3035 Underwriting Jobs - Page 2

Key Responsibilities Work on being familiar with the underwriting criteria of our partner banks, which include SBI, BOB, ICICI, Axis Bank, HDFC, etc. Screen the education loan applications, advise students on the documentation, and coordinate with bank staff for smooth processing of the education loan Work on solving student's queries Manage the process from eligibility to the sanctioning of the loan About Company: WeMakeScholars is a Hyderabad-based fintech startup specializing in education loans and scholarships. Established seven years ago, we collaborate closely with major banks and NBFCs in India, including SBI, Axis Bank, and ICICI Bank, to simplify the education loan application process for students and parents. While we do not directly provide loans, we ensure a seamless and hassle-free experience. As market leaders in the education finance segment, we currently partner with over 14 financial institutions, a number that continues to grow. Last year, we facilitated the disbursement of approximately 10,000 crore in student loans, and we anticipate even higher volumes this year. Show more Show less

Skills: Communication, Data Entry, Skilled Multi-tasker, Interpersonal Skills, Data Analysis, Underwriting, Insurance Regulations, Pricing Models, Job Summary The Assistant Motor Underwriter is responsible for issuing policies in Insurance company Portals once CRM has closed the deal with customers. He is responsible of entering the details in Praktora to issue Debit note. This role involves close collaboration with insurance companies, and internal teams to review client applications. Key Responsibilities And Accountabilities Policy Issuance & Documentation Follow-up with insurance company for issuing approved motor insurance policies. Ensure the details entered in the Portal of Insurance companies and in Praktora is accurate. Key Performance Indicator (KPI) Average number of policies per day. Standard KPI Value 15 Number of Reconciliation entries in a month. Keep the number is minimum. Ideal KPI Value is ZERO. Skills & Competencies Technical Expertise: Knowledge of motor insurance underwriting and pricing. Benefits to be added. Make and models of vehicles. Attention to Detail: Ensures accuracy of Vehicle details such as Engine/Chassis Number etc. Communication Skills: Effective verbal and written communication with internal teams and insurers. Key Attributes Data entry skills. Entering correct insurance company, correct customer and Vehicle details and premium details . Ability to multitask and handle high volumes of underwriting requests. Strong interpersonal skills to coordinate effectively with insurers and internal teams. Show more Show less

Key Responsibilities Work on being familiar with the underwriting criteria of our partner banks, which include SBI, BOB, ICICI, Axis Bank, HDFC, etc. Screen the education loan applications, advise students on the documentation, and coordinate with bank staff for smooth processing of the education loan Work on solving student's queries Manage the process starting from eligibility to the sanctioning of the loan About Company: WeMakeScholars is a Hyderabad-based fintech startup specializing in education loans and scholarships. Established seven years ago, we collaborate closely with major banks and NBFCs in India, including SBI, Axis Bank, and ICICI Bank, to simplify the education loan application process for students and parents. While we do not directly provide loans, we ensure a seamless and hassle-free experience. As market leaders in the education finance segment, we currently partner with over 14 financial institutions, a number that continues to grow. Last year, we facilitated the disbursement of approximately 10,000 crore in student loans, and we anticipate even higher volumes this year. Show more Show less

About The Role Job Role: Relationship management with aggregators across different levels from top management to middle management Strategize, manage and drive online aggregator partnerships for month on month target achievement Identifying and acquiring potential new aggregators Manage Direct Sales Team, Credit underwriters and call center - across different functions on a daily basis to meet the business goals & improve data point to disbursal funnel conversion To conceptualize and execute contests to motivate the partners Plan annual engagement calendars with aggregators aligned with business priorities Sales Planning and Day to day Operations for the Aggregator Platforms. Liaison with other internal cross functional stakeholders like Marketing, IT, digital/ BSG, to drive agreed initiatives to build scale Work with partners to design and execute joint PA/PQ programs resulting in 3X growth Job Requiremetnts Qualification - Graduate from a recognized University - with 6 to 8 years of experience of handling web aggregator business. preferably in banking or insurance. Job KnowledgeUnderstanding of personal loans will be an added advantage; Skills & Experience Quick learner ; Excellent written and oral communication,

About The Role Job Role: Relationship management with aggregators across different levels from top management to middle management Strategize, manage and drive online aggregator partnerships for month on month target achievement Identifying and acquiring potential new aggregators Manage Direct Sales Team, Credit underwriters and call center - across different functions on a daily basis to meet the business goals & improve data point to disbursal funnel conversion To conceptualize and execute contests to motivate the partners Plan annual engagement calendars with aggregators aligned with business priorities Sales Planning and Day to day Operations for the Aggregator Platforms. Liaison with other internal cross functional stakeholders like Marketing, IT, digital/ BSG, to drive agreed initiatives to build scale Work with partners to design and execute joint PA/PQ programs resulting in 3X growth Job Requiremetnts Qualification - Graduate from a recognized University - with 6 to 8 years of experience of handling web aggregator business. preferably in banking or insurance. Job KnowledgeUnderstanding of personal loans will be an added advantage; Skills & Experience Quick learner ; Excellent written and oral communication,

About The Role Job Role: Relationship management with aggregators across different levels from top management to middle management Strategize, manage and drive online aggregator partnerships for month on month target achievement Identifying and acquiring potential new aggregators Manage Direct Sales Team, Credit underwriters and call center - across different functions on a daily basis to meet the business goals & improve data point to disbursal funnel conversion To conceptualize and execute contests to motivate the partners Plan annual engagement calendars with aggregators aligned with business priorities Sales Planning and Day to day Operations for the Aggregator Platforms. Liaison with other internal cross functional stakeholders like Marketing, IT, digital/ BSG, to drive agreed initiatives to build scale Work with partners to design and execute joint PA/PQ programs resulting in 3X growth Job Requiremetnts Qualification - Graduate from a recognized University - with 6 to 8 years of experience of handling web aggregator business. preferably in banking or insurance. Job KnowledgeUnderstanding of personal loans will be an added advantage; Skills & Experience Quick learner ; Excellent written and oral communication,

About The Role Job Role: Relationship management with aggregators across different levels from top management to middle management Strategize, manage and drive online aggregator partnerships for month on month target achievement Identifying and acquiring potential new aggregators Manage Direct Sales Team, Credit underwriters and call center - across different functions on a daily basis to meet the business goals & improve data point to disbursal funnel conversion To conceptualize and execute contests to motivate the partners Plan annual engagement calendars with aggregators aligned with business priorities Sales Planning and Day to day Operations for the Aggregator Platforms. Liaison with other internal cross functional stakeholders like Marketing, IT, digital/ BSG, to drive agreed initiatives to build scale Work with partners to design and execute joint PA/PQ programs resulting in 3X growth Job Requiremetnts Qualification - Graduate from a recognized University - with 6 to 8 years of experience of handling web aggregator business. preferably in banking or insurance. Job KnowledgeUnderstanding of personal loans will be an added advantage; Skills & Experience Quick learner ; Excellent written and oral communication,

About The Role JD For Credit Manager Loan Underwriting Handling secured, unsecured and working capital and LAP Evaluate and process end to end Loan applications within agreed TAT timelines. Timely clearance of open audit queries, quality control checks Timely completion of Vendor Management related activities Providing support to Business Plan through quick turnaround of New and Existing proposals and work with team to optimize returns while remaining within Risk Appetite Conducting stock audits as per the Stock audit plan through empanelled vendors. Analyzing/ Reviewing the reports received and highlighting the observations to the Management and taking necessary action. Handling different MIS"™s of Portfolio. Monitoring churning and overdue in accounts. Processing bills of empaneled vendors for service rendered. Coordinating with empaneled vendors and resolving issues (if any). Coordinating with Business team, Credit teams, etc as per the requirement. Other related activities. Approve or reject loan requests, based on credibility and potential revenues and losses Calculate and set interest rates Negotiate loan terms with clients Monitor payments Maintain records of loan applications

About The Role JD For Credit Manager Loan Underwriting Handling secured, unsecured and working capital and LAP Evaluate and process end to end Loan applications within agreed TAT timelines. Timely clearance of open audit queries, quality control checks Timely completion of Vendor Management related activities Providing support to Business Plan through quick turnaround of New and Existing proposals and work with team to optimize returns while remaining within Risk Appetite Conducting stock audits as per the Stock audit plan through empanelled vendors. Analyzing/ Reviewing the reports received and highlighting the observations to the Management and taking necessary action. Handling different MIS"™s of Portfolio. Monitoring churning and overdue in accounts. Processing bills of empaneled vendors for service rendered. Coordinating with empaneled vendors and resolving issues (if any). Coordinating with Business team, Credit teams, etc as per the requirement. Other related activities. Approve or reject loan requests, based on credibility and potential revenues and losses Calculate and set interest rates Negotiate loan terms with clients Monitor payments Maintain records of loan applications

About The Role Role Name Department Commercial Banking - Credit Monitoring & Strategy Location Mumbai Number of Positions 1 Reporting Relationships Vice President Position Grade Senior Manager Position Purpose : With the Bank"™s growing asset portfolio, there is an imminent need for building systems and processes for analysing data from multiple sources & drilling down to industry / sector level performances through advisories as well as forecasts based on a set of assumptions, on both threats and opportunities for growth, including specific references to individual borrowers and at group level; event-based impact analyses, tight monitoring of portfolio quality, timely identification of accounts that require closer monitoring, ability to think through risk mitigating structures / follow up for implementation of review outcomes / action points. Portfolio Monitorin- Identify, manage and minimize shocks / stresses in the Credit Portfolio. Analytics and Advisory objective being to establish an enterprise approach focusing on key and emerging risks and opportunities, involving the following ; Advisories from CRILC / CRISIL and other rating agencies / Capitaline / webinars / research reports. Drill down to Industry / Sector performance. Correlate with Bank"™s portfolio on these major Industries / Sectors segments with direction on outlook. Maintaining subscription services, wherever necessary Preparation and monitoring of monthly EWS (Early Warning System) reports. Identify accounts under relevant categories, which need to be included under the EWS reporting, based on the overdue and churning and other such reports and other set identified parameters. Co-ordinate with Zonal / Regional, Business and Credit teams to analyze and update the latest information with relevance of such accounts. Discuss the identified accounts and report at a Zonal / regional level and subsequently present the EWS report made on a monthly basis to the Group Head / Business Head / Credit Head and to President (Commercial Banking). Note the directions / actionable made with regard to specific accounts, if any, and update the same to the concerned. Identify, analyze and deep dive on specific accounts which need to be carefully and specifically hind sighted. Chartered Accountant Past experience of 3 to 5 years Strong analytical skills - ability to carry out economic analysis, build quantitative and financial models to project future performance thus requiring fluency in MS Office, Advanced MS Excel (Macros, V-lookup, Pivot)\ and MS Powerpoint Knowledge of Bank"™s internal data systems Finnacle, CORE, etc. Ability to engage with internal and external stakeholders, gain their confidence and persuade them to cooperate with initiatives where required If you wish to apply for this job position, please fill your details in the Kotak Fast Track Application Form and mail to priyanka.lunawat@kotak.com Please mention the following in the subject line as "˜"Position Name" "Your Name" "Your Current Business Group"

About The Role JD For Credit Manager Loan Underwriting Handling secured, unsecured and working capital and LAP Evaluate and process end to end Loan applications within agreed TAT timelines. Timely clearance of open audit queries, quality control checks Timely completion of Vendor Management related activities Providing support to Business Plan through quick turnaround of New and Existing proposals and work with team to optimize returns while remaining within Risk Appetite Conducting stock audits as per the Stock audit plan through empanelled vendors. Analyzing/ Reviewing the reports received and highlighting the observations to the Management and taking necessary action. Handling different MIS"™s of Portfolio. Monitoring churning and overdue in accounts. Processing bills of empaneled vendors for service rendered. Coordinating with empaneled vendors and resolving issues (if any). Coordinating with Business team, Credit teams, etc as per the requirement. Other related activities. Approve or reject loan requests, based on credibility and potential revenues and losses Calculate and set interest rates Negotiate loan terms with clients Monitor payments Maintain records of loan applications

About The Role Credit Manager-RELATIONSHIP BANKING GROUP-Credit JOB DESCRIPTION Role Credit Appraisal Loan applications within defined guidelines and accordingly take decision or recommend for approval to higher authorities Under writing cases with desired level of quality and enabling achievement of Branch Business target by proper training Use performance history along with liquidity, debt/asset management and profitability ratios to assess creditworthiness in evaluation Stock on HireIncrease in volume of business Ensure that SOH increases(pl confirm if this applies to CM role ) NPA trend Analyze the NPA trend like area, industry, sector etc. Interact with Customers & understand the business and regularly monitor delinquencies / infants. Infant loan which is less than 12 months NPA Ensure qualitative portfolio

About The Role PositionManager / Sr. Manager Risk Commercial Bank LocationGoregaon DepartmentCredit Risk [Construction Equipment / Microfinance / Tractor] Reports ToAVP / VP Risk Role Objective To strengthen the credit risk function for CE / MFI / Tractor portfolios by driving policy, process, automation, portfolio monitoring, and early risk identification, in line with digital risk management frameworks and governance standards. Key Responsibilities Monitor early delinquency, bounce movement, and flow rates (30+ to 90+, 90+ to NPA) to identify stress pockets. Prepare and track GCL budgets, support stress-testing and scenario-based risk assessments. Draft and maintain credit risk policies and process documents, ensuring governance and audit readiness. Identify automation opportunities in risk policy and push for integration via BRE / LOS / STP frameworks. Design and implement RBA (Risk-Based Approval) and STP scorecard-based underwriting models. Perform case-wise analysis of high-ticket delinquents, NPAs, and non-starters with recovery recommendations. Prepare NPA notes, RCA (Root Cause Analysis), and track implementation of preventive actions. Automate portfolio monitoring using Python, Excel macros, or BI tools. Coordinate RCSAs and internal process audits within the risk function. Interact with business, collections, product, and legal teams to ensure cross-functional alignment. Conduct training and orientation sessions on new risk policies and process changes. Skills & Knowledge Requirements 37 years of experience in at least 3 of the followingcredit underwriting, risk policy, product/process implementation, audit, digitization, or automation (preferably with 23 years in automation). Hands-on experience in risk policy/process writing and process control. Strong understanding of banking systems, BRE engines, and LOS platforms. Ability to identify gaps, eliminate redundant flows, and drive process automation across credit lifecycle. Previous exposure to lending (retail or MSME) side of banking or NBFCs preferred. Sharp analytical mindset with eye for detail; capable of identifying digitization opportunities. High proficiency in MS Excel; working knowledge of Python / SQL / BI tools is an added advantage. Effective communication and stakeholder management; able to handle conflicting views and drive consensus. Good written English for documentation, policy writing, and presentations. IT background or exposure to risk-tech integration is an added advantage.

About The Role PositionManager / Sr. Manager Risk Commercial Bank LocationGoregaon DepartmentCredit Risk [Construction Equipment / Microfinance / Tractor] Reports ToAVP / VP Risk Role Objective To strengthen the credit risk function for CE / MFI / Tractor portfolios by driving policy, process, automation, portfolio monitoring, and early risk identification, in line with digital risk management frameworks and governance standards. Key Responsibilities Monitor early delinquency, bounce movement, and flow rates (30+ to 90+, 90+ to NPA) to identify stress pockets. Prepare and track GCL budgets, support stress-testing and scenario-based risk assessments. Draft and maintain credit risk policies and process documents, ensuring governance and audit readiness. Identify automation opportunities in risk policy and push for integration via BRE / LOS / STP frameworks. Design and implement RBA (Risk-Based Approval) and STP scorecard-based underwriting models. Perform case-wise analysis of high-ticket delinquents, NPAs, and non-starters with recovery recommendations. Prepare NPA notes, RCA (Root Cause Analysis), and track implementation of preventive actions. Automate portfolio monitoring using Python, Excel macros, or BI tools. Coordinate RCSAs and internal process audits within the risk function. Interact with business, collections, product, and legal teams to ensure cross-functional alignment. Conduct training and orientation sessions on new risk policies and process changes. Skills & Knowledge Requirements 37 years of experience in at least 3 of the followingcredit underwriting, risk policy, product/process implementation, audit, digitization, or automation (preferably with 23 years in automation). Hands-on experience in risk policy/process writing and process control. Strong understanding of banking systems, BRE engines, and LOS platforms. Ability to identify gaps, eliminate redundant flows, and drive process automation across credit lifecycle. Previous exposure to lending (retail or MSME) side of banking or NBFCs preferred. Sharp analytical mindset with eye for detail; capable of identifying digitization opportunities. High proficiency in MS Excel; working knowledge of Python / SQL / BI tools is an added advantage. Effective communication and stakeholder management; able to handle conflicting views and drive consensus. Good written English for documentation, policy writing, and presentations. IT background or exposure to risk-tech integration is an added advantage.

About The Role Job Role: Evaluating Credit requirements of potential customers (Strategic and retail) in the Commercial Vehicle business Underwriting and preparation of credit assessment notes covering detailed analysis of business, management and financials Balance Sheet / Other Financial statement analysis and identifying risk factors Market, Competitor & Dealer visits as per the requirement and continuous updating of the happening/changes in the market place which would help in acting proactively Timely processing of proposals as per TAT to ensure better time to market Ensuring compliance of terms and conditions of sanctions by liasioning with the RM"™s and company involved Ensure adherence of credit policies and RBI guidelines Continuous monitoring of Infant Delinquencies Job Requirements: 5 to 8 years MBA (Finance)/CA Credit Analyst/Credit Manager

Department Regulatory ReportingLocation MumbaiNumber of Positions 1Reporting Relationship Team Leader - Regulatory ReportingPosition Grade M3 / M4 Job Role: PAN Bank Exposure report and CRILC return :- Preparing the PAN Bank Exposure Report. Co-oridnating with various department of the bank to get the data / information for PAN Bank exposure data and other returns.Analysis of trend and reconciliation of Pan Bank exposure report with source data. Compiling, checking and filing the monthly CRILC return Highlighting major risks if any arising from the existing process or reporting and taking corrective action. Other monthly / quarterly returns/ exposure reportPreparing the Gift City Exposure Report on monthly basis. Working on WBG data points for Capital Market Exposure (CME) and Commercial Real Estate (CRE) on monthly basis. Compiling, checking and filing the Return of Large Exposure (RLE), Return on Large Corporate (RLC) & Return on Connected Exposure ( RCE) every quarter.Working on Return on Asset quality (RAQ) & SIBC Industry data point on quarterly basis. Working on Credit data points of risk based supervision (RBS) document to RBI on quarterly basisAnalyzing the trends in Key risk indicators for the Bank based on above return filing. Working on Board Note, compliance note and Substantial exposure reporting quarterly as per internal guideline. Providing exposure related data to auditors, compliance, legal, inter department, regulator, etc and resolving audit queries. Automation project : Drafting BRD and conducting UAT w.r.t automation project. Implementing automation project of the bank, drafting process note and monitoring the data flow. Qualification/ Experience/ Skill Requirement: Bachelor's/Masters degree in Finance, Accounting, Business Administration, or related field.At least 3-4 years of experience and well-versed with computers/ excel. Knowledge of Credit Appraisal, Credit Monitoring or regulatory requirements.Analytical skills, proficiency in trend analysis and understanding of data flow in banking system. Written and verbal communication skill with the ability to present information clearly and concisely.

About The Role Job Role: Looking after credit underwriting of SENP / SEP cases by having deep understanding of applicants financials and business background post visiting customer. Delinquency monitoring for underwritten cases during the infant stage so as to keep delinquency to almost Nil levels. Managing the credit quality of underwritten cases. Having sound knowledge of present economic indicators as well as updates in mortgage industry. Maintaining decent productivity levels of processing. Being a team player while assisting the team in implementing HO & local policies at ground level. Handling of CPAs and mentoring them to extract quality in their output. Monitoring their productivity levels. Job Requirements: CA /MBA done from well-known Institute. Min 2 4 years of experience in mortgage with bank or NBFC. Having above exposure in SENP segment (non Salaried segment). Same Posting Description for Internal and External Candidates

About The Role Job Role: Relationship management with aggregators across different levels from top management to middle management Strategize, manage and drive online aggregator partnerships for month on month target achievement Identifying and acquiring potential new aggregators Manage Direct Sales Team, Credit underwriters and call center - across different functions on a daily basis to meet the business goals & improve data point to disbursal funnel conversion To conceptualize and execute contests to motivate the partners Plan annual engagement calendars with aggregators aligned with business priorities Sales Planning and Day to day Operations for the Aggregator Platforms. Liaison with other internal cross functional stakeholders like Marketing, IT, digital/ BSG, to drive agreed initiatives to build scale Work with partners to design and execute joint PA/PQ programs resulting in 3X growth Job Requiremetnts Qualification - Graduate from a recognized University - with 6 to 8 years of experience of handling web aggregator business. preferably in banking or insurance. Job KnowledgeUnderstanding of personal loans will be an added advantage; Skills & Experience Quick learner ; Excellent written and oral communication,

About The Role Description: RBG Business under Commercial Banking at Kotak Mahindra Bank caters to all the working capital requirements of Transporters/ Logistics/ Warehousing/ Infrastructure/Dealer Finance segments. Hence, preferable industry would be these segments, however,good candidate with experience in Credit Corporate / SME/Mid-Market/Any other Dept. job role other than these segments canalso be considered. Evaluating Working Credit requirements of potential customers of RBG caters to Transporters, Automobile Dealers, Logistics & Warehousing, Govt Infrastructure Contractors, as customer segment. Underwriting and preparation of credit assessment notes covering detailed analysis of business, management and financials Balance Sheet / Other Financial statement analysis and identifying risk factors Market, Competitor & Dealer visits as per the requirement and continuous updating of the happening/ changes in the market place which would help in acting proactively Timely processing of proposals as per TAT to ensure better time to market Ensuring compliance of terms and conditions of sanctions by liasioning with the RMs and company involved Continuous monitoring of Infant Delinquencies. Job Requirements: 3 to 8 years MBA (Finance)/CA

About The Role Job Role: Relationship management with aggregators across different levels from top management to middle management Strategize, manage and drive online aggregator partnerships for month on month target achievement Identifying and acquiring potential new aggregators Manage Direct Sales Team, Credit underwriters and call center - across different functions on a daily basis to meet the business goals & improve data point to disbursal funnel conversion To conceptualize and execute contests to motivate the partners Plan annual engagement calendars with aggregators aligned with business priorities Sales Planning and Day to day Operations for the Aggregator Platforms. Liaison with other internal cross functional stakeholders like Marketing, IT, digital/ BSG, to drive agreed initiatives to build scale Work with partners to design and execute joint PA/PQ programs resulting in 3X growth Job Requiremetnts Qualification - Graduate from a recognized University - with 6 to 8 years of experience of handling web aggregator business. preferably in banking or insurance. Job KnowledgeUnderstanding of personal loans will be an added advantage; Skills & Experience Quick learner ; Excellent written and oral communication,

About The Role Credit Manager-HF LOAN AGAINST PROPERTY (LAP)-Credit JOB DESCRIPTION Job Role: Looking after credit underwriting of SENP / SEP cases by having deep understanding of applicants financials and business background post visiting customer. Delinquency monitoring for underwritten cases during the infant stage so as to keep delinquency to almost Nil levels. Managing the credit quality of underwritten cases. Having sound knowledge of present economic indicators as well as updates in mortgage industry. Maintaining decent productivity levels of processing. Being a team player while assisting the team in implementing HO & local policies at ground level. Handling of CPAs and mentoring them to extract quality in their output. Monitoring their productivity levels. Job Requirements CA /MBA done from well-known Institute. Min 2 4 years of experience in mortgage with bank or NBFC.

Location(s): Noida-Greater Noida Expressway, Sector - 129, Plot No. C3-C, Noida, Uttar Pradesh, IN Line Of Business: Insurance(INSURANCE) Job Category ESG Analytics, Data & Research Experience Level: Experienced Hire At Moody's, we unite the brightest minds to turn today’s risks into tomorrow’s opportunities. We do this by striving to create an inclusive environment where everyone feels welcome to be who they are-with the freedom to exchange ideas, think innovatively, and listen to each other and customers in meaningful ways. If you are excited about this opportunity but do not meet every single requirement, please apply! You still may be a great fit for this role or other open roles. We are seeking candidates who model our values: invest in every relationship, lead with curiosity, champion diverse perspectives, turn inputs into actions, and uphold trust through integrity. Job Description - Sr Risk Consulting Associate - Analytical Services The Analytical & Data Services team provides an integrated suite of data and analytical services and solutions based on RMS’ catastrophe models, that global insurance and reinsurance clients rely on for making decisions on underwriting, portfolio management, capital management and risk transfer. The team works with exposure data of a majority of Fortune 500 corporate accounts, analyzing the quality of data, assessing clients’ exposure to catastrophic events, and providing insights on loss drivers and distributions, using RMS models. Analysts on the team specialize in data interpretation, data analytics, data quality, financial policy structures, and a deep understanding of sophisticated catastrophe models of perils including earthquake, hurricane, and terrorism. As a Sr Risk Consulting Associate, you will be responsible for the quantification of catastrophe risk using a variety of databases and RMS models for a client portfolio. The person will be required to understand client requirements for exposure and loss analytics, configure an analytical solution, and report/ present results from the analysis to underwriting and catastrophe modeling teams at insurance/ reinsurance companies. Key Accountabilities & Deliverables Provide high quality analysis of exposures and losses to enable business decisions at the client-end. Understand the in-depth working of RMS models including database schema to conduct the appropriate analysis. On hands experience in end-to-end account modelling and Portfolio/ Cedant analysis including exposure preparation and enrichment. Assess the quality of input data and be able to highlight potential improvements. Generate relevant insights from modeled results for an analytically sophisticated stakeholder group. Support the client in understanding the analysis output and proving value-added observations and comparison summary. Independently lead projects in terms of project delivery, value-addition, process optimization and client communication Document all aspects of a project, particularly focusing on the rationale for decisions and exceptions. Drive process improvements which increase utility or efficiency of analysis. Mentor and train new risk analysts including performing need-based quality assurance of their work Interface with RMS client development and other technical teams on client engagements. Skills Strong analytical and problem-solving abilities. Strong database and data mining skills - working knowledge of Excel, Access, and SQL; VBA or VB.Net is an added advantage. Excellent written and verbal communication. Team player Mentoring and coaching skills. Desirable - Knowledge of Python and R languages Requirements Graduate from good colleges/university with excellent academic record MBA Finance/Insurance/Operations Research or Masters in Mathematics/ Statistics/ Operations Research/Economics. Preferred 3-6 years’ experience in risk/ business/ data analytics for P&C insurance, reinsurance, or insurance linked securities. Experience in mathematical or statistical application for R&D, model development or solution design. Hands-on experience with catastrophe risk models will be an added advantage. Prior project / team management experience would be desirable. Moody’s is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, disability, protected veteran status, sexual orientation, gender expression, gender identity or any other characteristic protected by law. Candidates for Moody's Corporation may be asked to disclose securities holdings pursuant to Moody’s Policy for Securities Trading and the requirements of the position. Employment is contingent upon compliance with the Policy, including remediation of positions in those holdings as necessary. Show more Show less

Planning Research and analyze the internal and external performance of the various products through multiline channels. Study how the various products are performing, market demand, competitors, customer segmentation etc. Identify opportunities for driving growth for BAGIC and propose strategy. Align on business targets and key initiatives to be worked on. Product performance Track top line and product mix on a regular basis. Review against targets and analyze deviations. Push Marketing teams and channel partners to drive sales. Conduct research on market and competitors. Meet Marketing teams and channel partners for additional market insights. Analyze and identify opportunities to grow the business and achieve desired product mix. Provide leads and work with Marketing teams and channel partners to implement plans. Work with Underwriting team to enable promotion drives for products and provide competitive quotes for specific policy proposals. Track and analyze profitability across products and geographies. Identify and implement changes and corrections to the sales approach. Education and awareness Drive digital adoption of the products. Ensure that the products are listed on the websites and that all key information is available. Send regular communications to Marketing team and channel partners to create product awareness. Conduct training sessions to drive understanding of various products. Channel enablement and process enhancement Regularly interact with Marketing teams and channel partners to understand system/ process issues in policy issuance, claims management etc. Identify opportunities for technical enablement and process improvement. Work with IT and Technical Team to drive changes. Address any errors or escalations in policy issuance. Conduct regular meetings and conference calls with channel partners. Educate and engage the partners and discuss what support they require from BAGIC. Identify opportunities to increase channel penetration and add new channel partners. Work with marketing teams to implement. Show more Show less

Job Brief We are looking for a highly detail-oriented and motivated individual to join our Pre-Underwriting team in Bangalore. In this role, you will assess mortgage loan files to determine whether the risk is permissible under lending guidelines and adequately secured by collateral. You will also ensure compliance with all applicable Federal, State, and Local regulations. This position requires a strong understanding of the mortgage life cycle, regulatory frameworks, and pre-underwriting standards. As a subject matter expert, you’ll provide guidance to your team, support new hires, and actively contribute to maintaining operational excellence. Roles and Responsibilities Review mortgage loan files to ensure eligibility and compliance with underwriting guidelines and regulatory requirements. Identify issues in documentation by connecting the dots and flagging risks accurately. Guide and support the team, including onboarding and training new joiners. Conduct certification sessions, refresher training, and provide ongoing floor support. Supervise production workflows and ensure timely processing of work queues. Conduct regular feedback and coaching sessions with team members. Maintain up-to-date knowledge of industry standards, investor guidelines, and compliance requirements. Generate and maintain reports as per operational standards. Collaborate with cross-functional teams and escalate issues when necessary. Take initiative to stay informed about updates and trends in the mortgage domain. Perform additional duties as assigned by management. Requirements Graduate in any discipline 2–5 years of experience in mortgage pre-underwriting or processing (freshers with strong aptitude may also be considered) Strong knowledge of US federal and state mortgage regulations Proficient in MS Office (Excel, Word, PowerPoint); experience with LOS, LMS, and navigating selling guides Excellent verbal and written communication skills for effective stakeholder communication Strong analytical and problem-solving abilities Exceptional attention to detail and accuracy in documentation review Ability to multitask, work independently, and meet deadlines in a dynamic environment Strong presentation skills and the ability to conduct knowledge-sharing sessions Flexible to work both day and night shifts, including weekends if required Show more Show less

Commercial Lines Senior Underwriter – P&C Real Estate Home » Careers » Commercial Lines Senior Underwriter P&C Real Estate INTRODUCTION Specialty Program Group Canada (SPGC) is a fast-paced insurance Managing General Agency (MGA) that provides innovative underwriting solutions for our network of brokers across Canada through our trade brands: Cansure, Beacon, i3 Underwriting, Totten Group, Anderson McTague & Associates, and Specialty Claims Canada. Our success as Canada’s largest MGA is based on our innovation, hospitality-level service, and living our values every day. We are a thriving, growing organization, providing stable and fulfilling careers for over 500 people across Canada. We are leading supplier of property and casualty insurance in Canada, providing innovative underwriting solutions to licensed brokers across Canada. We offer a broad range of products servicing business in one of our core segments: Hospitality, Recreation & Resorts, Construction (COC), Contractors, Professional Insurance, Real Estate, Transportation and more. Our underwriting expertise and facilities let us write even the toughest risks or solve that small wrinkle in what might otherwise be a standard risk. We are seeking a Commercial Lines Senior Underwriter to join our growing department. SPGCanada.ca | Cansure.com | TottenGroup.com Overview Working as part of a team, you are responsible for analyzing the acceptability of business opportunities according to company guidelines. This includes reviewing and pricing new submissions, renewal business and endorsements. We are looking for a Commercial Lines Senior Underwriter to join our P&C Real Estate team . In this role, you will help drive the growth and profitability of SPGC. You will build broker relationships and leverage your expertise, creativity, and entrepreneurial spirit to build your book. Surrounded by a team of experienced practice leaders, managers, and executives, we provide an extensive range of products, ample capacity, and empowerment to enable your success. In this role, you will work collaboratively with your colleagues and management to provide value added expertise and exceptional service to our broker partners. This is a Hybrid/Remote position based on team needs, but preferably based in Western Canada or Ontario. Responsibilities This position will: Perform risk analysis using internal and external data resources for the purpose of quoting, negotiating and authorizing the renewal of existing policies and acceptance of new opportunities for risks of a moderate to high complexity based on guidelines and retention goals of the company; Develop and support professional business partnerships with brokers by providing prompt service, responding to inquiries, acting pro-actively and taking ownership of issues and resolving them with a solution-oriented approach; Pursue and achieve production targets; Travel occasionally to meet with brokers and others to promote our business and identify business opportunities; Make decisions based on imperfect information; Communicate decisions and respond in a prompt and professional manner; Build and maintain positive working relationships with internal and external parties, including attending industry related seminars and networking events as necessary; Negotiate coverage with brokers within and delegated authority parameters; Manage, strengthen and grow a book of profitable business; Handle endorsement requests within delegated authority. Independently engages with broker to clarify intent of the request or seek missing information; Maintain compliance with established corporate guidelines and delegated authority parameters; Work independently to meet deadlines following company guidelines to accomplish goals; Take ownership of work-related activities and follow through on your commitments; Deal effectively with pressure, maintains a positive outlook and recover quickly from setbacks; Prioritize and complete tasks to deliver desired outcomes within allocated time frames; Take personal responsibility and action toward learning and implementing new ideas, method, and technologies; Demonstrate effective communication and interpersonal skills, both written and verbal; Exhibit good decisional making and analytical skills; Mentor and train less experienced team members, if required; Think strategically, formulate objectives and set priorities, and implement plans consistent with the long-term interests of the company; Document assigned files ensuring completeness, compliance, and quality to meet the documentation standards. Keep paper free environment by uploading the documents on our company software; and Complete loss reports and post-claim underwriting reviews. Qualifications You’re a good fit if you have: Have at least 5 years of relevant experience in Commercial P&C Underwriting or 10 years Commercial Brokering experience, with a stronger focus on Real Estate Property. Hold a Charted Insurance Professional (CIP) designation (or are actively pursuing); Hold a level 2 insurance agent license, or can qualify for a license within 90 days; Have existing relationships within the industry you can leverage to attract business opportunities and grow your portfolio; Have advanced knowledge in one of our business segments and/or lines of business; Can lead a business development meeting with a broker to strengthen the existing relationship and prospect for new opportunities; Have attended insurance industry events, such as broker conventions and networking events; and Are proficient to an intermediate level on Microsoft Outlook and Word; and Are familiar with basic legal structures in Canada. Benefits By joining Specialty Program Group Canada, you’ll become part of a rapidly growing company focused on providing innovative insurance solutions to support independent brokers in Canada. As a member of our team, you’ll benefit from: Dental care Extended health care Paid time-off RRSP match Vision care Salary Range The expected salary range for this position is from $75,000 and above and will be impacted by factors such as the successful candidate’s skills, experience and working location, as well as the specific position’s business line, scope and level. Specialty Program Group Canada and affiliated brands are proud to offer comprehensive benefit and total compensation packages which include extended health and dental benefits, disability insurance, RRSP matching, paid time off benefits, and a variety of potential bonus opportunities. Apply Today Interested applicants are asked to send your cover letter and resume to careers@spgcanada.ca . Please note that only those chosen for an interview will be contacted. I’M INTERESTED IN THIS POSITION Show more Show less