41 Credit Approval Jobs

About The Role Risk Manager Department Kotak Mahindra Bank Ltd Consumer Durables Location Mumbai HO Number of Positions One Reporting Relationship Reporting to Business Head Consumer Durables Business Position Grade M7-M8 Job Role: Risk management & Portfolio monitoring for Consumer durable loans. Managing Risk containment unit for Consumer businesses Portfolio monitoring and continuous review of Consumer durable, Digital Business finance, Life style business, Personal loan cross sell Improving controllership by way of building strong system Building and automating credit approval engine Support launch of new products with policy & system build and implementation Formulating Risk policy & support to launch Digital product Drive and support initiatives to build scale Rural lending business Job Requirements: Qualification MBA and/or Professional Degree preferred Job Knowledge and experience Should have at least 15 years of experience in credit / risk environment Should have at least 6 years of experience in heading risk / credit for a large setup Should have good understanding of CD Business & Retail industry Should be able to drive and work with a Team reporting Should be a Team player, Relationship person and should be ready to travel widely

Manages credit and collections activities to include the timely cash collection of customer accounts, assessing credit worthiness, minimizing bad debts and ensuring contract compliance and/or recommending legal action. Manages a professional staff. Career Level - M2 Responsible for managing the activities of credit approval and credit collection. Develops, implements, and maintains systems, procedures, and policies to enhance the credit and collections process. Recommends credit limits, handles special credit arrangements, and problem collection accounts. Coordinates with internal departments on credit policies. Oversees analysis of accounts receivable, aging of accounts to determine overdue accounts, and collections procedures. Creates and/or analyzes monthly reports.

Timely cash collection of customer accounts, assessing credit worthiness, minimizing bad debts and ensuring contract compliance and/or recommending legal action Career Level - IC1 You will assist in the collection, management, and resolution of outstanding invoices from past due accounts Collect overpayments from current and former employees Work with departmental managers to eliminate root cause of overpayment Interfaces with sales support, accounts receivable, and directly with the customer to determine the ability to pay, communicate contractual specifications, and enforce remedies in reconciling accounts Manage portfolio of accounts including delinquency, write-offs, credit memos, and additional interest Conducts pre-sale credit risk evaluation, prepares recommendations, and makes credit approval decisions on new accounts Recognizes deteriorating credit situations recommending and implementing solutions Prepares collection reports

Role & responsibilities: 1. Credit Assessment & Underwriting : Evaluate loan applications for Loan Against Property (LAP) and Affordable Housing Loans at the location level. Assess borrower profiles, financial statements, and property documents to determine creditworthiness. Perform due diligence, including Customer meeting, tele verification check, CIBIL/credit bureau checks, banking analysis, and market references. Ensure that loan proposals align with the company's credit policy and risk appetite. 2. Loan Processing & Decision Making: Approve loan applications within the designated authority limit and recommend higher-value proposals as required. Coordinate with legal, technical, and operations teams to ensure smooth loan processing and disbursement. Managing vault and safe keeping of property documents and Identify potential risks in loan proposals and recommend mitigation strategies. 3. Risk & Portfolio Management: Monitor the portfolio for early warning signals, delinquencies, and fraud detection. Work closely with the collections team to ensure timely follow-ups on overdue accounts. Conduct regular credit reviews and portfolio analysis to maintain a healthy loan book. 4. Compliance & Audit: Ensure adherence to internal credit policies, RBI/NHB guidelines, and regulatory requirements. Maintain proper documentation and ensure audit readiness at all times. Work with internal and external auditors to ensure smooth audit processes. 5. Stakeholder & Team Management: Provide training and guidance to sales and credit teams on loan policies and credit evaluation. Collaborate with business teams to ensure a balance between growth and risk management. Engage with legal and technical vendors for smooth processing of loan approvals. Key Skills & Competencies: Strong understanding of LAP & Affordable Housing Loans underwriting. Knowledge of legal & technical aspects related to property financing. Experience in credit risk assessment, financial analysis, and portfolio monitoring. Familiarity with CIBIL, CRIF, and other credit assessment tools. Attention to detail, decision-making ability, and problem-solving skills. Excellent communication and stakeholder management skills.

LTFinance is looking for COLLECTIONS OFFICER to join our dynamic team and embark on a rewarding career journey. A Collection Officer is responsible for managing and overseeing the collection of outstanding debts or overdue payments from customers or clients. This role involves developing collection strategies, contacting debtors, negotiating payment arrangements, and maintaining accurate records. Key Responsibilities: Debt Collection: Contact customers or clients with overdue payments to negotiate and collect outstanding debts in a professional and respectful manner. Payment Arrangements: Work with debtors to establish repayment plans, settlements, or alternative payment solutions that align with their financial circumstances. Account Review: Review and analyze debtor accounts to assess their financial status, payment history, and creditworthiness. Communication: Maintain regular communication with debtors through phone calls, emails, or letters to encourage timely payments and resolve payment disputes. Documentation: Maintain detailed records of all collection activities, payment arrangements, and debtor interactions. Compliance: Ensure collection practices comply with relevant laws, regulations, and company policies, including fair debt collection practices. Reporting: Prepare and submit regular reports on collection activities, outstanding debts, and recovery rates. Escalation: Escalate accounts to legal or higher management when necessary, following established protocols. Customer Service: Provide excellent customer service to debtors by addressing inquiries, concerns, and providing information about payment options. Reconciliation: Reconcile payments received with outstanding balances, updating records accordingly.

Sanction Manager Personal Loan, Ramprastha Ghaziabad Evaluate personal loan applications as per credit policies & RBI compliance. Analyze KYC, CIBIL, income docs. 3–7 yrs loan appraisal exp. at NBFC/Bank/Fintech. Salary as per norms. Annual bonus

Roles and Responsibilities Manage a team responsible for credit underwriting, analysis, approval, and policy management. Review and analyze credit proposals from various sources (direct, indirect) to assess risk. Conduct thorough credit checks on customers using Cibil data, banking statements, income documents, etc. Develop expertise in commercial vehicle loans, fleet credit, used car loans, four wheeler loans, retail assets, auto finance products. Ensure compliance with regulatory requirements and internal policies related to credit risk management. Desired Candidate Profile 3-8 years of experience in Credit Management or similar role in NBFCs or banks dealing with Retail Assets/Auto Loans/Commercial Vehicles. CA/MBA/PGDM degree required; relevant certifications like IRDA/NCFM preferred but not mandatory. Strong understanding of Indian financial markets and regulations governing lending activities.

Bhiwadi | Faridabad | Gurugram | Mumbai | New Delhi View Details PRIMARY RESPONSIBILITY: Coordination with the Relationship (Client Acquisition) Team to gather financial data and documents of clients as well as with Advocate & Valuer. Conducting a thorough financial analysis of the proposal before putting it to higher level authority for approval with given TAT with his/her written findings on credit proposal and basic do ability in terms of amount and commercials ensuring compliance with organization credit policy. Visit client office/Factory/House for personal discussion to understand the business model before putting it for approval. Conducting on sight/Call based due diligence. Prepare Credit Approval Memorandum (CAM) as per policy and discuss same with Senior Credit/Underwriting Manager. Addressing the concern raised by the Senior Credit/Underwriting Manager if any. Compiling MIS on credit findings and queries raised by the field audit report. Issuing requests and checking Credit Information Reports (CIR) of clients from other Banks and Financial Institutes. Maintain cordial relationships with other departments, manage queries, and support other miscellaneous initiatives. DESIRED SKILLS & QUALIFICATION: CA/CFA or MBA in Finance. Experience as a Credit Manager in Machinery/Equipment Finance. Experience in End to End processing of loan proposal.

Bhiwadi | Faridabad | Gurugram | Mumbai | New Delhi View Details PRIMARY RESPONSIBILITY: Coordination with the Relationship (Client Acquisition) Team to gather financial data and documents of clients as well as with Advocate & Valuer. Conducting a thorough financial analysis of the proposal before putting it to higher level authority for approval with given TAT with his/her written findings on credit proposal and basic do ability in terms of amount and commercials ensuring compliance with organization credit policy. Visit client office/Factory/House for personal discussion to understand the business model before putting it for approval. Conducting on sight/Call based due diligence. Prepare Credit Approval Memorandum (CAM) as per policy and discuss same with Senior Credit/Underwriting Manager. Addressing the concern raised by the Senior Credit/Underwriting Manager if any. Compiling MIS on credit findings and queries raised by the field audit report. Issuing requests and checking Credit Information Reports (CIR) of clients from other Banks and Financial Institutes. Maintain cordial relationships with other departments, manage queries, and support other miscellaneous initiatives. DESIRED SKILLS & QUALIFICATION: CA/CFA or MBA in Finance. Experience as a Credit Manager in Machinery/Equipment Finance. Experience in End to End processing of loan proposal.

Dear Candidate, We have an opening for Credit Managers for Jaipur Location. Job Description:- Conduct thorough credit assessments and implement effective risk mitigation strategies. Ensure compliance with regulatory requirements and internal policies. Monitor and optimize the loan portfolio to maintain quality and profitability. Collaborate with internal teams and communicate effectively with stakeholders. Identify opportunities for process improvement and drive efficiency initiatives. Provide leadership and support within the credit department to achieve organizational goals. Behavioural Skills Analytical Thinking Communication and Collaboration Adaptability Attention to Detail Knowledge Credit Risk Analysis Regulatory Compliance Portfolio Management Credit Policy Development Interested candidates can share their CV at shilpa.sharma@aavas.in Thanks and Regards, Shilpa Aavas Financiers Limited

Timely cash collection of customer accounts, assessing credit worthiness, minimizing bad debts and ensuring contract compliance and/or recommending legal action. Career Level - IC2 Career Level - IC2 You will assist in the collection, management, and resolution of outstanding invoices from past due accounts. Collect overpayments from current and former employees. Work with departmental managers to eliminate root cause of overpayment. Interfaces with sales support, accounts receivable, and directly with the customer to determine the ability to pay, communicate contractual specifications, and enforce remedies in reconciling accounts. Manage portfolio of accounts including delinquency, write-offs, credit memos, and additional interest. Conducts pre-sale credit risk evaluation, prepares recommendations, and makes credit approval decisions on new accounts. Recognizes deteriorating credit situations recommending and implementing solutions. Prepares collection reports.

Manages credit and collections activities to include the timely cash collection of customer accounts, assessing credit worthiness, minimizing bad debts and ensuring contract compliance and/or recommending legal action. Manages a professional staff. Career Level - M2 Responsible for managing the activities of credit approval and credit collection. Develops, implements, and maintains systems, procedures, and policies to enhance the credit and collections process. Recommends credit limits, handles special credit arrangements, and problem collection accounts. Coordinates with internal departments on credit policies. Oversees analysis of accounts receivable, aging of accounts to determine overdue accounts, and collections procedures. Creates and/or analyzes monthly reports.

Bhiwadi | Faridabad | Gurugram | Mumbai | New Delhi View Details PRIMARY RESPONSIBILITY: Coordination with the Relationship (Client Acquisition) Team to gather financial data and documents of clients as well as with Advocate Valuer. Conducting a thorough financial analysis of the proposal before putting it to higher level authority for approval with given TAT with his/her written findings on credit proposal and basic do ability in terms of amount and commercials ensuring compliance with organization credit policy. Visit client office/Factory/House for personal discussion to understand the business model before putting it for approval. Conducting on sight/Call based due diligence. Prepare Credit Approval Memorandum (CAM) as per policy and discuss same with Senior Credit/Underwriting Manager. Addressing the concern raised by the Senior Credit/Underwriting Manager if any. Compiling MIS on credit findings and queries raised by the field audit report. Issuing requests and checking Credit Information Reports (CIR) of clients from other Banks and Financial Institutes. Maintain cordial relationships with other departments, manage queries, and support other miscellaneous initiatives. DESIRED SKILLS QUALIFICATION: CA/CFA or MBA in Finance. Experience as a Credit Manager in Machinery/Equipment Finance. Experience in End to End processing of loan proposal.

Timely cash collection of customer accounts, assessing credit worthiness, minimizing bad debts and ensuring contract compliance and/or recommending legal action. Career Level - IC2 You will assist in the collection, management, and resolution of outstanding invoices from past due accounts. Collect overpayments from current and former employees. Work with departmental managers to eliminate root cause of overpayment. Interfaces with sales support, accounts receivable, and directly with the customer to determine the ability to pay, communicate contractual specifications, and enforce remedies in reconciling accounts. Manage portfolio of accounts including delinquency, write-offs, credit memos, and additional interest. Conducts pre-sale credit risk evaluation, prepares recommendations, and makes credit approval decisions on new accounts. Recognizes deteriorating credit situations recommending and implementing solutions. Prepares collection reports.

Timely cash collection of customer accounts, assessing credit worthiness, minimizing bad debts and ensuring contract compliance and/or recommending legal action. Career Level - IC1 Career Level - IC1 You will assist in the collection, management, and resolution of outstanding invoices from past due accounts. Collect overpayments from current and former employees. Work with departmental managers to eliminate root cause of overpayment. Interfaces with sales support, accounts receivable, and directly with the customer to determine the ability to pay, communicate contractual specifications, and enforce remedies in reconciling accounts. Manage portfolio of accounts including delinquency, write-offs, credit memos, and additional interest. Conducts pre-sale credit risk evaluation, prepares recommendations, and makes credit approval decisions on new accounts. Recognizes deteriorating credit situations recommending and implementing solutions. Prepares collection reports.

Roles and Responsibilities Coordination with the Relationship (Client Acquisition) Team to gather financial data and documents of clients as well as with Advocate & Valuer. Conducting a thorough financial analysis of the proposal before putting it to higher level authority for approval with given TAT with his/her written findings on credit proposal and basic doability in terms of amount and commercials ensuring compliance with organization credit policy. Visit client office/Factory/House for personal discussion to understand the business model before putting it for approval. Conducting on sight/Call based due diligence. Prepare Credit Approval Memorandum (CAM) as per policy and discuss same with Senior Credit/Underwriting Manager. Addressing the concern raised by the Senior Credit/Underwriting Manager if any. Compiling MIS on credit findings and queries raised by the field audit report. Issuing requests and checking Credit Information Reports (CIR) of clients from other Banks and Financial Institutes. Maintain cordial relationships with other departments, manage queries, and support other miscellaneous initiatives. Key Skills : Credit Underwriter Credit Functions Credit Risk Lap

Coordination with the Relationship (Client Acquisition) Team to gather financial data and documents of clients as well as with Advocate & Valuer. Conducting a thorough financial analysis of the proposal before putting it to higher level authority for approval with given TAT with his/her written findings on credit proposal and basic do ability in terms of amount and commercials ensuring compliance with organization credit policy. Visit client office/Factory/House for personal discussion to understand the business model before putting it for approval. Conducting on sight/Call based due diligence. Prepare Credit Approval Memorandum (CAM) as per policy and discuss same with Senior Credit/Underwriting Manager. Addressing the concern raised by the Senior Credit/Underwriting Manager if any. Compiling MIS on credit findings and queries raised by the field audit report. Issuing requests and checking Credit Information Reports (CIR) of clients from other Banks and Financial Institutes. Maintain cordial relationships with other departments, manage queries, and support other miscellaneous initiatives. DESIRED SKILLS & QUALIFICATION: CA/CFA or MBA in Finance. Experience as a Credit Manager in Machinery/Equipment Finance. Experience in End to End processing of loan proposal.

P2P Lending Mumbai 4 - 8 Years Of Experience No. of Openings - 2 Interested in this position? Responsibilities: Requisites & Skills: Analyze financial statements, credit reports, and other data to assess the creditworthiness of individuals Prepare detailed credit reports and risk assessments with recommendations for credit approval, modification, or denial Monitor existing accounts for changes in financial position or potential credit risk exposure Conduct industry and market research to support credit decisions Collaborate with sales, legal, and operations teams to ensure timely processing of credit applications and renewals Ensure compliance with internal credit policies and external regulatory guidelines Assist in the development of credit scoring models and risk mitigation strategies Maintain accurate records of credit decisions and documentation Experience in NBFC and P2P industry is a must Excellent analytical, communication, and decision-making skills

Role & responsibilities Will be responsible to implement credit policies and processes at the branch or department level, conducting risk assessments and monitoring portfolio quality. You have to collaborate with internal teams to optimize credit processes and policies, providing leadership and support to branch credit officers and analysts. Additionally, Credit Managers play a crucial role in ensuring compliance with organizational policies and regulatory requirements, while also identifying opportunities for process improvement and efficiency enhancement within the credit department.

Job Purpose: This role is responsible to create, review & implement credit policy for the Two Wheeler business in line with business requirements. Also Responsible for conceptualization & launch of credit policy for the same. Key Responsibilities: Conduct periodical review meetings with the business head for aligning credit policy to business needs and reporting credit deviations Portfolio reviews covering areas of delinquency reports, perusing Early Warning System (EWS) reports. Focus should be on portfolio intervention and resolutions strategies with the business unit in order to improve asset quality on continuous basis Capturing key data elements and analyzing them, interpreting the cross-period movements and understanding the macro mechanics of the system Responsible for the compliance to procedures laid down for processing, sanction, documentation and disbursement of various loan products at all the branches Identify and implement system and process improvements to ensure accurate, thorough data is available to support high quality analysis Analysis of portfolio and ensuring Portfolio monitoring, trigger reviews & delinquency control Introduce projects related to process improvement, business development and risk reduction; serve as a co-owner for these projects Define processes and procedures in the credit function; ensure compliance with credit policy by coordinating with the authority at all locations Managing of Rule engine for credit decisioning Study competition and anticipate market trends, create programs to counter competition and improve business results Plan and execute quarterly risk assessment process in accordance with established standards, policies & procedures Ensure credit deviations are within control by monitoring underwriting quality; achieve credit cost reduction through programs focused on process and productivity improvement Job Requirements: Post Graduate / MBA 15+ years in Two Wheeler financing credit underwriting & policy Ability to derive industry insights & analyze best practices across industry Understanding of Two Wheeler industry; product knowledge Exposure to retail finance lending Ability to analyze the portfolio risk and to deal with the customers Strong analytical skills Strong communication and interpersonal skills Good negotiation skills

Role Purpose Underwriting strategy. Assess proposals basis usage. Understand and derive financial trends of applicants. Prepare management OR credit committee level approval proposals. Manage strategic portfolio with ample portfolio indicator to identify early warnings / trends to consume in process/ policies. Accountability Cluster 1 • Adherence to turn around times (TAT) on customer loan requests, as per the agreed service level agreements (SLA) Accountability Cluster 2 • Ensuring adherence to internal Policy and processes by Maintaining regulatory compliance. • Maintain system data quality. Accountability Cluster 3 • Comprehensive profile study and financial analysis and proposal making. • Should be well versed in financial ratios, viability studies, Cash flows, entity net worth check. Accountability Cluster 4 • Team monitoring, mentoring and appraisals. Accountability Cluster 5 • Timely input on policy enhancements and optimization. Accountability Cluster 6 • Knowledge of regulatory reporting on account status and monitoring. Accountability Cluster 7 • Understanding market dynamics and frequent visits to customers. • Portfolio monitoring and reporting to management and relevant stakeholders.

Analyze financial statements, credit reports, and other data to assess the creditworthiness of individuals Prepare detailed credit reports and risk assessments with recommendations for credit approval, modification, or denial Monitor existing accounts for changes in financial position or potential credit risk exposure Conduct industry and market research to support credit decisions Collaborate with sales, legal, and operations teams to ensure timely processing of credit applications and renewals Ensure compliance with internal credit policies and external regulatory guidelines Assist in the development of credit scoring models and risk mitigation strategies Maintain accurate records of credit decisions and documentation Requisites & Skills: Experience in NBFC and P2P industry is a must Experience with credit rating systems and CRM tools

About The Role : Job Title Structured Finance Analyst LocationMumbai , I ndia Corporate TitleAVP Role Description: Trade Finance has an opening for a structured finance expert with international industry experience and exposure to a variety of corporates or special projects. Prior bank experience in credit analysis and financial modeling for structured finance business is preferred. The successful applicant will join the Trade Finance Team in Mumbai, work across the multiple business pillars and support the growth of the teams business globally, with structured financing solutions, and provide the technical and sector expertise to enable the team to participate and lead debt transactions. What we'll offer you As part of our flexible scheme, here are just some of the benefits that youll enjoy Best in class leave policy Gender neutral parental leaves 100% reimbursement under child care assistance benefit (gender neutral) Flexible working arrangements Sponsorship for Industry relevant certifications and education Employee Assistance Program for you and your family members Comprehensive Hospitalization Insurance for you and your dependents Accident and Term life Insurance Complementary Health screening for 35 yrs. and above Your Key Responsibilities Contributing to origination of new transactions, to facilitate credit approval and to execute the transaction within tight deadlines. Analyzing financials and providing economic evaluations for prospective and existing clients Assessing the short- and long-term risk in existing operations, as well as in expansions and new projects Assist in conducting the external technical due diligence including reviewing financial and operational models, business and industry performance, assessing process effectiveness and recommending a risked approach to reserve/production/process/costs profiles (used in bank case models) Reviewing environmental and social impact assessment or similar due diligence and commenting on Equator Principle rating classification and remediation plan Portfolio-Monitoring of existing portfolio performance, including financial and operational performance of development projects; regular reviews with operating management of clients, reserves auditors as well as other banks technical experts Summarizing and documenting evaluation results both for internal and external (as Technical Bank) purposes Your skills and experience Technical Skills: Bachelors/Masters degree in Economics, Finance or Engineering. Additional certification like Financial Risk Management (FRM) or Chartered Financial Analyst (CFA) would be a plus 5 or more years experience in total in financial modelling and valuations Strong quantitative, numerical and analytical skills, structuring expertise preferable Creative problem solving abilities and ability to multi-task Investment banking and strong credit experience; leveraged finance background preferable Behavioral Skills: (e.g. communication skills) Strong communication & presentation skills Desire to work in a fast paced, challenging environment Good problem solving skills Demonstrated flexibility and willingness to work for a global team with intensive international exposure cross multiple time-zones (US, EMEA and APAC) How we'll support you Training and development to help you excel in your career Flexible working to assist you balance your personal priorities Coaching and support from experts in your team in Germany & Pune A culture of continuous learning to aid progression A range of flexible benefits that you can tailor to suit your needs About us and our teams Please visit our company website for further information: https://www.db.com/company/company.htm We strive for a culture in which we are empowered to excel together every day. This includes acting responsibly, thinking commercially, taking initiative and working collaboratively. Together we share and celebrate the successes of our people. Together we are Deutsche Bank Group. We welcome applications from all people and promote a positive, fair and inclusive work environment.

About The Role : In Scope of Position based Promotions (INTERNAL only) Job TitleCredit Risk Officer LocationMumbai, India Role Description Chief Risk Office Vision is to provide industry-leading independent risk management capabilities in an innovative and efficient manner. Deutsche Bank is exposed to a wide range of risks every day. Credit losses, volatility of market prices, operational failures, infrastructure outages, liquidity shortages, and regulatory and legal matters can all have an impact on the banks capital and reputation. The CRO function has Group-wide, supra-divisional responsibility for the management/control of all credit, market, operational & liquidity risks and the continuing development of methods for risk measurement. In addition, CRO function is responsible for monitoring, analysing and reporting risk on a comprehensive basis. CRO function is structured along three core dimensionsbusiness aligned coverage; overarching regional risk management; and risk & control functions. This includes Credit Risk Management, Market & Valuation Risk Management, Liquidity Risk Management; Anti-Financial Crime, Compliance, Non-Financial Risk Management, Business Selection & Conflicts Office, Enterprise Risk Management, Group Strategic Analytics, and Chief Operating Office. About Credit Risk Management Function Credit Risk is a centralised risk-type function within the CRO function. The team is primarily responsible for setting limits and providing credit approvals for single name credit risk, as well as monitoring and managing against these in the context of the banks Enterprise Risk Management framework. Credit Risk enables CRO to strengthen, enhance and improve control of the banks credit risk. The team provides deep technical expertise to the business aligned risk functions and facilitates strategic business decision-making to improve overall use of the banks capital. What we'll offer you As part of our flexible scheme, here are just some of the benefits that youll enjoy Best in class leave policy Gender neutral parental leaves 100% reimbursement under childcare assistance benefit (gender neutral) Sponsorship for Industry relevant certifications and education Employee Assistance Program for you and your family members Comprehensive Hospitalization Insurance for you and your dependents Accident and Term life Insurance Complementary Health screening for 35 yrs. and above Your key responsibilities Credit Officer responsible for reviewing, recommending and approving complex/structured transactions across business units and wide spectrum of products. Support business units in driving strategy to drive optimum risk / return and in line with overall portfolio strategy and risk appetite. Maintain DBs high underwriting standards and drive resolution with business units and key stakeholders. Liaise with clients, interface directly with front office staff and other CRM units on credit approvals, credit requirements and relationship matters Effective resolution of conflicting views with Business in a constructive and professional manner, maintaining DBs underwriting standards, at the same time supporting the Business to achieve agreed targets Perform portfolio reviews to ensure risk are proactively assessed and managed. Drive audit and regulatory agenda as required. Your skills and experience Around 3-4 years of experience in credit / financial risk analysis for Corporates and FIs and at least working knowledge of relevant banking products. Good understanding of credit risk associated with corporate and investment banking products and business; product knowledge including Financing, Commercial Real Estate, Commercial Banking, Trade Finance and Derivative products Corporate and Financial Institution credit analysis skills with understanding of industry risk drivers; established negotiation skills to deal effectively with conflicting priorities & resources Ability to build strong relationships internally with divisional clients locally & globally, as well as internal stakeholders Technically strong, with a good understanding of global risk regulations Educated to Masters degree level or equivalent professional qualification/relevant work experience. Additional qualification in Risk management would be preferred. How we'll support you Flexible working to assist you balance your personal priorities Coaching and support from experts in your team A culture of continuous learning to aid progression A range of flexible benefits that you can tailor to suit your needs Training and development to help you excel in your career About us and our teams Please visit our company website for further information: https://www.db.com/company/company.htm We strive for a culture in which we are empowered to excel together every day. This includes acting responsibly, thinking commercially, taking initiative and working collaboratively. Together we share and celebrate the successes of our people. Together we are Deutsche Bank Group. We welcome applications from all people and promote a positive, fair and inclusive work environment.

We are Hiring!!!! For Leading NBFC Shiksha Finance Role : Credit Officer Product : LAP Salary : As per norms Experience : Min 1yr exp as Credit Officer in HL/LAP. Location : Kanchipuram. Interested candidates can share your resume to harisankar.sureshkumar@shikshafinance.com or 9500003115 Regards Harish