3552 Credit Appraisal Jobs - Page 5

KEY RESPONSIBILITIES: Regional credit controller assists in ensuring all front-line branches/regions to meet short and long-term objectives and comply with KONE objectives. This position reports to national credit controller. AR Control Implement and monitor centrally defined policies from time to time. Conduct periodic reviews (period to be defined) with the branch and / or region finance teams to ensure control and efficacy of the following and drive suitable actions: Progress on “Target Collections” as per monthly Target KONEPAY – increasing and sustaining adoption including providing refresher training from time to time to branches (both Customer adoption as well as KONEPAY Lite) Aged AR...

RC - Centralised UW - MFI - Rural Credit INTERNAL USAGE: No. of Vacancies: Reports to: Team Leader - MFI Process Hub Is a Team leader N Team Size: Grade: Business: Microfinance Department: Retail Microfinance Sub - Department: Rural Credit Location: About Rural Credit Rural Lending is a part of Retail Credit and caters to all financial needs of the Rural Clientele including Farming community, Farm Mechanization ie Tractor & Harvestor, Traders & Processors mostly based out of Rural & Semi Urban areas along with the credit needs of the industries dependent on the Agriculture /allied activities and MSME businesses based in rural areas, and Micro Finance, which is Lending to economically active ...

Perform customer due diligence and screening checks as per compliance guidelines. Review and validate customer documents for completeness and accuracy. Conduct screenings against watchlists, such as sanctions, PEPs, and adverse media. Maintain proper documentation for verification and screening results. Escalate suspicious or incomplete profiles as per escalation procedures. Support business areas with day-to-day processing, reviewing, reporting, trading, and issue resolution. Collaborate with teams across the bank to align and integrate operational processes. Identify areas for improvement and provide recommendations in operational processes. Develop and implement operational procedures and...

Establish and ensure adherence to the Project Cybersecurity Management Plan. Distribute and ensure compliance with applicable security requirements and regulations. Plan security activities and manage efficient system architecture design. Conduct cybersecurity risk analysis and manage project/business impacts. Review deployment documents from a cybersecurity perspective. Define and follow up on action plans to resolve cybersecurity issues. Ensure cybersecurity awareness is propagated to the Alstom team and suppliers. Disclaimer: This job description has been sourced from a public domain and may have been modified by Naukri.com to improve clarity for our users. We encourage job seekers to ver...

Role & responsibilities Purpose of the role: The position has been created to enable clear focus on Credit Evaluation of Customers through verification of documents and personal discussion as per company process To ensure high quality delivery of relevant vehicle finance products & services to our clients in a fair and transparent manner. The role holder is responsible for the credit appraisal of all vehicle finance proposals at the branch for New CV,Used Car & Used commercial vehicle business. The role holder is also responsible for escalating proposals that fall beyond the incumbent's empowerment level. Key Responsibilities: Ensure proper credit evaluation of customers as per policy & proc...

General Job Responsibility Managing Credit and Operations for Home Loans of the Region. Credit appraisal as per policies, procedures, and credit underwriting guideline. Maintenance of TAT, Compliance, policies and procedures Principal Accountabilities Customer Application Screening, KYC and Income documents as collected by SO for login. Initiate legal, valuation, CIBIL and other verification reports Interpretation of Credit Bureau Report Analysis of Bank Statements and other relevant documents for income assessment. Meet customers and do business and income earning capacity as per the Credit Manual & Guidance Notes. • Responsible for tracking and collecting all Post Disbursed Documents inclu...

Reports To: Head of sales Department: Sales Job Type: Full-Time Job Sum y: The Branch Manager is responsible for overseeing the overall operations, administration, business development, and profitability of the NBFC branch This role involves managing a team, ensuring high customer isfaction, driving loan disbursals, maintaining credit quality, and ensuring compliance with regulatory guidelines Key Responsibilities: Business Development & Sales Drive branch-level business targets for loan products (eg personal loans, gold loans, SME loans, vehicle loans, etc) Identify and acquire new customers through local keting, field visits, and relationshipbuilding Develop and implement strategies to exp...

Primary Responsibilities: Credit Management Policy Processes Maintains Credit policy and process adherence in the Branch Coordinate with Legal Technical Agencies Underwriting Carry out detailed business analysis and recommend a proposal to the delegated authority Visit each case within prescribed TAT Prepare CAM and Financial Analysis for the case Visit neighbours suppliers customers for the reference checks Visit property and conduct due diligence in identifying the property Location - Pune,Akurdi,Pimpri,Nashik,Navi Mumbai,Thane,Dombivli,Ambarnath,Surat,Borivali,Mumbai,Vadodara,Nagar,Aurangabad,Bhiwani,Vapi,Solapur,Nadiad,Kolhapur,Ahmedabad,Jalgaon,Bhusawal,Mehsana,Himatnagar,Chowk,Rajkot,L...

REPORTS TO Cluster Manager Micro Mortgages REPORTINGINTO Relationship Officer Micro Mortgages ROLE PURPOSE & OBJECTIVE ManagingEnd to End sales life cycle of tapping prospects throughmarketing activities, understanding their requirement andrendering advice Negotiatingcommercials, timely disbursement of loan and providing other BankProducts. Implementingtactics to enhance market penetration through Bank branches,Connectors, customer referrals and marketing activities. Toset up distribution through builder Empanelment (APF), Applicableto all loan officers with 12 Months of service SIZEOF THE ROLE FINANCIALSIZE NON-FINANCIALSIZE Costof hiring and placing new Relationship Officers at Branches Op...

As a Credit Analyst at Stemz Group in Indore, you will be responsible for overseeing financial analysis of applicants, which includes conducting detailed analysis of balance sheets, income statements, cash flows, and credit reports. Your role will involve liaising with the bank for various documentations, negotiating with insurers, preparing credit appraisal memos, and staying updated with industry trends and regulatory guidelines. Key Responsibilities: - Conduct detailed financial analysis of applicants, including balance sheets, income statements, cash flows, and credit reports. - Liaise with the bank for term loans or BG or SBLC documentations, hedging, inward or outward remittance settle...

Role & responsibilities Establishment of strong gold appraiser network across the locations . • Fixing up gold lending price as per RBI guideline & internal policy, weekly updating of Mark to Market price in GLS & coordinating with CPU team for sending dunning / shortfall letters to eligible clients. Follow up with ROM for margin money collection. • GL credit policy revision / amendment as per current market trends post consultation of all stake holders and update latest changes in GL System through SDG/ IT team. • Monitoring GL-NPA accounts and overseeing the auction process at respective branches. • Preparing Credit Approval Memos (CAMs) for high-value loans and monitoring them to ensure t...

Summary: Domain: Commercial Lending, Corporate Banking, and Credit Assessment Experience Range: 7-14 years Key Skills: Strong understanding of end-to-end commercial lending lifecycle from onboarding, credit appraisal, limit setup, collateral, credit policy understanding, to loan disbursement and servicing. Hands-on experience in implementing Lending Origination Systems (LOS) / Loan Management Systems (LMS) or credit evaluation solutions in banks or NBFCs. Good understanding of credit risk and regulatory metrics such as RWA (Risk Weighted Assets), EAD (Exposure at Default), and LGD (Loss Given Default). Domain: Credit Transformation / Corporate Lending Key Skills: Product ownership experience...

About the Role : The CPC Credit Manager HomeLoan manages the credit activities and processes for HL and LAP products under Retail Credit. The Credit Manager is responsible for smooth functioning of the Credit appraisal activities and hence managing the portfolio quality and also ensures adherence to the processes designed by the bank for Credit Processing Centre Role & responsibilities : Underwriting/review of Credit Proposals including Review/Renewals of the proposals by ensuring adherence to the standard process, Turn Around Time and decision consistency Ensure the quality of proposals and credit appraisal to minimize delinquency and build portfolio of expected quality. Maintaining accurat...

Business sourcing and relationship management of sourcing channels , Co-ordination with internal stakeholders, End to End process coordination of loan disbursement

Credit Analysis (Sr. Associate/ Delivery Lead) Job location - Pune (Work from office) Role & responsibilities Analyzing financial statement, performance and trend analysis for assessing the credit worthiness of mid-large corporates. Managing a portfolio of clients and handling rating assignments. Preparing credit reports (annual/quarterly reviews) by including profile of the counterparty, key rating considerations, credit risk assessment, (including financial & peer analysis, rating rationale, outlook etc). Build forecast excel models Analyzing the business model, identifying strengths, weakness, risks, understanding the revenue models and the corporate structure of the counterparties. Adher...

LOOKING FOR FRESHERS TO JOIN US IMMEDIATELY. Job Summary: As a Corporate Banking Executive, you will be an integral part of our team, working closely with professionals across different departments to gain practical insights into the corporate world. While this is an entry-level position, your eagerness to learn and grow will set the stage for future opportunities within our organization. Key Responsibilities: *Departmental Exposure: Explore through various departments within the organization, including business development, client servicing, and marketing, to gain a comprehensive understanding of our operations. *Training and Development: Participate in training sessions designed to enhance...

Market Assessment and Business Development Conducts market research to understand consumers, competition and current market conditions to help identify new business opportunities. Participates as and when required in meetings with key customers, promoters, prospective customers to understand customer needs and use that information to propose possible solutions. Works towards maintaining and enhancing relationships with key customer accounts and prospective customers to ensure business continuity and growth. Leverages opportunities to manage complex relationships independently, under the overall supervision of Senior Relationship Managers/Team Leaders. Revenue Generation Identifies new sales ...

RC & WC - Underwriting:Credit Analyst SC & WC Finance SBB Credit INTERNAL USAGE: No. of Vacancies: Reports to: Area Credit Manager SC & WC Finance - SBB Is a Team leader Team Size: Grade: Dy Manager / Manager / Sr Manager Business: Corporate Center Department: Retail Credit Sub - Department: SBB Credit Location: About Wholesale Credit The Retail Credit department in the Bank is a Credit Underwriting department for all the Retail clientele of the Bank. It is also responsible for ensuring the maintenance of a good portfolio quality and for ensuring smooth credit appraisal processes About the Role The Credit Analyst SC & WC Finance - SBB Credit manages the credit activities and processes for lo...

RC - Credit Officer - Mortgages Credit INTERNAL USAGE: No. of Vacancies: Reports to: Regional Credit Manager Is a Team leader N Team Size: NA Grade: Business: Corporate Center Department: Retail Credit Sub - Department: CVCE Credit Location: About Wholesale Credit The Retail Credit department in the Bank is a Credit Underwriting department for all the Retail clientele of the Bank. It is also responsible for ensuring the maintenance of a good portfolio quality and for ensuring smooth credit appraisal processes About the Role The CPC Credit Manager CV/CE manages the credit activities and processes for Commercial Vehicle and Construction Equipment products under Retail Credit. The Credit Manage...

About Retail Credit The Retail Credit department in the Bank is a Credit Underwriting department for all the Retail clientele of the Bank. It is also responsible for ensuring the maintenance of a good portfolio quality and for ensuring smooth credit appraisal processes About the Role The Area Credit Manager - CV/CE manages the credit activities and processes for Commercial Vehicle and Construction Equipment products under Retail Credit for the Region assigned to him. The Area Credit Manager is responsible for smooth functioning of the Credit appraisal activities and hence managing the portfolio quality and also ensures adherence to the processes designed by the bank. Key Responsibilities . M...

About Retail Lending: The Retail Lending department focuses on the lending business of the bank by offering various loan products like Home Loans, Car Loans, and Personal Loans among others. They also offer working capital loans and Business loans for Small Businesses and is also responsible for the rural lending business of the bank About the Role: The Gold loan officer services the gold loan customers who require short term, low interest loans by ensuring valuation of the gold by the empanelled valuer and the disbursement of the loan as per the laid down policy. The Gold Loan Officer coordinates with the vendor, sales team and the customers to ensure smooth execution of all processes Key R...

RC - Credit Officer - Mortgages Credit INTERNAL USAGE: No. of Vacancies: Reports to: Regional Credit Manager Is a Team leader N Team Size: NA Grade: Business: Corporate Center Department: Retail Credit Sub - Department: CVCE Credit Location: About Wholesale Credit The Retail Credit department in the Bank is a Credit Underwriting department for all the Retail clientele of the Bank. It is also responsible for ensuring the maintenance of a good portfolio quality and for ensuring smooth credit appraisal processes About the Role The CPC Credit Manager CV/CE manages the credit activities and processes for Commercial Vehicle and Construction Equipment products under Retail Credit. The Credit Manage...

RC - Area Credit Manager - B2C - Rural Credit INTERNAL USAGE: No. of Vacancies: Reports to: Regional Credit Manager Is a Team leader Y Team Size: 2 to 5 Grade: Business: Corporate Center Department: Retail Credit Sub - Department: Rural Credit Location: About Rural Credit Rural Lending is a part of Retail Credit and caters to all financial needs of the Rural Clientele including Farming community, Farm Mechanization ie Tractor & Harvestor, Traders & Processors mostly based out of Rural & Semi Urban areas along with the credit needs of the industries dependent on the Agriculture /allied activities and MSME businesses based in rural areas, and Micro Finance, which is Lending to economically act...

RC - Credit Officer - B2B - Rural Credit INTERNAL USAGE: No. of Vacancies: Reports to: Regional Credit Manager Is a Team leader N Team Size: NA Grade: Business: Corporate Center Department: Retail Credit Sub - Department: Rural Credit Location: About Rural Credit Rural Lending is a part of Retail Credit and caters to all financial needs of the Rural Clientele including Farming community, Farm Mechanization ie Tractor & Harvestor, Traders & Processors mostly based out of Rural & Semi Urban areas along with the credit needs of the industries dependent on the Agriculture /allied activities and MSME businesses based in rural areas, and Micro Finance, which is Lending to economically active poor ...

RC - Area Credit Manager - B2C - Rural Credit INTERNAL USAGE: No. of Vacancies: Reports to: Regional Credit Manager Is a Team leader Y Team Size: 2 to 5 Grade: Business: Corporate Center Department: Retail Credit Sub - Department: Rural Credit Location: About Rural Credit Rural Lending is a part of Retail Credit and caters to all financial needs of the Rural Clientele including Farming community, Farm Mechanization ie Tractor & Harvestor, Traders & Processors mostly based out of Rural & Semi Urban areas along with the credit needs of the industries dependent on the Agriculture /allied activities and MSME businesses based in rural areas, and Micro Finance, which is Lending to economically act...