5663 Underwriting Jobs

Kickstart Your Career in Insurance! | Insurance Advisor – Underwriting Are you ready to take your first step into the dynamic world of insurance? We’re hiring Insurance Advisors – Underwriting to join our fast-growing team! This is a golden opportunity for freshers and career starters to enter a booming industry, learn from experts, and grow into a rewarding profession with long-term potential. _ What You'll Do: _ ✅ Learn the fundamentals of insurance underwriting from industry professionals ✅ Assist in reviewing insurance applications and collecting required details ✅ Support senior underwriters in analyzing risks and determining coverage terms ✅ Review documents, claims history, and financials to ensure accuracy ✅ Interact with clients and agents to clarify policy-related queries ✅ Maintain compliance with company policies and insurance regulations Who Can Apply: ✔ Freshers welcome – No prior experience needed! ✔ 10+2 pass or any graduate from any stream ✔ Strong attention to detail and problem-solving attitude ✔ Good communication and coordination skills ✔ Basic knowledge of MS Office (Excel, Word, Outlook) ✔ A keen interest in learning and growing in the insurance domain What We Offer: ✔ Complete on-the-job training with experienced mentors ✔ Fixed salary + performance-based incentives ✔ Growth-focused work culture with promotion opportunities ✔ Be part of a future-proof industry with endless career potential If you're ambitious, eager to learn, and ready to build a professional career in insurance underwriting , this is your moment. Apply Now and Start Your Journey with Us! Job Types: Full-time, Permanent Pay: ₹8,000.00 - ₹12,000.00 per month Schedule: Day shift Work Location: In person

Job Title: Medical Insurance – Policy Binding Specialist (U.S. Experience Required) Company: Aspire Globus Location: Mohali (Onsite) Shift: Night Shift (7:00 PM – 4:00 AM) | Monday to Friday Job Description: Aspire Globus is hiring an experienced Medical Insurance Specialist with a strong background in U.S. policy binding . The ideal candidate must have at least 2 years of hands-on experience working with U.S.-based medical insurance processes . Key Responsibilities: Perform accurate and timely binding of U.S. medical insurance policies Review and validate insurance applications and supporting documents Coordinate with clients/brokers for policy-related queries and updates Ensure compliance with U.S. underwriting and regulatory standards Maintain complete and organized policy records Requirements: Minimum 2 years of experience in U.S. medical insurance policy binding Familiarity with U.S. insurance terms, regulations, and procedures Strong communication and documentation skills Willingness to work night shifts (aligned with U.S. hours) Ability to work independently and meet tight deadlines What We Offer: Competitive salary and performance-based incentives Exposure to U.S. insurance markets Supportive work culture and growth opportunities Apply Now: hr@aspireglobus.com Contact: 9056357498 Job Types: Full-time, Permanent Pay: ₹25,000.00 - ₹45,000.00 per month Schedule: Fixed shift Monday to Friday Night shift Supplemental Pay: Performance bonus Yearly bonus Application Question(s): Do you have at least 2 years of experience in binding U.S. medical insurance policies? Have you worked with U.S.-based insurance companies, TPAs, or agencies? Are you comfortable working night shifts from 7:00 PM to 4:00 AM (IST), Monday to Friday Work Location: In person Speak with the employer +91 9056357498

Ready to shape the future of work? At Genpact, we don’t just adapt to change—we drive it. AI and digital innovation are redefining industries, and we’re leading the charge. Genpact’s AI Gigafactory, our industry-first accelerator, is an example of how we’re scaling advanced technology solutions to help global enterprises work smarter, grow faster, and transform at scale. From large-scale models to agentic AI, our breakthrough solutions tackle companies’ most complex challenges. If you thrive in a fast-moving, tech-driven environment, love solving real-world problems, and want to be part of a team that’s shaping the future, this is your moment. Genpact (NYSE: G) is an advanced technology services and solutions company that delivers lasting value for leading enterprises globally. Through our deep business knowledge, operational excellence, and cutting-edge solutions – we help companies across industries get ahead and stay ahead. Powered by curiosity, courage, and innovation, our teams implement data, technology, and AI to create tomorrow, today. Get to know us at genpact.com and on LinkedIn, X, YouTube, and Facebook. We are inviting applications for the role of PA/PD, Underwriting Support Your role will require you to utilize your experience in and knowledge of insurance/reinsurance and underwriting processes to process transactions for the Underwriting Support Teams and communicate with the Onsite Team. Responsibilities Transaction processing for Underwriting Support Teams Communicating with the Onsite Team Responsible for Submission Clearance, Bookings, Endorsement Processing, Renewal Processing Responsible to comprehend, good customer service attitude to clearly articulate the resolution Responsible to handle varied volumes of workloads and reaching targets and deadlines on a timely basis. Process different types of system transactions within the established authority level i.e. data modification via rewrite transactions. Input data on the policy management system and gather information using various computer-based software programs. Maintain accountability and quality standards on tasks assigned. Support Conversion activities post and pre as allocated. Perform other support / admin tasks as assigned. Responsible to handle time bound cases Qualifications we seek in you Minimum Qualifications Any Undergraduate/Graduate (Except Commerce & Tech Background). Preferred Qualifications/ Skills Strong Analytical and investigative skills Good communication skills both verbal and written for English Proficiency with Microsoft Office, specifically Outlook E-mail, Excel Good typing skills and basic PC operating skills Ability to multi-task Detail-oriented Open for night shift Team-oriented Why join Genpact? Be a transformation leader – Work at the cutting edge of AI, automation, and digital innovation Make an impact – Drive change for global enterprises and solve business challenges that matter Accelerate your career — Get hands-on experience, mentorship, and continuous learning opportunities Work with the best – Join 140,000+ bold thinkers and problem-solvers who push boundaries every day Thrive in a values-driven culture – Our courage, curiosity, and incisiveness - built on a foundation of integrity and inclusion - allow your ideas to fuel progress Come join the tech shapers and growth makers at Genpact and take your career in the only direction that matters: Up. Let’s build tomorrow together. Genpact is an Equal Opportunity Employer and considers applicants for all positions without regard to race, color, religion or belief, sex, age, national origin, citizenship status, marital status, military/veteran status, genetic information, sexual orientation, gender identity, physical or mental disability or any other characteristic protected by applicable laws. Genpact is committed to creating a dynamic work environment that values respect and integrity, customer focus, and innovation. Furthermore, please do note that Genpact does not charge fees to process job applications and applicants are not required to pay to participate in our hiring process in any other way. Examples of such scams include purchasing a 'starter kit,' paying to apply, or purchasing equipment or training. Job Process Associate Primary Location India-Gurugram Schedule Full-time Education Level Bachelor's / Graduation / Equivalent Job Posting Aug 1, 2025, 4:01:09 AM Unposting Date Ongoing Master Skills List Operations Job Category Full Time

US Mortgage Underwriter onsite (Chennai/Bengaluru) US Shifts Night Shifts Looking for People from US Mortgage background Only About the Role : The Underwriter’s primary responsibilities include reviewing mortgage files submitted to Underwriting. This position requires calculating income, analyzing debt and assets, as well as completing an in-depth review of the completed appraisal and title. Additional responsibilities include entering data into the client’s loan operating system, utilizing an automated underwriting system to determine approval and clearing conditions for Final Approval. Candidates must possess a strong sense of urgency with an ability to work in a team environment, maintaining excellent organizational, communication, and PC skills. Responsibilities : Perform complete and in-depth review of mortgage loan files including income, assets, credit and collateral Utilize client’s loan operating system to ensure accurate data entry Underwrite loans in accordance with client guidelines, utilizing AUS or manual guidelines Evaluate and ensure overall loan documents are accurate, complete, and compliant Ability to identify and/or clear red flag or alerts Issue loan decision and condition file accordingly Review and approve conditions for compliance and completion of loan file Provide excellent customer service to internal and external clients Maintain current knowledge of client and investor requirements Resolve pre and post-closing issues as they relate to underwriting Assist Processors/Loan Officers in understanding underwriting decisions and conditions Must be able to work in a high stress environment while delivering a high-level of customer service Ability to work more than 40 hours, on an as needed basis Qualifications : Minimum 2+ years current conventional mortgage loan underwriting experience Required Skills : Strong knowledge of income calculations, tax returns, reading credit reports, identifying red flags Basic knowledge of appraisal and ability to recognize red flags and ineligible properties Thorough working knowledge of GSE underwriting guidelines and automated underwriting engines (DU/LP) Strong analytic, interpersonal, and verbal and written communication skills Detail-oriented with strong ability to time manage Ability to work in a flexible and production-oriented environment Must be willing and able to work as part of a team Strong capability to work in multiple systems - paperless environment Must be willing to work in strict security environment NMLS-MLO Licensure preferred Candidates must be available to work outside of normal business hours when necessary Regards Swathy Bhaskaran Job Type: Full-time Pay: ₹288,309.60 - ₹956,986.92 per year Work Location: In person Speak with the employer +91 9176017587

Key Responsibilities: New Business Development: Acquire new clients by promoting a range of general insurance products like Motor, Non-Motor, Health, WC, Property, Fire & Marine Insurance. Client Servicing: Provide dedicated support to clients on policy issuance, renewals, endorsements, and claims. Relationship Management: Build strong, long-term client relationships and ensure excellent post-sale service. Cross-Functional Coordination: Liaise with underwriting, claims, operations, andother teams to ensure timely and seamless service. Market Research: Stay updated with industry trends, competitor activities, and newinsurance products. MIS & Reporting: Maintain sales pipeline data, client communication logs, and dailyactivity reports. Key Skills & Competencies: Strong knowledge of General Insurance products (Motor, Health, WC, Fire, Marine, etc.) Excellent communication and interpersonal skills Sales-driven with a customer-first approach Problem-solving and negotiation skills Proficiency in MS Office and CRM tools (preferred) Job Type: Full-time Pay: ₹20,000.00 - ₹60,000.00 per month Schedule: Day shift Work Location: In person Speak with the employer +91 6353027622

Roles & responsibilities: Managing the Underwriting Team looking after affordable profiles Includes managing productivity of team members, ensuring best TAT, keeping delinquency under control. Qualification : CA / MBA – Grade M5 Years of experience : 6 years + Skills : Preferably a candidate who has managed the SENP & Salaried underwriting for min. 5 yrs.

Job Description: About Us At Bank of America, we are guided by a common purpose to help make financial lives better through the power of every connection. Responsible Growth is how we run our company and how we deliver for our clients, teammates, communities and shareholders every day. One of the keys to driving Responsible Growth is being a great place to work for our teammates around the world. We’re devoted to being a diverse and inclusive workplace for everyone. We hire individuals with a broad range of backgrounds and experiences and invest heavily in our teammates and their families by offering competitive benefits to support their physical, emotional, and financial well-being. Bank of America believes both in the importance of working together and offering flexibility to our employees. We use a multi-faceted approach for flexibility, depending on the various roles in our organization. Working at Bank of America will give you a great career with opportunities to learn, grow and make an impact, along with the power to make a difference. Join us! Global Business Services Global Business Services delivers Technology and Operations capabilities to Lines of Business and Staff Support Functions of Bank of America through a centrally managed, globally integrated delivery model and globally resilient operations. Global Business Services is recognized for flawless execution, sound risk management, operational resiliency, operational excellence and innovation. In India, we are present in five locations and operate as BA Continuum India Private Limited (BACI), a non-banking subsidiary of Bank of America Corporation and the operating company for India operations of Global Business Services. Process Overview Global Banking & Markets Operations (GBAM Ops) supports both the Global Banking & Global Markets Operations Global Banking Operations delivers end-to-end services and operations, and comprehensive financial services solutions. This includes credit, depository, treasury and trade delivery and support. There are 3 major groups within the global banking operations Global Markets Operations delivers end-to-end support for Global Markets sales, trading and underwriting businesses, and certain shared services across securities, derivatives, foreign exchange, futures, options and commodities products for Corporate Treasury, Corporate Investment Portfolio and GWIM. Global Operations Transformation & Change Is responsible for managing strategic initiatives, centralized business performance management functions, and for providing oversight for all large-scale transformation projects, Simplify and Improve efforts and the global change portfolio for GBAM Operations and regional T&O Job Description As part of Global Ops Change Group, the incumbent will be an integral part of a multi-disciplinary team whose mandate will be to deliver industry leading Front-to-Back process and technology solutions. Acting as a change agent, he/she will manage a variety of value-driven initiatives at every phase of the project life cycle. Use his/her knowledge of processes and best practices within technology (application integration / application development), Finance/Middle-Office Operations and project management to assist in identification, assessment, and resolution of complex issues/problems. Assist in executing the enterprise-wide direction for GBAM Ops functions. As a member in the group, he/she will support front-to-back integration and change initiatives and be accountable for driving change and executing successful implementations. Responsibilities As a member of NTCO Transformation and Change Management team within Global Operations responsibilities will include the following: Candidate will have to liaise with relevant stakeholders (Business, Legal, Compliance, Operations & Technology etc.) to analyze and decipher key Business requirements and assist in driving the End-to-End Project plan Help with defining project scope and perform change assessment Will be expected to prepare BRD, Business scenarios, Traceability matrix, Run books and other key project artefacts at various stages of the project life cycle He/she should be able to manage or assure any risks, assumptions, issues, and dependencies that can impact the Go-live Candidate will have the opportunity to plan & manage end to end project/ UAT on behalf of Operations for medium to large sized projects Will be expected to create UAT plan, define test approach, co-ordinate environment readiness discussions with technology teams, drive defect management and UAT governance routines Manage and execute deliverables specific to the region as well as Global deliverables, with reporting both locally and into the Global Program. Communication skills will be heavily utilized in forming and communicating a change agenda and gaining stakeholder buy-in Help with ensuring Global Change Standards, Enterprise Procedures are followed for the project and that documentation meets Enterprise and line of business requirements. Help with managing project scope, timeline, and budget. Help with managing production of meeting decks and tracking meeting minutes and actions Help with managing RAID logs and follow up on open issues Ability to run testing calls, pick up issues and manage status reporting around defects. Experience of producing test metrics/MI for senior management Requirements: Education: Post-graduate preferred Certifications if any : NA Experience Range: 5-7 years Foundational Skills: A strong change management or transaction reporting experience is required, including the ability to prioritize work and meet deadlines and work in a highly matrixed organization Preference to candidates having prior experience in handling initiatives within regulatory/global markets space Strong verbal and written communication/presentation skills Eye for detail- Ability to perform detailed requirements analysis and impact assessment across products/process/systems Experience of using appropriate tools and techniques to ensure efficient and effective requirements analysis, project/UAT status reporting and updates. Experience of the products and processes within Global Banking and Markets (FICC, Equities, Derivatives, FX & Vanilla products, Asset services etc.) in a Global Bank or a consulting firm Familiarization with global regulatory frameworks and corresponding jurisdictional reporting obligations Ability to engage with key project resources and ensure project artefacts are updated Strong end to end Project/UAT management skills, including the ability to prioritize work and meet deadlines and work in a highly matrixed organization. Construct detailed work plans, manage teams, achieve milestones, and communicate the result across a stakeholder audience Deep understanding of the SDLC framework and the various testing cycles Ability to understand and drive Front-to-Back Workflow and articulate and understand full product/trade life cycle in Global Markets. Project lifecycle management/tracking and RAID reporting Desired Skills: Negotiation Skills: - Ability to negotiate with ground level folks and with Line managers (Senior & Junior) Stake holder management (internal & external) across regions / functions / lines of business. Hands on experience with JIRA, HP-QC, SQL / Excel VBA, MS access and Share point, and handling MIS, will be an added advantage. Work timings: 1:30 PM IST -10:30 PM IST Location: GIFT/GGM/MUM

As the Vice President of Insurance Sales at Magnum Insurance Broker, you will be responsible for leading and expanding our corporate client portfolio by providing comprehensive property insurance solutions tailored to client needs. You will oversee the development of risk assessment strategies, negotiate coverage terms, and ensure the delivery of exceptional service to our valued corporate clients. Your expertise will drive sales growth, foster long-term relationships, and position Magnum Insurance Broker as a trusted partner in risk management. Proven experience in corporate insurance sales, with a strong focus on property insurance and risk management. Demonstrated ability to develop and retain large corporate clients. Deep understanding of insurance products, underwriting, and the nuances of risk assessment. Excellent negotiation, communication, and interpersonal skills. Leadership experience with the ability to motivate and guide a sales team. Bachelor's degree in Insurance, Business Administration, Finance, or related field. Advanced degrees or certifications (e.g., licentiate ) are a plus. Strong analytical and problem-solving skills.

Job Responsibilities: Evaluating the creditworthiness of potential customers based upon multiple online and offline data sources. Understanding financials strength/ weaknesses with help of cash flow and ratio analysis. Conducting personal discussions with customers to clarify all open questions. Decision applications based on creditworthiness and business outlook. Deciding trade credit for borrowers (lending amount & period). Adhering to strict TAT for underwriting applications Maintaining quality of underwriting as per SOP Monitoring loan payments and bad debts. Reviewing and updating the company's credit policy. Defining early warning signals to track portfolio performance. Work with policy/product/operations team to ensure the right risk parameters are captured and assessed. Vendor Management. Candidate Profile: Must have a minimum 2 years of work experience in SME underwriting for products like Invoice Finance, Business Loans; prior experience in Fintech/NBFCs preferred. Thorough understanding of SME Financing, Supply Chain Finance, Financials and Credit processes. Good at market intelligence, should be able to provide inputs & feedback for policy and process improvement. Eye for detail/Diligent Personality. Good communication and interpersonal skills. Proficient in MS Excel and ability to bring out insights from data. Experience in setting up strong credit underwriting processes and scale them. Candidate must have experience in working on digital platforms. Must be solution oriented.

Walk-In Drive: Assistant Manager – US Residential Mortgage Service ( Work from office only - Chennai location) Saturday, 2 August 2025 2:00 PM – 3:00 PM Workafella – IIFL Tower, 11th Floor, Anna Salai, Teynampet, Chennai Elango M Role Overview: We are seeking an experienced Assistant Manager for US Residential Mortgage Servicing . The role involves supporting mortgage operations, overseeing service delivery, and ensuring adherence to US mortgage servicing standards and client requirements. Key Responsibilities: Oversee residential mortgage servicing operations, ensuring compliance with US guidelines and client expectations. Monitor and drive performance metrics such as turnaround times and quality benchmarks. Liaise with stakeholders including underwriting, client teams, and offshore/onshore collaborators. Assist in training or supporting junior team members. Identify opportunities for process improvements and participate in enhancing existing workflows. Prepare operational reports and ensure timely escalations and resolutions. Candidate Profile: Prior experience in US Resi mortgage underwriting , preferably within operations or managerial capacity . Other mortgage experience is not eligible. Analytical mindset with strong attention to detail and quality orientation Ability to work in US shifts (Work from office only); excellent written and verbal communication skills Demonstrated leadership or team coordination capabilities Walk-In Drive Details: Date: Saturday, 2 August 2025 Time: 2:00 PM – 3:00 PM Venue: Workafella – IIFL Tower, 11th Floor, Anna Salai, Teynampet, Chennai Contact Person: Elango M What to Bring: Updated resume/CV (printed copy)

Mega Recruitment drive- Wholesale Credit-SME-Credit Manager-WC-SME-ST-Surat 06-Aug-25 !!! Job Purpose: To ensure adherence of laid down policy, processes & Procedures at locations managed by them with the objective of functioning within the defined framework. To analyze every proposal in detail and ensuring all credit checks are carried out to the satisfaction. To ensure adherence of Credit TAT without compromising quality of the portfolio and to deliver faster decision to the customer Job Responsibilities(JR): Effective monitoring of vendors like CPA and Stock Auditor to ensure adherence of TAT and quality Ensuring co-ordination between other stakeholders for smooth functioning of all departments in the interest of the Bank Ensure customer visits to monitor portfolio and understanding of local market Analyze is each transaction and ensure decisioning the same within acceptable risk parameters Ensure Credit TAT within benchmark CPA TAT should be under control Ensure individual productivity Ensure asset quality of individual portfolio Taking additional responsibility by way of handling vendor management and smoothening of process Educational Qualifications: MBA/ CA Key Skills if any- : Good communication skill Drive Date, time and Venue- 06-Aug-25, 2:00 PM to 5:00 PM, Address: HDFC Bank Swastik Universal building B 12th floor- Block C, Near Valentine Mall, Pipload , Surat Interview Contact Person - Anand Agarwal Job opportunity locations- Surat, Ankleshwer, Bharuch Total Work Exp. required- If MBA -1 to 3 years of work experience in Credit Underwriting, IF CA - Fresher can consider. Sourcing industry : Banking

Job Title: Product Manager Experience Required: 3–4 years Location: Andheri, Mumbai Key responsibilities Vision and alignment The PM will help craft, flesh out, and align leadership to the long-term strategy, roadmap and operating plans towards making InCred a market leader in the personal lending space. Build a strong market value proposition and evangelize the roadmap and operating plan within the company to iteratively drive strong alignment within diverse stakeholder groups. Working backwards He/She will be responsible for understanding and researching customer pain points, their expectations and existing gaps in the industry to come up with a stream of improvements and new product features, partner with department heads and key stakeholders for aligning on UX improvements, underwriting innovations, sales experiments and marketing strategy to learn what works and doesn’t as well as to double down on the winning experiments/strategy to scale the product(s). Execution excellence He/She will be responsible for prioritization of items on the roadmap and pre-aligned operating plans - tracking delivery of agreed to deliverables from a product and engineering perspective. This individual will raise the bar in his/her team for upfront product discipline (knowing the why and the what, tight vertical/MVP slicing of scope to deliver value fast) as well as for backend product discipline (product demos, documentation, ZERO bugs, NFR requirements etc) Go-To market strategy and execution He/She will be expected to work closely with internal and external sales, biz dev and digital marketing teams to align on go-to market strategies including - digital marketing and brand campaigns, above the line marketing campaigns (TV, offline billboards etc), pre-approved programs with the existing channel partners, striking new partnerships for sourcing access to preferred customers, our D2C strategy and then drive relentless execution against our aligned strategy. The ideal candidate will have: BTech/BE. MBA from a top business school strongly preferred Total 3-4 years experience with at least 3 years in product management and 1+ year in a startup environment Experience in leading and mentoring product managers Experience in direct to consumer financial services setting a huge plus Fintech lending experience, especially in an Indian context Fantastic communication skills Comfort with ambiguity and fast paced environment Clearly demonstrable impact in past roles Intellectual curiosity/agility A great attitude

Position Overview: The Associate Docs to Stips Specialist is responsible for accurately associating borrower-provided documentation to the appropriate underwriting conditions (stips) within the loan origination system. This role requires attention to detail, familiarity with mortgage documentation, and the ability to work efficiently in a fast-paced, paperless environment. The ideal candidate will demonstrate strong organizational skills, effective communication, and a commitment to quality and compliance. Essential Job Functions: • Review and analyze borrower-provided documents for completeness and relevance. • Accurately associate documents to the correct underwriting conditions (stips) in the system. • Ensure all documentation meets investor and company guidelines. • Update LOS screen, review risk messages for action, Clear data validators as risk message reviews are completed, Run decision engine along with fee/pricing engine if applicable with LOS updates. • Review credit report for names and other information • Communicate with internal teams to clarify documentation requirements. • Maintain productivity and quality standards as defined by management. • Identify and escalate discrepancies or missing documentation. • Utilize checklists and system tools to verify documentation accuracy. • Support underwriters and processors by ensuring timely and accurate document association. • Maintain up-to-date knowledge of document types and underwriting requirements. • Adhere to company policies, procedures, and compliance standards. Requirements: • 2–5 years of experience in mortgage processing or document review preferred. • Familiarity with mortgage documentation and underwriting conditions. • Ability to follow complex task process and complete notation and documentation • Strong attention to detail and organizational skills. • Excellent written and verbal communication skills. • Ability to work independently and meet deadlines in a high-volume environment. • Proficiency in Microsoft Office and loan origination systems. • Commitment to maintaining confidentiality and data integrity. • Availability to work U.S. business hours.

Job Requirements Role/Job Title: Technical Manager Business: Retail Banking Function/ Department: Retail Liabilities Place of work: Bhubaneshwar Roles & Responsibilities 'Monitoring and adhering to process, technical policy, project approval policy Develop new policies/ initiatives & lead to region specific innovations. Project Approval grid through Developer Categorization Suggest process improvement & effective implementation of same Conducting spot checks at various locations and suggest region specific amendments to increase business and mitigate risk. Monitor technical evaluation process Manage vendors involved in the technical evaluation process. Ability to lead and nurture team, maintain quality, partner with business, maintaining portfolio quality. Train and evaluate the proficiency levels of the team on the regular basis, including cross functional trainings. Maintain TAT targets for the technical evaluation process. Secondary Responsibilities ' Ensure capability building and up-skilling of the team by providing adequate training to team to meet the requirements of the role and be able to handle market dynamics Responsible for delivering best in class merchant onboarding experience Key Success Metrics Acquisition, Portfolio Quality Underwriting Portfolio quality parameters

Position Overview: The Purchase Agreement Review Specialist is responsible for reviewing and validating purchase agreements and related documentation to ensure compliance with company policies and investor guidelines. This role requires attention to detail, strong analytical skills, and the ability to communicate effectively with internal and external stakeholders. The ideal candidate will be highly organized and capable of working in a fast-paced, deadline-driven environment. Essential Job Functions: Review purchase agreements and related documents for accuracy and completeness Verify property details, buyer/seller information, and contract terms including but not limited to Property Type, Building Status, Occupancy, PUD Information, Purchase Price, Down payment/Earnest money, Personal Property, PA Closing Date, Contingency Date ,Financing, Appraisal, Interested Party Credit Amount , Applicable Fees & Services, Buyer Paid, Seller Paid, Others, Excl from Excess Cred Calc, Transfer Taxes - Current responsible party, Associated Parties to the Transaction, Seller, Builder, Listing Agent, Buyer's Agent, Settlement Agent Identify duplicate Purchase agreements / Updated agreements with new information Ensure compliance with investor and company guidelines Identify and resolve discrepancies or missing information in documentation Coordinate with internal teams to obtain necessary documentation or clarification Update loan origination systems with accurate and timely information Communicate effectively with stakeholders to ensure smooth processing Maintain knowledge of current regulatory and investor requirements Support underwriting and processing teams with document validation Multitask, follow up and prioritize daily workflow to meet productivity and quality standards. Requirements: 2–4 years of experience in mortgage or financial services with a focus on document review Strong understanding of purchase agreements and real estate documentation Excellent attention to detail and organizational skills Strong written and verbal communication skills Ability to follow complex task process and complete notation and documentation Ability to work independently and manage multiple tasks Proficiency in Microsoft Office and loan origination systems Ability to work in a paperless, fast-paced environment Availability to work U.S. hours Notice Period: 0 to 30 days.

URGENT HIRING !!! For more information call or whatsapp+91 8800897895 location's : Canada , Australia , UK, New Zealand, Germany ( Not In India ) Benefits : Medical Insurances , Travel allowances , Flight Tickets , Meals , etc Description We are looking for a skilled Loan Manager to join our team. The Loan Manager will be responsible for managing the loan portfolio, analyzing financial data, and developing strategies to increase loan growth and profitability. The ideal candidate should have 2-7 years of experience in the banking industry with a focus on loans. Responsibilities Oversee the loan portfolio and ensure timely and accurate payment processing Analyze financial data to determine creditworthiness and assess risk Develop and implement strategies to increase loan growth and profitability Manage loan officers and provide training and guidance on lending policies and procedures Stay up-to-date with industry trends and regulations Collaborate with other departments to ensure efficient loan processing and customer service Skills and Qualifications Bachelor's degree in finance, accounting, or a related field 2-7 years of experience in the banking industry with a focus on loans Strong analytical and problem-solving skills Excellent communication and interpersonal skills Ability to manage multiple projects and priorities Familiarity with loan origination software and other banking systems Knowledge of lending regulations and compliance requirements Leadership and management experience

Primary Details Time Type: Full time Worker Type: Employee To assist in achieving sustainable profit and growth through the provision of back office operations management and technical expertise to manage Underwriting and support in Claims processing, leadership of employees and management of internal relationships. To assist in achieving sustainable profit and growth through the provision of back office operations management and technical expertise to manage Underwriting and support in Claims processing, leadership of employees and management of internal relationships. Skills: How to Apply: To submit your application, click "Apply" and follow the step by step process. Equal Employment Opportunity: QBE is an equal opportunity employer and is required to comply with equal employment opportunity legislation in each jurisdiction it operates.

Apply only if you have at least 3 years of experience in Live Underwriting within the US Mortgage industry, and if you're open to relocation. 🏢 LOCATIONS: PUNE, MUMBAI, AND BANGALORE 🖥️ WORK FROM OFFICE 📌 JOB TITLE: SENIOR UNDERWRITER (RESIDENTIAL) ⏰ WORK HOURS: US TIMINGS – NIGHT SHIFT (EST) 🚗 CAB FACILITY: PICK AND DROP PROVIDED Position Overview: The Due Diligence underwriting team provides solutions for various service offerings under a single platform (seasoned compliance, credit, credit & compliance, title, collection comments, pay history, data, forensic, consumer, etc.). However, generally, activities will include: The identification of the proper documentation for data capture The capture of such information in the system Running embedded rules and logic against such information Clearing validations and/or applying exceptions that may be appropriate for the item in question Duties and Responsibilities: Review and verify loan applications and support documentation Analyse loan risk and request additional information as necessary Ensure compliance with regulatory standards Ensure compliance with company policies and guidelines Determine and document loan conditions, communicate requirements, and/or decisions Identify portfolio risks resulting from the client's underlying business practices Document and effectively communicate reasons for the approval/rejection of loans Such other activities as may be assigned by your manager Skill Sets Required: Demonstrated understanding of mortgage guidelines and policies for VA, FHA, FNMA, FHLMC & USDA Analysis and Calculation of qualifying income from various tax documents such as 1040s, Schedule E, 1065, 1120, 1120S, K1, transcripts, etc. Analysis of Credit Reports and Bank Statements Experience with both AUS and manual underwriting methods including DU and LP Working knowledge of running and reviewing third party loan-level Fraud Reports (Fraud Guard, Fraud Manager or DRIVE) would be preferred Experience of working on non-QM loans (Jumbo and Bank Statement Programs) in addition to AUS loans would be preferred Working knowledge of industry recognized LOS such as Encompass, BytePro, Calyx, Empower or Lending QB Qualifications / Requirements: 5+ years of recent US Mortgage underwriting front-line experience Compliance review/ Disclosures Preparation/ Closing/ Doc Preparation and/or due diligence experience in the residential mortgage industry Knowledge and familiarity with current mortgage policies/procedures, compliance laws and regulations—including TRID—and understanding of mortgage regulatory changes High producer with attention to quality Strong commitment to customer service and satisfaction Excellent time management skills Ability to work independently and to carry out assignments to completion within parameters of instructions given, prescribed routines, and standard accepted practices Detail oriented, with superior verbal and written communication skills Strong PC skills, with demonstrated proficiency with Microsoft Office Must be able to work under pressure and meet deadlines, while maintaining a positive attitude and providing exemplary customer service Demonstrate professional behaviour including: Positive attitude Punctuality Dependability Understanding and adherence to company policies and procedures Special Requirements: This is a work from office role and will require the person to work in the US hours (India Night Shift)

Position Summary Redaptive is looking at the hiring of a Credit Associate to assess and evaluate the credit risk associated with our customers and counterparties. This role involves conducting thorough analysis of creditworthiness, preparing financial spreads, evaluating financial data, identifying potential risks that may impact our business operations, monitoring existing clients, and assigning risk ratings. This position collaborates with various teams within the organization, including Finance, Sales, IT (Salesforce), and other departments to ensure sound credit decisions align with our company's objectives and risk tolerance. Your insights and recommendations will play a crucial role in shaping our credit policies and procedures, ultimately contributing to the overall success and growth of our organization. Responsibilities And Duties Evaluate and Assign Credit Ratings: Evaluate the creditworthiness of new and existing clients and counterparties by analyzing financial statements, preparing risk rating scorecards, and recommend credit ratings and exposure limits. Earnings Snapshots and Credit Reports: Prepare concise earnings summaries and detailed credit reports by analyzing financial statements, highlighting key performance metrics, and assessing creditworthiness to support underwriting decisions. Portfolio Monitoring: Monitor and update credit portfolio tracker, develop industry specific scorecard template, conduct comprehensive review of assigned credit ratings, and manage credit owned data points in Salesforce. Support Senior Analysts: Assist senior analysts in gathering data and relevant information for credit assessments. Collaborate closely with team members to ensure the accuracy and completeness of information. Ad-Hoc Projects: Participate in ad-hoc tasks such as update daily benchmark rate files, conduct benchmark analysis, and process enhancement, and other credit-related tasks. Time Spent Performing Duty Evaluate and Assign Credit Ratings: 40% Earnings Snapshots and Credit Reports: 30% Portfolio Monitoring: 15% Support Senior Analysts and Ad-Hoc Projects: 15% Required Abilities And Skills Strong understanding of financial statements and key financial ratios. Ability to understand and articulate credit fundamentals. Ability to identify potential risk issues that need escalation. Good communication skills including the ability to build relationships. Strong attention to detail, result-oriented, curious, and proactive with an ambition to grow. Education And Experience A master’s degree in finance. 0-2 years of experience in credit risk management. Proficient with MS Office (Word and Excel) and Bloomberg. Prior internship or coursework in finance, risk management, or related fields is a plus. Travel This role does not involve any international travel. The Perks! Equity plan participation Medical and Personal Accident Insurance Support on Hybrid working – Equipment and Relocation Flexible Time Off Continuous Learning Annual bonus, subject to company and individual performance The company is an Equal Opportunity Employer, drug free workplace, and complies with Labor Laws as applicable. All duties and responsibilities are essential functions and requirements and are subject to possible modification to reasonably accommodate individuals with disabilities. The requirements listed in this document are the minimum levels of knowledge, skills, or abilities. Redaptive is an equal opportunity employer. We celebrate diversity and are committed to creating an inclusive environment for all employees.

Job Title : Enterprise Sales Manager – Banking & BFSI Location : Mumbai, India Experience : 6+ years in BFSI Sales / Enterprise Sales (Banking, NBFCs, Fintech, Payments) About Us: DIGITAP.AI is an Enterprise SaaS company providing high tech advanced AI / ML, Alternate Data Solutions to new age internet driven businesses for reliable, fast and 100% compliant Customer Onboarding, Alternate Data Solutions for Automated Risk Management and other Value Added Services. Our proprietary Machine Learning Algorithms and Modules provide one of the best success rates in the market. We working with the top digital lenders of India & the team brings together deep and vibrant experience in Fintech Product & Risk Management, Fraud Detection and Risk Analytics. Key Responsibilities: Acquire new enterprise clients in Banking, NBFCs, Fintech, Payments, and Wealth Management sectors. Develop strategic sales plans to drive revenue growth and expand market share in BFSI. Build C-level relationships with banks, financial institutions, and fintech companies. Understand client needs and position AI-driven onboarding, risk analytics, and fraud prevention solutions. Collaborate with Product, Marketing, and Customer Success teams to ensure seamless implementation. Manage end-to-end sales cycles – prospecting, pitching, negotiation, and deal closure. Track market trends, regulatory changes, and competitor offerings to identify new opportunities. Prepare customized proposals, contracts, and business cases for enterprise clients. Ensure high customer satisfaction through consultative engagement and long-term account growth. Key Requirements: 6+ years in enterprise sales (B2B) within Banking, NBFCs, Fintech, or Payments. Strong understanding of digital lending, KYC, underwriting, risk management, or fraud detection. Proven track record of meeting/exceeding sales targets in SaaS, fintech, or analytics solutions. Excellent negotiation, communication, and presentation skills (comfortable with CXO-level discussions). Ability to work independently in a fast-paced, target-driven environment. Willingness to travel for client meetings as needed. Preferred Qualifications : Experience selling AI/ML, SaaS, or data analytics solutions to BFSI clients. MBA or relevant postgraduate degree

Job Description About the company SBI Card is a leading pure-play credit card issuer in India, offering a wide range of credit cards to cater to diverse customer needs. We are constantly innovating to meet the evolving financial needs of our customers, empowering them with digital currency for seamless payment experience and indulge in rewarding benefits. At SBI Card, the motto 'Make Life Simple' inspires every initiative, ensuring that customer convenience is at the forefront of all that we do. We are committed to building an environment where people can thrive and create a better future for everyone. SBI Card is proud to be an equal opportunity & inclusive employer and welcome employees without any discrimination on the grounds of race, colour, gender, religion, creed, disability, sexual orientation, gender identity, marital status, caste etc. SBI Card is committed to fostering an inclusive and diverse workplace where all employees are treated equally with dignity and respect which makes it a promising place to work. Join us to shape the future of digital payment in India and unlock your full potential. What’s In It For YOU SBI Card truly lives by the work-life balance philosophy. We offer a robust wellness and wellbeing program to support mental and physical health of our employees Admirable work deserves to be rewarded. We have a well curated bouquet of rewards and recognition program for the employees Dynamic, Inclusive and Diverse team culture Gender Neutral Policy Inclusive Health Benefits for all - Medical Insurance, Personal Accidental, Group Term Life Insurance and Annual Health Checkup, Dental and OPD benefits Commitment to the overall development of an employee through comprehensive learning & development framework Role Purpose To lead the team of Fraud SME Analysts to identify fraudulent Application / Transactions and minimize fraud losses, with best levels of customer experience. Role Accountability Application Fraud / Transaction Fraud Monitoring & Decisioning: Lead the team of fraud SME analysts to identify fraudulent application/transaction patterns across various attributes Ensure comprehensive alert review by the team by leveraging all available profile attributes, alternate sources of data, -ve databases, past patterns, and available online validation sources to identify anomalies and prevent fraudulent activity Analyze Fraud Modus Operandi & decisioning patterns to feed learnings for SOP improvement/updation Perform RCA of the identified/prevented frauds and share the same with the sampling/investigation team to unearth fraud syndicates in the market Conduct weekly sample audits of fraud analyst decisioning to drive adherence to SOPs & customer contact policies Stakeholder Liaisoning And Process Improvement Liaison with internal stakeholders (Credit, Operations, CS) and external stakeholders (Merchants, Acquirers, Payment gateways, LEAs) to highlight fraud trends and take up hold / reverse disputed funds Monitor fraud trends and feedback the learnings/observations into the system and train people for process improvements Regulatory Adherence & KYC Compliance Ensure adherence to regulatory compliance on KYC, transaction monitoring and fraud transaction reversals Coach the team on regulatory guidelines and ongoing changes in the compliance framework Measures of Success Productivity (No. of cases decisioned in a day) as per MOU, Fraud Decisioning Accuracy, TAT, Team VIC Penetration Fraud Catch & False Positives Completion of Critical Projects on Digitization & Automation as per agreed objectives 100% coverage on process training and certification for the team Process Adherence as per MOU Technical Skills / Experience / Certifications Core domain expertise in fraud risk management, underwriting and transaction monitoring Good industry connect & visibility on Industry forums to learn industry best practices & updates Competencies critical to the role Conflict Management Analytical Ability and Problem Solving Process Orientation Quality Orientation Qualification Graduate in any discipline from a reputed and recognized institute / University. Preferred Industry Banking / Financial Services /Consulting/Fraud Strategy/Ecommerce

Key Responsibilities Work on being familiar with the underwriting criteria of our partner banks, which include SBI, BOB, ICICI, Axis Bank, HDFC, etc. Screen the education loan applications, advise students on the documentation, and coordinate with bank staff for the smooth processing of the education loan Work on solving students' queries Manage the process from eligibility to the sanctioning of the loan About Company: WeMakeScholars is a Hyderabad-based fintech startup specializing in education loans and scholarships. Established seven years ago, we collaborate closely with major banks and NBFCs in India, including SBI, Axis Bank, and ICICI Bank, to simplify the education loan application process for students and parents. While we do not directly provide loans, we ensure a seamless and hassle-free experience. As market leaders in the education finance segment, we currently partner with over 14 financial institutions, a number that continues to grow. Last year, we facilitated the disbursement of approximately 10,000 crore in student loans, and we anticipate even higher volumes this year.

As a Credit Appraiser, your primary responsibility will be to evaluate loan applications based on defined guidelines and make informed decisions or provide recommendations for approval to senior management. This involves utilizing performance history as well as liquidity, debt/asset management, and profitability ratios to assess the creditworthiness of applicants. You will also be required to interact with customers to understand and monitor delinquencies, while ensuring a high-quality loan portfolio. On a daily basis, you will be expected to review the Medical Loan files, engage in discussions with the Medical Equipment team, and prepare credit underwriting reports for assigned cases. Additionally, conducting personal discussions with customers regarding their Medical Loan applications and making decisions within the given Turnaround Time (TAT) will be part of your routine tasks. You will also be responsible for making tele-verification calls to customers as part of the credit appraisal process.,

You will be responsible for underwriting and managing the portfolio in the assigned branch/location. This will involve reviewing and assessing a broad range of complex loan applications within defined guidelines. Based on your assessment, you will need to make decisions or recommend them for approval to higher authorities. It is essential to underwrite proposals as per the laid-down policies and procedures to honor the agreed Service Level Agreements (SLAs) and manage city/area business volumes effectively. Personal discussions with customers are crucial to establish their creditworthiness. You will be required to ensure the completion of credit/KYC documents and conduct verifications through telephonic conversations, field visits, and collateral inspections. Having a deep understanding of income to obligation ratios is essential. You should be knowledgeable about the rationale behind the calculation of ratios and understand their impact on loan performance during the tenure. Maintaining Portfolio Management Information System (MIS), Delinquency MIS, and other operational MIS of the cluster will be part of your responsibilities. Regularly reporting on these MIS is important for monitoring and decision-making purposes. Building and leveraging effective relationships with third parties is key to achieving the best outcomes for clients. Taking ownership of client queries and using your industry knowledge and experience to overcome challenges and solve problems will be expected. You should aim to exceed service quality standards and continuously strive for process improvement. Critical review of credit proposals is essential to identify industry, business, financial, management, and facility structure risks. This information is crucial for the approving authority to make informed credit decisions. Ensuring collateral and other credit risk mitigation measures are in place is necessary to facilitate credit approvals. Quick turnaround time of credit lending proposals is vital for business success. Therefore, close coordination with the sales team is required. Ongoing review of credit exposures is necessary to ensure continued bankability. Facilitating critical review and documentation of proposals, monitoring client and collateral creditworthiness, and taking steps for risk mitigation are critical tasks. Adherence to legal and documentation norms and policies is a must. Managing the credit underwriting function of the branch and ensuring quick turnaround of credit lending proposals in liaison with local credit analysts and the sales team are also part of your responsibilities. Ideally, you should have a Post Graduate or Graduate degree in any discipline to excel in this role.,

As an underwriter for mortgage business at the assigned branch/location, your primary responsibility will be to review and assess a wide range of complex loan applications within specified guidelines. Based on your assessment, you will make decisions on loan approvals or recommend them to higher authorities for approval. You will be required to underwrite proposals in adherence to the established policies and procedures to meet the agreed Service Level Agreements (SLAs) and manage the business volumes in the city/area. This will involve conducting personal discussions with customers to evaluate their creditworthiness, ensuring completion of credit/KYC documents, and conducting verification through telephonic, field, and collateral visits. Additionally, you will need to analyze income to obligation ratios, loan to value ratios, and possess an in-depth understanding of the rationale behind these calculations and their impact on loan performance over extended periods. It will also be your responsibility to maintain Portfolio MIS, Delinquency MIS, and other operation-related MIS for the cluster while providing regular reports. Building and leveraging effective relationships with third parties to achieve the best outcomes for clients, handling client queries, and utilizing industry knowledge and experience to address challenges and solve problems will be crucial aspects of your role. You will be expected to exceed service quality standards, strive for continuous process improvement, and undertake critical reviews of credit proposals to identify risks. Ensuring collateral and other credit risk mitigation, facilitating quick turnaround time of credit lending proposals, ongoing review of credit exposures, and monitoring client and collateral creditworthiness from pre-sanction to post-disbursement phases are key responsibilities. You will also be required to manage the credit underwriting function of your branch, collaborate with local credit analysts and the sales team, and follow up on the recovery of overdue cases. To excel in this role, you should hold a Graduate or Masters/Post Graduate degree, with certifications such as CA or MBA being preferable.,