479 Credit Risk Jobs - Page 19

About The Role : We strive for a culture in which we are empowered to excel together every day. This includes acting responsibly, thinking commercially, taking initiative and working collaboratively. Together we share and celebrate the successes of our people. Together we are Deutsche Bank Group. We welcome applications from all people and promote a positive, fair and inclusive work environment.

About The Role : Job Title: Portfolio Manager LocationMumbai, India Corporate TitleAVP Role Description Risk & Portfolio Management (RPM) is part of the global Trade Finance and Lending (TF&L) group and is responsible for developing and coordinating a comprehensive risk-to-revenue strategy to maximize portfolio risk/returns while proactively managing risk, balance sheet consumption for Trade Finance & Lending. Portfolio Management is responsible for ensuring TF&L perform optimally within the Key Performance Indicators for risk and resource utilization on a regional and global level, and for allocating financial resources to fit TF&L strategic goals with an emphasis on risk awareness, sustainable business, and efficient resource utilization. What we'll offer you As part of our flexible scheme, here are just some of the benefits that youll enjoy Best in class leave policy Gender neutral parental leaves 100% reimbursement under childcare assistance benefit (gender neutral) Sponsorship for Industry relevant certifications and education Employee Assistance Program for you and your family members Comprehensive Hospitalization Insurance for you and your dependents Accident and Term life Insurance Complementary Health screening for 35 yrs. and above Training on the job and close collaboration with our team in Mumbai, as well as onshore RPM teams, e.g. in Frankfurt, Singapore and New York Your key responsibilities TF&L Portfolio Manager is in close collaboration with onshore RPM Portfolio Management colleagues - responsible for further improving the risk-reward of the TF&L and wider CB portfolio through efficient allocation of risk resources by: Identifying and driving portfolio optimization while ensuring the TF&L portfolio performs optimally within agreed upon Key Performance Indicators (KPI) Increasing transparency on portfolio via reporting and analysis, including country, industry, and client reviews Facilitating the preparation of regular portfolio reports and automation and streamlining of related tasks, processes and data sourcing Performing ad hoc analytics for senior management and outside requests Monitoring overall portfolio financial & risk metrics (capital consumption, carbon, industry, country limits) and risk-return performance Liaising with regional RPM teams, and key stakeholders (CRM, ERM, GCAF) to shape overall TF&L and wider CB risk and resource utilization strategy. Your skills and experience 7 - 10 years of work experience in relevant field of Finance/Economics Background in portfolio/credit risk/rating agency desired Good analytical and problem-solving skills. Ability to work in virtual teams and in matrix structures Focus on details and ability to handle multiple tasks under tight deadlines Strong communication skills with excellent English, both orally and written Demonstrated flexibility and willingness to work for a global team with intensive international exposure. Experience with Trade Finance & Lending products and regulatory topics is a plus. Education | Certification (Recommended): Bachelors/ Masters degree in Economics, Finance or Engineering Technical Competencies: Knowledge of advanced Excel, Power Queries, Macros, and good understanding of working with large datasets Knowledge on Python, Tableau, and other analytical/reporting tools is a plus Business Competencies: Communication - Experienced Financial Management - Basic Industry Knowledge Experienced Innovation Experienced Managing Complexity Experienced Product Knowledge (internal & external) Basic Risk Management - Experienced How we'll support you Training and development to help you excel in your career Coaching and support from experts in your team A culture of continuous learning to aid progression A range of flexible benefits that you can tailor to suit your needs About us and our teams Please visit our company website for further information https://www.db.com/company/company.htm We strive for a culture in which we are empowered to excel together every day. This includes acting responsibly, thinking commercially, taking initiative and working collaboratively. Together we share and celebrate the successes of our people. Together we are Deutsche Bank Group. We welcome applications from all people and promote a positive, fair and inclusive work environment.

About The Role : In Scope of Position based Promotions (INTERNAL only) Job Title Risk Portfolio Analyst Location Mumbai, India Corporate Title Associate Role Description The Market Risk Analysis and Control (MRAC) function is responsible for the provision of all official market risk metrics and core analysis in support of risk management decision making, on behalf of the Market Risk Management department. The team has a global presence with staff located across the globe. The team operates a business/asset class and risk metric aligned organizational matrix supported by central functions. The role is with the market risk portfolio team which is one of the central function teams. Team / division overview Portfolio Risk - Portfolio Risk provides a cross asset top-down view for senior management to understand the various market risks across the trading and banking landscape that DB Group is exposed to; including highlighting material risks whether they are driven by individual trades or caused by concentrations or market liquidity concerns. In collaboration with the Market Risk Managers the team designs the risk appetite and risk identification frameworks ensuring a consistent adoption of industry leading standards. The team works closely with Market Risk Managers covering all asset classes along with other key stakeholders across the enterprise. What we'll offer you As part of our flexible scheme, here are just some of the benefits that youll enjoy: Best in class leave policy Gender neutral parental leaves 100% reimbursement under childcare assistance benefit (gender neutral) Sponsorship for Industry relevant certifications and education Employee Assistance Program for you and your family members Comprehensive Hospitalization Insurance for you and your dependents Accident and Term life Insurance Complementary Health screening for 35 yrs. and above Your key responsibilities As a Risk Portfolio Analyst, you will: Identify the top and emerging risks each week, including sourcing the relevant information from other teams in MRAC and the business MRMs. Review and understand the market risk RWA, including staying abreast of the development of this metric. Understanding of market risk FRTB RWA regulations. Perform deep dive analysis into concentrations of risk or emerging items of interest, providing high quality and accurate information / commentary at a level for senior management consumption. Coordinate across business aligned market risk teams to understand changes in risk and impacts on capital and risk management metrics (VaR). Support ad hoc queries from senior management, regulator, auditor etc on movements in risk and historical trends. Prepare daily / weekly reports with appropriate commentaries on risk changes. Support the analysis and communication of portfolio level topics to senior management and their committees. Develop necessary tools to facilitate more efficient analysis of risk. Your skills and experience University degree in Economics, Mathematics or another quantitative subject. 4-8 years' experience in Market Risk within the Financial Market / Investment Banking industry (other relevant backgrounds e.g. Trading, Product Control, IPV will also be considered). In depth understanding of other Market Risk measurement techniques e.g. VaR, RNiV, Economic Capital, IRC, etc. Conversant & interested in macroeconomic / geopolitical events, both current and historical A reliable team player with the motivation to work in a dynamic, international, and diverse environment. Strong interpersonal skills and ability to build relationships across different stakeholder groups. MS Office proficient, especially Excel and PowerPoint. Python/ VBA / SQL skills would be advantageous. How we'll support you Training and development to help you excel in your career. Coaching and support from experts in your team A culture of continuous learning to aid progression. A range of flexible benefits that you can tailor to suit your needs. About us and our teams Please visit our company website for further information: https://www.db.com/company/company.htm We strive for a culture in which we are empowered to excel together every day. This includes acting responsibly, thinking commercially, taking initiative and working collaboratively. Together we share and celebrate the successes of our people. Together we are Deutsche Bank Group. We welcome applications from all people and promote a positive, fair and inclusive work environment.

Due to a healthy pipeline of projects and opportunities, we are seeking an experienced transport modeller and data analyst with a passion for sustainable transport to join the team. Experience in transport modelling both model development and application, use of big data and an interest in decarbonisation, transport appraisal and the automation of modelling is important . We are seeking an experienced transport professional, specialising in strategic transport modelling (Saturn & VISUM), with a background supporting modelling for Local Plans, transport strategies and business cases. Skills in data science including using Python, SQL, GIS and working with big data would be desireable.

Experience-1-5 years Designation - Analyst/Senior Analyst Process: Consumer Loan Underwriting Job Location: Nagpur Purpose of Job: We are currently seeking talented Consumer Lending Underwriters with a minimum of 1 to 5 years of experience specifically in Consumer loan Underwriting. This is a Chat based Back-office process, where the borrowers/agents would contact the analyst requesting a decision on a Consumer Loan product offered by the client The process involves Underwriting for Secured and Unsecured loans which involves a detailed study of the borrowers credit standing, credit worthiness and capacity to pay. A detailed investigative analysis of the borrowers credit report along with evaluation of income would be required to take a decision on the loan. Responsibilities: Candidates shall be responsible for rendering decisions on loan applications based on established criteria and determine risk associated with borrower based on profile and parameters. Communicate decisions that most effectively mitigate credit risks, including data integrity and validity of information submitted. Review borrowers credit reports to ascertain the credibility with respect to honouring payment obligations and evaluate any credit red flags like delinquencies, charge offs, or bankruptcies. Evaluate and verify income documents like Pay stubs, W2’s, and IRS Tax return documents to determine whether borrower has the capacity to repay the loan based on a complete evaluation and verification of the borrower’s income. Post evaluation and assessment of the degree of risk, document the reasons for approval or denial of the loan and add the documentation to the loan file. Works under moderate supervision; acquires and applies maturing knowledge of the business, its products, and processes. Applies understanding of established guidelines and all other regulatory requirements when evaluating loan attributes while utilizing prudent underwriting judgment and experience. Skills required: Must have excellent written and comprehension skills Must have excellent decision-making skills that are backed by relevant details and research. Good analytical, logical and audit skills. Close attention to detail. Minimum Requirements: Minimum 1to 5 years’ experience specifically in Consumer Loan Underwriting (Auto Loans and Personal Loans) for the US market Willingness to work 5 days a week with rotational weekly offs (Saturday and Sundays may/may not be off) is a must Should be well versed with Income verification and Credit Verification Good knowledge of Banking and lending principles Should be a team player with good interpersonal skills. Graduation in any discipline.

Roles and Responsibilities: • Design, develop, and deploy machine learning models to detect and prevent fraudulent activities, such as Merchant Fraud, transactional fraud, account takeover, and identity theft • Work with large datasets to identify patterns, trends, and anomalies that may indicate fraudulent activity • Utilize data analytics tools and methodologies to conduct in-depth assessments and generate Fraud rules and reports on fraud trends (including first-party and third-party fraud). • Collaborate with cross-functional teams, including risk management, operations, and compliance, to enhance fraud prevention measures. • Monitor industry trends, regulatory changes, and best practices to continually enhance fraud prevention strategies. Skills Required: • Bachelor's degree in engineering, technology, computer science or related field. • 3+ years of proven data analytics experience in fraud prevention, risk management, or a related field • Familiarity with fraud detection software, risk assessment methodologies, and regulatory compliance. • Strong experience in developing Machine Learning models, Python and SQL. • Excellent communication and presentation skills with the ability to convey complex information clearly and concisely. • Detail-oriented with a proactive mindset toward problem-solving and risk mitigation. • Ability to work collaboratively in a cross-functional team environment.

Role & responsibilities Develop and implement credit policies and procedures in alignment with regulatory requirements and company objectives. Manage the credit underwriting process, including evaluation of loan applications, credit scoring, and approval/rejection decisions. Monitor and analyze credit portfolio performance, identifying areas of improvement and implementing strategies to mitigate risk. Conduct periodic reviews and audits to ensure adherence to credit policies and regulatory standards. Provide leadership and guidance to the credit team, fostering a culture of accountability, professionalism, trust and continuous learning. Recruit, train and develop a high-performing credit team capable of meeting organizational goals. Set performance targets and KPIs for the team, regularly assessing performance and providing feedback for improvement. Manage budgetary allocations for the credit department, optimizing resource utilization and controlling cost effectively. Preferred candidate profile Minimum of 10 - 15 years of experience in credit management within the financial services industry, with at least 3 years in a managerial role. Proven track record of successfully managing credit operations, implementing credit policies, and achieving business objectives. Experience in Business Loan is mandatory

For its Wholesale & Corporate Banking team; it is scouting for Credit ARMs for Emerging lcal Corporates [ELC]. Role specs: - Well versed with credit for note preparing and proposing & getting the case sanctioned from risk ( up to 100 cr ), - Ability to structure the facilities as per the client and bank's need - Should have the ability and past experience of putting the case in front of committee for sanction - Must be thorough with disbursement process (legal / valuation, etc. ) - Support RM to acquire new clients, deepen share of wallet for the acquired portfolio. - Should have knowledge of the local market where he / she knows the leading Mid / Large Corporate Clients - Sector agnostic. NOTE : - This is a combination of primarily credit role with element of relationship management. - This is a Credit role on the Business side - The role is across levels depending on the work experience Candidate specs : - CA / MBA in a similar role with a Bank / NBFC. - Preferably immediate joinee.[30-45 days] Location - Udaipur,Raipur,Bengaluru,Chennai,Hyderabad,Mumbai, Delhi.

Looking for a FCCM Technical Consultant who has Implementation experience of Banking and /or Banking Analytics experience will provide his functional inputs and work closely with Functional subject matter experts and other project team members to successfully deploy the OFSAA products. Should have experience in Installation, Configuration, deployment and execution of the following Oracle or other applications for AML, KYC, FATCA, Enterprise Case Management (ECM), Customer Screening (CS) , Transaction Filtering (TF), Fraud Monitoring etc. Install and deploy the latest versions of Mantas or FCCM solutions in a customer environment. This includes coordinating with customer technical resources to ensure that third party products are correctly configured for integration with FCCM. If they do not have OFS FCCM experience, the resource should have experience in implementing similar products like Actimize, Fortent or Norkom compliance solutions in a Technical capacity Having knowledge of Installing / Configuring FCCM products like AML, KYC, ECM, FATCA, Analytics, Customer Screening, Transaction Filtering, Go-AML etc. Support all phases of deploying the FCCM solutions at customer sites including initial installation, patches and upgrades, application configuration, user acceptance testing and go-live. Interact with Functional and Technical Consultants to ensure the successful deployment of the FCCM solutions. Understanding of system security principles, specifically around user authorization and authentication methods and technologies Strong customer interaction skills and the ability to assess a clients IT processes and strategies. In addition, must be able to lead clients through the process of integrating the FCCM solutions into their operational environment. Implementation experience with OFSAA solutions and has been working with Functional consultant to help on data mapping Should be able to come up with the Configuration, Technical design and Batch execution documents. Should have SDLC, Agile concepts and also cloud based implementation experience will be handy. Excellent English written and oral communication skills. Career Level - IC4 Responsibilities Having knowledge of Installing / Configuring FCCM products like AML, KYC, ECM, FATCA, Analytics, Customer Screening, Transaction Filtering, Go-AML etc. Support all phases of deploying the FCCM solutions at customer sites including initial installation, patches and upgrades, application configuration, user acceptance testing and go-live. Interact with Functional and Technical Consultants to ensure the successful deployment of the FCCM solutions. Understanding of system security principles, specifically around user authorization and authentication methods and technologies Strong customer interaction skills and the ability to assess a clients IT processes and strategies. In addition, must be able to lead clients through the process of integrating the FCCM solutions into their operational environment. Implementation experience with OFSAA solutions and has been working with Functional consultant to help on data mapping Should be able to come up with the Configuration, Technical design and Batch execution documents.

As part of the Network Team within Oracles Cloud infrastructure organization, you and your team will be responsible for supporting reliable and secure connectivity solutions for customers. You will be supporting our OCI customers on networking that enable customers in developing, selling, and delivering Oracle products worldwide. OverviewThe Oracle Cloud Infrastructure team is building a new technology organization. This new entity is being constructed with an entrepreneurial spirit that promotes an energetic and creative environment. We are unencumbered and will need your contribution to make it an elite engineering center with the laser focus on excellence. Oracles extensive enterprise customer base is looking for rock solid cloud solutions that provide the same reliability and effectiveness that they have come to expect from Oracle. As a trusted Enterprise vendor, Oracle is in the early stages to provide highly cost-effective compute, storage, PaaS Cloud solutions to its customer base. We are specifically looking for Technical Engineer(s) to join our group, who are customer-focused with technical support experience to build a world-first and best in class customer experience. You will be responsible for post-sales support; assisting customers to solve and resolve issues they face while using our Cloud services. You will take an active role in the definition and evolution of standard practices and procedures. Work is non-routine and very complex, involving the application of advanced technical/business skills in area of specialization. Responsibilities We are looking for an experienced network support engineer with a solid technical background to help us transform the OCI network. As a Network Engineer, you will be responsible for the delivery and operation of critical customers connectivity services. You will work with peers, management, and project managers to deliver solutions, maintain network services, and provide ecritical issuesupport for the Escalations team. You should be comfortable working in a fast-moving environment that requires agility and the drive to deliver. You should be comfortable taking on new challenges that develop your skills. Have a data-driven attitude/passionEnable Oracle support to resolve customer issues through sharing standard methodologies, training, tooling and directly resolving customer concerns.Build and maintain excellent relationships with customers and achieve the highest level of customer satisfaction.Act on behalf of the customer as their cloud support(technical) team, partnering with engineering, platform operations, and customer service teams to restore customer availabilityWork as part of our extended support team in a startup atmosphere, going above and beyond to exceed customer expectations.Proactively monitor customer issues until they are fully resolved, keeping the customer informed along the way of incident (Service Ticket) lifecycleFocus on support/incidents issues.Document key learnings and other relevant details as part of the support you provide.Continually improve skills through work experience and training(s)Troubleshooting, diagnosing, and resolving hardware, software, and other network and system problemsIdentify opportunities to automate responses to common operational problems and requestsEnsure compliance, configuration and data quality levels are maintained Work with internal stakeholders, external network, and security vendorsDocument work instructions or procedures Experience General Good written and verbal English communication skillsEffectively communicate with people on both a technical and non-technical levelAbility to work with a global, remote workforceSelf-motivated professional with the ability to work in a pressured production environment while not compromising on the quality of the service providedA focus on customer service / satisfaction. Specific Bachelors degree, in Computer Science, MIS or related field4+ yearsexperience in Infrastructure or related fieldExperience supporting network and network security technologies, including:Protocols such as BGP/OSPF/IS-IS, TCP, IPv4, IPv6, VxLAN, DNS, DHCP, MPLS, SSLSDWANRouters and switches such as Cisco Nexus, Juniper MX, and AristaFirewalls such as Fortinet, Juniper, and Palo Alto Load balancers such as F5. In-depth knowledge of routing and switchingExperience performing regular capacity management functions for network and security components. Demonstrated ability to quickly troubleshoot network and network security problems to root cause, to restore service and to identify long term corrective and preventative actionsWork jointly with automation and monitoring teams to develop service-based monitoring metrics for security and routing functions Preferred Skills (optional) CCNA / CCNP Security OR Fortinet Network Security Expert (NSE) or equivalent Technical understanding and practical application of network protocols and technology VPN IPSEC and SSLFirewalls and load balancers, security policy managementNetwork / Security monitoring tools such as: SNMP, MTRG, Prometheus and Grafana etc.Technical understanding and practical application of security supportTechnical understanding and practical application of DevOps Continuous Integration / Continuous Delivery Deployment Tools, Network as Code strategy, Familiarity of IaaS/PaaS/SaaS infrastructure/environmentsIntegration technologies (APIs)Scripting experience in Ansible, Python, others Location Schedule The position is based in Bangalore/Hyderabad/Noida -India.You are entitled to work on shifts with weekends other than Saturday and Sunday. You should be willing to support on national holidays and public holidays. And most importantly should be open to any Shift.This is a fulltime, permanent position. Oracle is an Equal Employment Opportunity Employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, sexual orientation, gender identity, disability and protected veterans status or any other characteristic protected by law. As part of Oracle's employment process candidates will be required to complete a pre-employment screening process, after a conditional offer has been extended. Employer Description An Oracle career can span industries, roles, Countries, and cultures, giving you the opportunity to flourish in new roles and innovate, while blending work life in. Oracle has thrived through 40+ years of change by innovating and operating with integrity while delivering for the top companies in almost every industry. In order to nurture the talent that makes this happen, we are committed to an inclusive culture that celebrates and values diverse insights and perspectives, a workforce that inspires thought leadership and innovation. Oracle offers a highly competitive suite of Employee Benefits designed on the principles of parity, consistency, and affordability. The overall package includes certain core elements such as Medical, Life Insurance, access to Retirement Planning, and much more. We also encourage our employees to engage in the culture of giving back to the communities where we live and do business. At Oracle, we believe that innovation starts with diversity and inclusion and to create the future we need talent from various backgrounds, perspectives, and abilities. We ensure that individuals with disabilities are provided reasonable accommodation to successfully participate in the job application, interview process, and in potential roles. to perform crucial job functions. Thats why were committed to creating a workforce where all individuals can do their best work. Its when everyones voice is heard and valued that were inspired to go beyond whats been done before. Oracle is an Equal Employment Opportunity Employer*. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, sexual orientation, gender identity, disability and protected veteransstatus, or any other characteristic protected by law. Oracle will consider for employment qualified applicants with arrest and conviction records pursuant to applicable law. Career Level - IC2 Responsibilities As part of the Network Team within Oracles Cloud infrastructure organization, you and your team will be responsible for supporting reliable and secure connectivity solutions for customers. You will be supporting our OCI customers on networking that enable customers in developing, selling, and delivering Oracle products worldwide. OverviewThe Oracle Cloud Infrastructure team is building a new technology organization. This new entity is being constructed with an entrepreneurial spirit that promotes an energetic and creative environment. We are unencumbered and will need your contribution to make it a world class engineering center with the laser focus on excellence. Oracles extensive enterprise customer base is looking for rock solid cloud solutions that provide the same reliability and effectiveness that they have come to expect from Oracle. As a trusted Enterprise vendor, Oracle is in the early stages to provide highly cost-effective compute, storage, PaaS Cloud solutions to its customer base. We are specifically looking for Technical Engineer(s) to join our group, who are customer-focused with technical support experience to build a world-first and best in class customer experience. You will be responsible for post-sales support; assisting customers to troubleshoot and resolve issues they face while using our Cloud services. You will take an active role in the definition and evolution of standard practices and procedures. Work is non-routine and very complex, involving the application of advanced technical/business skills in area of specialization. Responsibilities We are looking for an experienced network support engineer with a strong technical background to help us transform the OCI network. As a Network Engineer, you will be responsible for the delivery and operation of critical customers connectivity services. You will work with peers, management, and project managers to deliver solutions, maintain network services, and provide escalation support for the Escalations team. You should be comfortable working in a fast-moving environment that requires agility and the drive to deliver. You should be comfortable taking on new challenges that develop your skills. Have a data-driven mindset/passionEnable Oracle support to resolve customer issues through sharing best practices, training, tooling and directly resolving escalations.Build and maintain excellent relationships with customers and achieve the highest level of customer satisfaction.Act on behalf of the customer as their cloud support(technical) team, partnering with engineering, platform operations, and customer service teams to restore customer availabilityWork as part of our extended support team in a startup atmosphere, doing whatever it takes to exceed customer expectations.Proactively monitor customer issues until they are fully resolved, keeping the customer informed along the way of incident (Service Ticket) lifecycleFocus on support/incidents issues.Document key learnings and other relevant details as part of the support you provide.Continually improve skills through work experience and training(s)Troubleshooting, diagnosing, and resolving hardware, software, and other network and system problemsIdentify opportunities to automate responses to common operational problems and requestsEnsure compliance, configuration and data quality levels are maintained Work with internal stakeholders, external network, and security vendorsDocument work instructions or procedures Experience General Good written and verbal English communication skillsEffectively communicate with people on both a technical and non-technical levelAbility to work with a global, remote workforceSelf-motivated professional with the ability to work in a pressured production environment while not compromising on the quality of the service providedA focus on customer service / satisfaction. Specific Bachelors degree, in Computer Science, MIS or related field4+ yearsexperience in Infrastructure or related fieldExperience supporting network and network security technologies, including:Protocols such as BGP/OSPF/IS-IS, TCP, IPv4, IPv6, VxLAN, DNS, DHCP, MPLS, SSLSDWANRouters and switches such as Cisco Nexus, Juniper MX, and AristaFirewalls such as Fortinet, Juniper, and Palo Alto Load balancers such as F5In-depth knowledge of routing and switchingExperience performing regular capacity management functions for network and security componentsDemonstrated ability to quickly troubleshoot network and network security problems to root cause, to restore service and to identify long term corrective and preventative actionsWork jointly with automation and monitoring teams to develop service-based monitoring metrics for security and routing functions Preferred Skills (optional) CCNA / CCNP Security OR Fortinet Network Security Expert (NSE) or equivalent Technical understanding and practical application of network protocols and technology VPN IPSEC and SSLFirewalls and load balancers, security policy managementNetwork / Security monitoring tools such as: SNMP, MTRG, Prometheus and Grafana etc.Technical understanding and practical application of security supportTechnical understanding and practical application of DevOps Continuous Integration / Continuous Delivery Deployment ToolsNetwork as Code strategyFamiliarity of IaaS/PaaS/SaaS infrastructure/environmentsIntegration technologies (APIs)Scripting experience in Ansible, Python, others Location Schedule The position is based in Bangalore/Hyderabad/Noida -India.You are entitled to work on shifts with weekends other than Saturday and Sunday. You should be willing to support on national holidays and public holidays. And most importantly should be open to any Shift.This is a fulltime, permanent position. Oracle is an Equal Employment Opportunity Employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, sexual orientation, gender identity, disability and protected veterans status or any other characteristic protected by law. As part of Oracle's employment process candidates will be required to complete a pre-employment screening process, after a conditional offer has been extended. Employer Description An Oracle career can span industries, roles, Countries, and cultures, giving you the opportunity to flourish in new roles and innovate, while blending work life in. Oracle has thrived through 40+ years of change by innovating and operating with integrity while delivering for the top companies in almost every industry. In order to nurture the talent that makes this happen, we are committed to an inclusive culture that celebrates and values diverse insights and perspectives, a workforce that inspires thought leadership and innovation. Oracle offers a highly competitive suite of Employee Benefits designed on the principles of parity, consistency, and affordability. The overall package includes certain core elements such as Medical, Life Insurance, access to Retirement Planning, and much more. We also encourage our employees to engage in the culture of giving back to the communities where we live and do business. At Oracle, we believe that innovation starts with diversity and inclusion and to create the future we need talent from various backgrounds, perspectives, and abilities. We ensure that individuals with disabilities are provided reasonable accommodation to successfully participate in the job application, interview process, and in potential roles. to perform crucial job functions. Thats why were committed to creating a workforce where all individuals can do their best work. Its when everyones voice is heard and valued that were inspired to go beyond whats been done before. Oracle is an Equal Employment Opportunity Employer*. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, sexual orientation, gender identity, disability and protected veteransstatus, or any other characteristic protected by law. Oracle will consider for employment qualified applicants with arrest and conviction records pursuant to applicable law.

The candidate must have strong troubleshooting skills on Database and Database technology products Expertise in Performance issue analysis and providing resolution Guide customer on Oracle Database Best practices Should possess knowledge on implementation and supporting on Database Security Products like Transparent Data Encryption, Redaction, Data Vault, Masking. Possess strong troubleshooting skills on Real Application Cluster Should be able to guide and mentor team of engineers on Database Technology products Should possess knowledge and be able to articulate to customer the use cases of Advanced Compression, In-memory Knowledge on Oracle Enterprise Manager Personal Skills Strong experience in service delivery and/or project management is required. Oracle products and services knowledge will be highly appreciated as well as experience in Oracle HW platforms and OS. Experience on Enterprise Customers is required Excellent communication / relationship building skills Customer focused and results oriented Ability to work under pressure in highly escalated situations Organized with strong attention to detail Decision making / problem solving skills Ability to manage multiple concurrent activities (customer engagements) Highly professional: Ability to deal with senior and exec stakeholders with confidence Strong analytic skills and ability to pre-empt potential risks and issues Career Level - IC4 Responsibilities Responsibilities Be the single point of contact within Oracle for the customer, acting as their advocate for the service you are responsible for delivering. The CSS TAM is a customer advocate and must demonstrate customer obsession by placing the client needs first. Provide technical guidance and be part of the customer calls/meeting on adoption of database technology Should possess strong technical skills on Database and DB products to advocate to customer the use cases and guide the customer and team of Oracle CSS Engineers through the lifecycle of Oracle Technology product adoption Manage the contract or delivery engagement as defined by ACS line management, including creating and maintaining accurate documentation Maintain the Oracle business systems to ensure systems are up to date with the correct/current information (resource assignment, timecards, rates, completion estimates, invoice details etc.) to ensure that services are delivered efficiently, invoices are generated in a timely manner and revenues are recognised promptly. Plan and deploy resources to ensure effective delivery within agreed budgetary constraints. Where appropriate create and maintain the ACS service delivery or project plan. Actively manage project forecast, identify risks and issues and opportunity for revenue collection (upside) Accountabilities: Proactively manage the contract delivery to completion / customer acceptance Proactively report on any potential risks / issues that may impact service delivery or customer satisfaction Manage any customer escalation that may arise Ensure all contract-related systems and documentation either required contractually or as part of a program, are up to date and accurate Monitor and report revenue forecast and margin estimates, revenue and margin achievements for each contract Work in line with customer working practices and procedures, if contractually agreed Operate in line with Oracle CSS business processes and procedures Operate in line with Oracle Global and local HR policies and procedures

Analyze, design develop, troubleshoot and debug software programs for commercial or end-user applications. Writes code completes programming and performs testing and debugging of applications.As a member of the software engineering division, you will analyze and integrate external customer specifications. Specify, design, and implement modest changes to existing software architecture. Build new products and development tools. Build and execute unit tests and unit test plans. Review integration and regression test plans created by QA. Communicate with QA and porting engineering to discuss major changes to functionality.Work is non-routine and very complex, involving the application of advanced technical/business skills in area of specialization. Leading contributor individually and as a team member, providing direction and mentoring to others. BS or MS degree or equivalent experience relevant to functional area. 7 years of software engineering or related experience. Career Level - IC4 Responsibilities PeopleSoft HCM Workforce Management is involved in the development and support of PeopleSoft HCM Payroll for North America product. As a team member in the PeopleSoft Workforce Management team you will be involved in Legislative Compliance, Development of New features, Uptake of PeopleTools features and providing bug fixes for the Payroll for North America product. Analyze information to define product solutions utilizing basic understanding of Payroll functionality and technical solutions. Specify, design and implement minor changes to existing software architecture. Build highly complex enhancements and resolve complex bugs utilizing your COBOL and other technology skills based on best practices utilized by PeopleSoft coding standards. Unit Test your code and package based on our PeopleSoft delivery methodologies. Review/create product documentation and collateral. Ensure successful product releases based on corporate priorities. This role: - Provides an opportunity to work with product strategy to drive product direction. - An excellent (best in the industry) working environment with a good work-life balance. - An opportunity to work across all PSFT technologies. - An opportunity to use the latest People Tools feature. Job Requirements: Requires 10+ years working with COBOL, SQL, SQR, XML and other development tools. Excellent COBOL and SQL coding are a must have. Advanced technical knowledge in software development methodologies, design and implementation. Ability to apply programming tools, languages and algorithms to solve complex product challenges and problems. Expert analytical and design skills at a multi-product level/multi-environmental level. In-depth knowledge of entire development process, including specification, documentation, and quality assurance. Advance understanding of computer science tools, methods, platforms and operating systems. Expert knowledge of relational database applications and SQL. Knowledge of Scrum and/or Kanban. A strong commitment to deliver quality results and exceptional customer service. Ability to work well with others in a dynamic team environment. Thrive on challenges and changes. Highly developed organizational skills with the ability to prioritize and multi-task. Resourceful and a quick learner. Excellent communication (written and verbal) and interpersonal skills. Functional knowledge of HRMS applications (PeopleSoft Payroll for NA is highly desirable but not a requirement).

As an Fusion Techno Functional Consultant on this team, you will be responsible for supporting Fusion applications (any HCM, ERP, SCM modules). You will engage customers to understand and map their business processes, design, and develop solutions using Oracle Fusion tools, create technical design documents, and perform unit testing with a comprehensive business flow in mind. You will collaborate with team members and communicate with business stakeholders. You have experience collaborating with business stakeholders to understand their functional requirements and translate them into technical specifications. You are willing to work evening and night shifts on a rotation basis. Responsibilities also include but are not limited to providing excellence in customer service support, diagnosis, replication, resolving Functional and Technical issues of complex and critical service requests. The focus of this position is to provide Customer Service on a technical and functional level and to ultimately drive complete and total resolution of each issue reported by customer. You are passionate about customer service, with a strong customer focus, excellent problem-solving and analytical skills. You are a strong logical thinker with problem-solving skills, with the ability to collaborate effectively. You have excellent communication skills. You can clearly explain complex technical concepts. As a primary point of contact for customers, you are responsible for facilitating customer relationships with Support and providing advice and assistance to internal Oracle employees on diverse customer situations and escalated issues. Minimum Qualifications 6+ years of experience with Oracle HCM, ERP OR SCM Cloud product / solutions. Expertise in implementing and/or supporting Oracle Fusion HCM Applications. Proficient in HCM, ERP OR SCM modules, including but not limited to Payroll, Core HR, Compensation, Benefits, Talent Management, ORC, OR Accounts Payables, Accounts Receivables, General Ledger, I-Expenses, Fixed Assets, Subledger Accounting OR Procurement, Purchasing, Order Management, Inventory, Cost Management etc. Strong communication and relationship-building skills with diverse audiences, from executives to technical specialists. Excellent organizational and problem-solving abilities, capable of developing and adapting action plans. Career Level - IC3 Responsibilities About You : You have experience collaborating with business stakeholders to understand their functional requirements and translate them into technical specifications. You are willing to work evening and night shifts on a rotation basis. Responsibilities also include but are not limited to providing excellence in customer service support, diagnosis, replication, resolving Functional and Technical issues of complex and critical service requests. The focus of this position is to provide Customer Service on a technical and functional level and to ultimately drive complete and total resolution of each issue reported by customer. You are passionate about customer service, with a strong customer focus, excellent problem-solving and analytical skills. You are a strong logical thinker with problem-solving skills, with the ability to collaborate effectively. You have excellent communication skills. You can clearly explain complex technical concepts. As a primary point of contact for customers, you are responsible for facilitating customer relationships with Support and providing advice and assistance to internal Oracle employees on diverse customer situations and escalated issues.

Total of 10+ years of relevant IT experience with 8 + years in Security implementations Scope of role is to assess a projects compliance with Oracle policies and suggest remediation. Must have: Development Experience in the Identity and Access Management space. Product knowledge in at least 2 Oracle IDM product families with in-depth technical skills from installation to implementation troubleshooting OIM/OAM/OUD would be mandatory. Understanding of authentication, authorization, SSO, and LDAP best practices. Experience integrating and onboarding applications. Ability to diagnose and troubleshoot issues on the OIAM platform Strong knowledge of Java, Unix and experience in shell scripting Good communication skills verbal and written Secondary Skills: Knowledge on Cloud security Career Level - IC3 Responsibilities Total of 10+ years of relevant IT experience with 8 + years in Security implementations Scope of role is to assess a projects compliance with Oracle policies and suggest remediation. Must have: Development Experience in the Identity and Access Management space. Product knowledge in at least 2 Oracle IDM product families with in-depth technical skills from installation to implementation troubleshooting OIM/OAM/OUD would be mandatory. Understanding of authentication, authorization, SSO, and LDAP best practices. Experience integrating and onboarding applications. Ability to diagnose and troubleshoot issues on the OIAM platform Strong knowledge of Java, Unix and experience in shell scripting Good communication skills verbal and written Secondary Skills: Knowledge on Cloud security

As a member of the Support organization, your focus is to deliver post-sales support and solutions to the Oracle customer base while serving as an advocate for customer needs. This involves resolving post-sales non-technical customer inquiries via phone and electronic means, as well as, technical questions regarding the use of and troubleshooting for our Electronic Support Services. A primary point of contact for customers, you are responsible for facilitating customer relationships with Support and providing advice and assistance to internal Oracle employees on diverse customer situations and escalated issues. Career Level - IC3 Responsibilities As a Sr. Support Engineer, you will be the technical interface to customers, Original Equipment Manufacturers (OEMs) and Value-Added Resellers (VARs) for resolution of problems related to the installation, recommended maintenance and use of Oracle products. Have an understanding of all Oracle products in their competencies and in-depth knowledge of several products and/or platforms. Also, you should be highly experienced in multiple platforms and be able to complete assigned duties with minimal direction from management. In this position, you will routinely act independently while researching and developing solutions to customer issues.

Oracle Customer Success Services is a One Oracle approach to ensuring customer success, through a broad set of services and solutions that are supported by certified and experienced implementers, helping to accelerate the entire customer journey. Customer Success Services provides a customer-centric delivery and support-integrated service, in conjunction with Oracle Development. https://www.youtube.com/watchv=Bg2v1pAyp0E CSS Global SaaS Apps Delivery team is responsible for providing technical services to all customer applications software hosted in OCI / OnPrem /Hybrid. ITIL, ISO2000 other industry specific best practices used to manage the customer application software across different Oracle technology stack. Driving adoption of Oracle Cloud Infrastructure (OCI) for our customer is main objective. We accelerate the OCI adoption by showcasing the prowess of Oracles cloud technology as well as our valued added engineering solutions that provides highly differentiated service experience to our customers in cloud. Do you like to work in edge technologies Are you excited to develop professionally Do you love talking to your customer want to see how you are influencing customer life though managed cloud service experience If answer is Yes Then we are searching an IT engineer like YOU. Career Level - IC4 Responsibilities Responsibilities As a Siebel Developer, you will be responsible for designing, developing, and maintaining Siebel CRM applications to meet the business needs of our organization. You will collaborate with cross-functional teams, including business analysts, system administrators, and quality assurance testers, to ensure the seamless integration and optimal performance of the CRM system. What you bring: Design and Development: Work closely with business analysts to understand business requirements and translate them into technical solutions. Customize and configure Siebel CRM application modules to meet specific business needs. Develop and maintain Siebel scripts, workflows, business services, and business components. Integration: Integrate Siebel CRM with other systems and third-party applications as needed. Create and maintain EAI (Enterprise Application Integration) processes, including web services, RestAPIs, integration objects, and data maps. Performance Optimization: Monitor and troubleshoot Siebel application performance issues. Identify and implement performance enhancements and optimizations. Data Management: Design and maintain data models, including defining data objects and relationships. Perform data migration and data cleansing activities as required. Testing and Quality Assurance: Collaborate with quality assurance testers to ensure the quality and reliability of Siebel CRM solutions. Participate in system testing and user acceptance testing (UAT) efforts. Documentation: Create and maintain technical documentation, including design specifications, configuration documents, and system documentation. Support and Maintenance: Provide ongoing support and maintenance for Siebel CRM applications, including troubleshooting and resolving issues. Perform regular system updates and patches as needed. Continuous integration/Continuous Deployment (CI/CD) Pipeline is a Plus: Experience on configuring CI/CD pipeline including Gather, Design, Build and Deploy CI/CD requirement for Siebel. Exposure to Cloud (OCI) is plus. Qualifications: Bachelors degree in computer science, Information Technology, or related field (or equivalent work experience). Proven experience as a Siebel Developer or in a similar CRM development role. Strong knowledge of Siebel CRM IP17+ architecture, configuration, scripting, and customization. Proficiency in Siebel Tools, Siebel eScript, Siebel Workflow, and Siebel EAI (Rest / SOAP). Siebel Order Management experience is a plus. Experience with integration technologies, such as web services and EAI connectors. Familiarity with database concepts and SQL. Strong problem-solving and troubleshooting skills. Excellent communication and collaboration skills. Preferred Qualifications: Siebel certification is a plus. Experience with other CRM systems or Salesforce CRM. Knowledge of industry-specific CRM solutions (e.g., healthcare CRM, financial CRM, etc.). Familiarity with Agile development methodologies. Experience on configuring CI/CD pipeline is a plus including Gather, Design, Build and Deploy CI/CD requirement for Siebel. A Siebel Developer should have a deep understanding of the Siebel CRM platform and be able to adapt to changing business requirements. They should also stay updated with the latest Siebel features and technologies to ensure that the CRM system remains effective and efficient for the organization. What we will offer you A competitive salary with exciting benefits Flexible and remote working so you can do your best work Learning and development opportunities to advance your career An Employee Assistance Program to support your mental health Employee resource groups that champion our diverse communities Core benefits such as medical, life insurance, and access to retirement planning An inclusive culture that celebrates what makes you unique At Oracle, we dont just respect differences we celebrate them. We believe that innovation starts with inclusion, and that to create the future, we need people with a diverse set of backgrounds, perspectives, and abilities. Thats why were committed to creating a workplace where all kinds of people can do their best work. When everyones voice is heard and valued, were inspired to go beyond whats been done before.https://www.oracle.com/corporate/careers/diversity-inclusion/

Job Description Timely cash collection of customer accounts, assessing credit worthiness, minimizing bad debts and ensuring contract compliance and/or recommending legal action. Career Level - IC1 Career Level - IC1 Responsibilities You will assist in the collection, management, and resolution of outstanding invoices from past due accounts. Collect overpayments from current and former employees. Work with departmental managers to eliminate root cause of overpayment. Interfaces with sales support, accounts receivable, and directly with the customer to determine the ability to pay, communicate contractual specifications, and enforce remedies in reconciling accounts. Manage portfolio of accounts including delinquency, write-offs, credit memos, and additional interest. Conducts pre-sale credit risk evaluation, prepares recommendations, and makes credit approval decisions on new accounts. Recognizes deteriorating credit situations recommending and implementing solutions. Prepares collection reports.

Job Description As a member of the product development division, Lead the development of Enterprise Risk Management and Advanced Analytics solutions, with a primary focus on IFRS 9 and Accounting Solutions. As a subject matter expert in IFRS 9, Hedge Management, and enterprise risk management, you will collaborate with customers to understand challenges and craft innovative solutions. This role requires strategic thinking, problem-solving, and the ability to balance competing priorities while working cross-functionally. You will define product strategy, analyze requirements, review design specifications, and ensure successful releases. With a competitive mindset, you will study the market and drive meaningful differentiation to position our solutions for success. Career Level - IC3 Responsibilities Key Responsibilities: Serve as the product ambassador, driving strategy, roadmap, requirements, timelines, and market positioning. Define and execute product strategy in line with business goals, collaborating with Engineering to deliver market-ready solutions. Develop and enhance solutions for IFRS 9, Hedge Management, Credit Risk Management, and Accounting. Create wireframes, storyboards, and mock-ups to optimize user experience and interface design. Communicate requirements effectively to development and quality teams, ensuring clear expectations and timely delivery. Develop go-to-market plans and product collateral to support sales, implementation, and adoption. Stay ahead of industry trends and emerging business intelligence technologies. Maintain a market-driven solution roadmap and ensure an up-to-date product backlog. Collaborate with sales, presales, and marketing to strengthen market positioning. Train internal teams, channel partners, and consulting partners on product capabilities. Lead product demonstrations for prospects and customers to ensure smooth adoption and implementation. Drive product success through customer growth, revenue expansion, and enhanced ROI. Desirable skills or background Possesses a graduate or postgraduate degree. 58 years of experience in IFRS 9 implementation and management within a bank or financial institution, including Impairment Calculations and Hedge Management is REQUIRED Deep understanding of credit risk models and methodologies. Knowledge of accounting practices and subledger functionality. Experience in product management within fintech companies or risk software vendors, particularly in credit risk management and risk modeling, is a plus. Preference given to qualified professionals such as CA, FRM, or CFA. #LI-DNI

About The Role As Data Scientist in the credit risk strategy team, you will leverage your creative and critical thinking skills to develop best-in-class risk management strategies that have a meaningful impact on the client business. These strategies will support the client s credit and fraud risk, customer experience, marketing verticals and beyond. Having you aboard will enable us to stay aligned with market trends by improving the turnaround time for developing and implementing risk strategies, allowing for quicker iterations and broader coverage in addressing business challenges through scientific methods. The core KPIs for this position include additional revenue generated and costs saved from releases. This role also supports compliance, documentation, and knowledge sharing in risk strategies. What you'll do Develop, validate and deploy risk management strategies using a combination of sophisticated data analytics and domain expertise. Extract and explore data, validate data integrity, perform ad hoc analysis, evaluate new data sources for usage in strategy development Maintain robust documentation of approach and techniques used; including objectives, assumptions, performance, weaknesses, and limitations. Be ready to adapt to new tools/libraries/technologies/platforms. Actively partner with engineers to validate & deploy scalable solutions. Collaborate to gather insight from partners across the organization. Further develop expertise in data science and engineering through self-study, project exposure and guidance of senior team members. What you'll bring Degree in a quantitative field (e.g., computer science, data science, engineering, economics, mathematics, etc.). Advanced degree preferred. 3+ years of Data Science experience. 2+ years in financial services. Experience building and implementing risk strategies in production. Deep understanding of segmentation techniques such as decision trees. Experience in banking sector with exposure to risk management analytics. Proficient with Python. Proficient with SQL. Practical experience using Spark is a plus. Understanding of statistical modeling techniques is a plus. Technical understanding of algorithm complexity, probability & statistics. Self-driven with an aptitude for independent research & problem-solving. Ability to multi-task in a fast-paced environment is essential. Skills: algorithm complexity,ai/ml,computer science,data conversion,segmentation techniques,spark,risk analytics,data analytics,validate data integrity,statistical modeling,mathematics,python,documentation,sql,statistical modeling techniques,data enrichment,engineering,data science,ad hoc analysis,risk management strategies,decision trees,statistics,fraud risk,credit risk strategy,probability,economics,ai,building and implementing risk strategies,nlp,ml Location: Chennai, Hyderabad, Kolkata, Pune, Ahmedabad, Bengaluru, Delhi,Mumbai, India

As an Associate within APAC& EMEA Structured Finance Team, you will lead the evaluation, underwriting, and management of a diverse portfolio in the Asset-Backed markets including Public ABS, Private Asset Back Financing, conduits and other SPVs. You will partner with Securitized Products, Corporate and Investment Bankers, Treasury Services and Traders to analyze, structure, risk grade, and approve credit exposures. You will be working closely with clients and internal partners to assess creditworthiness, structure financing solutions, and execute transactions. Your leadership will be crucial in fostering a culture of excellence and continuous improvement. Job responsibilities Lead transaction execution, including due diligence, credit analysis, and review of loan agreements to assess creditworthiness and recommend appropriate structures and risk gradings Engage with coverage bankers and product partners to develop structures appropriate for the risk profile of the client and/or assets to be financed Work with business colleagues to assess stress or downside credit scenarios including validating cash flow models Manage the ongoing credit risk portfolio, including monitoring credit exposures, limits, credit ratings, market events, and client performance Drive team development by managing, coaching, and training junior team members on technical and professional skills Required qualifications, capabilities, and skills Masters degree in Business Administration, Finance or other quantitative disciplines or Chartered Accountant 4+ years experience in underwriting, structuring and portfolio management in securitization and asset backed finance Strong interpersonal and communication skills, with the ability to establish credibility and trust with stakeholders In-depth knowledge of transaction structures, documentation, and banking products, with the ability to lead deal execution Self-motivated and capable of working independently while effectively managing junior ream members

Roles and Responsibilities Develop credit risk models using Python, SAS, and SQL to analyze large datasets. Create financial models for portfolio monitoring and NPA analysis. Prepare MIS reports on a regular basis to track key performance indicators (KPIs) such as delinquency rates, loss forecasts, etc. Collaborate with stakeholders to identify areas of improvement in the credit risk management process. Provide insights from data analysis to inform business decisions related to lending operations. Desired Candidate Profile 7-12 years of experience in Credit Risk Management or a related field. Strong understanding of EWS, Financial Modelling, Financial Ratios, Portfolio Monitoring, NPA Analysis, Risk Dashboard concepts. Proficiency in programming languages like Python and SQL; ability to work with large datasets.

Skills Data BA ( We need BA experience along with Data validation / data governance with experience in Capital market (Trade life cycle) and strong SQL) Location – Pune Exp – 4to 8yrs * Strong analytical skills with experience of previously working within an area of Risk, Finance and Treasury. * Ability to individually handle discussions with business areas/SME's and understand high level requirements. * Ability to Elicit, validate and document business requirements in either Business Requirement Documents or user/feature stories depending on the change methodology in use by the development teams. * Strong SQL and data analysis skills using MS Excel or any other tool. * Good knowledge of Banking as a function with considerable exposure to domains like risk and trade. * Adept at using MS Office products like Visio and other software packages relevant to BA work like Toad, Hue * Proficiency in using Agile as a requirements gathering and SDLC tool. * Good understanding of ETL tools and processes is desirable but not mandatory. * Proficiency in understanding data validation and control principles. * Exposure to establishing data lineage for business critical data elements from the perspective of data governance * Knowledge about data quality and validation * Business Analysis Accreditation(s) would be beneficial.Role & responsibilities Preferred candidate profile

Conduct thorough analysis of transactional data, patterns, and trends to identify potential fraudulent activities, like first-party fraud risk. - Develop and maintain fraud detection systems and tools to proactively mitigate risks. - Investigate suspicious activities and transactions, determining root causes and developing strategies and statistical models to prevent future occurrences. - Implement and manage fraud detection technologies and tools, ensuring optimal functionality and efficiency. - Generate reports and presentations outlining fraud risks, incidents, and mitigation strategies for management review. - Collaborate with cross-functional teams, including risk management, operations, and compliance, to enhance fraud prevention measures. - Monitor industry trends, regulatory changes, and best practices to continually enhance fraud prevention strategies. - Utilize data analytics tools and methodologies to conduct in-depth assessments and generate reports on first-party fraud trends and potential vulnerabilities. - Stay updated on industry trends, emerging threats, and best practices related to first-party fraud prevention. - Work closely with law enforcement and regulatory agencies, when necessary, to address instances of first-party fraud. Skills Sales Highest Education Bachelor of Commerce Working Language English, Tamil

Summary of the role The Risk Manager (ERMF) in the relevant Business Units (BU). The Risk Manager identifies and assesses risks relevant to the organization, while advising and supporting on effective risk management practices. The Risk Manager will work closely with all business areas as well as the Enterprise Risk team to support the relevant Board of Directors in setting appropriate risk appetites and designing a robust internal control environment to mitigate the risks to which the BU is exposed. ESSENTIAL DUTIES AND RESPONSIBILITIES 1. Promote and Embed Risk Culture Support the promotion, dissemination and communication of the ERMF in the relevant BUs. Foster a strong risk culture by ensuring the understanding and embeddedness of the ERMF in day-to-day activities particularly through the effective utilisation of the in-house risk system ERMA (Enterprise Risk Management Application). 2. Implementation of the ERMF Oversee the integration of the ERMF within the relevant BUs, focusing on the identification, assessment and management of material risks and their controls. Manage the alignment of the Risk Management Framework and governance mechanisms Establish, participate and manage running of Risk Committees as appropriate and manage Board approved governance documentation aligned to ERMF including Enterprise Risk Management Policy, Risk Appetite Statement and Risk Registers 3. Support the Ongoing Enhancement of the ERMF Assist the Group Head of Enterprise Risk with ongoing enhancement of the ERMF by proactively identifying new or emerging risks that could impact the BU or wider organisation Consolidate and analyze risk information to assess the potential impact on risk areas Drive the roll-out and completion of bi-annual 2LOD Risk and Control Self-Assessment (RCSA) and 1LOD Control Self Assessment (CSA) to ensure robust risk and control practices Compile and maintain ongoing and periodic risk reporting to keep stakeholders informed of risk trends and mitigation efforts. 4. Oversee Event and Decision Escalation Management Ensure the effective identification, management and remediation of risk-related events within the relevant BUs Establish and embed processes to track and close risk-related events in a timely manner Report or escalate any Events in line with Escalation protocol REQUIREMENTS To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. The requirements listed in this job description are representative of the knowledge, skill, and/or ability required. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. Waystone has an open and inclusive culture and we encourage candidates from varied backgrounds and experiences to apply. Education An internationally recognised professional qualification. Strong academic background including a Degree in Finance/Business/Economics or related field. Skills/Experience Demonstrable knowledge of risks identification, assessment, and management frameworks. Strong ability for design, implement and execution of control frameworks. An internationally recognised professional qualification or bachelors degree or significant experience in risk, compliance or operations-based control function Minimum of 5 years relevant experience in the financial sector with proven path of advancement Excellent interpersonal and communication skills, both written and verbal Ability to think strategically, prioritise effectively and balance competing deadlines and stakeholders First Name Last Name Email Phone Address City Province Postal Code Country India Resume Choose File No file selected Date Available Desired Pay Website, Blog, or Portfolio LinkedIn Profile URL Thank You Your application was submitted successfully

Gathers and analyzes loan applicants financial data to evaluate risk. Assesses creditworthiness of individuals, companies, and institutions. Collaborates with other financial experts to approve or deny loans. Makes recommendations about whether to increase, adjust, extend, or close lines of credit. Undertakes risk analysis using regional, sector-specific, environmental, and other financial data. Prepares and presents credit reports. Completes quality assurance reviews. Gauges market trends. Monitors and adheres to collateral compliance covenants. Ensures that all loans are made in adherence with federal, state, and local financial regulations. Analyzes data to verify information and uncover fraud. Helps to update and improve credit rating criteria. Authors documents on credit risk and related financial matters. Skills Credit Highest Education Master of Technology Working Language English Tamil