to post disbursement phase & undertaking steps for risk mitigation, whenever required, while ensuring adherence to legal & documentation norms & policies Manage the credit underwriting function of his/her branch and facilitate quick turnaround of credit lending proposals for the branch in close liaison with the local credit analysts and sales team. Follow up and ensure recovery of quick mortality cases between - MOV. Qualification : Graduate, Masters/Post Graduate Certifications : CA/MBA (Preferable)

Job Title - Associate/Senior Associate - Debt Finance Since our launch in 2015, we ve lent over 10bn to ambitious entrepreneurs up and down the UK. That s led to the creation of over 40,000 new jobs and over 29,000 new homes - and we re not about to stop there. We re dedicated to helping trailblazing businesses thrive and our Debt Finance team are the drivers of our growth. This is a fantastic opportunity to join a fast-paced, growing bank with a reputation for doing things differently. We don t want another cog in the machine,we re looking for self-starters and bold thinkers who want to pave their own career paths. In a nutshell, the mission of the interns will join one of the Bank s Credit (lending) teams and will analyze financial statements, including key lending and credit risk metrics. Are you ready to step up to the challenge? Responsibilities Work as part of a team on the execution of corporate finance/real estate transactions Assist the Debt Finance team in finding new clients and keeping an updated prospective client database Assist in the preparation of deal specific credit memoranda for transaction recommendations to credit committees and other relevant lines of approval; and help in disburse an approved transaction Assist in building complex dynamic financial models to analyse investment opportunities (reviewing debt structures, relevant debt underwriting parameters and specific assets using financial models and a variety of quantitative analytical tools to test assumptions and sensitivities) Undertake fundamental research analysis using a variety of data sources; undertake company and transaction specific analysis and valuations Participate in third party meetings where you could potentially contribute to drive the business forward - analysing proposed budgets, capital plans and other investment recommendations Other relevant duties and projects as assigned Desired Skills Ability to work cooperatively with all levels of staff in a rapidly changing, demanding, but ultimately rewarding environment Drive to achieve a common goal (lend money, help businesses, and earn interest/fees!) Clear thinker with research and analytical abilities; capacity to learn quickly Possess excellent financial modelling, quantitative and analytical skills Strong interpersonal and communication skills (written as well as verbal) Resourceful problem solver with a focus on delivery (ability to multitask is also crucial)

Skill required: Delivery - Credit Risk Modeling Designation: I&F Decision Sci Practitioner Sr Analyst Qualifications: Any Graduation Years of Experience: 5 to 8 years What would you do? Data & AICredit risk modelling refers to the use of financial models to estimate losses a firm might suffer in the event of a borrower s default. What are we looking for? Primary Skills: Banking, Financial Services Credit Risk Model Development Market Risk Modelling Financial Regulations Quantitative AnalysisSecondary Skills: SQL SAS Python R Tableau VBA Qlik Sense Snowflake MatillionSoft Skills: Adaptable and flexible Commitment to quality Ability to work well in a team Agility for quick learning Written and verbal communication Roles and Responsibilities: In this role you are required to do analysis and solving of increasingly complex problems Your day-to-day interactions are with peers within Accenture You are likely to have some interaction with clients and/or Accenture management You will be given minimal instruction on daily work/tasks and a moderate level of instruction on new assignments Decisions that are made by you impact your own work and may impact the work of others In this role you would be an individual contributor and/or oversee a small work effort and/or team Qualification Any Graduation

Skill required: Property & Casualty- Underwriting - Underwriting Designation: Underwriting Senior Analyst Qualifications: Any Graduation Years of Experience: 5 - 8 Years What would you do? 8-10 years of experience in Property & Casualty Underwriting or Policy Servicing across shared services/Third Party BPO service providers (Essential) Hands on experience of managing the one of the following tasks from the earlier experience from Insurance Underwriting Cycle - Policy Issuance, Premium Audit, Pricing Reading, Endorsement, Quote/Booking, Aggregation / Modeling, Contract Reading, Slip Processing, Benchmarking, Binders Processing, Submission, Declarations, Cancellations, Reinstatements, Insurance KYC.Define Insurance policy and calucating premium including terms and condition for PropertyA process by which investment bankers raise investment capital from investors on behalf of corporations and governments that are issuing either equity or debt securities. Underwriting services are provided by some large specialist financial institutions, such as banks, insurance or investment houses, whereby they guarantee payment in case of damage or financial loss and accept the financial risk for liability arising from such guarantee. What are we looking for? Good to have someone with experience in Re-Insurance Fac and Treaty business. Tracks and translates quality, timeliness, productivity, and service delivery requirements into individual, team, and unit metrics. Recommends how and what performance measurements to collect for performance data. Review and manage production and quality control reports and take appropriate action for improved results. Work independently on the largest and most complex accounts with limited direction from the underwriters, team lead, and/or underwriting managers. Reviews and analyzes the most complex premium allocations from clients and brokers and responds to all queries related to regulatory compliance, structure, fees, and progress execution. Develop skills, knowledge, and competencies of the underwriting assistants through coaching and providing feedback in cooperation with the team leader and/or underwriting manager. Roles and Responsibilities: In this role you are required to do analysis and solving of moderately complex problems May create new solutions, leveraging and, where needed, adapting existing methods and procedures The person would require understanding of the strategic direction set by senior management as it relates to team goals Primary upward interaction is with direct supervisor May interact with peers and/or management levels at a client and/or within Accenture Guidance would be provided when determining methods and procedures on new assignments Decisions made by you will often impact the team in which they reside Individual would manage small teams and/or work efforts (if in an individual contributor role) at a client or within Accenture Please note that this role may require you to work in rotational shifts Qualification Any Graduation

Skill required: Delivery - Credit Risk Modeling Designation: I&F Decision Sci Practitioner Specialist Qualifications: Any Graduation Years of Experience: 7 to 11 years What would you do? Data & AICredit risk modelling refers to the use of financial models to estimate losses a firm might suffer in the event of a borrower s default. What are we looking for? Primary Skills: Banking, Financial Services Credit Risk Model Development Market Risk Modelling Financial Regulations Quantitative AnalysisSecondary Skills: SQL SAS Python R Tableau VBA Qlik Sense Snowflake MatillionSoft Skills: Adaptable and flexible Commitment to quality Ability to work well in a team Result Oriented Problem Solving Skills Roles and Responsibilities: In this role you are required to do analysis and solving of moderately complex problems May create new solutions, leveraging and, where needed, adapting existing methods and procedures The person would require understanding of the strategic direction set by senior management as it relates to team goals Primary upward interaction is with direct supervisor May interact with peers and/or management levels at a client and/or within Accenture Guidance would be provided when determining methods and procedures on new assignments Decisions made by you will often impact the team in which they reside Individual would manage small teams and/or work efforts (if in an individual contributor role) at a client or within Accenture Qualification Any Graduation

Job description Some careers have more impact than others. If you re looking for a career where you can make a real impression, join HSBC and discover how valued you ll be. HSBC is one of the largest banking and financial services organisations in the world, with operations in 62 countries and territories. We aim to be where the growth is, enabling businesses to thrive and economies to prosper, and, ultimately, helping people to fulfil their hopes and realise their ambitions. We are currently seeking an experienced professional to join our team in the role of Manager Disclosures Assurance. Principal responsibilities Support implementation of the assessment plan and development of a global Disclosures Assurance plan, ensuring all assigned controls are subject to assessment within the relevant period. Assess the effectiveness of HSBC s control environment, independently from control owners. Aid in confirming and verifying the composition of HSBC s control landscape. Support continuous oversight, collection and dissemination of any regulatory, CA, and/or audit issues in order to provide ongoing advice and guidance regarding issues, which may affect the management of controls in scope of the Disclosures Assurance team coverage. Promote and support a risk minimising culture in alignment with the culture transformation and RCAS role as the second line of defense. Developing and applying risk-based judgment and decision making when identifying, documenting and agreeing issues and root causes stemming from these tests. To take the complexity of the regulation and the diversity of business and geographies within the Group as a whole, and achieve a balance between the demands of the regulators, external bodies and governmental initiatives and the Group s shareholders and customers. To cultivate a high performance and supportive culture in the team, energising staff by creating opportunities and developing capabilities, promoting the highest standards and celebrating success, supporting employee well-being, and collaborating to innovate. Driving an innovative and forward-thinking approach to assurance in what is (in the case of dedicated Regulatory Reporting Assurance) a new area, in order to deliver further assurance insight at greater scale and speed in a more sustainable, cost-efficient and effective way. Requirements Minimum of 2 years proven experience in financial services compliance, testing, audit and/or legal management experience or equivalent. Understanding of banking financial and non-financial risks, including credit risk, and the aptitude to learn about new and emerging risk types. An innovative and forward-thinking mindset, and a proven ability to question, evaluate, and improve existing business processes and adequacy of information. Experience working with a global team and creating and working to global standards of quality. Proven organisational, planning, interpersonal, managerial, analytical, problem-solving, decision-making, and team building skills. Ability to manage conflicting priorities effectively and proven ability to meet challenging deadlines. Ability to exercise discretion, work independently within broad guidelines, tactfully handle sensitive and confidential data and complete assignments timely. Project and/or change management skills is advantageous. Experience utilising assurance automation and analytics tools, and data manipulation, is advantageous. Minimum Bachelor s degree in related field such as business, finance, law, IT or equivalent experience; Master s degree preferred. Fluent in both oral and written English. Proficient with Microsoft Office. Knowledge of regulatory directives like COREP and/or BASEL III and/or other reporting directives pertaining to Credit Risk Understanding of Credit Risk, its impact and key requirements in a banking structure Understanding of Lines of defense, assurance, types of activities executed within the assurance environment. Understanding of importance of audit and associated methodology You ll achieve more when you join HSBC. HSBC is committed to building a culture where all employees are valued, respected and opinions count. We take pride in providing a workplace that fosters continuous professional development, flexible working and opportunities to grow within an inclusive and diverse environment. Personal data held by the Bank relating to employment applications will be used in accordance with our Privacy Statement, which is available on our website. ***

Role Brief: In this role, the employee will serve as the Single Point of Contact (SPOC) for clients using Hotfoot's software solutions. They will act as a liaison between the client team and the delivery team, facilitating communication and understanding. The employee is expected to gain knowledge in three key areas: Software Development Lifecycle (with a focus on Business Analysis), the Lending Domain, and the Product (Platform). They will work closely with both internal and external stakeholders to provide solutions to the clients business needs, enhancing the delivery process and overall client experience. Role & responsibilities: To coordinate between the stakeholders - Internal and External and ensure timely closure of open points and information is available for Delivery teams. To conduct JAD/Requirements gathering sessions and perform details documentation -requirement tracker, minutes of Meeting, Open Points To provide regular and pre-active status updates to the Management on current andfuture sprints To follow the agile process in full spirit To create required documentation - Epic/ Story/ FSD To conduct show & tell sessions with customer for deliveries To conduct daily scrum calls and standy calls with client and internal team to follow upon open points and bring to logical closure To highlight dependencies and high risk items to Project team Preferred candidate profile Strong knowledge of Banking & Financial Services, preferably in lending and Loan Origination Systems. Experience in Agile methodologies for software development and project management. Ability to Elicitate requirements and perform detailed documentation Clear and precise communication of complex technical concepts to non-technical stakeholders, both verbally and in writing. Technical Knowledge on components on Software development Technical Knowledge of Integrations/APIs Sprint Planning and Delivery Tracking Please Share your Resume at rohit.g@hotfoot.co.in or nisha.ap@hotfoot.co.in

Freshers or Minimum 1 yr of experience in any US Banking process US Shift Sat & Sun fixed off Direct Banking Voice Process & Non voice process Good communication Graduation Mandatory Pick up& drop cab provided. Please apply for the job in Naukri.com and we will call you back. Do not search the number in Google and do not call us. Please apply for the job in Naukri.com and we will call you back. Do not search the number in Google and do not call us.

Job Purpose: This role is responsible to oversee credit risk strategies for e-commerce lending programs. The role requires deep expertise in credit risk, underwriting models, and portfolio monitoring, particularly in partnerships with e-commerce platforms for Buy Now Pay Later (BNPL), Personal Loans, or Co-branded Credit products. Key Responsibilities: Design and manage credit policies for customer acquisition through e-commerce platforms. Analyze partner-sourced customer profiles and define risk segmentation frameworks. Collaborate with credit bureaus, data science, and analytics teams to develop scorecards and alternate data models. Monitor key performance indicators (KPIs) for the e-commerce lending portfolio: approval rates, default rates, vintage analysis, etc. Work closely with product, risk, and partner teams to fine-tune underwriting rules based on evolving trends. Conduct periodic reviews of credit performance at a cohort, product, and partner level. Ensure regulatory and internal compliance in all customer onboarding and decisioning processes. Support the launch of new products in collaboration with tech and product teams by providing credit risk input. Job Requirements: Graduate / Postgraduate in Finance, Economics, Engineering, or related field 8+ years of experience in credit risk or underwriting, preferably in fintech or digital banking environments. Experience in managing credit programs tied to e-commerce or digital channels Exposure to digital lending APIs and onboarding journeys Experience in co-lending or third-party origination models Strong grasp of consumer lending credit risk principles (unsecured lending, EMI financing, BNPL, etc.) Knowledge of e-commerce customer behavior and alternative data sources (digital footprint, transaction data) Familiarity with credit decisioning tools and rule engines (e.g., Experian Hunter, FICO, custom engines). Proficiency in data tools: SQL, Excel, SAS, Python (preferred) Excellent problem-solving skills and ability to work cross-functionally with internal and external stakeholders

Min exp 3 years in pd. lgd MODELS. IFRS9/ IRB model validation/ development/monitoring exp mandatory Package upto 55 lpa Depends on exp Required Candidate profile Bangalore/Noida location Please send cv's on supreetbakshi@imaginators.co or Call on 7042331616 Please send cv's on email only

Legero International is hiring an Accounts Manager to lead and manage our receivables and credit risk functions. The ideal candidate will oversee AR operations, credit evaluations, billing accuracy, dispatch coordination, and ERP reporting. Strong command of Tally, Zoho Books, and GST/TDS compliance is essential. Must have excellent team management, negotiation, and analytical skills with a proactive mindset.

Exciting opportunity for a Senior Data Scientist to join a dynamic organization working on advanced AI/ML solutions in the financial services space. The role focuses on model building, credit bureau analytics, and developing strategies using large-scale data. Location: Remote Your Future Employer : A fast-growing AI/ML-led company transforming financial analytics through innovation, technology, and domain expertise. Responsibilities : Building predictive models and machine learning solutions using credit bureau data (D&B, Experian, Equifax, LexisNexis) Handling credit risk and loan strategy analytics projects across the data lifecycle Collaborating with cross-functional teams for deploying scalable data science solutions Mentoring junior data scientists and supporting governance for analytical models Requirements : Masters degree in Computer Science, Statistics, Engineering, or related field 5+ years of experience in data science with focus on credit, lending, or financial analytics Must have hands-on experience working with US commercial or consumer credit bureau data (D&B, LexisNexis, Experian, Equifax) Strong programming skills in Python and SQL; experience with large datasets Proficiency in statistical modeling, data visualization tools (Power BI/Tableau), and cloud platforms (AWS/Azure/GCP) Whats in it for you : Competitive salary and benefits Exposure to high-impact projects in credit analytics and risk Flexible work arrangements and collaborative environment Opportunities for continuous learning and growth

Role & responsibilities Manage fixed income portfolios, ensuring alignment with investment objectives and risk tolerance. Conduct fundamental credit research and analysis of fixed income securities including G-secs, corporate bonds and other debt securities. Monitor and analyze macroeconomic indicators, interest rate trends, credit spreads and demand-supply dynamics of bonds to identify investment opportunities. Prepare investment notes, memos, and provide investment recommendations. Execute purchase and sale transactions for the portfolio. Manage and monitor performance, duration, credit exposures and other risks while ensuring compliance with limits and regulations. Prepare portfolio factsheets, presentations, client reports and performance commentaries. Regularly communicate with internal teams, clients and other stakeholders, providing updates on portfolio performance, market outlook and strategies. Preferred candidate profile Education: CA / CFA / MBA (Finance) / Postgraduate in Economics / Finance Experience: 37 years of experience in debt markets, credit research, or fixed income portfolio management Preference for candidates with prior exposure in PMS, mutual funds or wealth firms Strong understanding of fixed income products: G-Secs, SDLs, corporate bonds, money market instruments Sound knowledge of credit and interest rate risk Analytical mindset with financial modelling and valuation skills Proficiency in Excel, Bloomberg, and financial databases Attention to detail, strong communication, and ability to work under tight timelines

Role Summary: Construction of modelling and monitoring bases and data quality management for regulatory credit risk (PD, LGD and EAD) and provisio:n (IFRS9) models. Role Description Apply data wrangling and credit risk domain expertise in creation of modelling and monitoring databases and evaluating the quality of the same. Manage intermediate level case studies and challenges on around data collection, wrangling and data quality with minimal supervision. Perform root-cause analysis and resolve any team hurdles around data quality issues. Identify, develop and implement process and project enhancements. Know upstream and downstream processes of modelling data creation. Lead process governance meetings with stakeholders - modelling and IT teams. Represent and contribute to internal forums, and innovation. Profile Required: Understanding of Design and Development of Data Analytics. Good experience on SQL Queries and sound programming knowledge in analytical tools like SAS, Python, PySpark. Good to have awareness of Big Data and cloud based BI stack, emerging BI trend. Understanding of designing, defining and documenting solution architecture. Ability in gathering client requirements and work through specifications and develop solutions where appropriate in line with project documentation. Working within time guideline. Knowledge of credit risk modelling such as PD, LGD , CCF and IFRS9. Specific Context Client Focus, Team Sprit, Commitment, Responsibility, Ownership, and Innovation Environment At Socit Gnrale, we are convinced that people are drivers of change, and that the world of tomorrow will be shaped by all their initiatives, from the smallest to the most ambitious. Whether youre joining us for a period of months, years or your entire career, together we can have a positive impact on the future. Creating, daring, innovating and taking action are part of our DNA. If you too want to be directly involved, grow in a stimulating and caring environment, feel useful on a daily basis and develop or strengthen your expertise, you will feel right at home with us! Still hesitating? You should know that our employees can dedicate several days per year to solidarity actions during their working hours, including sponsoring people struggling with their orientation or professional integration, participating in the financial education of young apprentices and sharing their skills with charities. There are many ways to get involved. We are committed to support accelerating our Groups ESG strategy by implementing ESG principles in all our activities and policies. They are translated in our business activity (ESG assessment, reporting, project management or IT activities), our work environment and in our responsible practices for environment protection.

Number of Openings* 2 Approved TMS RQ# * Duration of contract* 12 Total Yrs. of Experience* 5+ Relevant Yrs. of experience* 5+ Detailed JD *(Roles and Responsibilities) Given below Mandatory skills* Credit Risk domain skills with SAS proficiency, SAS Enterprise preferably Desired skills* Given below Domain* Risk Approx. vendor billing rate* (INR/Month) Excluding service tax 11000 (INR/Month) Work Location* Bangalore Background check process to be followed: * Before onboarding / After onboarding: * BGV Agency: * Before Onboarding/FADV Mode of Interview: Telephonic/Face to Face/Skype Interview* Skype

Salary: 15 to 30 LPA Exp: 3 to 8 years Location: Bangalore/Gurgaon/Pune Notice: Immediate only..!! Key Skills: SAS, Advance SQL, Credit Risk Roles and Responsibilities Extract, manipulate, and analyze large datasets from various sources such as Hive, SQL databases, and ETL processes. Develop and maintain dashboards using Tableau to provide insights on banking performance, market trends, and customer behavior. Collaborate with cross-functional teams to identify key performance indicators (KPIs) and develop data visualizations to drive business decisions. Desired Candidate Profile 3-8 years of experience in Data Analytics or related field with expertise in Banking Analytics, Credit risk . Strong proficiency in tools like SAS, Advance SQL knowledge preferred. Experience working with big data technologies like Hadoop ecosystem (Hive), Spark; familiarity with Python programming language required.

Work as a Credit Risk Consultant on Murex MLC. Configure Risk Settings, Limits, MLC Formulas, Excess Management, and Limits Engine. Write SQL scripts and automate using shell scripting; handle scheduling via Control-M or Autosys. Support testing and deployment activities end-to-end. Liaise with cross-functional teams to implement changes. Provide troubleshooting support and documentation. Skills Must have 4+ years of experience in a similar role. Strong understanding of credit risk exposures and hands-on delivery experience. Familiarity with PFE, xVA, compliance, and collateral practices. Knowledge of IRS, CCS, FX Forward instruments, and pricing. Regulatory exposure: Basel II/2.5/III, SA-CCR, SIMM, FRTB-xVA. Experience with Murex (MLC), Markit, Calypso, or similar tools. Good problem-solving and communication skills. Nice to have MLC-specific configuration knowledge (LRB, Limits Engine). Agile environment exposure. Data validation and reconciliation skills.

Job Description Role & responsibility Job Title Assistant Relationship Manager Commercial Banking Grade Manager / Senior Manager /AVP Department Commercial Banking Location Kolkata Zonal Office Viva branch Eligible Grade Mgr / SM Reporting To Relationship Manager - Commercial Banking A. Position Purpose To assist RMs in the sanctioning process, credit monitoring, documentation, meeting the desired portfolio and TAT standards. B. Position Responsibilities Key Responsibilities 1 Assist RM to grow revenues, build asset book, contingents, and liabilities, and expansion of client base 2 Support in coverage of clients with revenues in excess of 25cr to 2000 Crs 3 Credit analysis, risk identification, credit presentation (credit memo) 4 Delivery of banking solutions in collaboration with other parts of the bank 5 Work with product and support teams under the guidance of RM to ensure seamless credit delivery C. Qualifications and Experience Requirement Qualifications MBA from premier campus / CA Experience 4 to 6 Years D. Competency Requirements a. Technical Skills Business Analysis Credit writing skills with comprehensive coverage of all risk related issues Ability to spot new business opportunities; Interaction with clients; Strong communication skills verbal, and written (including report writing, presentations, etc); Knowledge Working knowledge of Client business including working capital cycle and growth requirements; Risk (credit / investment, operational, industry and general economy related, others) identification, mitigation and management; Banking products and procedures; Documentation b. Behavioral Skills Self-Driven and Proactive High level ownership & Accountability Analytical Thinking Team Work Excellent communication skills Capability to handle interaction with senior management of clients and other external partners Problem Solving Preferred candidate profile Perks and benefits

About The Role What is K-CAP It is a stepping-stone into a coveted career in Credit business. You will build depth in one area as well as get a 360-degree view of the Credit function. What roles can I do as a K-CAP Preparation of Credit Appraisal notes for Large Corporates/MNCs/ SME clients Discuss with business on Terms and Conditions for risk assessments Discuss with customers for obtaining information for preparation of Credit Notes Monitor the accounts based on the terms stipulated by Sanctioning Authority Prepare Monthly Monitoring Reports for the portfolio Escalate with action plan for non-compliances Visit the units and submit inspection reports Manage and address any escalations related to risk assessments Am I eligible for K-CAP? YES, if, You have a passion for credit analysis You are a 2020-2021 batch pass out of CA / Tier II MBA College / MSC / MCom Logical thinking and data interpretation e.g ability to comprehend trends like inflation impact on interest rates / fx Basic accounting and financial statement understanding Good verbal, written communication & presentation skills Which location will I be placed in All roles are based out of Mumbai, Bangalore, Chennai, Hyderabad, Ahmedabad, Delhi, Jaipur, Chandigarh, Ludhiana, Kolkata, Indore, Rajkot, Pune and Baroda How will I be trained? Thorough training in credit analysis Job shadowing with senior credit analyst How will K-CAP help build my career? Become an expert in your role Rotate within Credit business Branch out into RM roles in Corporate, Wealth, Consumer or Commercial Banking Roles in the Kotak Group like in KMIL, Investment Banking & etc. What are the rewards? Compensation at par with best in Industry How do I apply? https://hcbt.fa.em2.oraclecloud.com/hcmUI/CandidateExperience/en/sites/CX/requisitions?keyword=62403&mode=location

About The Role Department Mid Market Credit Location Hyderabad Number of Positions 01 Reporting Relationships Position Grade M5/M6 Job Role Preparation of Credit Appraisal notes for Mid Markets segment. Average ticket size of borrowing Rs. 500-1000Crs Discuss with business on Terms and Conditions for risk assessments Discuss with customers for obtaining information for preparation of CRANs. Monitor the accounts based on the terms stipulated by Sanctioning Authority. Prepare Monthly Monitoring Reports for the portfolio. Escalate with action plan for non compliances. Visit the units. Manage and address any escalations related to risk assessments Job Requirements: Experience required for the Job8-12 years in Credit Underwriting. Relevant banking experience. CA / MBA Good understanding of Accounting Standards, Balance Sheet Analysis. Knowledge of RBI regulations, SEBI and other statutory bodies requirements. Good interaction and communication ability. Excellent verbal, written communication & presentation skills.

About The Role Role Name: Department Wholesale Banking Credit Location Mumbai Number of Positions 1 Reporting Relationships VP Position Grade M4/M5 Job Role: Preparation of Credit Appraisal notes for MNC clients. Discuss with business on Terms and Conditions for risk assessments Discuss with customers for obtention of information for preparation of CRANs. Monitor the accounts based on the terms stipulated by Sanctioning Authority. Prepare Monthly/Quarterly Monitoring Reports for the portfolio. Escalate with action plan for non-compliances. Visit the units and submit inspection reports. Manage and address any escalations related to risk assessments Job Requirements: Experience required for the Job3-6 years in Credit Underwriting for Large Corporates. Experience in Pharma sector credit analysis would be preferred (not mandatory). CA / MBA Good verbal, written communication & presentation skills.

About The Role : In Scope of Position based Promotions (INTERNAL only) Job TitleProduct Tagging Validation Specialist Corporate TitleAVP LocationMumbai, India Role Description This role in Product Tagging Validation team is responsible for validating the product name assigned to trades across all asset classes globally. The product name is used to determine model appropriateness and classify trades for various reporting processes (such as Regulatory Reporting, trader mandates, etc.). As part of Valuations Control (IPV) team this role ensures DB approved valuation models are used for pricing/risk generation for a particular product. This role interacts regularly with the Front Office (Strats and Trading), Global Model Validation Group, Pricing Analytics, Group Audit and Global Technology. In addition to tag validation, the team is also responsible for calculating FV Reserves due to Model limitation/deficiency and provide transparency on IFRS lvelling. This team also assists the Front Office with the remediation of tagging exceptions. The ultimate goal is to establish an efficient, accurate, up-front control over the tagging of trades such that error detection and subsequent remediation are not required. Therefore, there is a substantial amount of project work in addition to a business as usual process. What we'll offer you As part of our flexible scheme, here are just some of the benefits that youll enjoy, Best in class leave policy. Gender neutral parental leaves 100% reimbursement under childcare assistance benefit (gender neutral) Sponsorship for Industry relevant certifications and education Employee Assistance Program for you and your family members Comprehensive Hospitalization Insurance for you and your dependents Accident and Term life Insurance Complementary Health screening for 35 yrs. and above Your key responsibilities As a product specialist you will be responsible for: Analysing products and trade booking to determine the logic required to automatically determine the product type and features. Ensure dbapproved product-model combinations used, identify exceptions and work with stakeholders towards remediation. Engage with IPV business aligned teams to provide them visibility on exceptions and calculate model limitation/deficiency reserves and/or appropriate IFRS levellings. Enhancing the BAU process by improving validation efficiency and accuracy and ultimately converting it from a monthly into a daily process. Working with developers to implement validation logic to ensure it is consistently applied and sufficiently documented. Working with Trading and Strats to remediate product tagging and definition issues to improve the Model Risk Control environment. Managing operational risk by ensuring processes are documented and staff are cross-trained. Developing your technical expertise to ensure you have the knowledge to face-off against technical experts in divisions outside of Business Finance. Producing presentations and communicating progress to Auditors and Regulators. Your skills and experience Previous experience working with banking products and understanding how theyre booked Experience in dealing with Front Office business leaders Pricing and modeling of derivative products Knowledge of front-to-back architecture of Investment Banks Programming experience in SQL, C++, Python an advantage Education/ Qualifications/Character Degree 2.1 or above (or equivalent) ACA, CIMA, CFA, Relevant Masters Degree Strong derivatives product knowledge Control focused, deadline orientated, team player with high attention to detail People Management The behaviours provided below should be adopted by all Deutsche Bank employees in relation to their development and management of others. Supports the development of an environment where people management and development is the number one priority. Coaches direct reports and others in the organisation, as appropriate Actively supports the business strategy, plans and values, contributing to the achievement of a high performance culture Takes ownership for own career management, seeking opportunities for continuous development of personal capability and improved performance contribution Acts as a role model for new employees, providing help and support to facilitate early integration and assimilation of their new environment Supports tough people decisions to ensure people performance is aligned with organisation imperatives and needs. Addresses individual performance issues, where necessary, to drive for high performance How we'll support you Training and development to help you excel in your career. Coaching and support from experts in your team. A culture of continuous learning to aid progression. A range of flexible benefits that you can tailor to suit your needs. About us and our teams Please visit our company website for further information: https://www.db.com/company/company.htm We strive for a culture in which we are empowered to excel together every day. This includes acting responsibly, thinking commercially, taking initiative and working collaboratively. Together we share and celebrate the successes of our people. Together we are Deutsche Bank Group. We welcome applications from all people and promote a positive, fair and inclusive work environment.

About The Role : In Scope of Position based Promotions (INTERNAL only) Job Title- MoRM Risk and CapitalModel Validatior, AS Location- Mumbai, India Role Description Model Risk Managements mission is to manage, independently and actively, model risk globally in line with the bank's risk appetite with responsibility for: Performing robust independent model validation; Ensuring early and proactive identification of Model Risks; Designing and recommending Model Risk Appetite; Effectively managing and mitigating Model Risks; Designing and implementing a strong Model Risk Management and governance framework; Creating bank-wide Model Risk related policies. What we'll offer you As part of our flexible scheme, here are just some of the benefits that youll enjoy Best in class leave policy Gender neutral parental leaves 100% reimbursement under childcare assistance benefit (gender neutral) Sponsorship for Industry relevant certifications and education Employee Assistance Program for you and your family members Comprehensive Hospitalization Insurance for you and your dependents Accident and Term life Insurance Complementary Health screening for 35 yrs. and above Your key responsibilities You will be responsible for the timely and high-quality delivery of validation reports for all Risk and Capital Models developed for Credit Risk. Develop and set state-of-the-art validation approaches and standards adhering to current and upcoming regulatory requirements. Ensure implementation of these standards in particular through review and pre-approval of validation reports. Present and defend work in internal committees. Pro-actively engage in management of Model Risk to assure Model Risk requirements. Additionally, support, coach and guide new and established team members and closely engage with stakeholders from Risk, Finance, IT and Business. Your skills and experience Masters in Statistics / Mathematics / Quantitative Economics / Quantitative Finance or MBA Finance Professional experience 2-7 yrs in quantitative Credit risk model development or validation is a requirement Perennial professional experience in financial risk management in general with a strong IT affinity Extensive knowledge with relevant statistical and other software packages and programming languages (e.g. SAS, R, SQL, Python) Pronounced conceptual and analytical skills and excellent project management Proven ability to solve problems independently, to show flexibility and to act proactively Business fluent written and verbal skills in English How we'll support you Training and development to help you excel in your career Coaching and support from experts in your team A culture of continuous learning to aid progression A range of flexible benefits that you can tailor to suit your needs

About The Role : In Scope of Position based Promotions (INTERNAL only) Job TitleMarket Risk Analyst LocationPune, India Corporate TitleNCT Role Description This role focuses on a number of activities across Market Risk Metric Production and Analysis , Data Quality and Reporting for individual asset classes and Deutsche Bank as a whole. The role involved data validation and reporting and front to back process control of an asset class e.g. Equity, Credit, FX, Rates, Emerging Markets, and Treasury etc. The role includes market Risk Metric Production and Analysis using Historical Simulation, provision of analysis and explains across all relevant risk metrics. The role involves Run the Bank (RTB) Change Support through continuous improvement, business process reengineering, stability and process optimisation, test execution management. The role extends into Data Quality and Operational Governance - data standards, completeness and accuracy, BCBS compliance, governance, documentation (KOP). Team / division overview Market Risk Management (MRM) provides an independent view of market risks to Deutsche Banks senior management and manages Deutsche Banks Market Risk position in an independent and neutral way. The Market Risk Analysis and Control (MRAC) function is responsible for the provision of all official market risk metrics and core analysis in support of risk management decision making, on behalf of the Market Risk Management department. The team has a global presence with staff located in London, New York, Singapore, Mumbai and Pune. What we'll offer you As part of our flexible scheme, here are just some of the benefits that youll enjoy Best in class leave policy Gender neutral parental leaves 100% reimbursement under childcare assistance benefit (gender neutral) Sponsorship for Industry relevant certifications and education Employee Assistance Program for you and your family members Comprehensive Hospitalization Insurance for you and your dependents Accident and Term life Insurance Complementary Health screening for 35 yrs. and above Your key responsibilities As a Market Risk Analyst primary responsibilities will be: Risk feed validation, mapping and related control Running of daily, weekly and month risk metrics like VaR, SVaR, IRC etc Review of various risk metrics at a business & portfolio level Generation and review of critical risk reports across different risk metrics VaR/ SVaR, EC, PST, IRC Work closely with other Market Risk functions, MRMs and Finance teams for risk analysis and resolve issues around respective asset classes Collate and analyse data to help highlight the issues that are impacting the daily production process and contribute to initiatives to resolve them. Contribute to governance forums around BCBS239 Support testing of the banks risk models e.g Stressed Period Selection etc. Your skills and experience Grad/post-grad degree. Qualified in a numerate discipline (Engineering/Maths/Statistics) will be plus. Strong understanding of financial markets, products, derivative pricing, and methodology. Excellent communication skills ability to articulate technical and financial topics with global stakeholders A reliable team player with the motivation to work in a dynamic, international and diverse environment. A committed and motivated individual for self-development and growth Keen interest in various risk frameworks and how they are interconnected for banks capital Basic experience in using large datasets with experience in relevant software packages, e.g. MS Excel, MS Access, VBA, and SQL. Experience with additional programming languages is a plus, e.g. Python, Matlab, Sql Knowledge of coding in Python and Tableau exploration useful Able to multi-task and deliver under tight deadlines Able to work different shifts How we'll support you Training and development to help you excel in your career Coaching and support from experts in your team A culture of continuous learning to aid progression A range of flexible benefits that you can tailor to suit your needs