Credit Manager

Job Title: Credit Manager – MSME & Working Capital

Company: Vallabhi Capital Private Limited

Location: Delhi/NCR

Job Purpose

To evaluate, assess, and approve credit proposals for MSME and Working Capital products within the defined credit policy framework, ensuring quality of the loan portfolio and adherence to risk management standards.

Key Skills & Competencies

• Strong analytical and financial assessment skills
• Sound knowledge of MSME sector dynamics and working capital products
• Understanding of credit risk, regulatory compliance, and NBFC operations
• Proficiency in tools such as Excel, CAM templates, credit scoring models
• Eye for detail and strong decision-making ability
• Communication and stakeholder management

Qualifications & Experience

• CA/MBA preferred
• 2-4 years of relevant experience in credit underwriting, preferably in an NBFC or bank focusing on MSMEs/Working Capital

Job Types: Full-time, Permanent

Pay: ₹50,000.00 - ₹80,000.00 per month

Benefits:

• Paid sick time
• Provident Fund

Work Location: In person