External-CM-VF Professional

Ujjivan Small Finance Bank

2 - 5 years

4 - 8 Lacs

bulandshahr aligarh

Posted:2 months ago| Platform:

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Skills Required

risk assessment lending credit risk recovery portfolio financial analysis retail banking investment banking business analysis business development sales relationship management portfolio management wealth management mutual funds finance

Work Mode

Work from Office

Job Type

Full Time

Job Description

Position description:
Cluster Manager-Vehicle Finance

Primary Responsibilities:

Business Financials Daily Weekly Monthly monitoring of the accomplishment of targets according to the annualmonthly targets established for the area and branches under hisher responsibility to provide guidance and solutions to hisher team as required
Assign targets and results on daily weekly monthly basis of portfolio of risk by different categories such as days in arrears number of installment due amount within hisher region by area branch loan officer with the objective to identify tendencies and risks
Supports Relationship Officers in hisher area in their duties of client visits risk assessment and recovery strategiesEfficient staffing by timely recruitment training
Implement supervise and control effectiveness of commercial strategy with hisher team to reach the productivity and growth targets establishedApprove deviations and exceptions according to policy in placeEnsure supervise the correct implementation of the credit procedures including all the respective toolsCustomer Both Internal ExternalEnsure customers are educated about all productsservices offered by Ujjivan
Ensure lower customer attrition by providing different products as per customer requirementFocus on lower TAT as per laid down standards Internal ProcessEnsure compliance with lending guidelines quality framework and audit requirements ensure speedy resolution of any audit observations and take necessary steps to prevent recurrence audit and other regulationsMonitor health of portfolioSanctioning of loans according to the policy in placeEnsure supervise the correct implementation of the credit procedures including all the respective tools
Discuss strategies and changes in terms of products capacity building procedures etcInnovation LearningEnsure that all members of his team are up to date on all relevant circulars and all productsservices offered in the Branch Evaluate the staff competences in terms of promotion business assessment and credit risk assessment capacity and propose solutions for improvementEnsure adherence to training mandays mandatory training programs for self and reportees
Ensure goalsetting midyear review and annual appraisal process within specified timelines for self and reportees Monitor performance of staff against defined goalsmetrics and take corrective action wherever required undertake disciplinary and attendance monitoring of VF Loans team

Location - Aligarh , Bulandshahr , Chowk , Faizabad , Gorakhpur , Hardoi , Indira , Lucknow , Meerut , Nagar , New Delhi,Varanasi

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