IT Executive Job Description To ensure the organization’s technology infrastructure is aligned with its business objectives and provide technical guidance to ensure the organization’s IT systems are reliable, secure, and up-to-date. Core Responsibilities of IT Executive: Provide support to all departments in hardware, software, and network related issues. Configure, install, and maintain IT systems. Configure, install and maintain laptops and workstations. Ensure that there is data security enabled with all systems Keep a close watch on system performance to ensure there is optimisation of system speeds and costs. Collaborate with external vendors to resolve specialise IT issues. Ensure passwords are not breached. Ensure confidential information is not moved from one workstation to another. Report any anomalous behaviour like data theft, identity mismatch. Suggest workflow improvements in IT processes. Develop tools for digital security policy of the organisation and ensure that all the employees are aware of the policy and the repercussions of not following the same. Skills and Qualifications for IT Executive Technical Skills Must understand Cloud Security tools. Knowledge of data back-ups, cloud drive handling is a big plus. Knowledge of latest hardware, software, and networking tools in the market. Strong proficiency in trouble shooting hardware and software issues. Experience in managing LANs, WANs, and VPNs. Familiarity with system installations like laptop/Desktop installations. Knowledge of installing different operating systems-Windows Must understand digital security tools like two factor authentication etc. Educational Qualifications Bachelor's degree in any field with Diploma in IT Hardware/Networking and Software. Knowledge of Window server will be an added advantage. Job Types: Full-time, Permanent, Fresher Pay: ₹15,000.00 - ₹20,000.00 per month Benefits: Cell phone reimbursement Paid sick time Paid time off Provident Fund Shift: Day shift Fixed shift Work Location: In person Expected Start Date: 25/06/2025
Job Title: Credit Manager – MSME & Working Capital Company: Vallabhi Capital Private Limited Location: Delhi/NCR Job Purpose To evaluate, assess, and approve credit proposals for MSME and Working Capital products within the defined credit policy framework, ensuring quality of the loan portfolio and adherence to risk management standards. Key Skills & Competencies Strong analytical and financial assessment skills Sound knowledge of MSME sector dynamics and working capital products Understanding of credit risk, regulatory compliance, and NBFC operations Proficiency in tools such as Excel, CAM templates, credit scoring models Eye for detail and strong decision-making ability Communication and stakeholder management Qualifications & Experience CA/MBA preferred 2-4 years of relevant experience in credit underwriting, preferably in an NBFC or bank focusing on MSMEs/Working Capital Job Types: Full-time, Permanent Pay: ₹50,000.00 - ₹80,000.00 per month Benefits: Paid sick time Provident Fund Work Location: In person
Job Title: Credit Manager – MSME & Working Capital Company: Vallabhi Capital Private Limited Location: Delhi/NCR Job Purpose To evaluate, assess, and approve credit proposals for MSME and Working Capital products within the defined credit policy framework, ensuring quality of the loan portfolio and adherence to risk management standards. Key Skills & Competencies Strong analytical and financial assessment skills Sound knowledge of MSME sector dynamics and working capital products Understanding of credit risk, regulatory compliance, and NBFC operations Proficiency in tools such as Excel, CAM templates, credit scoring models Eye for detail and strong decision-making ability Communication and stakeholder management Qualifications & Experience CA/MBA preferred 2-4 years of relevant experience in credit underwriting, preferably in an NBFC or bank focusing on MSMEs/Working Capital Job Types: Full-time, Permanent Pay: ₹50,000.00 - ₹80,000.00 per month Benefits: Paid sick time Provident Fund Work Location: In person
Designation: Sales Manager – Secured Lending (MSME / WC / LAP / Equipment Loans / Green Loans / Hospital Loans) Experience Required: 3 – 5 Years Industry Preference: NBFC/Banking Role Objective: Drive sales of secured lending products with a focus on MSME Loans, Working Capital Finance, Equipment Loans, Loan Against Property (LAP), Green Loans (Commercial Vehicles), and Hospital Loans, ensuring acquisition of quality customers and achievement of business targets. Key Responsibilities: Source and acquire new customers for secured lending products (MSME, WC, Equipment Loans, LAP, Green Loans, Hospital Loans). Manage end-to-end sales cycle: prospecting, lead generation, client meetings, proposal pitching, and closure. Build and maintain strong relationships with MSME clients, healthcare institutions, transport operators, channel partners, and local business communities. Conduct financial analysis and assess creditworthiness to ensure quality portfolio acquisition. Achieve monthly/quarterly business targets and maintain healthy asset quality. Liaise with credit, operations, and legal teams to ensure smooth processing of loan applications. Track competitor offerings and market trends to identify new business opportunities. Ensure compliance with internal policies, RBI regulations, and audit requirements. Key Requirements: Experience: 3–5 years in sales of secured lending products in Banking/NBFC sector. Strong knowledge of MSME financing, Working Capital products, Equipment Loans, LAP, Green Loans (CV), and Hospital Loans. Proven track record of achieving sales targets in secured lending. Hands-on experience in DSA/Channel acquisition and relationship management for business sourcing. Good understanding of credit underwriting basics and financial analysis. Excellent relationship management and negotiation skills. Self-motivated with ability to work independently and as part of a team. Graduation/Post-Graduation in Finance, Business, or related field preferred Location: Delhi/Noida/Gurgaon/Meerut/Mumbai/Pune Compensation: As per industry standards + performance incentives Job Type: Full-time Pay: ₹30,000.00 - ₹50,000.00 per month Benefits: Cell phone reimbursement Paid sick time Paid time off Provident Fund Work Location: In person
Designation: Sales Manager – Secured Lending (MSME / WC / LAP / Equipment Loans / Green Loans / Hospital Loans) Experience Required: 3 – 5 Years Industry Preference: NBFC/Banking Role Objective: Drive sales of secured lending products with a focus on MSME Loans, Working Capital Finance, Equipment Loans, Loan Against Property (LAP), Green Loans (Commercial Vehicles), and Hospital Loans, ensuring acquisition of quality customers and achievement of business targets. Key Responsibilities: Source and acquire new customers for secured lending products (MSME, WC, Equipment Loans, LAP, Green Loans, Hospital Loans). Manage end-to-end sales cycle: prospecting, lead generation, client meetings, proposal pitching, and closure. Build and maintain strong relationships with MSME clients, healthcare institutions, transport operators, channel partners, and local business communities. Conduct financial analysis and assess creditworthiness to ensure quality portfolio acquisition. Achieve monthly/quarterly business targets and maintain healthy asset quality. Liaise with credit, operations, and legal teams to ensure smooth processing of loan applications. Track competitor offerings and market trends to identify new business opportunities. Ensure compliance with internal policies, RBI regulations, and audit requirements. Key Requirements: Experience: 3–5 years in sales of secured lending products in Banking/NBFC sector. Strong knowledge of MSME financing, Working Capital products, Equipment Loans, LAP, Green Loans (CV), and Hospital Loans. Proven track record of achieving sales targets in secured lending. Hands-on experience in DSA/Channel acquisition and relationship management for business sourcing. Good understanding of credit underwriting basics and financial analysis. Excellent relationship management and negotiation skills. Self-motivated with ability to work independently and as part of a team. Graduation/Post-Graduation in Finance, Business, or related field preferred Location: Delhi/Noida/Gurgaon/Meerut/Mumbai/Pune Compensation: As per industry standards + performance incentives Job Type: Full-time Pay: ₹30,000.00 - ₹50,000.00 per month Benefits: Cell phone reimbursement Paid sick time Paid time off Provident Fund Work Location: In person
Required Skills & Expericence Qualification : B.Tech (CS/IT) Experienced in software testing in LOS and LMS (Loan Origination and Loan Management Systems, ideally having work experince of banks and NBFCs Knowledge of loan lifecycle processes (application → disbursement → repayment) Familiarity with testing cycles (functional, regression, sanity, integration). Ability to use bug tracking and project management tools. Basic knowledge of databases and queries for backend validation. Strong analytical and documentation skills. Key Responsibilities Perform end-to-end testing across loan origination and loan management modules (application, underwriting, sanction, disbursement, repayment, collections). Carry out functional, regression, and integration testing after new releases or system changes. Validate data flows between LOS, LMS, and integrated platforms (credit bureau, payments, CRM, etc.). Support User Acceptance Testing (UAT) with business users. Document test plans, test cases, and test results, ensuring alignment with requirements. Identify, log, and track issues/defects. Collaborate with developers, analysts, and business teams to ensure timely resolution of issues. Provide reports and insights on testing progress, risks, and quality metrics. Job Types: Full-time, Permanent Pay: ₹30,000.00 - ₹50,000.00 per month Work Location: In person
JOB OBJECTIVE: To drive the growth of secured loan business (Loan Against Property, Secured Business Loans, etc.) ensuring portfolio quality and achieving targeted disbursals through effective sourcing, team management, and channel development. KEY RESPONSIBILITIES: 1. Business Development & Sourcing . Identify, develop and manage DSA, connectors, and direct sourcing channels for secured loan products. . Generate quality leads for MSME and LAP segments ensuring targeted yield. . Conduct market research to identify potential customers and emerging opportunities in the secured lending space. . Maintain relationships with builders, chartered accountants, and financial intermediaries for consistent lead generation. 2. Credit & Portfolio Quality: . Ensure preliminary credit assessment of borrowers in line in NBFC credit norms. . Coordinate with credit and operations teams for timely appraisal and disbursals. . Maintain portfolio quality by ensuring low delinquency and adherence to risk parameters. . Monitor TAT ( Turnaround Time) for disbursal and post- disbursal documentation. 3. Team Management: . Lead and motivate a team of Sales Executives/ Relationship Officers. . Provide regular training and performance feedback to achieve business objectives. . Set monthly targets and monitor monthly metrics. 4. Relationship Management: . Build and maintain long-term relationships with clients to ensure repeat business and referrals. . Address customer queries and ensure high satisfaction levels. 5. Compliance & Reporting: . Ensure all documentation and processes are complaint with NBFC guidelines and RBI norms. . Submit regular MIS reports on sourcing, disbursal, yield, and delinquency. KEY SKILLS & COMPETENCIES: . Strong understanding of secured lending products (LAP, SME loans, property-backed business loans). . Knowledge of credit assessment and financial analysis. . Excellent communication and negotiation skills. . Ability to manage terms and achieve aggressive sales targets. . Familiarity with ROI- based lending (20-25%) segments and customer profiling. QUALIFICATIONS & EXPERIENCE: . Graduate/ Postgraduate in Finance, Business, or related field. . Minimum 3-7 years of experience in NBFC/Banking sales, specifically in secured loan products. . Proven track record in achieving disbursal and yield targets. Job Type: Full-time Pay: ₹40,000.00 - ₹70,000.00 per month Benefits: Cell phone reimbursement Paid sick time Paid time off Provident Fund Work Location: In person
HR - Executive We are looking for a passionate and driven HR Executive to join our team at Vallabhi Capital Private Limited. Key responsibilities: Understanding the hiring requirements of hiring managers Attracting candidates through various channels like social media and professional networks Reviewing resumes and screening candidates Scheduling interviews by coordinating with candidates and hiring managers Negotiating job offers and compensation packages with candidates Staying updated about hiring trends and best practices Assist in recruitment process by sourcing, screening, and scheduling interviews with potential candidates. Maintain and update employee records and assist in onboarding new hires. Utilize MS-Excel to create and analyze HR reports and data for decision-making. Manage social media platforms to promote employer branding and attract top talent. Assist in organizing and coordinating HR events and activities. Provide general administrative support to the HR team as needed. Job Types: Full-time, Permanent Pay: ₹20,000.00 - ₹30,000.00 per month Benefits: Cell phone reimbursement Paid sick time Paid time off Provident Fund Work Location: In person
Key Responsibilities: 1. Credit Evaluation & Risk Assessment: · Evaluate and approve credit proposals by analyzing financial, business, and industry risks. · Ensure accurate credit underwriting in line with company policies and risk appetite. · Assess borrower creditworthiness through financial statements, banking behavior, and track records. 2. Financial Analysis: · Analyze financial statements to assess short-term and long-term solvency, liquidity, and repayment capacity. · Identify potential credit risks and recommend appropriate mitigates. 3. Team Leadership & Operations: · Lead, guide, and supervise a team of credit executives to ensure efficient credit operations. · Monitor productivity, approval quality, and adherence to prescribed TAT. · Provide training and mentoring to improve team performance. 4. Process Control & Audit: · Establish and maintain a strong audit and control framework. · Conduct regular audits and ensure timely closure of audit observations. · Ensure compliance with internal policies, regulatory requirements, and NBFC guidelines. 5. Customer & Stakeholder Management: · Understand customer requirements and ensure prompt and effective service delivery. · Coordinate with sales, operations, and other internal stakeholders for smooth credit processing. 6. MIS & Reporting: · Prepare and analyze MIS reports for management and key stakeholders. · Use basic analytics to track performance metrics, approval ratios, and portfolio quality. 7. Vendor & External Coordination: · Manage relationships with external vendors involved in credit processes (e.g., agencies, auditors). · Ensure seamless coordination and service quality. 8. Portfolio Monitoring: · Monitor disbursements and repayment behaviour. · Track payments and flag early warning signals to minimise delinquencies. Qualification- CA (Chartered Accountant) Job Types: Full-time, Fresher Pay: ₹300,000.00 - ₹800,000.00 per year Work Location: In person