Posted:11 hours ago|
Platform:
Work from Office
Full Time
Evaluate and analyze loan applications.
Assess borrower creditworthiness and repayment capacity.
Review financials, bank statements, and credit reports.
Approve or recommend loans as per credit policy.
Ensure compliance with RBI and internal guidelines.
Identify and mitigate credit and fraud risks.
Monitor loan portfolio and delinquency trends.
Track early warning signals and stressed accounts.
Coordinate with sales, operations, and recovery teams.
Maintain proper documentation and MIS reporting
Graduate/Post-graduate in Commerce,Economics (Finance)
2-4 years of experience in credit/underwriting (NBFC/Bank preferred)
Strong knowledge of credit appraisal & financial analysis
Experience in retail LAP loan credit (as applicable)
Understanding of RBI guidelines, KYC & AML norms
Ability to analyze bank statements, ITRs, cash flows
Familiar with CIBIL and other credit bureau reports
Good risk assessment and decision-making skills
Strong attention to detail and compliance mindset
Good coordination and communication skills
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