3015 Credit Appraisal Jobs - Page 3

Conduct corporate credit assessments, analyze financials and risk profiles, prepare credit proposals for corporate clients, ensure policy compliance, monitor portfolios, coordinate with HO, and support decisions with reports and insights. Required Candidate profile Graduate with 4+ yrs in corporate credit at Bank/NBFC. Expertise in OD, CC, WCDL, LC, BG, Term Loan. Prefer candidates from top banks, Gujarat-based, analytical, dynamic, and business-savvy.

What you'll do Were looking for someone wholl put our clients at the heart of everything they do, joining a team who specialise in credit delivery. As a Relationship Manager, youll be effectively managing your diary, helping to build and develop a portfolio of clients and crucially, delivering excellent service. Well also look to you to support management in developing high quality new business proposals, support credit analysis and build a strong relationship with the credit function. Youll also be: Designing and originating new business proposals that are appropriate to the needs of our clients Understanding how our products and services compare with competitors and using this knowledge to...

As a Credit Appraisal Underwriter, your role involves underwriting and recommending proposals for both non-collateral and collateral backed education loans. You are responsible for understanding and implementing the company's processes and policies to facilitate smooth transactions. Your duties also include providing training to CPAs/CPCs to ensure alignment with company policies, managing delinquency for the location, and overseeing vendor/cost management for outsource agencies to maintain turnaround time (TAT). Key Responsibilities: - Underwrite and recommend proposals for non-collateral/collateral backed education loans - Understand and implement company processes and policies for smooth ...

Role Summary- The role holder is responsible for structuring of deals and portfolio management of various clients and also for managing and leading a group of team members, who are responsible for acquiring and providing support to the clients in the high octane middle market segment (i.e. Rs. 100 - 500 crore turnover), offering them entire suite of bank's product. Core Responsibilities Portfolio Management and Deal Structuring ? Structuring and restructuring of deals in such a way so that they meet the clients financial needs and requirement ? Overseeing management of various portfolios handled by the section leaders and ensuring that the client accounts are competently handled Team Managem...

Role & responsibilities Carry out due diligence for corporate customers In-depth financial analysis, business model review, management risk analysis Working on cashflow based excel models Analyzing cashflows and WC/debt servicing analysis Review of annual reports, borrower/promoter background Review of Credit notes prepared by Business Unit capturing details of customer profile, financial projections and analysis, assessment, term sheet. Interaction with various stakeholders (internal and external) for review of such customers Carry out internal rating of customers and assign/review rating Monitoring of performance of customers on an ongoing basis Review Early warning triggers Carry out site...

We are looking for a highly skilled and experienced Assistant Credit Manager to join our team at Taj Chandigarh. The ideal candidate will have 1-3 years of experience in the field. Roles and Responsibility Manage credit operations, including credit approval and disbursement. Develop and implement effective credit policies and procedures. Analyze credit data to identify trends and areas for improvement. Collaborate with cross-functional teams to resolve credit-related issues. Provide excellent customer service to clients and stakeholders. Maintain accurate and up-to-date records of credit transactions. Job Requirements Strong knowledge of credit management principles and practices. Excellent ...

We are looking for a skilled Credit Manager to join our team at Taj City Centre, with 6-10 years of experience in the field. Roles and Responsibility Manage credit operations, including credit approval, risk assessment, and portfolio management. Develop and implement effective credit policies and procedures to minimize risk and maximize revenue. Collaborate with cross-functional teams to identify and mitigate potential credit risks. Analyze credit data and provide insights to senior management on credit performance and areas for improvement. Ensure compliance with regulatory requirements and industry standards. Maintain accurate records and reports of credit transactions and activities. Job ...

Kotak Mahindra Bank Limited is looking for Credit Manager-AGRI-FIN-TRACTOR LOANS AND RETAIL(TFE)-Credit to join our dynamic team and embark on a rewarding career journey Credit Analysis Assessing the creditworthiness of potential borrowers by analyzing their ficial statements, credit history, and repayment capacity Risk Assessment Evaluating the level of credit risk associated with different borrowers and determining appropriate credit limits and terms Credit Policy Developing and implementing credit policies and procedures to ensure consistency and compliance with internal guidelines and industry regulations Credit Underwriting Approving or declining credit applications based on the risk as...

To evaluate the credit worthiness of various customers applying for car loans, within the prescribed TAT and deciding on the right risk mix for the particular customer. Actively involved in portfolio management which includes understanding the market and monitoring the portfolio. Launching of products based on the market peculiarities which will facilitate business, with adequate mitigants with regard to risk. Monitoring delinquency parameters through constant interactions with the collections team, analysing trends and suggesting learnings out of the same. JOB REQUIREMENTS Skills/Knowledge prerequisites Knowledge of the location / area is an essential criteria. Well versed in the local lang...

Position - National Technical Manager Mortgage Credit Location – Navi Mumbai Qualification – B.E / B. Tech / Civil Work experience – Minimum 10-15 years of relevant experience in core Mortgage Credit process for LAP proposals across PAN India. Job specification: Lead Technical Appraisal process for LAP property valuation, title verification as per guidelines SOP for Technical Assessment and Vendor Management Empanel, Monitor, and Audit Technical Vendors and valuers Work closely with credit, risk and legals to evaluate high-value proposals. Conduct Training sessions for Regional Technical & Credit.

Job Requirements Role/ Job Title: Credit Manager-Loan Against Property. Function/ Department: Retail Underwriting. Job Purpose: To assess, evaluate review and approve credit proposals as which is referred to retail credit involving LAP products. To Maintain the service level deliverables agreed with counter parts. Effective portfolio management including regular monitoring, early warning identifications, deferral tracking, renewals and working on appropriate account strategy in conjunction with business team in line with the banks’ risk appetite. Interpersonal relationship Management with Peers. Roles & Responsibilities: Responsible for underwriting secured and unsecured proposals for loan c...

Duties & Responsibilities (List in the order of importance the duties & responsibilities of this job) Credit Assessment • Appraise/Underwrite the loans within defined policy guidelines and accordingly recommend to appropriate authority for approval. • Thorough checking of the application file as per the laid down policy/process guidelines • Assess the income, ability, intention and credit behaviour of the applicant and verify documents and reference checks, bureau checks, along with the customer due diligence • Understanding the nature of business of the applicant(s), identifying risk associated and ascertaining the revenue stream • Evaluate all the credit risk parameters and implement measu...

ROLEPURPOSE & OBJECTIVE ManagingEnd to End sales life cycle of tapping prospects throughmarketing activities, understanding their requirement andrendering advice Negotiatingcommercials, timely disbursement of loan and providing other BankProducts. Implementingtactics to enhance market penetration through Bank branches,Connectors, customer referrals and marketing activities. Toset up distribution through builder Empanelment (APF), Applicableto all loan officers with 12 Months of service SIZEOF THE ROLE FINANCIALSIZE NON-FINANCIALSIZE Costof hiring and placing new Relationship Officers at Branches OperationalCost of managing the Conveyance and Claims of RelationshipOfficers Costof procurement ...

RM in MNC business will be given a small portfolio of existing clients to handle. Majority emphasis is on New Client Acquisition and thus growing the portfolio at a fast pace. RM is also expected to sell Trade, Forex, CMS solutions to clients and cross sell Salary Accounts, Privy and Wealth Banking solutions. CA/MBA in finance or Marketing Should have 5 to 7 years of relevant banking experience Strong communication and presentation skills Ability to develop and deepen relationships at CXO level understand market trends, Anticipate and analyze client needs and expectations High persistence to ensure deal conversion/ closure Understand the importance & principle of credit appraisal/ risk RM is...

RC - Area Credit Manager - B2C - Rural Credit INTERNAL USAGE No of Vacancies Reports to Regional Credit Manager Is a Team leader Y Team Size 2 to 5 Grade Business Corporate Center Department Retail Credit Sub - Department Rural Credit Location About Rural Credit Rural Lending is a part of Retail Credit and caters to all ficial needs of the Rural Clientele including Farming community, Farm Mechanization ie Tractor & Harvestor, Traders & Processors mostly based out of Rural & Semi Urban areas along with the credit needs of the industries dependent on the Agriculture /allied activities and MSME businesses based in rural areas, and Micro Fice, which is Lending to economically active poor Women u...

CREDIT MANAGER INTERNAL USAGE No of Vacancies Reports to Area Credit Head SEG Is a Team leader N Team Size NA Grade Business Corporate Center Department Wholesale Credit Sub - Department SEG Credit Location About Wholesale Credit The Wholesale Credit department in the Bank is a Credit Underwriting department for all Large/ mid and SME clientele of the Bank It is also responsible for ensuring the maintece of a good portfolio quality and for ensuring smooth credit appraisal processes About the Role The Credit Manager manages the credit activities and processes of the Wholesale Credit vertical for the designated location The Credit Manager is responsible for smooth functioning of the Credit app...

As a Regional Credit Manager - LAP at Visakhapatnam, your main responsibility is to manage credit appraisal for LAP products in the region. Your key purpose is to ensure the smooth day-to-day functioning of the credit evaluation process by leading and managing the credit teams effectively. Qualifications required for this role include: - Commerce Graduate/ Post Graduate in Finance - Minimum 12-20 years of experience in LAP - Experience in heading a credit evaluation team for a retail banking product - Good knowledge and understanding of credit and risk in the region Your key responsibilities will include: - Ensuring smooth functioning of credit evaluation operations in the region - Leading a...

Role Overview: The position of Risk Senior Specialist, AVP based in Delhi, India involves being responsible for credit management by conducting due diligence, ensuring adherence to credit processes, staying updated on industry trends, and supporting decision-making processes. Key Responsibilities: - Appraise credit of loan applications within defined guidelines and present for decision. - Understand various retail loan products such as HL, LAP, working capital, and business loans, both secured and unsecured. - Evaluate and document risks and mitigants during proposal processing with a focus on quality and Turnaround Time (TAT). - Possess the ability to assess property-related legal titles an...

Role & responsibilities Core Responsibilities * Acquire new client relationships and grow & maintain high quality, profitable and broad-based relationships with the senior management of the existing client base. * Team handling. * Work under guidance from the reporting authority to analyse the banking needs of existing /target customers and offer them liabilities solutions. * Be adept at financial analysis in context of the banking product being sold to the customer. * Understand the product offering from bank and under superiors guidance cross sell the entire suite of banking products. * To maintain high quality standards of documentation, client communication, process compliance, ongoing b...

Working Capital is responsible for assessing and approving credit proposals for working capital products, ensuring sound credit decisions, and maintaining the overall portfolio quality. Required Candidate profile Need CA Candidates Only

You are seeking a dedicated and experienced Branch Credit Manager to oversee and manage the Individual Loan (IL), Housing Loan, and MSME Loan portfolios at Premium finlease Pvt. Ltd in Haryana & UP. Your role will involve credit appraisal, underwriting, portfolio management, compliance with regulatory norms, and contributing to branch growth and profitability. **Key Responsibilities:** - Evaluate, appraise, and underwrite credit proposals for IL, Housing Loans, and MSME Loans. - Conduct thorough financial and risk assessments including analysis of credit reports, financial statements, collateral, and market conditions. - Make data-driven credit decisions in line with the company's risk appet...

Job Summary:- The role is primarily responsible for assessing credit worthiness of companies through analyzing financial statements and preparing ratings report The role provides subject matter expertise to the team and is responsible for handling complex reports Contributing to Research - Large Corporates of Power Domain Role & responsibilities Power Sector Research Analyzing financial statements, performance and trend analysis for assessing the credit worthiness of the company Independently handling rating assignments for entities of varying sizes and preparing reports and rationale for the assigned ratings Preparing rating report by including profile of the rated company, key rating consi...

Sourcing of business a.Identification of customers through dealership networks b.Filling up of the application form c.KYC verification d.Visiting potential customers in order to develop business Disbursements a. Collection of KYC documents b. Loan documentation Qualification Minimum Qualification required is graduation or after 12th, three years full time diploma Preferred Agriculture Qualification

Sourcing of business a.Identification of customers through dealership networks b.Filling up of the application form c.KYC verification d.Visiting potential customers in order to develop business Disbursements a. Collection of KYC documents b. Loan documentation Qualification Minimum Qualification required is graduation or after 12th, three years full time diploma Preferred Agriculture Qualification

Sourcing of business a.Identification of customers through dealership networks b.Filling up of the application form c.KYC verification d.Visiting potential customers in order to develop business Disbursements a. Collection of KYC documents b. Loan documentation Qualification Minimum Qualification required is graduation or after 12th, three years full time diploma Preferred Agriculture Qualification