3552 Credit Appraisal Jobs

We are seeking a highly driven and detail-oriented Credit Analyst to join our Debt Syndication team based in Mumbai. It include analyzing financial statements, reviewing credit reports, preparing detailed credit appraisal notes to support funding . Required Candidate profile Minimum 2 years’ relevant experience in credit appraisal, rating analysis, or debt syndication (SME/Mid-corporate lending ) Proficient in financial modelling, ratio analysis, and MS Excel/PowerPoint.

Responsibilities/ Job Description Responsible for conducting independent review /audits of the Wholesale Banking portfolio to ensure the accuracy, compliance, and effectiveness of Credit Processes, risk management and loan documentation. Participate in audits of various businesses, processes and operations related to Wholesale Banking. The position will require in-depth understanding of Credit Risk management, Regulatory requirements, and internal policies with focus on mitigating risks. Drafting and issuance of findings and discussion with Auditee for closure of same. Assist in Planning, designing and implementation of risk based audit plans to ensure safety and soundness of the Bank. Ensur...

Role & responsibilities Key Responsibilities: Credit Appraisal & Underwriting : Analyze financial statements, credit reports, repayment capacity, and business viability for construction finance proposals. Portfolio Management : Monitor existing loans, manage delinquencies, ensure portfolio quality, and facilitate timely renewals/enhancements. Client Interaction : Meet customers, conduct site visits, understand business needs, and build strong relationships for tailored solutions. Strategy & Compliance : Implement credit strategies, ensure adherence to internal policies, and stay updated on market trends. Cross-functional Coordination : Work closely with Sales, Operations, Legal, and Technica...

Evaluate the creditworthiness of loan applicants through detailed financial analysis,conduct risk assessment,PD visit,CAM preparation,collaborate with cross-functional teams,monitor & manage credit portfolios, Stay abreast of industry best practices Required Candidate profile ICWA, CA with good work experience and NBFC working experience is must,Strong analytical skills with the ability to interpret complex financial data,Excellent communication and interpersonal skills.

Tata Capital Ltd is looking for Manager - Internal Audit - Housing to join our dynamic team and embark on a rewarding career journey Plan and conduct risk-based internal audits of housing finance operations Audit key processes including loan origination, credit appraisal, disbursement, post-disbursement, collections, and recoveries Review compliance with RBI / NHB guidelines, internal policies, SOPs, and regulatory circulars Evaluate credit underwriting standards, collateral valuation, and documentation quality Assess effectiveness of internal controls, fraud risk management, and governance mechanisms Identify control gaps, process weaknesses, and potential fraud indicators Prepare detailed ...

LOOKING FOR FRESHERS TO JOIN US IMMEDIATELY. Job Summary: As a Corporate Banking Executive, you will be an integral part of our team, working closely with professionals across different departments to gain practical insights into the corporate world. While this is an entry-level position, your eagerness to learn and grow will set the stage for future opportunities within our organization. Key Responsibilities: *Departmental Exposure: Explore through various departments within the organization, including business development, client servicing, and marketing, to gain a comprehensive understanding of our operations. *Training and Development: Participate in training sessions designed to enhance...

About Bharat Banking The increasing income diversification, evolution of the tech stack, various government schemes to improve livelihoods, and integrating the country via roads and the internet have provided strong tailwinds to the rural and semi urban (RUSU) or Bharat markets. To better capitalize on the growth runway and open the world of possibilities for the Bharat customer, the bank has set up a separate Bharat Bank vertical. It is an amalgamation of products and geography, handling certain core products across the country and all the products in the RUSU branches. The objective is to accelerate the growth journey by expanding distribution reach via branches, partnerships, and digital ...

Role & responsibilities Responsible for branch recruitment. Proving training time on time to branch credit & upgrading to them and providing feedback to HO. Responsible for branch credit work & process & all over TAT. Doing PD / site visit on cases providing feedback and recommendation. To providing suggestion on policy and process time on time. Maintaining MIS of branch / regional credit. Interact closely with others function i.e. sales/operation/collection/policy / products etc. Close monitoring on nonstarters bounce trends knowing channels and theirs sourcing patterns. Ensuring regularization of PDD, operation, credit and other docs and close monitoring of the same and updated within acce...

Major Deliverables: Undertaking financial analysis of companies under review. Preparation of Credit appraisal note for financing of renewable energy and other cleantech sectors Preparation of financial models (MS-Excel) for preparing business plan / financial projections. Liaison with business, legal and risk teams for execution of transactions, including transaction structuring / term sheet preparation, credit checks on compliance with Pre-Disbursement Conditions, etc. Specialized job competencies: Understanding of financial statements and Financial analysis of corporates / mid-corporates / small enterprises Proficient writing skills, for preparing credit appraisal note, in concise manner, ...

Major Deliverables: Preparation of Credit appraisal note and In-principle notes/presentations. Liaison with business, legal and risk teams for execution of transactions, including transaction structuring / term sheet preparation, credit checks on compliance with Pre-Disbursement Conditions, etc. Building knowledge base by engaging with internal as well as external parties Preparation of financial models and tracking of key operating parameters in the infrastructure sectors Tracking development in sectors under coverage Specialized job competencies: Understanding of financial statements, and financial analysis of corporates / mid-corporates Proficient writing skills, for preparing credit appr...

Role Overview: As the Credit Manager in Commercial Banking, you will play a crucial role in driving risk-calibrated, profitable growth by managing end-to-end credit appraisal, decision-making, and portfolio monitoring. Your responsibilities will include ensuring portfolio quality through early warning systems, covenant tracking, and stress testing, as well as engaging with clients throughout their lifecycle. You will collaborate with Relationship Managers to structure credit solutions, maintain compliance, and incorporate market intelligence into underwriting practices. Key Responsibilities: - Conduct in-depth analysis of financials, credit bureau reports (commercial & consumer), banking his...

Coordinate district-level MSME & financial inclusion initiatives. Support implementation of govt-backed schemes, liaise with banks & stakeholders, review progress, ensure compliance, and provide operational guidance based on banking experience. Required Candidate profile Suitable for retired or senior PSU/RRB bankers with branch operations experience, MSME/PSL exposure, experience supporting government scheme implementation, audits, and district-level coordination. Perks and benefits Flexible engagement Advisory role Minimal travel

Skill required: Com.Bkg- Credit UW - Commercial Credit Underwriting Designation: Banking Advisory Associate Qualifications: MCom/Master of Business Administration Years of Experience: 1 to 3 years What would you do? We help clients address quality and productivity issues, keep pace with customer expectations, navigate regulatory and operational pressures and ensure business sustainability by transforming their banking operations into an agile, resilient operating model.Com.Bkg- Credit UW stands for Commercial Banking Credit Underwriting. It involves evaluating the creditworthiness of businesses applying for loans or credit. This process includes analyzing financial statements, assessing risk...

Skill required: Com.Bkg- Credit UW - Commercial Credit Underwriting Designation: Banking Advisory Associate Qualifications: MCom/Master of Business Administration Years of Experience: 1 to 3 years What would you do? We help clients address quality and productivity issues, keep pace with customer expectations, navigate regulatory and operational pressures and ensure business sustainability by transforming their banking operations into an agile, resilient operating model.Com.Bkg- Credit UW stands for Commercial Banking Credit Underwriting. It involves evaluating the creditworthiness of businesses applying for loans or credit. This process includes analyzing financial statements, assessing risk...

Purpose/Objective The Project Finance Manager – Renewable Energy will play a pivotal role in structuring, evaluating, and executing financing solutions for renewable projects under Adani Green Energy Limited (AGEL). The position entails end-to-end project financing, including debt raising, equity participation, and rating processes, coupled with financial modelling, MIS reporting, and investor communication. The role demands deep understanding of renewable project economics, financial structuring, lender interactions, and capital market dynamics, contributing to AGEL’s mission of achieving sustainable and scalable growth in solar, wind, and hybrid energy assets. Key Responsibilities of Role ...

Contact: 9150967111 At least 1 year experience in Credit role Any degree -Male / Female Two-wheeler and Driving License Prepare CAM and conduct PD for all assigned customers. Monitor Non-JLG PAR and record reasons for delinquency

We are looking for a highly skilled and experienced Senior Executive/Assistant Manager to join our team at Credila Financial Services Pvt Ltd. The ideal candidate will have 2-5 years of experience in the IT Services & Consulting industry, with expertise in CPA. Roles and Responsibility Manage and oversee the implementation of CPA projects. Collaborate with cross-functional teams to identify and prioritize project requirements. Develop and maintain strong relationships with clients and stakeholders. Analyze complex financial data and provide insights to support business decisions. Ensure compliance with regulatory requirements and industry standards. Provide training and guidance to junior te...

AREA CREDIT HEAD - SEG INTERNAL USAGE: No. of Vacancies: SEG Reports to: GCH SEG Is a Team leader Y Team Size: Grade: Business: Corporate Center Department: Wholesale Credit Sub - Department: SEG Location: About Wholesale Credit The Wholesale Credit department in the Bank is a Credit Underwriting department for all Large/ mid and SME clientele of the Bank. It is also responsible for ensuring the maintenance of a good portfolio quality and for ensuring smooth credit appraisal processes About the Role The Area Credit Head (ACH) manages the credit activities, processes and people for the Wholesale Credit vertical for designated location. The ACH is responsible for smooth functioning of the Cred...

RC - Credit Manager - CV/CE - Retail Credit INTERNAL USAGE: No. of Vacancies: Reports to: Regional Credit Manager Is a Team leader N Team Size: NA Grade: Business: Corporate Center Department: Retail Credit Sub - Department: CVCE Credit Location: About Wholesale Credit The Retail Credit department in the Bank is a Credit Underwriting department for all the Retail clientele of the Bank. It is also responsible for ensuring the maintenance of a good portfolio quality and for ensuring smooth credit appraisal processes About the Role The CPC Credit Manager CV/CE manages the credit activities and processes for Commercial Vehicle and Construction Equipment products under Retail Credit. The Credit M...

AREA CREDIT HEAD - SEG INTERNAL USAGE: No. of Vacancies: SEG Reports to: GCH SEG Is a Team leader Y Team Size: Grade: Business: Corporate Center Department: Wholesale Credit Sub - Department: SEG Location: About Wholesale Credit The Wholesale Credit department in the Bank is a Credit Underwriting department for all Large/ mid and SME clientele of the Bank. It is also responsible for ensuring the maintenance of a good portfolio quality and for ensuring smooth credit appraisal processes About the Role The Area Credit Head (ACH) manages the credit activities, processes and people for the Wholesale Credit vertical for designated location. The ACH is responsible for smooth functioning of the Cred...

About the role As a Credit Manager, you will manage a team of credit managers engaged in credit evaluation and credit underwriting of various loan products for customers across retail, agri, business banking, and small and medium enterprises In the process of credit evaluation, you and your team will get an opportunity to capture the diverse 360-degree banking needs of the customers and recommend suitable products and services in line with customer needs The credit team is responsible for credit evaluation of loan products such as personal, mortgage, vehicle, credit card, working capital, enterprise credit, and business loans ICICI Bank follows the principle of Fair to Customer and Fair to B...

LOOKING FOR FRESHERS TO JOIN US IMMEDIATELY. Job Summary: As a Corporate Banking Executive, you will be an integral part of our team, working closely with professionals across different departments to gain practical insights into the corporate world. While this is an entry-level position, your eagerness to learn and grow will set the stage for future opportunities within our organization. Key Responsibilities: *Departmental Exposure: Explore through various departments within the organization, including business development, client servicing, and marketing, to gain a comprehensive understanding of our operations. *Training and Development: Participate in training sessions designed to enhance...

Role & responsibilities Evaluate loan applications based on financial data, credit history, and repayment capacity. Ensure all credit decisions comply with internal policies, RBI guidelines, and regulatory norms. Coordinate with collections team for follow-up on overdue accounts. Work closely with the sales, operations, and legal teams to streamline processing Preferred candidate profile 5+ years of experience in Secured Business Loans/LAP/NBFC. Preference will be given to local candidates with local geography knowledge. Based out of the Hosur location Interested candidates may share their CV's at: sam.daniel@hfs.in

Job Purpose Culture Anchor:Work Hard - Consistently puts in effort. plans and tracks daily progress to achieve targets Execute with Rigor - Takes responsibility for meeting targets with focus and effort Own It - Maintains honesty and fairness in all interactions in line with organizations policiesAct with Integrity Duties and Responsibilities Implementation of Credit Policy and continuous evaluation to ensure adherence to the Policy and compliance with the Authority Matrix at branches in the area assigned -Credit appraisal for BL & Doctor Loans files for the assigned location-Keeping delinquency under control-Compliance of policy and processes-Reporting of location metrics like Login, Approv...

Job Purpose This position is open with Bajaj Finance ltd. Culture Anchor:Work Hard - Consistently puts in effort. plans and tracks daily progress to achieve targetsExecute with Rigor - Takes responsibility for meeting targets with focus and effortOwn It - Maintains honesty and fairness in all interactions in line with organizations policiesAct with Integrity Duties and Responsibilities - Responsible for credit appraisal and monitoring for the Salaried Loans. - Implementation of Credit Policy primarily pre-approved and continuous evaluation to ensure adherence to the Policy and compliance with the Authority Matrix. - Analysing the portfolio health and risk involved in particular segment of as...