3552 Credit Appraisal Jobs - Page 3

About The Role Skill required: Commercial Banking Operations - Core Banking Designation: Banking Operations Analyst Qualifications: Any Graduation Years of Experience: 3 to 5 years What would you do? We help clients address quality and productivity issues, keep pace with customer expectations, navigate regulatory and operational pressures and ensure business sustainability by transforming their banking operations into an agile, resilient operating model. The Corporate banking /Wholesale banking team is responsible for helping clients and organizations processes trade finance transactions by providing superior service delivery to trade customers whilst safeguarding the bank from risks associa...

About The Role Skill required: Com.Bkg- Credit UW - Commercial Credit Underwriting Designation: Banking Advisory Analyst Qualifications: BCom/Master of Business Administration/ICWA(Inter) Years of Experience: 3 to 5 years What would you do? We help clients address quality and productivity issues, keep pace with customer expectations, navigate regulatory and operational pressures and ensure business sustainability by transforming their banking operations into an agile, resilient operating model.The Corporate banking /Wholesale banking team is responsible for helping clients and organizations processes trade finance transactions by providing superior service delivery to trade customers whilst ...

About The Role Skill required: Property & Casualty- Underwriting - Underwriting Designation: Underwriting Associate Qualifications: Any Graduation Years of Experience: 1 to 3 years What would you do? 6-8 years of experience in Property & Casualty Underwriting or Policy Servicing across shared services/Third Party BPO service providers (Essential) Hands on experience of managing the one of the following tasks from the earlier experience from Insurance Underwriting Cycle - Policy Issuance, Premium Audit, Pricing Reading, Endorsement, Quote/Booking, Aggregation / Modeling, Contract Reading, Slip Processing, Benchmarking, Binders Processing, Submission, Declarations, Cancellations, Reinstatement...

LOOKING FOR FRESHERS TO JOIN US IMMEDIATELY. Job Summary: As a Corporate Banking Executive, you will be an integral part of our team, working closely with professionals across different departments to gain practical insights into the corporate world. While this is an entry-level position, your eagerness to learn and grow will set the stage for future opportunities within our organization. Key Responsibilities: *Departmental Exposure: Explore through various departments within the organization, including business development, client servicing, and marketing, to gain a comprehensive understanding of our operations. *Training and Development: Participate in training sessions designed to enhance...

Job Title: Credit Underwriter Key Responsibilities Evaluate loan applications for microfinance products by analyzing financial data, credit history, and repayment capacity. Conduct video calls to verify borrower information and assess creditworthiness. Collaborate with loan officers and branch teams to ensure accurate documentation and risk profiling. Prepare credit appraisal memos and recommend loan approvals or rejections. Monitor portfolio quality and flag early warning signals for delinquency. Ensure compliance with internal credit policies and regulatory guidelines. Provide feedback to product and risk teams for continuous improvement of underwriting models. Familiarity with credit scor...

Job Title: Credit Underwriter Key Responsibilities Evaluate loan applications for microfinance products by analyzing financial data, credit history, and repayment capacity. Conduct video calls to verify borrower information and assess creditworthiness. Collaborate with loan officers and branch teams to ensure accurate documentation and risk profiling. Prepare credit appraisal memos and recommend loan approvals or rejections. Monitor portfolio quality and flag early warning signals for delinquency. Ensure compliance with internal credit policies and regulatory guidelines. Provide feedback to product and risk teams for continuous improvement of underwriting models. Familiarity with credit scor...

Role & responsibilities • Credit Decisions • Take sound lending decisions based on available information & interactions with the applicants. • Manage credit quality and control delinquencies, frauds. • Monitoring Performance • Managing performance in terms of key drivers i.e. • 0-Loses / Portfolio quality parameters. • 0-Cost of credit administration. • 0-Employee Productivity. Interested candidates please share the CV to sharan.s@hdbfs.com

Job Title: Credit Underwriter Key Responsibilities Evaluate loan applications for microfinance products by analyzing financial data, credit history, and repayment capacity. Conduct video calls to verify borrower information and assess creditworthiness. Collaborate with loan officers and branch teams to ensure accurate documentation and risk profiling. Prepare credit appraisal memos and recommend loan approvals or rejections. Monitor portfolio quality and flag early warning signals for delinquency. Ensure compliance with internal credit policies and regulatory guidelines. Provide feedback to product and risk teams for continuous improvement of underwriting models. Familiarity with credit scor...

Role & responsibilities Conduct credit appraisal and sanctioning of MSME LAP proposals within delegated limits Assess customer creditworthiness through financial analysis, PD assessment, and risk evaluation Prepare and review Credit Appraisal Notes (CAM), income assessment, obligation analysis, and eligibility computation Approve, reject, or raise queries on loan proposals in line with credit policy and risk framework Ensure adherence to defined Turnaround Time (TAT) by monitoring proposal movement Coordinate with branch teams, MSME sales, legal, technical valuation, FI, and risk teams Support branches through PD discussions and underwriting guidance, as required Monitor post-disbursement co...

Job Description Credit Manager (Commercial Vehicle) Company Name: DJT Microfinance Pvt. Ltd. Location: Noida Department: Credit Commercial Vehicle (CV) Reporting To: Zonal Credit Manager Role Summary The Credit Manager Commercial Vehicle will be responsible for credit appraisal, risk assessment, and approval of CV loan proposals while ensuring adherence to company policies, regulatory norms, and portfolio quality standards. Key Responsibilities Evaluate and process Commercial Vehicle (New & Used) loan proposals. Conduct detailed credit appraisal including income assessment, banking analysis, and repayment capacity. Verify customer KYC documents, financials, bank statements, and vehicle-relat...

LOOKING FOR FRESHERS TO JOIN US IMMEDIATELY. Job Summary: As a Corporate Banking Executive, you will be an integral part of our team, working closely with professionals across different departments to gain practical insights into the corporate world. While this is an entry-level position, your eagerness to learn and grow will set the stage for future opportunities within our organization. Key Responsibilities: *Departmental Exposure: Explore through various departments within the organization, including business development, client servicing, and marketing, to gain a comprehensive understanding of our operations. *Training and Development: Participate in training sessions designed to enhance...

Hiring: Credit Analyst SME / Mid Corporate / Large Corporate Loans Location: Delhi (NCR), Noida & Pune Experience: 2+ years in Credit Underwriting Qualification: Chartered Accountant (CA) Mandatory Role Overview: We are hiring Credit Analysts to handle credit appraisal and underwriting for SME, Mid-Corporate, and Large Corporate loans . The role involves financial analysis, risk assessment, credit proposals, and policy compliance. Key Requirements: 2+ years of hands-on experience in credit underwriting Strong financial analysis and credit appraisal skills Exposure to SME/Mid/Large Corporate lending Experience with a Bank or NBFC preferred Employer: A leading and well-established Bank/NBFC

About the Role: The Credit Officer is responsible for the appraisal and approval of the loan application on the basis of the power delegated to the and for onward recommendation of the same to the credit team. Key Responsibilities: Appraise or underwrite the loans within defined policy guidelines and accordingly take decisions or recommend for approval to appropriate authority Assess the income, ability, intention, and credit behavior of the applicant and verify it documents and reference checks as well as from credit bureaus Evaluate all the credit risk parameters and implement measures to mitigate the same Prepare the Credit Approval Memo and manage the overall TAT and approval rate Ensure...

About the Role: The Credit Officer is responsible for the appraisal and approval of the loan application on the basis of the power delegated to the and for onward recommendation of the same to the credit team. Key Responsibilities: Appraise or underwrite the loans within defined policy guidelines and accordingly take decisions or recommend for approval to appropriate authority Assess the income, ability, intention, and credit behavior of the applicant and verify it documents and reference checks as well as from credit bureaus Evaluate all the credit risk parameters and implement measures to mitigate the same Prepare the Credit Approval Memo and manage the overall TAT and approval rate Ensure...

Roles and Responsibilities : Conduct thorough credit analysis and appraisal to determine loan eligibility for clients. Monitor client's financial performance, identify potential risks, and recommend suitable loan options. Collaborate with internal teams to ensure seamless execution of loan processing and disbursement. Develop strong relationships with clients by providing exceptional customer service and ensuring timely resolution of queries. Job Requirements : 2-8 years of experience in credit management or related field (NBFC). Strong understanding of credit analysis, credit appraisal, credit assessment, credit monitoring, and credit underwriting principles. Excellent analytical skills wit...

. About the Role: The Credit Officer is responsible for the appraisal and approval of the loan application on the basis of the power delegated to the and for onward recommendation of the same to the credit team. Key Responsibilities: Appraise or underwrite the loans within defined policy guidelines and accordingly take decisions or recommend for approval to appropriate authority Assess the income, ability, intention, and credit behavior of the applicant and verify it documents and reference checks as well as from credit bureaus Evaluate all the credit risk parameters and implement measures to mitigate the same Prepare the Credit Approval Memo and manage the overall TAT and approval rate Ensu...

RC - Centralised UW - MFI - Rural Credit INTERNAL USAGE: No. of Vacancies: Reports to: Team Leader - MFI Process Hub Is a Team leader N Team Size: Grade: Business: Microfinance Department: Retail Microfinance Sub - Department: Rural Credit Location: About Rural Credit Rural Lending is a part of Retail Credit and caters to all financial needs of the Rural Clientele including Farming community, Farm Mechanization ie Tractor & Harvestor, Traders & Processors mostly based out of Rural & Semi Urban areas along with the credit needs of the industries dependent on the Agriculture /allied activities and MSME businesses based in rural areas, and Micro Finance, which is Lending to economically active ...

RC - Credit Officer - B2B - Rural Credit INTERNAL USAGE: No. of Vacancies: Reports to: Regional Credit Manager Is a Team leader N Team Size: NA Grade: Business: Corporate Center Department: Retail Credit Sub - Department: Rural Credit Location: About Rural Credit Rural Lending is a part of Retail Credit and caters to all financial needs of the Rural Clientele including Farming community, Farm Mechanization ie Tractor & Harvestor, Traders & Processors mostly based out of Rural & Semi Urban areas along with the credit needs of the industries dependent on the Agriculture /allied activities and MSME businesses based in rural areas, and Micro Finance, which is Lending to economically active poor ...

RC - Regional Credit Manager - CVCE - Retail Credit INTERNAL USAGE: No. of Vacancies: Reports to: National Credit Manager Is a Team leader Y Team Size: 5-10 Grade: Business: Corporate Center Department: Retail Credit Sub - Department: CVCE Credit Location: About Wholesale Credit The Retail Credit department in the Bank is a Credit Underwriting department for all the Retail clientele of the Bank. It is also responsible for ensuring the maintenance of a good portfolio quality and for ensuring smooth credit appraisal processes About the Role The Regional Credit Manager CV/CE manages the credit activities and processes for Commercial Vehicle and Construction Equipment products under Retail Credi...

About Commercial Banking Group: The Commercial Banking Group is responsible for delivering One Axis to clients with a turnover between Rs 10 Crs. to Rs 250 Crs. by offering products and solutions around forex, trade, payments, cash management and tax payments along with retail products like salary, trust services, forex, commercial card, credit cards etc About the Role: The Credit Appraisal Memo Processing Unit (CAMPU) comprises of Credit Analysts who play an integral role in the credit appraisal process. By preparing a CAM, Credit Analysts help in evaluating a proposal by analyzing and presenting information about the borrower across areas like market, financial statements, technical ration...

About Commercial Banking Group: The Commercial Banking Group is responsible for delivering One Axis to clients with a turnover between Rs 10 Crs. to Rs 250 Crs. by offering products and solutions around forex, trade, payments, cash management and tax payments along with retail products like salary, trust services, forex, commercial card, credit cards etc About the Role: The Credit Appraisal Memo Processing Unit (CAMPU) comprises of Credit Analysts who play an integral role in the credit appraisal process. By preparing a CAM, Credit Analysts help in evaluating a proposal by analyzing and presenting information about the borrower across areas like market, financial statements, technical ration...

About Commercial Banking Group: The Commercial Banking Group is responsible for delivering One Axis to clients with a turnover between Rs 10 Crs. to Rs 250 Crs. by offering products and solutions around forex, trade, payments, cash management and tax payments along with retail products like salary, trust services, forex, commercial card, credit cards etc About the Role: The Credit Appraisal Memo Processing Unit (CAMPU) comprises of Credit Analysts who play an integral role in the credit appraisal process. By preparing a CAM, Credit Analysts help in evaluating a proposal by analyzing and presenting information about the borrower across areas like market, financial statements, technical ration...

As an Associate Relationship Manager-NBFC in the Wholesale Banking department, your role involves preparing credit proposals to support credit committee decisions regarding the clients' portfolio quality, overall capital adequacy, liquidity, management quality, credit rating, and more for the proposed financing. **Key Responsibilities:** - Perform credit appraisal of NBFC & NBFC-MFI clients by analyzing factors such as AUM growth, Portfolio quality & performance, Portfolio growth, Management quality, CAR, balance sheet analysis, etc. - Prepare credit proposals that combine financial analysis with sectorial information to support credit committee decisions, liaising with Credit Risk, Complian...

The Manager – Credit & Risk supports the branch Role Category: Credit & Risk / Corporate Banking Prepare and present credit proposals for Term Loans and Working Capital requirements (Fund & Non-Fund based). Required Candidate profile Graduate with 4–10 years of experience in major scheduled corporate Banking Strong knowledge of credit proposals for Term Loans and Working Capital requirements (Fund & Non-Fund based).

To manage the overall credit and receivable collection function in more efficient manner to minimize risk of loss and bad debts Ensure each subordinate receives whatever training is necessary for job competence; training schedule is prepared timely and submitted higher management Develop a team member to handle all credit related function during his absence Is responsible for maintaining debtors within average credit period and ensure all debtors are recorded in books and followed up timely for payments to avoid bad debts To Manage Accounts Receivable and ensure all debtors accounts are reconciled regularly Responsible for Ageing of Debtors and maintaining the same under control To ensure th...