Credit Analyst

Greetings from Live Connections

Experience:

• Notice Period:

  Immediate to 60 days (Immediate preferred)

Mandatory Filters

• Keywords:

  Credit Analyst, Commercial Loan, Corporate Loan

• Avoid candidates from:

  HSBC

  and

  Wipro

• Must have

  strong credit underwriting / commercial credit analysis

  experience
• Relevant experience with

  US clients

  preferred

Role Overview

Global Banking (GB)

Key Responsibilities

Credit Analysis & Underwriting

• Conduct comprehensive

  industry, competitor, ESG, and financial analysis

  for GB/CMB Relationship Management teams.
• Analyse financial statements and supporting documents to provide recommendations for

  lending decisions

  .
• Prepare

  end-to-end credit reports

  , including industry analysis, peer benchmarking, risk rating, and documentation review.
• Evaluate

  covenants (financial & non-financial)

  , collateral, credit structures, and exposure.
• Work on

  financial projections, cash flow analysis, leverage, working capital, EV

  , and other key credit metrics.

Required Qualifications

• CA / CFA / MBA (Finance/Economics) or equivalent qualification.

• 5–14 years

  of relevant experience in

  Credit Analysis / Credit Underwriting / Loan Appraisal

  .
• Strong credit writing skills; ability to prepare well-structured, English-written credit reports.
• Experience with

  commercial loans, corporate loans

  , or US credit portfolios.
• Sustainability/ESG knowledge is a plus.
• Excellent communication (verbal & written), strong analytical and financial modelling skills.
• Highly organized, detail-oriented, diligent, and a strong team player.

Apply on Varalakshmi.Y@livecjobs.com

7995831110