3552 Credit Appraisal Jobs - Page 6

RC - Credit Officer - B2B - Rural Credit INTERNAL USAGE: No. of Vacancies: Reports to: Regional Credit Manager Is a Team leader N Team Size: NA Grade: Business: Corporate Center Department: Retail Credit Sub - Department: Rural Credit Location: About Rural Credit Rural Lending is a part of Retail Credit and caters to all financial needs of the Rural Clientele including Farming community, Farm Mechanization ie Tractor & Harvestor, Traders & Processors mostly based out of Rural & Semi Urban areas along with the credit needs of the industries dependent on the Agriculture /allied activities and MSME businesses based in rural areas, and Micro Finance, which is Lending to economically active poor ...

RC - Area Credit Manager - B2C - Rural Credit INTERNAL USAGE: No. of Vacancies: Reports to: Regional Credit Manager Is a Team leader Y Team Size: 2 to 5 Grade: Business: Corporate Center Department: Retail Credit Sub - Department: Rural Credit Location: About Rural Credit Rural Lending is a part of Retail Credit and caters to all financial needs of the Rural Clientele including Farming community, Farm Mechanization ie Tractor & Harvestor, Traders & Processors mostly based out of Rural & Semi Urban areas along with the credit needs of the industries dependent on the Agriculture /allied activities and MSME businesses based in rural areas, and Micro Finance, which is Lending to economically act...

Job Requirements Job Title Senior Credit Manager-Business Banking Place of work - Mumbai Business Unit - Retail Banking Function Business Banking- Retail Underwriting Job Purpose To assess, evaluate review and approve credit proposals as a first/Second level officer for the business banking relationship which is referred to retail credit involving various products like term loans, trade finance, CC, OD etc. To Maintain the service level deliverables agreed with counter parts. Effective portfolio management including regular monitoring, early warning identifications, deferral tracking, renewals and working on appropriate account strategy in conjunction with business team in line with the bank...

As an experienced Credit Analyst at Moksha Financial Services Pvt. Ltd., your role involves: - Conducting credit appraisal and assessment, including working capital cycle assessment. - Evaluating collaterals for loan applications. - Structuring various types of loans such as CC Limit, OD Limit, Project Loans, etc. - Managing Turnaround Time (TAT) for loan processing. - Ensuring compliance with regulations and thorough documentation. - Monitoring loan portfolios, handling profiles, and managing risks effectively. - Coordinating with stakeholders involved in the loan process. - Analyzing loan applications and determining feasibility within TAT. - Ensuring timely completion of paperwork and ban...

About The Role Skill required: Core Banking Operations (incl. Payments) - Retail Banking Account Operations Designation: Banking Operations New Associate Qualifications: Any Graduation Years of Experience: 0 to 1 years Language - Ability: English(Domestic) - Intermediate Accenture is a global professional services company with leading capabilities in digital, cloud and security.Combining unmatched experience and specialized skills across more than 40 industries, we offer Strategy and Consulting, Technology and Operations services, and Accenture Song"” all powered by the world's largest network of Advanced Technology and Intelligent Operations centers. Our 699,000 people deliver on the promis...

About The Role Skill required: Commercial Banking Operations - Core Banking Designation: Banking Operations Associate Qualifications: Any Graduation Years of Experience: 1 to 3 years Accenture is a global professional services company with leading capabilities in digital, cloud and security.Combining unmatched experience and specialized skills across more than 40 industries, we offer Strategy and Consulting, Technology and Operations services, and Accenture Song"” all powered by the world's largest network of Advanced Technology and Intelligent Operations centers. Our 699,000 people deliver on the promise of technology and human ingenuity every day, serving clients in more than 120 countries...

About The Role Skill required: Commercial Banking Operations - Core Banking Designation: Banking Operations Analyst Qualifications: Any Graduation Years of Experience: 3 to 5 years Accenture is a global professional services company with leading capabilities in digital, cloud and security.Combining unmatched experience and specialized skills across more than 40 industries, we offer Strategy and Consulting, Technology and Operations services, and Accenture Song"” all powered by the world's largest network of Advanced Technology and Intelligent Operations centers. Our 699,000 people deliver on the promise of technology and human ingenuity every day, serving clients in more than 120 countries. ...

Essential Services : Role & Location fungibility At ICICI Bank, we believe in serving our customers beyond our role definition, product boundaries, and domain limitations through our philosophy of customer 360-degree. In essence, this captures our belief in serving the entire banking needs of our customers as One Bank, One Team . To achieve this, employees at ICICI Bank are expected to be role and location-fungible with the understanding that Banking is an essential service . The role descriptions give you an overview of the responsibilities, it is only directional and guiding in nature. About the role As a Credit Manager, you will manage a team of credit managers engaged in credit evaluatio...

About The Role : Job title:Lead Analyst- Investment Management- PHG Band:B3 -Lead Analyst Location:Gurugram / Bengaluru Experience Range:5 to 7 years Shift Timings-:2:00 PM - 11:30 PM IST Job Summary We are seeking a highly motivated Investment Management Analyst to join our Private High Grade (PHG) team. As an integral part of our team, you will gain exposure to a diverse portfolio of Private Credit investments and play a pivotal role in underwriting, monitoring, and managing these deals for our institutional clients. ncepts and the ability to critically implement them. Responsibilities: Deal Management:Collaborate closely with PHG Deal Analysts to assist in investment management and monito...

Khush Housing Finance is looking for Credit officer to join our dynamic team and embark on a rewarding career journey We are looking for a highly skilled and experienced Credit Officer to join our team at Khush Housing Finance. The ideal candidate will have a strong background in credit management and analysis, with excellent communication and interpersonal skills. Roles and Responsibility Analyze financial data and reports to assess creditworthiness and make informed decisions. Develop and maintain relationships with clients and stakeholders to ensure effective communication and collaboration. Conduct thorough credit risk assessments and provide recommendations for approval or denial. Colla...

As a Credit Monitoring professional at a Major Private Sector Bank in the Wholesale Banking Division, your role will involve various key responsibilities: - Monitoring post sanction covenants which includes tracking pending monitoring statements like stock statements, sales, insurance policies, and highlighting long pending items to the Business and Credit teams. - Monitoring escrow and cash flow performance. - Keeping track of overdues and excesses in accounts including LCs devolved and BGs invoked. - Monitoring SMA-2 accounts and potential NPAs. - Monitoring the end use of funds, circulating high value transactions, and highlighting suspicious and adverse transactions to Business and Credi...

As a Credit Manager reporting to the Area Credit Manager, your role involves assessing Educational Loan applications from students and underwriting them in accordance with the credit policy. **Key Responsibilities:** - Maintain Credit Quality as desired by the Senior Management - Manage respective vendors for maintaining quality and TAT for all verifications and validation - Monitor and conduct consistent sample checks on verifications and vendor processes - Meet the loan borrowers and applicants for personal interaction based on the risk profile of cases - Preliminary screening of borrowers" profiles for maintaining the input quality of the credit system - Perform first-level document check...

As an experienced finance professional with strong expertise in Techno-Economic Viability (TEV) Studies and LIE Services, you are invited to join our team and work on high-impact assignments with banks, FIs, and NBFCs while contributing to complex project appraisals and financial evaluations. **Role Overview:** As an Assistant Vice President (AVP) in Corporate Advisory specializing in TEV/LIE Study, your primary responsibilities will include leading TEV/LIE assignments, preparing comprehensive reports, conducting industry research, building financial models, liaising with financial institutions, and ensuring timely completion of assignments. **Key Responsibilities:** - Lead TEV/LIE assignmen...

Role Overview: As a Cluster Credit Manager - Business Banking Underwriting in the Retail Underwriting department, your primary role is to assess, evaluate, review, and approve credit proposals for business banking relationships. This involves various products such as term loans, trade finance, CC, OD, etc. Your responsibilities include maintaining service level deliverables, effective portfolio management, and working on appropriate account strategies in line with the bank's risk appetite. Key Responsibilities: - Credit appraisal of loan applications within defined guidelines and making decisions or recommendations for approval to higher authorities. - Conveying a clear opinion and highlight...

CREDIT MANAGER INTERNAL USAGE: No. of Vacancies: Reports to: Area Credit Head SEG Is a Team leader N Team Size: NA Grade: Business: Corporate Center Department: Wholesale Credit Sub - Department: SEG Credit Location: About Wholesale Credit The Wholesale Credit department in the Bank is a Credit Underwriting department for all Large/ mid and SME clientele of the Bank. It is also responsible for ensuring the maintenance of a good portfolio quality and for ensuring smooth credit appraisal processes About the Role The Credit Manager manages the credit activities and processes of the Wholesale Credit vertical for the designated location. The Credit Manager is responsible for smooth functioning of...

CREDIT MANAGER INTERNAL USAGE: No. of Vacancies: Reports to: Area Credit Head SEG Is a Team leader N Team Size: NA Grade: Business: Corporate Center Department: Wholesale Credit Sub - Department: SEG Credit Location: About Wholesale Credit The Wholesale Credit department in the Bank is a Credit Underwriting department for all Large/ mid and SME clientele of the Bank. It is also responsible for ensuring the maintenance of a good portfolio quality and for ensuring smooth credit appraisal processes About the Role The Credit Manager manages the credit activities and processes of the Wholesale Credit vertical for the designated location. The Credit Manager is responsible for smooth functioning of...

CREDIT MANAGER INTERNAL USAGE: No. of Vacancies: Reports to: Area Credit Head SEG Is a Team leader N Team Size: NA Grade: Business: Corporate Center Department: Wholesale Credit Sub - Department: SEG Credit Location: About Wholesale Credit The Wholesale Credit department in the Bank is a Credit Underwriting department for all Large/ mid and SME clientele of the Bank. It is also responsible for ensuring the maintenance of a good portfolio quality and for ensuring smooth credit appraisal processes About the Role The Credit Manager manages the credit activities and processes of the Wholesale Credit vertical for the designated location. The Credit Manager is responsible for smooth functioning of...

RC - Regional Credit Manager - Mortgages Credit INTERNAL USAGE: No. of Vacancies: Reports to: ZCM Is a Team leader Y Team Size: 25 -30 Grade: SM/AVP Business: Underwriting Department: Retail Credit Sub - Department: CPC Location: Region specific About Retail Credit The Retail Credit department in the Bank is a Credit Underwriting department for all retail products of the Bank. Would be responsible for ensuring the maintenance of portfolio quality and for ensuring smooth credit appraisal processes in the Region. About the Role Regional Credit Manager will be a team leader role wherein all Area Credit Managers would be reporting. Core job will be to ensure smoot functioning of credit Appraisal...

RC - Credit Officer - Mortgages Credit INTERNAL USAGE: No. of Vacancies: Reports to: Regional Credit Manager Is a Team leader N Team Size: NA Grade: Business: Corporate Center Department: Retail Credit Sub - Department: CVCE Credit Location: About Wholesale Credit The Retail Credit department in the Bank is a Credit Underwriting department for all the Retail clientele of the Bank. It is also responsible for ensuring the maintenance of a good portfolio quality and for ensuring smooth credit appraisal processes About the Role The CPC Credit Manager CV/CE manages the credit activities and processes for Commercial Vehicle and Construction Equipment products under Retail Credit. The Credit Manage...

RC - Area Credit Manager - Mortgages Credit INTERNAL USAGE: No. of Vacancies: Reports to: RCM Is a Team leader Y Team Size: 5-7 Grade: M/SM/AVP Business: Underwriting Department: Retail Credit Sub - Department: CPC Location: About Retail Credit The Retail Credit department in the Bank is a Credit Underwriting department for all retail products of the Bank. It is also responsible for ensuring the maintenance of a good portfolio quality and for ensuring smooth credit appraisal processes About the Role Area Credit Manager is Team Leader Role with CPC Credit underwriting managers reporting. Ensure smooth functioning of Credit Processing Centre, which is responsible for processing and underwritin...

As a Wholesale Banking Credit professional at our company in Mumbai, your key responsibilities will include: - Preparation of Credit Appraisal notes for SME clients. - Discussing with the business on Terms and Conditions for risk assessments. - Engaging with customers to obtain information for the preparation of CRANs. - Monitoring accounts based on the terms stipulated by the Sanctioning Authority. - Generating Monthly/Quarterly Monitoring Reports for the portfolio. - Escalating with an action plan for non-compliances. - Conducting visits to units and submitting inspection reports. - Managing and addressing any escalations related to risk assessments. To qualify for this role, you should ha...

The role is primarily responsible for guiding the team members (Analyst, Senior Analyst) for assessing credit worthiness of companies through analyzing financial statements and preparing ratings reports, Trend analysis in the Large Corporate sectors Required Candidate profile 8-10 years exp Preferably a CA or an MBA with experience in large corporate analysis Analyzing financial statements, performance and trend analysis for assessing the credit worthiness of the company

The role is primarily responsible for assessing credit worthiness of companies through analyzing financial statements and preparing ratings report The role provides subject matter expertise to the team and is responsible for handling complex reports Required Candidate profile 2- 4 years' experience of analyzing Mid-Large corporates. Sector- Real Estate Preferably a CA (Till 3rd attempt), or an MBA Finance with experience in Mid-large corporate analysis.

Job Role Responsible for credit appraisals- loan applications of Commercial Vehicles. Responsible to maintain quality portfolio. Responsibility to deliver the credit assessment target within specified Turnaround Time. Responsible for Audit and Regulatory compliance for the Location. Assist RCM with coordinating / managing RCU verification vendors. Take sound lending decisions based on available information interactions with the applicants. To interact closely with other functions such as sales / Operations/ Collections / Policy/ etc in ensuring smooth day to day functioning at Location. Maintain the Database and making reports for Monthly cases. Coordinating with agencies for proper sampling...

Job Purpose The purpose of this job is to acquire and grow the lending book for the SME segment for the assigned geography. The role entails both identification of newer customer segments, as well as strengthening existing customer relationships through continuous engagement and ensuring customer retention on the lending platform Job Context & Major Challenges Organizational Context Aditya Birla Finance Limited (ABFL), a lending subsidiary of Aditya Birla Capital Limited is among the leading well-diversified non-banking financial services company in India. ABFL offers customized solutions in areas of personal finance, mortgage finance, SME finance, corporate finance, wealth management, debt ...