Key Responsibilities: Actively Engage with existing and potential lenders and investors to raise debt funding. Leading the discussion on fundraising, deal structuring, finalizing terms of the fund raise Preparing Proposals, CMAs, corporate presentations, and other information required by banks, NBFCs, DFIs, other financial intermediaries for fund raising under new/renewal/enhancement of limits. Negotiating with lenders on commercial & legal aspects. Hands-on knowledge of legal documentation Experience in dealing with various financial instruments Term loans, NCDs, Securitization (PTC/DA), Commercial Paper, WCDL etc. End to end execution of transaction including pre & post disbursement compliances Covenant Reporting & Compliance Key Skills MBA Finance or CA-Inter with 3-7 years of experience in debt raising or commercial banking preferably with NBFCs. Strong excel skills required. Strong relationship management capabilities Basic legal knowledge of debt contracts and regulations around securitization etc.

Implement and Act in accordance with Organizations Policies and Process and Credit Delegation In addition, adhere to Regulatory and Audit Compliance Review and Monitor Underwriters in terms of Loan Appraisals, TAT, Risk Appetite and Support to Business Monitor Portfolio Quality Provide valid inputs to Policy Team on hindsight and Competition benchmarks Assist towards Process Key Improvement Activities Ensure quality metrics of underwriting are maintained with error rates maintained within threshold limit. Proactively inform about Red Flags and Triggers, To identify Portfolio Risk in Underlying Business Practices and Fraud Exposures Training the Credit Managers on Processes and policies Work Closely with Sales Managers in Zones, Credit team and business teams of lenders to constantly refine credit underwriting processes in Zone across regions Partnering with risk and policy teams to align products and policies , build on data driven underwriting practices Actively get involved in New lenders onboarding process, setting up process and policies and regular interaction with lenders credit and operations team Actively looking out for automation initiatives enabling better underwriting practices and lender delight Travelling to multiple locations for training purposes as per requirement Domain/Functional

Key Responsibilities: Actively Engage with existing and potential lenders and investors to raise debt funding. Leading the discussion on fundraising, deal structuring, finalizing terms of the fund raise Preparing Proposals, CMAs, corporate presentations, and other information required by banks, NBFCs, DFIs, other financial intermediaries for fund raising under new/renewal/enhancement of limits. Negotiating with lenders on commercial & legal aspects. Hands-on knowledge of legal documentation Experience in dealing with various financial instruments Term loans, NCDs, Securitization (PTC/DA), Commercial Paper, WCDL etc. End to end execution of transaction including pre & post disbursement compliances Covenant Reporting & Compliance Key Skills MBA Finance or CA-Inter with 3-7 years of experience in debt raising or commercial banking preferably with NBFCs. Strong excel skills required. Strong relationship management capabilities Basic legal knowledge of debt contracts and regulations around securitization etc.

Sr Manager/Associate Director - Business Development - Partnership (Supply Chain Finance) Business Development Manager (Anchor Acquisition) Supply Chain Finance Experience: 4-10 years in Enterprise Sales (Experience in Supply Chain Financing is a plus) Indifi is looking for highly driven business development professionals with a problem-solving mindsetsmart, ambitious, and ownership-driven individuals who thrive in fast-paced environments. This role offers an opportunity to take on responsibilities beyond years of experience while shaping the Supply Chain Finance (SCF) business at Indifi. Key Responsibilities: Anchor Acquisition & Engagement: Prospect and onboard new Anchors for Vendor/Dealer Finance propositions, ensuring maximum onboarding and utilization of limits. Pipeline Development: Build a strong pipeline of brand anchors by identifying key markets and industries. Stakeholder Management: Engage and network with CXOs and key decision-makers of brand anchors to drive partnerships. Industry Engagement: Participate in industry forums and networking events to enhance visibility and brand positioning for Indifi. Digital & Product Initiatives: Implement and drive digital innovations in Supply Chain Finance, including new product development. Program Scaling & Risk Management: Maintain regular engagement with anchors to identify potential red flags, strengthen relationships, and scale the program. Cross-Functional Collaboration: Work closely with Sales, Risk, Operations, Compliance, and other internal teams to drive execution and optimize business processes. Desired Skills & Experience: 4-10 years of experience in Enterprise Sales (SCF experience preferred) Strong business development and stakeholder engagement skills Problem-solving mindset with an ability to think like an intrapreneur Excellent communication and negotiation skills Ability to drive outcomes and work in a fast-paced environment This role is a high-impact, growth-driven opportunity for individuals looking to make a significant contribution to Indifis Supply Chain Finance vertical.

Source new clients in/ Large corporate segment, analyze financial data of the prospective clients (hence balance sheet analysis, ratio analysis, CMA preparation etc) and then put up the proposal to the sanctioning authority would be tested. Adding good quality new customers to the company to grow Sourcing deals in debt financing of Startups and Corporates Meeting business targets both by volume and revenue and customer number Handling end-to-end activities from acquisition to analysis to presentation of new business cases, get them approved from Credit/risk/compliance and seamless drawdown Owning the end to end customer relationship from sourcing till renewal, maintaining the portfolio of more than 30 Cr at any point of time Maintaining relationship with existing customers and newly acquired customers to ensure painless transaction processing Inter-department coordination to ensure your customer gets best services at all times Negotiating best deal for the company keeping in mind customer interest as well Handling a portfolio of corporates with flagship company turnover of upto INR 100 Cr Role comprises of building existing relationships/acquiring new businesses by effective client engagement & selling of financial products like term loan, working capital loan etc. Involved in relationship development, preparing credit approval memorandum, documentation, post disbursal monitoring and coordinating with multiple internal teams (product, mid-office, back-office/ branch personnel) to ensure high service levels within timelines to corporate customers. Build and maintain strong relationships with corporate clients and Channel Partners. Understand clients' financial goals, challenges, and opportunities.

ACCOUNT RECEIVABLES Loan reconciliation and Interest Income reconciliation on monthly basis. Provisioning and loan write off accounting and details preparation. All other income related with Loans and their charges. TDS reconciliation as per 26AS. Income and Loan reconciliation for Co-lending portfolio. Income details preparation for GST return on monthly basis. GST Income Vs Income as per Books reconciliation. Cross charges intra group company, ensure calculation as per the agreement. Monthly Payroll (including full and final settlement) verification (input and checking) and payment (post necessary approval). Maintenance of fixed assets register as per rules and regulation and sharing relevant details as and when required. Ensure repayment control of borrowing (interest calculation and repayment Schedule) Bank transaction- verification and controls including bank reconciliations. Assistance in RBI returns. Assistance and sharing required details during audits (statutory, tax and internal audits) and MIS/information as and when required by the management. Minimum Qualifications: Post graduate or MBA in Finance or CA - Semi Qualified Good communication and Ms-excel skills Skills and experience: Minimum 4 years of relevant experience Proficient in MS-Excel and Power point Prior experience of working within NBFC

Responsibilities- - Assessment of borrowers credit worthiness through a thorough analysis of industry segment, business model, financial statements, monthly MIS, etc. - Analysis of cash flow statement, cash flow projections, EBIDTA sensitivity analysis. - Discuss with customers to structure transactions by way of credit enhancements, stipulate financial and other covenants. - Personal discussions with Founders/ Promoters & CFO to understand the current business model, fund raising plans, growth plans, etc. - Benchmark borrowers financial performance across competitors and industry benchmarks. - Secondary research to gather additional information about the background of management and the borrower. - Regular review of the covenants and portfolio performance and suggest corrective action, including working with the customer to resolve any delinquency. - Coordinating with Sales, Operation, Legal, Technology and Customer Service team effectively. - Ensuring adherence to the internal credit policy, RBI guidelines and guidelines specific to NBFC. Skills required: - Keen interest towards tech driven new age/ alternate data-based credit decision process. - Knowledge of various products such as business loan, line of credit, dropline OD, etc. will be an added advantage. - Strong knowledge of financial statement analysis, general accounting, cash flows, financial ratios, etc. - Critical thinker with strong decision-making ability, excellent written and verbal communication. - Demonstrated capabilities towards multiple stakeholder management. - Knowledge of drafting curated sanction letters and loan agreements will be an added advantage. Education: MBA (Finance)/ CA

About Role You will be responsible for ensuring that the NBFC adheres to all regulatory requirements and internal policies. This role involves monitoring compliance risks, managing compliance tool, maintaining trackers, stakeholder management, drafting and modification on policies, implementing regulatory updates, assisting in compliance risk assessments, audits, and supporting in maintaining a robust compliance framework. Roles and Responsibilities: 1. Compliance monitoring and tracking through tools 2. Supporting discussions and execution of compliance actionable with internal stakeholders 3. Coordinating ad-hoc compliance reporting requirements 4. Periodical compliance filing tracking and follow-ups 5. Dissemination of new regulations/policies amongst the stakeholders 6. Performing stress testing as per the plan 7. Policy/SOP drafting/reviewing amongst others Job Description 1. Compliance Tracking through Tool: Managing end to end compliance tool, tracking compliances and vouching the evidence, managing internal stakeholders for closure of open actions in the tool. 2. Regulatory Compliance: Ensure strict adherence to all regulatory requirements, guidelines, and directives issued by the relevant authorities, including the Reserve Bank of India (RBI) and other regulatory bodies. 3. Policy Development: Drafting, revision, and implementation of compliance policies and procedures to ensure they are in line with changing regulations and industry standards. 4. Risk Assessment: Assist in regular risk assessments to identify potential compliance risks and develop mitigation strategies to prevent violations. 5. Training and Awareness: Establish and maintain a compliance training program for employees at all levels, ensuring they are well-informed about compliance requirements and expectations. 6. Internal Audit & Controls: Implement and maintain effective internal control systems to ensure compliance with internal policies and external regulations. Effectively manage the internal auditor with planning and supervision and evaluate corrective measures for satisfaction of audit findings as well as monitor adequacy of corrective procedures 7. Incident Response: Develop and maintain an incident response plan to address compliance violations and ensure timely resolution, reporting, and communication to relevant stakeholders. 8. Monitoring Industry Trends: Stay informed about emerging trends, best practices, and changes in regulatory requirements within the NBFC and banking industry. Requirement from the candidate 1. Bachelor's degree in finance, law, or a related field. Advanced degrees or professional certifications (e.g., Certified Compliance Professional) are a plus. 2. A minimum of 4 years of relevant experience in compliance, risk management, or regulatory affairs, with a strong preference for candidates with a background in NBFC or banking. 3. In-depth knowledge of Indian financial regulations and compliance requirements, including RBI NBFC Scaler Based, Digital Lending, KYC-AML guidelines, etc 4. Excellent communication, negotiation, and interpersonal skills. 5. Analytical and problem-solving abilities with a keen attention to detail. 6. High ethical standards and a commitment to promoting a culture of compliance and integrity 7. Exposure / experience to NBFC inspection/Compliance Risk Assessment