16736 Underwriting Jobs

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5.0 - 8.0 years

2 - 6 Lacs

madurai

Work from Office

Position Overview Position Title Cluster Sales Manager Department AXIS Bank -Branch Banking Level/ Band Assistant Manager / 306, Manager/401 Role Summary : Dual responsibility of direct sourcing as well as team management. Interact with Bank s cluster head & bank employees and manage them on daily basis Branches directly mapped to him/her. Manage RMs mapped to him to help them achieve sales targets Ensuring that the persistency & productivity is maintained, Ensures quality of recruits hired in the team, maintains & drives compliance at the zone. Organizational Relationships Reports To Circle Head Supervises KAMs Job Dimensions Geographic Area Covered Zone/s Stakeholders Internal Supervisors,...

Posted 7 hours ago

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7.0 - 10.0 years

9 - 12 Lacs

ahmedabad

Work from Office

Senior Manager Credit Ahmedabad | MAS Financial Services Senior Manager Credit Ahmedabad Functional Area Credit Openings : 1 Education Experience 7 to 10 Years CA with min. 8 years experience Job Holder of this position is responsible for overseeing and managing the credit operations and risk management functions. Collaborates with various departments, such as sales, underwriting, and senior management, to implement credit strategies and achieve business goals. Evaluate financial statements, credit reports, and other relevant data to determine credit limits and terms. Conduct in-depth analysis of credit trends, market conditions, and portfolio performance to identify opportunities for improv...

Posted 8 hours ago

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10.0 - 14.0 years

0 Lacs

all india, gurugram

On-site

As a Senior Business Manager at Coverfox Group, your role involves managing a high-value institutional client relationship with over 500 crores+ in business volume annually across life and group insurance product lines for one client. You will drive internal alignment, execute client strategies, introduce new products, and ensure a seamless partnership experience. This high-visibility position requires direct reporting to the Business Head/CXO, regular travel across the client network, and close collaboration with leadership and cross-functional teams to deliver business outcomes. - Serve as the single point of accountability for managing and growing a large strategic partner account, aligni...

Posted 8 hours ago

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5.0 - 10.0 years

8 - 15 Lacs

pune, bengaluru, mumbai (all areas)

Work from Office

Role & responsibilities CAS Developer - Dotnet - SQL Role Overview: We are seeking a highly experienced Senior Database Developer with deep expertise in SQL Server and a strong understanding of the insurance domain. The ideal candidate will also have working knowledge of PowerBuilder or .NET technologies to support legacy systems and contribute to modernization efforts. Key Responsibilities: Design, develop, and maintain scalable SQL Server database solutions tailored to insurance business processes. Optimize complex queries, stored procedures, and indexing strategies for performance and reliability. Collaborate with business analysts and application teams to translate insurance domain requi...

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2.0 - 4.0 years

3 - 4 Lacs

yamunanagar

Work from Office

Role & responsibilities Evaluate and analyze loan applications. Assess borrower creditworthiness and repayment capacity. Review financials, bank statements, and credit reports. Approve or recommend loans as per credit policy. Ensure compliance with RBI and internal guidelines. Identify and mitigate credit and fraud risks. Monitor loan portfolio and delinquency trends. Track early warning signals and stressed accounts. Coordinate with sales, operations, and recovery teams. Maintain proper documentation and MIS reporting Preferred candidate profile Graduate/Post-graduate in Commerce,Economics (Finance) 2-4 years of experience in credit/underwriting (NBFC/Bank preferred) Strong knowledge of cre...

Posted 9 hours ago

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10.0 - 15.0 years

10 - 18 Lacs

kolkata

Work from Office

Role & responsibilities The role is responsible for managing the end to end credit function for Micro Mortgage vertical for the Region. Analyze and review credit proposals and related documentation to ensure that they adhere to the Banks prevailing credit standards and policy guidelines. Approve loans as per the delegation of authority based on the recommendation from Micro Mortgage Field Credit. Monitor credit quality to be consistent and adherent to the Banks prevailing policy guidelines. Periodic monitoring of OTC and PDD (post disbursement document) to ensure the documentations is in line with policy and process. Responsible for all aspects related to Branch Operations & directing effort...

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0.0 - 2.0 years

5 - 9 Lacs

noida, faridabad

Work from Office

About the Role : The Credit Manager-PL manages core underwriting for Personal Loans plus they will be managing team of underwriting and operation officers who manages different activities. Regular monitoring and grooming need to be done. SOP need to be prepared and kept up to date. Role & responsibilities : Approval Rates, basis the target will be reviewed for the year for the location - Approval rates for all the locations - for the full year. Turnaround time (TAT) from Login to Sanction - Login to Sanction for all products as confirmed. Early Warning Signal- Location wise FPD for term Loans - Location-wise FPD % for Business Loan as confirmed. Audit & Compliance, Basis Internal & Concurren...

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5.0 years

0 Lacs

gurugram, haryana, india

On-site

About the Team As part of building a 0-to-1 risk function, the Credit Risk team reviews and monitors the performance of credit underwriting policies and models, ensuring timely risk interventions and data-backed decision-making to manage portfolio quality. About the Role This role provides a unique opportunity to build and scale credit risk management frameworks from the ground up, working closely with leadership, product, data science, and external lending partners.. It focuses on driving portfolio quality and credit performance across credit products, combining strong analytical rigor with strategic execution to enable sustainable growth while effectively managing credit losses and risk ex...

Posted 11 hours ago

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0 years

0 Lacs

bengaluru

On-site

Some careers have more impact than others. If you’re looking for a career where you can make a real impression, join HSBC and discover how valued you’ll be. HSBC is one of the largest banking and financial services organisations in the world, with operations in 62 countries and territories. We aim to be where the growth is, enabling businesses to thrive and economies to prosper, and, ultimately, helping people to fulfil their hopes and realise their ambitions. We are currently seeking an experienced professional to join our team in the role of ASSISTANT DIRECTOR , INNOVATION In this role, you will: Strong understanding of business domain, functional goals, and the required technical expertis...

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1.0 - 3.0 years

3 - 4 Lacs

bengaluru

On-site

Skill required: Asset Management - Asset Data Management Designation: Capital Markets Operations Associate Qualifications: Any Graduation Years of Experience: 1 to 3 years About Accenture Accenture is a global professional services company with leading capabilities in digital, cloud and security.Combining unmatched experience and specialized skills across more than 40 industries, we offer Strategy and Consulting, Technology and Operations services, and Accenture Song— all powered by the world’s largest network of Advanced Technology and Intelligent Operations centers. Our 699,000 people deliver on the promise of technology and human ingenuity every day, serving clients in more than 120 count...

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3.0 - 5.0 years

3 - 4 Lacs

bengaluru

On-site

Skill required: Property & Casualty- Underwriting - Insurance Underwriting Designation: Underwriting Analyst Qualifications: Any Graduation Years of Experience: 3 to 5 years About Accenture Accenture is a global professional services company with leading capabilities in digital, cloud and security.Combining unmatched experience and specialized skills across more than 40 industries, we offer Strategy and Consulting, Technology and Operations services, and Accenture Song— all powered by the world’s largest network of Advanced Technology and Intelligent Operations centers. Our 699,000 people deliver on the promise of technology and human ingenuity every day, serving clients in more than 120 cou...

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8.0 years

0 Lacs

coimbatore

On-site

KGiSL is Hiring !!! Job Description: Pre-Sales Executive – Insurance Software Location : Coimbatore Experience Required: 8–10 years in Pre-sales or Business Consulting in the Insurance software domain About the Role: We are looking for a dynamic, hands-on Pre-Sales Executive with a strong understanding of Life and/or General Insurance business processes and systems. You will partner closely with the sales, product, and delivery teams to position our insurance software solutions effectively to insurers, brokers, and MGAs across the region. This role is ideal for someone who can connect the dots between client pain points and technology capabilities, and thrives in a fast-paced, client-facing ...

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0.0 - 3.0 years

1 - 2 Lacs

greater noida

On-site

We are hiring a Credit Officer for our Loan Operations Team in Greter Noida (Gaur City Mall). Key Responsibilities: Verification of customer documents (KYC, income, bank statement) Credit assessment & eligibility calculation Checking CIBIL / credit history Coordinating with field & operations team Updating loan data in CRM / Excel Ensuring policy & compliance adherence Requirements: Graduate preferred Experience in NBFC / Loan / Finance (0–3 years) Knowledge of loan products & documents Basic Excel & computer skills Good analytical ability Preferred Candidate: Credit / Underwriting background Process-oriented & detail-focused Female candidates are strongly encouraged to apply for this role. ...

Posted 12 hours ago

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1.0 - 3.0 years

0 - 2 Lacs

chennai

Work from Office

About CAMS: Computer Age Management Services (CAMS) is the leading Mutual Fund Transfer Agency to the Indian Asset Management Companies servicing ~70% of the MF Industry AUM. CAMS is also a technology enabled service solutions partner to Private Life Insurance, Private Equity Funds, Software development / maintenance and Payments. The mutual fund business constitutes ~90% of the groups revenue. Besides serving as a B2B solutions partner, CAMS brings a unique ability of B2C to serve the end customers through a variety of touch points such as pan India network of Service centers, Call center and Online Services. The company was incorporated in year 1988, has four back-office delivery centers i...

Posted 12 hours ago

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5.0 - 10.0 years

4 - 7 Lacs

rajkot, surat

Work from Office

Area Credit Manager LAP Experience: 5-6 Years | Product: Loan Against Property (LAP) Key Responsibilities: Evaluate LAP proposals & conduct PD/site visits for credit assessment. Analyse financials, repayment capacity & validate customer profile. Ensure credit policy adherence, proper documentation & risk checks. Coordinate with Sales, Legal, Technical & Operations for smooth processing. Monitor portfolio quality & highlight early risk signals. Maintain MIS, ensure audit compliance & support disbursement TAT. Requirements: Graduate/Postgraduate in Finance/Commerce. 5-6 years of experience in LAP credit underwriting. Strong analytical & decision-making skills. Good communication & MS Office pr...

Posted 13 hours ago

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1.0 years

0 Lacs

kolkata, west bengal, india

On-site

Essential Services : Role & Location fungibility At ICICI Bank, we believe in serving our customers beyond our role definition, product boundaries, and domain limitations through our philosophy of customer 360-degree. In essence, this captures our belief in serving the entire banking needs of our customers as One Bank, One Team . To achieve this, employees at ICICI Bank are expected to be role and location-fungible with the understanding that Banking is an essential service . The role descriptions give you an overview of the responsibilities, it is only directional and guiding in nature. About the role As a Credit Manager, you will be engaged in credit evaluation and credit underwriting of v...

Posted 14 hours ago

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34.0 years

0 Lacs

ahmedabad, gujarat, india

On-site

Company Description Electronica Finance Limited (EFL) is one of India’s leading Non-Banking Finance Companies (NBFC), operating through 200+ branches since its inception in 1990. It was one of the first NBFCs to offer loans for machinery purchase and has since expanded its portfolio to include business, working capital, commercial and residential rooftop solar, and loan against property solutions. With an emphasis on ethics, respect, and a strong work culture adhering to global finance standards, EFL has built a robust and dignified portfolio, with 40% of new disbursements stemming from repeat customers. Over the past 34 years, EFL has empowered over 35,000 customers with tailored financial ...

Posted 14 hours ago

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70.0 years

0 Lacs

greater bengaluru area

On-site

Job Description: Associate – Chief Risk Officer's (CRO's) Office About the Company : Established in 2019, Credit Saison India (CS India) is one of the country’s fastest growing Non-Bank Financial Company (NBFC) lenders, with verticals in wholesale, direct lending and tech-enabled partnerships with Non-Bank Financial Companies (NBFCs) and fintechs. Its tech-enabled model coupled with underwriting capability facilitates lending at scale, meeting India’s huge gap for credit, especially with underserved and under penetrated segments of the population. Credit Saison India is committed to growing as a lender and evolving its offerings in India for the long-term for MSMEs, households, individuals a...

Posted 14 hours ago

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1.0 years

0 Lacs

hyderabad, telangana, india

On-site

Essential Services : Role & Location fungibility At ICICI Bank, we believe in serving our customers beyond our role definition, product boundaries, and domain limitations through our philosophy of customer 360-degree. In essence, this captures our belief in serving the entire banking needs of our customers as One Bank, One Team . To achieve this, employees at ICICI Bank are expected to be role and location-fungible with the understanding that Banking is an essential service . The role descriptions give you an overview of the responsibilities, it is only directional and guiding in nature. About the role As a Credit Manager, you will be engaged in credit evaluation and credit underwriting of v...

Posted 14 hours ago

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3.0 - 5.0 years

0 Lacs

gurugram, haryana, india

On-site

Skill required: Life & Annuity - Claims Processing Designation: Customer Service Analyst Qualifications: Any Graduation Years of Experience: 3 to 5 years About Accenture Accenture is a global professional services company with leading capabilities in digital, cloud and security.Combining unmatched experience and specialized skills across more than 40 industries, we offer Strategy and Consulting, Technology and Operations services, and Accenture Song— all powered by the world’s largest network of Advanced Technology and Intelligent Operations centers. Our 699,000 people deliver on the promise of technology and human ingenuity every day, serving clients in more than 120 countries. We embrace t...

Posted 14 hours ago

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0 years

0 Lacs

noida, uttar pradesh, india

On-site

Role: Global Insurance Ops Leader – P&C (London, UK & US Markets) Location: NCR Shift: UK & US Shifts # Positions: 4 Work Model: Work From Office Role Overview We are looking for a seasoned Insurance Operations Leader to head a large, complex business unit supporting London Market clients. This is a senior leadership role with end-to-end accountability for service delivery, transformation, client engagement, and P&L management across a large, multi-location team. As the Global Insurance Ops Leader – P&C , you will lead a team of 350+ professionals, driving operational excellence, transformation initiatives, and client outcomes across P&C Insurance operations. The role demands strong exposure...

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3.0 years

0 Lacs

mumbai, maharashtra, india

On-site

Read jd before applying experience 3-6 years only need candidates from Top b2c Fintech product company only Strong Credit & Risk strategist profile Mandatory (Experience): Must have 2.5+ years of experience as credit and risk strategiest/analyst in unsecured personal loan in B2C Fintech Product Companies (or NBFC) Mandatory (Tech Skills 1): Must have strong understanding of automated underwriting and SMS underwriting for lending Mandatory (Tech Skills 2): Must have experience with scorecards, rule engine, bureau data, device signals and behavioural insights Mandatory(Company): B2C Fintech Product companies (Targeted companies list given below)

Posted 14 hours ago

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8.0 years

0 Lacs

chennai, tamil nadu, india

On-site

JOB TITLE:U.S Mortgage Underwriter SHIFT TIMING: Must be open for Night Shift POSITION TYPE: Full-Time LOCATION: Chennai Experience Range: 0.6 months – 8 years Notice period: UP TO 45Days Job description A Mortgage Underwriter plays a crucial role in the mortgage lending process by assessing the creditworthiness and risk profile of potential borrowers. The position involves analyzing financial information, reviewing loan applications, and making informed decisions to approve, conditionally approve, or deny mortgage loans. This role ensures that all loans meet the company's lending standards and regulatory requirements. Key Responsibilities: Loan Application Review: ➢ Analyse and verify loan ...

Posted 14 hours ago

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20.0 years

0 Lacs

chennai, tamil nadu, india

On-site

Company Description Insillion provides Pay-as-you-Grow software designed for Carriers, MGAs, MGUs, and Program Administrators. With over 20 years of industry expertise, Insillion delivers cloud-based, API-driven solutions that empower clients to streamline operations and drive growth. The platform enables faster product launches, efficient underwriting processes, automated workflows, and enhanced distribution connectivity. Insillion is a trusted partner for industry professionals around the globe, helping them achieve operational excellence and scalability. Role Description This is a full-time, on-site Business Analyst position located in Chennai. As a Business Analyst, you will act as a lia...

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0 years

0 Lacs

gurugram, haryana, india

On-site

Gurgaon, Haryana, India AXA XL is the Property & Casualty risk division of AXA, created from the acquisition of XL Catlin in 2018. We partner with mid-sized to multinational clients to take their business further, with more than 30 lines of business to offer solutions for existing and emerging risks. With 9,000+ colleagues based in approximately 30 countries we are able to serve clients in more than 200 countries. The key purpose of this role is to support the capital modelling team with the parameterization of the Underwriting Risk for the reinsurance lines of business. The ideal candidate would be a part-qualified actuary with an interest in capital modeling looking to create a more direct...

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Exploring Underwriting Jobs in India

The underwriting job market in India is thriving, with a growing demand for skilled professionals in this field. Underwriting involves assessing and managing risk for insurance companies, financial institutions, and other organizations. If you are considering a career in underwriting, there are several opportunities available across various industries in India.

Top Hiring Locations in India

  1. Mumbai
  2. Delhi
  3. Bangalore
  4. Chennai
  5. Pune

Average Salary Range

The average salary range for underwriting professionals in India varies based on experience and expertise. Entry-level underwriters can expect to earn between INR 3-5 lakhs per annum, while experienced professionals with advanced certifications and skills can earn upwards of INR 10 lakhs per annum.

Career Path

In the underwriting field, career progression typically involves starting as an Underwriting Assistant or Analyst, then moving on to roles such as Underwriter, Senior Underwriter, and Chief Underwriting Officer. With experience and additional certifications, professionals can advance to roles such as Underwriting Manager or Director.

Related Skills

In addition to strong analytical and risk assessment skills, underwriters are expected to have knowledge of finance, insurance principles, and regulatory compliance. Proficiency in data analysis, decision-making, and communication skills are also essential for success in this field.

Interview Questions

  • What is underwriting, and why is it important for insurance companies? (basic)
  • How do you assess risk in underwriting? (medium)
  • Can you explain the difference between underwriting and claims? (medium)
  • How do you stay updated on industry trends and regulations related to underwriting? (medium)
  • Can you walk us through a recent underwriting project you worked on and the outcome? (medium)
  • How do you handle conflicting priorities in underwriting decisions? (medium)
  • What risk assessment tools or software are you familiar with? (medium)
  • How do you ensure compliance with underwriting guidelines and policies? (medium)
  • What steps do you take to verify information provided by applicants during the underwriting process? (medium)
  • How do you communicate underwriting decisions to stakeholders? (medium)
  • Can you provide an example of a challenging underwriting scenario you faced and how you resolved it? (medium)
  • How do you handle underwriting for complex or high-value insurance policies? (advanced)
  • What strategies do you use to mitigate risks in underwriting large portfolios? (advanced)
  • How do you incorporate data analytics and technology in underwriting processes? (advanced)
  • Can you explain the impact of macroeconomic factors on underwriting decisions? (advanced)
  • How do you assess the financial stability of an applicant in underwriting? (advanced)
  • What are some key metrics you use to evaluate the effectiveness of underwriting strategies? (advanced)
  • How do you handle underwriting for specialized insurance products or industries? (advanced)
  • Can you provide an example of a time when you had to make a difficult underwriting decision and how you justified it? (advanced)
  • How do you collaborate with other departments, such as sales or claims, to ensure successful underwriting outcomes? (advanced)
  • How do you handle underwriting for international clients or policies? (advanced)
  • What are some emerging trends in underwriting that you are keeping an eye on? (advanced)

Closing Remark

As you explore underwriting jobs in India, remember to showcase your expertise, skills, and experience during the job search and interview process. By preparing thoroughly and demonstrating your knowledge and capabilities, you can confidently pursue exciting opportunities in the underwriting field. Good luck!

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