5701 Underwriting Jobs - Page 9

You Lead the Way. We’ve Got Your Back. With the right backing, people and businesses have the power to progress in incredible ways. When you join Team Amex, you become part of a global and diverse community of colleagues with an unwavering commitment to back our customers, communities and each other. Here, you’ll learn and grow as we help you create a career journey that’s unique and meaningful to you with benefits, programs, and flexibility that support you personally and professionally. At American Express, you’ll be recognized for your contributions, leadership, and impact—every colleague has the opportunity to share in the company’s success. Together, we’ll win as a team, striving to uphold our company values and powerful backing promise to provide the world’s best customer experience every day. And we’ll do it with the utmost integrity, and in an environment where everyone is seen, heard and feels like they belong. Join Team Amex and let's lead the way together. Analyst – Commercial Rating and Underwriting Overview of The Department Commercial Rating and Underwriting (CRU) sits within the Credit and Fraud Risk (CFR) division and forms the institutional credit risk management function within American Express. The CRU team plays the critical role of assessing and managing the risk of institutional exposures across all business units within American Express, and in all regions globally. Credit exposures are primarily generated through corporate and small business card programs, via merchant service relationships where non-delivery risk exists, and among the securities portfolio held for firm-wide liquidity. CRU is led from Salt Lake City with regional teams in New York, London, Singapore, Sydney and India. In addition to determining the internal credit rating which drives the probability of default of each exposure, CRU also calculates the loss given default of these obligors while underwriting card programs. As a bank holding company, American Express must comply with the highest global banking standards set by Basel and implemented by the bank’s primarily regulatory, the Federal Reserve. Job Responsibilities Analyst will be based out of India, and responsible for rating and underwriting credit exposures predominantly for the english speaking markets. Fundamental analysis incorporates a thorough review of business, financial, industry and country risks coupled with support from internal and external rating model outputs. Assessment includes understanding of the need for credit extension, profitability of the relationship and program structures. Analysts will have opportunity to interact with various teams across the firm including front office sales, business unit risk partners, and credit administration to perform their critical role. Analyst will also be part of CRU Analytical and Operational Excellence team which is responsible for developing analytical frameworks, quality controls and colleague learning & development processes. Desired Skills · Experience as a credit analyst or underwriter dealing with commercial exposures ranging from small business or middle-market to large, multinational institutions · Thorough understanding of fundamental financial analysis including the ability to review corporate financial statements to determine the ability of the obligor to honor its credit obligations · Comfort with GAAP/IFRS accounting standards, corporate valuation, and forecasting · Familiarity with quantitative credit models (such as Moody’s RiskCalc, CreditEdge, etc) and knowledge of how to interpret the outputs, and when deviation from the model has appropriate defense · Comfort with public agency ratings and supporting analysis · Understanding of current macroeconomic trends and how to provide recommendations to improve the PD estimation based on the business cycle · Experience preparing company-specific and industry-wide credit memorandums Qualifications · 0-2 years' experience rating and / or underwriting at a leading financial institution or rating agency · Bachelor’s degree from a top tier university with high GPA and a degree (or substantial coursework) in finance, accounting, economics, or statistics · Chartered Financial Analyst program candidacy a plus · Proficiency with MS excel, VBA will be a plus Location: Bengaluru/Hybrid, India We back our colleagues and their loved ones with benefits and programs that support their holistic well-being. That means we prioritize their physical, financial, and mental health through each stage of life. Benefits include: Competitive base salaries Bonus incentives Support for financial-well-being and retirement Comprehensive medical, dental, vision, life insurance, and disability benefits (depending on location) Flexible working model with hybrid, onsite or virtual arrangements depending on role and business need Generous paid parental leave policies (depending on your location) Free access to global on-site wellness centers staffed with nurses and doctors (depending on location) Free and confidential counseling support through our Healthy Minds program Career development and training opportunities American Express is an equal opportunity employer and makes employment decisions without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, veteran status, disability status, age, or any other status protected by law. Offer of employment with American Express is conditioned upon the successful completion of a background verification check, subject to applicable laws and regulations.

Principal Duties/Responsibilities: Support Client Management and Client Advocacy colleagues with the preparation and management of tasks and deliverables required as part of the renewal process. Collaborate with functional teams to initiate and finalize client deliverables. Follow up and handle questions and requests for information from functional teams. E.g., Loss Runs, Policy Checking, Certificates, Accounting and Settlement. Support the billing and invoicing process by ensuring that all necessary documents and key data elements are included and accurate Support onboarding of new clients Create and manage Client Exposure details Support the renewal process with document preparation/management, data analysis/management and delivery as part of a packet to..." id="meta_tag_description" /> English (EN) English (EN) Espa ol (Am rica Latina) Fran ais Fran ais (Canada) Portugu s (Brasil) Deutsch Talent Community Settings Home About WTW About Us WTW Work Flex Inclusion and Diversity Early Careers Level Up with WTW Apprenticeships Apprenticeship FAQ Internships Graduate Programs Events Experienced Professionals Consulting Risk Analytics And Modeling Actuarial Broking/Placement Technology Operations Corporate Client Management Sales Project Management Research And Product Development Underwriting Service Center Search Jobs FAQs Hints and Tips Our Stories Sign In Search by job title and location Find a job To stay informed about new openings: Join our talent community Kiosk mode IJP L68 - Analyst - Vertical/Lateral - North America - Client Specialist team Mumbai, Maharashtra, India IJP L68 - Analyst - Vertical/Lateral - North America - Client Specialist team Mumbai, Maharashtra, India Full time Add to favourites Favourite View favourites Description Principal Duties/Responsibilities: Support Client Management and Client Advocacy colleagues with the preparation and management of tasks and deliverables required as part of the renewal process. Collaborate with functional teams to initiate and finalize client deliverables. Follow up and handle questions and requests for information from functional teams. E.g., Loss Runs, Policy Checking, Certificates, Accounting and Settlement. Support the billing and invoicing process by ensuring that all necessary documents and key data elements are included and accurate Support onboarding of new clients Create and manage Client Exposure details Support the renewal process with document preparation/management, data analysis/management and delivery as part of a packet to Advocacy/Service team in preparation for client renewals Schedule, attend and take minutes of Internal Strategy meetings Data entry required to load and update client details for submission, proposal, binding and billing. Participate in the draft proposal creation process alongside the Client Team Collaborate with the Client Team to support the activities required to file taxes in a timely manner to avoid fines and penalties due to late fees Support the Client team in process of binding coverage with carriers by drafting of binding confirmation documents and following up with carriers for receipt of binders Support in preparation of the Summary of Insurance to facilitate Clients understanding of their coverage Arrange and facilitate internal strategy meetings to discuss insurance upcoming renewals for a specific period. Support Client Managers and Account Executives in the coordination process Monitor renewal activities and assist in the preparation, review and update of documents and data required for the renewal process Support the Client Service and Advocacy teams with reporting needs Support the Client Service and Advocacy teams in the skillful management of ad hoc and mid term requests to support such activities and endorsements, certificates, loss runs, etc. Qualifications Qualifications: Graduate Any insurance qualification (Preferred) Knowledge and Experience: 2 to 5 years for experience in the Insurance renewal cycle business US insurance experience (Preferred) Understanding of the end-to-end insurance renewal cycle and its stages Thorough knowledge and understanding of various insurance documents An understanding of catastrophe modelling will be useful Required Characteristics: Communication Fluent in written and spoken English with a high level of competency in comprehension, ensuring the accuracy and quality of the information conveyed Problem-Solving Comprehend complex information and follow standard operating procedures to provide appropriate solutions to customer inquiries Adapts to Change Flexible and adaptable to handle changing demands and situations effectively and efficiently Task Prioritization Attention to day-to-day operations, ensuring that all tasks and responsibilities are covered efficiently and effectively with excellent prioritization and multi-tasking skills Attention to Detail Close attention to details to ensure the accuracy and quality of the information provided to Clients Other skills MS Office i.e., MS Teams, Excel, Powerpoint, etc. Influencing Stakeholders Interpersonal Skills Working in Teams Driving Excellence Our Values : Client Focus We are driven to help our clients succeed. In every interaction and with every solution, we act in our clients best interests striving to understand their needs, respecting their perspectives and exceeding their expectations. Teamwork When you get one of us, you get all of us. We bring innovative solutions and world-class advice to our clients by working across boundaries of business, geography and function. We help each other succeed and create more value by working together. Integrity Our clients invest more than their time and money with us; they also invest their trust. We seek to earn that trust every day through professionalism, doing what is right and telling the truth. We are accountable to the organizations and people with which we interact including clients, shareholders, regulators and each other for our actions and results Respect We listen to and learn from each other. We support and celebrate differences, foster an inclusive culture and operate with openness, honesty and benefit of the doubt. We manage our relationships, inside the company and out, with fairness, decency and good citizenship. Excellence We strive to lead and sustain excellence. Most importantly, this means an unwavering commitment to professional development and personal growth for our people. Our colleagues take responsibility to develop their expertise, competencies and professional stature, while the company invests in the tools and opportunities that allow for continual development. In business, we place an unrelenting focus on innovation, quality and risk management. Development Professional growth for all grows our business. We expect every Associate to assume responsibility to continually grow their expertise, competencies and professional stature. As a company, we provide tools and resources to create an environment where that continual development and success can flourish

Job_Description":" This is a remote position. Overview: We are seeking an experienced Insurance Domain Expert to lead data migration projects within our organization. The ideal candidate will have a deep understanding of the insurance industry, data management principles, and hands-on experience in executing successful data migration initiatives. Key Responsibilities: 1. Industry Expertise: - Provide insights into best practices within the insurance domain to ensure compliance and enhance data quality. - Stay updated on regulatory changes affecting the insurance industry that may impact data processing and migration. 2. Data Migration Leadership: - Plan, design, and implement comprehensive data migration strategies to facilitate smooth transitions between systems. - Oversee the entire data migration process, including data extraction, cleaning, transformation, and loading (ETL / ELT). 3. Collaboration and Communication: - Liaise between technical teams and business stakeholders to ensure alignment of migration objectives with business goals. - Prepare and present progress reports and analytical findings to management and cross-functional teams. 4. Risk Management: - Identify potential data migration risks and develop mitigation strategies. - Conduct thorough testing and validation of migrated data to ensure accuracy and integrity. 5. Training and Support: - Train team members and clients on new systems and data handling processes post-migration. - Provide ongoing support and troubleshooting for data-related issues. Requirements Qualifications: - Bachelor\u2019s degree in information technology, Computer Science, or a related field; advanced degree preferred. - Minimum of 5-10 years of experience in the insurance domain with a focus on data migration projects. - Strong knowledge of insurance products, underwriting, claims, and regulatory requirements. - Proficient in data migration tools and techniques, with experience in ETL processes. - Excellent analytical and problem-solving skills with a keen attention to detail. - Strong communication and presentation skills to interact with various stakeholders. Benefits Diversity Inclusion: At Exavalu, we are committed to building a diverse and inclusive workforce. We welcome applications for employment from all qualified candidates, regardless of race, colour, gender, national or ethnic origin, age, disability, religion, sexual orientation, gender identity or any other status protected by applicable law. We foster a culture that values all individuals and promotes diverse perspectives, where you can make a meaningful impact and advance your career. Exavalu also promotes flexibility, depending on the needs of employees, customers, and the business. This may include part-time work, working outside normal 9-5 business hours, or working remotely. We also have a welcome back program to help people return to the mainstream after a long break due to health or family reasons. ","Job_Type":"Full time","

Responsible as the local Head of Life & Health business for the development & management of SCOR s long term L&H business strategies, client relationships, and profitable business with Life, P&C Companies (Health and Accident class) and Mono-Line Health companies in the India sub-continent. Required experience & competencies Education & Experience: Minimum 12 years of relevant working experience in an insurance/reinsurance business in India Strong market knowledge/awareness Required Education Bachelor s degree Fellow of actuarial society (India, US, UK, Australian or equivalent) is preferred Personal Competences: Self-starter with resilience to co-ordinate and project manage to achieve the required outcome Excellent analytical and time management skills Team player with solution driven and result driven mentality Flexible, can-do attitude with interest in career and skill development Pricing knowledge is an advantage in Group and Individual Risk for an insurer or a reinsurer Ability to understand and navigate complex technical issues Treaty management experience Ability to forge high performing cohesive teams (including effective collaboration with regional and global support teams) Key duties and responsibilities Responsible for designing and implementing the strategies for L&H India based on deep understanding of SCOR, competitive and overall market situations in India Principal contact point/interface as the Head of Life & Health business for the delivery of SCOR s proposition to the local market - specifically Product, Pricing, Underwriting, Claims support for protection, Fin Sol and potential longevity solutions. Increasing influence and reputation for SCOR L&H business in India. Deep understanding about financial impact from new business generation & inforce management actions, work closely with other supporting teams to best manage local balance sheet and ensure maximize utilization of local capital Relationships Working with the proposition providers in the SCOR Group (Singapore hub and other parts of the SCOR Group as appropriate) to understand the opportunities and the nuance of the business in the region with a view to help the functions establish a profitable business portfolio in the market. Be the interface between the Life, P&C Companies (Health and Accident class) and Mono-line Health companies in the market and the proposition providers within SGL. Establishing good relationships with key stakeholders in the market (reinsurance buyers, underwriters, business development teams on behalf of the proposition providers). Work in close coordination with the Chief Executive Officer of India Branch. Keeping up to date with the Regulatory and market developments on the Life, Health and Accident space in the region for the primary market and reinsurance market. Member of the following committees: Executive Committee of SCOR SE India Branch Executive Committee of SCOR L&H APAC

As 1st tier reinsurer, SCOR is providing our clients in India a diversified and innovative range of solutions and services to control and manage risk. A long-term focus & reliable P&C reinsurance partnership has been established with ceding companies over the years in India. SCOR SE India Branch, as regulatory Foreign Reinsurance Branch (FRB), covering almost all business lines to serve 20+ ceding clients locally. Cutting-edge business solutions are always being targeted by SCOR to provide in all areas related to the risk, positioning ourselves as one of the global leading reinsurers with strong technical expertise to expand and diversify our portfolio in a profitable way. SCOR s CSPR Specialty Department: The CSPR Underwriting team is comprised of 14 Underwriters and 1 CSPR Analyst, located in Paris, Zurich, Miami, New-York, Singapore, Mumbai, Beijing and Hong Kong and manages and supervises a portfolio which is generating about EUR 700mln of premium income. Its markets are divided between the Americas, EMEA and Asia-Pacific. The Asia-Pacific region is contributing around 20% of SCOR s CSPR premium income and is serviced out of Singapore (Regional Hub), Mumbai, Beijing and Hong Kong. In the Indian market, SCOR CSPR is in a leading market position. Our clients include institutions that specialized in offering (export) credit insurance to companies for the risk of payment default and insolvency on their buyers, financial difficulties, or political risks in the buyers country (e.g., currency inconvertibility, embargos, civil unrest etc.). SCOR also reinsures Surety companies that offer guarantees for the completion of commitments under Contract Bond (e.g., obligation to perform a construction contract). The proportion of Credit, Surety and Single/Political Risk business for the Asia-Pacific portfolio are around 87%, 9% and 4% respectively and the main type of Reinsurance is via treaty business but also on facultative basis. The team has embarked on launching digitized Trade Credit Insurance solutions with the main purpose to increase the penetration rate on SME/MSMEs, further enabling and growing (global) trade. Mission: As a team member of the Credit & Surety Political Risks (CSPR) Specialty team, and in relation to the India Market, To negotiate, underwrite and manage the business of reinsurance of trade credit and Surety. Contribute to the development of partnership and new business opportunities with Cedents where SCOR is a go-to Reinsurer. Perform study and research on industry/sector and country for the purpose of knowledge sharing within SCOR and Cedents. Support the CSPR APAC team in managing specific portfolio outside of India and in client engagement activities. Contribute to the development of digital Trade Credit Insurance programs and initiatives in India and the Asia-Pacific region. As member of the India Reinsurance team which is led by the Head of P&C India: Work closely with the P&C team to plan and execute the validated UW plan as part of the CSPR India UW plan. Leverage the internal know-how & expertise to differentiate our value proposition for selected clients in India. Stay abreast of market developments in his/her area of responsibility and share his /her insights with the team. Required experience & competencies: Bachelors Degree ideally in economics/finance/banking, risk management or mathematics, At least 5 years in direct and/or re-insurance that are associated to Trade Credit insurance, Surety, Bank Corporate Lending, Trade finance, Supply Chain finance, Project finance, Factoring, and/or Receivable Discounting. Strong attention to detail, has excellent interpersonal and communication skills, and is team oriented. Willing to travel in the region. Fluency in English as well as Hindi (orally and written) is essential. Responsibilities: Under the authority of the CSPR Department your responsibilities include: CSPR Specialty Reinsurance, India 1. Key responsibilities: Understand and embed SCOR values in your behaviour care about clients, people and societies, perform with integrity, act with courage, encourage open minds and thrive through collaboration. Build and nurture quality business relationships with our clients, to advise on the terms and conditions of insurance and reinsurance (general conditions, prices ...), provide technical advice on commercial and risk underwriting, monitor the in-force business and claims/recovery. Assess, negotiate, and underwrite the offers from new business prospects with risk portfolio analysis on the financial, sector and country, review product offering and policy wording, and perform analysis on the historical data for the selection and pricing of (re-) insurance. Review each special acceptance requests or facultative requests with risk assessment and due diligence to provide recommendation (agree/decline) which is supported by the reasons from the review. Conduct statistical and technical studies within your geographical area of responsibility to keep abreast of the industry and market trends. To share these studies with clients and various stakeholders. Promote and establish this line of business with the P&C colleagues to increase our influence and relevance in the market through seminars, conferences, and workshops. Identify potential client, market, product opportunities by reviewing and underwriting the facultative requests. Conduct periodic portfolio audit and review of the Bordereaux with clients for a better and thorough evaluation of their underwriting approach, technical expertise, buyer risk analysis and (pending) claims analysis. Identify gaps and develop plans to support clients development and growth. Provide support in managing the portfolio and business relationship that are outside of India and specifically in South Asia and Australia. 2. Secondary responsibilities: Initiate and lead in the development of projects under Trade Credit Insurance digital programs with selective partners, clients, and business teams. Manage the progress of the project with partners and stakeholders with accountability in project documentation, deadlines, budget, and approval. To provide timely report to management. Keep abreast of digital market/product development and regulatory changes to remain as the frontrunner in this field. Use this information to assess new growth area and strategic planning. Share knowledge and guide CSPR Specialty and P&C Underwriting colleagues on similar initiatives outside Asia-Pacific. Contribute local experience and expertise to client engagement activities including campus, workshop or training.

P&C Risk Management Developer Gurgaon, Haryana, India AXA XL is the Property & Casualty risk division of AXA, created from the acquisition of XL Catlin in 2018. We partner with mid-sized to multinational clients to take their business further, with more than 30 lines of business to offer solutions for existing and emerging risks. With 9,000+ colleagues based in approximately 30 countries; we are able to serve clients in more than 200 countries. The P&C Risk Management Developer will be a part of the AXA XL team, fully dedicated to supporting the Group P&C Risk Management department, tasked with enhancing risk calculation processes through the migration and optimization of existing code. This role emphasizes collaboration with the business team to develop data-driven solutions that improve the efficiency and scalability of risk management applications across many different perimeters, including Natural Catastrophes, Manmade Catastrophes, Cyber & Liability and the Group Internal Model. In this capacity, you will contribute to the development and maintenance of IT tools, ensuring that the systems utilized for risk calculations and reporting are robust, reliable and as efficient as possible. Your work will be essential in supporting the technical aspects of risk management initiatives, enabling the Group to effectively assess and mitigate risks in an ever-evolving environment. What You’ll Be DOING What will your essential responsibilities include? Migrate existing code from R and C# to Python connected with databases, optimizing performance for risk calculation processes. Develop and enhance risk calculation applications (underwriting, reserves, terrorism, geopolitical risks etc.) across various business areas in collaboration with the business team. Optimize and refactor code for improved performance, scalability, and maintainability. Conduct performance testing and debugging to ensure compliance with validation processes. Write and maintain compréhensive technical documentation for applications and processes. Collaborate with cross-functional teams to understand requirements and deliver effective data-driven solutions. Provide technical support and troubleshooting assistance to end-users within the Group. Stay updated on industry trends and best practices to contribute ideas for process improvements. You will report to Vice President, Insurance Operations. What You Will BRING We’re looking for someone who has these abilities and skills: Required Skills And Abilities Bachelor’s degree or equivalent in a relevant field (e.g. Engineering, Computer Science, Data Science, Mathematics). Relevant years of experience in IT development or support, with excellent programming skills in Python, R, SQL/Blob databases, and knowledge of C#. Understanding of statistical models, machine learning, and predictive analytics. Desired Skills And Abilities Ability to work collaboratively in a team environment with effective interpersonal skills. Analytical mindset with problem-solving abilities. Flexibility and adaptability to changing circumstances. Demonstrated rigor, motivation, autonomy, and proactivity. Curiosity and open-mindedness to learn about risk analytics and the insurance industry and explore new ideas and approaches. Who WE Are AXA XL, the P&C and specialty risk division of AXA, is known for solving complex risks. For mid-sized companies, multinationals and even some inspirational individuals we don’t just provide re/insurance, we reinvent it. How? By combining a comprehensive and efficient capital platform, data-driven insights, leading technology, and the best talent in an agile and inclusive workspace, empowered to deliver top client service across all our lines of business − property, casualty, professional, financial lines and specialty. With an innovative and flexible approach to risk solutions, we partner with those who move the world forward. Learn more at axaxl.com What we OFFER Inclusion AXA XL is committed to equal employment opportunity and will consider applicants regardless of gender, sexual orientation, age, ethnicity and origins, marital status, religion, disability, or any other protected characteristic. At AXA XL, we know that an inclusive culture and enables business growth and is critical to our success. That’s why we have made a strategic commitment to attract, develop, advance and retain the most inclusive workforce possible, and create a culture where everyone can bring their full selves to work and reach their highest potential. It’s about helping one another — and our business — to move forward and succeed. Five Business Resource Groups focused on gender, LGBTQ+, ethnicity and origins, disability and inclusion with 20 Chapters around the globe. Robust support for Flexible Working Arrangements Enhanced family-friendly leave benefits Named to the Diversity Best Practices Index Signatory to the UK Women in Finance Charter Learn more at axaxl.com/about-us/inclusion-and-diversity. AXA XL is an Equal Opportunity Employer. Total Rewards AXA XL’s Reward program is designed to take care of what matters most to you, covering the full picture of your health, wellbeing, lifestyle and financial security. It provides competitive compensation and personalized, inclusive benefits that evolve as you do. We’re committed to rewarding your contribution for the long term, so you can be your best self today and look forward to the future with confidence. Sustainability At AXA XL, Sustainability is integral to our business strategy. In an ever-changing world, AXA XL protects what matters most for our clients and communities. We know that sustainability is at the root of a more resilient future. Our 2023-26 Sustainability strategy, called “Roots of resilience”, focuses on protecting natural ecosystems, addressing climate change, and embedding sustainable practices across our operations. Our Pillars Valuing nature: How we impact nature affects how nature impacts us. Resilient ecosystems - the foundation of a sustainable planet and society - are essential to our future. We’re committed to protecting and restoring nature - from mangrove forests to the bees in our backyard - by increasing biodiversity awareness and inspiring clients and colleagues to put nature at the heart of their plans. Addressing climate change: The effects of a changing climate are far-reaching and significant. Unpredictable weather, increasing temperatures, and rising sea levels cause both social inequalities and environmental disruption. We're building a net zero strategy, developing insurance products and services, and mobilizing to advance thought leadership and investment in societal-led solutions. Integrating ESG: All companies have a role to play in building a more resilient future. Incorporating ESG considerations into our internal processes and practices builds resilience from the roots of our business. We’re training our colleagues, engaging our external partners, and evolving our sustainability governance and reporting. AXA Hearts in Action: We have established volunteering and charitable giving programs to help colleagues support causes that matter most to them, known as AXA XL’s “Hearts in Action” programs. These include our Matching Gifts program, Volunteering Leave, and our annual volunteering day - the Global Day of Giving. For more information, please see axaxl.com/sustainability.

current openings in a live underwriting profile with a leading BPO. This is for a pilot batch, and we are looking for candidates with good experience in underwriting. 6.5 lac plus incentives. If you are interested, please call Sadiqa at 8951870134.

Job Description The Goldman Sachs Group, Inc. is a leading global financial services firm providing investment banking, Global Markets and investment management services to a substantial and diversified client base that includes corporations, financial institutions, governments and high-net-worth individuals. The firm is headquartered in New York and maintains offices in London, Frankfurt, Tokyo, Bangalore, Hong Kong and other major financial centers around the world. FICC & EQUITIES We make markets in and clear client transactions on major stock, options and futures exchanges worldwide. Through our global sales force, we maintain relationships with our clients, receiving orders and distributing investment research, trading ideas, market information and analysis. The Prime Services Group within the GBM segment provides a broad range of specialized services to hedge funds, market makers, agency brokers, proprietary trading groups and institutional clients. These broadly cover margin financing, securities lending, custody & settlement, risk management, execution and clearing services (cash and derivatives), capital introduction, consulting services, corporate action management, and accounting and portfolio analytics. The PB Risk & Underwriting team is responsible for end-of-day and intraday risk management of client portfolios. The Risk team maintains proprietary stress methodologies that govern the margin posted by clients or helps to set risk appetite at overall Beneficiary level. The risk team also runs several risk control processes for timely identification and escalation of client portfolios flagging for specific risks and prepares regular updates for senior management. For centrally cleared products (listed and OTC), the Risk team also reviews exchange margin methodologies on a regular basis and regularly engages with Exchanges, regulatory bodies and industry associations in advocacy efforts to ensure exchange models are robust. The successful candidate will join a team with global responsibilities - located in Bangalore office - that will work closely with New York, London and Hong Kong counterparts on the day-to-day control, analysis and risk management of global clients, as well as the evaluation of new client prospects. An important element of the role will also be the provision of analytical support required for the purposes of the development of new risk methodologies and bespoke client offerings, or the re-evaluation of existing ones. With time, the successful candidate will acquire expertise and know-how of market and credit risk management theory and best practices, technical knowledge across all asset classes, and other areas related to the Prime Services business areas. Responsibilities Work with regional risk managers on the daily margin call analysis, risk processes and communication, including ad-hoc focus risk reporting. Contribute to product development and improving the scalability of bespoke offerings Portfolio risk analyses and deep dives based on internally designed risk metrics. Conduct ongoing monitoring of trades, portfolios and control processes for timely identification and escalation post-execution Work closely with members of the team across risk functions – including 2nd LOD Risk for eg. Credit and Model Risk in performing risk management of exposures to counterparties in the Prime Services business Testing adequacy of in-house as well as regulatory/exchange margin methodologies in the context of financial markets. Requirements 3+ years of relevant work experience in Prime Brokerage, capital markets, market risk, credit risk & underwriting, corporate finance or consulting Strong technical and quantitative capabilities required. Excellent analytical skills and attention to detail. Understanding of financial products (Equities, Credit, Convertible Bonds, Commodities, FX, Futures and Options) Highly motivated, entrepreneurial, and team oriented. Passion for solving large scale problems Excellent communication skills, written as well as verbal – be able to articulate and present to senior management. Ability to multi-task across various projects under tight deadlines and perform each at a high level Experience / interest in software/ programming will be valuable. About Goldman Sachs At Goldman Sachs, we commit our people, capital and ideas to help our clients, shareholders and the communities we serve to grow. Founded in 1869, we are a leading global investment banking, securities and investment management firm. Headquartered in New York, we maintain offices around the world. We believe who you are makes you better at what you do. We're committed to fostering and advancing diversity and inclusion in our own workplace and beyond by ensuring every individual within our firm has a number of opportunities to grow professionally and personally, from our training and development opportunities and firmwide networks to benefits, wellness and personal finance offerings and mindfulness programs. Learn more about our culture, benefits, and people at GS.com/careers. We’re committed to finding reasonable accommodations for candidates with special needs or disabilities during our recruiting process. Learn more: https://www.goldmansachs.com/careers/footer/disability-statement.html © The Goldman Sachs Group, Inc., 2023. All rights reserved. Goldman Sachs is an equal employment/affirmative action employer

Department: Lending Services Job Purpose We are looking for a passionate, energetic individual to join our lending services division at a senior position. You will be leading delivery team members engaged with end-to-end lending life cycle activities across CRE products. You shall also actively involved in expanding our CRE franchise by supporting the sales team and explaining the clients about our lending services including automotive platforms. You will work closely with senior leadership of delivery, and technology solution teams to manage client deliverables and further expand our offerings through various value propositions. You shall ensure that delivery teams strictly adhere to agreed client SLAs and ensure active reporting of required MIS and dashboards. Key Responsibilities - Commercial Real Estate (CRE) Help grow the CRE business Responsible for adherence to client SLAs and Policies Working across functions and stakeholders with a high degree of influence leading to successful outcomes Identify ways for improvement in efficiency gains and process improvement Responsible for value addition in deliverables across different process within loan life cycle Mentoring the junior team members and reviewing their deliverables Responsible for on-time identification and escalation of risks and mitigants Actively partner with Acuity technology solutions team to identify and provide client appropriate technology driven offerings Knowledge of U.S. Commercial Real Estate (CRE) industry across all property types - Multifamily, Office, Retail, Industrial, Lodging and Healthcare Knowledge of Property Operating Statements and Rent Roll analysis Well versed with PD/LGD CECL risk rating concepts Experience in underwriting commercial properties by analyzing/reviewing financial, leases and rent roll Experience in end-to-end CRE Portfolio Monitoring activity on behalf of Commercial Banks Should be good in Excel functions (mandatory), not VBA Regular communication with the client to ensure the expectations are met Support with project scoping, client communication, resource staffing based on the requirement, end-to-end workflow management, MIS reporting, etc. Responsible for adherence to client SLAs and Policies Identify ways for improvement in efficiency gains and process improvement Perform ad-hoc tasks with detailed understanding on client requirement within stipulated timelines Key Competencies Deep understanding of various Commercial Real Estate (CRE) lending products and platforms Understanding of mortgage documents, origination procedures including underwriting and monitoring Deep understanding of recourse loans including Guarantor Analysis Ensure deliverables are met as per client SLAs by various delivery teams Productivity, Quality TAT Excellent written, verbal communication, logical analytical skills Experience in working with sales to create marketing collateral and responding to RFPs Experience in drafting SOPs Ensuring compliance with company policies and guidelines Minimum 5 years of team management experience including clients

At HFS, we are committed to delivering superior customer experience and operational excellence through technology. As Lead – Digital Transformation, you will drive the organization’s digital strategy, reimagining processes and solutions across the secured lending value chain. The role demands a visionary leader who can translate business needs into scalable, tech-enabled solutions while improving customer experience, productivity, compliance, and agility. Key Responsibilities: Digital Strategy & Execution: Design and execute a comprehensive digital roadmap for HFS, aligned to business growth and transformation priorities. Identify and prioritize opportunities for digitization across origination, underwriting, disbursement, collections, and servicing. Process Reimagination & Automation: Lead process diagnostics and re-engineering exercises to reduce manual touchpoints, turnaround times (TAT), and operational risk. Drive implementation of workflow platforms, RPA, and digitized decision engines for faster loan processing and approvals. Technology Integration & Product Digitization: Partner with internal IT, product, credit, and sales teams to build digital journeys across customer and employee interfaces (e.g., mobile apps, digital DSA journeys, CRM). Evaluate and onboard suitable tech partners / SaaS platforms for API-led integrations (e.g., for KYC, bureau, legal, valuation, etc.). Data-Driven Decision Making: Leverage data and analytics tools to support real-time tracking, MIS dashboards, early warning systems, and risk modeling. Champion the use of AI/ML, OCR, and analytics for faster and smarter credit decisions. Change Management & Adoption: Drive organization-wide adoption of digital tools through training, communication, and stakeholder engagement. Cultivate a digital-first mindset across functions and field teams. Regulatory Compliance & Governance: Ensure that all digital initiatives adhere to applicable regulatory guidelines and internal compliance norms. Build robust controls into digital journeys to reduce fraud and enhance audit-readiness. Key Requirements: Education: B.E./B.Tech in Computer Science, Engineering or related field (mandatory). MBA or equivalent postgraduate qualification preferred. Experience: 10–15 years of experience, with at least 5 years in leading digital initiatives in the NBFC / BFSI space. Strong understanding of the secured lending ecosystem, including LAP and property-backed loan processes. Skills & Competencies: Expertise in process automation, digital platforms, CRM, API ecosystems, workflow tools, and mobile/web app integration. Experience working with fintechs and digital solution vendors. Strong project management, stakeholder alignment, and cross-functional leadership skills. Strategic thinking combined with execution orientation. Preferred Attributes: Experience in rolling out digital onboarding / eKYC journeys. Familiarity with LOS, LMS, and CRM systems used in lending. Comfort with agile ways of working and digital innovation sprints.

Person will be responsible for ensuring the accuracy and completeness of mortgage loan files and working with stakeholders to address opportunity areas, on an ongoing basis. The scope of work involves conducting QC for various loan products like Closed End 2nd Lien, Conventional (Agency), Government (FHA/VA/USDA), Agency High Balance, Jumbo and HELOC. Person is also expected to mentor underwriters, proactively identify any potential gaps and enable appropriate actions to fix them while also providing inputs to enhance the effectiveness/ efficiency of existing controls. Review Work: QC specialist is expected to perform following reviews on loan files: Regulatory Compliance Review - Covers i) testing compliance with applicable Qualified Mortgage (QM) and Ability To Pay (ATR) requirements defined under the Dodd-Frank Wall Street Reform and Consumer Protection Act as promulgated by the Consumer Financial Protection Bureau, ii) TRID Review Credit Review: Review each loan file and ascertain conformity with the applicable guidelines and assign a credit event grade accordingly. It includes review of various areas like loan documentation, LTV, CLTV, income, liabilities, debt-to-income ratios (DTI), asset statements, FICO, credit history, validating evidence of borrower's willingness/ ability to repay the obligation, examining income, employment, assets, occupancy status, VOE/ self-employed business documents (if applicable) & verify presence of FND and execution by all parties (for HELOC only) HELOC Regulatory Compliance Review: Covers ROR testing, Fee tolerance testing between Early Disclosure and final HELOC disclosure, TILA APR tolerance testing on the final HELOC disclosure, comparison of fees on HUD to fees disclosed on the final HELOC disclosure (If a HUD is used) Non-HELOC Regulatory Compliance Base Review: Covers testing for i) certain applicable federal, state and local high cost and/or anti-predatory laws, ii) State-specific consumer protection laws including late charge and prepayment penalty provisions, iii) Truth-in-lending/regulation Z (TILA) adherence, iv) Real Estate Settlement Procedures Act (RESPA) laws and regulations Property Valuation Review: Review the original appraisal to ensure completeness and adherence to applicable lending guidelines Effectively communicate and clear any required conditions. Resource Development/ Mentoring: Assist in the training and mentoring of Underwriting Assistants, Junior Underwriters, and Underwriters Projects & Initiatives: Research/ Upskilling - Gather information to make appropriate decisions/ Staying up-to-date on applicable guidelines/ business/ systems etc Value Addition - Suggest/ enable implementation of ideas to enhance control effectiveness, risk elimination/ minimization etc. Other areas - as assigned from time to time Administrative work - responding to emails, managing trainings completion etc. Required Qualification Bachelors degree or equivalent (4-years) Preferred Qualification Masters degree or equivalent (6-years) Additional Knowledge, Skills, Experience Or Training Bachelor’s degree in Business, Economics, Finance, or a related field; equivalent professional experience in lieu of a degree At least 5 years of mortgage underwriting experience for US based mortgage company Understand Fannie Mae underwriting guidelines Experience reviewing appraisal reports and analyzing complex personal and business tax records Strong and sound decision-making abilities with the ability to work independently & yet collaboratively with the underwriting team Clearly communicate decisions and the justification behind those decisions to the appropriate parties Strong interpersonal and communication skills, both verbal and written Commitment to providing excellent customer service and high-quality output Experience with Microsoft Office applications such as Outlook, Excel, Word, etc PREFERRED Additional Knowledge, Skills, Experience Or Training Master's degree in finance Skills to contribute toward full/ Partial automation of controls etc. FHA Direct Endorsement certification and/ VA Credit Authority About Our Company Ameriprise India LLP has been providing client based financial solutions to help clients plan and achieve their financial objectives for 125 years. We are a U.S. based financial planning company headquartered in Minneapolis with a global presence. The firm’s focus areas include Asset Management and Advice, Retirement Planning and Insurance Protection. Be part of an inclusive, collaborative culture that rewards you for your contributions and work with other talented individuals who share your passion for doing great work. You’ll also have plenty of opportunities to make your mark at the office and a difference in your community. So if you're talented, driven and want to work for a strong ethical company that cares, take the next step and create a career at Ameriprise India LLP. Ameriprise India LLP is an equal opportunity employer. We consider all qualified applicants without regard to race, color, religion, sex, genetic information, age, sexual orientation, gender identity, disability, veteran status, marital status, family status or any other basis prohibited by law. Full-Time/Part-Time Full time Timings (2:00p-10:30p) India Business Unit AWMPO AWMP&S President's Office Job Family Group Marketing/Product Management

About This Role Wells Fargo is seeking a Secured Lending Underwriter. In This Role, You Will Participate in the partnership with the portfolio team on all aspects of portfolio business transaction process. Perform financial analysis, calculate financial covenants, and prepare financing memorandum within Secured Lending Underwriting. Review basic issues, policies, or procedures where answers can quickly be obtained related to low to medium risk and deliverables. Receive direction from Secured Lending Underwriting supervisor and exercise independent judgement while developing understanding of function, policies, procedures, and compliance requirements. Collaborate and consult with peers, colleagues, and managers to resolve issues and achieve goals. Required Qualifications: 2+ years of Secured Lending Underwriting experience, or equivalent experience demonstrated through one or a combination of the following: work experience, training, military experience, education Desired Qualifications The work involves performing Financial Analysis, and underlying risk activities for Asset Based Lending Finance portfolio. Works independently on moderately to complex issues and projects. Responsible for analyzing complex companies and industries, conducting credit analysis such as assigning credit rating for portfolios, trigger monitoring, valuation, trend cards, making suitable amends to the pricing of loans, based on financial performance and other parameters , as per credit policy. MBA (Finance), CFA or Chartered Accountant 2+ years of Secured Lending Underwriting experience/ credit rating 2+ years of experience in one or a combination of the following: End to end credit lending services for commercial loans, credit underwriting specialized senior secured financing, accounts receivable financing and purchase order financing to companies and use qualitative and quantitative metrics to arrive at Rating of Borrowers and continuous portfolio monitoring and related tasks. Strong verbal and written Communication skills Job Expectations: Manage a portfolio of Secured Lending clients, which includes regular monitoring with trend analysis, covenant calculation, risk rating, facility renewals, financial analysis credit write-up, industry analysis, company background, collateral analysis etc. Monitor timely receipt of customer documents like financials/ compliance certificate etc. and review the same for accuracy. Track and monitor performance of assigned portfolio and take necessary actions/decisions for any improvement or deterioration in financial performance. Strong stakeholder management Build in-depth knowledge of the process and become an SME for process-related activities. Maintain and update reporting requirements as necessary. Quick learner and self-motivated Should be able to analyze Company's management and equity sponsors' strength & weaknesses. Secured Lending Underwriter Posting End Date 30 Jul 2025 Job posting may come down early due to volume of applicants. We Value Equal Opportunity Wells Fargo is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, status as a protected veteran, or any other legally protected characteristic. Employees support our focus on building strong customer relationships balanced with a strong risk mitigating and compliance-driven culture which firmly establishes those disciplines as critical to the success of our customers and company. They are accountable for execution of all applicable risk programs (Credit, Market, Financial Crimes, Operational, Regulatory Compliance), which includes effectively following and adhering to applicable Wells Fargo policies and procedures, appropriately fulfilling risk and compliance obligations, timely and effective escalation and remediation of issues, and making sound risk decisions. There is emphasis on proactive monitoring, governance, risk identification and escalation, as well as making sound risk decisions commensurate with the business unit's risk appetite and all risk and compliance program requirements. Candidates applying to job openings posted in Canada: Applications for employment are encouraged from all qualified candidates, including women, persons with disabilities, aboriginal peoples and visible minorities. Accommodation for applicants with disabilities is available upon request in connection with the recruitment process. Applicants With Disabilities To request a medical accommodation during the application or interview process, visit Disability Inclusion at Wells Fargo . Drug and Alcohol Policy Wells Fargo maintains a drug free workplace. Please see our Drug and Alcohol Policy to learn more. Wells Fargo Recruitment And Hiring Requirements Third-Party recordings are prohibited unless authorized by Wells Fargo. Wells Fargo requires you to directly represent your own experiences during the recruiting and hiring process. Reference Number R-466766

openings for credit underwriting Experience - minimum 1 year of experience in mortgage or any commercial international banking 5 days working, 2days off rotational shifts salary upto 6 LPA cab provided To Apply Call HR or WhatsApp : 7676985790

Credit underwriting of msme customer, personal discussion with customer, income assessment and CAM preparation

AXA XL is the Property & Casualty risk division of AXA, created from the acquisition of XL Catlin in 2018. We partner with mid-sized to multinational clients to take their business further, with more than 30 lines of business to offer solutions for existing and emerging risks. With 9,000+ colleagues based in approximately 30 countries; we are able to serve clients in more than 200 countries. The Cyber Accumulation Modeling Actuary will be a part of the AXA XL team, fully dedicated to supporting AXA Group Risk Management. This role requires active collaboration with GRM teams to facilitate the effective management of Cyber risks across the AXA Group. In this capacity, you will play a key role in assisting the Group P&C Risk Management teams in the development and execution of key initiatives. Your contributions will be essential in enhancing the management of Cyber exposures and ensuring alignment with overall Group objectives while promoting best practices in Cyber risk modeling and assessment. What you’ll be doing What will your essential responsibilities include? Acquire a comprehensive understanding of AXA's Cyber Business across all entities, including covers granted, typologies of portfolios, etc. Analyze the evolution of entities Cyber exposure from one year to another, Assist in the continuous improvement of the Cyber risk model, including manipulating and gaining detailed insights into the model (written in R) to produce the various outputs needed (model runs, sensitivities, documentation, reporting templates, controls…), while contributing to the development of methodologies for assessing Cyber risk exposure. Collaborate with all entities involved in Cyber risk to gather underwriting data and effectively communicate model developments and results. Participate to the development of the platform collecting entities underwriting data, working closely with IT teams (development roadmap, test developments, documentation update etc.) Contribute to the optimization of Group Reinsurance strategies to ensure adequate coverage of Cyber accumulation risk. Assist in conducting technical analyses as required to support risk management initiatives. You will report to Vice President, Group Services. What you’ll bring We’re looking for someone who has these abilities and skills: Required Skills And Abilities Bachelor’s degree or equivalent in a relevant field (e.g., Actuary, Data Science, Applied Mathematics). Relevant years of working experience, preferably in risk management or related fields. Expertise in actuarial science, statistics, and risk theory. Excellent analytical skills with a proven ability to communicate findings clearly and concisely. Proficiency in R programming language for model manipulation and development. Business English - fluent (spoken and written). Desired Skills And Abilities Ability to work collaboratively in a team environment with effective interpersonal skills. Flexibility and adaptability to changing circumstances and new challenges. Demonstrated rigor, motivation, autonomy, and proactivity. Curiosity and open-mindedness to explore new ideas and approaches. What we offer Inclusion AXA XL is committed to equal employment opportunity and will consider applicants regardless of gender, sexual orientation, age, ethnicity and origins, marital status, religion, disability, or any other protected characteristic. At AXA XL, we know that an inclusive culture and enables business growth and is critical to our success. That’s why we have made a strategic commitment to attract, develop, advance and retain the most inclusive workforce possible, and create a culture where everyone can bring their full selves to work and reach their highest potential. It’s about helping one another — and our business — to move forward and succeed. Five Business Resource Groups focused on gender, LGBTQ+, ethnicity and origins, disability and inclusion with 20 Chapters around the globe. Robust support for Flexible Working Arrangements Enhanced family-friendly leave benefits Named to the Diversity Best Practices Index Signatory to the UK Women in Finance Charter Learn more at axaxl.com/about-us/inclusion-and-diversity. AXA XL is an Equal Opportunity Employer. Total Rewards AXA XL’s Reward program is designed to take care of what matters most to you, covering the full picture of your health, wellbeing, lifestyle and financial security. It provides competitive compensation and personalized, inclusive benefits that evolve as you do. We’re committed to rewarding your contribution for the long term, so you can be your best self today and look forward to the future with confidence. Sustainability At AXA XL, Sustainability is integral to our business strategy. In an ever-changing world, AXA XL protects what matters most for our clients and communities. We know that sustainability is at the root of a more resilient future. Our 2023-26 Sustainability strategy, called “Roots of resilience”, focuses on protecting natural ecosystems, addressing climate change, and embedding sustainable practices across our operations. Our Pillars Valuing nature: How we impact nature affects how nature impacts us. Resilient ecosystems - the foundation of a sustainable planet and society - are essential to our future. We’re committed to protecting and restoring nature - from mangrove forests to the bees in our backyard - by increasing biodiversity awareness and inspiring clients and colleagues to put nature at the heart of their plans. Addressing climate change: The effects of a changing climate are far-reaching and significant. Unpredictable weather, increasing temperatures, and rising sea levels cause both social inequalities and environmental disruption. We're building a net zero strategy, developing insurance products and services, and mobilizing to advance thought leadership and investment in societal-led solutions. Integrating ESG: All companies have a role to play in building a more resilient future. Incorporating ESG considerations into our internal processes and practices builds resilience from the roots of our business. We’re training our colleagues, engaging our external partners, and evolving our sustainability governance and reporting. AXA Hearts in Action: We have established volunteering and charitable giving programs to help colleagues support causes that matter most to them, known as AXA XL’s “Hearts in Action” programs. These include our Matching Gifts program, Volunteering Leave, and our annual volunteering day - the Global Day of Giving. For more information, please see axaxl.com/sustainability. Who we are AXA XL, the P&C and specialty risk division of AXA, is known for solving complex risks. For mid-sized companies, multinationals and even some inspirational individuals we don’t just provide re/insurance, we reinvent it. How? By combining a comprehensive and efficient capital platform, data-driven insights, leading technology, and the best talent in an agile and inclusive workspace, empowered to deliver top client service across all our lines of business − property, casualty, professional, financial lines and specialty. With an innovative and flexible approach to risk solutions, we partner with those who move the world forward. Learn more at axaxl.com

About Chubb Chubb is a world leader in insurance. With operations in 54 countries and territories, Chubb provides commercial and personal property and casualty insurance, personal accident and supplemental health insurance, reinsurance and life insurance to a diverse group of clients. The company is defined by its extensive product and service offerings, broad distribution capabilities, exceptional financial strength and local operations globally. Parent company Chubb Limited is listed on the New York Stock Exchange (NYSE: CB) and is a component of the S&P 500 index. Chubb employs approximately 40,000 people worldwide. Additional information can be found at: www.chubb.com . About Chubb India At Chubb India, we are on an exciting journey of digital transformation driven by a commitment to engineering excellence and analytics. We are proud to share that we have been officially certified as a Great Place to Work® for the third consecutive year, a reflection of the culture at Chubb where we believe in fostering an environment where everyone can thrive, innovate, and grow With a team of over 2500 talented professionals, we encourage a start-up mindset that promotes collaboration, diverse perspectives, and a solution-driven attitude. We are dedicated to building expertise in engineering, analytics, and automation, empowering our teams to excel in a dynamic digital landscape. We offer an environment where you will be part of an organization that is dedicated to solving real-world challenges in the insurance industry. Together, we will work to shape the future through innovation and continuous learning. Position Details Job Title: Senior Software Engineer Function/Department: Technology Location: Hyderabad – Work From Office Employment Type: Full-time Reports To: Pavan Kumar Vemuri Job Summary: As a developer for .Net Applications in Azure, you will be responsible for design, development, unit testing, deployment, and support of .Net API applications. Expertise in .NET, Azure, SQL, and API integration will be essential in ensuring quality project delivery. Responsibilities: Work as part of a project team for designing, developing, unit testing, and maintaining .Net API applications using .NET, SQL, and API integration. Deploy applications in Azure AKS using CICD pipelines. Work with technical lead and architects to understand business and technical requirements and implement code as per solution designed by leads. Suggest technical designs and solutions for given business requirements and review with technical leads. Conduct peer code reviews to ensure adherence to coding standards, best practices, and performance optimization. Collaborate with the Quality Assurance team to ensure high-quality application releases. Complete assigned tasks in a timely manner Stay updated with industry trends and best practices to foster innovation and improvements. Requirements: Strong experience in Object-Oriented Programming (OOP) and Software Development Strong proficiency in .NET, SQL, and API integration. Experience in Azure Kubernates, Storage, App Services, Azure SQL, Key Vault, Managed Identities Experience in Agile software development methodologies. Familiarity with DevOps practices and CI/CD pipelines. Preferred Qualifications: Bachelor's degree in Computer Science, Software Engineering, or a related field. 3-5 years of relevant experience Certification in relevant technologies or frameworks. Knowledge of front-end frameworks, such as Angular, React.js etc. Excellent analytical and problem-solving skills. Strong communication and interpersonal skills. Ability to thrive in a fast-paced and collaborative environment. Why Chubb? Join Chubb to be part of a leading global insurance company! Our constant focus on employee experience along with a start-up-like culture empowers you to achieve impactful results. Industry leader: Chubb is a world leader in the insurance industry, powered by underwriting and engineering excellence A Great Place to work: Chubb India has been recognized as a Great Place to Work® for the years 2023-2024, 2024-2025 and 2025-2026 Laser focus on excellence: At Chubb we pride ourselves on our culture of greatness where excellence is a mindset and a way of being. We constantly seek new and innovative ways to excel at work and deliver outstanding results Start-Up Culture: Embracing the spirit of a start-up, our focus on speed and agility enables us to respond swiftly to market requirements, while a culture of ownership empowers employees to drive results that matter Growth and success: As we continue to grow, we are steadfast in our commitment to provide our employees with the best work experience, enabling them to advance their careers in a conducive environment Employee Benefits Our company offers a comprehensive benefits package designed to support our employees’ health, well-being, and professional growth. Employees enjoy flexible work options, generous paid time off, and robust health coverage, including treatment for dental and vision related requirements. We invest in the future of our employees through continuous learning opportunities and career advancement programs, while fostering a supportive and inclusive work environment. Our benefits include: Savings and Investment plans: We provide specialized benefits like Corporate NPS (National Pension Scheme), Employee Stock Purchase Plan (ESPP), Long-Term Incentive Plan (LTIP), Retiral Benefits and Car Lease that help employees optimally plan their finances Upskilling and career growth opportunities: With a focus on continuous learning, we offer customized programs that support upskilling like Education Reimbursement Programs, Certification programs and access to global learning programs. Health and Welfare Benefits: We care about our employees’ well-being in and out of work and have benefits like Employee Assistance Program (EAP), Yearly Free Health campaigns and comprehensive Insurance benefits. Application Process Our recruitment process is designed to be transparent, and inclusive. Step 1: Submit your application via the Chubb Careers Portal. Step 2: Engage with our recruitment team for an initial discussion. Step 3: Participate in HackerRank assessments/technical/functional interviews and assessments (if applicable). Step 4: Final interaction with Chubb leadership. Join Us With you Chubb is better. Whether you are solving challenges on a global stage or creating innovative solutions for local markets, your contributions will help shape the future. If you value integrity, innovation, and inclusion, and are ready to make a difference, we invite you to be part of Chubb India’s journey. Apply Now : Chubb External Careers

Optum is a global organization that delivers care, aided by technology to help millions of people live healthier lives. The work you do with our team will directly improve health outcomes by connecting people with the care, pharmacy benefits, data and resources they need to feel their best. Here, you will find a culture guided by inclusion, talented peers, comprehensive benefits and career development opportunities. Come make an impact on the communities we serve as you help us advance health optimization on a global scale. Join us to start Caring. Connecting. Growing together. We all know that there’s a lot more to come in the changes sweeping through the health care industry. But if change is going to shape our world, it’s comforting to know that we’re shaping the change. At Optum, the actuarial consulting leader in health care innovation, your performance, your ideas and your innovative thinking will help us improve the lives of millions. As the Advisory Consultant, you will join an elite team committed to changing health care through outstanding service and valuable products. You will work with pricing/rating and underwriting systems consulting with internal stakeholders on system design, configuration and implementation. Primary Responsibilities: Work with Optum client leadership to gather requirements for implementing new rating and underwriting models, driving automation and effectiveness of underwriters Create wireframes and process flow diagrams to model user experiences and workflows, then use StepWise Portal to configure and deliver Build business rules and mathematical models using Excel-like calculation syntax Work with various data sources using SQL Server and other database tools to connect data into StepWise Build client presentation exhibits and reports using Word and Excel based document templates Work as part of a team to deliver a comprehensive solution to customers Present to and collaborate with Optum peers and Optum management Establish trust, credibility and thought leadership within Optum and with our clients Deliver quality solutions to customers within project deadlines Comply with the terms and conditions of the employment contract, company policies and procedures, and any and all directives (such as, but not limited to, transfer and/or re-assignment to different work locations, change in teams and/or work shifts, policies in regards to flexibility of work benefits and/or work environment, alternative work arrangements, and other decisions that may arise due to the changing business environment). The Company may adopt, vary or rescind these policies and directives in its absolute discretion and without any limitation (implied or otherwise) on its ability to do so Required Qualifications: Undergraduate or Masters degree Advanced level of proficiency with Microsoft Excel, including complex formulas, calculations, VBA macros, etc. Proficiency with Microsoft Excel/VBA Programming /Macros Proficiency with query writing in SQL, SAS or similar Demonstrated ability to work independently, troubleshoot / problem solve, while driving deliverables to completion Preferred Qualifications: Experience independently building rating models or other complex financial or business models in Excel or other software Experience designing effective user interfaces and/or workflows Experience in SQL Advanced level of proficiency with Microsoft Excel, including complex formulas, calculations, VBA macros, etc. Understanding of the healthcare industry, especially commercial group business lines OOPS,C# Or any coding At UnitedHealth Group, our mission is to help people live healthier lives and make the health system work better for everyone. We believe everyone - of every race, gender, sexuality, age, location and income - deserves the opportunity to live their healthiest life. Today, however, there are still far too many barriers to good health which are disproportionately experienced by people of color, historically marginalized groups and those with lower incomes. We are committed to mitigating our impact on the environment and enabling and delivering equitable care that addresses health disparities and improves health outcomes - an enterprise priority reflected in our mission.

Position Title: Manager – Non-Motor Underwriting Department: Non-Motor Underwriting Function: Underwriting Location: Delhi Experience Required: Minimum 5 years in General Insurance Education: Graduate or MBA Industry Preference: General Insurance Salary : Up to 12LPA Position Summary: The role involves independently underwriting commercial non-motor insurance products across Property, Engineering, Marine, and Miscellaneous lines of business for the retail and SME channel. The ideal candidate will ensure adherence to underwriting guidelines and maintain portfolio profitability while collaborating with cross-functional teams. Key Responsibilities : Underwrite Property, Engineering, Marine, and Miscellaneous LOBs independently for the Retail and SME channel. Prepare quotations strictly as per company underwriting guidelines and timelines. Ensure quote requests are acknowledged, reviewed, and followed up within defined SLAs. Maintain a healthy bottom line by adhering to risk selection standards. Assist senior management with data compilation, analytics, dashboards, and MIS reporting. Contribute to system and product development initiatives. Support activities such as claims reviews, audits, and underwriting authority compliance. Analyze product-level profitability and ensure effective tracking of underwriting metrics. Build and maintain strong internal relationships with Sales, Ops, and Claims teams, as well as with external customers and channel partners. Functional Skills Required: Solid understanding of commercial non-motor products Strong command over Excel and MIS tools Experience in preparing dashboards, profitability reports, and quote tracking Exposure to system and process improvement initiatives Job Type: Full-time Pay: ₹1,000,000.00 - ₹1,200,000.00 per year Schedule: Day shift Supplemental Pay: Performance bonus Work Location: In person

Job Purpose: We are seeking a skilled and analytical Credit Policy Manager/Sr. Manager to manage credit policy design and monitoring for the Personal Loans portfolio. The ideal candidate will have deep expertise in credit risk frameworks, strong command of ECL and loss forecasting methodologies, and solid experience in tracking Through-the-Door (TTD) metrics. Exposure to digital lending journeys and API based decisioning is highly desirable. Accountabilities: Design, review, and enhance credit underwriting policies for the Personal Loans portfolio. Build and maintain ECL (Expected Credit Loss) models in compliance with regulatory and internal requirements. Drive monthly and quarterly loss forecasting to support risk provisioning and business planning. Track and analyse Through-the-Door (TTD) portfolio performance and recommend corrective policy actions. Partner with Product, Tech, and Data teams to embed policy rules into digital lending journeys and real-time decision engines. Work closely with Product, Analytics, Collections, and Tech teams to ensure risk-reward balance in policy decisions. Develop automated monitoring tools for early warning signals and policy exception tracking. Support audits, regulatory inspections, and internal governance reviews with robust documentation and analytical insights Qualifications: Bachelor's or Master's degree in Statistics, Economics, Engineering, Finance, or a related field Work Experience: 5–8 years of experience in Credit Policy / Credit Risk roles within banking or NBFCs, ideally in unsecured lending. Strong knowledge of credit policy design, scorecard deployment, segmentation strategies, and risk-adjusted pricing. Hands-on experience in ECL computation and loss forecasting models. Strong SQL and Python skills for data analysis, model development, and risk dashboards. Experience working with large datasets, preferably from core lending systems or bureau sources. Familiarity with visualization tools (e.g., Power BI, Tableau) is a plus

Key Responsibilities: ETL Development and Maintenance: Design, develop, and implement ETL processes using SSIS to support data integration and warehousing requirements. Maintain and enhance existing ETL workflows to ensure data accuracy and integrity. Collaborate with data analysts, data architects, and other stakeholders to understand data requirements and translate them into technical specifications. Extract, transform, and load data from various source systems into the data warehouse. Perform data profiling, validation, and cleansing to ensure high data quality. Monitor ETL processes to ensure timely and accurate data loads. Write and optimize complex SQL queries to extract and manipulate data. Work with SQL Server to manage database objects, indexes, and performance tuning. Ensure data security and compliance with industry standards and regulations. Business Intelligence and Reporting: Develop and maintain interactive dashboards and reports using Power BI or SSRS. Collaborate with business users to gather requirements and create visualizations that provide actionable insights. Integrate Power BI with other data sources and platforms for comprehensive reporting. Scripting and Automation: Utilize Python for data manipulation, automation, and integration tasks. Develop scripts to automate repetitive tasks and improve efficiency. Insurance Domain Expertise: Leverage knowledge of insurance industry processes and terminology to effectively manage and interpret insurance data. Work closely with business users and stakeholders within the insurance domain to understand their data needs and provide solutions. Qualifications Required Skills and Qualifications: Technical Skills: Proficient in SQL and experience with SQL Server. Strong experience with SSIS for ETL development and data integration. Proficiency in Python for data manipulation and scripting. Experience with Power BI/SSRS for developing interactive dashboards and reports. Knowledge of data warehousing concepts and best practices. Domain Knowledge: Solid understanding of insurance industry processes, terminology, and data structures. Experience working with insurance-related data, such as policies, claims, underwriting, and actuarial data. Additional Skills: Strong problem-solving and analytical skills. Excellent communication and collaboration abilities. Job Location

Acuity Knowledge Partners Acuity Knowledge Partners (Acuity) is a leading provider of bespoke research, data management, analytics, talent, and technology solutions to the financial services industry, including asset managers, corporate and investment banks, private equity and venture capital firms, hedge funds and consulting firms. Its global network of over 6,500 analysts and industry experts, combined with proprietary technology, supports more than 650 financial institutions and consulting companies to operate more efficiently and unlock their human capital and transforming operations. Acuity is headquartered in London and operates from 16 locations worldwide. The company fosters a diverse, equitable and inclusive work environment, nurturing talent, regardless of race, gender, ethnicity or sexual orientation. Acuity was established as a separate business from Moody’s Corporation in 2019, following its acquisition by Equistone Partners Europe (Equistone). In January 2023, funds advised by global private equity firm Permira acquired a majority stake in the business from Equistone, which remains invested as a minority shareholder. For more information, visit www.acuitykp.com Basic Information Position Title – Associate Director Experience Level – 12-18 Department – Private Markets Location – Gurgaon Position reports to – Director Job Purpose We are in search of a dynamic and enthusiastic professional to become a part of our Private Markets division. In this role, you will collaborate with our global clients, acting as an integral extension of their teams Key Responsibilities Maintaining high quality in the following workflows by establishing strong processes, performing quality checks, providing training, mentoring, and upskilling juniors: Overseeing the request intake process, including participation in project scoping calls to improve understanding and prepare detailed project scope documents. Preparing and driving the content of client- and prospect-related materials, including pitches, proposals, client marketing materials, and other associated offering documents and analyses. Working with Private Markets clients on various tasks, including but not limited to financial modeling, credit analysis, performing investment due diligence, portfolio monitoring and valuation, and middle and back-office tasks. Motivating and managing a team of analysts, planning workflows, and liaising with global clients to ensure that deadlines are met to the required standard. Contributing to process improvement and providing value additions to deliverables and automation of tasks. Communicating clearly and confidently with internal and external stakeholders, both in written and verbal forms. Providing strategic thought leadership through the authoring of blogs and whitepapers. Key Competencies: 12-18 years of relevant experience in any of the following backgrounds – leveraged finance, debt advisory, and public/private credit Familiarity and expertise in private credit will be an added advantage Experience in, complete delivery set-up, smooth roll-out of services, managing Large teams (40+ members) and the implementation of best practices, feedback mechanisms, hiring and training the team Exceptional technical and analytical skills, including financial modeling, underwriting skills, company research, portfolio monitoring, valuation and investment memo preparation A master’s in finance and/or a CFA/CA A highly analytical mind and a high level of attention to detail Excellent written and spoken English communication skills A strong work ethic The ability to work independently and meet deadlines under pressure

Job Summary – Motor Insurance Sales Manager We are looking for a dynamic and result-oriented Motor Insurance Sales Manager who thrives in a fast-paced, performance-driven environment. The role demands a high level of ownership, accountability, and dedication to drive motor insurance sales through strategic planning, channel development, and team leadership. The ideal candidate should have a strong command over motor insurance products, a proven ability to meet aggressive targets, and the mindset to treat the business as their own. Key Responsibilities: Own end-to-end responsibility for achieving monthly, quarterly, and annual sales targets for motor insurance. Build, lead, and motivate a high-performing sales team with a focus on consistent productivity and result delivery. Identify, on-board, and manage POSP, Agents, DSA, and channel partners to maximize distribution reach. Monitor daily performance metrics and take corrective actions to ensure goal achievement. Ensure strict compliance with underwriting, documentation, and regulatory guidelines. Drive field activities, joint calls, and client meetings to support the team and close high-value deals. Take proactive ownership in resolving partner/client issues and ensuring seamless service delivery. Report regularly on sales performance, funnel status, and business forecasts to Immediate senior. Required Skills & Qualifications: Graduate/Postgraduate (MBA preferred), with 5–8 years of experience in Motor/General insurance sales. Strong track record of consistently achieving or exceeding sales targets. Excellent leadership, team management, and interpersonal skills. Deep understanding of motor insurance processes, competition, and market trends. Self-motivated, accountable, and capable of working with minimal supervision. Proficiency in CRM tools, Excel, and business reporting dashboards.

JOB DESCRIPTION Job Role :As part of Credit Team for Working Capital Finance Managing team of Credit Managers Underwriting & making proposals of Working Capital Finance ( Fund & Non Fund based ) Under writing cases with desired level of quality and enabling achievement of branch business target by proper training. Visiting customers for personal discussions and deal structuring Studying monitoring reports & keeping track of portfolio quality. Taking necessary steps to ensure that the required quality levels are maintained To evaluate proposals of customers for Home Loans, Loan against Property Decision making within defined TAT Understanding of property related aspects (like legal title and market value of the property) is an added advantage Coordinating with sales, operations, legal, technical and customer service Job Requirements: Qualification- CA with relevant underwriting experience Job Knowledge – o Technical underwriting experience o Analytical skills Skills & Experience – o Experience of 2-4 years in relevant working capital products is desired, o Should be able to handle time bound activities effectively o Should be an effective team player. o Should have a sense of urgency & keenness to learn.

About The Opportunity Join a dynamic leader operating in the insurance and financial services sector in India. We specialize in providing expert solutions in mortgage, underwriting, property, and casualty domains. This on-site role offers a unique opportunity for a seasoned Subject Matter Expert (SME) to drive innovation and excellence in underwriting processes while ensuring compliance with industry standards. Role & Responsibilities Provide expert advice on mortgage underwriting, property, and casualty insurance processes while ensuring adherence to regulatory standards. Collaborate with cross-functional teams to develop and refine underwriting policies, ensuring optimal risk assessment and process efficiency. Conduct thorough risk assessments and analyze market trends to update and optimize underwriting strategies. Liaise with internal stakeholders and industry partners to deliver customized expertise and facilitate knowledge sharing. Offer training and mentorship on industry best practices and emerging trends in underwriting and mortgage processes. Monitor evolving regulations and ensure that all policies meet mandatory compliance requirements and quality standards. Must-Have Skills & Qualifications Bachelor’s degree in Finance, Business, Insurance, or related fields. Proven expertise in mortgage underwriting and property & casualty insurance processes. Extensive experience in risk assessment and regulatory compliance within insurance or financial services sectors. Strong analytical skills combined with effective communication and stakeholder management capabilities. Demonstrated ability to lead process enhancements and drive strategic underwriting initiatives. Preferred Advanced degree or industry certifications in finance, insurance, or risk management. Experience with digital underwriting tools and innovative risk management solutions. Prior working experience in fast-paced, dynamic environments with a proven track record of mentorship and continuous improvement. Benefits & Culture Highlights Opportunity to work in a challenging and collaborative on-site environment that values innovation and expertise. Competitive compensation and benefits package along with opportunities for professional growth and development. A workplace culture that fosters continuous learning, teamwork, and leadership development. If you are a seasoned professional with a passion for driving excellence in mortgage and underwriting processes, we encourage you to apply and join our dynamic team dedicated to shaping the future of the insurance industry. Skills: strategic initiatives,stakeholder management,communication,analytical skills,process enhancements,insurance,underwriting,casualty insurance,risk assessment,mortgage underwriting,property insurance,analytical thinking,regulatory compliance

Company Description HDFC ERGO General Insurance Company Limited was promoted by erstwhile Housing Development Finance Corporation Ltd. (HDFC), India's premier Housing Finance Institution and ERGO International AG, the primary insurance entity of Munich Re Group. Consequent to the implementation of the Scheme of Amalgamation of HDFC with and into HDFC Bank Limited, one of India's leading private sector bank (Bank), the Company has become a subsidiary of the Bank. The Company offers complete range of general insurance products ranging from motor, health, travel, home and personal accident in the retail space and products like property, marine and liability insurance in the corporate space. With a network of branches spreaded across wide distribution network and a 24x7 support team, the Company has been offering seamless customer service and innovative products to its customers. Key Roles & Responsibilities • Identify and motivate potential candidates to enroll for becoming agents • Activate certified agents through mobilization of minimum premium in stipulated time • Ensure familiarization of the company's products, policies and sales processes to the agents • Identify, communicate and agree on the premium targets with agents on various class of business & geographical segments • Ensure lower dormancy ratio of active vs total agents • Maximize mobilization through regular follow-ups & strengthening of relationships with agents • Ensure constant updation of agent's knowledge on new products and underwriting policies • Troubleshooting with a) Under writing team for policy approval, b) Branch operations team for policy issuance, c) Claims team for claims settlement & d) Finance team for timely disbursement of agent's commission Key Requirements - Experience & Skills • To develop Agency network (both fresh and from competition) in his/her area of operation • To train/mentor Advisors about product and process • To handle and resolve channel partner queries in time. Meet Customers with Channel partners for fresh sales and servicing issues • Conduct team meetings and give regular inputs to increase productivity of his/her team • Prior experience in the BFSI sector Qualification Graduate/Postgraduate Location Guwahati