1409 Credit Risk Jobs - Page 18

We are looking for a highly motivated and experienced Branch Receivable Officer to join our team at Equitas Small Finance Bank. The ideal candidate will have 1-2 years of experience in the BFSI industry. Roles and Responsibility Manage and oversee the daily operations of the branch's receivables, ensuring timely payments and minimizing bad debts. Develop and implement strategies to improve cash flow and reduce outstanding amounts. Collaborate with the collections team to resolve customer issues and enhance overall customer satisfaction. Analyze financial data to identify trends and areas for improvement in the bank's receivables. Maintain accurate records and reports on receivables, including aging analysis and credit risk assessments. Ensure compliance with regulatory requirements and internal policies related to receivables management. Job Requirements Strong knowledge of accounting principles, financial regulations, and banking practices. Excellent communication, interpersonal, and problem-solving skills. Ability to work effectively in a fast-paced environment and meet deadlines. Proficiency in Microsoft Office and other relevant software applications. Strong analytical and decision-making skills with attention to detail. Experience working in a similar role within the BFSI industry is preferred.

We are looking for a highly skilled and experienced Branch Receivable Officer to join our team at Equitas Small Finance Bank. The ideal candidate will have 3-6 years of experience in the BFSI industry. Roles and Responsibility Manage and oversee the daily operations of the branch's receivables, ensuring timely payments and minimizing bad debts. Develop and implement strategies to improve cash flow and reduce outstanding amounts. Collaborate with internal teams to resolve customer complaints and disputes related to receivables. Analyze financial data to identify trends and areas for improvement in the bank's receivables. Maintain accurate records and reports on receivables, including aging analysis and credit risk assessments. Ensure compliance with regulatory requirements and internal policies related to receivables. Job Requirements Strong knowledge of accounting principles, financial regulations, and banking practices. Excellent communication, interpersonal, and problem-solving skills. Ability to work in a fast-paced environment and meet deadlines. Proficiency in Microsoft Office and other relevant software applications. Strong analytical and decision-making skills with attention to detail. Experience working with small finance banks or similar institutions is preferred.

Looking for a skilled Relationship Manager to join our team at Equitas Small Finance Bank. The ideal candidate will have 1-4 years of experience in the BFSI industry, preferably in mutual fund collections. Roles and Responsibility Manage relationships with existing clients to ensure timely payments and minimize defaults. Develop and implement strategies to improve collection efficiency and reduce delinquencies. Collaborate with internal teams to resolve customer complaints and issues. Analyze market trends and competitor activity to identify opportunities for growth. Provide excellent customer service to maintain high levels of client satisfaction. Identify and mitigate risks associated with mutual fund investments. Job Requirements Strong knowledge of the BFSI industry, particularly in mutual fund collections. Excellent communication and interpersonal skills are required for building strong client relationships. Ability to work in a fast-paced environment and meet targets. Strong analytical and problem-solving skills are needed to analyze data and develop effective solutions. Experience working with financial products, such as mutual funds, is an advantage. Familiarity with regulatory requirements and compliance procedures is essential.

We are looking for a highly skilled and experienced Assistant Branch Manager to join our team at Equitas Small Finance Bank in the BFSI industry. The ideal candidate will have 4 to 9 years of experience. Roles and Responsibility Manage and oversee daily branch operations, ensuring efficient workflow and customer satisfaction. Develop and implement strategies to boost sales and revenue growth. Lead and motivate a team of staff members to achieve their full potential. Build and maintain strong relationships with customers, addressing their needs and concerns. Ensure compliance with regulatory requirements and internal policies. Analyze market trends and competitor activity to identify new business opportunities. Job Requirements Strong knowledge of the BFSI industry, particularly in mutual funds. Excellent leadership and management skills, with the ability to motivate teams. Proven track record of driving sales and revenue growth. Strong communication and interpersonal skills, enabling building relationships with customers and colleagues. Ability to analyze market trends and develop effective strategies. Experience in managing and supervising a team of staff members.

We are looking for a highly motivated and experienced Branch Receivable Officer to join our team at Equitas Small Finance Bank. The ideal candidate will have 1-3 years of experience in the BFSI industry. Roles and Responsibility Manage and oversee the daily operations of the branch's receivables, ensuring timely payments and minimizing bad debts. Develop and implement strategies to improve cash flow and reduce outstanding amounts. Collaborate with the collections team to resolve customer issues and enhance overall customer satisfaction. Analyze financial data to identify trends and areas for improvement in the bank's receivables. Maintain accurate records and reports on receivables, including aging analysis and credit risk assessments. Provide excellent customer service by responding promptly to customer inquiries and resolving disputes professionally. Job Requirements Strong knowledge of accounting principles, financial regulations, and banking practices. Excellent communication, interpersonal, and problem-solving skills. Ability to work effectively in a fast-paced environment with multiple priorities and deadlines. Proficiency in Microsoft Office and other relevant software applications. Strong analytical and decision-making skills with attention to detail and accuracy. Experience working in a similar role within the BFSI industry is preferred.

We are looking for a highly skilled and experienced Legal Receivable Officer to join our team at Equitas Small Finance Bank. The ideal candidate will have 2-5 years of experience in the BFSI industry. Roles and Responsibility Manage and oversee legal receivables, ensuring timely recovery of outstanding amounts. Develop and implement effective strategies to minimize bad debt and improve cash flow. Collaborate with internal stakeholders to resolve customer disputes and negotiate payment plans. Analyze financial data to identify trends and areas for improvement in the legal receivable process. Ensure compliance with regulatory requirements and industry standards. Maintain accurate records and reports of legal receivables, including aging analysis and credit risk assessments. Job Requirements Strong knowledge of legal principles and practices related to debt collection and recovery. Excellent communication and negotiation skills, with the ability to work effectively with customers and internal teams. Proficient in financial analysis and problem-solving, with strong attention to detail and organizational skills. Ability to work in a fast-paced environment, prioritizing multiple tasks and meeting deadlines. Familiarity with banking regulations and industry standards, including anti-money laundering laws and consumer protection rules. Strong analytical and reporting skills, with the ability to prepare clear and concise reports on legal receivables and credit risk.

We are looking for a skilled professional to join our team as an Area Credit Manager in Equitas Small Finance Bank. The ideal candidate will have 5-10 years of experience in the BFSI industry, with a strong background in credit management and analysis. Roles and Responsibility Manage and analyze credit data to identify trends and areas for improvement. Develop and implement effective credit strategies to drive business growth. Collaborate with cross-functional teams to ensure seamless credit operations. Conduct thorough credit risk assessments and provide recommendations. Monitor and report on credit performance metrics to senior management. Identify opportunities to optimize credit processes and improve efficiency. Job Requirements Strong knowledge of credit management principles and practices. Excellent analytical and problem-solving skills. Ability to work effectively in a fast-paced environment and meet deadlines. Strong communication and interpersonal skills. Experience with credit software and systems is desirable. Bachelor's degree in Finance or related field; MBA/CA/CFA preferred.

We are looking for a highly skilled and experienced Branch Receivable Officer to join our team at Equitas Small Finance Bank. The ideal candidate will have 2-5 years of experience in the BFSI industry. Roles and Responsibility Manage and oversee the daily operations of the branch's receivables, ensuring timely payments and minimizing bad debts. Develop and implement effective strategies to improve collection efficiency and reduce delinquencies. Collaborate with internal teams to resolve customer complaints and disputes related to loan recoveries. Analyze financial data to identify trends and areas for improvement in the bank's receivables portfolio. Ensure compliance with regulatory requirements and internal policies regarding loan recovery practices. Maintain accurate records and reports on receivables management, including aging analysis and credit risk assessments. Job Requirements Strong knowledge of banking regulations and laws governing loan recoveries and collections. Excellent communication and interpersonal skills to build strong relationships with customers and internal stakeholders. Ability to analyze financial data and identify areas for improvement in the bank's receivables portfolio. Proficiency in using accounting software and Microsoft Office applications. Strong problem-solving skills to resolve complex issues related to loan recoveries and customer disputes. Experience working in a fast-paced environment with multiple priorities and deadlines.

We are looking for a highly skilled and experienced Credit Officer to join our team at Equitas Small Finance Bank. The ideal candidate will have 1-4 years of experience in the BFSI industry. Roles and Responsibility Manage credit portfolios and make informed decisions on loan approvals. Conduct thorough credit assessments and risk analyses. Develop and implement effective credit policies and procedures. Collaborate with cross-functional teams to achieve business objectives. Monitor and report on credit performance metrics. Identify opportunities to improve credit processes and operations. Job Requirements Strong knowledge of credit principles, practices, and regulations. Excellent analytical, communication, and problem-solving skills. Ability to work in a fast-paced environment and meet deadlines. Proficiency in financial modeling and data analysis tools. Strong understanding of credit risk management strategies. Experience working with diverse stakeholders, including customers, colleagues, and external partners.

We are looking for a highly skilled and experienced Receivable Executive to join our team at Equitas Small Finance Bank. The ideal candidate will have 2-4 years of experience in the BFSI industry. Roles and Responsibility Manage and maintain accurate records of receivables, including accounts receivable and cash flow statements. Develop and implement effective strategies to improve receivable management processes. Collaborate with cross-functional teams to resolve issues related to receivables and payments. Analyze and report on receivable performance metrics to senior management. Ensure compliance with regulatory requirements and internal policies related to receivables. Identify and mitigate risks associated with receivables, such as bad debt or credit risk. Job Requirements Strong knowledge of accounting principles and practices, particularly in receivable management. Excellent analytical and problem-solving skills, with attention to detail and accuracy. Ability to work effectively in a fast-paced environment and meet deadlines. Strong communication and interpersonal skills, with the ability to build relationships with stakeholders. Proficiency in Microsoft Office applications, particularly Excel and Word. Experience with financial software and systems, such as accounting and CRM tools.

We are looking for a highly motivated and experienced Branch Receivable Officer to join our team at Equitas Small Finance Bank. The ideal candidate will have 1-4 years of experience in the BFSI industry. Roles and Responsibility Manage and oversee the daily operations of the branch's receivables, ensuring timely payments and minimizing bad debts. Develop and implement strategies to improve cash flow and reduce outstanding amounts. Collaborate with internal teams to resolve customer complaints and disputes related to receivables. Analyze financial data to identify trends and areas for improvement in the bank's receivables. Maintain accurate records and reports on receivables, including aging analysis and credit risk assessments. Ensure compliance with regulatory requirements and internal policies related to receivables. Job Requirements Strong knowledge of accounting principles, financial regulations, and banking practices. Excellent communication, interpersonal, and problem-solving skills. Ability to work effectively in a fast-paced environment with multiple priorities and deadlines. Proficiency in Microsoft Office and other relevant software applications. Strong analytical and decision-making skills with attention to detail and accuracy. Experience working in a similar role within the BFSI industry is preferred. Location - Arani , Chennai , Tiruvannamalai , Vellore

Job Title: Data Governance & Quality Specialist Experience: 3-8 Years Location: Bangalore (Hybrid) Domain: Financial Services Notice Period: Immediate to 30 Days What Youll Do: Define and enforce data-governance policies (BCBS 239/GDPR) across credit-risk datasets Design, monitor and report on data-quality KPIs; perform profiling & root-cause analysis in SAS/SQL Collaborate with data stewards, risk teams and auditors to remediate data issues Develop governance artifacts: data-lineage maps, stewardship RACI, council presentations Must Have: 38 yrs in data-governance or data-quality roles (financial services) Advanced SAS for data profiling & reporting; strong SQL skills Hands-on with governance frameworks and regulatory requirements Excellent stakeholder-management and documentation abilities Nice to Have: Experience with Collibra, Informatica or Talend Exposure to credit-risk model inputs (PD/LGD/EAD) Automation via SAS macros or Python scripting If Interested, please share your resume to sunidhi.manhas@portraypeople.com

To underwrite mortgage business and manage the portfolio in assigned branch/location Core Responsibilities: o Review and assess a broad range of complex loan applications within defined guidelines and accordingly take decision or recommend for approval to higher authorities. o Under write proposals as per the laid down policies & procedure to honour the agreed SLAs and manage city/area business volumes. o Conduct personal discussion with customers to establish credit worthiness and ensure completion of credit/KYC documents and verification- telephonic, field & collateral visits. o Assess income to obligation ratios, loan to value ratios, in depth knowledge of rational behind calculation of ratios and its impact on loan performance over long tenures. o Maintain Portfolio MIS, Delinquency MIS and other operations related MIS of the cluster and regularly reporting the same. o Build and facilitate the best outcomes for clients by building and leveraging effective relationships with third parties o Take ownership of client queries and use industry knowledge and experience to overcome challenges and solve problems o Exceed service quality standards and strive for continuous process improvement o Undertake critical review of the credit proposals with a view to bring out the industry, business, financial, management and facility structure risk contained in the credit proposal. o Ensure collateral and other credit risk mitigation to facilitate the approving authority to take decision on the credit proposal. o Enable quick turnaround time of credit lending proposals for the mortgage business comprising of loan against property, and home loan business in close liaison with the sales team. o Undertake ongoing review of the credit exposures to ensure that the exposure continues to be bankable. o Facilitate critical review and documentation of the proposals and effectively monitor the client & collateral creditworthiness from the pre sanction to post disbursement phase & undertaking steps for risk mitigation, whenever required, while ensuring adherence to legal & documentation norms & policies o Manage the credit underwriting function of his/her branch and facilitate quick turnaround of credit lending proposals for the branch in close liaison with the local credit analysts and sales team. o Follow up and ensure recovery of quick mortality cases between 12 -18 MOV. Qualification : Graduate, Masters/Post Graduate Certifications : CA/MBA (Preferable)

Job Description Key Objective of the Job: Credit analysis of proposal and preparation of credit notes. Facilitate faster deal closures through proactive participation in deal structuring and credit enhancement, striking a balance between business growth and portfolio quality. Meeting new customers and existing customers on regular basis Monitoring of portfolio on regular basis. Identify stress in account (Early warning signal) and initiate corrective measures Ensure continuous monitoring for all high value exposures in the region Major Deliverables: Quality of Credit Underwriting Portfolio Performance w.r.t. delinquencies, deferrals, Annual reviews/ renewals etc Portfolio Monitoring To develop good market intelligence through regular interactions with competitors, key business groups, CA firms, etc To raise early warning signals for exit of stress accounts and take due measures for timely exit. To ensure minimal audit queries including RBI and statutory audits and resolve the same within prescribed timelines.

Key Deliverables: Timely due diligence of the funding proposals of the branches Ensuring the Credit policy implementations Managing and supervising FI agency/ valuation agency operations Ensuring quality portfolio of the branches within the set parameters Conducting training for FI/Channels and cross verticals at regular intervals Visiting Channels/ Branches and customers at regular intervals Handling a team of Credit Managers and associates Providing market feedback through fieldd visits and networking with Credit counterparts of competition Providing inputs for localized schemes based on market dynamics and delinquency studies Audit of files and Process and taking corrective measures Complying to audit Queries Keep track on performance of self and drive the team to enable positive results on KPIs Communicate & Maintain co-ordination with other financers to stay updated on financing traits, market understanding, customer feedback, new schemes launch which helps in underwriting Education Qualification: MBA/CA/ICWA/CS/M.com/B.com (Hons) Specialized job competencies: Functional Competencies Credit Analysis Analytical & Accuracy Skill Understanding of Lending Procedures Credit Risk Assessment Behavioral Competencies Execution Excellence Customer Centricity Fostering Synerygy People Leadership Strategic Orientation Hiring Parameters: Should have Direct or CFT experience in Credit/Operations/Sales/Collections Should have knowledge of local market Good Communication & Negotiation Skill will be added advantage Ability to work under pressure Should have problem Solving Skill

About the Role: We are seeking a results-driven and detail-oriented data analyst to support data-driven decision-making within banking risk operations. This role involves working closely with stakeholders to provide actionable insights, enhance strategies, and drive operational efficiencies using tools such as SQL, Power BI, and advanced analytics. Key Responsibilities: Analyze large volumes of data to identify trends, patterns, and performance drivers. Develop and automate dashboards and reports using Power BI to provide clear, actionable insights to operations and management teams. Collaborate with different teams to support and influence decision-making processes. Perform root cause analysis and recommend improvements to optimize processes Design and track key KPIs Ensure data integrity and accuracy across reporting tools and business metrics. Translate complex analytical findings into business-friendly insights and visualizations. Required Skills & Qualifications: Education: Bachelor's degree in Engineering, Mathematics, Statistics, Finance, Economics, or a related field. Master's degree is a plus. Technical Skills: Strong proficiency in SQL ability to write complex queries for data extraction and transformation. Proficiency in Power BI (Preferred) dashboard development, DAX functions, data modeling, and storytelling through data. Solid understanding of analytical techniques and problem-solving skills. Business Acumen: Understanding of Banking & financial Sector (Preferred) Stakeholder Management: Demonstrated ability to interact and communicate effectively with clients Excellent verbal and written communication skills.

The Advanced Analytics team drives Credit Risk solutions and products that are globally scalable and provide value to the various parts of the credit lifecycle value chain. Developing relevant solutions that solve our customer s credit risk problems while leveraging Mastercard assets is a key differentiator to grow revenue for our retail and commercial clients. To this end, developing and managing a suite of product solutions through internal and external partnerships, creative constructs, solid frameworks, and executable roadmaps are crucial drivers for commercialization and business impact. Role: Find new product opportunities to grow the Small Business Credit Risk portfolio and enhance the GTM of current product sets Interpret and apply program vision and strategy to product strategy and roadmap for the Products they manage, clearly communicating it to key stakeholders on an ongoing basis Leverage the Mastercard product management framework to manage the delivery of ongoing innovation and enhancements to focus Products Demonstrate depth of knowledge of their Product and the ecosystem in which it operates (eg regulatory, legal, technology, competitive environment). Apply this knowledge to the development of winning Product strategies Demonstrate awareness of Mastercards broader Product offering and the ability to leverage Products from other business areas to augment Product capabilities Leverage data to quickly identify Product performance challenges, creating proactive plans to drive usage and revenues. Use data-driven analysis to prioritize resources to deliver against the plan Demonstrate a commitment to continuous learning by leveraging the learning & development curriculum to augment existing knowledge, skills and experiences All about you: Understanding of credit risk and Mastercard s larger product ecosystem, current market pain points, opportunities and emerging technologies and trends Exhibit ownership, agility, and a strong entrepreneurial mindset, taking initiative and driving results in a fast-paced, evolving market. Experience conducting market research, interviewing customer and testing new product concepts Have a creative mindset with the ability to craft and deliver compelling product value propositions, narratives and storytelling that resonate with diverse audiences. Ability to interact with varying levels of leadership across the organization and with internal and external clients; ability to lead and influence at all levels

Project description The Business Analyst will work with Moody's Credit Risk team of UK Based Investement Bank and work collaboratively with Country Finance, Treasury, Group Liquidity Regulatory reporting and BAU teams to understand requirements and articulate them within the Business and data requirements document Responsibilities To act as a business solution owner of the projects' target state and support analysis included in relevant concept and methodology papers required for preparation of BRDs To be accountable for ensuring that detailed requirements are documented in BRDs, and are duly signed off by relevant stakeholders To ensure that the new solutions comply with internal procedures / external regulatory guidelines and project deliverables are properly understood by business stakeholders, project team, and end-users. Analysis of new data sourcing to support ETL design and development Elicitation of data requirements and documentation of data mapping specifications for Funds Transfer Pricing (FTP) computation Analysis and fixing of data quality issues Validate all downstream data extracts To validate that the strategic system architecture proposed by Technology is fit for its business purpose and is in line with the agreed business target state To drive prioritization taking into consideration business benefits, delivery timelines, system performance etc. To centrally coordinate system interfaces/dependencies/change releases for the Treasury and Liquidity Reporting work streams and ensure alignment across all centres Test planning, coordinate testing, validate test results and obtain sign off from stakeholders To support the development of testing packs with predefined results sets To review test cases ensuring completeness of UAT coverage To monitor any gaps / defects identified, and work with Technology counterparts to track progress and ensure resolution SkillsMust have 6-12 years of functional experience in Credit Risk, Capital risk, regulatory reporting change Management roles Good understanding of financial & capital markets domain with sound knowledge of products like equities, fixed income, derivatives, forex etc. Knowledge of Basel Capital regulations and good understanding of financial risk Expertise in SQL and Oracle tools. Experience with both waterfall & agile methodologies Experience in analysing data to draw business-relevant conclusions and in data visualization techniques and tools Strong communication and stakeholder management skills Nice to have unctional experience with Moody's Fermat/Risk Authority risk calculation and reporting engine Locations-PUNE,BANGALORE,HYDERABAD,CHENNAI,NOIDA

Project description Our customer is a leading private bank in India that provides front-to-back integrated treasury solution. Bank is embarking upon first ever Murex upgrade (v3.1.38 to v3.1.6x) since implementation. Luxoft has been chosen as the System Integrator partner for this project and will have key roles across all the streams - Front Office, Back Office, Finance, Risk, Integration, Reporting, Test Management, Configuration & Environment management. We are looking for experienced & motivated Murex colleagues to join this exciting program and contribute towards the success of this engagement Responsibilities Functional testing of various modules in Murex Understanding business , technical requirements, design solution and translate them into Test scenario and Test cases Execute full test cyclesscenario execution, test execution, defect logging, and re-testing. Perform file reconciliation (Source vs Target) and first level of analysis Execute test cases during SIT and Support business users during UAT Working collaboratively with other teams during test preparation and execution activities. Manage defect lifecycle using tools like JIRA Producing clear and concise reports during the lifecycle of an automation project SkillsMust have 2 to 8 years of working experience in Murex projects. Exposure to FO/BO (Market Risk, Credit Risk, Collateral, Accounting, Interface Workflows, or Hedge Accounting) module would be an added advantage Good understanding of Murex trade, events life cycle & interfaces Strong manual testing skills with full-cycle testing experience in Murex projects. Good domain knowledge of at least one capital market asset class (FXC, FXD, FI, IRD, MM). Nice to have Prior experience on Murex Upgrade projects Exposure to reports development, workflow configuration or EOD Experience in working with Indian Banks

Exp in SAS, SQL and large amounts of data US Stakeholder exp Exp of acquisition/account management credit risk models, transactional fraud models, marketing models, collections models, finance models, loss models, Loss forecasting (PD/LGD/EAD/CECL) Required Candidate profile SAS SQL Python Credit risk Credit Card Statistical Modelling Predictive Modelling

Roles and Responsibilities Evaluation of mortgage (home loan) policy document Forming the automation strategy and business/decision based on policy guidelines document BRE implementation & effective CR management, handling end to end process of policy modification requests for development in an available automation environment Developing a robust automation framework for decisioning and compliance Creation of test cases and test scenarios • User Acceptance Testing in Loan Origination System (LOS), identifying errors in coded business/decision rules in IT environment, working closely with IT team for resolving the defects Executing and maintaining automation operating procedure document/manual Training of user team and onboarding for every automation framework Monitoring the automation results in production environment with continuous engagement with credit and quality assurance team Drive projects and key initiatives across product life cycle through collaboration and stakeholder engagement. Ensure effective project planning and timely execution of milestones Regular market study and sharing insights on digital products/services Domain/Functional Skills Mortgage product (Credit domain) Computer and Soft Skills Innovative/solution mindset is a must • Knowledge of LOS/LMS in mortgage domain • MS Office applications PPT, Word and Excel • Cohesive interaction with internal and external stakeholders

Job Title : Credit Risk Analyst Location : Mumbai Department : Data Analytics Key Responsibilities: Perform in-depth credit risk analysis using large datasets, ensuring accurate and timely reporting. Conduct delinquency and portfolio analysis to identify trends, risks, and opportunities. Develop and maintain financial models and reports using SQL and Excel for credit risk assessments. Support underwriting activities by analyzing creditworthiness and evaluating risk factors. Create and manage dashboards in Tableau to visualize data insights and monitor key performance indicators (KPIs). Collaborate with cross-functional teams to gather data requirements and provide insights for risk mitigation strategies. Prepare presentations and reports for senior management, summarizing credit risk findings and recommendations. Monitor and assess the effectiveness of credit policies and procedures. Required Skills and Qualifications: Bachelor s degree in Engineering, Finance, Economics, Statistics, or related field. 2+ years of experience in credit risk analysis, underwriting, or a similar role. Advanced proficiency in SQL for querying large datasets and performing data analysis. Advanced proficiency in Microsoft Excel (pivot tables, , VLOOKUP, etc.). Experience with Tableau for creating dashboards and data visualizations. Strong understanding of credit risk, underwriting processes, and delinquency analysis. Excellent problem-solving and analytical skills with attention to detail. Strong communication and presentation skills, able to convey complex data insights clearly.

JOB OBJECTIVE: We are looking for a seasoned professional with deep experience in NBFC/FI credit assessment , securitization structuring , and transaction execution . The ideal candidate will bring a mix of analytical expertise and client-facing exposure, with a strong background in financial markets, credit ratings, and structured finance products. Location Mumbai Must have - NBFC/FI credit assessment , securitization structuring , and transaction execution. • Prior experience with credit rating agencies (CRISIL, ICRA, India Ratings) or similar analytical institutions Key Responsibilities (KRAs): • Product Sales: Drive sales and origination of structured finance products, including securitization, direct assignments, and other credit solutions for NBFCs and financial institutions. • Structuring & Execution: Lead the end-to-end structuring and execution of transactions including legal documentation, investor interactions, and coordination with rating agencies. • Client Engagement: Build and maintain strong relationships with CXOs and senior leadership across NBFCs, FIs, and private banks. • Credit Analysis: Evaluate credit risk for underlying pools and issuers, prepare investment notes and collaborate with internal risk and credit teams. • Market Intelligence: Track regulatory developments, rating methodologies, investor appetite, and competitive landscape in structured finance. • Cross-functional Coordination: Liaise with internal stakeholders legal, compliance, finance, and operations for smooth closure of transactions. Key Skills & Competencies: Deep understanding of securitisation structures (PTC, DA, covered bonds, etc.) Strong grasp of NBFC/FI credit fundamentals and capital markets Prior experience with credit rating agencies (CRISIL, ICRA, India Ratings) or similar analytical institutions Strong communication and presentation skills; ability to interact at CXO level Analytical mindset with ability to structure bespoke solutions Proven track record in transaction execution and deal closure Preferred Background: Experience in front-office roles at rating agencies, private banks, NBFCs, or investment banks CA/MBA/CFA or relevant professional qualification Familiarity with RBI guidelines on securitisation and credit risk transfer

. Overall purpose of role UK Corporate Banking includes Global Transaction Banking. Under Barclays strategy the business area has a clear growth strategy which focuses on continued expansion of products and services for our clients globally. The role is to provide effective Risk oversight of the new product risk approval process for UKCB (including Global Transaction Banking) focusing on credit risk and working closely alongside other second line of defence areas (e.g. Operational Risk, Legal and Compliance). Provide oversight, advice and challenge as the second line of defence from a credit risk management perspective across all stages of the process (including payments and transactional services). Work closely with Front Office and Global risk teams to achieve Barclays commercial objectives whilst managing within risk appetite and parameters, facilitating the Risk process. Broad risk stakeholder network across credit and operational risk alongside the NAPA and Product Review teams. Empowered to be a delegate to the UKCB Chief Risk Officer in executing key responsibilities in relation to UKCB Product Risk. Key Accountabilities Overall accountability to the UK Corporate Banking Chief Risk Officer in execution of responsibilities in relation to new product approvals and ongoing product reviews. Effective Risk oversight of the product risk approval process with appropriate independent check and challenge. Key member of related product risk first line and second line led committees being sufficiently empowered to make decisions. Identify controls and processes to be strengthened within Barclays Policies and Standards and collaborate on system and process changes required. Oversight of the product and services pipeline with early stage discussions and feedback on key risk areas. Working closely with key stakeholders across first line and second line to ensure aligned on risk appetite and any challenges. Responsible for credit risk review of annual and ad hoc product reviews. Stakeholder Management and Leadership Build strong working relationships and proactively manage internal clients/stakeholders across all relevant teams. Key stakeholders for this role include a range of Front Office colleagues spanning across Banking and Products (UKCB including Global Transaction banking) as well as Legal, Compliance, Technology and a broad spectrum of Risk colleagues both at the regional and global level (notably Credit and Operational Risk). Demonstrate strong collaborative working relationship and negotiation skills Risk and Control Objective Contribute towards continued development and improvement of the control environment. Influence the implementation of effective risk controls and monitoring framework. Ensure that all activities and duties are carried out in full compliance with regulatory requirements, Enterprise-Wide Risk Management Framework and internal Barclays Policies and Policy Standards. Person Specification Highly driven with the ability to improve ways of working across all business areas and create a positive working environment. Strong influencing and stakeholder management skills. Solid commercial awareness and ability to balance risk/reward. Strong interpersonal and communication skills. Essential Skills/Basic Qualifications: Over 10 years experience in credit, payments and operational risk and linked banking products and services. Strong experience of controls and governance alongside implementing change. Awareness of legislation and regulatory requirements affecting the Bank and customers. Sound understanding of investment banking products & respective legal documentation. Desirable skills/Preferred Qualifications: Masters / Professional qualification such as MBA/ CA/ CFA or equivalent. All Senior Leaders are expected to demonstrate a clear set of leadership behaviours to create an environment for colleagues to thrive and deliver to a consistently excellent standard. The four LEAD behaviours are: L - Listen and be authentic, E - Energise and inspire, A - Align across the enterprise, D - Develop others.

Role Overview: As an Analytics Consultant at Proclink, you will play a critical role in delivering Data and Analytics solutions to a leading U.S. BFSI client. This role demands strong analytical thinking, business acumen, and hands-on experience in applying advanced analytics. Key Responsibilities: Partner with client stakeholders to define business problems and develop data-driven solutions Perform exploratory and statistical analysis to uncover trends, risks, and growth opportunities Work with large datasets using SQL, Python; ensure data integrity and interpretability Present insights, hypotheses, and recommendations clearly to cross-functional teams Align analytics solutions with regulatory and business rules in the U.S. banking context Collaborate with Proclinks internal teams in data engineering and AI/ML productization. Should understand credit card collection definitions and would have worked on creating collection strategies. Proactively analyse the collection efforts that helps collection/ recovery team Required Qualifications: 4 to 10 years of hands-on experience in analytics or data science in BFSI domain, preferably in credit card platform under fraud or collection team Expertise in SQL and Excel Prior experience working with U.S.-based clients in the BFSI space Experience in predictive modeling, customer segmentation Excellent communication and problem-solving skills Bachelors or Masters degree in Engineering, Statistics, Economics, Business Administration or related field Interested candidates can share resume at tisha.vaghela@proclink.com