3015 Credit Appraisal Jobs - Page 6

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1.0 - 3.0 years

2 - 6 Lacs

mumbai

Work from Office

About The Role Skill required: Commercial Banking Operations - Core Banking Designation: Banking Operations Associate Qualifications: BCom Years of Experience: 1 to 3 years What would you do? We help clients address quality and productivity issues, keep pace with customer expectations, navigate regulatory and operational pressures and ensure business sustainability by transforming their banking operations into an agile, resilient operating model.The Corporate banking /Wholesale banking team is responsible for helping clients and organizations processes trade finance transactions by providing superior service delivery to trade customers whilst safeguarding the bank from risks associated with ...

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12.0 - 17.0 years

14 - 19 Lacs

mumbai

Work from Office

About The Role Project Role : Responsible AI Engineer Project Role Description : Assess AI systems for adherence to predefined thresholds and benchmarks related to responsible, ethical and sustainable practices. Design and implement technology mitigation strategies for systems to ensure ethical and responsible standards are achieved. Management Level :CL 7 Must have skills : Responsible AI Good to have skills : NA Summary :As a Responsible AI Engineer, you will assess AI systems for adherence to predefined thresholds and benchmarks related to responsible, ethical, and sustainable practices. Your typical day will involve designing and implementing technology mitigation strategies to ensure th...

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0.0 - 1.0 years

1 - 5 Lacs

mumbai

Work from Office

About The Role Skill required: Commercial Banking Operations - Core Banking Designation: Banking Operations New Associate Qualifications: BCom Years of Experience: 0 to 1 years What would you do? We help clients address quality and productivity issues, keep pace with customer expectations, navigate regulatory and operational pressures and ensure business sustainability by transforming their banking operations into an agile, resilient operating model.The Corporate banking /Wholesale banking team is responsible for helping clients and organizations processes trade finance transactions by providing superior service delivery to trade customers whilst safeguarding the bank from risks associated w...

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0.0 - 1.0 years

1 - 5 Lacs

chennai

Work from Office

About The Role Skill required: Core Banking Operations (incl. Payments) - Retail Banking Account Operations Designation: Banking Operations New Associate Qualifications: Any Graduation Years of Experience: 0 to 1 years What would you do? We help clients address quality and productivity issues, keep pace with customer expectations, navigate regulatory and operational pressures and ensure business sustainability by transforming their banking operations into an agile, resilient operating model.The Corporate banking /Wholesale banking team is responsible for helping clients and organizations processes trade finance transactions by providing superior service delivery to trade customers whilst saf...

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0.0 - 1.0 years

1 - 5 Lacs

chennai

Work from Office

About The Role Skill required: Commercial Banking Operations - Core Banking Designation: Banking Operations New Associate Qualifications: BCom Years of Experience: 0 to 1 years What would you do? We help clients address quality and productivity issues, keep pace with customer expectations, navigate regulatory and operational pressures and ensure business sustainability by transforming their banking operations into an agile, resilient operating model.The Corporate banking /Wholesale banking team is responsible for helping clients and organizations processes trade finance transactions by providing superior service delivery to trade customers whilst safeguarding the bank from risks associated w...

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0.0 - 1.0 years

1 - 5 Lacs

chennai

Work from Office

About The Role Skill required: Core Banking Operations (incl. Payments) - Retail Banking Card Operations Designation: Banking Operations New Associate Qualifications: Any Graduation Years of Experience: 0 to 1 years What would you do? We help clients address quality and productivity issues, keep pace with customer expectations, navigate regulatory and operational pressures and ensure business sustainability by transforming their banking operations into an agile, resilient operating model.The Corporate banking /Wholesale banking team is responsible for helping clients and organizations processes trade finance transactions by providing superior service delivery to trade customers whilst safegu...

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1.0 - 3.0 years

2 - 6 Lacs

chennai

Work from Office

About The Role Skill required: Commercial Banking Operations - Core Banking Designation: Banking Operations Associate Qualifications: BCom Years of Experience: 1 to 3 years What would you do? We help clients address quality and productivity issues, keep pace with customer expectations, navigate regulatory and operational pressures and ensure business sustainability by transforming their banking operations into an agile, resilient operating model.The Corporate banking /Wholesale banking team is responsible for helping clients and organizations processes trade finance transactions by providing superior service delivery to trade customers whilst safeguarding the bank from risks associated with ...

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0.0 - 1.0 years

1 - 5 Lacs

chennai

Work from Office

About The Role Skill required: Commercial Banking Operations - Core Banking Designation: Banking Operations New Associate Qualifications: BBA/BCom/Master of Business Administration Years of Experience: 0 to 1 years What would you do? We help clients address quality and productivity issues, keep pace with customer expectations, navigate regulatory and operational pressures and ensure business sustainability by transforming their banking operations into an agile, resilient operating model.The Corporate banking /Wholesale banking team is responsible for helping clients and organizations processes trade finance transactions by providing superior service delivery to trade customers whilst safegua...

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1.0 - 3.0 years

2 - 6 Lacs

chennai

Work from Office

About The Role Skill required: Core Banking Operations (incl. Payments) - Retail Banking Account Operations Designation: Banking Operations Associate Qualifications: Any Graduation Years of Experience: 1 to 3 years What would you do? We help clients address quality and productivity issues, keep pace with customer expectations, navigate regulatory and operational pressures and ensure business sustainability by transforming their banking operations into an agile, resilient operating model.The Corporate banking /Wholesale banking team is responsible for helping clients and organizations processes trade finance transactions by providing superior service delivery to trade customers whilst safegua...

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1.0 - 4.0 years

12 - 16 Lacs

hyderabad

Work from Office

Credit Assessment: Underwrite and appraise credit proposals based on company policies, ensuring timely processing. Financial Analysis: Analyze financial statements, cash flows, and ratios for assessing funding requirements. Risk Evaluation: Conduct quantitative and qualitative analysis, including creditworthiness, banking, statutory, and legal checks. Customer Interaction: Meet customers personally, conduct internal/external reference checks, and verify business operations on-site. Decision Making: Make informed decisions (approve/reject) based on comprehensive analysis and risk evaluation. Collaboration: Work closely with sales, cross-sell teams, and operations to support business growth an...

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3.0 - 7.0 years

0 Lacs

maharashtra

On-site

As a Credit Assessment Analyst at the company, your role will involve tracking covenants and managing exceptions/deviations, conducting regular reviews of cases, performing inspections/site visits, and assessing sectors. You will be responsible for detailed financial analysis, including finalizing financial models, preparing Credit Approval Memoranda, and following internal approval processes. Additionally, you will need to meet all pre-disbursal and post-disbursal compliance requirements. Key Responsibilities: - Communication/PR of Banks products: - Undertake brand communication initiatives for designated products - Communicate product positioning messaging to differentiate YES Banks produc...

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2.0 - 3.0 years

4 - 8 Lacs

mumbai, amdabad

Work from Office

Job Description: Perform credit appraisal , risk assessment , and loan evaluation for retail/MSME/corporate segments. Assess financial statements , income documents , and banking records to determine repayment capacity. Review credit bureau reports , legal, and technical valuation reports for due diligence. Approve or recommend proposals within delegated authority limits . Ensure adherence to credit policy , RBI/NBFC norms , and internal audit requirements. Conduct field visits and personal discussions (PD) with customers when necessary. Identify early warning signals (EWS) and take corrective measures to prevent NPAs. Monitor branch portfolio performance and report risk trends to higher man...

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2.0 - 6.0 years

0 Lacs

mumbai, maharashtra, india

On-site

About Supermoney Supermoney is India's leading MSME Supply Chain Finance (SCF) platform, dedicated to revolutionizing how working capital is accessed by businesses across the country. We partner with over 50 of India's top corporate anchors to provide seamless, technology-driven financing solutions to their network of over 300,000 MSME dealers, distributors, and vendors. Our mission is to empower every link in the supply chain, ensuring businesses have the capital they need to thrive and grow. At Supermoney, we are not just financing businesses; we are building a more resilient and efficient economic ecosystem. If you are driven to solve complex financial challenges and make a tangible impac...

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2.0 - 3.0 years

8 - 12 Lacs

vadodara

Work from Office

Job Purpose This position is open with Bajaj Finance ltd. Culture Anchor:Work Hard - Consistently puts in effort. plans and tracks daily progress to achieve targetsExecute with Rigor - Takes responsibility for meeting targets with focus and effortOwn It - Maintains honesty and fairness in all interactions in line with organizations policiesAct with Integrity Duties and Responsibilities Implementation of Credit Policy and continuous evaluation to ensure adherence to the Policy and compliance with the Authority Matrix at branches in the area assigned. -Credit appraisal for BL & Doctor Loans files for the assigned location-Keeping delinquency under control-Compliance of policy and processes-Rep...

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2.0 - 5.0 years

7 - 11 Lacs

kolar

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Job Purpose To provide customized lending solutions for business loans, empowering clients to achieve their financial goalsCulture Anchor:Work Hard - Consistently puts in effort. plans and tracks daily progress to achieve targetsExecute with Rigor - Takes responsibility for meeting targets with focus and effortOwn It - Maintains honesty and fairness in all interactions in line with organizations policiesAct with Integrity Duties and Responsibilities Identify and target potential clients for business loans through channel partners/open market sourcing. Build, retain and maintain strong relationships with Clients/Channel partners to generate business. Effectively engage with credit, operations...

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3.0 - 5.0 years

20 - 25 Lacs

lucknow

Work from Office

Job Purpose This position is open with Bajaj Finance ltd. First link of management between the executors i.e. field staff and management. An effective communicator with exceptional relationship management skills with ability to relate to people at all levels of business and management. Delivery of business AOP objectives for the assigned geography. Duties and Responsibilities PRINCIPAL ACCOUNTABILITIES (Accountabilities associated with the job) Achieving business numbers with the assigned line of channels (Basis location and market potential). People Management (On roll and Off roll) €“ Hiring, Retention & Productivity. Responsible for empanelment of new dealers and resource allocation. Ensu...

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3.0 - 5.0 years

20 - 25 Lacs

bengaluru

Work from Office

Job Purpose This position is open with Bajaj Finance ltd. First link of management between the executors i.e. field staff and management. An effective communicator with exceptional relationship management skills with ability to relate to people at all levels of business and management. Delivery of business AOP objectives for the assigned geography. Duties and Responsibilities PRINCIPAL ACCOUNTABILITIES (Accountabilities associated with the job) Achieving business numbers with the assigned line of channels (Basis location and market potential). People Management (On roll and Off roll) €“ Hiring, Retention & Productivity. Responsible for empanelment of new dealers and resource allocation. Ensu...

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2.0 - 3.0 years

3 - 7 Lacs

mumbai, thane

Work from Office

Job Purpose This position is open with Bajaj Finance ltd. Culture Anchor:Work Hard - Consistently puts in effort. plans and tracks daily progress to achieve targetsExecute with Rigor - Takes responsibility for meeting targets with focus and effortOwn It - Maintains honesty and fairness in all interactions in line with organizations policiesAct with Integrity Duties and Responsibilities Implementation of Credit Policy and continuous evaluation to ensure adherence to the Policy and compliance with the Authority Matrix at branches in the area assigned. -Credit appraisal for BL & Doctor Loans files for the assigned location-Keeping delinquency under control-Compliance of policy and processes-Rep...

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2.0 - 3.0 years

7 - 11 Lacs

pune

Work from Office

Job Purpose This position is open with Bajaj Finance ltd. Culture Anchor:Work Hard - Consistently puts in effort. plans and tracks daily progress to achieve targetsExecute with Rigor - Takes responsibility for meeting targets with focus and effortOwn It - Maintains honesty and fairness in all interactions in line with organizations policiesAct with Integrity Duties and Responsibilities Implementation of Credit Policy and continuous evaluation to ensure adherence to the Policy and compliance with the Authority Matrix at branches in the area assigned. -Credit appraisal for BL & Doctor Loans files for the assigned location-Keeping delinquency under control-Compliance of policy and processes-Rep...

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3.0 - 6.0 years

16 - 20 Lacs

mumbai

Work from Office

Job Purpose To manage existing client base and to add more clients. Maintaining quality of the asset book managed by self Duties and Responsibilities Source New to Bajaj relationships for Commercial Emerging Corporate Business (Turnover 200 Cr). Experience in handling Corporate client relationships is preferred Build a diversified portfolio offering revenues from Assets NII, Fees, Cross sell etc. Asset opportunities to be sourced aligned to the lending norms as prescribed. Appraise financial strength of client, advise and structure the facility meeting clients requirement and fitting within policy parameters. Strong focus on Credit quality. Thorough monitoring of accounts sourced, keep track...

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2.0 - 3.0 years

5 - 9 Lacs

ooty, udhagamandalam

Work from Office

Job Purpose This position is open with Bajaj Finance ltd. Culture Anchor:Work Hard - Consistently puts in effort. plans and tracks daily progress to achieve targetsExecute with Rigor - Takes responsibility for meeting targets with focus and effortOwn It - Maintains honesty and fairness in all interactions in line with organizations policiesAct with Integrity Duties and Responsibilities Implementation of Credit Policy and continuous evaluation to ensure adherence to the Policy and compliance with the Authority Matrix at branches in the area assigned. -Credit appraisal for BL & Doctor Loans files for the assigned location-Keeping delinquency under control-Compliance of policy and processes-Rep...

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2.0 - 3.0 years

7 - 11 Lacs

hyderabad

Work from Office

Job Purpose This position is open with Bajaj Finance ltd. Culture Anchor:Work Hard - Consistently puts in effort. plans and tracks daily progress to achieve targetsExecute with Rigor - Takes responsibility for meeting targets with focus and effortOwn It - Maintains honesty and fairness in all interactions in line with organizations policiesAct with Integrity Duties and Responsibilities Implementation of Credit Policy and continuous evaluation to ensure adherence to the Policy and compliance with the Authority Matrix at branches in the area assigned. -Credit appraisal for BL & Doctor Loans files for the assigned location-Keeping delinquency under control-Compliance of policy and processes-Rep...

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2.0 - 3.0 years

8 - 12 Lacs

madurai

Work from Office

Job Purpose This position is open with Bajaj Finance ltd. Culture Anchor:Work Hard - Consistently puts in effort. plans and tracks daily progress to achieve targetsExecute with Rigor - Takes responsibility for meeting targets with focus and effortOwn It - Maintains honesty and fairness in all interactions in line with organizations policiesAct with Integrity Duties and Responsibilities Implementation of Credit Policy and continuous evaluation to ensure adherence to the Policy and compliance with the Authority Matrix at branches in the area assigned. -Credit appraisal for BL & Doctor Loans files for the assigned location-Keeping delinquency under control-Compliance of policy and processes-Rep...

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3.0 - 4.0 years

20 - 25 Lacs

pune

Work from Office

Job Purpose This position is open with Bajaj Finance ltd. Culture Anchor:Have high ambitions - Inspires the team to aim for higher targets and supports in achieving themOwn It - Acknowledges uncertainty and makes changes in own decisions/ actions for better outcomes Duties and Responsibilities Disbursement processing on Finnone & Strong Knowledge of Lending module is must. Knowledge of Cancellation & rebooking of loans will add advantage Well versed with customer 360 as need to collect the customer history from customer history to analyze the exact issue of complaints. Managing various request flows over mail & CRM portal for CDPL/EPL/SFPL. Daily Monitoring of BTTP recon & Act upon clearance...

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2.0 - 3.0 years

7 - 11 Lacs

mumbai, goregaon

Work from Office

Job Purpose This position is open with Bajaj Finance ltd. Culture Anchor:Work Hard - Consistently puts in effort. plans and tracks daily progress to achieve targetsExecute with Rigor - Takes responsibility for meeting targets with focus and effortOwn It - Maintains honesty and fairness in all interactions in line with organizations policiesAct with Integrity Duties and Responsibilities Implementation of Credit Policy and continuous evaluation to ensure adherence to the Policy and compliance with the Authority Matrix at branches in the area assigned. -Credit appraisal for BL & Doctor Loans files for the assigned location-Keeping delinquency under control-Compliance of policy and processes-Rep...

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