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56 Underwriting Jobs

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Process Associate- Record To Report
Genpact

0.0 - 2.0 years

Noida

Work from Office

Ready to shape the future of work? At Genpact, we don’t just adapt to change—we drive it. AI and digitalinnovation are redefining industries, and we’re leading the charge. Genpact’sAI Gigafactory, our industry-first accelerator, is an example of how we’rescaling advanced technology solutions to help global enterprises work smarter,grow faster, and transform at scale. From large-scale models to agentic AI, ourbreakthrough solutions tackle companies’ most complex challenges. If you thrive in a fast-moving, tech-driven environment, love solvingreal-world problems, and want to be part of a team that’s shaping the future,this is your moment. Genpact (NYSE: G) is anadvanced technology services and...

Posted 4 days ago

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Hiring For US Live Underwriter (4Cs) || Mortgage || Sutherland || WFH
Sutherland

2.0 - 5.0 years

3 - 6 Lacs

Navi mumbai

Remote

About the Role: We are hiring skilled and detail-oriented Live Underwriters to join our lending team. This role is critical in evaluating loan applications, assessing borrower creditworthiness, and ensuring compliance with lending regulations. Key Responsibilities Review loan applications and supporting documents (income, credit, property valuations) Analyze financial statements, tax returns, employment history, and debt-to-income ratios Prepare underwriting summaries and recommend loan structures Communicate lending decisions clearly to stakeholders Reconcile complex accounts and prepare daily aging reports. Required Qualifications Bachelors degree (mandatory) 13 years of experience in loan...

Posted 4 days ago

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Credit Manager-Mortgage Rural
IDFC FIRST Bank

2.0 years

Ajmer, Rajasthan, India

On-site

Job Requirements Job Description Job Title – Credit Manager - Mortgage Rural Business Unit - Retail Banking Function - Credit - Mortgage Job Purpose The role bearer's responsibilities entail managing the entire credit application process, right from login to disbursement for Mortgage products. The role bearer is involved in managing the quality of the portfolio. The role bearer will be in direct contact with the consumers in order to establish their creditworthiness, ensuring completion of verifications and adhering to the guidelines set as per the company credit policy. The execution of these tasks must be accomplished in such manner which is both sales supportive and risk averse contributi...

Posted 4 days ago

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Product Manager – Life Insurance & Annuity (Jaipur / Noida / Bangalore / Pune))
Happiest Minds Technologies

10.0 years

Jaipur, Rajasthan, India

On-site

Product Manager – Life Insurance & Annuity Location : Jaipur / Noida / Bangalore / Pune / Noida Experience: 10+ years in Product Management, with at least 3+ years specializing in Life Insurance and/or Annuity products. Strong understanding of the Life and Annuity product lifecycle , regulatory environment, and core insurance processes (e.g., new business application, policy administration, actuarial modeling). Key Responsibilities Requirements Definition: Translate complex Life and Annuity business requirements—including policy mechanics, compliance, underwriting rules, and commission structures—into clear, detailed Product Requirement Documents (PRDs) , epics, user stories, and acceptance ...

Posted 4 days ago

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Credit Manager -Mortgages
Workassist

0 years

Lucknow, Uttar pradesh, India

On-site

Work Level : Individual Core : Communication Skills, Self Motivated, Result Driven Leadership : Building Work Relationships, Team Alignment, Responsive, Working Independently Role : Industry Type : Banking Function : Credit Manager Key Skills : Credit,Letter oF Credit,Credit Memo,Credit Analyst,Credit Manager,Lap,Loan Against Property Education : PG/ Master Note: This is a requirement for one of the Workassist Hiring Partner Primary Responsibility: We are looking for an experienced credit professional to lead and manage the mortgage underwriting function for the region. The role involves credit appraisal, policy formulation, risk management, regulatory compliance, and ensuring portfolio qual...

Posted 4 days ago

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Executive Relationship Manager
Aditya Birla Capital

0.0 - 4.0 years

Ahmedabad

On-site

Direct Marketing Executive Relationship Manager Location: 170, Ahmedabad Roles & Responsibilities: Identify & conduct daily sales calls for financial planning sessions with clients Acquire customers and generate the targeted amount of premium Deliver Complete Product Information to Customers Monitor & fulfill prospect and customer leads provided by the company for new business or cross sell opportunity Cross sell and upsell products to existing customers & build portfolios Manage the relationship with customers to ensure persistency & renewals Ensure adherence to all sales systems, operational, underwriting, compliance guidelines & ensure accurate data capture Ensure the delivery of all S&D ...

Posted 5 days ago

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Credit Manager-Mortgage Rural
IDFC FIRST Bank

2.0 years

Kolhapur, Maharashtra, India

On-site

Job Requirements Job Description Job Title – Credit Manager - Mortgage Rural Business Unit - Retail Banking Function - Credit - Mortgage Job Purpose The role bearer's responsibilities entail managing the entire credit application process, right from login to disbursement for Mortgage products. The role bearer is involved in managing the quality of the portfolio. The role bearer will be in direct contact with the consumers in order to establish their creditworthiness, ensuring completion of verifications and adhering to the guidelines set as per the company credit policy. The execution of these tasks must be accomplished in such manner which is both sales supportive and risk averse contributi...

Posted 6 days ago

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0.0 - 4.0 years

India

On-site

Credit Manager Key Result Areas Supporting Actions 4) Key Result Areas: Write the key results expected from the job and the supporting actions for each of these key result areas (For a majority of jobs typically there could be 4- 7 key result areas)  To scrutinize the credit proposals by analyzing the client creditworthiness, business strength, market credibility, Financial statements, Income Tax returns, cash flow statements, repayment track record, average bank balance & adherence to other internal credit norms  To perform direct and thorough investigation and obtain relevant credit information through personal interaction with customer. To Assess and conduct detailed credit analysis & e...

Posted 1 week ago

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Credit Manager-SME & Business Banking
IDFC FIRST Bank

1.0 - 4.0 years

Kanpur, Uttar pradesh, India

On-site

Job Requirements Job Requirements Job Title – Credit Manager Business Unit – Retail Banking -Credit Job Purpose The role bearer has the responsibility to manage a team as well as coordinate with sales team to achieve target of the area assigned. The role bearer will be in direct contact with the consumers in order to establish their credit, worthiness, ensuring completion of verifications and adhering to the guidelines set as per the company credit policy. The execution of these tasks must be accomplished in such manner which is both sales supportive and risk averse contributing to the larger organizational objectives of the bank. Roles & Responsibilities Responsible for underwriting secured...

Posted 1 week ago

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Senior Software Engineer
Uplers

8.0 years

60 - 75 Lacs

Sadar, Uttar pradesh, India

Remote

Experience : 8.00 + years Salary : INR 6000000-7500000 / year (based on experience) Expected Notice Period : 30 Days Shift : (GMT+05:30) Asia/Kolkata (IST) Opportunity Type : Remote Placement Type : Full Time Permanent position(Payroll and Compliance to be managed by: Branch International) (*Note: This is a requirement for one of Uplers' client - Branch International) What do you need for this opportunity? Must have skills required: ROR, Go, Database, Java, Python, Ruby on Rails, System Design Branch International is Looking for: You will work closely with our Product and Data Science teams to design and maintain multiple technologies, including our API backend, credit scoring and underwriti...

Posted 1 week ago

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Senior Software Engineer
Uplers

8.0 years

60 - 75 Lacs

Nashik, Maharashtra, India

Remote

Experience : 8.00 + years Salary : INR 6000000-7500000 / year (based on experience) Expected Notice Period : 30 Days Shift : (GMT+05:30) Asia/Kolkata (IST) Opportunity Type : Remote Placement Type : Full Time Permanent position(Payroll and Compliance to be managed by: Branch International) (*Note: This is a requirement for one of Uplers' client - Branch International) What do you need for this opportunity? Must have skills required: ROR, Go, Database, Java, Python, Ruby on Rails, System Design Branch International is Looking for: You will work closely with our Product and Data Science teams to design and maintain multiple technologies, including our API backend, credit scoring and underwriti...

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Manager Training (UK Mortgage)
Wipro

9.0 - 14.0 years

14 - 24 Lacs

Pune

Work from Office

Position Details Role : Training Manager Location : Pune Shift: UK Overview: The requirements and responsibilities for the Training Manager role, emphasizing governance, domain expertise in banking (especially UK mortgage), communication skills, and the management of six trainers from Pune. Role & responsibilities Conduct comprehensive assessments to identify skill gaps across BFS processes (e.g., lending, underwriting, KYC, AML, collections). Collaborate with business leaders and SMEs to align training objectives with organizational goals and regulatory requirements. Develop structured training programs for BFS domain processes, compliance, and soft skills. Create blended learning solutions...

Posted 1 week ago

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Claims Reviewer
confidential

1.0 - 5.0 years

Pune, All india

On-site

As an individual responsible for processing transactions, your role involves analyzing details to determine appropriate actions. You will consult various resources such as technical documentation, updates, computer system application features, co-workers, and mentors to perform your daily tasks efficiently. Additionally, you are expected to make suggestions for improvements in procedures and processes to meet or exceed production expectations. Key Responsibilities: - Analyze details to determine appropriate actions for transaction processing - Consult available resources for task performance - Make suggestions for process improvements - Process work accurately to meet quality expectations - ...

Posted 1 week ago

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GN-Insurance-Consultant
Accenture

3.0 - 8.0 years

Bengaluru

Work from Office

Analyst/Consultant/Manager - Insurance Find endless opportunities to solve our clients'' toughest challenges, as you work with exceptional people, the latest tech and leading companies across industries. Practice: Industry Consulting, Global Network , Strategy Consulting I Areas of Work Insurance (core)| Level Analyst / Consultant / Manager | Location Gurgaon, Mumbai, Bangalore | Years of Exp 3-15 years Explore an Exciting Career at Accenture Are you an outcome-oriented problem solverDo you enjoy working on transformation strategies for global clientsDoes working in an inclusive and collaborative environment spark your interest Then, Accenture Strategy and Consulting is the right place for y...

Posted 1 week ago

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Hcltech Walk-in Drive - International Banking Non - Voice Process
HCLTech

1.0 - 4.0 years

Chennai

Work from Office

HCLTECH Walk-in Drive - International Banking Non - Voice Process 27th & 28th January 2026 Walk-in Drive Details: Interview Location: HCL Technologies Ltd, ETA 1, No 33, Block 1, Sandhya Infocity, OMR, Rajiv Gandhi Salai, Navalur, Chennai. Date: 27th & 28th January 2026 Time: 12:00 AM - 4:00 PM. SPAN - MORTGAGE Designation : Associate Job Summary: Perform & manage quality control reviews of residential loan files in accordance with customer quality control policies and procedures and accepted quality control standards. Key Responsibilities: Will be also responsible for managing the daily operations along with client handling who should be well versed and certified underwriter in the Mortgage...

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Regional Credit Manager - Informal
Aditya Birla Capital

6.0 - 12.0 years

Tamil nadu

On-site

AB Housing Finance Limited Regional Credit Manager - Informal Location: Chennai - Sai Sagar, Tamil Nadu Job Purpose The purpose of this job is: To oversee the credit underwriting function and review of credit proposals logged in for the region To facilitate quick turnaround of credit lending proposals in close liaison with the local credit analysts and sales teams. To undertake necessary steps for risk mitigation, when required, while ensuring adherence to legal & documentation norms & policies and highlight credit risks and mitigating actions to facilitate decision making by relevant approving authorities To undertake ongoing review of the credit exposures to ensure that the exposure contin...

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Area Credit Manager
Aditya Birla Capital

6.0 - 10.0 years

Tamil nadu

On-site

AB Housing Finance Limited Area Credit Manager Location: Chennai - Sai Sagar, Tamil Nadu Job Purpose The purpose of this job is to execute risk and credit operations on assigned transactions in alignment with established frameworks and processes, ensuring effective and efficient loan underwriting across ABHFL service offerings for sound portfolio quality management. This role is expected to take approval decisions as per approval matrix after due creditworthiness and risk assessment ensuring process adherence, and coordinate with Sales, Operations and Technical team colleagues to ensure robust risk management operations. Job Context & Major Challenges Job Context/Job Challenges: Key Aspects:...

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Executive Relationship Manager
Aditya Birla Capital

0.0 - 4.0 years

Ahmedabad

On-site

Roles & Responsibilities: Identify & conduct daily sales calls for financial planning sessions with clients Acquire customers and generate the targeted amount of premium Deliver Complete Product Information to Customers Monitor & fulfill prospect and customer leads provided by the company for new business or cross sell opportunity Cross sell and upsell products to existing customers & build portfolios Manage the relationship with customers to ensure persistency & renewals Ensure adherence to all sales systems, operational, underwriting, compliance guidelines & ensure accurate data capture Ensure the delivery of all S&D and financial KPI defined for the role Ensure adhere to the defined sales...

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Agency Development Manager
ICICI Lombard

0 years

Jodhpur, Rajasthan, India

On-site

This job is provided by apna.co Job Profile - Sales of Health Policies through agents in the assigned territory Job Role - 1- Acquiring new health Agents or Advisors on a regular basis. Licensing and tracking activation of the same regularly 2- Handling the health retail Product 3- Building relationships with Health agents. 4- Regular visit on field for sale of health policies with agents or individual. 5- Coordinating with other departments such as Underwriting, Claims, & Operations 6- To meet Agents, Lead providers, intermediaries on regular basis and maintaining records in a planned manner. 7- Training and motivating the health agents to qualify contests and thus bring in incremental busi...

Posted 1 week ago

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Mortgage Operations
Tata Consultancy Services

4.0 years

2 - 3 Lacs

Gāndhīnagar

On-site

Job Title Mortgage Operations Specialist – U.S. Residential Loans Location Gandhinagar, India (Onsite / Hybrid) Experience 4–9 years in U.S. Residential Mortgage Operations (Underwriting / Closing / Post‑Closing / Compliance / Title & Escrow) Education 15+ years of full‑time education (Mandatory) Bachelor’s required | Master’s preferred Job Summary Responsible for end‑to‑end mortgage loan evaluation, underwriting support, closing, post‑closing, and compliance activities for U.S. residential loans, ensuring risk, regulatory, and documentation standards are met within defined SLAs. Key Responsibilities Conduct Credit, Capacity, Capital, and Collateral (4Cs) analysis for loan approval/decline d...

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MEGA Walk in Drive - UK Underwriting/ Lloyds london market
EXL

1.0 - 6.0 years

4 - 6 Lacs

Pune

Work from Office

Hiring For Uk Underwriting/Lloyds Underwriting MEGA WALKIN - Time - 12:00PM to 2:00PM Role & responsibilities Reviewing incoming Bordereaux (Claims/Risks/Premium) and updating the data inputs into client systems/Xchanging messaging. • Understanding of the Bordereaux management & uploading/extracting from IMR system, LPAN submission, MRC interpret, slips necessary information for completing assigned tasks. • Preferred knowledge of Lloyds of London Market & Xchanging Responsible to handle high volume of transactions and identify scenarios demanding escalation to supervisor to avoid financial impact and escalations Candidate should have experience in lyods underwriting. Only Graduates allowed R...

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Claims Manager (General & Life Insurance)
Zigsaw

5.0 years

Rajasthan, India

On-site

Hiring: Claims Manager (General & Life Insurance) Location: Udaipur, Rajasthan Timing: 10 AM to 7 PM Experience: 3–5 years in Insurance Claims Management Salary: ₹3–4 LPA (Negotiable based on expertise) Share Resume at: khushi.yadav@zigsaw.in About the Role We are looking for an experienced Claims Manager to oversee and enhance our claims operations for both General and Life Insurance. The ideal candidate will manage the end-to-end claims process, ensuring timely, compliant, and customer-centric settlements while mitigating risks and optimizing team performance. Key Responsibilities · Lead and manage the claims process from submission to settlement for General and Life Insurance. · Ensure ad...

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Branch Credit Manager - Hiring For Telangana
HDB Financial Services

2.0 - 6.0 years

Hyderabad, Shamshabad

Work from Office

Role & responsibilities Evaluate credit proposals covering financial, business, and industrial risks for loan decisioning Verify promoters track record and assess their creditworthiness Analyze financial statements to determine solvency and liquidity positions Ensure bounce rate and delinquency remain within acceptable standards Monitor approval rate and turnaround time (TAT) as per prescribed norms Ensure monthly branch audit scores are satisfactory Conduct customer meetings to evaluate credit proposals and manage vendor relationships Track and close Post Disbursement Documents (PDD) while ensuring EMI repayment compliance Preferred candidate profile Graduate/Postgraduate. 4-6 years Credit/...

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Credit Manager-Mortgage Rural
IDFC FIRST Bank

2.0 years

Agra, Uttar pradesh, India

On-site

Job Requirements Job Description Job Title – Credit Manager - Mortgage Rural Business Unit - Retail Banking Function - Credit - Mortgage Job Purpose The role bearer's responsibilities entail managing the entire credit application process, right from login to disbursement for Mortgage products. The role bearer is involved in managing the quality of the portfolio. The role bearer will be in direct contact with the consumers in order to establish their creditworthiness, ensuring completion of verifications and adhering to the guidelines set as per the company credit policy. The execution of these tasks must be accomplished in such manner which is both sales supportive and risk averse contributi...

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Management Trainee
Genpact

0 years

Jaipur

On-site

Ready to shape the future of work? At Genpact, we don’t just adapt to change—we drive it. AI and digital innovation are redefining industries, and we’re leading the charge. Genpact’s AI Gigafactory, our industry-first accelerator, is an example of how we’re scaling advanced technology solutions to help global enterprises work smarter, grow faster, and transform at scale. From large-scale models to agentic AI, our breakthrough solutions tackle companies’ most complex challenges. If you thrive in a fast-moving, tech-driven environment, love solving real-world problems, and want to be part of a team that’s shaping the future, this is your moment. Genpact (NYSE: G) is an advanced technology serv...

Posted 2 weeks ago

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Exploring Underwriting Jobs in India

The underwriting job market in India is thriving, with a growing demand for skilled professionals in this field. Underwriting involves assessing and managing risk for insurance companies, financial institutions, and other organizations. If you are considering a career in underwriting, there are several opportunities available across various industries in India.

Top Hiring Locations in India

  1. Mumbai
  2. Delhi
  3. Bangalore
  4. Chennai
  5. Pune

Average Salary Range

The average salary range for underwriting professionals in India varies based on experience and expertise. Entry-level underwriters can expect to earn between INR 3-5 lakhs per annum, while experienced professionals with advanced certifications and skills can earn upwards of INR 10 lakhs per annum.

Career Path

In the underwriting field, career progression typically involves starting as an Underwriting Assistant or Analyst, then moving on to roles such as Underwriter, Senior Underwriter, and Chief Underwriting Officer. With experience and additional certifications, professionals can advance to roles such as Underwriting Manager or Director.

Related Skills

In addition to strong analytical and risk assessment skills, underwriters are expected to have knowledge of finance, insurance principles, and regulatory compliance. Proficiency in data analysis, decision-making, and communication skills are also essential for success in this field.

Interview Questions

  • What is underwriting, and why is it important for insurance companies? (basic)
  • How do you assess risk in underwriting? (medium)
  • Can you explain the difference between underwriting and claims? (medium)
  • How do you stay updated on industry trends and regulations related to underwriting? (medium)
  • Can you walk us through a recent underwriting project you worked on and the outcome? (medium)
  • How do you handle conflicting priorities in underwriting decisions? (medium)
  • What risk assessment tools or software are you familiar with? (medium)
  • How do you ensure compliance with underwriting guidelines and policies? (medium)
  • What steps do you take to verify information provided by applicants during the underwriting process? (medium)
  • How do you communicate underwriting decisions to stakeholders? (medium)
  • Can you provide an example of a challenging underwriting scenario you faced and how you resolved it? (medium)
  • How do you handle underwriting for complex or high-value insurance policies? (advanced)
  • What strategies do you use to mitigate risks in underwriting large portfolios? (advanced)
  • How do you incorporate data analytics and technology in underwriting processes? (advanced)
  • Can you explain the impact of macroeconomic factors on underwriting decisions? (advanced)
  • How do you assess the financial stability of an applicant in underwriting? (advanced)
  • What are some key metrics you use to evaluate the effectiveness of underwriting strategies? (advanced)
  • How do you handle underwriting for specialized insurance products or industries? (advanced)
  • Can you provide an example of a time when you had to make a difficult underwriting decision and how you justified it? (advanced)
  • How do you collaborate with other departments, such as sales or claims, to ensure successful underwriting outcomes? (advanced)
  • How do you handle underwriting for international clients or policies? (advanced)
  • What are some emerging trends in underwriting that you are keeping an eye on? (advanced)

Closing Remark

As you explore underwriting jobs in India, remember to showcase your expertise, skills, and experience during the job search and interview process. By preparing thoroughly and demonstrating your knowledge and capabilities, you can confidently pursue exciting opportunities in the underwriting field. Good luck!

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