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BRANCH CREDIT MANAGER-LAP

BRANCH CREDIT MANAGER-LAP

LTFinance

3 - 5 years

5 - 7 Lacs

kosgi

Posted:7 hours ago| Platform:

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Skills Required

risk management nbfc business loan credit underwriting credit analysis credit risk credit management credit appraisal credit processing credit approval underwriting mis credit assessment credit policy lap home loans finance credit monitoring

Work Mode

Work from Office

Job Type

Full Time

Job Description

JOB PURPOSE:Responsible for Credit underwriting of Rural_ LAP proposals for L&T Finance Ltd.

PRINCIPAL ACCOUNTABILITIES:

Ensure credit underwriting in line with defined credit policy of Rural_ LAP Business
Ensure appropriate judgement is taken on the credit proposals to ensure the quality of portfolioUnderstand credit policy and processes as well as credit environment
Ensure detailed PD is done for all the proposals. Further few customers need to be physically visited inline with requirement
Ensure the quality of Credit approval note and the Credit approval mails.
Ensure the TAT for all the proposals is maintained inline with the prescribed standards
Ensure the productivity for underwriting proposals is maintained inline with the prescribed standards
Ensure all MIS is maintained timely and correctlyContribute to the new project initiatives

SKILLS AND KNOWLEDGE

Educational QualificationsCA/Post-graduate in Finance

Functional Skills

Attention to Detail, Critical Thinking, Sound Knowledge of Risk Management & Credit, Process Oriented, Time ManagementRelevant and total years of Experience3-5 years in an underwriting team of a top tier bank/ NBFC/ fintechs in India.

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BRANCH CREDIT MANAGER-LAP