68 Underwriting Jobs
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7.0 years
4 - 6 Lacs
Noida
On-site
Optum is a global organization that delivers care, aided by technology to help millions of people live healthier lives. The work you do with our team will directly improve health outcomes by connecting people with the care, pharmacy benefits, data and resources they need to feel their best. Here, you will find a culture guided by inclusion, talented peers, comprehensive benefits and career development opportunities. Come make an impact on the communities we serve as you help us advance health optimization on a global scale. Join us to start Caring. Connecting. Growing together. This position will design, develop, implement, test, deploy, monitor, and maintain the delivery of high-performance...
Posted 8 hours ago
2.0 years
Fatehpur, Rajasthan, India
On-site
Job Requirements Job Description Job Title – Credit Manager - Mortgage Rural Business Unit - Retail Banking Function - Credit - Mortgage Job Purpose The role bearer's responsibilities entail managing the entire credit application process, right from login to disbursement for Mortgage products. The role bearer is involved in managing the quality of the portfolio. The role bearer will be in direct contact with the consumers in order to establish their creditworthiness, ensuring completion of verifications and adhering to the guidelines set as per the company credit policy. The execution of these tasks must be accomplished in such manner which is both sales supportive and risk averse contributi...
Posted 8 hours ago
0.0 - 4.0 years
Ahmedabad
On-site
Direct Marketing Senior Wealth Manager Location: 170, Ahmedabad Job Description Roles & Responsibilities: Identify & conduct daily sales calls for financial planning sessions with clients Acquire customers and generate the targeted amount of premium Deliver Complete Product Information to Customers Monitor & fulfill prospect and customer leads provided by the company for new business or cross sell opportunity Cross sell and upsell products to existing customers & build portfolios Manage the relationship with customers to ensure persistency & renewals Ensure adherence to all sales systems, operational, underwriting, compliance guidelines & ensure accurate data capture Ensure the delivery of a...
Posted 1 day ago
4.0 - 6.0 years
Nashik, Maharashtra, India
On-site
Location Name: Nashik Job Purpose “This position is open with Bajaj Finance ltd.” Duties And Responsibilities '- In-depth understanding of the financial products and credit policies for Secured and Unsecured business lines Would be responsible for managing credit verification vendors and ensuring TAT as well as Quality standards defined by BFL is adhered too. Responsible for end to end disbursement and payment process for Secured and Unsecured business. Drive adherence to various process and policies defined by central teams at location level. Responsible for managing OTC and PDD process at Combo locations (Secured/ Unsecured) and ensure NIL process gaps. Ensure teams are well updated with l...
Posted 3 days ago
0 years
2 - 4 Lacs
Noida
On-site
Ready to shape the future of work? At Genpact, we don’t just adapt to change—we drive it. AI and digital innovation are redefining industries, and we’re leading the charge. Genpact’s AI Gigafactory, our industry-first accelerator, is an example of how we’re scaling advanced technology solutions to help global enterprises work smarter, grow faster, and transform at scale. From large-scale models to agentic AI, our breakthrough solutions tackle companies’ most complex challenges. If you thrive in a fast-moving, tech-driven environment, love solving real-world problems, and want to be part of a team that’s shaping the future, this is your moment. Genpact (NYSE: G) is an advanced technology serv...
Posted 3 days ago
3.0 years
Mumbai, Maharashtra, India
On-site
Company Profile Morgan Stanley is a leading global financial services firm providing a wide range of investment banking, securities, investment management and wealth management services. The Firm's employees serve clients worldwide including corporations, governments and individuals from more than 1,200 offices in 43 countries. As a market leader, the talent and passion of our people is critical to our success. Together, we share a common set of values rooted in integrity, excellence and strong team ethic. Morgan Stanley can provide a superior foundation for building a professional career - a place for people to learn, to achieve and grow. A philosophy that balances personal lifestyles, pers...
Posted 3 days ago
0.0 years
Bengaluru, Karnataka, India
On-site
Introduction In this role, you'll work in one of our IBM Consulting Client Innovation Centers (Delivery Centers), where we deliver deep technical and industry expertise to a wide range of public and private sector clients around the world. Our delivery centers offer our clients locally based skills and technical expertise to drive innovation and adoption of new technology. Your Role And Responsibilities The ability to be a team player The ability and skill to train other people in procedural and technical topics Strong communication and collaboration skills Required Technical And Professional Expertise Guide insurance organizations through modernization journeys by aligning business strategy...
Posted 3 days ago
0.0 - 8.0 years
Tamil nadu
On-site
Aditya Birla Health Insurance Branch Manager - Erode Location: ABHI - Erode, Tamil Nadu Job Description Job Purpose The purpose of this job is ensure achievement of business targets and enhancement of profitability of the assigned branch by providing effective leadership, planning resources, monitoring people performance & market changes & ensuring timely operations support to ensure smooth functioning. It also includes distribution building, retail development and recruitment of FLS and Advisors Job Context & Major Challenges Job Context/ Job Challenges: About the Health Insurance Industry – While the current market sees more than 15 non-life players in the private space and 5 exclusive pri...
Posted 4 days ago
0 years
Nashik, Maharashtra, India
On-site
Key Responsibilities Work on being familiar with the underwriting criteria of our partner banks, which include SBI, BOB, ICICI, Axis Bank, HDFC, etc. Screen the education loan applications, advise students on the documentation, and coordinate with bank staff for the smooth processing of the education loan Work on solving students' queries Manage the process, starting from eligibility to the sanctioning of the loan About Company: WeMakeScholars is a Hyderabad-based fintech startup specializing in education loans and scholarships. Established seven years ago, we collaborate closely with major banks and NBFCs in India, including SBI, Axis Bank, and ICICI Bank, to simplify the education loan app...
Posted 4 days ago
10.0 years
Uttar pradesh, India
Remote
Req ID: 352064 NTT DATA strives to hire exceptional, innovative and passionate individuals who want to grow with us. If you want to be part of an inclusive, adaptable, and forward-thinking organization, apply now. We are currently seeking a P&C Insurance Business Analyst to join our team in Anywhere, Uttar Pradesh (IN-UP), India (IN). Role Overview We are seeking experienced Senior Consultants with strong Property & Casualty (P&C) Insurance knowledge and advanced Business Analysis skills . The role will support transformation programs, product launches, process optimization, and technology initiatives across underwriting, policy, billing, and claims domains. The ideal candidate combines deep...
Posted 5 days ago
0 years
Nashik, Maharashtra, India
On-site
Key Responsibilities Work on being familiar with the underwriting criteria of our partner banks, which include SBI, BOB, ICICI, Axis Bank, HDFC, etc. Screen the education loan applications, advise students on the documentation, and coordinate with bank staff for the smooth processing of the education loan Work on solving students' queries Manage the process, starting from eligibility to the sanctioning of the loan About Company: WeMakeScholars is a Hyderabad-based fintech startup specializing in education loans and scholarships. Established seven years ago, we collaborate closely with major banks and NBFCs in India, including SBI, Axis Bank, and ICICI Bank, to simplify the education loan app...
Posted 5 days ago
2.0 - 6.0 years
Bangalore, All india
On-site
As an analyst in the Securities Based Lending Team at JP Morgan's Asset and Wealth Management Credit Middle Office, your role involves supporting client credit needs by evaluating asset portfolios for lines of credit. This includes focusing on creditworthiness and collateral analysis. Your key responsibilities will include: - Conducting annual credit line reviews for clients. - Analyzing client data and generating collateral analysis prior to underwriting. - Reviewing lines of credit annually and making recommendations for renewal or modification. - Analyzing client data across multiple systems and conducting preliminary reviews for credit criteria. - Ensuring documentation consistency with ...
Posted 1 week ago
0.0 - 2.0 years
Noida
Work from Office
Ready to shape the future of work? At Genpact, we don’t just adapt to change—we drive it. AI and digitalinnovation are redefining industries, and we’re leading the charge. Genpact’sAI Gigafactory, our industry-first accelerator, is an example of how we’rescaling advanced technology solutions to help global enterprises work smarter,grow faster, and transform at scale. From large-scale models to agentic AI, ourbreakthrough solutions tackle companies’ most complex challenges. If you thrive in a fast-moving, tech-driven environment, love solvingreal-world problems, and want to be part of a team that’s shaping the future,this is your moment. Genpact (NYSE: G) is anadvanced technology services and...
Posted 1 week ago
2.0 - 5.0 years
3 - 6 Lacs
Navi mumbai
Remote
About the Role: We are hiring skilled and detail-oriented Live Underwriters to join our lending team. This role is critical in evaluating loan applications, assessing borrower creditworthiness, and ensuring compliance with lending regulations. Key Responsibilities Review loan applications and supporting documents (income, credit, property valuations) Analyze financial statements, tax returns, employment history, and debt-to-income ratios Prepare underwriting summaries and recommend loan structures Communicate lending decisions clearly to stakeholders Reconcile complex accounts and prepare daily aging reports. Required Qualifications Bachelors degree (mandatory) 13 years of experience in loan...
Posted 1 week ago
2.0 years
Ajmer, Rajasthan, India
On-site
Job Requirements Job Description Job Title – Credit Manager - Mortgage Rural Business Unit - Retail Banking Function - Credit - Mortgage Job Purpose The role bearer's responsibilities entail managing the entire credit application process, right from login to disbursement for Mortgage products. The role bearer is involved in managing the quality of the portfolio. The role bearer will be in direct contact with the consumers in order to establish their creditworthiness, ensuring completion of verifications and adhering to the guidelines set as per the company credit policy. The execution of these tasks must be accomplished in such manner which is both sales supportive and risk averse contributi...
Posted 1 week ago
10.0 years
Jaipur, Rajasthan, India
On-site
Product Manager – Life Insurance & Annuity Location : Jaipur / Noida / Bangalore / Pune / Noida Experience: 10+ years in Product Management, with at least 3+ years specializing in Life Insurance and/or Annuity products. Strong understanding of the Life and Annuity product lifecycle , regulatory environment, and core insurance processes (e.g., new business application, policy administration, actuarial modeling). Key Responsibilities Requirements Definition: Translate complex Life and Annuity business requirements—including policy mechanics, compliance, underwriting rules, and commission structures—into clear, detailed Product Requirement Documents (PRDs) , epics, user stories, and acceptance ...
Posted 1 week ago
0 years
Lucknow, Uttar pradesh, India
On-site
Work Level : Individual Core : Communication Skills, Self Motivated, Result Driven Leadership : Building Work Relationships, Team Alignment, Responsive, Working Independently Role : Industry Type : Banking Function : Credit Manager Key Skills : Credit,Letter oF Credit,Credit Memo,Credit Analyst,Credit Manager,Lap,Loan Against Property Education : PG/ Master Note: This is a requirement for one of the Workassist Hiring Partner Primary Responsibility: We are looking for an experienced credit professional to lead and manage the mortgage underwriting function for the region. The role involves credit appraisal, policy formulation, risk management, regulatory compliance, and ensuring portfolio qual...
Posted 1 week ago
0.0 - 4.0 years
Ahmedabad
On-site
Direct Marketing Executive Relationship Manager Location: 170, Ahmedabad Roles & Responsibilities: Identify & conduct daily sales calls for financial planning sessions with clients Acquire customers and generate the targeted amount of premium Deliver Complete Product Information to Customers Monitor & fulfill prospect and customer leads provided by the company for new business or cross sell opportunity Cross sell and upsell products to existing customers & build portfolios Manage the relationship with customers to ensure persistency & renewals Ensure adherence to all sales systems, operational, underwriting, compliance guidelines & ensure accurate data capture Ensure the delivery of all S&D ...
Posted 1 week ago
2.0 years
Kolhapur, Maharashtra, India
On-site
Job Requirements Job Description Job Title – Credit Manager - Mortgage Rural Business Unit - Retail Banking Function - Credit - Mortgage Job Purpose The role bearer's responsibilities entail managing the entire credit application process, right from login to disbursement for Mortgage products. The role bearer is involved in managing the quality of the portfolio. The role bearer will be in direct contact with the consumers in order to establish their creditworthiness, ensuring completion of verifications and adhering to the guidelines set as per the company credit policy. The execution of these tasks must be accomplished in such manner which is both sales supportive and risk averse contributi...
Posted 1 week ago
0.0 - 4.0 years
India
On-site
Credit Manager Key Result Areas Supporting Actions 4) Key Result Areas: Write the key results expected from the job and the supporting actions for each of these key result areas (For a majority of jobs typically there could be 4- 7 key result areas) To scrutinize the credit proposals by analyzing the client creditworthiness, business strength, market credibility, Financial statements, Income Tax returns, cash flow statements, repayment track record, average bank balance & adherence to other internal credit norms To perform direct and thorough investigation and obtain relevant credit information through personal interaction with customer. To Assess and conduct detailed credit analysis & e...
Posted 1 week ago
1.0 - 4.0 years
Kanpur, Uttar pradesh, India
On-site
Job Requirements Job Requirements Job Title – Credit Manager Business Unit – Retail Banking -Credit Job Purpose The role bearer has the responsibility to manage a team as well as coordinate with sales team to achieve target of the area assigned. The role bearer will be in direct contact with the consumers in order to establish their credit, worthiness, ensuring completion of verifications and adhering to the guidelines set as per the company credit policy. The execution of these tasks must be accomplished in such manner which is both sales supportive and risk averse contributing to the larger organizational objectives of the bank. Roles & Responsibilities Responsible for underwriting secured...
Posted 1 week ago
8.0 years
60 - 75 Lacs
Sadar, Uttar pradesh, India
Remote
Experience : 8.00 + years Salary : INR 6000000-7500000 / year (based on experience) Expected Notice Period : 30 Days Shift : (GMT+05:30) Asia/Kolkata (IST) Opportunity Type : Remote Placement Type : Full Time Permanent position(Payroll and Compliance to be managed by: Branch International) (*Note: This is a requirement for one of Uplers' client - Branch International) What do you need for this opportunity? Must have skills required: ROR, Go, Database, Java, Python, Ruby on Rails, System Design Branch International is Looking for: You will work closely with our Product and Data Science teams to design and maintain multiple technologies, including our API backend, credit scoring and underwriti...
Posted 1 week ago
8.0 years
60 - 75 Lacs
Nashik, Maharashtra, India
Remote
Experience : 8.00 + years Salary : INR 6000000-7500000 / year (based on experience) Expected Notice Period : 30 Days Shift : (GMT+05:30) Asia/Kolkata (IST) Opportunity Type : Remote Placement Type : Full Time Permanent position(Payroll and Compliance to be managed by: Branch International) (*Note: This is a requirement for one of Uplers' client - Branch International) What do you need for this opportunity? Must have skills required: ROR, Go, Database, Java, Python, Ruby on Rails, System Design Branch International is Looking for: You will work closely with our Product and Data Science teams to design and maintain multiple technologies, including our API backend, credit scoring and underwriti...
Posted 1 week ago
9.0 - 14.0 years
14 - 24 Lacs
Pune
Work from Office
Position Details Role : Training Manager Location : Pune Shift: UK Overview: The requirements and responsibilities for the Training Manager role, emphasizing governance, domain expertise in banking (especially UK mortgage), communication skills, and the management of six trainers from Pune. Role & responsibilities Conduct comprehensive assessments to identify skill gaps across BFS processes (e.g., lending, underwriting, KYC, AML, collections). Collaborate with business leaders and SMEs to align training objectives with organizational goals and regulatory requirements. Develop structured training programs for BFS domain processes, compliance, and soft skills. Create blended learning solutions...
Posted 1 week ago
1.0 - 5.0 years
Pune, All india
On-site
As an individual responsible for processing transactions, your role involves analyzing details to determine appropriate actions. You will consult various resources such as technical documentation, updates, computer system application features, co-workers, and mentors to perform your daily tasks efficiently. Additionally, you are expected to make suggestions for improvements in procedures and processes to meet or exceed production expectations. Key Responsibilities: - Analyze details to determine appropriate actions for transaction processing - Consult available resources for task performance - Make suggestions for process improvements - Process work accurately to meet quality expectations - ...
Posted 1 week ago
Exploring Underwriting Jobs in India
The underwriting job market in India is thriving, with a growing demand for skilled professionals in this field. Underwriting involves assessing and managing risk for insurance companies, financial institutions, and other organizations. If you are considering a career in underwriting, there are several opportunities available across various industries in India.
Top Hiring Locations in India
- Mumbai
- Delhi
- Bangalore
- Chennai
- Pune
Average Salary Range
The average salary range for underwriting professionals in India varies based on experience and expertise. Entry-level underwriters can expect to earn between INR 3-5 lakhs per annum, while experienced professionals with advanced certifications and skills can earn upwards of INR 10 lakhs per annum.
Career Path
In the underwriting field, career progression typically involves starting as an Underwriting Assistant or Analyst, then moving on to roles such as Underwriter, Senior Underwriter, and Chief Underwriting Officer. With experience and additional certifications, professionals can advance to roles such as Underwriting Manager or Director.
Related Skills
In addition to strong analytical and risk assessment skills, underwriters are expected to have knowledge of finance, insurance principles, and regulatory compliance. Proficiency in data analysis, decision-making, and communication skills are also essential for success in this field.
Interview Questions
- What is underwriting, and why is it important for insurance companies? (basic)
- How do you assess risk in underwriting? (medium)
- Can you explain the difference between underwriting and claims? (medium)
- How do you stay updated on industry trends and regulations related to underwriting? (medium)
- Can you walk us through a recent underwriting project you worked on and the outcome? (medium)
- How do you handle conflicting priorities in underwriting decisions? (medium)
- What risk assessment tools or software are you familiar with? (medium)
- How do you ensure compliance with underwriting guidelines and policies? (medium)
- What steps do you take to verify information provided by applicants during the underwriting process? (medium)
- How do you communicate underwriting decisions to stakeholders? (medium)
- Can you provide an example of a challenging underwriting scenario you faced and how you resolved it? (medium)
- How do you handle underwriting for complex or high-value insurance policies? (advanced)
- What strategies do you use to mitigate risks in underwriting large portfolios? (advanced)
- How do you incorporate data analytics and technology in underwriting processes? (advanced)
- Can you explain the impact of macroeconomic factors on underwriting decisions? (advanced)
- How do you assess the financial stability of an applicant in underwriting? (advanced)
- What are some key metrics you use to evaluate the effectiveness of underwriting strategies? (advanced)
- How do you handle underwriting for specialized insurance products or industries? (advanced)
- Can you provide an example of a time when you had to make a difficult underwriting decision and how you justified it? (advanced)
- How do you collaborate with other departments, such as sales or claims, to ensure successful underwriting outcomes? (advanced)
- How do you handle underwriting for international clients or policies? (advanced)
- What are some emerging trends in underwriting that you are keeping an eye on? (advanced)
Closing Remark
As you explore underwriting jobs in India, remember to showcase your expertise, skills, and experience during the job search and interview process. By preparing thoroughly and demonstrating your knowledge and capabilities, you can confidently pursue exciting opportunities in the underwriting field. Good luck!
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