3035 Underwriting Jobs - Page 5

Key Responsibilities Work on being familiar with the underwriting criteria of our partner banks, which include SBI, BOB, ICICI, Axis Bank, HDFC, etc. Screen the education loan applications, advise students on the documentation, and coordinate with bank staff for smooth processing of the education loan Work on solving student's queries Manage the process starting from eligibility to the sanctioning of the loan About Company: WeMakeScholars is a Hyderabad-based fintech startup specializing in education loans and scholarships. Established seven years ago, we collaborate closely with major banks and NBFCs in India, including SBI, Axis Bank, and ICICI Bank, to simplify the education loan application process for students and parents. While we do not directly provide loans, we ensure a seamless and hassle-free experience. As market leaders in the education finance segment, we currently partner with over 14 financial institutions, a number that continues to grow. Last year, we facilitated the disbursement of approximately 10,000 crore in student loans, and we anticipate even higher volumes this year. Show more Show less

HDFC Bank offers commercial and investment banking, transactional and branch banking, and digital banking. It also offers insurance, mutual funds, and other financial services. HDFC Bank has branches in India and other countries, including Bahrain, Hong Kong, UAE, and Kenya. Core values Operational excellence, Customer focus, Product leadership, People, and Sustainability. Subsidiaries HDFC Securities Ltd, HDB Financial Services Ltd, HDFC Asset Management Co. Ltd, and HDFC ERGO General Insurance Co. Ltd. Job Summary: As a Sales Executive at HDFC, you will be responsible for promoting and selling HDFC’s financial products and services to potential customers. Your role will involve driving business growth, building strong client relationships, and meeting sales targets. Key Responsibilities: Customer Acquisition: Identify and reach out to potential customers (individuals and businesses) to promote HDFC's financial products such as home loans, personal loans, and other related services. Sales Target Achievement: Consistently meet or exceed assigned sales targets and KPIs, contributing to the overall growth of the company. Lead Generation: Utilize multiple channels for lead generation, including cold calling, networking, referrals, and market research. Customer Relationship Management: Establish and maintain long-term relationships with customers to ensure satisfaction and repeat business. Respond to customer queries and concerns promptly. Product Knowledge: Stay updated on the company’s products and services and be able to clearly communicate their benefits and features to customers. Documentation and Compliance: Ensure that all necessary documentation for loan applications and sales processes are completed accurately and in line with regulatory requirements. Reporting: Provide regular updates to management on sales performance, market trends, and competitor activity. Collaboration: Work closely with other departments, such as the underwriting and customer service teams, to ensure a seamless process for customers. Key Skills and Qualifications: Education: A bachelor’s degree in any field. Additional qualifications in finance or sales are a plus. Experience: Prior experience in sales, preferably in the financial services or banking industry, is preferred. Communication Skills: Strong verbal and written communication skills, with the ability to influence and negotiate. Customer-Centric: A focus on understanding customer needs and offering suitable solutions. Goal-Oriented: Ability to work independently and manage time efficiently to meet sales targets. Problem-Solving: Ability to address customer issues with practical solutions and deliver results under pressure. Tech-Savvy: Proficiency in using MS Office and CRM tools. Desired Personal Attributes: Self-motivated with a strong drive to succeed. Positive attitude and a strong work ethic. Ability to thrive in a fast-paced, target-driven environment. Excellent interpersonal skills and team collaboration. Benefits: Competitive salary and performance-based incentives. Health insurance and other employee benefits. Opportunity for career advancement and skill development.

Job role If any one applies for a loan from banks, the financial and other details of those loan applicants come to us, we study those details and send our credit executives to visit the loan applicants at their business premises. Our credit executives do the business analysis by checking the required documents, observing business activity and asking questions from loan applicants about the business, purpose of loan, existing liabilities, Banking habits, investment pattern, current expense outflow etc. This information helps us to understand the financial stability of the loan applicants. After the visit, the credit executive submits his report to Team Leaders. After Team Leaders check the report, it is being submitted to the bank and the bank decides on the basis of our report whether to sanction loan or reject loan or reduce loan amount. The job responsibility of Business Analyst Shall be to able to analyse the Financial Statements like Balance Sheet / P & L Account / Bank Statements Should be ready to meet the Loan applicants at their business Place for Analysis / Personal Discussions To ensure that he covers all points in his report which are required by bankers to decide about the loan. Should be able to think analytically if the loan should be sanctioned in the given parameters, Clarify the doubt of the Team Leader if any after submission of report. Train the new credit executives. Skill Sets required for the job: We are looking out for Male candidates below 30 years from B.com / BMS / BBA / BAF streams with good communication and sound accounting knowledge. The candidate should have basic knowledge of computers too. The candidate should be inclined towards learning the finance processes. This is a good job for candidates who want to make their career in Credit underwriting in BFSI. There is no sales or marketing involved in this job. There are no targets. The selected candidate will visit loan borrowers from his home and prepare financial reports and share with his Team Manager. It's going to be a Personal discussion with the loan borrowers Full training shall be given to the candidate by our company. We will not charge any money from the candidate or from the Institute for providing him the job. We are looking out for candidates who are serious about careers in Banking and Finance.

Whether you’re at the start of your career or looking to discover your next adventure, your story begins here. At Citi, you’ll have the opportunity to expand your skills and make a difference at one of the world’s most global banks. We’re fully committed to supporting your growth and development from the start with extensive on-the-job training and exposure to senior leaders, as well as more traditional learning. You’ll also have the chance to give back and make a positive impact where we live and work through volunteerism. Institutional Credit Management’s (“ICM”) objective is to provide an integrated “end-to-end” credit underwriting, identification, measurement, management, monitoring and reporting for wholesale credit businesses across the enterprise. Institutional Client Group (ICG) In-Business Quality Assurance is an integral part of the ICM organization. The ICM In-Business Quality Assurance function (QA) verifies that established standards and processes are followed and consistently applied. ICM uses the results of the quality assurance reviews to assess the quality of the group's policies, procedures, programs, and practices as relates to the management of wholesale credit risk. The results help management identify operational weaknesses, risks associated with the function, training needs, and process deficiencies. This role would ideally be suited to someone who is an analyst within credit risk analysis unit within the domain of Institutional Wholesale Banking. The ideal candidate will be currently working in 1st or 2nd LOD areas, in roles such as Data Analyst, Credit Analyst or a Business analyst. This role reports to the ICM Head of In-Business Quality Assurance Head of Data Analytics. In this role, you’re expected to : Support the In-Business Quality Assurance Head of Data Analytics to set the global strategy for and lead the implementation and ongoing delivery of a robust Data analytics and testing program for the Quality Assurance function as it relates to Wholesale Credit Risk (WCR) data governance Provide effective challenge on the design and operation of the data and credit processes within ICM and report any identified gaps and concerns on those through quarterly reports published to ICG senior management. Ability to query and clean complex datasets from multiple sources Deep and hands-on experience in deriving concrete insight from data and qualifying business impact. Develop processes and tools to monitor and analyze model performance and data accuracy Collaborate within IBQA teams and with QA Directors and provide them with analytics insights Provide oversight and guidance over the assessment of complex data related issues, structure potential solutions and drive effective resolution with stakeholders. Support WCR IBQA team to abreast of relevant changes to rules/regulations and other industry news including regulatory findings. Support WCR IBQA Voice of the Employee (VOE) as well as diversity and inclusion initiatives This is a hybrid role requiring office attendance 3 times a week. As a successful candidate, you’d ideally have the following skills and exposure : Analytics and Business: Good understanding of Underwriting space with experience in Banking and Financial Services Industry. Relevant years of experience in data analytics, modelling and analytics, internal audit, or similar functions at an investment or large commercial bank. Good grasp of Wholesale Credit Risk and Counterparty Credit Risk Processes and organizational awareness, to evaluate findings identified through the Quality Assurance process, determine materiality, and partnering with business to drive sustainable remediation. Leadership: Assists colleagues in identifying stretch opportunities to elevate individual and team performance and recognizes individuals based on performance Continuous learning and improvement mindset. Proven culture carrier Competencies: Solid organizational skills with ability and willingness to work under pressure and manages time and priorities effectively Written and verbal communication skills, with the ability to communicate clearly and concisely to audiences of varying levels of seniority A drive to learn and master new technologies and techniques. Experience in analyzing datasets and distilling them into actionable information as well as building out end-to-end analytical process flows Understanding of process redesign / re-engineering and execution Analytical and decision-making capabilities including the ability to identify, escalate, and propose and execute solutions to complex problems Experience in preparing presentations for seniors Technical: Coding knowledge and experience with at least one programming languages (Python & tableau skills or similar tools) will be an advantage. Proven experience of agile collaborative working. Experience working with data and deriving insights. Education: Bachelor’s or Master’s Degree in Business Administration, Finance or similar disciplines Data Analysis: SQL; Python; SAS; R, Alteryx. Visualization: Tableau; QlikView; MS Power BI. Programming language: Python Global Benefits: We provide programs and services for your physical and mental well-being including access to telehealth options, health advocates, confidential counseling and more. Coverage varies by country. We have a variety of programs that help employees balance their work and life, including generous paid time off packages. Working at Citi is far more than just a job. A career with us means joining a family of more than 230,000 dedicated people from around the globe. At Citi, you’ll have the opportunity to grow your career, give back to your community and make a real impact. Take the next step in your career, apply for this role at Citi today https://jobs.citi.com/dei This job description provides a high-level review of the types of work performed. Other job-related duties may be assigned as required. ------------------------------------------------------ Job Family Group: Risk Management ------------------------------------------------------ Job Family: Business Risk & Control ------------------------------------------------------ Time Type: Full time ------------------------------------------------------ Citi is an equal opportunity employer, and qualified candidates will receive consideration without regard to their race, color, religion, sex, sexual orientation, gender identity, national origin, disability, status as a protected veteran, or any other characteristic protected by law. If you are a person with a disability and need a reasonable accommodation to use our search tools and/or apply for a career opportunity review Accessibility at Citi. View Citi’s EEO Policy Statement and the Know Your Rights poster. Show more Show less

Role Overview Function Overview Assist in the production of “Screening Memos” for the Originations Team: As part of the loan origination process, the Origination Team produces a screening memo that details property level information (photos, maps, property description, rent roll and cash flows), market information (comparable property metrics and location) and financing information (capital stack, debt yield and loan information). The initial goal is for company to participate in the production of screening memos with the potential to participate in the underwriting and approval process for deals that Client elects to finance and refinance as well. Focus is to work on all the asset classes such multifamily, retail, storage, Industrial etc. loans originated by the Insurance. The Candidate would be supporting on the different workflows as mentioned below: Agency Pre-screening and ICM: Screening/underwriting of Agency Loans (Fannie Mae), deriving Underwriting Value, using financial spreading, rent roll analysis and creation of Investment Committee Memo. Non-Agency/Deal Pre-screening and ICM: Screening/underwriting of Non-Agency Loans, deriving Underwriting Value, using financial spreading, rent roll analysis and creation of ICM. Loan Portfolio Stratification and ICM : Stratification of portfolio of loans belonging to various asset classes, assessing their risk exposure using their property level, loan level and performance metrices. Draw Review Process: Reviewing draw related Invoices, Proof of Payments, Construction Budget, TI/LC, etc. and updating the Draw Review Trackers accordingly. On Boarding the delas on AI Based platform with the help of various closing documents, Offering Memorandum, Loan Agreement etc. Extracting market and asset specific statistics from various data sources (for eg: CoStar or similar platforms) for the pipeline deals which are shortlisted for screening or underwriting Comparing the key deal metrics which includes Occupancy, Cap Rates, Debt Yield, Cash Flow, NOI etc. of the pipeline deals with existing portfolio Analyzing property pictures & map for location-based insights, preparing the capital stack (i.e., Equity vs. Debt) and presenting them in an excel and ppt format Collecting and preparing sales and rent comparable of the target originations with the market data sourced through broker reports or web-based applications. Studying the demographics to understand the unit mixes, interpreting all sources of incomes & expenses through review of cash flows, ascertaining vacancy rates & rental income using rent rolls and using NOI to calculate key liquidity ratios i.e., DSCR, DY etc. Creating investment memorandums with the deal team ahead of investment committee. Conducting due diligence prior to closing of deal as per closing checklist. Data input in pipeline tool (i.e., DealPath, Loan Tapes) as and when required. Essential Skills & Experience: Must have a good knowledge of US Real Estate Industry and Market in underwriting the CML/CRE loans across all the sectors; along with hand on experience in underwriting the Multifamily agency (Freddie & Fannie) loans. Should be aware of the US taxes for different States and Counties; along with knowledge of various rent/sales comparable to be used in accordance with subject properties. Must be well versed with concepts of Cap Rate/Index rate/ LTC/LTV/Spreads/Cap Stack, Implied vs Cash Equity and various loan specific terminologies. In addition, should know the implications and effect of UW In-place and Mark to Market assumptions using property financials and its demographics through broker provided offering memorandum. Candidate should have the knowledge of US Market and Sub-Market to understand the deal’s demographics and its impact on the subject property. Hand on experience and proficient in preparing the dynamic financial models in MS excel. Master’s degree – Major in Finance or Banking and Capital Markets, CFA designation a plus. Exceptional quantitative aptitude and skill set with a mastery of Microsoft Office applications. Ability to manage multiple priorities in a fast paced, fluid environment. Previous background with real estate lending required with Debt Underwriting’ in real estate preferable. Rigorous analytical mindset with a high level of intellectual curiosity and excellent problem-solving skills. Acute focus on attention to detail, accuracy, and data validation. Effective communication skills (listening, verbal, and written). Excellent interpersonal and teamwork skills. Sound judgment and discretion. Strong initiative, energy and confidence completing assignments with limited supervision.

Job Description Job title: Senior Analyst – Investment Management – Structured Finance Band: B2 - Senior Analyst Experience Range: Minimum 4 year Shift Timings-: 2:00 PM - 11:30 PM IST Responsibilities: Deal Management: Collaborate closely with ABF Deal Analysts to assist in investment management and monitoring activities for structured finance deals. IC Memos: Support the deal team in updating Investment Committee approval memos, ensuring a comprehensive understanding of each deal's intricacies. Term sheets: Analyze closing documents such as credit agreements, indentures and note purchase agreements and set up processes for analyzing and monitoring the deal post-closing. Due Diligence: Perform pre-deal due diligence and stratify the collateral pool using Python to assess risk and investment potential. Surveillance and Reporting: Update surveillance data and create one-pagers for presentations to senior management for both Public and Private deals. Cashflow Modeling: Develop and update cashflow models for structured finance deals. Monitor key metrics to assess risk and expected returns. Conduct stress case scenarios and analyze their impact on repayments. Collateral Analysis: Create and update asset-level one-pagers for collateral analysis, assisting in underwriting and post-deal monitoring. Asset Valuation: Track and review revaluation events for underlying assets, ensuring accurate pricing of collateral. Sector-Level Analysis: Update monthly sector-level presentations and pro-actively highlight potential issues to senior management. Covenant Monitoring: Continuously monitor covenants and key performance indicators (KPIs) at the deal level, thereby assist the Business Analytics team to run portfolio-level analysis. Ad Hoc Projects: Undertake multiple ad hoc projects as requested by senior management to assess the impact of macro events. Client request/ Compliances: Ensure compliance with investor requirements from an investment management perspective. Data and Tools: Leverage advanced tools such as Intex and Python for in-depth analysis. Utilize Tableau, Street Diligence and Sigma for enhanced data visualization. Skills Required: MBA in Finance, CFA, or CA qualification. Experience in analyzing Asset Backed Finance deal structures and collateral is a plus. Strong analytical and quantitative skills. Proficiency in Microsoft Office tools (MS Excel, MS PowerPoint, and MS Word). Ability to summarize complex information succinctly and efficiently. Excellent written and verbal communication skills. Ability to manage multiple projects in a fast-paced environment. Detail-oriented with a commitment to accuracy and precision. Ability to work independently and collaboratively while demonstrating high sense of ownership and accountability. Thorough understanding of basic financial concepts and the ability to critically implement them. ͏ Deliver No Performance Parameter Measure 1 Process No. of cases resolved per day, compliance to process and quality standards, meeting process level SLAs, Pulse score, Customer feedback 2 Self- Management Productivity, efficiency, absenteeism, Training Hours, No of technical training completed

Job Description Job title: Analyst – Investment Management – Structured Finance Band: B1 - Analyst Experience Range: Minimum 1 year Shift Timings-: 2:00 PM - 11:30 PM IST Job Summary We are seeking a highly motivated Investment Management Analyst to join our Asset Based Finance (ABF) team within the Structured Finance Group. As an integral part of our team, you will gain exposure to a diverse portfolio of Asset-Backed Securities (ABS) investments and play a pivotal role in underwriting, monitoring, and managing these deals for our institutional clients. Responsibilities: Deal Management: Collaborate closely with ABF Deal Analysts to assist in investment management and monitoring activities for structured finance deals. IC Memos: Support the deal team in updating Investment Committee approval memos, ensuring a comprehensive understanding of each deal's intricacies. Term sheets: Analyze closing documents such as credit agreements, indentures and note purchase agreements and set up processes for analyzing and monitoring the deal post-closing. Due Diligence: Perform pre-deal due diligence and stratify the collateral pool using Python to assess risk and investment potential. Surveillance and Reporting: Update surveillance data and create one-pagers for presentations to senior management for both Public and Private deals. Cashflow Modeling: Develop and update cashflow models for structured finance deals. Monitor key metrics to assess risk and expected returns. Conduct stress case scenarios and analyze their impact on repayments. Collateral Analysis: Create and update asset-level one-pagers for collateral analysis, assisting in underwriting and post-deal monitoring. Asset Valuation: Track and review revaluation events for underlying assets, ensuring accurate pricing of collateral. Sector-Level Analysis: Update monthly sector-level presentations and pro-actively highlight potential issues to senior management. Covenant Monitoring: Continuously monitor covenants and key performance indicators (KPIs) at the deal level, thereby assist the Business Analytics team to run portfolio-level analysis. Ad Hoc Projects: Undertake multiple ad hoc projects as requested by senior management to assess the impact of macro events. Client request/ Compliances: Ensure compliance with investor requirements from an investment management perspective. Data and Tools: Leverage advanced tools such as Intex and Python for in-depth analysis. Utilize Tableau, Street Diligence and Sigma for enhanced data visualization. Skills Required: MBA in Finance, CFA, or CA qualification. Experience in analyzing Asset Backed Finance deal structures and collateral is a plus. Strong analytical and quantitative skills. Proficiency in Microsoft Office tools (MS Excel, MS PowerPoint, and MS Word). Ability to summarize complex information succinctly and efficiently. Excellent written and verbal communication skills. Ability to manage multiple projects in a fast-paced environment. Detail-oriented with a commitment to accuracy and precision. Ability to work independently and collaboratively while demonstrating high sense of ownership and accountability. Thorough understanding of basic financial concepts and the ability to critically implement them. ͏ Deliver No Performance Parameter Measure 1 Process No. of cases resolved per day, compliance to process and quality standards, meeting process level SLAs, Pulse score, Customer feedback 2 Self- Management Productivity, efficiency, absenteeism, Training Hours, No of technical training completed

Job Requirements Role/ Job Title: Credit Manager – Home Loans Function/ Department: Retail Banking Job Purpose The role bearer will be in direct contact with the consumers in order to establish their credit, worthiness, ensuring completion of verifications and adhering to the guidelines set as per the company credit policy. Roles & Responsibilities Responsible for underwriting secured and unsecured proposals for loan customers as per the laid down policies & procedure to honour the agreed SLAs and manage area business volumes. Conduct personal discussion with customers to establish credit worthiness. Control and contain front-end delinquencies by calling up customer on first presentation. Making sure completion of credit/KYC documents and verification- telephonic, field & collateral visits. Coordinate with sales to achieve targets and ensure SLAs are met. Ensuring credit policy adherence to the accepted standards. Education Qualification Graduation: Any Graduate Experience: 2 to 5 years of relevant experience in Credit Show more Show less

Job Description You will work closely with a cross-functional team of developers, QA engineers, and product owners in a fast-paced and cutting-edge environment. You will use your deep technical knowledge and experience to build robust, efficient, and performant software applications. You will always find new challenges that excite you and keep you motivated Responsibilities Responsible for leading a large, diverse team of designers, developers, QAs, and DevOps to deliver high-quality software and processes within budget and on schedule. Develop and implement long-term strategic direction, including software architecture and alignment with company performance objectives. Provide work breakdown and estimates for complex software development projects. Serve as a liaison to internal customers, research groups, and various business support areas Design and develop software applications supporting business objectives Analyze and debug applications in development and production environments and resolve production issues and performance optimizations within the accepted timeframes Lead design and architecture meetings Conduct code reviews, automation, perform thorough Unit/Integration testing of assigned applications Write technical documentation and release notes for the applications Provide technical guidance to junior programmers and other software engineers Qualifications Bachelor’s degree or equivalent in Computer Science or a related field 8+ years of proven experience in software development and system maintenance with Sitecore CMS using products like Sitecore XP Experience in Sitecore platform architecture, including knowledge of Sitecore’s data models, templates, components (Sitecore Experience Accelerator/SXA, JSS, Sitecore Content Serialization), Sitecore configuration, content management, personalization features, internals of integration with SQL Server and Solr, Sitecore headless development and Sitecore Cloud platforms Proficiency in Sitecore development using C#, NextJS, GraphQL, Powershell, .NET Framework Expertise in developing custom Sitecore modules and components, including integrations with external APIs and other systems like Analytics and marketing automation Solid understanding of JavaScript (ES6+), frameworks like React and NextJS, CSS syntax, HTML5 specs, browser shortcomings/differences and polyfills Hands-on experience in version control systems (e.g., Git, Bitbucket), deployment strategies, and CI/CD pipelines. 5 years of experience in stakeholder communication, including external customers Highly experienced at leading teams, interacting with business partners or customers, and guiding project direction Superior organization skills, skilled at recognizing priorities and keeping the team focused on the most important features Strong hands-on experience in the entire development life cycle of software products - coordination of project meetings, project scheduling from the design stage to the deployment stage, and final Ready-to-Ship product. Excellent understanding of object-oriented design concepts and software development processes and methods Developed software in the SCRUM environment using Agile methodologies Ability to effectively work on multiple projects simultaneously and effectively contend with competing priorities Must have strong troubleshooting, code optimization, and refactoring skills Ability to learn and adapt to continuously changing technology Must have a passion for development and the latest technologies Experienced at leading a team and mentoring junior developers Experienced at translating high-level requirements into logical tasks and identifying the technical requirements for each task Experience working with internal customers, research groups, and various business support areas Nice To Haves Designer’s eye Sitecore and CDN integration Hands-on experience in web application migration from Sitecore XP to Sitecore XM Cloud, integration with Coveo. Experience with UX patterns and ability to design complex applications Experience with CSS pre-compilers (SASS, LESS) Experience with client-side optimization (GZIP, sprites, minification, obfuscation, browser caching) About Us For over 50 years, Verisk has been the leading data analytics and technology partner to the global insurance industry by delivering value to our clients through expertise and scale. We empower communities and businesses to make better decisions on risk, faster. At Verisk, you'll have the chance to use your voice and build a rewarding career that's as unique as you are, with work flexibility and the support, coaching, and training you need to succeed. For the eighth consecutive year, Verisk is proudly recognized as a Great Place to Work® for outstanding workplace culture in the US, fourth consecutive year in the UK, Spain, and India, and second consecutive year in Poland. We value learning, caring and results and make inclusivity and diversity a top priority. In addition to our Great Place to Work® Certification, we’ve been recognized by The Wall Street Journal as one of the Best-Managed Companies and by Forbes as a World’s Best Employer and Best Employer for Women, testaments to the value we place on workplace culture. We’re 7,000 people strong. We relentlessly and ethically pursue innovation. And we are looking for people like you to help us translate big data into big ideas. Join us and create an exceptional experience for yourself and a better tomorrow for future generations. Verisk Businesses Underwriting Solutions — provides underwriting and rating solutions for auto and property, general liability, and excess and surplus to assess and price risk with speed and precision Claims Solutions — supports end-to-end claims handling with analytic and automation tools that streamline workflow, improve claims management, and support better customer experiences Property Estimating Solutions — offers property estimation software and tools for professionals in estimating all phases of building and repair to make day-to-day workflows the most efficient Extreme Event Solutions — provides risk modeling solutions to help individuals, businesses, and society become more resilient to extreme events. Specialty Business Solutions — provides an integrated suite of software for full end-to-end management of insurance and reinsurance business, helping companies manage their businesses through efficiency, flexibility, and data governance Marketing Solutions — delivers data and insights to improve the reach, timing, relevance, and compliance of every consumer engagement Life Insurance Solutions – offers end-to-end, data insight-driven core capabilities for carriers, distribution, and direct customers across the entire policy lifecycle of life and annuities for both individual and group. Verisk Maplecroft — provides intelligence on sustainability, resilience, and ESG, helping people, business, and societies become stronger Verisk Analytics is an equal opportunity employer. All members of the Verisk Analytics family of companies are equal opportunity employers. We consider all qualified applicants for employment without regard to race, religion, color, national origin, citizenship, sex, gender identity and/or expression, sexual orientation, veteran's status, age or disability. Verisk’s minimum hiring age is 18 except in countries with a higher age limit subject to applicable law. https://www.verisk.com/company/careers/ Unsolicited resumes sent to Verisk, including unsolicited resumes sent to a Verisk business mailing address, fax machine or email address, or directly to Verisk employees, will be considered Verisk property. Verisk will NOT pay a fee for any placement resulting from the receipt of an unsolicited resume. Verisk Employee Privacy Notice Show more Show less

Job Description At Accenture, we believe your career is about what you want to be and who you want to be. It's about bringing your skills, your curiosity and your best true self to your work. Here, you'll match your ingenuity with the latest technology to do incredible things. Together, we can create positive, long-lasting change. We Are Strategy & Consulting Global Network at Accenture empowers our people to compete, win and grow. We develop everything they need to grow their client portfolios, optimize their deals and enable their sales talent, all driven by sales intelligence. Solution Advisory at Accenture. Our Solution Advisory team is a specialty service within Strategy & Consulting Global Network. We are solutioning specialists aligned to Accenture's priority business offerings with expertise in how we go-to-market, building our value proposition, and positioning our win strategy to our clients. We are the sales lab that works with offering leadership, equipping them with relevant market insights, customized sales messages, and curated sales assets to originate, sell, and win. The topics we cover range from finance and supply chain to public sector. This role is to join the CFO&EV Finance team in Europe to specifically focus on Risk & Compliance and will work closely with the Risk & Compliance Europe lead. You Are Well versed with what it takes to win consulting work. You have an executive presence and deep expertise in the topic area, allowing you to build trust and effectively partner with the managing directors that lead the offering. While being client facing is not necessary for this role, you exemplify client-centricity and a commitment to client value creation - making complicated transformation concepts simple and bringing the best of Accenture to bear. You understand that there is always more to learn, and lead with humility while nurturing the development of great teams. You are skilled at building and maintaining relationships with both more junior and senior resources. A skilled communicator and avid listener, your ability to interpret and play to clients' needs makes you a master of persuasion. The Work As a Solution Advisory Senior Manager for CFO&EV, you build trust-based, strategic relationships with offering leadership to understand their sales objectives. You provide thought leadership and topic expertise to shape solutions in proposals that meet our clients' critical business needs. You advise financial and non-financial Institutions across risk management areas such as risk strategy, transformation programs, enterprise risk, portfolio management, capability maturity assessments, fraud and financial crime risk compliance. You lead your team to research sales opportunities, identify targets, and design compelling sales messages, assets, and materials. You help CFO&EV R&C EMEA leadership to prioritize solution advisory focus across the different offerings and geographies. Here Is What You Need Bachelor's degree in business or engineering from a premier institution A minimum of 8 years in in sales or consulting at a top-tier consulting firm or 14 years of functional experience in Risk and Compliance specifically the following - Credit risk measurement for the purpose of financial instruments impairment and/or capital requirements calculation (PD, LGD, EAD methodologies), Credit Risk Underwriting Frameworks, Risk Based Pricing, Early Warning Systems, Credit Policy & Limit Management, Collections Frameworks, Counterparty credit risk management and experience on counterparty risk methodologies such as PFE, EPE. Market risk measurement and management-related topics including operational processes, technologies, modelling approaches, risk aggregation and reporting, FRTB: Expected Shortfall, Default Risk Charge, NMRF; IBOR or LIBOR Transition experience. Operational risk management framework and methodology. Liquidity risk measurement, reporting and management, balance sheet framework, contingency funding requirement English language fluency (oral and written) Must support/mirror working hours to support Europe Must be flexible with working hours to meet shifting business needs Must have good internet connectivity and distraction-free environment for working at home, in accordance with local guidelines Bonus Points If You Have Experience in Sales and Business Development Hands-on experience in VaR/SVaR/IRC/CRM calculations for variety of financial instruments across Currencies, Credit, Commodities and Rates; In-depth understanding of new/evolving regulations in the Market Risk management space including treatment of off-balance sheet exposures, proprietary trading, systemic risk, stress testing, capital calculations, reporting standards etc. Treasury experiences in areas such as Asset Liability Management, Fund Transfer Pricing, and Interest Rate Risk in Banking Book. Hands-on experience in developing risk registers, conducting RCSAs, defining KRIs for risk management and control indicators, Risk Scenario Library & Analysis Experience in managing financial crime and compliance with a focus on fraud risk management, compliance analytics, enterprise risk management (financial services and non-financial services), data analysis & aggregation, trade surveillance, robotic process automation Enterprise Risk Management experience Strong understanding of risk regulatory framework of one more of the major economies across globe Knowledge of Risk Platforms such as Sungard, Murex, Sungard , Calypso, OpenPage, Fenergo, PEGA, JIRA, SAP HANA, Bloomberg, Reuters, etc About Accenture We work with one shared purpose: to deliver on the promise of technology and human ingenuity. Every day, more than 775,000 of us help our stakeholders continuously reinvent. Together, we drive positive change and deliver value to our clients, partners, shareholders, communities, and each other.We believe that delivering value requires innovation, and innovation thrives in an inclusive and diverse environment. We actively foster a workplace free from bias, where everyone feels a sense of belonging and is respected and empowered to do their best work.At Accenture, we see well-being holistically, supporting our people's physical, mental, and financial health. We also provide opportunities to keep skills relevant through certifications, learning, and diverse work experiences. We're proud to be consistently recognized as one of the World's Best Workplaces™.Join Accenture to work at the heart of change. Visit us at www.accenture.com Equal Employment Opportunity Statement All employment decisions shall be made without regard to age, race, creed, color, religion, sex, national origin, ancestry, disability status, veteran status, sexual orientation, gender identity or expression, genetic information, marital status, citizenship status or any other basis as protected by federal, state, or local law. Job candidates will not be obligated to disclose sealed or expunged records of conviction or arrest as part of the hiring process. Accenture is committed to providing veteran employment opportunities to our service men and women. Show more Show less

Position : Recovery Executive Location : Delhi-NCR Company : Midha Capital Lendings About Us Midha Capital Lendings is one of Delhis oldest NBFCs, operating since 1993. We specialize in unsecured business loans for the MSME sector, and are known for our flexible underwriting and strong recovery practices. As we transition into a corporate structure, we are looking to strengthen our field operations. Role Summary We are hiring a Recovery Executive with experience in hard recovery and field collection . The ideal candidate should have a proven track record in recovering overdue payments from customers and handling high-pressure field situations. Key Responsibilities Visit borrowers in the field to recover overdue EMIs and outstanding payments Carry out hard recovery actions as per company policy Maintain regular follow-up with defaulters and document all interactions Coordinate with the internal credit and legal team for escalated recovery cases Submit daily recovery reports and field updates to the team lead Requirements Minimum 2-3 years of experience in hard recovery/field collection (preferably in NBFC or microfinance sector) Strong communication and negotiation skills Familiarity with Delhi NCR routes and market Willingness to travel extensively and work on-ground Own two-wheeler preferred Compensation Fixed salary + Incentives (based on recovery performance) This job is provided by Shine.com Show more Show less

Key Responsibilities Work on being familiar with the underwriting criteria of our partner banks, which include SBI, BOB, ICICI, Axis Bank, HDFC, etc. Screen the education loan applications, advise students on the documentation, and coordinate with bank staff for smooth processing of the education loan Work on solving student's queries Manage the process starting from eligibility to the sanctioning of the loan About Company: WeMakeScholars is a Hyderabad-based fintech startup specializing in education loans and scholarships. Established seven years ago, we collaborate closely with major banks and NBFCs in India, including SBI, Axis Bank, and ICICI Bank, to simplify the education loan application process for students and parents. While we do not directly provide loans, we ensure a seamless and hassle-free experience. As market leaders in the education finance segment, we currently partner with over 14 financial institutions, a number that continues to grow. Last year, we facilitated the disbursement of approximately 10,000 crore in student loans, and we anticipate even higher volumes this year. Show more Show less

Key Responsibilities Work on being familiar with the underwriting criteria of our partner banks, which include SBI, BOB, ICICI, Axis Bank, HDFC, etc. Screen the education loan applications, advise students on the documentation, and coordinate with bank staff for smooth processing of the education loan Work on solving students' queries Manage the process from eligibility to the sanctioning of the loan About Company: WeMakeScholars is a Hyderabad-based fintech startup specializing in education loans and scholarships. Established seven years ago, we collaborate closely with major banks and NBFCs in India, including SBI, Axis Bank, and ICICI Bank, to simplify the education loan application process for students and parents. While we do not directly provide loans, we ensure a seamless and hassle-free experience. As market leaders in the education finance segment, we currently partner with over 14 financial institutions, a number that continues to grow. Last year, we facilitated the disbursement of approximately 10,000 crore in student loans, and we anticipate even higher volumes this year. Show more Show less

Key Responsibilities Work on being familiar with the underwriting criteria of our partner banks, which include SBI, BOB, ICICI, Axis Bank, HDFC, etc. Screen the education loan applications, advise students on the documentation, and coordinate with bank staff for smooth processing of the education loan Work on solving students' queries Manage the process from eligibility to the sanctioning of the loan About Company: WeMakeScholars is a Hyderabad-based fintech startup specializing in education loans and scholarships. Established seven years ago, we collaborate closely with major banks and NBFCs in India, including SBI, Axis Bank, and ICICI Bank, to simplify the education loan application process for students and parents. While we do not directly provide loans, we ensure a seamless and hassle-free experience. As market leaders in the education finance segment, we currently partner with over 14 financial institutions, a number that continues to grow. Last year, we facilitated the disbursement of approximately 10,000 crore in student loans, and we anticipate even higher volumes this year. Show more Show less

Key Responsibilities Work on being familiar with the underwriting criteria of our partner banks, which include SBI, BOB, ICICI, Axis Bank, HDFC, etc. Screen the education loan applications, advise students on the documentation, and coordinate with bank staff for smooth processing of the education loan Work on solving students' queries Manage the process from eligibility to the sanctioning of the loan About Company: WeMakeScholars is a Hyderabad-based fintech startup specializing in education loans and scholarships. Established seven years ago, we collaborate closely with major banks and NBFCs in India, including SBI, Axis Bank, and ICICI Bank, to simplify the education loan application process for students and parents. While we do not directly provide loans, we ensure a seamless and hassle-free experience. As market leaders in the education finance segment, we currently partner with over 14 financial institutions, a number that continues to grow. Last year, we facilitated the disbursement of approximately 10,000 crore in student loans, and we anticipate even higher volumes this year. Show more Show less

Selected Intern's Day-to-day Responsibilities Include Assist in reviewing applications, financial statements, and supporting documentation Perform preliminary risk assessments using predefined underwriting guidelines Contribute to process improvement and documentation initiatives About Company: Insurance Service Provider Company. Provide services like Underwriting, claims, and process excellence. Show more Show less

Key Responsibilities Work on being familiar with the underwriting criteria of our partner banks, which include SBI, BOB, ICICI, Axis Bank, HDFC, etc. Screen the education loan applications, advise students on the documentation, and coordinate with bank staff for smooth processing of the education loan Work on solving student's queries Manage the process starting from eligibility to the sanctioning of the loan About Company: WeMakeScholars is a Hyderabad-based fintech startup specializing in education loans and scholarships. Established seven years ago, we collaborate closely with major banks and NBFCs in India, including SBI, Axis Bank, and ICICI Bank, to simplify the education loan application process for students and parents. While we do not directly provide loans, we ensure a seamless and hassle-free experience. As market leaders in the education finance segment, we currently partner with over 14 financial institutions, a number that continues to grow. Last year, we facilitated the disbursement of approximately 10,000 crore in student loans, and we anticipate even higher volumes this year. Show more Show less

Job description Job Description: Branch Credit Manager (NBFC – HL, LAP & IL) Position Title: Branch Credit Manager Department: Non-Banking Financial Company (NBFC) Specialization: Home Loans (HL), Loan Against Property (LAP), and Individual Loans (IL) Location: Kaithal Reporting To: Branch Manager/Regional Credit Manager Company Description Founded in 1996, PREMIUM FINLEASE PVT. LTD. is a registered NBFC dedicated to providing tailored financial solutions to underserved communities in rural and semi-urban India. With a strong focus on Home Loans, Loan Against Property, and Individual Loans, we aim to empower individuals and families with accessible and transparent credit options. Our customer-centric approach and commitment to financial literacy ensure that clients can confidently manage their finances and achieve their long-term financial goals. Role Overview We are seeking a detail-oriented and analytical Branch Credit Manager to oversee the credit operations for Home Loans, Loan Against Property, and Individual Loans. The ideal candidate will be responsible for credit assessment, maintaining a high-quality loan portfolio, and mitigating risks while supporting the branch’s growth objectives. This position requires thorough knowledge of loan products, credit policies, and regulatory compliance. Key Responsibilities Credit Assessment and Approval Evaluate loan applications for HL, LAP, and IL customers based on creditworthiness, property valuation (where applicable), and repayment capacity. Conduct comprehensive due diligence, including financial analysis, documentation verification, field/property visits, and credit scoring. Approve or recommend loans within delegated authority limits, ensuring alignment with organizational credit policies. Risk Management Monitor and ensure adherence to credit policies, underwriting guidelines, and risk mitigation frameworks. Identify potential risks within the HL, LAP, and IL portfolios, taking proactive measures to minimize defaults and delinquencies. Regularly analyze portfolio trends and implement strategies to control Non-Performing Assets (NPA). Loan Portfolio Management Oversee the branch’s HL, LAP, and IL portfolios to ensure balanced growth and profitability. Track loan disbursements, repayments, and overdue accounts, implementing timely recovery measures. Maintain credit-to-risk ratios in line with company standards and growth objectives. Team Collaboration Work closely with the sales team to ensure high-quality loan sourcing and origination. Provide guidance and training to loan officers on credit assessment and risk management best practices. Support branch operations and collaborate with cross-functional teams to achieve overall business targets. Customer Relationship Management Engage with customers to understand their financing needs and offer customized solutions. Address customer concerns related to credit decisions promptly and maintain positive customer relationships. Compliance and Reporting Ensure all credit processes and decisions comply with internal policies and external regulatory guidelines. Prepare and submit periodic credit-related reports to the Branch Manager and Regional Credit Manager. Coordinate with auditors, regulatory bodies, and internal stakeholders during inspections or reviews. Key Performance Indicators (KPIs) Approval rate of quality loan applications (HL, LAP, IL) Reduction in delinquency and NPA levels Turnaround time (TAT) for loan processing and disbursement Portfolio health and customer satisfaction scores Compliance with credit policies and audit standards Qualifications and Experience Educational Requirements Bachelor’s degree in Finance, Accounting, Business Administration, or a related field (Master’s degree preferred). Professional Experience Minimum of 5 years of experience in credit assessment or underwriting, preferably within HL, LAP, or IL segments in NBFCs/Banks. In-depth understanding of property valuation, mortgage lending, and credit underwriting techniques. Technical Skills Proficiency in Loan Management Systems (LMS) and financial analysis tools. Familiarity with regulatory guidelines relevant to NBFCs and mortgage lending. Key Competencies Analytical Thinking and Attention to Detail Decision-Making and Problem-Solving Skills Customer-Centric Approach Effective Communication and Interpersonal Skills High Ethical Standards and Integrity Team Collaboration and Leadership Why Join Us? Be part of a mission-driven organization focused on financial inclusion and empowerment. Competitive compensation and robust career growth opportunities. Collaborative and dynamic work environment with exposure to diverse loan products. Access to professional development and training programs that enhance credit and leadership skills. Show more Show less

Branch Credit Manager(HL,Lap,IL) Job Title: Branch Credit Manager – IL, Housing Loans, & MSME Loans Company: Premium fin lease Pvt.Ltd. Location: Hisar Employment Type: Full-Time Job Summary We are seeking a dedicated and experienced Branch Credit Manager to oversee and manage our Individual Loan (IL), Housing Loan, and MSME Loan portfolios. The ideal candidate will have a strong background in credit analysis, underwriting, portfolio management, and team leadership. This role demands a proactive professional who can optimize credit processes, ensure compliance with regulatory norms, and contribute to the overall growth and profitability of the branch. Key Responsibilities Credit Appraisal & Underwriting Evaluate, appraise, and underwrite credit proposals for IL, Housing Loans, and MSME Loans. Perform thorough financial and risk assessments, including analysis of credit reports, financial statements, collateral, and market conditions. Make well-researched, data-driven credit decisions in line with the company’s risk appetite. Portfolio Management Monitor and manage loan portfolios, ensuring timely repayment and minimal delinquency. Continuously track borrowers’ creditworthiness, market changes, and early-warning signals to mitigate risks. Develop strategies to improve asset quality and reduce Non-Performing Assets (NPAs). Compliance & Risk Management Ensure adherence to internal credit policies, regulatory guidelines (RBI/NBFC norms), and compliance standards. Maintain accurate documentation, records, and audit trails for all loan files. Implement internal controls to safeguard assets and uphold the organization’s credit integrity. Branch Operations & Team Leadership Lead and mentor the credit team at the branch, providing guidance on complex credit assessments and underwriting decisions. Collaborate closely with the sales and operations teams to streamline loan processing and enhance the customer experience. Organize training and capacity-building sessions on credit policies, risk assessment, and best practices for team members. Relationship Management Build and maintain strong relationships with local customers, community stakeholders, and referral partners. Represent the NBFC in local forums and events to promote brand visibility and business growth. Coordinate with external agencies (valuation, legal, verification) to facilitate smooth credit processing. Reporting & Analysis Prepare regular reports on key portfolio metrics, delinquency trends, and credit performance for senior management. Leverage data analytics and market insights to forecast credit demand and identify new business opportunities. Provide feedback and recommendations on product enhancements, process improvements, and new credit initiatives. Qualifications & Requirements Education: Bachelor’s degree in Finance, Commerce, Business Administration, or a related field. A Master’s degree or a professional certification (CA, MBA, CFA, etc.) will be preferred. Experience: Minimum 5+ years of experience in credit underwriting, credit appraisal, or a similar role within an NBFC or a bank. Proven track record in handling Individual Loans (IL), Housing Loans, and MSME Loans is mandatory. Technical Skills: Strong knowledge of credit risk assessment tools and methodologies. Proficiency in MS Office (Excel, Word, PowerPoint) and familiarity with loan origination systems or relevant software. Soft Skills: Excellent communication and interpersonal skills for customer interactions and internal coordination. Strong analytical, decision-making, and problem-solving abilities. Ability to work under pressure, meet targets, and manage multiple priorities. Leadership skills to guide, mentor, and motivate the branch credit team. Key Competencies In-depth understanding of credit risk and lending regulations in the NBFC sector. Customer-centric mindset with the ability to balance business objectives and risk management. Strategic thinking and continuous improvement approach to enhance credit processes and portfolio quality. Ethical conduct and integrity in all decision-making and stakeholder interactions. Why Join Us Growth Opportunities: Work in a dynamic environment with prospects for professional advancement. Impactful Role: Contribute to financial inclusion by extending credit to individuals, families, and businesses in need. Collaborative Culture: Be part of a supportive team that values innovation, integrity, and excellence. Competitive Compensation: Attractive salary package, incentives, and benefits commensurate with experience. Show more Show less

Branch Credit Manager(HL,Lap,IL) Job Title: Branch Credit Manager – IL, Housing Loans, & MSME Loans Company: Premium finlease Pvt.Ltd. Location: Bhiwani Employment Type: Full-Time Job Summary We are seeking a dedicated and experienced Branch Credit Manager to oversee and manage our Individual Loan (IL), Housing Loan, and MSME Loan portfolios. The ideal candidate will have a strong background in credit analysis, underwriting, portfolio management, and team leadership. This role demands a proactive professional who can optimize credit processes, ensure compliance with regulatory norms, and contribute to the overall growth and profitability of the branch. Key Responsibilities Credit Appraisal & Underwriting Evaluate, appraise, and underwrite credit proposals for IL, Housing Loans, and MSME Loans. Perform thorough financial and risk assessments, including analysis of credit reports, financial statements, collateral, and market conditions. Make well-researched, data-driven credit decisions in line with the company’s risk appetite. Portfolio Management Monitor and manage loan portfolios, ensuring timely repayment and minimal delinquency. Continuously track borrowers’ creditworthiness, market changes, and early-warning signals to mitigate risks. Develop strategies to improve asset quality and reduce Non-Performing Assets (NPAs). Compliance & Risk Management Ensure adherence to internal credit policies, regulatory guidelines (RBI/NBFC norms), and compliance standards. Maintain accurate documentation, records, and audit trails for all loan files. Implement internal controls to safeguard assets and uphold the organization’s credit integrity. Branch Operations & Team Leadership Lead and mentor the credit team at the branch, providing guidance on complex credit assessments and underwriting decisions. Collaborate closely with the sales and operations teams to streamline loan processing and enhance the customer experience. Organize training and capacity-building sessions on credit policies, risk assessment, and best practices for team members. Relationship Management Build and maintain strong relationships with local customers, community stakeholders, and referral partners. Represent the NBFC in local forums and events to promote brand visibility and business growth. Coordinate with external agencies (valuation, legal, verification) to facilitate smooth credit processing. Reporting & Analysis Prepare regular reports on key portfolio metrics, delinquency trends, and credit performance for senior management. Leverage data analytics and market insights to forecast credit demand and identify new business opportunities. Provide feedback and recommendations on product enhancements, process improvements, and new credit initiatives. Qualifications & Requirements Education: Bachelor’s degree in Finance, Commerce, Business Administration, or a related field. A Master’s degree or a professional certification (CA, MBA, CFA, etc.) will be preferred. Experience: Minimum 5+ years of experience in credit underwriting, credit appraisal, or a similar role within an NBFC or a bank. Proven track record in handling Individual Loans (IL), Housing Loans, and MSME Loans is mandatory. Technical Skills: Strong knowledge of credit risk assessment tools and methodologies. Proficiency in MS Office (Excel, Word, PowerPoint) and familiarity with loan origination systems or relevant software. Soft Skills: Excellent communication and interpersonal skills for customer interactions and internal coordination. Strong analytical, decision-making, and problem-solving abilities. Ability to work under pressure, meet targets, and manage multiple priorities. Leadership skills to guide, mentor, and motivate the branch credit team. Key Competencies In-depth understanding of credit risk and lending regulations in the NBFC sector. Customer-centric mindset with the ability to balance business objectives and risk management. Strategic thinking and continuous improvement approach to enhance credit processes and portfolio quality. Ethical conduct and integrity in all decision-making and stakeholder interactions. Why Join Us Growth Opportunities: Work in a dynamic environment with prospects for professional advancement. Impactful Role: Contribute to financial inclusion by extending credit to individuals, families, and businesses in need. Collaborative Culture: Be part of a supportive team that values innovation, integrity, and excellence. Competitive Compensation: Attractive salary package, incentives, and benefits commensurate with experience. Show more Show less

Institutional Credit Management’s (“ICM”) objective is to provide an integrated “end-to-end” credit underwriting, identification, measurement, management, monitoring and reporting for wholesale credit businesses across the enterprise. Wholesale Credit Risk (“WCR”) In-Business Quality Assurance (QA) is an integral part of the ICM organization. WCR In-Business QA verifies that established standards and processes are followed and consistently applied. WCR and ICM Management utilize the results of the quality assurance reviews (QARs) to assess the quality of the group's policies, procedures, programs, and practices as relates to the management of wholesale credit risk. The results help management identify risks associated with operational and control weaknesses, training needs, and process deficiencies. The WCR Head of In-Business QA reports results of QARs providing feedback, insight, and observations on any deficiency and areas of improvement, engaging with the management of the respective WCR businesses and In-Business Credit Risk, Independent Risk, Banking & International Credit Review (“BICR”), Internal Audit and Regulators. This role is based in Mumbai (India) and reports to In-Business WLCR Head Key Responsibilities: Responsible for staying abreast of WCR policy, procedure and standards and the overall process execution platforms forming part of sampling for control testing Responsible for leading population gathering and analysis along with ensuring testing strategy is in alignment with business needs and test requirements Work with teams of professionals to enable effective execution of QARs by assisting early in capacity planning, testing strategy development, test script development and other activities for ongoing delivery of robust Quality Assurance results Proactively manage relationship with multiple stakeholders, including QA heads. Utilize communication and leadership skills to influence a wide range of senior internal and external audiences, providing impactful, valuable, and ongoing input through active interactions with stakeholders and formal participation at key committees and management initiatives, where applicable. Represent IBQA in working groups for internal and regulatory remediations Assist in the establishment of WCR IBQA policies, procedures, risk assessment and controls to drive effective QA coverage and standards Stay abreast of relevant changes to rules/regulations and industry news including regulatory findings Support the Heads of WLCR/CCR/Data IBQA on internal projects and initiatives Support WCR IBQA Voice of the Employee (VOE) as well as diversity and inclusion initiatives Travel (less than 10%) Knowledge/Experience: Demonstratable project management or assurance related experience, including 12-14 years in wholesale banking, credit risk management, operations or internal audit at investment or large commercial bank Advanced understanding of risk management and control frameworks related to wholesale lending management or equivalent risk discipline Exceptional knowledge and experience on designing and implementing assurance frameworks, from execution of scripts and procedures, development of housing infrastructure and database maintenance, reporting to senior management of observed findings, and continuous improvement Proficient understanding of policies and procedures with the ability to execute change seamlessly Significant experience in preparing presentations for seniors Outstanding awareness and adherence to the control environment including Quality Assurance Skills/Competencies: Strategic orientation to ensure the ICM organization continues to be positioned as a thoughtful and proactive partner on driving best practices to support safety and soundness within ICM and Citi Demonstrated success as a manager including a track record of building high performing teams Proven culture carrier Impeccable interpersonal skills, with the ability to build relationships and exert influence with and without direct authority Solid organizational skills with ability to manage time and prioritize effectively with little to no supervision Exceptional written and verbal communication skills, with the ability to communicate clearly and concisely to audiences of varying levels of seniority Seasoned Microsoft Office (Word, Excel, and PowerPoint) skills Qualifications: BA/BSc or higher degree in Business (MBA), or any other related subject ------------------------------------------------------ Job Family Group: Controls Governance & Oversight ------------------------------------------------------ Job Family: Quality Assurance, Monitoring & Testing ------------------------------------------------------ Time Type: Full time ------------------------------------------------------ Citi is an equal opportunity employer, and qualified candidates will receive consideration without regard to their race, color, religion, sex, sexual orientation, gender identity, national origin, disability, status as a protected veteran, or any other characteristic protected by law. If you are a person with a disability and need a reasonable accommodation to use our search tools and/or apply for a career opportunity review Accessibility at Citi. View Citi’s EEO Policy Statement and the Know Your Rights poster. Show more Show less

Institutional Credit Management’s (“ICM”) objective is to provide an integrated “end-to-end” credit underwriting, identification, measurement, management, monitoring and reporting for wholesale credit businesses across the enterprise. Wholesale Credit Risk (“WCR”) In-Business Quality Assurance (QA) is an integral part of the ICM organization. WCR In-Business QA verifies that established standards and processes are followed and consistently applied. WCR and ICM Management utilize the results of the quality assurance reviews (QARs) to assess the quality of the group's policies, procedures, programs, and practices as relates to the management of wholesale credit risk. The results help management identify risks associated with operational and control weaknesses, training needs, and process deficiencies. The WCR Head of In-Business QA reports results of QARs providing feedback, insight, and observations on any deficiency and areas of improvement, engaging with the management of the respective WCR businesses and In-Business Credit Risk, Independent Risk, Banking & International Credit Review (“BICR”), Internal Audit and Regulators. This role is based in Mumbai (India) and reports to the South Asia Commercial & Sovereign Portfolio Lead. Key responsibilities include: Support the Portfolio Leads of In-Business QA in implementation and ongoing delivery of a robust Quality Assurance function in accordance with the coverage universe Provide effective credible challenge during QARs to Portfolio Leads and Underwriters, as regards to credit reviews and process adherence to ensure that weaknesses in such processes are identified and escalated as appropriate Support with the aim to ensure wholesale credit risks within Citi are effectively identified, measured, monitored, and controlled, consistent with the bank’s risk appetite and all policies and processes established within the risk governance framework Under the supervision of the WCR QA Head - Commercial & Sovereign and QA Portfolio Leads, support execution of the following: Consistent and objective assessments during QARs, primarily covering underwriting activities for Commercial Banking and Sovereign Subsequent follow-up on corrective actions that were raised during QARs Assist in preparation of Quality Assurance Reports to WCR management that communicate and measure results and identify negative trends and potential solutions Constant interaction with the respective Underwriting and 1LOD functions counterparts, to ensure that quality assurance protocols are adequate for all portfolios Support in the establishment and execution of WCR In-Business QA policies, procedures, risk assessment and controls to drive effective QA coverage and standards Support the WCR QA Head - Commercial & Sovereign to stay abreast of relevant changes to rules/regulations and other industry news including regulatory findings Support the Head of In-Business QA – Wholesale Lending Credit Risk on internal projects and initiatives Lead and/or support ICM Voice of the Employee (VOE) initiatives Skills: Demonstrable strong assurance experience, including 8-10 years in corporate banking, credit risk management, internal audit, loan review or quality assurance review function at an investment or large commercial bank Knowledge of Wholesale Credit Processes and organizational awareness, portfolios, and processes Understanding of policies and procedures with the ability to execute change effectively and seamlessly Strong grasp of the markets and lending wholesale credit risk covered process, to evaluate findings within the Quality Assurance process, determine materiality, and partnering with In-Business Credit Risk for ongoing improvement, problem detection and sustainable remediation Strong background on core credit analysis for sovereigns, central banks, supranational, government related entities, corporates, and commercial entities to properly evaluate process and quality breaks within the quality assurance function Ideally, credit risk Internal Audit, control assurance, credit officer/analyst or credit risk background, with experience on day-to-day credit functions associated with analysts and risk approval High awareness and adherence to the control environment including Quality Assurance Strategic orientation to ensure the ICM organization continues to be positioned as a thoughtful and proactive partner on driving best practices to support safety and soundness within ICM and Citi Assists colleagues in identifying stretch opportunities to elevate individual and team performance Proven culture carrier Competencies: Highly Effective interpersonal skills, with the ability to build relationships and exert influence with and without direct authority with Senior Levels of Management, Portfolio Leads and Underwriters Strong organizational skills with ability to manage priorities effectively Strong written and verbal communication skills, with the ability to communicate clearly and concisely to audiences of varying levels of seniority Advanced Microsoft Office (Word, Excel, and PowerPoint) skills Qualifications: BA/BSc or higher degree in Business (MBA), or any other related subject ------------------------------------------------------ Job Family Group: Controls Governance & Oversight ------------------------------------------------------ Job Family: Quality Assurance, Monitoring & Testing ------------------------------------------------------ Time Type: Full time ------------------------------------------------------ Citi is an equal opportunity employer, and qualified candidates will receive consideration without regard to their race, color, religion, sex, sexual orientation, gender identity, national origin, disability, status as a protected veteran, or any other characteristic protected by law. If you are a person with a disability and need a reasonable accommodation to use our search tools and/or apply for a career opportunity review Accessibility at Citi. View Citi’s EEO Policy Statement and the Know Your Rights poster. Show more Show less

Job Description Some careers have more impact than others. If you’re looking for a career where you can make a real impression, join HSBC and discover how valued you’ll be. HSBC is one of the largest banking and financial services organisations in the world, with operations in 62 countries and territories. We aim to be where the growth is, enabling businesses to thrive and economies to prosper, and, ultimately, helping people to fulfil their hopes and realise their ambitions. We are currently seeking an experienced professional to join our team in the role of Insurance Underwriting Specialist Business: Insurance Principal Responsibilities Candidate should have sound medical/technical underwriting knowledge to process Life and Health Insurance applications & proposals He/she should have good decision-making ability referring to standard guidelines and principles. Productivity is the key KPI for this process and PL should engage in full time production As a process lead, he or she should handle team queries, give expert opinion, cascade the process updates, conduct refresher training Should drive for the team accuracy and achieve Key Performance Indicators goals for the team (productivity, Turn Around Time, quality %) Should act as back-up for Assistant Manager in performing monthly Quality Check, query handling, reporting to client, dashboard preparation, addressing priorities in day-to-day activity Work collaboratively with other Team Mates and support adjudication in complex cases. Should have better communication skills, attend client calls, prepare minutes and address customer requirement. Need to create resilience within team/cross training when required. Flexible in time and shift as and when there is a need. Requirements Graduate from a recognized university Medical or paramedic and with minimum of 4-5 years of Life and Health insurance underwriting experience. Underwriting certification (optional), training skills and ability to lead a team of paramedics and or underwriters. Clinical experience will have an added advantage Fluency in English speaking, reading and writing You’ll achieve more at HSBC HSBC is an equal opportunity employer committed to building a culture where all employees are valued, respected and opinions count. We take pride in providing a workplace that fosters continuous professional development, flexible working and, opportunities to grow within an inclusive and diverse environment. We encourage applications from all suitably qualified persons irrespective of, but not limited to, their gender or genetic information, sexual orientation, ethnicity, religion, social status, medical care leave requirements, political affiliation, people with disabilities, color, national origin, veteran status, etc., We consider all applications based on merit and suitability to the role.” Personal data held by the Bank relating to employment applications will be used in accordance with our Privacy Statement, which is available on our website. Issued By HSBC Electronic Data Processing (India) Private LTD*** Show more Show less

Role: Business Services Intelligence Manager Job Title: Senior Manager / Chief Manager Work Experience: 5 years + Education: Graduate / Post Graduate Department: CVM Work location: Goregaon (East), Mumbai Key Responsibilities: Tech-Driven Cross-Sell Automation: •Identify and implement new-age technology solutions for cross-sell process automation •Work closely with IT, Marketing, digital and data science teams to develop AI/ML-driven models for intelligent customer targeting Data Science & Analytics Integration: •Collaborate with data science teams to leverage predictive analytics for cross-sell opportunities •Design and implement real-time dashboards for tracking customer interactions, sales performance, and campaign effectiveness •Design and execute customer and distributor surveys to validate campaign effectiveness and improve campaigns basis outcomes IT & System Integration: •Drive seamless integration of cross-sell solutions with core insurance systems (CRM, policy administration, underwriting •Coordinate with IT teams to enhance API frameworks, automation tools and cloud-based solutions for scalability Process Optimization & Workflow Automation: •Design intelligent workflows for cross-sell processes to reduce manual intervention and improve efficiency. Lead automation initiatives in policy servicing, underwriting, and digital customer journeys Stakeholder Collaboration & Execution: • Engage with senior leadership, tech teams, data scientists, underwriting, business service group, and service-to-sales teams Key Skills: •Technology Expertise: Experience in API integrations, cloud-based automation, and digital sales enablement tools •Data Science & AI Exposure: Understanding of machine learning models, predictive analytics, and customer segmentation •Project Management: Proven experience in executing tech-driven automation projects in cross-functional environments •Process Automation & Optimization: Ability to streamline and digitize manual workflows using automation tools •Stakeholder Management: Strong coordination skills with IT, data, and business teams for seamless execution What this role offers •Work on cutting-edge automation and AI-driven cross-sell initiatives •Collaborate with industry leaders in digital transformation and insurance tech Qualifications: •Graduate / MBA Experience Required: 7 years + in life insurance, digital transformation, IT integration, or data science-driven business automation. Show more Show less

About this role: Wells Fargo is seeking a Software Engineering Senior Manager In this role, you will: Manage, coach, and develop a team or teams of experienced engineers and engineering managers in roles with moderate complexity and risk, responsible for building high quality capabilities with modern technology Ensure adherence to the Banking Platform Architecture, and meeting non-functional requirements with each release Partner with, engage and influence architects and experienced engineers to incorporate Wells Fargo Technology technical strategies, while understanding next generation domain architecture and enable application migration paths to target architecture; for example cloud readiness, application modernization, data strategy Function as the technical representative for the product during cross-team collaborative efforts and planning Identify and recommend opportunities for driving escalated resolution of technology roadblocks including code, build and deployment while also managing overall software development cycle and security standards Determine appropriate strategy and actions to act as an escalation partner for scrum masters and the teams to meet moderate to high risk deliverables and help remove impediments, obstacles, and friction while encouraging constant learning, experimentation, and continual improvement Build engineering skills side-by-side in the codebase, conduct peer reviews to evaluate quality and solution alignment to technical direction, and guide design, as needed Interpret, develop and ensure security, stability, and scalability within functions of technology with moderate complexity, as well as identify, manage and mitigate technology and enterprise risk Collaborate with, partner with and influence Product Managers/Product Owners to drive user satisfaction, influence technology requirements and priorities in the product roadmap, promote innovative and intelligent solutions, generate corporate value and articulate technical strategy while being a solid advocate of agile and DevOps practices Interact directly with third party vendors and technology service providers Manage allocation of people and financial resources to ensure commitments are met and align with strategic objectives in technology engineering Hire, build and guide a culture of talent development to have the skills required to effectively design and deliver innovative solutions for product areas and products to meet business objectives and strategy, as well as conduct performance management for engineers and managers Required Qualifications: 6+ years of Software Engineering experience, or equivalent demonstrated through one or a combination of the following: work experience, training, military experience, education 3+ years of management or leadership experience Desired Qualifications: Salesforce technology background with nCINO implementation experience or experience with lending origination platform integration. Java background or Integration background is a definite plus. Knowledge of Commercial Lending / CIB Lending life cycle with primary experience in Commercial Originations. Knowledge of product implementation in global capacity is a definite plus. Experience in underwriting, loans servicing, portfolio management, collateral, booking & funding is desirable. Experience in leading and mentoring managers. Ability to manage a 30+ technology team working on multiple applications and functional areas across multiple locations. Lead people through hands-on technology, functional knowledge & delivery ownership & drive strategic vision - quality dialogue with senior technology leadership and other stakeholders. Proven capability to identify, recruit, develop and retain talent Job Expectations: Play a critical role in shaping the team's overall technical strategy and aligning it with business goals. Lead, design and develop technology solutions to complex problems that require both in depth knowledge of capital markets and strong technical expertise. Act as a bridge between technology, business, product and operation teams Be an authority on complex technical issues, providing guidance and making high-level decisions on architecture, design, and implementation. Manage and oversee large or multiple projects, ensuring they are completed on time and meet quality standards. Lead efforts to build and scale high-performing engineering teams in alignment with technology roadmap Align engineering outcomes with the overall business strategy and product goals. Identify potential risks at both the technical and organizational levels and manage them proactively. Foster a culture of innovation and continuous learning within the engineering team. Must have good understanding of current and future trends and practices in Technology. Must be able to demonstrate results in influencing business outcomes and must be an innovative leader. A seasoned, relationship-driven leader who will have the style and sensitivity to work within a highly complex business environment. Play a significant role in shaping the company's engineering culture, promoting diversity, inclusion, and strong ethical practices. Regularly interact with senior executives, product teams, and external stakeholders to communicate progress, challenges, and achievements. Implement systems to measure the performance of teams and individuals, ensuring that everyone is contributing to their maximum potential. Oversee budgets, forecasts, and resource allocation for the engineering department, ensuring efficient use of company resources. Ensure the engineering team follows industry best practices in coding, testing, security, and DevOps. Proactively manage risk including deliverables, operational issues through implementation of right controls and escalate where required. Design and develop applications, tools and processes to ensure better safety, reliability and supportability. Posting End Date: 17 Jun 2025 *Job posting may come down early due to volume of applicants. We Value Equal Opportunity Wells Fargo is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, status as a protected veteran, or any other legally protected characteristic. Employees support our focus on building strong customer relationships balanced with a strong risk mitigating and compliance-driven culture which firmly establishes those disciplines as critical to the success of our customers and company. They are accountable for execution of all applicable risk programs (Credit, Market, Financial Crimes, Operational, Regulatory Compliance), which includes effectively following and adhering to applicable Wells Fargo policies and procedures, appropriately fulfilling risk and compliance obligations, timely and effective escalation and remediation of issues, and making sound risk decisions. There is emphasis on proactive monitoring, governance, risk identification and escalation, as well as making sound risk decisions commensurate with the business unit's risk appetite and all risk and compliance program requirements. Candidates applying to job openings posted in Canada: Applications for employment are encouraged from all qualified candidates, including women, persons with disabilities, aboriginal peoples and visible minorities. Accommodation for applicants with disabilities is available upon request in connection with the recruitment process. Applicants with Disabilities To request a medical accommodation during the application or interview process, visit Disability Inclusion at Wells Fargo . Drug and Alcohol Policy Wells Fargo maintains a drug free workplace. Please see our Drug and Alcohol Policy to learn more. Wells Fargo Recruitment and Hiring Requirements: a. Third-Party recordings are prohibited unless authorized by Wells Fargo. b. Wells Fargo requires you to directly represent your own experiences during the recruiting and hiring process.