343 Credit Approval Jobs - Page 7

As a Credit Risk Manager in the consumer lending industry, you will be responsible for developing and executing credit risk strategies for products like consumer durables or credit cards. Your role will involve defining and optimizing credit approval and credit limit assignment policies. It will be crucial to monitor and ensure adherence to vintage risk levels within the company's risk appetite. You will have the opportunity to leverage alternative data sources such as credit bureau, SDK, telecom, and geo-data to enhance underwriting strategies. Additionally, designing, implementing, and refining application scorecards for effective risk assessment will be a key part of your responsibilities...

You will be responsible for underwriting corporate finance business and managing the portfolio in your assigned area. You will support and collaborate with business teams to oversee the end-to-end credit approval process for the designated region. It will be your duty to underwrite cases, present them to senior levels, and authorize deviations raised and documented by underwriters while ensuring compliance with credit policy. Your role will involve finalizing the review of credit memos prepared by underwriters, providing approval or decline sign-offs on each file after verifying documentation requests. You will also be in charge of approving all disbursement requests based on adherence to ag...

You will be responsible for underwriting corporate finance business and managing the portfolio in your assigned area. Your key duties will include supporting and collaborating with business teams to oversee the end-to-end credit approval process for the designated region. You will underwrite cases and present them to senior management for approval. Additionally, you will be required to authorize deviations raised by underwriters in compliance with credit policy, finalize reviews of credit memos prepared by underwriters, and provide approval/decline sign-offs on each file after ensuring all documentation requirements are met. You will also approve all disbursement requests based on the adhere...

Perpetuity Capital is looking for CREDIT EXECUTIVE to join our dynamic team and embark on a rewarding career journey Credit Analysis:Evaluate the creditworthiness of clients by analyzing financial data, credit reports, and other relevant information Risk Assessment:Assess and quantify credit risk associated with new and existing clients, considering industry trends and economic factors Credit Limit Determination:Determine appropriate credit limits based on the assessment of credit risk and financial stability of clients Credit Policy Compliance:Ensure compliance with the organization's credit policies and guidelines Customer Communication:Communicate credit decisions and terms to clients, ad...

Role & responsibilities: Formulating and implementing policy, procedures & guidelines for credit appraisal, credit risk models and frameworks Interacting with cross-functional teams and driving the credit policy agenda and ensuring correct implementation of credit policy guidelines in origination system and decisioning platforms. Managing of Rule engine for credit decisions. Analyzing the market trends / practices and benchmarking of policies with the market Establishing a robust Credit Analytic Framework to identify early warning signals, credit risk process inputs and customer segment-wise risk factors. Analysis of portfolio and ensuring Portfolio monitoring, trigger reviews & delinquency ...

As an Underwriter for corporate finance business in the assigned area, you will be responsible for managing the portfolio and supporting the business teams in the end-to-end credit approval process for the designated region. This includes underwriting cases, presenting them to senior management, and authorizing deviations raised by underwriters while ensuring compliance with credit policy. Your role will involve finalizing the review of credit memos, prepared by underwriters, and making approval or decline sign-offs on every file after verifying documentation requests. You will also be responsible for approving all disbursement requests based on adherence to agreement value requirements and ...

You will be responsible for underwriting corporate finance business and managing the portfolio in your assigned area. Your main duties will include supporting and co-partnering with business teams to handle end-to-end credit approval for the designated region. You will underwrite cases and present them to senior management for review. You will also be required to authorize deviations raised and documented by underwriters in compliance with credit policy. Additionally, you will finalize the review of credit memos prepared by underwriters and provide approval or decline sign-offs on every file after checking for documentation requests. It will be your responsibility to approve all disbursement...

The role involves underwriting corporate finance business and managing the portfolio in the assigned area. You will be required to support and collaborate with business teams to handle end-to-end credit approval processes for the designated region. Your responsibilities will include underwriting cases, presenting them to senior management, and authorizing deviations in compliance with credit policy. You will be expected to conduct a final review of credit memos prepared by underwriters, provide approval or decline sign-offs after verifying documentation requests, and approve all disbursement requests based on adherence to agreement value requirements and complete documentation at the branch ...

Job Description 1To underwrite mortgage business and manage the portfolio in assigned area 2 Support and co-partner with business teams to manage end to end credit approval for the designated region 3 Underwrite salaried SENP/SEP for retail and high value cases and present to senior level 4 Authorize deviations raised and documented by underwriters in compliance with credit policy. 5 Finalize review of credit memos, prepared by underwriters, and approval/ decline sign-offs on every file after checking for documentation requests. 6 Approve all disbursement requests on the basis of achieved adherence to requirements on LTV, agreement value, full documentation attainment at the branch level. 7 ...

Job Description 1To underwrite mortgage business and manage the portfolio in assigned area 2 Support and co-partner with business teams to manage end to end credit approval for the designated region 3 Underwrite salaried SENP/SEP for retail and high value cases and present to senior level 4 Authorize deviations raised and documented by underwriters in compliance with credit policy. 5 Finalize review of credit memos, prepared by underwriters, and approval/ decline sign-offs on every file after checking for documentation requests. 6 Approve all disbursement requests on the basis of achieved adherence to requirements on LTV, agreement value, full documentation attainment at the branch level. 7 ...

Evaluate loan proposals for Machinery Finance and Loan Against Property (LAP). Conduct comprehensive financial, technical, and legal due diligence on loan applications. Approve or recommend credit proposals in accordance with company policies. Required Candidate profile Proven experience in credit assessment of LAP and Machinery Loans. Strong analytical and decision-making skills. Ability to work independently and collaborate with cross-functional teams.

The role involves managing all activities related to the sanction life cycle of borrower accounts in the retail loan business for short and medium-term products. You will collaborate with business teams to oversee end-to-end credit approval processes in the designated region. Your responsibilities include underwriting for various customer segments, including retail and high-value cases, and presenting them to senior management for approval. You will be responsible for authorizing deviations raised by underwriters in compliance with credit policy. Reviewing credit memos prepared by underwriters, ensuring documentation requests are met, and providing approval or decline signoffs on each file. ...

You will be responsible for managing all activities related to the sanction life cycle of borrower accounts in the designated region. Your primary duties will include: - Supporting and collaborating with business teams to oversee the end-to-end credit approval process for the region. - Underwriting for all customer segments for corporate finance products and presenting to senior management. - Authorizing deviations raised and documented by underwriters in compliance with credit policy. - Finalizing the review of credit memos prepared by underwriters and providing approval/decline sign-offs on each file after verifying documentation requests. - Approving all disbursement requests based on adh...

FUNCTIONAL REQUIREMENTS: Responsible for assessing cases sourced by the Sales team in line with the credit policy, and determining deviations and exceptions. Handling credit underwriting of working capital/channel finance/term loan cases in the mapped region. Conducting on sight/Call-based based Due Diligence. Prepare Credit Approval Memorandum (CAM) as per policy and discuss the same with the Senior Credit/Underwriting Manager. DESIRED SKILLS: CA Fresher or up to 1 yr experience can also apply Prior work experience of up to 2 years in Credit Underwriting preferable in Loan Against Property (LAP) or Business Loans will be preferred

PRIMARY RESPONSIBILITY: Coordination with the Relationship (Client Acquisition) Team to gather financial data and documents of clients as well as with Advocate & Valuer. Conducting a thorough financial analysis of the proposal before putting it to higher level authority for approval with given TAT with his/her written findings on credit proposal and basic do ability in terms of amount and commercials ensuring compliance with organization credit policy. Visit client office/Factory/House for personal discussion to understand the business model before putting it for approval. Conducting on sight/Call based due diligence. Prepare Credit Approval Memorandum (CAM) as per policy and discuss same wi...

Lead and manage the regional credit team with a focus on team building, mentoring, and performance management Assess SME-UBL credit proposals through financial, business, and risk analysis Develop and implement credit policies & frameworks tailored to unsecured lending Conduct portfolio reviews to monitor credit quality and identify early warning signals Collaborate with sales, operations, and risk teams to ensure smooth credit processing Ensure regulatory compliance and adherence to internal risk guidelines Drive productivity and efficiency within the credit team while maintaining portfolio health

Job Title: Credit Underwriter Location: Bangalore Experience: 4+ years Approval Authority: 15 to 20 Lakhs Job Description : We are looking for an experienced Credit Underwriter to assess and approve loan applications up to 1520 Lakhs. The ideal candidate should have strong analytical skills, sound judgment, and prior experience in credit underwriting. Key Responsibilities : Evaluate creditworthiness of loan applicants Must have approval loan applications up to 15–20 Lakhs • Approve/recommend loans within assigned authority limits • Analyze financial data, credit reports, and other relevant documents • Ensure compliance with company policies and regulatory requirements • Work closely with sal...

Industry :- BFSI Designation :- Regional Credit Manager Location :- Chennai Product :- Car Loan, Auto Loan, or CV Loan ( must experience ) Roles and Responsibilities Manage a team responsible for credit appraisal and approval of Auto loans or CV Loans. Conduct thorough credit analysis, assessment, and risk evaluation to ensure timely decision-making. Develop and maintain strong relationships with dealerships across India to drive business growth. Ensure compliance with regulatory requirements and internal policies related to credit management. Collaborate with other departments (e.g., sales, operations) to resolve customer queries and issues. Desired Candidate Profile 7-10 years of experienc...

Role Responsibilities: Underwrite and approve corporate finance proposals while ensuring adherence to credit policy. Supervise credit appraisals, disbursement authorizations, and PDD compliance. Lead and coach a team of credit officers to maintain portfolio quality and minimize delinquencies. Coordinate with recovery teams, vendors, and senior management for risk mitigation and process optimization. Key Deliverables: Ensure timely and accurate underwriting of high-value corporate finance cases. Strengthen due diligence and credit review mechanisms for the assigned area. Improve efficiency through training and development of the credit team. Drive credit program enhancements aligned with loca...

To underwrite corporate finance business and manage the portfolio in assigned area . o Support and co-partner with business teams to manage end to end credit approval for the designated region o Underwrite cases and present to senior level o Authorize deviations raised and documented by underwriters in compliance with credit policy. o Finalize review of credit memos, prepared by underwriters, and approval/ decline sign-offs on every file after checking for documentation requests. o Approve all disbursement requests on the basis of achieved adherence to requirements on agreement value, full documentation attainment at the branch level. o Monitor and oversee PDD management and ensure timely co...

About The Role o Support and co-partner with business teams to manage end to end credit approval for the designated region o Underwrite for all customer segment for retail and high value cases and present to senior level o Authorize deviations raised and documented by underwriters in compliance with credit policy. o Finalize review of credit memos, prepared by underwriters, and approval/ decline sign-offs on every file after checking for documentation requests. o Approve all disbursement requests on the basis of achieved adherence to requirements and full documentation attainment at the branch level. o Ensure timely completion of personal discussion documents through customer visits if requi...

3.2 National Credit Manager Business Vertical: Housing Line of Business: Credit Department: Credit Line Manager: Head - Credit, Risk & Valuation Designation: National Credit Manager Grade: M6- M8 On the rolls of: TCHFL Location: No. of Positions: Job Dimensions Responsible for handling team: Yes Roles reporting into this role(Direct/ 1) Customers Indirect): Contact or Interaction with: Travel Required: Yes Position Type: Full time Process Owner: 1) Credit 2) Internal sales teams 3)Channel Partners 4) Builders • • • • • Zonal Credit Manager Regional Credit Manager ACM Credit Credit Manager Credit Officer Job Purpose • Develop initiatives to improve the overall credit strategy and co-partner w...

As an Underwriter in the mortgage business, your primary responsibility will be to manage the portfolio in your assigned area. You will collaborate closely with business teams to oversee end-to-end credit approval processes for the designated region. This includes underwriting salaried SENP/SEP for both retail and high-value cases, presenting these cases to senior management for approval. You will be responsible for authorizing deviations raised by underwriters in compliance with credit policy guidelines. Additionally, you will review credit memos prepared by underwriters, ensuring that all documentation requirements are met before providing approval or decline sign-offs on each file. Approv...

You will be responsible for underwriting corporate finance business and managing the portfolio in your assigned area. This role involves supporting and collaborating with business teams to oversee the entire credit approval process for the designated region. You will underwrite cases and present them to senior management for approval. As an underwriter, you will be required to authorize deviations raised and documented by underwriters in accordance with the credit policy. It will be your responsibility to review credit memos prepared by underwriters and provide approval or decline sign-offs on each file after verifying documentation requests. Additionally, you will need to approve all disbur...

As a Mortgage Underwriter, your primary responsibility will be to underwrite mortgage business and effectively manage the portfolio within your assigned area. You will collaborate closely with business teams to facilitate end-to-end credit approval processes for the designated region. Your role will involve underwriting salaried SENP/SEP for retail and high-value cases, presenting them to senior management for approval. You will be entrusted to authorize deviations raised and documented by underwriters in compliance with credit policy guidelines. A critical aspect of your job will be to review credit memos prepared by underwriters, ensuring thorough documentation and making approval or decli...