479 Credit Risk Jobs - Page 17

Assistant Manager - Assurance - National - ASU - FAAS - Financial& AccountingAdv - We are looking for a highly skilled and experienced Assistant Manager to join our team in Gurgaon. The ideal candidate will have 3-5 years of experience in financial accounting, assurance, or a related field. ### Roles and Responsibility Conduct credit risk assessments and develop strategies to mitigate potential losses. Design and implement operational risk management frameworks to ensure compliance with regulatory requirements. Develop and maintain databases for loss data collection and analysis. Assist in designing and implementing comprehensive fraud risk management frameworks. Build statistical models for credit risk assessment and develop risk registers. Ensure compliance with Basel III Pillar 1 framework, including capital adequacy ratio calculations. Develop detailed ICAAP reports, articulating risk appetite, capital adequacy projections, and scenario analysis outcomes for submission to senior management and regulators. Assist in ensuring compliance with Basel III Pillar 1 framework, including capital adequacy ratio calculations by calculating Common Equity Tier 1 (CET1), Additional Tier 1 (AT1), and Tier 2 Capital components, ensuring correct treatment of capital instruments, deductions (e.g., goodwill, deferred tax assets) as per regulatory guidelines. Assist in design and enhancement of risk models, including credit scoring and rating frameworks to optimize lending decisions. Develop risk appetite statements with clearly defined limits, sectoral exposures, and concentration risks, ensuring a proactive approach to credit risk mitigation while supporting business growth.### Job Requirements Chartered Accountant with 3-5 years of experience in financial accounting, assurance, or a related field. Possess strong knowledge of credit risk, operational risk management, and fraud risk management. Experience in building statistical models for credit risk and developing risk registers is required. Demonstrate the ability to work collaboratively with cross-functional teams and deliver insightful solutions. Exhibit strong analytical and problem-solving skills, with the ability to think critically and creatively. Be able to demonstrate technical excellence and adaptability in a fast-paced environment.

We are looking for a highly skilled and experienced SAP Treasury Consultant to join our team in Gurugram, Bengaluru, or Mumbai. The ideal candidate will have 1-3 years of experience in SAP Treasury/TRM and SAP FICO/SAP S4 HANA Finance. ### Roles and Responsibility Manage teams of FAAS professionals during engagements covering various SAP Treasury areas. Assist in managing SAP Treasury and Risk Management (TRM) projects, including design, implementation, configuration, and integration of TRM modules. Collaborate with cross-functional teams to gather business requirements and contribute to solution design. Conduct analysis of treasury processes to identify areas for optimization and implement best practices. Participate in client demonstrations and presentations to showcase SAP Treasury features and benefits. Evaluate vendor solutions, conduct evaluations, and recommend suitable options for SAP Treasury implementation. Contribute to system testing activities, including creating test scenarios and ensuring successful data migration and validation for SAP Treasury functionalities. Develop and deliver training programs and workshops to enhance end user proficiency in SAP Treasury modules. Demonstrate understanding of SAP FICO functionalities and their integration with SAP Treasury. Stay informed about the latest industry trends, regulations, and advancements in SAP Treasury, and share knowledge and insights with the team. Support project management activities, including planning, resource allocation, and monitoring progress. Ensure successful implementation, adherence to timelines, and achievement of goals. Provide ongoing support and maintenance for SAP Treasury modules, addressing functional issues and identifying enhancements. Ensure compliance with organizational policies, procedures, and industry standards. Assist in engagement planning, budgeting, execution, and management. ### Job Requirements Bachelor's or master’s degree in Finance, Accounting, or a related field. Minimum of 1-3 years of relevant experience in SAP Treasury/TRM and SAP FICO/SAP S4 HANA Finance. SAP Treasury certification and additional certifications in SAP FICO or SAP S4 HANA Finance are beneficial. Understanding of treasury and risk management processes, including cash management, liquidity management, debt management, In-House bank/cash, and financial risk management. Knowledge of SAP Treasury modules such as transaction management, market risk analyzer, cash and liquidity management, Treasury and Risk Management, bank communication management, In-House Bank/Cash, intercompany netting off, hedge management, and credit risk analyzer. Proficiency in configuring and customizing SAP Treasury functionalities to align with business requirements. Experience integrating SAP Treasury with other SAP modules and external systems. Familiarity with financial instruments, derivatives, and hedging strategies. Strong analytical and problem-solving skills, with the ability to troubleshoot and resolve issues effectively. Excellent communication and interpersonal skills, with the ability to collaborate with cross-functional teams and engage stakeholders. Project management experience, including handling multiple projects simultaneously. Strong executive presence and the ability to interact with management at all levels (EY and clients). Willingness and ability to travel approximately 50% to 80% of the time.

Location: PAN India Immediate joiner required Experienced in end to end capital or Impairment process management RWA calculation engine using Standardized approach (BASEL 1/2/3) for Credit Risk Asset classification for Retail and Wholesale Products, Collateral Adjustment, on balance/ off balance exposure calculation Migration RWA calculation from BASEL 3 to 3.1 using Standardized or AIRB approach Knowledge of Banking domain/ banking products like Retail, corporate, banks, SME, Sovereign Project management / stakeholder management Keywords : Standardized approach - BASEL 1/2/3 Capital Reporting (Standardized approach) RWA Calculation Credit Risk (RWA) capital management

C&RS (Credit & Risk Solutions) is part of S&P Global Market Intelligence. We provide industry-leading risk analytics solutions to sell and buy-side institutions within the financial markets. This role is for a software developer within the Risk as a Service product team, building a suite of React/Typescript UI applications and services as part of a Cloud hosted solution. Responsibilities and Impact: Complete SDLC: design, development, testing, and support of solutions Be delivery-focused, have a passion for performance, and enjoy offering new ideas and approaches Produce high-quality work, always following quality standards such as unit testing, integration tests, and documented code Take ownership of development tasks, including design, development, testing, code reviews, and documentation Work with distributed teams in multiple locations worldwide What We're Looking For: Basic Required Qualifications: Bachelor's degree in Computer Science, Software/Computer Engineering, or equivalent experience. 3+ years of React/UI developer experience -Typescript preferred Experience with tools and technologies including Redux, Node, Docker, PostgreSQL, AWS Highly collaborative - an affinity for solving complex problems through dialogue with team members This position requires being present in the office twice a week Additional Preferred Qualifications: Curiosity - always seeking the why's and how's in the interest of continuous learning and the mastery of a craft Comfortable with ambiguity - can begin to explore and solve complex problems even when the problem and solution are not well-defined A bias to action - a willingness to jump right in with an emphasis on producing

- Responsibility - Designing and implementing an overall risk management process for the organisation, which includes an analysis of the financial impact on the company when risks occur - Able to Handle Integrated Risk Management functions including Capital Planning, Asset Liability Management, Liquidity Management LCR/NSFR, - Able to Calculate Leverage Ratio and other related ration related to Risk - Able to Managing Interest Rate Risk (IRRBB), Forex Risk, Value at Risk (VaR), Portfolio management, Stress Testing, ICAAP, - Development & Implement - Implement a set of risk metrics and reports, including losses and incidents, key risk exposures, and early warning indicators - Implementation of Basel II & Basel III framework, Transfer pricing etc. - Prepare - Risk Management and insurance budgets. - Policy Formulation - RBI returns – BLR, LR, IRS, Large exposure framework (LEF), - Risk Assessment - Analyzing current risks and identifying potential risks that are affecting the company. - Risk Evaluation - Evaluating the company’s previous handling of risks and comparing potential risks with criteria set out by the company such as costs and legal requirements. - Risk Awareness - Building risk awareness amongst staff by providing support and training within the company - Creating business continuity plans to limit risks

Implement and oversee the enterprise risk management framework, covering: Credit Risk & Liquidity Risk is a must. Perform credit risk reviews on borrowers, counterparties, and portfolio exposure. Required Candidate profile MBA Finance (Bank) Min. 2 yrs in a regulated bank, preferably in Risk, Credit, Treasury, or compliance CA Qualified (Non-Bank) Min. 4 yrs in risk, compliance, or regulatory roles in NBFCs, consulting

We are hiring for TOP MNC for Internal Audit & Sox Audit - Assistant Manager Please Note- Audit firm work experience preferred with People management Location - Bangalore Experience - 6 to 11 years internal audit and SOX experience (mix of both) Salary- 16LPA Notice Period - Immediate - 15 Days max. Shift - Flexible to work in shifts and work from office. Qualification- ACA, MBA, CPA is preferred. Skills Required 6 to 11 years internal audit and SOX experience (mix of both) Audit firm work experience preferred Experience in the residential real estate, residential credit, and corporate credit industry is a plus Exposure to the US Real Estate industry and US legal requirements is a plus Technical Know-how/Tools used Ability to detect & evaluate complex risk factors using relevant tools Ability to oversee mitigation of identified risks and implement improvements Advanced ability to assess, test and apply internal controls per a range of control frameworks Ability to assess and monitor audit engagements in accordance with the International Professional Practices Framework (IPPF) Ability to implement policies, procedures, methodologies and tools that govern or impact the internal audit function Ability to understand and apply audit concepts and processes to analyze and prepare audit reports Ability to oversee process of analyzing data using relevant tools and techniques Ability to recommend and support implementation of improvements in reporting procedure in compliance with appropriate regulations Advanced understanding of applicable statutory laws, regulations and complex compliance requirements Intermediate understanding of accounting principles & standards Ability to apply project management principles and methods to develop plans to ensure effective delivery • Ability to understand and apply business concepts, tools, and processes Expertise in MS Office Tools. Interested candidates please share resume on below details Share CV on: asha.g@inspirationmanpower.co.in Call to: Asha - 7624836555

Job Purpose: This role will be responsible to lead the design and execution of credit strategies for cross-sell personal loan programs. The role requires a strong background in retail credit risk, data-based decisioning, and exposure to NBFC or fintech ecosystems where digital origination and alternate data play a key role. The role requires to completely own the Cross-Sell personal loan programs and take continuous actions to improve Portfolio Quality. Key Responsibilities: Own and drive credit policy design for cross-sell personal loan programs, targeting existing customer bases from internal or partner channels Analyze customer behavior, repayment history, and alternate data to develop segmentation and eligibility strategies Define and continuously refine scorecard-based or rules-based underwriting logic to balance risk and growth Collaborate with Product, Analytics, and Tech teams to embed policies into digital journeys and decisioning engines Monitor portfolio performance metrics approval rate, delinquency, roll rates, loss rates across different cohorts and channels Work closely with credit bureaus and data providers to leverage external insights for better underwriting Ensure policy compliance with regulatory guidelines and internal governance standards. Conduct regular risk reviews and present findings to management and credit committees Job Requirements: Postgraduate in Finance, Economics, Statistics, or related field. Professional Certifications FRM / CFA is desirable 8-12 years of experience in credit policy or risk management, preferably in NBFCs, FinTechs, or digital lending platforms. Have 3+ years of people / stakeholder management experience Experience in cross-sell or pre-approved loan programs is highly desirable. Exposure to digital lending platforms, API-based underwriting and rule engines. Experience with co-lending models or embedded finance Strong knowledge of unsecured lending products, especially personal loans. Hands-on experience with credit policy formulation, scorecard management, and risk-based pricing. Familiarity with bureau data (CIBIL, Experian, CRIF), alternate data sources, and credit decisioning tools. Analytical mindset with proficiency in tools like Excel, SQL, Python, or SAS. Ability to work in fast-paced environments with cross-functional collaboration. Strong Analytical, Interpersonal and Convincing skills Exceptional written and verbal communication skills

Job Description Job Overview: We are seeking an experienced Lead Model Developer with exceptional expertise in credit risk modeling, especially the wholesale portfolio (banks, corporate, specialized lending, real estate, non-banking). The ideal candidate will bring deep domain knowledge and advanced technical skills to drive sophisticated credit risk modeling initiatives across wholesale portfolios. Position Details: Location: Pan India Experience Level: 10+ years Employment Type: Full-time Key Responsibilities: Lead end-to-end development of advanced credit risk models, including PD, EAD, LGD models compliant to IRB Standards Conduct comprehensive data preparation, preprocessing using tools including SAS, Python, R, and SQL Design, build, calibrate and implement robust credit risk models across wholesale portfolios with rigorous User Acceptance Testing (UAT) Collaborate with cross-functional stakeholders to analyze, interpret, and communicate complex model results and insights Develop comprehensive technical documentation including: Model documentation Business Requirements Documents (BRD) Validation reports Regulatory compliance documentation Drive continuous model improvement through: Identifying optimization opportunities; Implementing advanced modeling techniques; Enhancing model performance and predictive accuracy Provide mentorship and technical guidance to junior team members, fostering a culture of knowledge sharing and professional development Required Qualifications: 10+ years of hands-on experience in credit risk model development Proven expertise in modeling across wholesale/LDP credit portfolios Advanced proficiency in: SAS, Python, R, SQL Strong knowledge of capital models (IRB approach) Good to have a understanding of IFRS9 and CECL regulatory frameworks Exceptional analytical and problem-solving skills Excellent written and verbal communication abilities Preferred Qualifications: Advanced degree in Statistics, Mathematics, Economics, or related field Professional certifications in risk management or financial modeling Experience with machine learning and advanced statistical modeling techniques Knowledge of Basel regulatory requirements Technical Skills: Model Development: PD, LGD, EAD Programming: SAS, Python, R, SQL Regulatory Knowledge: IRB (must), Good to have (IFRS9, CECL) Data Preprocessing / Statistical Modeling / Machine Learning Techniques

KPMG India is looking for Associate Consultant to join our dynamic team and embark on a rewarding career journey. Undertake short-term or long-term projects to address a variety of issues and needs Meet with management or appropriate staff to understand their requirements Use interviews, surveys etc. to collect necessary data Conduct situational and data analysis to identify and understand a problem or issue Present and explain findings to appropriate executives Provide advice or suggestions for improvement according to objectives Formulate plans to implement recommendations and overcome objections Arrange for or provide training to people affected by change Evaluate the situation periodically and make adjustments when needed Replenish knowledge of industry, products and field

Job Description: Ability to lead the design and delivery of strategy, business case analysis, transformation programs, technology enablement, with respect to enterprise risk, portfolio management, capability maturity assessments, and fraud & financial crime risk compliance programs Ability to build sales pipeline through business development and proposals Strong business acumen and knowledge of risk management process Ability to solve complex business problems and deliver client delight Strong writing skills to build point of views on current industry trends Good analytical and problem-solving skills with an aptitude to learn quickly Excellent communication, interpersonal and presentation skills Cross-cultural competence with an ability to thrive in a dynamic consulting environment Required Experience: Hands-on experience in VaR/SVaR/IRC/CRM calculations for variety of financial instruments across Currencies, Credit, Commodities and Rates; In-depth understanding of new/evolving regulations in the Market Risk management space including treatment of off-balance sheet exposures, proprietary trading, systemic risk, stress testing, capital calculations, reporting standards etc. Treasury experiences in areas such as Asset Liability Management, Fund Transfer Pricing, and Interest Rate Risk in Banking Book. Hands-on experience in developing risk registers, conducting RCSAs, defining KRIs for risk management and control indicators, Risk Scenario Library & Analysis Experience in managing financial crime and compliance with a focus on fraud risk management, compliance analytics, enterprise risk management (financial services and non-financial services), data analysis & aggregation, trade surveillance, robotic process automation Enterprise Risk Management experience Strong understanding of risk regulatory framework of one more of the major economies across globe

Skill required: Commercial Banking Operations - Core Banking Designation: Banking Operations Associate Qualifications: BCom Years of Experience: 1 to 3 years What would you do? We help clients address quality and productivity issues, keep pace with customer expectations, navigate regulatory and operational pressures and ensure business sustainability by transforming their banking operations into an agile, resilient operating model.The Corporate banking /Wholesale banking team is responsible for helping clients and organizations processes trade finance transactions by providing superior service delivery to trade customers whilst safeguarding the bank from risks associated with this business.Develop and deliver core banking solutions for the applications that process the essential functions of banks, including account management, interest calculations, cash deposits and withdrawals processing, customer management and product management. What are we looking for? Experience in Banking Domain Roles and Responsibilities: In this role you are required to solve routine problems, largely through precedent and referral to general guidelines Your expected interactions are within your own team and direct supervisor You will be provided detailed to moderate level of instruction on daily work tasks and detailed instruction on new assignments The decisions that you make would impact your own work You will be an individual contributor as a part of a team, with a predetermined, focused scope of work Please note that this role may require you to work in rotational shifts Qualification BCom

Skill required: Insurance Services - Property and Casualty Insurance Designation: Risk Engineering Analyst Qualifications: BE Years of Experience: 3 to 5 years What would you do? Risk Engineering provides guidance on risk mitigation for multiple disciplines and occupancies. The objective is to enable global property underwriters to make more informed underwriting decisions.The team performs the risk assessment of various commercial and industrial occupancies from a property insurance loss prevention perspective in support of global Account Engineers and Underwriters. The types of risk include large variety of occupancies like commercial and residential real estate, hospitals, hotels, IT parks, shopping and other service-oriented occupancies as well as all industrial manufacturing occupancies. What are we looking for? Engineering graduate with strong engineering foundation in any of the core Mechanical, Chemical, Electrical and Civil engineering disciplines with 1-5 years of experience. Should be able to understand basic engineering equipment terminology, technical specification etc. Eye for details with strong analytical, problem solving skills and good understanding of basic MS tools Prior experience in data migration/analysis and MIS will be preferred Excellent interpersonal, written and verbal communications skills as the activity involves frequent interaction with onshore partners Roles and Responsibilities: Perform risk assessments of various Commercial occupancies from a Property Insurance Loss Prevention perspective in support of Global Account Engineers and Underwriters. The risk assessments will be completed by conducting an analysis of submitted values, as well as various construction, protection and occupancy features which would be determined through the receipt of loss prevention survey reports from a variety of sources. The candidate must be able to interpret these reports and be able to translate the information into risk quality ratings and fire/Nat Cat loss estimates following company guidelines and utilizing available tools and utilities. Qualification BE

Skill required: Commercial Banking Operations - Core Banking Designation: Banking Operations Associate Qualifications: BCom Years of Experience: 1 to 3 years What would you do? We help clients address quality and productivity issues, keep pace with customer expectations, navigate regulatory and operational pressures and ensure business sustainability by transforming their banking operations into an agile, resilient operating model.The Corporate banking /Wholesale banking team is responsible for helping clients and organizations processes trade finance transactions by providing superior service delivery to trade customers whilst safeguarding the bank from risks associated with this business.Develop and deliver core banking solutions for the applications that process the essential functions of banks, including account management, interest calculations, cash deposits and withdrawals processing, customer management and product management. What are we looking for? Good Communication Roles and Responsibilities: In this role you are required to solve routine problems, largely through precedent and referral to general guidelines Your expected interactions are within your own team and direct supervisor You will be provided detailed to moderate level of instruction on daily work tasks and detailed instruction on new assignments The decisions that you make would impact your own work You will be an individual contributor as a part of a team, with a predetermined, focused scope of work Please note that this role may require you to work in rotational shifts Qualification BCom

Skill required: Commercial Banking Operations - Core Banking Designation: Banking Operations New Associate Qualifications: BCom Years of Experience: 0 to 1 years What would you do? We help clients address quality and productivity issues, keep pace with customer expectations, navigate regulatory and operational pressures and ensure business sustainability by transforming their banking operations into an agile, resilient operating model.The Corporate banking /Wholesale banking team is responsible for helping clients and organizations processes trade finance transactions by providing superior service delivery to trade customers whilst safeguarding the bank from risks associated with this business.Develop and deliver core banking solutions for the applications that process the essential functions of banks, including account management, interest calculations, cash deposits and withdrawals processing, customer management and product management. What are we looking for? Good Communication Roles and Responsibilities: In this role you are required to solve routine problems, largely through precedent and referral to general guidelines Your primary interaction is within your own team and your direct supervisor In this role you will be given detailed instructions on all tasks The decisions that you make impact your own work and are closely supervised You will be an individual contributor as a part of a team with a predetermined, narrow scope of work Please note that this role may require you to work in rotational shifts Qualification BCom

Skill required: Commercial Banking Operations - Core Banking Designation: Banking Operations Associate Qualifications: BCom Years of Experience: 1 to 3 years What would you do? We help clients address quality and productivity issues, keep pace with customer expectations, navigate regulatory and operational pressures and ensure business sustainability by transforming their banking operations into an agile, resilient operating model.The Corporate banking /Wholesale banking team is responsible for helping clients and organizations processes trade finance transactions by providing superior service delivery to trade customers whilst safeguarding the bank from risks associated with this business.Develop and deliver core banking solutions for the applications that process the essential functions of banks, including account management, interest calculations, cash deposits and withdrawals processing, customer management and product management. What are we looking for? Good Communciation Roles and Responsibilities: In this role you are required to solve routine problems, largely through precedent and referral to general guidelines Your expected interactions are within your own team and direct supervisor You will be provided detailed to moderate level of instruction on daily work tasks and detailed instruction on new assignments The decisions that you make would impact your own work You will be an individual contributor as a part of a team, with a predetermined, focused scope of work Please note that this role may require you to work in rotational shifts Qualification BCom

Skill required: Commercial Banking Operations - Core Banking Designation: Banking Operations New Associate Qualifications: BCom Years of Experience: 0 to 1 years What would you do? We help clients address quality and productivity issues, keep pace with customer expectations, navigate regulatory and operational pressures and ensure business sustainability by transforming their banking operations into an agile, resilient operating model.The Corporate banking /Wholesale banking team is responsible for helping clients and organizations processes trade finance transactions by providing superior service delivery to trade customers whilst safeguarding the bank from risks associated with this business.Develop and deliver core banking solutions for the applications that process the essential functions of banks, including account management, interest calculations, cash deposits and withdrawals processing, customer management and product management. What are we looking for? Experience in Banking Domain Roles and Responsibilities: In this role you are required to solve routine problems, largely through precedent and referral to general guidelines Your primary interaction is within your own team and your direct supervisor In this role you will be given detailed instructions on all tasks The decisions that you make impact your own work and are closely supervised You will be an individual contributor as a part of a team with a predetermined, narrow scope of work Please note that this role may require you to work in rotational shifts Qualification BCom

About this role: Wells Fargo is seeking a Lead Enterprise Risk Officer. In this role, you will: Participate and develop, implement and monitor risk based governance programs to identify, assess and mitigate risks across lines of business and risk domains in multiple risk categories for Enterprise Risk Review moderately complex business, operational, or technical challenges that require an in depth evaluation of variable factors Provide oversight, develop, implement, monitor and challenge for corporate governance risk programs and manage reporting Utilize risk knowledge to issue resolutions for moderate to high risk companywide projects and initiatives Develop, implement, monitor and interpret, risk based governance programs, create new policies and guidelines Resolve moderately complex issues and lead team to meet risk area, projects and process deliverables, while leveraging solid understanding of the risk policies, procedures and compliance requirements Lead and manage multiple concurrent initiatives Guide and direct the organization in terms of policies, effectiveness of companywide initiative execution, and reporting to the Board Collaborate and consult with peers, colleagues and managers to resolve issues and achieve goals Lead and direct a team with limited supervisory focus Partner with managers to coordinate risk reporting to executive management, committees, and Board of Directors Required Qualifications: 5+ years of Risk Management experience (Compliance, Financial Crimes, Operational Risk, Audit, Legal, Credit Risk, Market Risk, IT Systems Security, Business Process Management) or equivalent demonstrated through one or a combination of the following: work experience, training, military experience, education Desired Qualifications: Degree in statistics, math, engineering, physics, accounting, finance, economics, econometrics, computer sciences, or business/social and behavioral sciences with a quantitative emphasis preferred 5+ years of experience model validation /model implementation/ model development or performing deep risk analytics across liquidity risk, capital oversight for a large multinational bank or large US bank or major consulting firm Experience in liquidity risk management and stress testing in a complex banking environment Experience in regulatory capital requirements, risk aggregation, and capital allocation Experience with Treasury risks including asset liability management (ALM), interest rate risk in banking book, and market risk in trading portfolios Strong analytical skills with high attention to detail and accuracy Technical or academic writing skills and experience Strong project management skills to ensure delivery of highest quality of work within tight timelines, as well as creating, maintaining, and supporting processes subject to intense regulatory scrutiny Excellent communication skills and experience in building and maintaining partnerships across various levels of the organization Proficiency managing databases, spreadsheets, or programming (understanding code and coding including one or more of SAS, Python, R, VBA, C, Java, or C++) License certifications in finance and risk such as CFA, FRM, preferred Understanding of model risk supervisory guidance and model validation requirements for large and complex institutions, across geographies Knowledge of Wells Fargo systems and process, and industry standard practices for CCAR/DFAST, RRP, etc. Job Expectations: Execute the Validation processes based on model risk supervisory guidance, Model Risk Management Policy and procedures, and current industry best-practices in one or more of the above-named areas. In particular: Ensure credible challenge of models through validation process Evaluate all relevant components of models and assess model soundness across lifecycle Identify areas of weakness and work with model owners, risk partners, and other key stakeholders to ensure risk commensurate remediation Demonstrate strong knowledge of subject matter area of focus, as well as sound validation and analysis techniques Deliver high quality and timely validation reports combining intellectual rigor, analytical depth, and key model risk perspective Support timely resolution of model weaknesses Follow reporting and escalation protocols of review results and follow up on identified risks/observations Continually work to improve efficiency, consistency, and quality of independent model validation Ensure all models within scope are independently validated per expected standards and schedule Build and maintain effective working relationships with key partners and stakeholders across Wells Fargo Understand model risk supervisory guidance, Model Risk Management Policy, and current industry best-practices

Key Skills: BASEL, Credit Risk, Regulatory Reporting, Business Analyst, Agile Roles and Responsibilities: Translate and refine business strategy into finance data provisioning operating models. Champion operational capabilities within the program. Design, implement, and drive process and controls improvements across the program. Support change, design, and delivery, working closely with Finance, IT, Risk, and the Business. Identify and manage impacts of change to the operating model, ensuring effective program implementation. Analyze, review, and test the current operating model against strategic direction, making necessary revisions. Assist in the design and development of conceptual, logical, and application data models in line with the organization's Future State Finance Data Asset Strategy. Collaborate with finance business teams to enhance understanding, interpretation, design, and implementation. Skills Required: In-depth knowledge of BASEL, Credit Risk, and Regulatory Reporting. Strong experience as a Business Analyst, especially in financial and risk domains. Expertise in Agile methodologies. Ability to translate business strategy into finance data provisioning operating models. Strong process design and controls improvement skills. Ability to manage change and drive process improvements across various functions. Experience with finance, IT, risk, and business teams for program design and delivery. Ability to identify and manage impacts of change on the operating model. Proficiency in analyzing, reviewing, and testing operating models against strategic direction. Skills in developing conceptual, logical, and application data models. Ability to collaborate with finance business teams to enhance understanding, interpretation, design, and implementation. Education: Bachelor's Degree in related field

Key Skills: Basel, Credit Risk, Regulatory Reporting, Business Analyst, Agile Roles and Responsibilities: Translate and refine business strategy into finance data provisioning operating models. Champion operational capabilities within the program. Design, implement, and drive process and controls improvements across the program. Support change, design, and delivery, working closely with Finance, IT, Risk, and the Business. Identify and manage impacts of change to the operating model, ensuring effective program implementation. Analyze, review, and test the current operating model against strategic direction, making necessary revisions. Assist in the design and development of conceptual, logical, and application data models in line with the organization's Future State Finance Data Asset Strategy. Collaborate with finance business teams to enhance understanding, interpretation, design, and implementation. Skills Required: Ability to translate and refine business strategy into operational models for finance data provisioning. Expertise in championing operational capabilities within the program. Proven experience in designing, implementing, and driving process and control improvements. Strong capability to support change, design, and delivery in collaboration with Finance, IT, Risk, and Business teams. Skilled in identifying and managing the impacts of change on the operating model to ensure successful program implementation. Experience in analyzing, reviewing, and testing the current operating model against the strategic direction, and making necessary revisions. Knowledge of assisting in the design and development of conceptual, logical, and application data models that align with the Future State Finance Data Asset Strategy. Education: Bachelor's Degree in related field

Industry :- BFSI ( Banking & Financial Services Industry ) Designation :- Deputy Manager - Dealer Funding Credit Operation Location :- Kengeri, Bangalore ( Head Office ) Roles and Responsibilities 1. Dealer Funding new deal appraisal & Sanction. 2. Credit Analysis, Risk Review & Enhancements. 3. Dealer Grading System operation. 4. Review and monitoring of dealer funding portfolio. 5. Regulatory reporting.

Skill required: IX Intelligent Capital Project Operations - Low Carbon Grid Capital Projects Designation: Capital Projects Specialist Qualifications: BTech Years of Experience: 7 to 11 years What would you do? As a Project management SME, you will be involved in key streams like Scheduling, Risk management, Budgeting of Electric transmission infrastructure development projects to meet the client as well as organization's needs. You will be responsible to manage the wider project management stakeholders which includes Directors, senior management and key resources internally and outside the business. You will assist onshore and offshore teams, and client team by providing with them tactical support including development and implementation of process, governance and analyzing the performance of the project for control and monitoring.Investment project management and control capabilities related to grid assets to enable the energy transition (e.g. transmission interconnections). What are we looking for? Capital Project Services Capital Project Risk Management Capital Project Controls & Analytics Project Management Program Project Management Roles and Responsibilities: Project manager is responsible for managing the streams for Schedule, Budget, Risks, Issues for major Electric transmission infrastructure development projects. Project manager will be in involved in managing the outlining scope, timelines, and resource requirements for major Electric transmission infrastructure development projects. Lead a multidisciplinary project team, provide a clear direction and goals to team member, foster collaboration and effective communication to the team. Responsible for developing and manage the project budget, monitor the costs, identify variances an implement corrective actions. Ensure cost-effectiveness in procurement and resource allocation. Responsible for managing the risk governance in entire project lifecycle and support for developing the mitigation strategies along with implement of contingency plans. Evaluate and manage changes to the project scope, assess the impact of changes on budget and schedule and communicate the changes effectively to all stakeholders. Prepare regular progress reports for management and stakeholders, captured lesson learned for continuous improvement. Qualifications BTech

Skill required: Property & Casualty- Underwriting - Underwriting Designation: Underwriting Specialist Qualifications: Any Graduation Years of Experience: 7 - 11 Years What would you do? Analyze and evaluate credit portfolios and financial reports including interpreting financial data and assessing market trends and volatility that has potential impact on the operations and financial performance of the client. This includes climate risk assessment and industry research. Assess credit worthiness and financial strength of client through critical financial and risk analysis with the use of qualitative and quantitative data via recommended institutions such as S&P, Moodys and Fitch, and provide recommendations for risk rating and classifications. Complete credit/financial risk analysis report with clear and concise critical analysis based on informed judgement with due diligence in alignment with the Underwriters guidelines and risk appetite. This includes, but not limited to, analysis of mergers and acquisitions, claims and litigation, international exposure, FCPA concerns, regulatory developments, material corporate governance initiatives, liquidity position, financial performance and cash flow. What are we looking for? Bachelors degree in accounting or finance is required CPA or MBA is a plus 2-3 years of experience in corporate credit analysis from a bank or similar financial institution is preferred Able to understand and interpret the financial statements (Balance Sheet, Income Statement, Cash Flow Statement, Changes in Stockholders Equity, and Notes to the financial statements). Knowledge in Annual Reports and/or Credit/Equity Reports (Standard & Poor and Moodys). Highly analytical to be able to understand financial ratios (profitability, liquidity, leverage, solvency ratios) and able to interpret several together accurately. Understanding of current global micro and macro economic status is a plus Previous experience as credit analyst/credit risk analyst or equity financial analyst for banks or other major financial institutions is required (at least 1 year of related experience). Strong understanding of US GAAP financial statements is required Familiarity with the US Industrial, Commercial, Capital and Consumer sectors Excellent oral and written communication skills. Work is primarily completing extensive write-ups to analyze risk and must be clearly written and presented for credit officers and underwriters to understand. Will also need to email and at times discuss through Microsoft teams with credit officers/underwriters) Roles and Responsibilities: Financial Analysis Risk and Credit Underwriting Fundamental analytical skills, with a background on financial reports and components, to be able to identify trends, root causes and anticipate future challenges and risks Analysis and rating of a companys profitability, asset quality, liquidity, leverage, and credit histories and identify risks related to industry, management, and contingencies. This includes assessing and analyzing trends and material changes as well as reviewing and interpreting Credit or Equity Reports to be used as reference in the analysis Complete intricate financials statement spreading to ensure financial ratios used are accurate to help understand the level of risk of buyers. Knowledgeable in company annual reports, 10Ks and 10Qs Supports Underwriters and Credit Officers in buyer administration such as setting up a buyers account in Trade Enable ("Account Reservation"), identifying buyer DUNS, performing automated buyer credit limits ("Pack 1") and gathering of buyer information and documents such as financial statements, credit reports, industry research and latest Company News Articles ("PACK 2 Docs") Qualifications Any Graduation

":"Overview Job Title: Credit and Collections I Reports to: Team lead, Credit & Collections Job location: Bangalore, India About Enerpac Tool Group Enerpac Tool Group is a premier industrial tools and services company serving a broad and diverse set of customers in more than 25 countries The Company s businesses are global leaders in high pressure hydraulic tools, controlled force products and solutions for precise positioning of heavy loads that help customers safely and reliably tackle some of the most challenging jobs around the world The Company was founded in 1G10 and is headquartered in Milwaukee, Wisconsin Enerpac Tool Group trades on the NYSE under the symbol EPAC Our vision is to be our customer s preferred partner through relentless innovation of industrial tools and services that help them safely and reliably tackle their toughest jobs around the world For further information on Enerpac Tool Group and its businesses, visit the Companys website at https: / / www enerpactoolgroup com / What you will do: The Credit C Collection Analyst is primarily responsible for supporting the monitoring of the external Accounts Receivable balance sheet of several Enerpac Regions (US, Canada, Europe, Sub Sahara Africa and India) entities have regular contact with third parties (customers a o ) and colleagues from other disciplines Maintaining contact with customers in order to minimize the overdue balance Contribute to investigating and solving problems in the correct and timely processing of invoices paid by customers (minimizing on account and unapplied balances) Blocking and releasing customer sales orders in consultation with the supervisor Contribute to limiting the buyer credit risk and minimizing the PWC Maintaining external relations with, among others, customers, collection agencies, credit insurance companies Maintaining internal contacts with other functions such as Customer Service, Sales and Business Controllers Provide support with monthly and ad hoc reporting to management Contribute to further optimization of existing processes Replacing the Manager Credit C Collection during absence Ability to work in a matrix environment and provide status of key deliverables to the Manager Credit C Collection) Maintaining Customer data and updates on the invoice level Enerpac Tool Group Values: Be an ambassador for the businesses and ensure that Enerpac Tool Group Values always come first: SAFETY - Safety is our highest priority and is at the heart of everything we do INTEGRITY - We will act with honesty and transparency and always do the right thing OWNERSHIP - We will own our commitments, act with a sense of urgency, and deliver what is expected of us on time, or ask for help early enough TEAMWORK - We will act as one Enerpac team, operate with an enterprise-wide mindset, and support each other to deliver for our stakeholders AGILITY - We will act with purpose and speed, and we will adapt quickly to changing circumstances What we offer: Our employee benefits including flexible workplace policies, employee resource groups, learning and development resources, career progression pathways, and community engagement initiatives are some of the reasons why we have had great success in bringing in new talent In addition, our global employee wellness programs are crafted to support the physical, emotional, and financial well-being of our employees *Benefits C Perks vary by Country If you re looking for a unique, exciting career with variety and potential for growth, Enerpac Tool Group offers challenges and extraordinary rewards for people on a global scale Never Compromise - choose ETG!","

Conduct comprehensive credit analyses and assessments to evaluate borrower creditworthiness, support informed lending decisions, and ensure the maintenance of a high-quality books of accounts. Key Responsibilities Credit Assessment: Analyse credit applications and financial statements to assess the creditworthiness of buyers, evaluating factors such as income, assets, liabilities, and payment history. Utilize credit scoring models and risk assessment tools to evaluate credit risk and recommend appropriate credit limits and terms. Financial Analysis: Conduct comprehensive financial analyses, including cash flow analysis, ratio analysis, and trend analysis, to evaluate the financial health and stability of buyers. Identify potential credit risks and red flags, highlighting areas of concern and recommending mitigating actions to the Lead Underwriter. Documentation and Due Diligence: Ensure accuracy and completeness of credit documentation, credit reports, and supporting financial documents. Perform due diligence checks on buyers, verifying information provided and conducting background checks as necessary to assess credit risk accurately. Communication and Reporting: Communicate credit decisions, recommendations, and risk assessments effectively to the Lead Underwriter and other relevant stakeholders. Prepare comprehensive credit analysis reports and presentations, summarizing findings, conclusions, and recommendations for review and approval. Portfolio Monitoring: Monitor the credit portfolio for early warning signs of credit deterioration, delinquencies, and defaults, escalating issues to the Lead Underwriter as appropriate. Assist in the ongoing monitoring and management of existing credit exposures, including periodic review of credit limits and terms. Qualification & Skills Bachelor s degree in finance, Accounting, Economics, or related field required, master s degree preferred. Minimum of 3 years of experience in credit analysis, banking, or financial services industry. Strong analytical skills, with the ability to interpret financial data, conduct financial analyses, and assess credit risk accurately. Exceptional attention to detail, with a focus on accuracy and precision in credit analysis and documentation. Excellent verbal and written communication skills, with the ability to convey complex information clearly and concisely. Ability to work effectively in a team environment, collaborating with colleagues and stakeholders to achieve common goals. Qualifications: Bachelor Of Commerce (Honours) Minimum Experience Level: 3-5 Years Report to: NA