Credit Analyst

As a Credit Analyst at Stemz Group in Indore, you will be responsible for overseeing financial analysis of applicants, which includes conducting detailed analysis of balance sheets, income statements, cash flows, and credit reports. Your role will involve liaising with the bank for various documentations, negotiating with insurers, preparing credit appraisal memos, and staying updated with industry trends and regulatory guidelines. Key Responsibilities: - Conduct detailed financial analysis of applicants, including balance sheets, income statements, cash flows, and credit reports. - Liaise with the bank for term loans or BG or SBLC documentations, hedging, inward or outward remittance settlements. - Prepare credit appraisal memos and recommendations for credit committee approval. - Negotiate with insurers to obtain various insurances and review them as needed. - Collaborate with internal teams (sales, operations, legal) to gather relevant information and ensure proper documentation. - Stay informed about industry trends, market risks, and regulatory guidelines. - Maintain accurate records of all assessments, approvals, and credit files. Qualifications & Experience: - MBA qualification is mandatory. - 4-5 years of experience in Finance, preferably in corporate environments. In this role, you will report directly to the Finance Controller.,