Role: Sr. Credit Manager A fast growing NBFC in retail electric vehicle finance is looking for a Sr. Credit Manager, based at Delhi. To lead credit evaluation, risk assessment, and approval processes for Electric Vehicle (EV) 3-wheeler loans for Pan India . The role involves managing the credit portfolio, ensuring policy compliance, and supporting business growth through effective credit risk management. About Us: Company is an innovative sustainability finance company focused on offering specialized debt products for Energy and Resource Sustainability initiatives, including rooftop solar and electric vehicles (EVs). Our mission is to drive innovation in debt financing related to energy and resource sustainability. We are an early mover in financing electric mobility having funded over 5000 electric vehicles in India. In retail EV finance, we aim to finance more than 5000 electric three-wheeler L5 loaders alone over the next 12 months for select OEMs in India. Key Responsibilities 1. Credit Evaluation and Approval: Assess the creditworthiness of applicants in the EV 3-wheeler segment Define the product and processes to enable lending to Small Commercial Vehicle first time owners and fleet owners Perform detailed analysis of financials, repayment capacity, and applicant business models. Conduct field visits and interact with customers to gather insights for decision-making. 2. Risk Management: Identify and mitigate credit risks while maintaining a healthy loan portfolio. Ensure adherence to organizational risk frameworks and credit policies. Monitor and resolve overdue accounts, minimizing delinquency rates. Leveraging technology and OEM partnerships to develop market leading credit risk monitoring models 3. Policy Implementation and Compliance: Ensure all credit operations comply with company policies, regulatory guidelines, and risk thresholds. Recommend policy changes based on market insights and operational challenges. Setting up program parameters across different product and partner program 4. Collaboration with Stakeholders: Work closely with sales and operations teams to assess customer needs and structure viable credit solutions. Coordinate with legal, collections, and technical teams for seamless post-disbursement operations. 5. Portfolio Monitoring and Reporting: Oversee the performance of the EV 3-wheeler loan portfolio in all locations. Prepare periodic reports on credit performance, risk metrics, and portfolio trends for senior management. Managing portfolio risk across partners, OEMs, cities and product segments Support city rollout and partner onboarding and collection best practice development 6. Team Development: Mentor and train junior credit and operations officers to strengthen the teams credit evaluation capabilities. Conduct training sessions on credit risk management and market-specific insights for EV financing Qualifications and Experience Educational Background: Bachelors degree in finance, commerce, or related field (mandatory). MBA/CA or equivalent qualification (preferred). Experience: 5–8 years of experience in credit underwriting, specifically in vehicle or asset financing. Prior experience with CV financing or 3-wheeler loans will be a strong advantage. Working Days: 6 day Skills: Strong analytical and decision-making abilities. Excellent understanding of credit risk frameworks and loan underwriting. Familiarity with the market and its customer profiles. Proficiency in Microsoft Excel and financial modelling\ Key Competencies: Experience of setting up loan systems and processes from scratch Proficient in financial analysis tools and credit management software. Strong interpersonal and communication skills for client and stakeholder interactions. Problem-solving attitude with the ability to work under pressure. You can work as an independent contributor with little/ no support

We are looking to hire for one of our NBFC client A fast growing NBFC in retail electric vehicle finance is looking for a Sales & Collections specialist to be an Assistant Sales Manager. We are an early mover in financing electric mobility having funded over 5000 electric vehicles in India already in B2B portfolio. In retail EV finance, we aim to finance more than 5000 electric three-wheeler L5 loaders alone over the next 12 months for select OEMs in India. Job Summary We are looking for an Assistant Sales Manager to oversee and manage sales and collections of Electric Vehicles (EVs) in the specified region. The ASM will be responsible for driving the sales of EVs (primarily 3-wheelers passenger and loaders), developing and nurturing relationships with customers, and ensuring timely collections of payments. Key Responsibilities: Sales & Business Development: Identify and target potential customers in the assigned area. Promote and sell Electric Vehicles, including passenger and loader 3-wheelers. Build relationships with dealers, fleet owners, and corporate clients. Drive revenue growth through direct sales and partnerships. Meet or exceed monthly/quarterly sales targets. Collections & Credit Management: Ensure timely collections from customers as per the defined credit terms. Follow up on overdue accounts and resolve payment issues. Collaborate with the finance team to assess creditworthiness and manage credit limits. Maintain detailed records of collections and report on outstanding payments. Market Research & Reporting: Track market trends, competitor activities, and customer feedback to adapt sales strategies. Provide regular reports on sales performance, collection updates, and market conditions. Suggest new sales and promotional strategies to enhance product uptake. Customer Service & Relationship Management: Serve as the primary point of contact for all customer queries and concerns. Provide after-sales support and ensure high levels of customer satisfaction. Develop long-term relationships with clients and identify cross-selling opportunities. Team Coordination: Coordinate with internal teams (Sales, Finance, and Operations) to ensure smooth operations and successful transactions. Train and mentor junior sales staff (if applicable). Position deliverables The role envisages the following: Enter into and manage partnership and alliances with Vehicle OEMs local officials and their dealers Hands on, direct sourcing to increase company's retail finance share in the local EV market Manage monthly sales planning with partners and lead funnel Manage collection processes with partners and collection agencies Manage soft and hard collections Ensure fluency in local language, handling local team and clients of the area assigned Qualifications: Bachelors degree in Business, Marketing, or related field. Proven experience in sales and collections, preferably in the CV industry. Strong knowledge of Commercial Vehicles, especially 3-wheeler loaders and passenger vehicles. Excellent negotiation, communication, and interpersonal skills. Ability to work independently and manage a large area of responsibility. Strong organizational skills with a focus on meeting deadlines. Proficiency in Microsoft Office and CRM software. Willingness to travel extensively within the assigned region. About you 1. You are a proactive and independent person and are looking to take on independent responsibility 2. You are good with numbers, have an analytical bent of mind and are curious by nature 3. You can work as an independent contributor with little/ no support 4. You are looking to join a young firm and believe in our mission (The mission of the company is to be an innovative market maker debt financing venture dedicated towards financing sustainable energy in India and catalysing the industry towards scale.) 5. You can converse easily with sales staff and customers in local language as well

Key Responsibilities: 1. Business Development and Sales: Drive sales and achieve disbursement targets for EV 3-wheeler loans (both loaders and passenger vehicles). Explore and develop new geographies and markets to expand the financing network. Develop and implement sales strategies to achieve assigned targets for EV 3-wheeler financing in the cluster. Build and maintain strong relationships with dealers, distributors, and channel partners to drive business growth. Identify, onboard, and nurture relationships with dealers, distributors, manufacturers, and channel partners and business opportunities in the region. Conduct market research to understand customer needs, competitor activities, and emerging trends in EV financing. Ensure smooth execution of marketing campaigns and promotions at the cluster level. 2. Team Management: Recruit, train, and manage a team of Sales Managers, Field Executives, and Sales Officers. Monitor team performance, provide guidance, and ensure alignment with organizational goals. Conduct regular team meetings to discuss targets, challenges, and strategies. Lead, train, and mentor a team of sales executives and collection agents to achieve cluster targets. Set individual and team performance goals, monitor progress, and provide constructive feedback. Drive a culture of high performance, accountability, and customer focus within the team. 3. Customer Relationship Management: Ensure a customer-centric approach by addressing grievances and building trust among borrowers and stakeholders. Enhance the customer journey by simplifying loan processes and minimizing turnaround time. 4. Credit and Risk Management: Collaborate with the credit team to assess and approve loan applications as per company policies. Ensure minimal delinquencies by implementing robust risk management practices. Oversee collection processes and maintain portfolio health within acceptable parameters. 5. Compliance and Reporting: Ensure seamless execution of all financing operations, including documentation, loan disbursements, and collections. Adhere to regulatory guidelines, company policies, and local laws related to financing. Monitor and report on key performance metrics, including sales, credit quality, and collections. Ensure adherence to company policies, regulatory guidelines, and compliance standards in all operations. Maintain accurate records of sales, collections, and customer interactions, and provide regular updates to senior management. Prepare and present periodic reports on sales performance, collection status, and market trends 6. Market Insights and Strategy: Stay updated on market trends, competitor activities, and industry developments in the EV financing sector. Provide actionable insights to senior management to refine products and strategies. Collaborate with marketing teams for lead generation and promotional activities. 7. Portfolio Management and Collections: Monitor and manage the loan portfolio, ensuring a healthy balance of new business and recoveries. Oversee collections and recovery processes, maintaining low delinquencies and improving overall portfolio health. Implement effective strategies to manage Non-Performing Assets (NPAs) and ensure timely follow-ups on overdue accounts. Coordinate with teams to resolve payment delays and disputes with customers. Preferred candidate profile : Key Skills and Competencies: Qualifications: Graduate/Postgraduate in Business Administration, Finance, or a related field. Experience: 7+ years of experience in retail lending and CV financing, with a focus on sales and collections, with at least 2-3 years in a managerial role. Proven experience in the vehicle financing domain, preferably in the CV/EV sector. Strong understanding of the 3-wheeler market (both loaders and passenger vehicles) and associated financing needs. Experience in the CV sector is highly desirable. Skills: Strong interpersonal skills with a hands-on approach and a go-getter attitude. Excellent leadership, negotiation, and relationship-building skills. Knowledge of credit appraisal, risk assessment, and loan disbursement processes. Ability to work in a dynamic, target-driven environment. Detail-Oriented: High attention to detail and accuracy in all tasks. Tech Savvy: Ability to effectively convert sales data using computers and mobile apps. Proficient in MS Office and familiar with CRM tools. Mobility: Willingness to travel extensively to engage with the market and stakeholders. Perks and benefits : Best as per Industry norms

Role & responsibilities We are looking for CAD Draughtsman to join our dynamic team and enjoy a rewarding career path. Create detailed 2D and 3D building drawings using AutoCAD concepts like Layers, Blocks, Model and paper Spaces, Viewports, Plotting etc., ensuring accuracy and adherence to project specifications. Comfortable with US Units To create various Work Drawings & shop drawings based on specifications and Construction Drawings. Create detailed technical drawings and plans using CAD software Communicating with architects and projects Managers, and incorporating knowledge gained into drawings. Preparing, reviewing and redrafting alongside the engineering team. Ensuring final designs are compliant with job specification and project requirements. Identifying and communicating potential design problems to the rest of the team. Maintain accurate records of drawings and revisions. Create technical submittals such as shop drawings, material submittals Create As-built at the end of the project

Key Responsibilities: Credit Policy & Underwriting Strategy: Design, implement, and continuously refine credit policies, scorecards, and risk models for various education finance products. Establish and monitor credit underwriting standards across all channels (online, partner-led, direct). Portfolio Risk Management: Monitor and manage the quality of the loan portfolio at a national level. Identify emerging risks, develop mitigation plans, and ensure adherence to portfolio performance benchmarks. Leadership & Team Management: Build, lead, and mentor a team of regional credit managers and underwriters. Create a performance-driven and compliant culture across credit functions. Stakeholder Management: Work closely with senior leadership, product, technology, sales, and legal teams to ensure a seamless credit process and risk alignment. Liaise with lending partners and regulatory stakeholders for audits and compliance-related matters. Data-Driven Decision Making: Leverage analytics and machine learning models to drive smart credit decisions and reduce default rates. Regularly review MIS, delinquency reports, and portfolio analytics to make informed decisions. Regulatory & Compliance Oversight: Ensure all credit operations comply with RBI guidelines and internal risk frameworks. Drive operational excellence and reduce TAT in credit approvals. Qualifications & Skills: 10 -15 years of experience in credit risk management, preferably in retail lending / fintech / NBFCs / education financing./Supply Chain Finance Proven experience in building and leading national-level credit teams. Strong understanding of underwriting models, credit bureau analysis, and regulatory frameworks. Exposure to lending technology platforms and data-driven underwriting. Excellent analytical, leadership, and communication skills. CA / MBA (Finance) / CFA or equivalent preferred.