13301 Underwriting Jobs

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1.0 - 6.0 years

5 - 9 Lacs

chennai

Work from Office

Preferred candidate profile Experience (Pre UW): Associate-1 to 3 Years Senior Underwriter-4 to 8 Years Job description: Experience in Residential Underwriting Guideline Interpretation: Proficient in reviewing and interpreting client-specific underwriting guidelines to determine loan eligibility. Ratio Calculations: Able to compute Debt-to-Income (DTI), Loan-to-Value (LTV), and housing expense ratios. Income Analysis: Competent in calculating various income types including salaried, self-employed, rental, and other sources. Asset Validation: Experienced in verifying diverse asset types such as 401(k), bank statements, mutual funds, etc. Property Valuation: Reviews appraisals and utilizes val...

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2.0 - 4.0 years

3 - 7 Lacs

chennai

Remote

Hiring US Mortgage / Underwriter Exp : 2 to 4 yrs Salary : Good in industry Location : Chennai WFH Online Interview Skills : Minimum 1 yr experience in live underwriting & post closing Interested Call / Whatsapp your CV : 6379093874 - Sangeetha, HR Required Candidate profile Note : # Should have experience in live underwriting & post closing # Should have experience in US Mortgage # Only south Indian candidates can apply

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2.0 - 7.0 years

2 - 7 Lacs

chennai, bengaluru

Work from Office

Requirements: Must have experience in US Residential Mortgage Underwriting Hands-on in Live & Post-Closing Underwriting Strong in Income & Asset review Good understanding of Underwriting guidelines Contact: Deepika – 6383196883

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2.0 - 7.0 years

7 - 13 Lacs

hyderabad, chennai, bengaluru

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Work From Home (WFH Chennai) Positions Available - Mortgage Underwriters Experience - A minimum of 2 years of experience in US Mortgage Live Underwriting and post closing is required. Education - Graduation is mandatory. Deepika -6383196883

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1.0 - 5.0 years

4 - 7 Lacs

warangal

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A Credit Manager at Kotak Mahindra Bank for Home Loans and LAP is responsible for the end-to-end credit underwriting process, including financial analysis, site visits for SENP/SEP cases, delinquency monitoring, and managing a portfolio to maintain credit quality. Key responsibilities include ensuring timely processing, managing a team, upholding policies, and meeting productivity targets for both Home Loan and Loan Against Property (LAP) products. Key responsibilities Credit Underwriting: Evaluate and underwrite self-employed and salaried cases by analyzing applicants' financial and business backgrounds, often involving customer visits. Portfolio Management: Monitor underwritten cases in th...

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2.0 - 7.0 years

4 - 8 Lacs

salem

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A Credit Manager at Kotak Mahindra Bank for Home Loans and LAP is responsible for the end-to-end credit underwriting process, including financial analysis, site visits for SENP/SEP cases, delinquency monitoring, and managing a portfolio to maintain credit quality. Key responsibilities include ensuring timely processing, managing a team, upholding policies, and meeting productivity targets for both Home Loan and Loan Against Property (LAP) products. Key responsibilities Credit Underwriting: Evaluate and underwrite self-employed and salaried cases by analyzing applicants' financial and business backgrounds, often involving customer visits. Portfolio Management: Monitor underwritten cases in th...

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2.0 - 7.0 years

7 - 8 Lacs

chennai

Work from Office

Job description A Mortgage Underwriter plays a crucial role in the mortgage lending process by assessing the creditworthiness and risk profile of potential borrowers. The position involves analyzing financial information, reviewing loan applications, and making informed decisions to approve, conditionally approve, or deny mortgage loans. This role ensures that all loans meet the company's lending standards and regulatory requirements. Key Responsibilities: Loan Application Review: Analyse and verify loan applications, ensuring all required documents are complete and accurate. Assess the borrower's credit history, employment, income, and debt levels. Confirm the property's value through appra...

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8.0 - 10.0 years

10 - 12 Lacs

hyderabad

Work from Office

Project Lead Autosys Code Conversion Location:Hyderabad (Work from Office) Experience:8-10 years Employment Type:Full Time Responsibilities: Lead the Autosys-to-Slang code conversion initiative. Manage L1 support teams working on conversion tasks Work with architects and SMEs to ensure accurate migration. Define best practices for conversion, testing, and implementation. Ensure project timelines, quality, and risk management. Act as a liaison between technical teams and business stakeholders. Requirements: 8-10 years of experience in Autosys/Control-M scheduling. Experience leading teams in scheduling support and migrations. Hands-on experience with scripting and batch processing. Strong lea...

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5.0 - 10.0 years

30 - 32 Lacs

mumbai

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Job Title: Trading Enabler Specialist, AVP Location: Mumbai, India Role Description Trading Enabler is responsible for providing support in trade idea generation. Work includes: Performing data analysis and identifying potential trading opportunities / trading strategies Analysing economic, industry, and company data and developing detailed financial models Providing risk management support, including risk analysis Scenario modelling for structured products Reporting and trade capture; analysis of hedging strategies and rule based hedging Building advanced quantitative models and automation tools for pricing. Your key responsibilities Trading Enabler is responsible for providing support in t...

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20.0 - 30.0 years

5 - 7 Lacs

noida

Work from Office

Senior Associate - Underwriting - Job Title Commercial Underwriter Function Underwriting Designation Sr.associate Reporting Relationship Compensation & Benefits Market Driven; Commensurate with the candidate’s experience Work location Noida, India Position Type Permanent Travel required Only as per business requirement About Biz2Credit (read more at www.biz2credit.com ): Founded in 2007, Biz2Credit is rated as the #1 small business financing resource in the U.S. by Entrepreneur Magazine. To-date, we've facilitated more than $2 billion in small business lending. Biz2Credit, an all-in-one financing solution for entrepreneurs to get a small business loan with fast approval process. Explore the ...

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1.0 - 6.0 years

7 - 11 Lacs

chandigarh, ahmedabad, mumbai (all areas)

Work from Office

Role & responsibilities Prompt underwriting decisions on the cases routed to him, in compliance with the given authority, for profitable conversions. Leading or playing a major role in managing and developing an agreed portfolio of accounts in order to maximise profitable revenue from new and renewal business to achieve budgeted numbers. Active engagement in the identification, prioritisation, negotiation and conversion of new Account relationships in line with agreed business strategies. Meeting with Clients/Channel partners, conducting risk inspections and penetrate the usage of digital platforms for risk improvements/solutions and quote/policy issuance, within TAT. Advice, guide and train...

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5.0 - 8.0 years

5 - 9 Lacs

pune

Work from Office

Role & Responsibilities Provide ground-level assessment and recommendations on processes with respect to process re-engineering. Extensive interaction with business users, senior management, and IT personnel. Lead client engagements, ensuring consistent service delivery. Create account strategies to maximize revenue, profitability, client satisfaction, business impact, employee engagement, and human capital development. Risk identification and mitigation skills. Drive best practice and idea sharing. Demonstrate strong analytical skills and time management. Compile MIS reports for all the teams handled. Conduct quarterly and annual appraisals for LAMs based on evaluation of metrics performanc...

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5.0 - 9.0 years

0 Lacs

hyderabad, telangana

On-site

As an Underwriter for corporate finance business in the assigned area, your role involves managing the portfolio and supporting business teams to handle end-to-end credit approval for the designated region. Your key responsibilities will include: - Collaborating with business teams to manage credit approval process - Underwriting cases and presenting to senior levels - Authorizing deviations documented by underwriters in compliance with credit policy - Reviewing credit memos prepared by underwriters and providing approval/decline sign-offs - Approving disbursement requests based on agreement value and documentation completeness - Monitoring and ensuring timely completion of personal discussi...

Posted 10 hours ago

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2.0 - 6.0 years

0 Lacs

jaipur, rajasthan

On-site

Job Description As a full-time Techno Support Underwriter (Life Insurance) at Square Insurance Brokers in Jaipur, your role will involve providing technical support and underwriting expertise for life insurance policies. You will be responsible for ensuring accuracy and efficiency in policy management, contributing to risk assessment, and maintaining a high level of service to clients. Key Responsibilities - Provide technical support for life insurance policies - Utilize underwriting expertise to assess risks - Ensure accuracy and efficiency in policy management - Communicate effectively with clients and team members - Collaborate with team members to handle multiple tasks simultaneously Qua...

Posted 11 hours ago

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5.0 - 9.0 years

0 Lacs

pune, maharashtra

On-site

Role Overview: As a Credit Processing Officer in the BL Department, you will be responsible for end-to-end credit processing, including handling fresh sanctions and renewals. Your main duties will involve underwriting Unsecured Business loan finance proposals in accordance with the established policies and procedures. You will also conduct personal discussions with customers to assess their creditworthiness and ensure the completion of credit/KYC documents through various verification methods such as telephonic, field visits, and collateral inspections. Additionally, you will be tasked with preparing and maintaining MISs related to credit requirements like Sanction Limit and client Net worth...

Posted 12 hours ago

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1.0 - 31.0 years

1 - 2 Lacs

jodhpur village, ahmedabad

On-site

Contact potential or existing customers to inform them about insurance products and services. Explain policy features, coverage options, and benefits clearly to help customers make informed decisions. Assess customer needs and recommend suitable insurance plans (life, health, motor, property, etc.). Generate leads through outbound calls, follow up on inquiries, and convert prospects into clients. Maintain accurate records of customer interactions and sales in CRM systems. Meet or exceed daily, weekly, and monthly sales targets. Provide excellent customer service and handle customer queries or objections professionally. Stay up to date on product knowledge, underwriting guidelines, and compli...

Posted 13 hours ago

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3.0 - 31.0 years

3 - 4 Lacs

lakshmi sagar, bhubaneswar region

On-site

Develop and execute effective collections strategies for a diverse portfolio of loan products (e.g., personal loans, business loans). Lead, train, and manage a team of collections executives to achieve individual and team recovery targets. Monitor and analyze collections data to identify trends, predict non-performing assets (NPAs), and optimize recovery processes. Ensure all collections activities adhere to internal policies and regulatory guidelines set by the Reserve Bank of India (RBI) and other relevant authorities. Handle complex or escalated collections cases, negotiating with customers to find viable repayment solutions. Collaborate with the credit, legal, and risk teams to improve l...

Posted 13 hours ago

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0.0 - 31.0 years

1 - 3 Lacs

sector 16, noida

On-site

Responsibilities Make outbound calls to potential leads to pitch personal loans and other financial products. Clearly explain product features, benefits, and terms to customers. Analyze customer requirements by asking questions to determine eligibility and needs. Follow up with leads to move them through the sales funnel and close deals. Assist customers with loan application processes and documentation. Adhere to company policies, financial regulations, and compliance guidelines. Collaborate with sales and underwriting teams to facilitate loan processing. Qualifications and skills Experience: Prior telesales experience, particularly in personal loans, is often required. or fresher can apply...

Posted 13 hours ago

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2.0 - 6.0 years

0 Lacs

vijayawada, all india

On-site

As a Credit Manager, your role will involve: - Conducting Credit Appraisal and Underwriting ensuring quality appraisal and timely decision-making. - Meeting loan borrowers and applicants for personal interactions based on risk profiles. - Providing basic knowledge of banking to the team members and other departments. - Offering training to internal team members and channel partners. - Screening borrowers' profiles to maintain credit system input quality. - Understanding and implementing processes and policies. - Performing first-level document checks for fraud prevention, data correction, and information completeness. - Managing delinquency ratios and vendor relationships. - Demonstrating kn...

Posted 14 hours ago

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7.0 - 10.0 years

0 Lacs

noida, uttar pradesh, india

On-site

SECTION III: KEY RESPONSIBILITIES/ ACCOUNTABILITIES Strategic/ Managerial Responsibilities To lead a team of CMs; ensure building quality portfolio and manage delinquency. Understands the KPIs/goals and takes full accountability & ensure credit team members are in line with the same. To understand the management goals & align/ drive team towards the target. Core Responsibilities Ensure team exercises their credit delegation authority with all due diligence within the policy framework. Setting up & Monitoring processes related to policy/process & timely decision on all applications being processed. To ensure the team processes all loan applications within the defined turn-around time [TAT] ef...

Posted 14 hours ago

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1.0 - 3.0 years

3 - 6 Lacs

navi mumbai

Remote

Job Opening: Senior Associate Live Underwriting (4Cs) Experience is mandatory. Company: Sutherland Location: Navi Mumbai (WFH) Experience Required: 1 to 3 Years Shift Timing: 6.30 PM 6:30 AM (US Shift) Weekends Off: Any 2 rotational off Notice Period: Immediate Joiners Preferred Employment Type: Full-Time About the Role We are hiring skilled and detail-oriented Live Underwriters to join our lending team. This role is critical in evaluating loan applications, assessing borrower creditworthiness, and ensuring compliance with lending regulations. Key Responsibilities Review loan applications and supporting documents (income, credit, property valuations) Analyze financial statements, tax returns...

Posted 15 hours ago

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0.0 years

0 Lacs

bengaluru, karnataka, india

On-site

JOB PROFILE Position YLP MT Assistant Territory Manager Location Pan India Reporting Mgr. Name - Zonal Head Department Bancassurance Reporting / Proficiency Level Individual Contributor Offered Grade M6 Our Purpose At Niva Bupa, our purpose is to give every Indian the confidence to access the best healthcare Our Values Commitment , Innovation , Empathy , Collaboration & Transparency Proficiency Level (In Box) L1: - HEAD OF FUNCTION/BUSINESS (Sr. Leadership Team) L2: - MANAGER OF MANAGER L3: - MANAGER L4: - INDIVIDUAL CONTRIBUTOR About Niva Bupa Health Insurance Company Niva Bupa Health Insurance Company Limited (formerly known as Max Bupa Health Insurance Company Limited) is a joint venture ...

Posted 16 hours ago

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1.0 - 5.0 years

0 - 3 Lacs

hyderabad

Work from Office

About the Role As a Project Review Associate at Rexera, you will review condominium project documents, ensure regulatory compliance, and help manage financial risk. This role requires a strong background in underwriting U.S. mortgages, knowledge of borrower income and assets, and experience reviewing escrow and condominium documents. Key Responsibilities: Project Review and Analysis: Follows and complies with current Agency and Investor project guidelines to ensure standards are met for mortgages sold and delivered, secured by units within Condominium Projects for various investors; Fannie Mae, Freddie Mac, FHA, VA, and various Jumbo investors, as well as Co-op Projects for Fannie Mae and Fr...

Posted 18 hours ago

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3.0 - 5.0 years

6 - 10 Lacs

chennai

Work from Office

About The Role Skill required: Com.Bkg- Commercial Real Estate - Commercial Loan Servicing Designation: Banking Advisory Analyst Qualifications: BCom/MCom/Master of Business Administration Years of Experience: 3 to 5 years What would you do? We help clients address quality and productivity issues, keep pace with customer expectations, navigate regulatory and operational pressures and ensure business sustainability by transforming their banking operations into an agile, resilient operating model.The Corporate banking /Wholesale banking team is responsible for helping clients and organizations processes trade finance transactions by providing superior service delivery to trade customers whilst...

Posted 18 hours ago

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5.0 - 8.0 years

4 - 8 Lacs

bengaluru

Work from Office

Skill required: Property & Casualty- Claims Processing - Insurance Claims Designation: Claims Management Senior Analyst Qualifications: Any Graduation Years of Experience: 5 to 8 years Language - Ability: English(Domestic) - Advanced About Accenture Combining unmatched experience and specialized skills across more than 40 industries, we offer Strategy and Consulting, Technology and Operations services, and Accenture Song all powered by the worlds largest network of Advanced Technology and Intelligent Operations centers. Our 699,000 people deliver on the promise of technology and human ingenuity every day, serving clients in more than 120 countries. Visit us at www.accenture.com What would yo...

Posted 18 hours ago

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Exploring Underwriting Jobs in India

The underwriting job market in India is thriving, with a growing demand for skilled professionals in this field. Underwriting involves assessing and managing risk for insurance companies, financial institutions, and other organizations. If you are considering a career in underwriting, there are several opportunities available across various industries in India.

Top Hiring Locations in India

  1. Mumbai
  2. Delhi
  3. Bangalore
  4. Chennai
  5. Pune

Average Salary Range

The average salary range for underwriting professionals in India varies based on experience and expertise. Entry-level underwriters can expect to earn between INR 3-5 lakhs per annum, while experienced professionals with advanced certifications and skills can earn upwards of INR 10 lakhs per annum.

Career Path

In the underwriting field, career progression typically involves starting as an Underwriting Assistant or Analyst, then moving on to roles such as Underwriter, Senior Underwriter, and Chief Underwriting Officer. With experience and additional certifications, professionals can advance to roles such as Underwriting Manager or Director.

Related Skills

In addition to strong analytical and risk assessment skills, underwriters are expected to have knowledge of finance, insurance principles, and regulatory compliance. Proficiency in data analysis, decision-making, and communication skills are also essential for success in this field.

Interview Questions

  • What is underwriting, and why is it important for insurance companies? (basic)
  • How do you assess risk in underwriting? (medium)
  • Can you explain the difference between underwriting and claims? (medium)
  • How do you stay updated on industry trends and regulations related to underwriting? (medium)
  • Can you walk us through a recent underwriting project you worked on and the outcome? (medium)
  • How do you handle conflicting priorities in underwriting decisions? (medium)
  • What risk assessment tools or software are you familiar with? (medium)
  • How do you ensure compliance with underwriting guidelines and policies? (medium)
  • What steps do you take to verify information provided by applicants during the underwriting process? (medium)
  • How do you communicate underwriting decisions to stakeholders? (medium)
  • Can you provide an example of a challenging underwriting scenario you faced and how you resolved it? (medium)
  • How do you handle underwriting for complex or high-value insurance policies? (advanced)
  • What strategies do you use to mitigate risks in underwriting large portfolios? (advanced)
  • How do you incorporate data analytics and technology in underwriting processes? (advanced)
  • Can you explain the impact of macroeconomic factors on underwriting decisions? (advanced)
  • How do you assess the financial stability of an applicant in underwriting? (advanced)
  • What are some key metrics you use to evaluate the effectiveness of underwriting strategies? (advanced)
  • How do you handle underwriting for specialized insurance products or industries? (advanced)
  • Can you provide an example of a time when you had to make a difficult underwriting decision and how you justified it? (advanced)
  • How do you collaborate with other departments, such as sales or claims, to ensure successful underwriting outcomes? (advanced)
  • How do you handle underwriting for international clients or policies? (advanced)
  • What are some emerging trends in underwriting that you are keeping an eye on? (advanced)

Closing Remark

As you explore underwriting jobs in India, remember to showcase your expertise, skills, and experience during the job search and interview process. By preparing thoroughly and demonstrating your knowledge and capabilities, you can confidently pursue exciting opportunities in the underwriting field. Good luck!

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